Home > Suncoast Bank > Income and Expense

Suncoast Bank, Income and Expense

2006-06-30 (YTD Data)		Rank
Total interest income	$4,433,000	3,832
Total interest expense	$2,070,000	3,285
Net interest income	$2,363,000	4,207
Provision for loan and lease losses	$149,000	2,695
Total noninterest income	$72,000	7,475
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$17,000	7,246
Trading account gains and fees	$0	126
Additional Noninterest Income	$55,000	6,230
Total noninterest expense	$1,526,000	4,821
Salaries and employee benefits	$842,000	4,832
Premises and equipment expense	$302,000	3,747
Additional noninterest expense	$382,000	5,366
Pre-tax net operating income	$760,000	4,439
Securities gains (losses)	$-10,000	7,862
Applicable income taxes	$285,000	3,112
Income before extraordinary items	$465,000	5,064
Extraordinary gains, net	$0	39
Net income	$465,000	5,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$471,400	5,018
2006-03-31 (YTD Data)		Rank
Total interest income	$2,138,000	3,879
Total interest expense	$955,000	3,365
Net interest income	$1,183,000	4,199
Provision for loan and lease losses	$78,000	2,364
Total noninterest income	$30,000	7,673
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$8,000	7,290
Trading account gains and fees	$0	115
Additional Noninterest Income	$22,000	6,566
Total noninterest expense	$752,000	4,881
Salaries and employee benefits	$428,000	4,800
Premises and equipment expense	$133,000	4,114
Additional noninterest expense	$191,000	5,329
Pre-tax net operating income	$383,000	4,371
Securities gains (losses)	$-5,000	8,100
Applicable income taxes	$144,000	3,099
Income before extraordinary items	$234,000	4,990
Extraordinary gains, net	$0	21
Net income	$234,000	4,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$237,200	4,944
2005-12-31 (YTD Data)		Rank
Total interest income	$7,091,000	4,107
Total interest expense	$2,753,000	3,565
Net interest income	$4,338,000	4,379
Provision for loan and lease losses	$330,000	2,627
Total noninterest income	$107,000	7,869
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$37,000	7,277
Trading account gains and fees	$0	138
Additional Noninterest Income	$70,000	6,947
Total noninterest expense	$2,557,000	5,305
Salaries and employee benefits	$1,414,000	5,252
Premises and equipment expense	$427,000	4,653
Additional noninterest expense	$716,000	5,518
Pre-tax net operating income	$1,558,000	4,276
Securities gains (losses)	$-29,000	7,991
Applicable income taxes	$581,000	3,128
Income before extraordinary items	$948,000	4,958
Extraordinary gains, net	$0	46
Net income	$948,000	4,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$966,560	4,883
2005-09-30 (YTD Data)		Rank
Total interest income	$5,033,000	4,222
Total interest expense	$1,874,000	3,686
Net interest income	$3,159,000	4,477
Provision for loan and lease losses	$235,000	2,646
Total noninterest income	$81,000	7,896
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$29,000	7,291
Trading account gains and fees	$0	126
Additional Noninterest Income	$52,000	7,014
Total noninterest expense	$1,879,000	5,341
Salaries and employee benefits	$1,021,000	5,351
Premises and equipment expense	$311,000	4,718
Additional noninterest expense	$547,000	5,434
Pre-tax net operating income	$1,126,000	4,481
Securities gains (losses)	$-23,000	8,230
Applicable income taxes	$419,000	3,256
Income before extraordinary items	$684,000	5,140
Extraordinary gains, net	$0	35
Net income	$684,000	5,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$698,720	5,049
2005-06-30 (YTD Data)		Rank
Total interest income	$3,149,000	4,354
Total interest expense	$1,142,000	3,763
Net interest income	$2,007,000	4,603
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$51,000	7,950
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$19,000	7,307
Trading account gains and fees	$0	116
Additional Noninterest Income	$32,000	7,096
Total noninterest expense	$1,218,000	5,421
Salaries and employee benefits	$656,000	5,455
Premises and equipment expense	$203,000	4,775
Additional noninterest expense	$359,000	5,443
Pre-tax net operating income	$660,000	4,766
Securities gains (losses)	$-16,000	8,304
Applicable income taxes	$245,000	3,449
Income before extraordinary items	$399,000	5,441
Extraordinary gains, net	$0	30
Net income	$399,000	5,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$409,240	5,354
2005-03-31 (YTD Data)		Rank
Total interest income	$1,480,000	4,532
Total interest expense	$499,000	4,031
Net interest income	$981,000	4,684
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$26,000	7,944
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$10,000	7,294
Trading account gains and fees	$0	115
Additional Noninterest Income	$16,000	7,179
Total noninterest expense	$605,000	5,494
Salaries and employee benefits	$326,000	5,527
Premises and equipment expense	$101,000	4,827
Additional noninterest expense	$178,000	5,446
Pre-tax net operating income	$282,000	5,153
Securities gains (losses)	$-8,000	8,484
Applicable income taxes	$104,000	3,701
Income before extraordinary items	$170,000	5,808
Extraordinary gains, net	$0	24
