Home > SunFirst Bank > Income and Expense
SunFirst Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,637,000 | 3,540 |
| Total interest expense | $1,972,000 | 2,298 |
| Net interest income | $3,665,000 | 3,988 |
| Provision for loan and lease losses | $9,701,000 | 327 |
| Total noninterest income | $-1,356,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $81,000 | 5,444 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,437,000 | 7,355 |
| Total noninterest expense | $4,672,000 | 2,965 |
| Salaries and employee benefits | $1,922,000 | 3,497 |
| Premises and equipment expense | $561,000 | 3,077 |
| Additional noninterest expense | $2,189,000 | 2,263 |
| Pre-tax net operating income | $-12,064,000 | 7,360 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $-4,547,000 | 7,408 |
| Income before extraordinary items | $-7,514,000 | 7,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,514,000 | 7,311 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,514,000 | 7,311 |
| Net charge-offs | $6,866,000 | 479 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-7,515,920 | 7,304 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 3,537 |
| Total interest expense | $1,392,000 | 2,250 |
| Net interest income | $2,407,000 | 4,035 |
| Provision for loan and lease losses | $9,395,000 | 253 |
| Total noninterest income | $74,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $58,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,375 |
| Total noninterest expense | $3,112,000 | 3,004 |
| Salaries and employee benefits | $1,348,000 | 3,390 |
| Premises and equipment expense | $367,000 | 3,147 |
| Additional noninterest expense | $1,397,000 | 2,401 |
| Pre-tax net operating income | $-10,026,000 | 7,446 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $-3,737,000 | 7,485 |
| Income before extraordinary items | $-6,287,000 | 7,401 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,287,000 | 7,401 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,287,000 | 7,401 |
| Net charge-offs | $6,497,000 | 374 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-6,288,280 | 7,402 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 3,451 |
| Total interest expense | $727,000 | 2,234 |
| Net interest income | $1,244,000 | 3,952 |
| Provision for loan and lease losses | $800,000 | 1,013 |
| Total noninterest income | $-559,000 | 7,522 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-589,000 | 7,520 |
| Total noninterest expense | $1,620,000 | 2,900 |
| Salaries and employee benefits | $686,000 | 3,372 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $748,000 | 2,225 |
| Pre-tax net operating income | $-1,735,000 | 7,372 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $-639,000 | 7,488 |
| Income before extraordinary items | $-1,094,000 | 7,311 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,094,000 | 7,311 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,094,000 | 7,312 |
| Net charge-offs | $283,000 | 1,808 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,095,280 | 7,310 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,453,000 | 3,092 |
| Total interest expense | $3,719,000 | 2,131 |
| Net interest income | $5,734,000 | 3,594 |
| Provision for loan and lease losses | $8,025,000 | 803 |
| Total noninterest income | $-674,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,908,000 | 789 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,582,000 | 7,585 |
| Total noninterest expense | $7,305,000 | 2,641 |
| Salaries and employee benefits | $2,845,000 | 3,259 |
| Premises and equipment expense | $806,000 | 2,976 |
| Additional noninterest expense | $3,654,000 | 1,940 |
| Pre-tax net operating income | $-10,270,000 | 7,361 |
| Securities gains (losses) | $629,000 | 728 |
| Applicable income taxes | $-3,655,000 | 7,556 |
| Income before extraordinary items | $-5,986,000 | 7,239 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,986,000 | 7,239 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,986,000 | 7,239 |
| Net charge-offs | $8,640,000 | 674 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,058,000 | 358 |
| Net operating income | $-6,388,560 | 7,235 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,451,000 | 3,032 |
| Total interest expense | $2,895,000 | 2,146 |
| Net interest income | $4,556,000 | 3,483 |
| Provision for loan and lease losses | $7,525,000 | 635 |
| Total noninterest income | $-363,000 | 7,617 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,535,000 | 752 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,898,000 | 7,707 |
| Total noninterest expense | $5,543,000 | 2,613 |
| Salaries and employee benefits | $2,136,000 | 3,269 |
| Premises and equipment expense | $621,000 | 2,952 |
| Additional noninterest expense | $2,786,000 | 1,878 |
| Pre-tax net operating income | $-8,875,000 | 7,527 |
| Securities gains (losses) | $629,000 | 610 |
| Applicable income taxes | $-3,100,000 | 7,657 |
| Income before extraordinary items | $-5,146,000 | 7,430 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,146,000 | 7,430 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,146,000 | 7,430 |
