Home > SunFirst Bank > Assets and Liabilities
SunFirst Bank, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 40 | 3,492 |
| Assets and Liabilities | ||
| Total Assets: | $198,081,000 | 3,126 |
| Cash and due from depository institutions | $23,681,000 | 3,492 |
| Interest-bearing balances | $18,380,000 | 2,018 |
| Securities | $20,296,000 | 4,471 |
| Federal funds sold & reverse repurchase agreements | $1,487,000 | 2,413 |
| Net loans & leases | $113,677,000 | 3,268 |
| Loan loss allowance | $7,008,000 | 1,118 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $8,166,000 | 1,445 |
| Other real estate owned | $16,698,000 | 3,492 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $14,076,000 | 1,408 |
| Life insurance assets | $3,418,000 | 1,737 |
| Total liabilities and capital | $198,081,000 | 3,126 |
| Total liabilities | $185,409,000 | 3,006 |
| Total deposits | $169,135,000 | 3,070 |
| Interest-bearing deposits | $140,939,000 | 3,068 |
| Deposits held in domestic offices | $169,135,000 | 3,069 |
| % insured | 97.05% | 1,022 |
| Federal funds purchased & repurchase agreements | $8,895,000 | 956 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $7,000,000 | 2,409 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $379,000 | 5,290 |
| Total equity capital | $12,672,000 | 4,512 |
| Total bank equity capital | $12,672,000 | 4,511 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,531,000 | 1,438 |
| Surplus | $21,524,000 | 1,467 |
| Undivided profits | $-11,383,000 | 7,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $18,823,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 861 |
| Income earned, not collected on loans | $759,000 | 3,733 |
| Earning assets | $153,840,000 | 3,549 |
| Long-term assets (5+ years) | $15,485,000 | 4,780 |
| Average Assets, year-to-date | $213,114,250 | 2,919 |
| Average Assets, quarterly | $203,600,500 | 3,046 |
| Volatile liabilities | $23,730,000 | 1,959 |
| Insider loans | $7,638,000 | 831 |
| FHLB advances | $7,000,000 | 2,297 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $5,960,000 | 4,787 |
| Tier 1 (core) risk-based capital | $3,966,000 | 6,766 |
| Tier 2 risk-based capital | $1,908,000 | 2,555 |
| Total risk weighted assets | $147,492,000 | 2,802 |
| Total unused commitments | $5,960,000 | 4,791 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 41 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $212,664,000 | 2,956 |
| Cash and due from depository institutions | $25,673,000 | 3,470 |
| Interest-bearing balances | $20,250,000 | 1,729 |
| Securities | $21,341,000 | 4,418 |
| Federal funds sold & reverse repurchase agreements | $3,647,000 | 1,551 |
| Net loans & leases | $123,635,000 | 3,102 |
| Loan loss allowance | $6,716,000 | 1,189 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $8,261,000 | 1,432 |
| Other real estate owned | $18,647,000 | 3,470 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $11,460,000 | 1,676 |
| Life insurance assets | $3,397,000 | 1,727 |
| Total liabilities and capital | $212,664,000 | 2,956 |
| Total liabilities | $195,616,000 | 2,884 |
| Total deposits | $179,533,000 | 2,936 |
| Interest-bearing deposits | $149,316,000 | 2,974 |
| Deposits held in domestic offices | $179,533,000 | 2,935 |
| % insured | 94.61% | 2,172 |
| Federal funds purchased & repurchase agreements | $8,582,000 | 993 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $7,000,000 | 2,473 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $501,000 | 4,603 |
| Total equity capital | $17,048,000 | 3,632 |
| Total bank equity capital | $17,048,000 | 3,631 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,531,000 | 1,459 |
| Surplus | $21,524,000 | 1,457 |
| Undivided profits | $-7,007,000 | 7,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $19,751,000 | 779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 861 |
| Income earned, not collected on loans | $786,000 | 3,599 |
| Earning assets | $168,873,000 | 3,301 |
| Long-term assets (5+ years) | $18,216,000 | 4,513 |
| Average Assets, year-to-date | $219,306,670 | 2,870 |
| Average Assets, quarterly | $216,608,000 | 2,913 |
| Volatile liabilities | $29,479,000 | 1,695 |
| Insider loans | $7,848,000 | 837 |
| FHLB advances | $7,000,000 | 2,368 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $6,152,000 | 4,800 |
| Tier 1 (core) risk-based capital | $11,490,000 | 4,569 |
| Tier 2 risk-based capital | $2,017,000 | 2,442 |
| Total risk weighted assets | $156,617,000 | 2,685 |
| Total unused commitments | $6,152,000 | 4,801 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 46 | 3,205 |
| Assets and Liabilities | ||
| Total Assets: | $220,552,000 | 2,886 |
| Cash and due from depository institutions | $25,020,000 | 3,205 |
| Interest-bearing balances | $17,905,000 | 2,019 |
| Securities | $22,533,000 | 4,269 |
| Federal funds sold & reverse repurchase agreements | $3,948,000 | 1,833 |
| Net loans & leases | $131,301,000 | 2,980 |
| Loan loss allowance | $4,690,000 | 1,650 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $8,358,000 | 1,425 |
| Other real estate owned | $18,875,000 | 3,205 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $10,517,000 | 1,822 |
| Life insurance assets | $3,376,000 | 1,734 |
| Total liabilities and capital | $220,552,000 | 2,886 |
| Total liabilities | $202,503,000 | 2,830 |
| Total deposits | $184,761,000 | 2,890 |
| Interest-bearing deposits | $153,388,000 | 2,945 |
| Deposits held in domestic offices | $184,761,000 | 2,888 |
| % insured | 94.16% | 2,412 |
| Federal funds purchased & repurchase agreements | $10,212,000 | 921 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,000,000 | 2,514 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $530,000 | 4,398 |
| Total equity capital | $18,049,000 | 3,427 |
| Total bank equity capital | $18,049,000 | 3,427 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,531,000 | 1,481 |
| Surplus | $21,124,000 | 1,487 |
| Undivided profits | $-5,606,000 | 6,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $20,135,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 854 |
| Income earned, not collected on loans | $684,000 | 4,004 |
| Earning assets | $175,687,000 | 3,230 |
| Long-term assets (5+ years) | $11,943,000 | 5,113 |
| Average Assets, year-to-date | $222,628,000 | 2,853 |
| Average Assets, quarterly | $222,628,000 | 2,853 |
| Volatile liabilities | $34,572,000 | 1,514 |
| Insider loans | $9,510,000 | 670 |
| FHLB advances | $7,000,000 | 2,402 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $7,903,000 | 4,402 |
| Tier 1 (core) risk-based capital | $13,569,000 | 4,090 |
| Tier 2 risk-based capital | $2,080,000 | 2,408 |
| Total risk weighted assets | $163,786,000 | 2,592 |
| Total unused commitments | $7,903,000 | 4,404 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 47 | 3,176 |
| Assets and Liabilities | ||
| Total Assets: | $224,704,000 | 2,832 |
| Cash and due from depository institutions | $24,969,000 | 3,176 |
| Interest-bearing balances | $19,990,000 | 1,659 |
| Securities | $23,412,000 | 4,049 |
| Federal funds sold & reverse repurchase agreements | $3,070,000 | 2,012 |
| Net loans & leases | $134,197,000 | 2,998 |
| Loan loss allowance | $4,173,000 | 1,838 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $8,457,000 | 1,424 |
| Other real estate owned | $20,860,000 | 3,176 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $9,739,000 | 1,970 |
| Life insurance assets | $3,356,000 | 1,724 |
| Total liabilities and capital | $224,704,000 | 2,832 |
| Total liabilities | $205,439,000 | 2,788 |
| Total deposits | $186,786,000 | 2,852 |
| Interest-bearing deposits | $157,288,000 | 2,880 |
| Deposits held in domestic offices | $186,786,000 | 2,850 |
| % insured | 91.79% | 3,356 |
| Federal funds purchased & repurchase agreements | $11,237,000 | 912 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,000,000 | 2,694 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $416,000 | 4,953 |
| Total equity capital | $19,265,000 | 3,255 |
| Total bank equity capital | $19,265,000 | 3,254 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,531,000 | 1,499 |
| Surplus | $21,124,000 | 1,493 |
| Undivided profits | $-4,390,000 | 6,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $17,172,000 | 961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 923 |
| Income earned, not collected on loans | $775,000 | 3,755 |
| Earning assets | $180,669,000 | 3,144 |
| Long-term assets (5+ years) | $16,668,000 | 4,569 |
| Average Assets, year-to-date | $230,892,400 | 2,745 |
| Average Assets, quarterly | $224,842,500 | 2,825 |
| Volatile liabilities | $123,790,000 | 1,102 |
| Insider loans | $9,876,000 | 660 |
| FHLB advances | $7,000,000 | 2,567 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $9,433,000 | 3,990 |
| Tier 1 (core) risk-based capital | $15,358,000 | 3,758 |
| Tier 2 risk-based capital | $2,132,000 | 2,390 |
| Total risk weighted assets | $168,539,000 | 2,570 |
| Total unused commitments | $9,433,000 | 3,992 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 49 | 3,097 |
| Assets and Liabilities | ||
| Total Assets: | $224,981,000 | 2,856 |
| Cash and due from depository institutions | $17,094,000 | 3,097 |
| Interest-bearing balances | $10,247,000 | 2,767 |
| Securities | $25,787,000 | 3,792 |
| Federal funds sold & reverse repurchase agreements | $2,325,000 | 2,423 |
| Net loans & leases | $143,824,000 | 2,864 |
| Loan loss allowance | $5,044,000 | 1,578 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,562,000 | 1,432 |