Net income	$170,000	5,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$175,120	5,702
2004-12-31 (YTD Data)		Rank
Total interest income	$4,720,000	5,038
Total interest expense	$1,652,000	4,233
Net interest income	$3,068,000	5,345
Provision for loan and lease losses	$210,000	3,601
Total noninterest income	$107,000	8,012
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$46,000	7,356
Trading account gains and fees	$0	138
Additional Noninterest Income	$61,000	7,170
Total noninterest expense	$2,152,000	5,778
Salaries and employee benefits	$1,220,000	5,642
Premises and equipment expense	$389,000	4,855
Additional noninterest expense	$543,000	6,311
Pre-tax net operating income	$813,000	5,754
Securities gains (losses)	$-51,000	8,599
Applicable income taxes	$289,000	4,225
Income before extraordinary items	$473,000	6,462
Extraordinary gains, net	$0	34
Net income	$473,000	6,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$505,640	6,271
2004-09-30 (YTD Data)		Rank
Total interest income	$3,390,000	5,149
Total interest expense	$1,200,000	4,289
Net interest income	$2,190,000	5,491
Provision for loan and lease losses	$159,000	3,435
Total noninterest income	$84,000	8,006
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$36,000	7,361
Trading account gains and fees	$0	134
Additional Noninterest Income	$48,000	7,110
Total noninterest expense	$1,623,000	5,723
Salaries and employee benefits	$923,000	5,586
Premises and equipment expense	$298,000	4,774
Additional noninterest expense	$402,000	6,295
Pre-tax net operating income	$492,000	6,360
Securities gains (losses)	$-40,000	8,774
Applicable income taxes	$172,000	4,669
Income before extraordinary items	$280,000	7,031
Extraordinary gains, net	$0	26
Net income	$280,000	7,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$305,600	6,794
2004-06-30 (YTD Data)		Rank
Total interest income	$2,159,000	5,308
Total interest expense	$767,000	4,398
Net interest income	$1,392,000	5,649
Provision for loan and lease losses	$122,000	3,079
Total noninterest income	$54,000	8,092
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$24,000	7,394
Trading account gains and fees	$0	130
Additional Noninterest Income	$30,000	7,216
Total noninterest expense	$1,060,000	5,816
Salaries and employee benefits	$598,000	5,697
Premises and equipment expense	$197,000	4,802
Additional noninterest expense	$265,000	6,344
Pre-tax net operating income	$264,000	6,744
Securities gains (losses)	$-29,000	8,850
Applicable income taxes	$89,000	4,985
Income before extraordinary items	$146,000	7,364
Extraordinary gains, net	$0	21
Net income	$146,000	7,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$164,560	7,150
2004-03-31 (YTD Data)		Rank
Total interest income	$1,032,000	5,480
Total interest expense	$364,000	4,601
Net interest income	$668,000	5,781
Provision for loan and lease losses	$41,000	3,702
Total noninterest income	$27,000	8,089
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$12,000	7,382
Trading account gains and fees	$0	121
Additional Noninterest Income	$15,000	7,252
Total noninterest expense	$536,000	5,817
Salaries and employee benefits	$307,000	5,675
Premises and equipment expense	$95,000	4,969
Additional noninterest expense	$134,000	6,328
Pre-tax net operating income	$118,000	6,879
Securities gains (losses)	$-10,000	8,916
Applicable income taxes	$41,000	5,084
Income before extraordinary items	$67,000	7,457
Extraordinary gains, net	$0	16
Net income	$67,000	7,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$73,400	7,274
2003-12-31 (YTD Data)		Rank
Total interest income	$3,537,000	6,013
Total interest expense	$1,261,000	5,400
Net interest income	$2,276,000	6,221
Provision for loan and lease losses	$136,000	4,746
Total noninterest income	$59,000	8,711
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$39,000	7,599
Trading account gains and fees	$0	160
Additional Noninterest Income	$20,000	8,441
Total noninterest expense	$1,839,000	6,280
Salaries and employee benefits	$1,049,000	6,095
Premises and equipment expense	$340,000	5,272
Additional noninterest expense	$450,000	6,847
Pre-tax net operating income	$360,000	7,187
Securities gains (losses)	$-69,000	8,988
Applicable income taxes	$111,000	5,607
Income before extraordinary items	$180,000	7,861
Extraordinary gains, net	$0	54
Net income	$180,000	7,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$224,160	7,514
2003-09-30 (YTD Data)		Rank
Total interest income	$2,544,000	6,204
Total interest expense	$935,000	5,583
Net interest income	$1,609,000	6,417
Provision for loan and lease losses	$58,000	5,579
Total noninterest income	$32,000	8,929
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$28,000	7,684
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,000	8,966
Total noninterest expense	$1,364,000	6,281
Salaries and employee benefits	$784,000	6,078
Premises and equipment expense	$254,000	5,274
Additional noninterest expense	$326,000	6,922
Pre-tax net operating income	$219,000	7,623
Securities gains (losses)	$-57,000	9,084
Applicable income taxes	$62,000	6,040
Income before extraordinary items	$100,000	8,219