| Net charge-offs | $7,269,000 | 606 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,058,000 | 281 |
| Net operating income | $-5,548,560 | 7,428 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 3,100 |
| Total interest expense | $2,009,000 | 2,148 |
| Net interest income | $2,874,000 | 3,633 |
| Provision for loan and lease losses | $2,850,000 | 981 |
| Total noninterest income | $697,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $776,000 | 1,019 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-79,000 | 7,507 |
| Total noninterest expense | $3,302,000 | 2,871 |
| Salaries and employee benefits | $1,418,000 | 3,302 |
| Premises and equipment expense | $412,000 | 2,990 |
| Additional noninterest expense | $1,472,000 | 2,295 |
| Pre-tax net operating income | $-2,581,000 | 7,363 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-921,000 | 7,602 |
| Income before extraordinary items | $-1,660,000 | 7,284 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,660,000 | 7,283 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,660,000 | 7,284 |
| Net charge-offs | $3,089,000 | 814 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 642 |
| Net operating income | $-1,660,000 | 7,273 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 3,133 |
| Total interest expense | $1,040,000 | 2,188 |
| Net interest income | $1,430,000 | 3,682 |
| Provision for loan and lease losses | $1,350,000 | 955 |
| Total noninterest income | $449,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $315,000 | 1,236 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $134,000 | 3,024 |
| Total noninterest expense | $1,606,000 | 2,965 |
| Salaries and employee benefits | $706,000 | 3,381 |
| Premises and equipment expense | $205,000 | 3,058 |
| Additional noninterest expense | $695,000 | 2,391 |
| Pre-tax net operating income | $-1,077,000 | 7,435 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-381,000 | 7,671 |
| Income before extraordinary items | $-696,000 | 7,367 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-696,000 | 7,367 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-696,000 | 7,368 |
| Net charge-offs | $2,171,000 | 615 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 398 |
| Net operating income | $-696,000 | 7,345 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,014,000 | 2,967 |
| Total interest expense | $5,612,000 | 2,038 |
| Net interest income | $5,402,000 | 3,750 |
| Provision for loan and lease losses | $8,200,000 | 1,007 |
| Total noninterest income | $-16,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $198,000 | 4,682 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-214,000 | 7,691 |
| Total noninterest expense | $5,980,000 | 3,190 |
| Salaries and employee benefits | $2,873,000 | 3,309 |
| Premises and equipment expense | $858,000 | 2,940 |
| Additional noninterest expense | $2,249,000 | 3,019 |
| Pre-tax net operating income | $-8,794,000 | 7,436 |
| Securities gains (losses) | $440,000 | 960 |
| Applicable income taxes | $-3,166,000 | 7,636 |
| Income before extraordinary items | $-5,188,000 | 7,278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,188,000 | 7,278 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,188,000 | 7,278 |
| Net charge-offs | $5,530,000 | 1,059 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,400,000 | 243 |
| Net operating income | $-5,469,600 | 7,322 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,518,000 | 2,933 |
| Total interest expense | $4,395,000 | 2,044 |
| Net interest income | $4,123,000 | 3,718 |
| Provision for loan and lease losses | $7,900,000 | 753 |
| Total noninterest income | $50,000 | 7,400 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $149,000 | 4,694 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-99,000 | 7,805 |
| Total noninterest expense | $4,369,000 | 3,255 |
| Salaries and employee benefits | $2,183,000 | 3,300 |
| Premises and equipment expense | $653,000 | 2,934 |
| Additional noninterest expense | $1,533,000 | 3,230 |
| Pre-tax net operating income | $-8,096,000 | 7,678 |
| Securities gains (losses) | $403,000 | 811 |
| Applicable income taxes | $-2,909,000 | 7,803 |
| Income before extraordinary items | $-4,784,000 | 7,557 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,784,000 | 7,557 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,784,000 | 7,557 |
| Net charge-offs | $5,300,000 | 783 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,041,920 | 7,592 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,638,000 | 2,985 |
| Total interest expense | $3,092,000 | 2,041 |
| Net interest income | $2,546,000 | 3,891 |
| Provision for loan and lease losses | $3,650,000 | 948 |
| Total noninterest income | $99,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $104,000 | 4,585 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-5,000 | 7,813 |
| Total noninterest expense | $2,922,000 | 3,285 |
| Salaries and employee benefits | $1,459,000 | 3,313 |