| Other real estate owned | $18,323,000 | 3,097 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,066,000 | 2,108 |
| Life insurance assets | $3,333,000 | 1,723 |
| Total liabilities and capital | $224,981,000 | 2,856 |
| Total liabilities | $204,416,000 | 2,826 |
| Total deposits | $184,109,000 | 2,909 |
| Interest-bearing deposits | $164,846,000 | 2,799 |
| Deposits held in domestic offices | $184,109,000 | 2,906 |
| % insured | 89.34% | 3,768 |
| Federal funds purchased & repurchase agreements | $10,912,000 | 936 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,000,000 | 2,795 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,395,000 | 1,927 |
| Total equity capital | $20,565,000 | 3,162 |
| Total bank equity capital | $20,565,000 | 3,162 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,531,000 | 1,522 |
| Surplus | $21,124,000 | 1,482 |
| Undivided profits | $-3,090,000 | 6,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $17,500,000 | 957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $802,000 | 3,900 |
| Earning assets | $182,183,000 | 3,164 |
| Long-term assets (5+ years) | $17,500,000 | 4,417 |
| Average Assets, year-to-date | $232,439,500 | 2,753 |
| Average Assets, quarterly | $223,747,000 | 2,870 |
| Volatile liabilities | $120,461,000 | 1,160 |
| Insider loans | $9,933,000 | 673 |
| FHLB advances | $7,000,000 | 2,673 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,966,000 | 4,439 |
| Tier 1 (core) risk-based capital | $20,552,000 | 3,004 |
| Tier 2 risk-based capital | $2,211,000 | 2,368 |
| Total risk weighted assets | $174,042,000 | 2,553 |
| Total unused commitments | $7,966,000 | 4,442 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 47 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $222,513,000 | 2,908 |
| Cash and due from depository institutions | $12,701,000 | 3,233 |
| Interest-bearing balances | $457,000 | 5,937 |
| Securities | $29,379,000 | 3,514 |
| Federal funds sold & reverse repurchase agreements | $1,868,000 | 2,726 |
| Net loans & leases | $149,458,000 | 2,797 |
| Loan loss allowance | $4,549,000 | 1,728 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,668,000 | 1,420 |
| Other real estate owned | $14,234,000 | 3,233 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $6,205,000 | 2,861 |
| Life insurance assets | $3,309,000 | 1,728 |
| Total liabilities and capital | $222,513,000 | 2,908 |
| Total liabilities | $198,868,000 | 2,932 |
| Total deposits | $180,089,000 | 2,984 |
| Interest-bearing deposits | $164,013,000 | 2,844 |
| Deposits held in domestic offices | $180,089,000 | 2,981 |
| % insured | 89.76% | 3,681 |
| Federal funds purchased & repurchase agreements | $11,146,000 | 921 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,000,000 | 2,936 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $633,000 | 4,355 |
| Total equity capital | $23,645,000 | 2,758 |
| Total bank equity capital | $23,645,000 | 2,757 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,406,000 | 1,627 |
| Surplus | $20,246,000 | 1,539 |
| Undivided profits | $993,000 | 6,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $27,391,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,174 |
| Income earned, not collected on loans | $574,000 | 4,811 |
| Earning assets | $181,162,000 | 3,191 |
| Long-term assets (5+ years) | $23,747,000 | 3,853 |
| Average Assets, year-to-date | $234,925,670 | 2,755 |
| Average Assets, quarterly | $233,166,000 | 2,779 |
| Volatile liabilities | $117,703,000 | 1,234 |
| Insider loans | $9,671,000 | 706 |
| FHLB advances | $7,000,000 | 2,813 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $11,046,000 | 3,791 |
| Tier 1 (core) risk-based capital | $23,034,000 | 2,657 |
| Tier 2 risk-based capital | $2,215,000 | 2,383 |
| Total risk weighted assets | $174,816,000 | 2,578 |
| Total unused commitments | $11,046,000 | 3,798 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 49 | 3,163 |
| Assets and Liabilities | ||
| Total Assets: | $243,819,000 | 2,725 |
| Cash and due from depository institutions | $23,297,000 | 3,163 |
| Interest-bearing balances | $17,424,000 | 1,814 |
| Securities | $30,360,000 | 3,477 |
| Federal funds sold & reverse repurchase agreements | $1,108,000 | 3,517 |
| Net loans & leases | $157,995,000 | 2,731 |
| Loan loss allowance | $3,967,000 | 1,948 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,781,000 | 1,418 |
| Other real estate owned | $13,807,000 | 3,163 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,471,000 | 2,335 |
| Life insurance assets | $3,287,000 | 1,733 |
| Total liabilities and capital | $243,819,000 | 2,725 |
| Total liabilities | $219,411,000 | 2,718 |
| Total deposits | $200,502,000 | 2,745 |
| Interest-bearing deposits | $181,826,000 | 2,611 |
| Deposits held in domestic offices | $200,502,000 | 2,743 |
| % insured | 86.58% | 4,814 |
| Federal funds purchased & repurchase agreements | $11,146,000 | 939 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,000,000 | 3,060 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $763,000 | 3,967 |
| Total equity capital | $24,408,000 | 2,699 |
| Total bank equity capital | $24,408,000 | 2,698 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,406,000 | 1,665 |
| Surplus | $20,246,000 | 1,569 |
| Undivided profits | $1,756,000 | 5,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $19,729,000 | 911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,120 |
| Income earned, not collected on loans | $887,000 | 3,608 |
| Earning assets | $206,887,000 | 2,918 |
| Long-term assets (5+ years) | $25,130,000 | 3,757 |
| Average Assets, year-to-date | $241,132,000 | 2,750 |
| Average Assets, quarterly | $241,132,000 | 2,750 |
| Volatile liabilities | $133,113,000 | 1,108 |
| Insider loans | $9,717,000 | 735 |
| FHLB advances | $7,000,000 | 2,930 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,486,000 | 4,265 |
| Tier 1 (core) risk-based capital | $23,998,000 | 2,605 |
| Tier 2 risk-based capital | $2,317,000 | 2,340 |
| Total risk weighted assets | $183,688,000 | 2,532 |
| Total unused commitments | $9,486,000 | 4,269 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 47 | 3,316 |
| Assets and Liabilities | ||
| Total Assets: | $238,445,000 | 2,795 |
| Cash and due from depository institutions | $15,783,000 | 3,316 |
| Interest-bearing balances | $9,273,000 | 2,398 |
| Securities | $24,661,000 | 3,917 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 3,972 |
| Net loans & leases | $168,517,000 | 2,628 |
| Loan loss allowance | $4,788,000 | 1,671 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,895,000 | 1,420 |
| Other real estate owned | $12,158,000 | 3,316 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,931,000 | 2,494 |
| Life insurance assets | $3,266,000 | 1,745 |
| Total liabilities and capital | $238,445,000 | 2,795 |
| Total liabilities | $213,513,000 | 2,791 |
| Total deposits | $195,589,000 | 2,806 |
| Interest-bearing deposits | $180,356,000 | 2,626 |
| Deposits held in domestic offices | $195,589,000 | 2,804 |
| % insured | 87.31% | 4,626 |
| Federal funds purchased & repurchase agreements | $10,439,000 | 1,024 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,000,000 | 3,216 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $485,000 | 4,963 |
| Total equity capital | $24,932,000 | 2,611 |
| Total bank equity capital | $24,932,000 | 2,609 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,399,000 | 1,711 |
| Surplus | $20,199,000 | 1,568 |
| Undivided profits | $2,334,000 | 5,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $24,636,000 | 748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $927,000 | 3,598 |
| Earning assets | $202,951,000 | 2,970 |
| Long-term assets (5+ years) | $29,202,000 | 3,449 |
| Average Assets, year-to-date | $241,822,400 | 2,700 |
| Average Assets, quarterly | $238,232,000 | 2,780 |
| Volatile liabilities | $115,654,000 | 1,285 |
| Insider loans | $9,527,000 | 768 |
| FHLB advances | $7,000,000 | 3,086 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $6,355,000 | 5,035 |
| Tier 1 (core) risk-based capital | $24,640,000 | 2,509 |
| Tier 2 risk-based capital | $2,402,000 | 2,299 |
| Total risk weighted assets | $189,758,000 | 2,501 |
| Total unused commitments | $6,355,000 | 5,037 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 47 | 3,342 |
| Assets and Liabilities | ||
| Total Assets: | $238,019,000 | 2,811 |
| Cash and due from depository institutions | $16,576,000 | 3,342 |
| Interest-bearing balances | $222,000 | 6,002 |
| Securities | $25,965,000 | 3,822 |
| Federal funds sold & reverse repurchase agreements | $823,000 | 3,794 |
| Net loans & leases | $167,019,000 | 2,681 |
| Loan loss allowance | $4,718,000 | 1,635 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,004,000 | 1,412 |
| Other real estate owned | $10,911,000 | 3,342 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $7,721,000 | 2,283 |
| Life insurance assets | $3,243,000 | 1,749 |
| Total liabilities and capital | $238,019,000 | 2,811 |
| Total liabilities | $216,249,000 | 2,770 |
| Total deposits | $197,720,000 | 2,747 |
| Interest-bearing deposits | $183,185,000 | 2,585 |
| Deposits held in domestic offices | $197,720,000 | 2,744 |
| % insured | 81.17% | 6,296 |
| Federal funds purchased & repurchase agreements | $10,661,000 | 1,045 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,000,000 | 3,344 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $868,000 | 4,088 |
