Home > Sunbelt National Bank > Income and Expense
Sunbelt National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,545,000 | 4,205 |
| Total interest expense | $2,621,000 | 5,225 |
| Net interest income | $4,924,000 | 3,540 |
| Provision for loan and lease losses | $371,000 | 2,210 |
| Total noninterest income | $779,000 | 3,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,416 |
| Total noninterest expense | $4,583,000 | 2,776 |
| Salaries and employee benefits | $2,770,000 | 2,396 |
| Premises and equipment expense | $684,000 | 2,802 |
| Additional noninterest expense | $1,129,000 | 3,526 |
| Pre-tax net operating income | $749,000 | 6,783 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $266,000 | 6,081 |
| Income before extraordinary items | $483,000 | 7,080 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $483,000 | 7,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,327 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $483,000 | 7,032 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,719,000 | 4,735 |
| Total interest expense | $2,148,000 | 6,128 |
| Net interest income | $4,571,000 | 3,847 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $684,000 | 4,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,653 |
| Total noninterest expense | $3,635,000 | 3,647 |
| Salaries and employee benefits | $1,944,000 | 3,421 |
| Premises and equipment expense | $566,000 | 3,393 |
| Additional noninterest expense | $1,125,000 | 3,988 |
| Pre-tax net operating income | $1,475,000 | 4,397 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $528,000 | 3,976 |
| Income before extraordinary items | $947,000 | 4,700 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $947,000 | 4,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,113 |
| Cash dividends | $115,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $947,000 | 4,648 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 4,793 |
| Total interest expense | $2,034,000 | 6,387 |
| Net interest income | $4,562,000 | 3,856 |
| Provision for loan and lease losses | $107,000 | 4,462 |
| Total noninterest income | $744,000 | 3,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,330 |
| Total noninterest expense | $3,446,000 | 3,798 |
| Salaries and employee benefits | $1,789,000 | 3,666 |
| Premises and equipment expense | $508,000 | 3,716 |
| Additional noninterest expense | $1,149,000 | 3,894 |
| Pre-tax net operating income | $1,753,000 | 3,927 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $623,000 | 3,576 |
| Income before extraordinary items | $1,130,000 | 4,154 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,130,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,130,000 | 4,136 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 5,613 |
| Total interest expense | $1,352,000 | 7,391 |
| Net interest income | $3,723,000 | 4,674 |
| Provision for loan and lease losses | $262,000 | 2,505 |
| Total noninterest income | $807,000 | 3,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,426 |
| Total noninterest expense | $3,268,000 | 4,097 |
| Salaries and employee benefits | $1,661,000 | 3,906 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $1,088,000 | 4,395 |
| Pre-tax net operating income | $1,000,000 | 5,953 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $355,000 | 5,214 |
| Income before extraordinary items | $645,000 | 6,256 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $645,000 | 6,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,935 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 763 |
| Net operating income | $645,000 | 6,321 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 6,751 |
| Total interest expense | $1,353,000 | 7,702 |
| Net interest income | $2,748,000 | 6,070 |
| Provision for loan and lease losses | $-32,000 | 12,654 |
| Total noninterest income | $628,000 | 4,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,630 |
| Total noninterest expense | $3,142,000 | 4,332 |
| Salaries and employee benefits | $1,491,000 | 4,297 |
| Premises and equipment expense | $522,000 | 3,718 |
| Additional noninterest expense | $1,129,000 | 4,433 |
| Pre-tax net operating income | $266,000 | 10,495 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $185,000 | 10,816 |
| Extraordinary gains, net | $40,000 | 2,305 |
| Net income | $225,000 | 10,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-129,000 | 13,202 |
| Net operating income | $175,100 | 10,725 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 7,266 |
| Total interest expense | $1,670,000 | 7,980 |
| Net interest income | $2,514,000 | 6,561 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $311,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $2,692,000 | 4,976 |
| Salaries and employee benefits | $1,283,000 | 4,876 |
| Premises and equipment expense | $479,000 | 4,127 |
| Additional noninterest expense | $930,000 | 5,374 |
| Pre-tax net operating income | $133,000 | 11,683 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $12,000 | 1,314 |
| Net income | $112,000 | 11,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 4,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $78,880 | 11,948 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.