| Premises and equipment expense | $440,000 | 2,952 |
| Additional noninterest expense | $1,023,000 | 3,235 |
| Pre-tax net operating income | $-3,927,000 | 7,655 |
| Securities gains (losses) | $403,000 | 603 |
| Applicable income taxes | $-1,313,000 | 7,813 |
| Income before extraordinary items | $-2,211,000 | 7,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,211,000 | 7,516 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,211,000 | 7,516 |
| Net charge-offs | $2,817,000 | 900 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,468,920 | 7,581 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 2,967 |
| Total interest expense | $1,638,000 | 2,013 |
| Net interest income | $1,240,000 | 3,963 |
| Provision for loan and lease losses | $450,000 | 1,876 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-8,000 | 7,983 |
| Total noninterest expense | $1,416,000 | 3,294 |
| Salaries and employee benefits | $724,000 | 3,372 |
| Premises and equipment expense | $236,000 | 2,812 |
| Additional noninterest expense | $456,000 | 3,243 |
| Pre-tax net operating income | $-584,000 | 7,400 |
| Securities gains (losses) | $403,000 | 413 |
| Applicable income taxes | $-61,000 | 7,460 |
| Income before extraordinary items | $-120,000 | 6,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-120,000 | 6,856 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-120,000 | 6,856 |
| Net charge-offs | $251,000 | 1,952 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-385,980 | 7,280 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,660,000 | 2,376 |
| Total interest expense | $7,365,000 | 2,110 |
| Net interest income | $8,295,000 | 2,623 |
| Provision for loan and lease losses | $2,790,000 | 1,469 |
| Total noninterest income | $512,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $240,000 | 4,440 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $272,000 | 4,275 |
| Total noninterest expense | $5,769,000 | 3,195 |
| Salaries and employee benefits | $3,186,000 | 3,085 |
| Premises and equipment expense | $866,000 | 2,976 |
| Additional noninterest expense | $1,717,000 | 3,272 |
| Pre-tax net operating income | $248,000 | 5,603 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $50,000 | 3,853 |
| Income before extraordinary items | $198,000 | 5,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $198,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,844,000 | 1,042 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,379 |
| Net operating income | $198,000 | 5,644 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,276,000 | 2,341 |
| Total interest expense | $5,675,000 | 2,143 |
| Net interest income | $6,601,000 | 2,500 |
| Provision for loan and lease losses | $2,565,000 | 1,003 |
| Total noninterest income | $526,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $183,000 | 4,436 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $343,000 | 3,451 |
| Total noninterest expense | $4,446,000 | 3,086 |
| Salaries and employee benefits | $2,391,000 | 3,111 |
| Premises and equipment expense | $623,000 | 3,096 |
| Additional noninterest expense | $1,432,000 | 2,888 |
| Pre-tax net operating income | $116,000 | 6,338 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $114,000 | 6,102 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $114,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,734,000 | 678 |
| Cash dividends | $750,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,190 |
| Net operating income | $114,000 | 6,265 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 2,335 |
| Total interest expense | $3,933,000 | 2,149 |
| Net interest income | $4,453,000 | 2,454 |
| Provision for loan and lease losses | $1,742,000 | 860 |
| Total noninterest income | $355,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $118,000 | 4,516 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $237,000 | 3,453 |
| Total noninterest expense | $2,890,000 | 3,168 |
| Salaries and employee benefits | $1,694,000 | 2,966 |
| Premises and equipment expense | $405,000 | 3,177 |
| Additional noninterest expense | $791,000 | 3,393 |
| Pre-tax net operating income | $176,000 | 5,972 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $43,000 | 4,183 |
| Income before extraordinary items | $133,000 | 6,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,764,000 | 603 |
| Cash dividends | $750,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,078 |
| Net operating income | $133,000 | 6,032 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 2,312 |
| Total interest expense | $2,101,000 | 2,151 |
| Net interest income | $2,257,000 | 2,430 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $163,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $52,000 | 4,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,584 |
| Total noninterest expense | $1,438,000 | 3,191 |
| Salaries and employee benefits | $861,000 | 2,960 |
| Premises and equipment expense | $195,000 | 3,309 |
| Additional noninterest expense | $382,000 | 3,433 |