| Total equity capital | $21,770,000 | 3,040 |
| Total bank equity capital | $21,770,000 | 3,040 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,349,000 | 2,389 |
| Surplus | $17,449,000 | 1,792 |
| Undivided profits | $2,972,000 | 5,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $20,670,000 | 849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,079 |
| Income earned, not collected on loans | $910,000 | 3,864 |
| Earning assets | $194,029,000 | 3,117 |
| Long-term assets (5+ years) | $30,586,000 | 3,314 |
| Average Assets, year-to-date | $242,666,750 | 2,706 |
| Average Assets, quarterly | $238,868,000 | 2,779 |
| Volatile liabilities | $112,737,000 | 1,357 |
| Insider loans | $9,625,000 | 766 |
| FHLB advances | $7,000,000 | 3,198 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,745,000 | 4,295 |
| Tier 1 (core) risk-based capital | $21,243,000 | 2,954 |
| Tier 2 risk-based capital | $2,400,000 | 2,292 |
| Total risk weighted assets | $189,657,000 | 2,539 |
| Total unused commitments | $9,745,000 | 4,297 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 48 | 3,339 |
| Assets and Liabilities | ||
| Total Assets: | $239,717,000 | 2,785 |
| Cash and due from depository institutions | $6,544,000 | 3,339 |
| Interest-bearing balances | $283,000 | 5,714 |
| Securities | $27,409,000 | 3,654 |
| Federal funds sold & reverse repurchase agreements | $4,039,000 | 2,236 |
| Net loans & leases | $174,242,000 | 2,622 |
| Loan loss allowance | $2,951,000 | 2,263 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,127,000 | 1,416 |
| Other real estate owned | $11,659,000 | 3,339 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $6,697,000 | 2,552 |
| Life insurance assets | $3,219,000 | 1,765 |
| Total liabilities and capital | $239,717,000 | 2,785 |
| Total liabilities | $215,573,000 | 2,774 |
| Total deposits | $197,041,000 | 2,741 |
| Interest-bearing deposits | $186,228,000 | 2,528 |
| Deposits held in domestic offices | $197,041,000 | 2,739 |
| % insured | 60.10% | 7,228 |
| Federal funds purchased & repurchase agreements | $10,315,000 | 1,063 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,000,000 | 3,422 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,217,000 | 3,387 |
| Total equity capital | $24,144,000 | 2,751 |
| Total bank equity capital | $24,144,000 | 2,750 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,349,000 | 2,429 |
| Surplus | $17,449,000 | 1,791 |
| Undivided profits | $5,346,000 | 4,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $16,766,000 | 959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 1,002 |
| Income earned, not collected on loans | $973,000 | 3,561 |
| Earning assets | $205,973,000 | 2,957 |
| Long-term assets (5+ years) | $32,288,000 | 3,152 |
| Average Assets, year-to-date | $244,216,000 | 2,710 |
| Average Assets, quarterly | $241,857,000 | 2,744 |
| Volatile liabilities | $124,718,000 | 1,233 |
| Insider loans | $9,697,000 | 782 |
| FHLB advances | $7,000,000 | 3,276 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,003,000 | 4,162 |
| Tier 1 (core) risk-based capital | $23,815,000 | 2,661 |
| Tier 2 risk-based capital | $2,486,000 | 2,211 |
| Total risk weighted assets | $198,401,000 | 2,461 |
| Total unused commitments | $11,003,000 | 4,167 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 51 | 3,183 |
| Assets and Liabilities | ||
| Total Assets: | $243,997,000 | 2,744 |
| Cash and due from depository institutions | $2,174,000 | 3,183 |
| Interest-bearing balances | $226,000 | 5,569 |
| Securities | $23,687,000 | 4,018 |
| Federal funds sold & reverse repurchase agreements | $12,136,000 | 992 |
| Net loans & leases | $187,019,000 | 2,485 |
| Loan loss allowance | $2,317,000 | 2,661 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,232,000 | 1,413 |
| Other real estate owned | $3,543,000 | 3,183 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,206,000 | 2,692 |
| Life insurance assets | $3,196,000 | 1,771 |
| Total liabilities and capital | $243,997,000 | 2,744 |
| Total liabilities | $217,621,000 | 2,762 |
| Total deposits | $198,577,000 | 2,719 |
| Interest-bearing deposits | $184,614,000 | 2,557 |
| Deposits held in domestic offices | $198,577,000 | 2,717 |
| % insured | 56.17% | 7,518 |
| Federal funds purchased & repurchase agreements | $10,694,000 | 1,064 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $7,000,000 | 3,480 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,350,000 | 3,079 |
| Total equity capital | $26,376,000 | 2,560 |
| Total bank equity capital | $26,376,000 | 2,558 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,349,000 | 2,448 |
| Surplus | $17,449,000 | 1,772 |
| Undivided profits | $7,578,000 | 3,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $25,832,000 | 583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $959,000 | 3,588 |
| Earning assets | $223,068,000 | 2,748 |
| Long-term assets (5+ years) | $28,633,000 | 3,373 |
| Average Assets, year-to-date | $246,465,500 | 2,690 |
| Average Assets, quarterly | $246,465,500 | 2,690 |
| Volatile liabilities | $125,872,000 | 1,229 |
| Insider loans | $8,912,000 | 872 |
| FHLB advances | $7,000,000 | 3,340 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,237,000 | 4,236 |
| Tier 1 (core) risk-based capital | $25,908,000 | 2,487 |
| Tier 2 risk-based capital | $2,317,000 | 2,336 |
| Total risk weighted assets | $202,367,000 | 2,423 |
| Total unused commitments | $11,237,000 | 4,236 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 55 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $248,934,000 | 2,662 |
| Cash and due from depository institutions | $3,468,000 | 3,017 |
| Interest-bearing balances | $286,000 | 4,813 |
| Securities | $30,820,000 | 3,390 |
| Federal funds sold & reverse repurchase agreements | $5,843,000 | 1,662 |
| Net loans & leases | $189,479,000 | 2,462 |
| Loan loss allowance | $2,118,000 | 2,778 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,372,000 | 1,392 |
| Other real estate owned | $3,526,000 | 3,017 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,426,000 | 2,640 |
| Life insurance assets | $3,174,000 | 1,777 |
| Total liabilities and capital | $248,934,000 | 2,662 |
| Total liabilities | $222,317,000 | 2,691 |
| Total deposits | $203,275,000 | 2,605 |
| Interest-bearing deposits | $186,968,000 | 2,463 |
| Deposits held in domestic offices | $203,275,000 | 2,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,390,000 | 1,187 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $7,000,000 | 3,706 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,652,000 | 2,638 |
| Total equity capital | $26,617,000 | 2,505 |
| Total bank equity capital | $26,617,000 | 2,505 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $674,000 | 3,541 |
| Surplus | $18,123,000 | 1,685 |
| Undivided profits | $7,820,000 | 3,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,375,000 | 708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $94,000 | 810 |
| Income earned, not collected on loans | $1,122,000 | 3,294 |
| Earning assets | $226,428,000 | 2,684 |
| Long-term assets (5+ years) | $35,423,000 | 2,917 |
| Average Assets, year-to-date | $241,435,400 | 2,643 |
| Average Assets, quarterly | $244,675,500 | 2,663 |
| Volatile liabilities | $139,551,000 | 1,101 |
| Insider loans | $8,455,000 | 934 |
| FHLB advances | $7,000,000 | 3,582 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $12,540,000 | 4,011 |
| Tier 1 (core) risk-based capital | $26,027,000 | 2,447 |
| Tier 2 risk-based capital | $2,118,000 | 2,483 |
| Total risk weighted assets | $208,316,000 | 2,353 |
| Total unused commitments | $12,540,000 | 4,014 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $240,417,000 | 2,711 |
| Cash and due from depository institutions | $2,874,000 | 3,029 |
| Interest-bearing balances | $451,000 | 3,790 |
| Securities | $30,950,000 | 3,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $187,621,000 | 2,491 |
| Loan loss allowance | $2,003,000 | 2,713 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,957,000 | 1,451 |
| Other real estate owned | $3,774,000 | 3,029 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,241,000 | 2,703 |
| Life insurance assets | $3,143,000 | 1,784 |
| Total liabilities and capital | $240,417,000 | 2,711 |
| Total liabilities | $215,880,000 | 2,725 |
| Total deposits | $194,306,000 | 2,674 |
| Interest-bearing deposits | $178,755,000 | 2,533 |
| Deposits held in domestic offices | $194,306,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,149,000 | 1,041 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $6,000,000 | 3,901 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,425,000 | 3,012 |
| Total equity capital | $24,537,000 | 2,714 |
| Total bank equity capital | $24,537,000 | 2,714 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $679,000 | 3,566 |
| Surplus | $16,622,000 | 1,782 |
| Undivided profits | $7,236,000 | 3,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,615,000 | 1,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,212,000 | 3,215 |
| Earning assets | $219,022,000 | 2,724 |
| Long-term assets (5+ years) | $30,407,000 | 3,183 |
| Average Assets, year-to-date | $239,560,750 | 2,673 |
| Average Assets, quarterly | $242,227,000 | 2,678 |
| Volatile liabilities | $136,827,000 | 1,097 |
| Insider loans | $9,032,000 | 846 |
| FHLB advances | $6,000,000 | 3,758 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $18,730,000 | 3,348 |