Extraordinary gains, net	$0	40
Net income	$100,000	8,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$136,480	7,860
2003-06-30 (YTD Data)		Rank
Total interest income	$1,652,000	6,328
Total interest expense	$630,000	5,676
Net interest income	$1,022,000	6,581
Provision for loan and lease losses	$40,000	5,444
Total noninterest income	$11,000	9,102
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$17,000	7,743
Trading account gains and fees	$0	150
Additional Noninterest Income	$-6,000	9,217
Total noninterest expense	$907,000	6,313
Salaries and employee benefits	$517,000	6,141
Premises and equipment expense	$165,000	5,334
Additional noninterest expense	$225,000	6,827
Pre-tax net operating income	$86,000	8,111
Securities gains (losses)	$-30,000	9,133
Applicable income taxes	$21,000	6,569
Income before extraordinary items	$35,000	8,540
Extraordinary gains, net	$0	30
Net income	$35,000	8,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$54,200	8,255
2003-03-31 (YTD Data)		Rank
Total interest income	$796,000	6,476
Total interest expense	$306,000	5,884
Net interest income	$490,000	6,705
Provision for loan and lease losses	$21,000	5,171
Total noninterest income	$5,000	9,143
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$9,000	7,710
Trading account gains and fees	$0	134
Additional Noninterest Income	$-4,000	9,269
Total noninterest expense	$464,000	6,239
Salaries and employee benefits	$268,000	6,005
Premises and equipment expense	$82,000	5,357
Additional noninterest expense	$114,000	6,780
Pre-tax net operating income	$10,000	8,574
Securities gains (losses)	$3,000	2,514
Applicable income taxes	$5,000	6,893
Income before extraordinary items	$8,000	8,659
Extraordinary gains, net	$0	21
Net income	$8,000	8,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$6,080	8,577
2002-12-31 (YTD Data)		Rank
Total interest income	$3,043,000	6,811
Total interest expense	$1,307,000	6,158
Net interest income	$1,736,000	7,060
Provision for loan and lease losses	$166,000	4,734
Total noninterest income	$74,000	8,707
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$25,000	7,923
Trading account gains and fees	$0	153
Additional Noninterest Income	$49,000	7,624
Total noninterest expense	$1,699,000	6,458
Salaries and employee benefits	$941,000	6,345
Premises and equipment expense	$325,000	5,315
Additional noninterest expense	$433,000	6,915
Pre-tax net operating income	$-55,000	8,714
Securities gains (losses)	$39,000	2,625
Applicable income taxes	$0	7,681
Income before extraordinary items	$-16,000	8,751
Extraordinary gains, net	$0	70
Net income	$-16,000	8,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-55,000	8,732
2001-12-31 (YTD Data)		Rank
Total interest income	$2,402,000	7,850
Total interest expense	$1,336,000	7,329
Net interest income	$1,066,000	8,156
Provision for loan and lease losses	$199,000	4,164
Total noninterest income	$43,000	9,232
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$15,000	8,198
Trading account gains and fees	$0	177
Additional Noninterest Income	$28,000	8,414
Total noninterest expense	$1,445,000	6,912
Salaries and employee benefits	$786,000	6,851
Premises and equipment expense	$290,000	5,630
Additional noninterest expense	$369,000	7,359
Pre-tax net operating income	$-535,000	9,185
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-535,000	9,250
Extraordinary gains, net	$0	105
Net income	$-535,000	9,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-535,000	9,213
2000-12-31 (YTD Data)		Rank
Total interest income	$1,340,000	9,103
Total interest expense	$685,000	8,891
Net interest income	$655,000	9,211
Provision for loan and lease losses	$142,000	4,519
Total noninterest income	$37,000	9,504
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$11,000	8,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	8,716
Total noninterest expense	$1,252,000	7,367
Salaries and employee benefits	$677,000	7,304
Premises and equipment expense	$241,000	6,174
Additional noninterest expense	$334,000	7,682
Pre-tax net operating income	$-702,000	9,635
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-702,000	9,657
Extraordinary gains, net	$0	38
Net income	$-702,000	9,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-702,000	9,656
1999-12-31 (YTD Data)		Rank
Total interest income	$150,000	10,150
Total interest expense	$53,000	10,102
Net interest income	$97,000	10,157
Provision for loan and lease losses	$11,000	8,085
Total noninterest income	$8,000	10,070
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	8,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	9,868
Total noninterest expense	$751,000	8,878
Salaries and employee benefits	$219,000	9,843
Premises and equipment expense	$75,000	9,124
Additional noninterest expense	$457,000	6,843
Pre-tax net operating income	$-657,000	9,949
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-657,000	9,986
Extraordinary gains, net	$0	35
Net income	$-657,000	9,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$6,000,000	194
Net operating income	$-657,000	9,971

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.