| Pre-tax net operating income | $682,000 | 2,462 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $256,000 | 1,660 |
| Income before extraordinary items | $426,000 | 3,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $426,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,501 |
| Cash dividends | $750,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $426,000 | 2,966 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,174,000 | 2,261 |
| Total interest expense | $7,819,000 | 2,366 |
| Net interest income | $10,355,000 | 2,182 |
| Provision for loan and lease losses | $630,000 | 1,988 |
| Total noninterest income | $539,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $185,000 | 5,053 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $354,000 | 3,962 |
| Total noninterest expense | $5,848,000 | 3,033 |
| Salaries and employee benefits | $3,542,000 | 2,776 |
| Premises and equipment expense | $782,000 | 3,134 |
| Additional noninterest expense | $1,524,000 | 3,367 |
| Pre-tax net operating income | $4,416,000 | 1,825 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,637,000 | 1,321 |
| Income before extraordinary items | $2,779,000 | 2,175 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,779,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,065 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,183 |
| Net operating income | $2,779,000 | 2,158 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,494,000 | 2,301 |
| Total interest expense | $5,589,000 | 2,471 |
| Net interest income | $7,905,000 | 2,157 |
| Provision for loan and lease losses | $420,000 | 1,796 |
| Total noninterest income | $384,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $137,000 | 5,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $247,000 | 4,118 |
| Total noninterest expense | $4,400,000 | 3,010 |
| Salaries and employee benefits | $2,697,000 | 2,730 |
| Premises and equipment expense | $578,000 | 3,154 |
| Additional noninterest expense | $1,125,000 | 3,359 |
| Pre-tax net operating income | $3,469,000 | 1,862 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,319,000 | 1,349 |
| Income before extraordinary items | $2,150,000 | 2,243 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,150,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,068 |
| Net operating income | $2,150,000 | 2,229 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 2,418 |
| Total interest expense | $3,502,000 | 2,614 |
| Net interest income | $5,072,000 | 2,266 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $238,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $92,000 | 5,104 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $146,000 | 4,363 |
| Total noninterest expense | $2,907,000 | 3,045 |
| Salaries and employee benefits | $1,777,000 | 2,791 |
| Premises and equipment expense | $382,000 | 3,202 |
| Additional noninterest expense | $748,000 | 3,375 |
| Pre-tax net operating income | $2,163,000 | 2,028 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $811,000 | 1,478 |
| Income before extraordinary items | $1,352,000 | 2,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,352,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,018 |
| Net operating income | $1,352,000 | 2,379 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 2,532 |
| Total interest expense | $1,681,000 | 2,698 |
| Net interest income | $2,372,000 | 2,397 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $125,000 | 3,340 |
| Total noninterest expense | $1,425,000 | 3,109 |
| Salaries and employee benefits | $887,000 | 2,817 |
| Premises and equipment expense | $188,000 | 3,268 |
| Additional noninterest expense | $350,000 | 3,536 |
| Pre-tax net operating income | $1,037,000 | 2,102 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $420,000 | 1,471 |
| Income before extraordinary items | $617,000 | 2,578 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $617,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 840 |
| Net operating income | $617,000 | 2,555 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,813,000 | 2,730 |
| Total interest expense | $5,111,000 | 2,977 |
| Net interest income | $8,702,000 | 2,593 |
| Provision for loan and lease losses | $461,000 | 2,035 |
| Total noninterest income | $603,000 | 4,716 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $172,000 | 5,279 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $431,000 | 3,601 |
| Total noninterest expense | $4,719,000 | 3,503 |
| Salaries and employee benefits | $2,802,000 | 3,322 |
| Premises and equipment expense | $612,000 | 3,709 |
| Additional noninterest expense | $1,305,000 | 3,692 |
| Pre-tax net operating income | $4,125,000 | 2,211 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,522,000 | 1,640 |
| Income before extraordinary items | $2,603,000 | 2,528 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,603,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,055 |
| Net operating income | $2,603,000 | 2,504 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,867,000 | 2,826 |