| Tier 1 (core) risk-based capital | $24,448,000 | 2,625 |
| Tier 2 risk-based capital | $2,003,000 | 2,528 |
| Total risk weighted assets | $204,856,000 | 2,376 |
| Total unused commitments | $18,730,000 | 3,351 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 55 | 3,084 |
| Assets and Liabilities | ||
| Total Assets: | $244,037,000 | 2,684 |
| Cash and due from depository institutions | $2,851,000 | 3,084 |
| Interest-bearing balances | $268,000 | 4,094 |
| Securities | $28,296,000 | 3,595 |
| Federal funds sold & reverse repurchase agreements | $1,164,000 | 4,526 |
| Net loans & leases | $192,124,000 | 2,411 |
| Loan loss allowance | $2,150,000 | 2,518 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,990,000 | 1,427 |
| Other real estate owned | $4,563,000 | 3,084 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,049,000 | 2,724 |
| Life insurance assets | $3,110,000 | 1,792 |
| Total liabilities and capital | $244,037,000 | 2,684 |
| Total liabilities | $219,675,000 | 2,675 |
| Total deposits | $196,923,000 | 2,649 |
| Interest-bearing deposits | $179,640,000 | 2,512 |
| Deposits held in domestic offices | $196,923,000 | 2,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,245,000 | 1,243 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,500,000 | 3,018 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,007,000 | 3,832 |
| Total equity capital | $24,362,000 | 2,749 |
| Total bank equity capital | $24,362,000 | 2,749 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $679,000 | 3,597 |
| Surplus | $16,622,000 | 1,766 |
| Undivided profits | $7,061,000 | 3,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,925,000 | 2,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 670 |
| Income earned, not collected on loans | $1,106,000 | 3,436 |
| Earning assets | $221,852,000 | 2,692 |
| Long-term assets (5+ years) | $25,870,000 | 3,491 |
| Average Assets, year-to-date | $239,275,330 | 2,684 |
| Average Assets, quarterly | $243,587,000 | 2,671 |
| Volatile liabilities | $138,285,000 | 1,078 |
| Insider loans | $6,451,000 | 1,232 |
| FHLB advances | $10,500,000 | 2,901 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $26,425,000 | 2,756 |
| Tier 1 (core) risk-based capital | $24,466,000 | 2,633 |
| Tier 2 risk-based capital | $2,150,000 | 2,346 |
| Total risk weighted assets | $212,754,000 | 2,303 |
| Total unused commitments | $26,425,000 | 2,756 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $243,137,000 | 2,682 |
| Cash and due from depository institutions | $1,182,000 | 3,099 |
| Interest-bearing balances | $44,000 | 5,713 |
| Securities | $29,830,000 | 3,442 |
| Federal funds sold & reverse repurchase agreements | $2,063,000 | 4,904 |
| Net loans & leases | $196,520,000 | 2,319 |
| Loan loss allowance | $2,424,000 | 2,205 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,449,000 | 1,511 |
| Other real estate owned | $0 | 3,099 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,093,000 | 2,996 |
| Life insurance assets | $3,078,000 | 1,795 |
| Total liabilities and capital | $243,137,000 | 2,682 |
| Total liabilities | $220,029,000 | 2,651 |
| Total deposits | $201,008,000 | 2,599 |
| Interest-bearing deposits | $183,022,000 | 2,475 |
| Deposits held in domestic offices | $201,008,000 | 2,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,524,000 | 1,108 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,000,000 | 3,733 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,497,000 | 3,073 |
| Total equity capital | $23,108,000 | 2,946 |
| Total bank equity capital | $23,108,000 | 2,946 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $679,000 | 3,608 |
| Surplus | $14,622,000 | 1,947 |
| Undivided profits | $7,807,000 | 3,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,026,000 | 902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 654 |
| Income earned, not collected on loans | $1,365,000 | 2,847 |
| Earning assets | $228,457,000 | 2,620 |
| Long-term assets (5+ years) | $27,228,000 | 3,277 |
| Average Assets, year-to-date | $236,894,500 | 2,707 |
| Average Assets, quarterly | $236,894,500 | 2,707 |
| Volatile liabilities | $131,200,000 | 1,104 |
| Insider loans | $6,751,000 | 1,160 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $23,391,000 | 3,054 |
| Tier 1 (core) risk-based capital | $22,759,000 | 2,809 |
| Tier 2 risk-based capital | $2,424,000 | 2,076 |
| Total risk weighted assets | $213,701,000 | 2,255 |
| Total unused commitments | $23,391,000 | 3,058 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 57 | 2,997 |
| Assets and Liabilities | ||
| Total Assets: | $230,652,000 | 2,755 |
| Cash and due from depository institutions | $2,501,000 | 2,997 |
| Interest-bearing balances | $1,077,000 | 2,486 |
| Securities | $22,039,000 | 4,201 |
| Federal funds sold & reverse repurchase agreements | $4,897,000 | 2,572 |
| Net loans & leases | $188,693,000 | 2,382 |
| Loan loss allowance | $2,172,000 | 2,391 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,696,000 | 1,664 |
| Other real estate owned | $0 | 2,997 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,826,000 | 3,134 |
| Life insurance assets | $3,044,000 | 1,797 |
| Total liabilities and capital | $230,652,000 | 2,755 |
| Total liabilities | $207,444,000 | 2,745 |
| Total deposits | $189,535,000 | 2,699 |
| Interest-bearing deposits | $169,504,000 | 2,625 |
| Deposits held in domestic offices | $189,535,000 | 2,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,942,000 | 1,196 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $967,000 | 4,090 |
| Total equity capital | $23,208,000 | 2,902 |
| Total bank equity capital | $23,208,000 | 2,902 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $674,000 | 3,626 |
| Surplus | $14,622,000 | 1,926 |
| Undivided profits | $7,912,000 | 3,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,175,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 648 |
| Income earned, not collected on loans | $1,263,000 | 3,286 |
| Earning assets | $216,706,000 | 2,701 |
| Long-term assets (5+ years) | $17,716,000 | 3,893 |
| Average Assets, year-to-date | $208,028,400 | 2,928 |
| Average Assets, quarterly | $230,197,500 | 2,735 |
| Volatile liabilities | $106,313,000 | 1,375 |
| Insider loans | $6,300,000 | 1,228 |
| FHLB advances | $5,000,000 | 3,418 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $29,424,000 | 2,616 |
| Tier 1 (core) risk-based capital | $23,078,000 | 2,763 |
| Tier 2 risk-based capital | $2,172,000 | 2,251 |
| Total risk weighted assets | $210,730,000 | 2,271 |
| Total unused commitments | $29,424,000 | 2,617 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $229,743,000 | 2,730 |
| Cash and due from depository institutions | $816,000 | 3,036 |
| Interest-bearing balances | $48,000 | 5,328 |
| Securities | $21,070,000 | 4,351 |
| Federal funds sold & reverse repurchase agreements | $5,644,000 | 2,356 |
| Net loans & leases | $189,964,000 | 2,340 |
| Loan loss allowance | $2,116,000 | 2,383 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,943,000 | 1,815 |
| Other real estate owned | $0 | 3,036 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,306,000 | 2,954 |
| Life insurance assets | $3,000,000 | 1,769 |
| Total liabilities and capital | $229,743,000 | 2,730 |
| Total liabilities | $207,354,000 | 2,710 |
| Total deposits | $188,360,000 | 2,693 |
| Interest-bearing deposits | $169,311,000 | 2,604 |
| Deposits held in domestic offices | $188,360,000 | 2,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,082,000 | 1,121 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,448 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,912,000 | 2,572 |
| Total equity capital | $22,389,000 | 2,964 |
| Total bank equity capital | $22,389,000 | 2,964 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $674,000 | 3,613 |
| Surplus | $14,613,000 | 1,887 |
| Undivided profits | $7,102,000 | 3,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,142,000 | 1,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 646 |
| Income earned, not collected on loans | $1,466,000 | 3,028 |
| Earning assets | $216,726,000 | 2,669 |
| Long-term assets (5+ years) | $17,022,000 | 3,865 |
| Average Assets, year-to-date | $202,372,500 | 2,988 |
| Average Assets, quarterly | $218,140,500 | 2,826 |
| Volatile liabilities | $101,472,000 | 1,399 |
| Insider loans | $7,282,000 | 1,011 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $40,447,000 | 2,110 |
| Tier 1 (core) risk-based capital | $22,439,000 | 2,831 |
| Tier 2 risk-based capital | $2,116,000 | 2,273 |
| Total risk weighted assets | $215,433,000 | 2,196 |
| Total unused commitments | $40,447,000 | 2,110 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 60 | 2,891 |
| Assets and Liabilities | ||
| Total Assets: | $206,538,000 | 3,005 |
| Cash and due from depository institutions | $1,172,000 | 2,891 |
| Interest-bearing balances | $35,000 | 5,637 |
| Securities | $11,879,000 | 5,754 |
| Federal funds sold & reverse repurchase agreements | $7,776,000 | 1,941 |
| Net loans & leases | $176,794,000 | 2,467 |
| Loan loss allowance | $1,946,000 | 2,552 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,449,000 | 1,940 |
| Other real estate owned | $0 | 2,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,468,000 | 4,725 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $206,538,000 | 3,005 |
| Total liabilities | $186,018,000 | 2,990 |
| Total deposits | $174,950,000 | 2,906 |
