Home > Sun Security Bank of America > Income and Expense
Sun Security Bank of America, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,684,000 | 2,271 |
| Total interest expense | $4,254,000 | 2,094 |
| Net interest income | $8,430,000 | 2,301 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $898,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $708,000 | 2,331 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $190,000 | 5,388 |
| Total noninterest expense | $4,786,000 | 3,159 |
| Salaries and employee benefits | $3,191,000 | 2,635 |
| Premises and equipment expense | $650,000 | 3,293 |
| Additional noninterest expense | $945,000 | 4,456 |
| Pre-tax net operating income | $4,542,000 | 1,775 |
| Securities gains (losses) | $1,184,000 | 422 |
| Applicable income taxes | $1,821,000 | 1,376 |
| Income before extraordinary items | $3,905,000 | 1,594 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,905,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $890,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,099,880 | 1,896 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,503,000 | 2,306 |
| Total interest expense | $3,303,000 | 2,104 |
| Net interest income | $6,200,000 | 2,362 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $659,000 | 4,070 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $511,000 | 2,424 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 5,363 |
| Total noninterest expense | $3,535,000 | 3,201 |
| Salaries and employee benefits | $2,380,000 | 2,654 |
| Premises and equipment expense | $469,000 | 3,399 |
| Additional noninterest expense | $686,000 | 4,528 |
| Pre-tax net operating income | $3,324,000 | 1,873 |
| Securities gains (losses) | $1,164,000 | 399 |
| Applicable income taxes | $1,471,000 | 1,378 |
| Income before extraordinary items | $3,017,000 | 1,599 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,017,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $190,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,237,120 | 2,001 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,285,000 | 2,336 |
| Total interest expense | $2,245,000 | 2,133 |
| Net interest income | $4,040,000 | 2,403 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $455,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $343,000 | 2,380 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $112,000 | 5,124 |
| Total noninterest expense | $2,323,000 | 3,249 |
| Salaries and employee benefits | $1,548,000 | 2,711 |
| Premises and equipment expense | $310,000 | 3,391 |
| Additional noninterest expense | $465,000 | 4,482 |
| Pre-tax net operating income | $2,172,000 | 1,903 |
| Securities gains (losses) | $982,000 | 369 |
| Applicable income taxes | $1,020,000 | 1,350 |
| Income before extraordinary items | $2,134,000 | 1,529 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,134,000 | 1,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $120,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,466,240 | 2,033 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 2,365 |
| Total interest expense | $1,119,000 | 2,180 |
| Net interest income | $1,995,000 | 2,437 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $241,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $1,148,000 | 3,281 |
| Salaries and employee benefits | $750,000 | 2,769 |
| Premises and equipment expense | $159,000 | 3,329 |
| Additional noninterest expense | $239,000 | 4,360 |
| Pre-tax net operating income | $1,088,000 | 1,894 |
| Securities gains (losses) | $497,000 | 347 |
| Applicable income taxes | $521,000 | 1,321 |
| Income before extraordinary items | $1,064,000 | 1,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,064,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $731,010 | 2,016 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,256,000 | 2,318 |
| Total interest expense | $4,773,000 | 2,341 |
| Net interest income | $8,483,000 | 2,281 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $962,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $730,000 | 2,178 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 4,737 |
| Total noninterest expense | $4,771,000 | 3,044 |
| Salaries and employee benefits | $3,121,000 | 2,526 |
| Premises and equipment expense | $664,000 | 3,138 |
| Additional noninterest expense | $986,000 | 4,223 |
| Pre-tax net operating income | $4,674,000 | 1,735 |
| Securities gains (losses) | $685,000 | 536 |
| Applicable income taxes | $1,676,000 | 1,499 |
| Income before extraordinary items | $3,683,000 | 1,628 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,683,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $1,245,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,210,350 | 1,792 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,491,000 | 2,363 |
| Total interest expense | $6,721,000 | 2,383 |
| Net interest income | $7,770,000 | 2,300 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,076,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $711,000 | 2,115 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $365,000 | 3,730 |
| Total noninterest expense | $4,518,000 | 3,082 |
| Salaries and employee benefits | $2,873,000 | 2,612 |
| Premises and equipment expense | $720,000 | 2,880 |
| Additional noninterest expense | $925,000 | 4,315 |
| Pre-tax net operating income | $4,328,000 | 1,642 |
| Securities gains (losses) | $201,000 | 1,187 |
| Applicable income taxes | $1,408,000 | 1,588 |
| Income before extraordinary items | $3,121,000 | 1,682 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,121,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,052 |
| Cash dividends | $810,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,982,310 | 1,693 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,822,000 | 2,712 |
| Total interest expense | $5,673,000 | 2,929 |
| Net interest income | $7,149,000 | 2,489 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $900,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $697,000 | 1,985 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $4,270,000 | 3,150 |
| Salaries and employee benefits | $2,756,000 | 2,578 |
| Premises and equipment expense | $677,000 | 2,953 |
| Additional noninterest expense | $837,000 | 4,587 |
| Pre-tax net operating income | $3,779,000 | 1,934 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $1,112,000 | 1,945 |