| Total interest expense | $3,508,000 | 3,103 |
| Net interest income | $6,359,000 | 2,672 |
| Provision for loan and lease losses | $386,000 | 1,749 |
| Total noninterest income | $448,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $128,000 | 5,350 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $320,000 | 3,626 |
| Total noninterest expense | $3,425,000 | 3,597 |
| Salaries and employee benefits | $2,026,000 | 3,417 |
| Premises and equipment expense | $435,000 | 3,879 |
| Additional noninterest expense | $964,000 | 3,712 |
| Pre-tax net operating income | $2,996,000 | 2,329 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,102,000 | 1,759 |
| Income before extraordinary items | $1,894,000 | 2,690 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,894,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 860 |
| Net operating income | $1,894,000 | 2,672 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 2,958 |
| Total interest expense | $2,133,000 | 3,220 |
| Net interest income | $4,042,000 | 2,764 |
| Provision for loan and lease losses | $301,000 | 1,461 |
| Total noninterest income | $307,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 3,549 |
| Total noninterest expense | $2,098,000 | 3,856 |
| Salaries and employee benefits | $1,237,000 | 3,657 |
| Premises and equipment expense | $267,000 | 4,108 |
| Additional noninterest expense | $594,000 | 3,947 |
| Pre-tax net operating income | $1,950,000 | 2,357 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $718,000 | 1,822 |
| Income before extraordinary items | $1,232,000 | 2,735 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,232,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 676 |
| Net operating income | $1,232,000 | 2,723 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 3,074 |
| Total interest expense | $943,000 | 3,405 |
| Net interest income | $1,938,000 | 2,855 |
| Provision for loan and lease losses | $152,000 | 1,411 |
| Total noninterest income | $145,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 5,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,683 |
| Total noninterest expense | $954,000 | 4,143 |
| Salaries and employee benefits | $563,000 | 3,933 |
| Premises and equipment expense | $129,000 | 4,210 |
| Additional noninterest expense | $262,000 | 4,319 |
| Pre-tax net operating income | $977,000 | 2,316 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $363,000 | 1,777 |
| Income before extraordinary items | $614,000 | 2,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $614,000 | 2,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,195 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $614,000 | 2,681 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,327,000 | 3,642 |
| Total interest expense | $2,241,000 | 4,104 |
| Net interest income | $6,086,000 | 3,377 |
| Provision for loan and lease losses | $445,000 | 2,094 |
| Total noninterest income | $731,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $235,000 | 4,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $496,000 | 3,381 |
| Total noninterest expense | $3,509,000 | 4,286 |
| Salaries and employee benefits | $2,003,000 | 4,117 |
| Premises and equipment expense | $437,000 | 4,594 |
| Additional noninterest expense | $1,069,000 | 4,194 |
| Pre-tax net operating income | $2,863,000 | 2,866 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,096,000 | 2,135 |
| Income before extraordinary items | $1,767,000 | 3,406 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,767,000 | 3,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 918 |
| Net operating income | $1,767,000 | 3,372 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 3,815 |
| Total interest expense | $1,524,000 | 4,239 |
| Net interest income | $4,260,000 | 3,580 |
| Provision for loan and lease losses | $295,000 | 2,231 |
| Total noninterest income | $588,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $187,000 | 4,607 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $401,000 | 3,278 |
| Total noninterest expense | $2,513,000 | 4,404 |
| Salaries and employee benefits | $1,408,000 | 4,293 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $781,000 | 4,251 |
| Pre-tax net operating income | $2,040,000 | 3,010 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $784,000 | 2,229 |
| Income before extraordinary items | $1,256,000 | 3,550 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,256,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 758 |
| Net operating income | $1,256,000 | 3,517 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 3,900 |
| Total interest expense | $950,000 | 4,285 |
| Net interest income | $2,714,000 | 3,678 |
| Provision for loan and lease losses | $195,000 | 2,201 |
| Total noninterest income | $302,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $177,000 | 3,973 |
| Total noninterest expense | $1,609,000 | 4,518 |
| Salaries and employee benefits | $910,000 | 4,379 |
| Premises and equipment expense | $194,000 | 4,925 |
| Additional noninterest expense | $505,000 | 4,342 |