| Interest-bearing deposits | $155,877,000 | 2,808 |
| Deposits held in domestic offices | $174,950,000 | 2,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,742,000 | 1,868 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,000,000 | 3,135 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,326,000 | 3,201 |
| Total equity capital | $20,520,000 | 3,146 |
| Total bank equity capital | $20,520,000 | 3,146 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $673,000 | 3,630 |
| Surplus | $13,606,000 | 2,017 |
| Undivided profits | $6,241,000 | 4,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,359,000 | 2,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 709 |
| Income earned, not collected on loans | $1,249,000 | 3,299 |
| Earning assets | $196,484,000 | 2,896 |
| Long-term assets (5+ years) | $5,741,000 | 5,698 |
| Average Assets, year-to-date | $193,249,000 | 3,141 |
| Average Assets, quarterly | $198,582,000 | 3,081 |
| Volatile liabilities | $71,344,000 | 1,897 |
| Insider loans | $7,106,000 | 1,036 |
| FHLB advances | $6,000,000 | 2,995 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $39,476,000 | 2,164 |
| Tier 1 (core) risk-based capital | $20,634,000 | 3,051 |
| Tier 2 risk-based capital | $1,946,000 | 2,428 |
| Total risk weighted assets | $194,012,000 | 2,387 |
| Total unused commitments | $39,476,000 | 2,165 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $190,626,000 | 3,223 |
| Cash and due from depository institutions | $1,375,000 | 3,006 |
| Interest-bearing balances | $19,000 | 6,021 |
| Securities | $11,339,000 | 5,854 |
| Federal funds sold & reverse repurchase agreements | $959,000 | 5,893 |
| Net loans & leases | $168,666,000 | 2,543 |
| Loan loss allowance | $1,792,000 | 2,751 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,461,000 | 1,907 |
| Other real estate owned | $0 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,826,000 | 5,333 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $190,626,000 | 3,223 |
| Total liabilities | $170,278,000 | 3,225 |
| Total deposits | $160,433,000 | 3,143 |
| Interest-bearing deposits | $138,915,000 | 3,087 |
| Deposits held in domestic offices | $160,433,000 | 3,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,932,000 | 1,887 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,000,000 | 3,286 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,913,000 | 2,485 |
| Total equity capital | $20,348,000 | 3,181 |
| Total bank equity capital | $20,348,000 | 3,181 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $673,000 | 3,629 |
| Surplus | $13,206,000 | 2,034 |
| Undivided profits | $6,469,000 | 4,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $278,000 | 471 |
| Income earned, not collected on loans | $1,236,000 | 3,205 |
| Earning assets | $180,983,000 | 3,120 |
| Long-term assets (5+ years) | $4,120,000 | 6,111 |
| Average Assets, year-to-date | $186,604,500 | 3,254 |
| Average Assets, quarterly | $186,604,500 | 3,254 |
| Volatile liabilities | $50,429,000 | 2,472 |
| Insider loans | $6,681,000 | 1,071 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $36,736,000 | 2,281 |
| Tier 1 (core) risk-based capital | $20,398,000 | 3,070 |
| Tier 2 risk-based capital | $1,792,000 | 2,615 |
| Total risk weighted assets | $183,410,000 | 2,459 |
| Total unused commitments | $36,736,000 | 2,281 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 56 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $182,583,000 | 3,307 |
| Cash and due from depository institutions | $1,584,000 | 3,071 |
| Interest-bearing balances | $82,000 | 5,070 |
| Securities | $12,317,000 | 5,723 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $160,674,000 | 2,634 |
| Loan loss allowance | $1,711,000 | 2,814 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,470,000 | 1,875 |
| Other real estate owned | $0 | 3,071 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,538,000 | 5,804 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $182,583,000 | 3,307 |
| Total liabilities | $165,889,000 | 3,256 |
| Total deposits | $155,297,000 | 3,194 |
| Interest-bearing deposits | $132,347,000 | 3,186 |
| Deposits held in domestic offices | $155,297,000 | 3,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,936,000 | 1,640 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $656,000 | 4,855 |
| Total equity capital | $16,694,000 | 3,700 |
| Total bank equity capital | $16,694,000 | 3,700 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $670,000 | 3,636 |
| Surplus | $10,606,000 | 2,331 |
| Undivided profits | $5,418,000 | 4,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 3,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,158,000 | 3,499 |
| Earning assets | $173,073,000 | 3,199 |
| Long-term assets (5+ years) | $793,000 | 7,282 |
| Average Assets, year-to-date | $162,972,200 | 3,485 |
| Average Assets, quarterly | $178,527,000 | 3,331 |
| Volatile liabilities | $53,392,000 | 2,519 |
| Insider loans | $7,282,000 | 967 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $37,295,000 | 2,242 |
| Tier 1 (core) risk-based capital | $16,778,000 | 3,583 |
| Tier 2 risk-based capital | $1,711,000 | 2,689 |
| Total risk weighted assets | $173,453,000 | 2,569 |
| Total unused commitments | $37,295,000 | 2,243 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $174,471,000 | 3,400 |
| Cash and due from depository institutions | $1,747,000 | 3,252 |
| Interest-bearing balances | $38,000 | 5,682 |
| Securities | $11,309,000 | 5,953 |
| Federal funds sold & reverse repurchase agreements | $3,260,000 | 3,126 |
| Net loans & leases | $150,333,000 | 2,765 |
| Loan loss allowance | $1,640,000 | 2,927 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,367,000 | 1,877 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,455,000 | 5,957 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $174,471,000 | 3,400 |
| Total liabilities | $159,021,000 | 3,348 |
| Total deposits | $149,885,000 | 3,240 |
| Interest-bearing deposits | $130,989,000 | 3,151 |
| Deposits held in domestic offices | $149,885,000 | 3,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,032,000 | 1,859 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,919 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,104,000 | 3,598 |
| Total equity capital | $15,450,000 | 3,931 |
| Total bank equity capital | $15,450,000 | 3,931 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $670,000 | 3,659 |
| Surplus | $10,106,000 | 2,371 |
| Undivided profits | $4,674,000 | 4,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 659 |
| Income earned, not collected on loans | $1,036,000 | 3,850 |
| Earning assets | $164,940,000 | 3,322 |
| Long-term assets (5+ years) | $712,000 | 7,365 |
| Average Assets, year-to-date | $158,069,500 | 3,585 |
| Average Assets, quarterly | $169,032,000 | 3,456 |
| Volatile liabilities | $49,430,000 | 2,648 |
| Insider loans | $7,076,000 | 987 |
| FHLB advances | $4,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $40,841,000 | 2,119 |
| Tier 1 (core) risk-based capital | $15,570,000 | 3,809 |
| Tier 2 risk-based capital | $1,640,000 | 2,790 |
| Total risk weighted assets | $167,341,000 | 2,626 |
| Total unused commitments | $40,841,000 | 2,121 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 50 | 3,352 |
| Assets and Liabilities | ||
| Total Assets: | $163,593,000 | 3,541 |
| Cash and due from depository institutions | $1,454,000 | 3,352 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $13,717,000 | 5,538 |
| Federal funds sold & reverse repurchase agreements | $1,819,000 | 3,785 |
| Net loans & leases | $139,278,000 | 2,921 |
| Loan loss allowance | $1,553,000 | 3,015 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,107,000 | 1,914 |
| Other real estate owned | $0 | 3,352 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,218,000 | 6,306 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $163,593,000 | 3,541 |
| Total liabilities | $148,862,000 | 3,492 |
| Total deposits | $141,268,000 | 3,371 |
| Interest-bearing deposits | $121,335,000 | 3,338 |
| Deposits held in domestic offices | $141,268,000 | 3,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,944,000 | 2,141 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,000,000 | 3,945 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $650,000 | 4,591 |
| Total equity capital | $14,731,000 | 3,945 |
| Total bank equity capital | $14,731,000 | 3,945 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $670,000 | 3,659 |
| Surplus | $10,106,000 | 2,324 |
| Undivided profits | $3,955,000 | 5,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 677 |
| Income earned, not collected on loans | $812,000 | 4,271 |
| Earning assets | $154,814,000 | 3,452 |
| Long-term assets (5+ years) | $845,000 | 7,314 |
| Average Assets, year-to-date | $152,602,330 | 3,694 |
| Average Assets, quarterly | $160,346,000 | 3,566 |
| Volatile liabilities | $45,398,000 | 2,781 |
| Insider loans | $6,731,000 | 1,018 |
| FHLB advances | $4,000,000 | 3,770 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $36,513,000 | 2,286 |
| Tier 1 (core) risk-based capital | $14,909,000 | 3,897 |
| Tier 2 risk-based capital | $1,553,000 | 2,874 |
| Total risk weighted assets | $157,537,000 | 2,746 |
| Total unused commitments | $36,513,000 | 2,287 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $157,099,000 | 3,632 |
| Cash and due from depository institutions | $3,300,000 | 3,868 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $14,238,000 | 5,487 |
