Home > Sunrise Bank > Net charge- offs to loans
Sunrise Bank, Net charge- offs to loans
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4483% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0943% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 1.3572% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2297% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9180% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5257% | 5,070 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0718% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7564% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0573% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5192% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | -17.7778% | 6,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6143% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5732% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 4.5679% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8472% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1172% | 5,513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7339% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5256% | 5,188 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9286% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5513% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2785% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6523% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0360% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0133% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 6.0376% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3981% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1526% | 5,552 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5700% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6167% | 5,235 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7634% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4563% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5036% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9934% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0167% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9069% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 2.2645% | 899 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0450% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2221% | 5,573 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3453% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8045% | 5,263 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6344% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6260% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8845% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.6280% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3086% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9789% | 228 |
| Percentage Net Loans Charged-off:Construction & development | -0.0455% | 6,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9998% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4197% | 5,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3819% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6887% | 5,284 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6236% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3901% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7881% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.8812% | 79 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0925% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4244% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 4.9112% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2346% | 2,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.8667% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2608% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0385% | 5,395 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6132% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1533% | 6,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4531% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9701% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8168% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2026% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2117% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5947% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 6.2430% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2633% | 7,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.5302% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2860% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2023% | 5,368 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6055% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1251% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7534% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9018% | 672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1561% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5168% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 4.8685% | 837 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.0473% | 7,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 33.3951% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.8313% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2999% | 5,408 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2407% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7113% | 6,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9059% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0681% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1749% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5830% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 5.3885% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4518% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 39.5159% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.9428% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 6.2844% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1079% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9319% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9260% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3629% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0807% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 11.4245% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3271% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3797% | 607 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8987% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4376% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6643% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9280% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4563% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2012% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8379% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 12.5690% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0079% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9145% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4206% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3482% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1291% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6921% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8446% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8677% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0494% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 9.2658% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7361% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7376% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5372% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0121% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3813% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5398% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3560% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 3.6512% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8411% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 15.1679% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2355% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0328% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5953% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9142% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8275% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 2.1842% | 2,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2893% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9206% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7665% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5941% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 2.1731% | 1,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1999% | 1,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4113% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5913% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6868% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 2.6973% | 1,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1465% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3458% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 5.0889% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1850% | 4,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2246% | 2,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.7131% | 1,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3060% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.9451% | 1,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3843% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4720% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 1.4018% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 6,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4548% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |