Sun World, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 4,076 |
| Total interest expense | $4,258,000 | 3,452 |
| Net interest income | $3,504,000 | 4,731 |
| Provision for loan and lease losses | $-966,000 | 10,892 |
| Total noninterest income | $884,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $629,000 | 2,394 |
| Total noninterest expense | $2,886,000 | 4,233 |
| Salaries and employee benefits | $1,421,000 | 4,447 |
| Premises and equipment expense | $562,000 | 3,344 |
| Additional noninterest expense | $903,000 | 4,296 |
| Pre-tax net operating income | $2,468,000 | 2,946 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $856,000 | 2,782 |
| Income before extraordinary items | $1,612,000 | 3,140 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,612,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-741,000 | 10,895 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,612,000 | 3,077 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,724,000 | 3,709 |
| Total interest expense | $4,595,000 | 3,256 |
| Net interest income | $4,129,000 | 4,204 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $893,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $320,000 | 4,027 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $573,000 | 2,648 |
| Total noninterest expense | $3,493,000 | 3,778 |
| Salaries and employee benefits | $1,720,000 | 3,821 |
| Premises and equipment expense | $539,000 | 3,546 |
| Additional noninterest expense | $1,234,000 | 3,700 |
| Pre-tax net operating income | $1,489,000 | 4,362 |
| Securities gains (losses) | $77,000 | 1,085 |
| Applicable income taxes | $618,000 | 3,502 |
| Income before extraordinary items | $948,000 | 4,695 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $948,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $898,720 | 4,823 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,518,000 | 3,149 |
| Total interest expense | $4,966,000 | 3,045 |
| Net interest income | $5,552,000 | 3,201 |
| Provision for loan and lease losses | $-437,000 | 11,897 |
| Total noninterest income | $768,000 | 3,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $768,000 | 2,172 |
| Total noninterest expense | $4,966,000 | 2,738 |
| Salaries and employee benefits | $2,729,000 | 2,442 |
| Premises and equipment expense | $845,000 | 2,364 |
| Additional noninterest expense | $1,392,000 | 3,287 |
| Pre-tax net operating income | $1,791,000 | 3,863 |
| Securities gains (losses) | $626,000 | 300 |
| Applicable income taxes | $767,000 | 2,987 |
| Income before extraordinary items | $1,650,000 | 2,980 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,650,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,194 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,224,320 | 3,873 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,241,000 | 3,265 |
| Total interest expense | $3,868,000 | 3,153 |
| Net interest income | $5,373,000 | 3,338 |
| Provision for loan and lease losses | $-212,000 | 12,344 |
| Total noninterest income | $682,000 | 4,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $682,000 | 2,377 |
| Total noninterest expense | $5,093,000 | 2,728 |
| Salaries and employee benefits | $2,559,000 | 2,600 |
| Premises and equipment expense | $893,000 | 2,261 |
| Additional noninterest expense | $1,641,000 | 3,064 |
| Pre-tax net operating income | $1,174,000 | 5,325 |
| Securities gains (losses) | $568,000 | 248 |
| Applicable income taxes | $-65,000 | 12,250 |
| Income before extraordinary items | $1,807,000 | 2,684 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,807,000 | 2,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,924 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,239,000 | 3,777 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,359,000 | 3,658 |
| Total interest expense | $3,523,000 | 3,567 |
| Net interest income | $4,836,000 | 3,683 |
| Provision for loan and lease losses | $-195,000 | 13,032 |
| Total noninterest income | $681,000 | 4,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $681,000 | 2,643 |
| Total noninterest expense | $4,647,000 | 3,037 |
| Salaries and employee benefits | $2,230,000 | 2,943 |
| Premises and equipment expense | $823,000 | 2,489 |
| Additional noninterest expense | $1,594,000 | 3,328 |
| Pre-tax net operating income | $1,065,000 | 5,634 |
| Securities gains (losses) | $895,000 | 582 |
| Applicable income taxes | $-345,000 | 13,099 |
| Income before extraordinary items | $2,305,000 | 2,171 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,305,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,717 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,410,000 | 3,248 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 3,774 |
| Total interest expense | $4,895,000 | 3,375 |
| Net interest income | $4,328,000 | 4,152 |
| Provision for loan and lease losses | $1,405,000 | 1,469 |
| Total noninterest income | $917,000 | 3,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $917,000 | 2,129 |
| Total noninterest expense | $4,206,000 | 3,345 |
| Salaries and employee benefits | $1,863,000 | 3,424 |
| Premises and equipment expense | $834,000 | 2,475 |
| Additional noninterest expense | $1,509,000 | 3,578 |
| Pre-tax net operating income | $-366,000 | 13,216 |
| Securities gains (losses) | $693,000 | 849 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $313,000 | 9,125 |
| Extraordinary gains, net | $-310,000 | 13,785 |
| Net income | $3,000 | 12,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 2,836 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-352,280 | 13,184 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.