| Federal funds sold & reverse repurchase agreements | $4,219,000 | 2,980 |
| Net loans & leases | $128,401,000 | 3,084 |
| Loan loss allowance | $1,430,000 | 3,202 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,921,000 | 1,920 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,020,000 | 6,611 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $157,099,000 | 3,632 |
| Total liabilities | $142,808,000 | 3,578 |
| Total deposits | $138,539,000 | 3,424 |
| Interest-bearing deposits | $119,733,000 | 3,343 |
| Deposits held in domestic offices | $138,539,000 | 3,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,227,000 | 1,905 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,042,000 | 3,460 |
| Total equity capital | $14,291,000 | 4,013 |
| Total bank equity capital | $14,291,000 | 4,013 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $668,000 | 3,652 |
| Surplus | $10,074,000 | 2,267 |
| Undivided profits | $3,549,000 | 5,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 3,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $176,000 | 588 |
| Income earned, not collected on loans | $748,000 | 4,363 |
| Earning assets | $146,858,000 | 3,571 |
| Long-term assets (5+ years) | $621,000 | 7,447 |
| Average Assets, year-to-date | $147,107,000 | 3,803 |
| Average Assets, quarterly | $147,107,000 | 3,803 |
| Volatile liabilities | $39,221,000 | 2,943 |
| Insider loans | $6,306,000 | 1,059 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $36,641,000 | 2,258 |
| Tier 1 (core) risk-based capital | $14,456,000 | 3,935 |
| Tier 2 risk-based capital | $1,430,000 | 3,023 |
| Total risk weighted assets | $143,634,000 | 2,946 |
| Total unused commitments | $36,641,000 | 2,259 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 37 | 4,270 |
| Assets and Liabilities | ||
| Total Assets: | $137,115,000 | 4,019 |
| Cash and due from depository institutions | $1,800,000 | 4,270 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $14,244,000 | 5,508 |
| Federal funds sold & reverse repurchase agreements | $1,529,000 | 4,360 |
| Net loans & leases | $113,365,000 | 3,375 |
| Loan loss allowance | $1,256,000 | 3,509 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,388,000 | 2,093 |
| Other real estate owned | $0 | 4,270 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $789,000 | 7,171 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $137,115,000 | 4,019 |
| Total liabilities | $123,435,000 | 4,000 |
| Total deposits | $119,727,000 | 3,796 |
| Interest-bearing deposits | $99,130,000 | 3,837 |
| Deposits held in domestic offices | $119,727,000 | 3,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,329,000 | 1,943 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $379,000 | 5,750 |
| Total equity capital | $13,680,000 | 4,108 |
| Total bank equity capital | $13,680,000 | 4,108 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $668,000 | 3,668 |
| Surplus | $10,074,000 | 2,230 |
| Undivided profits | $2,938,000 | 5,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $371,000 | 385 |
| Income earned, not collected on loans | $641,000 | 4,916 |
| Earning assets | $129,138,000 | 3,929 |
| Long-term assets (5+ years) | $600,000 | 7,487 |
| Average Assets, year-to-date | $117,441,200 | 4,337 |
| Average Assets, quarterly | $129,189,500 | 4,148 |
| Volatile liabilities | $29,033,000 | 3,558 |
| Insider loans | $6,422,000 | 1,031 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $38,127,000 | 2,150 |
| Tier 1 (core) risk-based capital | $13,842,000 | 4,022 |
| Tier 2 risk-based capital | $1,256,000 | 3,319 |
| Total risk weighted assets | $125,222,000 | 3,258 |
| Total unused commitments | $38,127,000 | 2,150 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 36 | 4,349 |
| Assets and Liabilities | ||
| Total Assets: | $121,264,000 | 4,341 |
| Cash and due from depository institutions | $1,692,000 | 4,349 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $14,293,000 | 5,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $99,830,000 | 3,667 |
| Loan loss allowance | $1,117,000 | 3,776 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,739,000 | 2,310 |
| Other real estate owned | $0 | 4,349 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $710,000 | 7,357 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $121,264,000 | 4,341 |
| Total liabilities | $108,063,000 | 4,341 |
| Total deposits | $102,846,000 | 4,201 |
| Interest-bearing deposits | $83,664,000 | 4,282 |
| Deposits held in domestic offices | $102,846,000 | 4,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,780,000 | 1,666 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $437,000 | 5,495 |
| Total equity capital | $13,201,000 | 4,189 |
| Total bank equity capital | $13,201,000 | 4,189 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $668,000 | 3,657 |
| Surplus | $10,074,000 | 2,169 |
| Undivided profits | $2,459,000 | 6,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 4,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 509 |
| Income earned, not collected on loans | $543,000 | 5,465 |
| Earning assets | $114,123,000 | 4,256 |
| Long-term assets (5+ years) | $1,372,000 | 7,161 |
| Average Assets, year-to-date | $112,522,750 | 4,465 |
| Average Assets, quarterly | $118,592,000 | 4,366 |
| Volatile liabilities | $28,164,000 | 3,551 |
| Insider loans | $4,395,000 | 1,475 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $32,285,000 | 2,391 |
| Tier 1 (core) risk-based capital | $13,331,000 | 4,092 |
| Tier 2 risk-based capital | $1,117,000 | 3,578 |
| Total risk weighted assets | $109,354,000 | 3,538 |
| Total unused commitments | $32,285,000 | 2,395 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $115,920,000 | 4,424 |
| Cash and due from depository institutions | $1,409,000 | 4,339 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $14,377,000 | 5,514 |
| Federal funds sold & reverse repurchase agreements | $2,009,000 | 3,498 |
| Net loans & leases | $92,042,000 | 3,834 |
| Loan loss allowance | $1,034,000 | 3,945 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,488,000 | 1,960 |
| Other real estate owned | $0 | 4,339 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $595,000 | 7,559 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $115,920,000 | 4,424 |
| Total liabilities | $103,174,000 | 4,426 |
| Total deposits | $99,393,000 | 4,239 |
| Interest-bearing deposits | $80,922,000 | 4,335 |
| Deposits held in domestic offices | $99,393,000 | 4,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,249,000 | 1,986 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $532,000 | 4,715 |
| Total equity capital | $12,746,000 | 4,250 |
| Total bank equity capital | $12,746,000 | 4,250 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $667,000 | 3,646 |
| Surplus | $10,073,000 | 2,118 |
| Undivided profits | $2,006,000 | 6,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 2,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $339,000 | 427 |
| Income earned, not collected on loans | $452,000 | 5,782 |
| Earning assets | $108,428,000 | 4,368 |
| Long-term assets (5+ years) | $1,364,000 | 7,196 |
| Average Assets, year-to-date | $109,609,000 | 4,529 |
| Average Assets, quarterly | $113,746,500 | 4,454 |
| Volatile liabilities | $24,985,000 | 3,730 |
| Insider loans | $4,828,000 | 1,306 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,328,000 | 2,607 |
| Tier 1 (core) risk-based capital | $12,822,000 | 4,139 |
| Tier 2 risk-based capital | $1,034,000 | 3,729 |
| Total risk weighted assets | $100,239,000 | 3,704 |
| Total unused commitments | $27,328,000 | 2,610 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $111,573,000 | 4,532 |
| Cash and due from depository institutions | $2,374,000 | 4,612 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,286,000 | 5,608 |
| Federal funds sold & reverse repurchase agreements | $3,348,000 | 3,118 |
| Net loans & leases | $85,575,000 | 4,001 |
| Loan loss allowance | $922,000 | 4,298 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,264,000 | 2,032 |
| Other real estate owned | $132,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $594,000 | 7,589 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $111,573,000 | 4,532 |
| Total liabilities | $99,316,000 | 4,545 |
| Total deposits | $95,472,000 | 4,383 |
| Interest-bearing deposits | $76,885,000 | 4,505 |
| Deposits held in domestic offices | $95,472,000 | 4,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,434,000 | 1,817 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $410,000 | 5,249 |
| Total equity capital | $12,257,000 | 4,302 |
| Total bank equity capital | $12,257,000 | 4,302 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $667,000 | 3,655 |
| Surplus | $10,072,000 | 2,071 |
| Undivided profits | $1,518,000 | 6,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $328,000 | 432 |
| Income earned, not collected on loans | $457,000 | 5,633 |
| Earning assets | $103,209,000 | 4,522 |
| Long-term assets (5+ years) | $1,304,000 | 7,305 |
| Average Assets, year-to-date | $106,453,500 | 4,666 |
| Average Assets, quarterly | $106,453,500 | 4,666 |
| Volatile liabilities | $17,340,000 | 4,509 |
| Insider loans | $4,910,000 | 1,254 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $24,426,000 | 2,742 |
| Tier 1 (core) risk-based capital | $12,392,000 | 4,205 |
| Tier 2 risk-based capital | $922,000 | 4,026 |
| Total risk weighted assets | $93,664,000 | 3,881 |