| Income before extraordinary items | $2,666,000 | 1,959 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,666,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,312 |
| Cash dividends | $1,335,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,666,710 | 1,961 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,749,000 | 2,746 |
| Total interest expense | $5,055,000 | 2,888 |
| Net interest income | $6,694,000 | 2,618 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $872,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $707,000 | 1,876 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $165,000 | 5,379 |
| Total noninterest expense | $3,694,000 | 3,551 |
| Salaries and employee benefits | $2,185,000 | 3,160 |
| Premises and equipment expense | $635,000 | 3,103 |
| Additional noninterest expense | $874,000 | 4,478 |
| Pre-tax net operating income | $3,872,000 | 1,901 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,224,000 | 1,885 |
| Income before extraordinary items | $2,650,000 | 1,998 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,650,000 | 1,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $1,109,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,648,640 | 1,965 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 8,097 |
| Total interest expense | $1,118,000 | 8,116 |
| Net interest income | $1,384,000 | 7,944 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $172,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $965,000 | 8,230 |
| Salaries and employee benefits | $555,000 | 8,019 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $253,000 | 8,581 |
| Pre-tax net operating income | $591,000 | 6,969 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $206,000 | 6,123 |
| Income before extraordinary items | $385,000 | 7,303 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $385,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $385,000 | 7,222 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 8,545 |
| Total interest expense | $1,068,000 | 8,495 |
| Net interest income | $1,309,000 | 8,451 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $220,000 | 7,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $878,000 | 8,755 |
| Salaries and employee benefits | $492,000 | 8,662 |
| Premises and equipment expense | $136,000 | 8,101 |
| Additional noninterest expense | $250,000 | 8,848 |
| Pre-tax net operating income | $651,000 | 7,198 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $166,000 | 7,380 |
| Income before extraordinary items | $484,000 | 7,073 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $484,000 | 7,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $403,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 10,712 |
| Net operating income | $484,740 | 7,020 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 9,895 |
| Total interest expense | $777,000 | 9,714 |
| Net interest income | $873,000 | 9,901 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $104,000 | 9,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,237 |
| Total noninterest expense | $536,000 | 10,441 |
| Salaries and employee benefits | $276,000 | 10,543 |
| Premises and equipment expense | $70,000 | 10,079 |
| Additional noninterest expense | $190,000 | 10,047 |
| Pre-tax net operating income | $441,000 | 8,270 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $107,000 | 8,639 |
| Income before extraordinary items | $332,000 | 8,141 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $332,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $333,520 | 8,069 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 11,745 |
| Total interest expense | $260,000 | 11,655 |
| Net interest income | $305,000 | 11,757 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $66,000 | 11,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $230,000 | 11,836 |
| Salaries and employee benefits | $113,000 | 11,838 |
| Premises and equipment expense | $18,000 | 11,826 |
| Additional noninterest expense | $99,000 | 11,621 |
| Pre-tax net operating income | $140,000 | 10,831 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $28,000 | 10,615 |
| Income before extraordinary items | $113,000 | 10,810 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $113,000 | 10,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $113,000 | 10,783 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 10,714 |
| Total interest expense | $601,000 | 10,602 |
| Net interest income | $916,000 | 10,670 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $784,000 | 10,310 |
| Salaries and employee benefits | $399,000 | 10,294 |
| Premises and equipment expense | $99,000 | 10,067 |
| Additional noninterest expense | $286,000 | 10,119 |
| Pre-tax net operating income | $294,000 | 10,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $259,000 | 9,596 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $259,000 | 9,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $182,000 | 5,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $259,000 | 9,655 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 11,077 |
| Total interest expense | $690,000 | 10,642 |
| Net interest income | $874,000 | 11,263 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,348 |
| Total noninterest expense | $765,000 | 10,846 |
| Salaries and employee benefits | $374,000 | 10,895 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $293,000 | 10,534 |
| Pre-tax net operating income | $288,000 | 10,330 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $39,000 | 11,180 |
| Income before extraordinary items | $249,000 | 10,054 |
| Extraordinary gains, net | $-23,000 | 12,488 |
| Net income | $226,000 | 10,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $249,000 | 9,805 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 11,393 |
| Total interest expense | $891,000 | 10,908 |
| Net interest income | $870,000 | 11,634 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $762,000 | 11,191 |
| Salaries and employee benefits | $377,000 | 11,128 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $294,000 | 10,909 |
| Pre-tax net operating income | $273,000 | 10,393 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $234,000 | 10,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $234,000 | 10,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $234,000 | 9,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.