| Pre-tax net operating income | $1,212,000 | 3,223 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $463,000 | 2,373 |
| Income before extraordinary items | $749,000 | 3,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $749,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 633 |
| Net operating income | $749,000 | 3,738 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 4,161 |
| Total interest expense | $429,000 | 4,462 |
| Net interest income | $1,233,000 | 3,978 |
| Provision for loan and lease losses | $85,000 | 2,331 |
| Total noninterest income | $138,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,172 |
| Total noninterest expense | $768,000 | 4,677 |
| Salaries and employee benefits | $432,000 | 4,578 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $245,000 | 4,420 |
| Pre-tax net operating income | $518,000 | 3,584 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $197,000 | 2,622 |
| Income before extraordinary items | $321,000 | 4,188 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $321,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $321,000 | 4,139 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 4,703 |
| Total interest expense | $1,410,000 | 4,684 |
| Net interest income | $3,817,000 | 4,642 |
| Provision for loan and lease losses | $315,000 | 2,812 |
| Total noninterest income | $588,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $179,000 | 5,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $409,000 | 3,670 |
| Total noninterest expense | $2,414,000 | 5,422 |
| Salaries and employee benefits | $1,445,000 | 5,076 |
| Premises and equipment expense | $174,000 | 7,048 |
| Additional noninterest expense | $795,000 | 5,107 |
| Pre-tax net operating income | $1,676,000 | 3,965 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $632,000 | 2,939 |
| Income before extraordinary items | $1,044,000 | 4,574 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,044,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,489 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,044,000 | 4,497 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 4,897 |
| Total interest expense | $996,000 | 4,796 |
| Net interest income | $2,671,000 | 4,835 |
| Provision for loan and lease losses | $215,000 | 2,865 |
| Total noninterest income | $453,000 | 4,811 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $127,000 | 5,605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $326,000 | 3,586 |
| Total noninterest expense | $1,673,000 | 5,634 |
| Salaries and employee benefits | $1,017,000 | 5,265 |
| Premises and equipment expense | $100,000 | 7,531 |
| Additional noninterest expense | $556,000 | 5,309 |
| Pre-tax net operating income | $1,236,000 | 4,093 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $474,000 | 2,996 |
| Income before extraordinary items | $762,000 | 4,749 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $762,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,265 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $762,000 | 4,662 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 5,076 |
| Total interest expense | $632,000 | 4,949 |
| Net interest income | $1,696,000 | 4,999 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $201,000 | 5,804 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 4,707 |
| Total noninterest expense | $1,055,000 | 5,839 |
| Salaries and employee benefits | $638,000 | 5,497 |
| Premises and equipment expense | $60,000 | 7,741 |
| Additional noninterest expense | $357,000 | 5,447 |
| Pre-tax net operating income | $757,000 | 4,255 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $296,000 | 3,104 |
| Income before extraordinary items | $461,000 | 4,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $461,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $461,000 | 4,854 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 5,154 |
| Total interest expense | $303,000 | 5,136 |
| Net interest income | $836,000 | 5,055 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $507,000 | 5,994 |
| Salaries and employee benefits | $300,000 | 5,732 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $176,000 | 5,500 |
| Pre-tax net operating income | $334,000 | 4,558 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $123,000 | 3,454 |
| Income before extraordinary items | $211,000 | 5,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $211,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,000 | 5,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 5,715 |
| Total interest expense | $1,224,000 | 5,500 |
| Net interest income | $2,699,000 | 5,640 |
| Provision for loan and lease losses | $305,000 | 3,117 |
| Total noninterest income | $431,000 | 5,800 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $232,000 | 4,921 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $199,000 | 5,297 |
| Total noninterest expense | $1,979,000 | 6,023 |
| Salaries and employee benefits | $1,218,000 | 5,594 |
| Premises and equipment expense | $115,000 | 7,867 |