| Total unused commitments | $24,426,000 | 2,748 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $101,334,000 | 4,854 |
| Cash and due from depository institutions | $1,971,000 | 4,620 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $14,465,000 | 5,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $79,375,000 | 4,175 |
| Loan loss allowance | $840,000 | 4,527 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,921,000 | 2,138 |
| Other real estate owned | $132,000 | 4,620 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $470,000 | 7,964 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $101,334,000 | 4,854 |
| Total liabilities | $92,584,000 | 4,772 |
| Total deposits | $88,445,000 | 4,633 |
| Interest-bearing deposits | $72,660,000 | 4,688 |
| Deposits held in domestic offices | $88,445,000 | 4,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,835,000 | 1,799 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $304,000 | 5,952 |
| Total equity capital | $8,750,000 | 5,462 |
| Total bank equity capital | $8,750,000 | 5,462 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $667,000 | 3,659 |
| Surplus | $6,572,000 | 2,930 |
| Undivided profits | $1,511,000 | 6,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $416,000 | 4,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $328,000 | 421 |
| Income earned, not collected on loans | $373,000 | 6,285 |
| Earning assets | $93,840,000 | 4,824 |
| Long-term assets (5+ years) | $1,327,000 | 7,347 |
| Average Assets, year-to-date | $84,195,400 | 5,295 |
| Average Assets, quarterly | $95,865,000 | 4,994 |
| Volatile liabilities | $16,389,000 | 4,615 |
| Insider loans | $4,381,000 | 1,391 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,254,000 | 2,906 |
| Tier 1 (core) risk-based capital | $8,785,000 | 5,320 |
| Tier 2 risk-based capital | $840,000 | 4,266 |
| Total risk weighted assets | $85,208,000 | 4,117 |
| Total unused commitments | $21,254,000 | 2,908 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $90,396,000 | 5,184 |
| Cash and due from depository institutions | $1,948,000 | 5,187 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $12,496,000 | 5,977 |
| Federal funds sold & reverse repurchase agreements | $1,006,000 | 4,512 |
| Net loans & leases | $69,722,000 | 4,522 |
| Loan loss allowance | $777,000 | 4,778 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,533,000 | 2,259 |
| Other real estate owned | $132,000 | 5,187 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $559,000 | 7,773 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $90,396,000 | 5,184 |
| Total liabilities | $81,910,000 | 5,125 |
| Total deposits | $78,494,000 | 4,988 |
| Interest-bearing deposits | $67,919,000 | 4,881 |
| Deposits held in domestic offices | $78,494,000 | 4,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,976,000 | 2,040 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $440,000 | 5,249 |
| Total equity capital | $8,486,000 | 5,572 |
| Total bank equity capital | $8,486,000 | 5,572 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $667,000 | 3,677 |
| Surplus | $6,572,000 | 2,888 |
| Undivided profits | $1,247,000 | 7,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $385,000 | 405 |
| Income earned, not collected on loans | $334,000 | 6,769 |
| Earning assets | $83,224,000 | 5,159 |
| Long-term assets (5+ years) | $1,401,000 | 7,381 |
| Average Assets, year-to-date | $79,910,750 | 5,484 |
| Average Assets, quarterly | $86,999,000 | 5,260 |
| Volatile liabilities | $14,250,000 | 4,924 |
| Insider loans | $2,263,000 | 2,474 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $22,056,000 | 2,806 |
| Tier 1 (core) risk-based capital | $8,490,000 | 5,412 |
| Tier 2 risk-based capital | $777,000 | 4,476 |
| Total risk weighted assets | $74,142,000 | 4,501 |
| Total unused commitments | $22,056,000 | 2,810 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 23 | 5,936 |
| Assets and Liabilities | ||
| Total Assets: | $83,602,000 | 5,404 |
| Cash and due from depository institutions | $2,531,000 | 5,936 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $7,428,000 | 7,162 |
| Federal funds sold & reverse repurchase agreements | $7,235,000 | 1,461 |
| Net loans & leases | $62,208,000 | 4,790 |
| Loan loss allowance | $713,000 | 5,027 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,697,000 | 2,681 |
| Other real estate owned | $0 | 5,936 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $503,000 | 7,921 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $83,602,000 | 5,404 |
| Total liabilities | $75,459,000 | 5,366 |
| Total deposits | $72,459,000 | 5,231 |
| Interest-bearing deposits | $61,860,000 | 5,196 |
| Deposits held in domestic offices | $72,459,000 | 5,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,576,000 | 2,197 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $424,000 | 4,997 |
| Total equity capital | $8,143,000 | 5,592 |
| Total bank equity capital | $8,143,000 | 5,592 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $667,000 | 3,696 |
| Surplus | $6,572,000 | 2,852 |
| Undivided profits | $904,000 | 7,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $570,000 | 3,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $378,000 | 414 |
| Income earned, not collected on loans | $241,000 | 7,448 |
| Earning assets | $76,871,000 | 5,410 |
| Long-term assets (5+ years) | $1,663,000 | 7,368 |
| Average Assets, year-to-date | $76,415,670 | 5,663 |
| Average Assets, quarterly | $80,319,500 | 5,530 |
| Volatile liabilities | $10,721,000 | 5,628 |
| Insider loans | $2,438,000 | 2,303 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,716,000 | 3,623 |
| Tier 1 (core) risk-based capital | $8,188,000 | 5,491 |
| Tier 2 risk-based capital | $713,000 | 4,696 |
| Total risk weighted assets | $65,728,000 | 4,819 |
| Total unused commitments | $14,716,000 | 3,624 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $77,037,000 | 5,677 |
| Cash and due from depository institutions | $1,768,000 | 6,059 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $5,035,000 | 7,735 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,275 |
| Net loans & leases | $64,494,000 | 4,632 |
| Loan loss allowance | $708,000 | 5,009 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,851,000 | 3,305 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $489,000 | 7,903 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $77,037,000 | 5,677 |
| Total liabilities | $69,077,000 | 5,661 |
| Total deposits | $66,360,000 | 5,535 |
| Interest-bearing deposits | $58,125,000 | 5,422 |
| Deposits held in domestic offices | $66,360,000 | 5,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,444,000 | 2,009 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $273,000 | 6,413 |
| Total equity capital | $7,960,000 | 5,741 |
| Total bank equity capital | $7,960,000 | 5,741 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $667,000 | 3,700 |
| Surplus | $6,572,000 | 2,813 |
| Undivided profits | $721,000 | 7,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $289,000 | 6,949 |
| Earning assets | $71,929,000 | 5,619 |
| Long-term assets (5+ years) | $1,821,000 | 7,312 |
| Average Assets, year-to-date | $72,822,500 | 5,831 |
| Average Assets, quarterly | $72,822,500 | 5,831 |
| Volatile liabilities | $9,098,000 | 5,938 |
| Insider loans | $1,977,000 | 2,666 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,965,000 | 3,982 |
| Tier 1 (core) risk-based capital | $7,938,000 | 5,551 |
| Tier 2 risk-based capital | $708,000 | 4,685 |
| Total risk weighted assets | $64,696,000 | 4,827 |
| Total unused commitments | $11,965,000 | 3,987 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $68,608,000 | 6,030 |
| Cash and due from depository institutions | $872,000 | 6,075 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $8,025,000 | 7,042 |
| Federal funds sold & reverse repurchase agreements | $894,000 | 5,137 |
| Net loans & leases | $56,982,000 | 5,002 |
| Loan loss allowance | $635,000 | 5,335 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,404,000 | 5,112 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $431,000 | 8,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,608,000 | 6,030 |
| Total liabilities | $60,865,000 | 6,040 |
| Total deposits | $58,183,000 | 5,982 |
| Interest-bearing deposits | $50,066,000 | 5,920 |
| Deposits held in domestic offices | $58,183,000 | 5,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,272,000 | 2,172 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $410,000 | 5,254 |
| Total equity capital | $7,743,000 | 5,770 |
| Total bank equity capital | $7,743,000 | 5,770 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $667,000 | 3,727 |
| Surplus | $6,572,000 | 2,782 |
| Undivided profits | $504,000 | 7,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $259,000 | 7,341 |
| Earning assets | $65,901,000 | 5,869 |
| Long-term assets (5+ years) | $1,754,000 | 7,360 |
| Average Assets, year-to-date | $60,150,800 | 6,344 |
| Average Assets, quarterly | $66,677,500 | 6,101 |
| Volatile liabilities | $8,779,000 | 6,025 |
| Insider loans | $1,510,000 | 3,191 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,165,000 | 4,027 |
| Tier 1 (core) risk-based capital | $7,727,000 | 5,608 |
| Tier 2 risk-based capital | $635,000 | 5,017 |
| Total risk weighted assets | $56,949,000 | 5,195 |
| Total unused commitments | $11,165,000 | 4,031 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $64,747,000 | 6,210 |
| Cash and due from depository institutions | $1,622,000 | 6,112 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $3,520,000 | 8,157 |
| Federal funds sold & reverse repurchase agreements | $2,021,000 | 4,380 |
| Net loans & leases | $55,885,000 | 5,048 |
| Loan loss allowance | $597,000 | 5,548 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,228,000 | 5,420 |
| Other real estate owned | $45,000 | 6,112 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $426,000 | 8,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,747,000 | 6,210 |
| Total liabilities | $57,155,000 | 6,241 |
| Total deposits | $53,429,000 | 6,238 |
| Interest-bearing deposits | $45,078,000 | 6,253 |
| Deposits held in domestic offices | $53,429,000 | 6,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,408,000 | 1,803 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $318,000 | 6,289 |
| Total equity capital | $7,592,000 | 5,808 |
| Total bank equity capital | $7,592,000 | 5,808 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $667,000 | 3,754 |
| Surplus | $6,567,000 | 2,727 |
| Undivided profits | $358,000 | 8,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $225,000 | 7,784 |
| Earning assets | $61,426,000 | 6,112 |
| Long-term assets (5+ years) | $2,291,000 | 7,177 |
| Average Assets, year-to-date | $58,036,500 | 6,486 |
| Average Assets, quarterly | $61,612,500 | 6,347 |
| Volatile liabilities | $9,649,000 | 5,803 |
| Insider loans | $1,635,000 | 3,009 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,765,000 | 4,335 |
| Tier 1 (core) risk-based capital | $7,580,000 | 5,659 |
| Tier 2 risk-based capital | $597,000 | 5,199 |
| Total risk weighted assets | $55,006,000 | 5,291 |
| Total unused commitments | $9,765,000 | 4,341 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 20 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $58,478,000 | 6,544 |
| Cash and due from depository institutions | $1,845,000 | 6,386 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $2,520,000 | 8,451 |
| Federal funds sold & reverse repurchase agreements | $4,639,000 | 3,126 |
| Net loans & leases | $47,945,000 | 5,487 |
| Loan loss allowance | $535,000 | 5,837 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,073,000 | 5,733 |
| Other real estate owned | $45,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $411,000 | 8,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,478,000 | 6,544 |
| Total liabilities | $52,218,000 | 6,523 |
| Total deposits | $49,749,000 | 6,473 |
| Interest-bearing deposits | $43,492,000 | 6,370 |
| Deposits held in domestic offices | $49,749,000 | 6,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,225,000 | 2,019 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $244,000 | 6,976 |
| Total equity capital | $6,260,000 | 6,525 |
| Total bank equity capital | $6,260,000 | 6,525 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $575,000 | 4,064 |
| Surplus | $5,514,000 | 3,062 |
| Undivided profits | $171,000 | 8,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $210,000 | 7,868 |
| Earning assets | $55,104,000 | 6,440 |
| Long-term assets (5+ years) | $2,994,000 | 6,884 |
| Average Assets, year-to-date | $55,799,670 | 6,615 |
| Average Assets, quarterly | $57,858,000 | 6,549 |
| Volatile liabilities | $11,661,000 | 5,285 |
| Insider loans | $1,805,000 | 2,780 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,224,000 | 4,940 |
| Tier 1 (core) risk-based capital | $6,248,000 | 6,315 |
| Tier 2 risk-based capital | $535,000 | 5,491 |
| Total risk weighted assets | $47,538,000 | 5,716 |
| Total unused commitments | $7,224,000 | 4,952 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 20 | 6,397 |
| Assets and Liabilities | ||
| Total Assets: | $57,238,000 | 6,586 |
| Cash and due from depository institutions | $1,630,000 | 6,397 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $2,830,000 | 8,420 |
| Federal funds sold & reverse repurchase agreements | $3,902,000 | 3,806 |
| Net loans & leases | $47,365,000 | 5,473 |
| Loan loss allowance | $511,000 | 5,934 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,037,000 | 5,796 |
| Other real estate owned | $45,000 | 6,397 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $429,000 | 8,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,238,000 | 6,586 |
| Total liabilities | $51,674,000 | 6,516 |
| Total deposits | $48,637,000 | 6,507 |
| Interest-bearing deposits | $42,373,000 | 6,449 |
| Deposits held in domestic offices | $48,637,000 | 6,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,829,000 | 1,766 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $208,000 | 7,363 |
| Total equity capital | $5,564,000 | 6,887 |
| Total bank equity capital | $5,564,000 | 6,887 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $528,000 | 4,184 |
| Surplus | $4,970,000 | 3,269 |
| Undivided profits | $66,000 | 8,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $837,000 | 3,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $817,000 | 265 |
| Income earned, not collected on loans | $230,000 | 7,758 |
| Earning assets | $54,097,000 | 6,465 |
| Long-term assets (5+ years) | $1,015,000 | 7,720 |
| Average Assets, year-to-date | $54,460,500 | 6,690 |
| Average Assets, quarterly | $54,460,500 | 6,690 |
| Volatile liabilities | $13,648,000 | 4,804 |
| Insider loans | $1,965,000 | 2,571 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,912,000 | 4,977 |
| Tier 1 (core) risk-based capital | $5,552,000 | 6,694 |
| Tier 2 risk-based capital | $511,000 | 5,580 |
| Total risk weighted assets | $46,946,000 | 5,700 |
| Total unused commitments | $6,912,000 | 4,991 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 20 | 6,395 |
| Assets and Liabilities | ||
| Total Assets: | $51,683,000 | 6,885 |
| Cash and due from depository institutions | $2,009,000 | 6,395 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $2,830,000 | 8,479 |
| Federal funds sold & reverse repurchase agreements | $326,000 | 6,600 |
| Net loans & leases | $45,416,000 | 5,595 |
| Loan loss allowance | $470,000 | 6,161 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $350,000 | 7,742 |
| Other real estate owned | $82,000 | 6,395 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $670,000 | 7,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,683,000 | 6,885 |
| Total liabilities | $47,297,000 | 6,778 |
| Total deposits | $45,093,000 | 6,716 |
| Interest-bearing deposits | $39,293,000 | 6,653 |
| Deposits held in domestic offices | $45,093,000 | 6,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,037,000 | 2,044 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $167,000 | 7,888 |
| Total equity capital | $4,386,000 | 7,577 |
| Total bank equity capital | $4,386,000 | 7,577 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $441,000 | 4,663 |
| Surplus | $3,969,000 | 3,784 |
| Undivided profits | $-24,000 | 8,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 2,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $817,000 | 245 |
| Income earned, not collected on loans | $240,000 | 7,778 |
| Earning assets | $48,572,000 | 6,771 |
| Long-term assets (5+ years) | $1,029,000 | 7,730 |
| Average Assets, year-to-date | $45,015,200 | 7,154 |
| Average Assets, quarterly | $53,340,000 | 6,747 |
| Volatile liabilities | $13,143,000 | 4,917 |
| Insider loans | $1,869,000 | 2,660 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,758,000 | 4,617 |
| Tier 1 (core) risk-based capital | $4,374,000 | 7,423 |
| Tier 2 risk-based capital | $470,000 | 5,818 |
| Total risk weighted assets | $44,357,000 | 5,866 |
| Total unused commitments | $7,758,000 | 4,620 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 15 | 7,306 |
| Assets and Liabilities | ||
| Total Assets: | $30,855,000 | 8,250 |
| Cash and due from depository institutions | $497,000 | 7,306 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $2,240,000 | 8,792 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $27,305,000 | 7,098 |
| Loan loss allowance | $275,000 | 7,580 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $269,000 | 8,215 |
| Other real estate owned | $0 | 7,306 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $544,000 | 8,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,855,000 | 8,250 |
| Total liabilities | $26,809,000 | 8,264 |
| Total deposits | $25,136,000 | 8,282 |
| Interest-bearing deposits | $21,168,000 | 8,269 |
| Deposits held in domestic offices | $25,136,000 | 8,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,563,000 | 2,345 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $110,000 | 8,832 |
| Total equity capital | $4,046,000 | 7,770 |
| Total bank equity capital | $4,046,000 | 7,770 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $428,000 | 4,801 |
| Surplus | $3,853,000 | 3,752 |
| Undivided profits | $-235,000 | 8,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $166,000 | 8,669 |
| Earning assets | $29,545,000 | 8,135 |
| Long-term assets (5+ years) | $2,164,000 | 7,287 |
| Average Assets, year-to-date | $18,178,500 | 9,007 |
| Average Assets, quarterly | $27,120,500 | 8,452 |
| Volatile liabilities | $5,637,000 | 7,097 |
| Insider loans | $2,435,000 | 2,012 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,131,000 | 3,908 |
| Tier 1 (core) risk-based capital | $4,021,000 | 7,672 |
| Tier 2 risk-based capital | $275,000 | 7,311 |
| Total risk weighted assets | $30,944,000 | 6,963 |
| Total unused commitments | $10,131,000 | 3,919 |
| Derivatives | $0 | 450 |