| Additional noninterest expense | $646,000 | 5,747 |
| Pre-tax net operating income | $846,000 | 5,553 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $321,000 | 4,178 |
| Income before extraordinary items | $525,000 | 6,236 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $525,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,829,000 | 292 |
| Net operating income | $525,000 | 6,081 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 5,852 |
| Total interest expense | $945,000 | 5,550 |
| Net interest income | $1,928,000 | 5,836 |
| Provision for loan and lease losses | $230,000 | 3,018 |
| Total noninterest income | $330,000 | 5,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $186,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,419 |
| Total noninterest expense | $1,447,000 | 6,077 |
| Salaries and employee benefits | $873,000 | 5,707 |
| Premises and equipment expense | $86,000 | 7,896 |
| Additional noninterest expense | $488,000 | 5,718 |
| Pre-tax net operating income | $581,000 | 5,942 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $198,000 | 4,665 |
| Income before extraordinary items | $383,000 | 6,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $383,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,187 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,823,000 | 199 |
| Net operating income | $383,000 | 6,284 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 5,975 |
| Total interest expense | $666,000 | 5,496 |
| Net interest income | $1,186,000 | 6,103 |
| Provision for loan and lease losses | $155,000 | 2,947 |
| Total noninterest income | $197,000 | 6,048 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $107,000 | 5,112 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $90,000 | 5,513 |
| Total noninterest expense | $941,000 | 6,180 |
| Salaries and employee benefits | $563,000 | 5,825 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $314,000 | 5,826 |
| Pre-tax net operating income | $287,000 | 6,577 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $92,000 | 5,235 |
| Income before extraordinary items | $195,000 | 7,011 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $195,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,659 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,679,000 | 169 |
| Net operating income | $195,000 | 6,821 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 6,111 |
| Total interest expense | $331,000 | 5,627 |
| Net interest income | $566,000 | 6,254 |
| Provision for loan and lease losses | $71,000 | 3,047 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $440,000 | 6,425 |
| Salaries and employee benefits | $276,000 | 5,902 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $129,000 | 6,436 |
| Pre-tax net operating income | $136,000 | 6,673 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $47,000 | 5,201 |
| Income before extraordinary items | $89,000 | 7,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,771 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,089,000 | 99 |
| Net operating income | $89,000 | 6,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 6,430 |
| Total interest expense | $1,204,000 | 6,411 |
| Net interest income | $2,201,000 | 6,318 |
| Provision for loan and lease losses | $465,000 | 2,518 |
| Total noninterest income | $241,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $77,000 | 6,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $164,000 | 5,419 |
| Total noninterest expense | $1,695,000 | 6,468 |
| Salaries and employee benefits | $1,007,000 | 6,123 |
| Premises and equipment expense | $87,000 | 8,349 |
| Additional noninterest expense | $601,000 | 5,924 |
| Pre-tax net operating income | $282,000 | 7,614 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $59,000 | 6,416 |
| Income before extraordinary items | $223,000 | 7,711 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $223,000 | 7,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,532 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 615 |
| Net operating income | $223,000 | 7,623 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 8,990 |
| Total interest expense | $385,000 | 9,179 |
| Net interest income | $811,000 | 8,643 |
| Provision for loan and lease losses | $275,000 | 3,402 |
| Total noninterest income | $51,000 | 9,152 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $26,000 | 8,045 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $950,000 | 8,086 |
| Salaries and employee benefits | $502,000 | 8,172 |
| Premises and equipment expense | $77,000 | 8,677 |
| Additional noninterest expense | $371,000 | 7,351 |
| Pre-tax net operating income | $-363,000 | 9,084 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-103,000 | 9,265 |
| Income before extraordinary items | $-260,000 | 9,093 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-260,000 | 9,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $4,281,000 | 212 |
| Net operating income | $-260,000 | 9,036 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.