Home > Sun Security Bank > Income and Expense
Sun Security Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,277,000 | 1,749 |
| Total interest expense | $4,128,000 | 1,141 |
| Net interest income | $8,149,000 | 2,019 |
| Provision for loan and lease losses | $15,100,000 | 230 |
| Total noninterest income | $1,305,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $835,000 | 1,339 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $470,000 | 2,790 |
| Total noninterest expense | $8,727,000 | 1,664 |
| Salaries and employee benefits | $3,139,000 | 2,296 |
| Premises and equipment expense | $808,000 | 2,276 |
| Additional noninterest expense | $4,780,000 | 1,102 |
| Pre-tax net operating income | $-14,373,000 | 7,376 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-14,373,000 | 7,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,373,000 | 7,373 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-14,373,000 | 7,373 |
| Net charge-offs | $9,114,000 | 374 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-14,373,000 | 7,371 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,262,000 | 1,754 |
| Total interest expense | $2,822,000 | 1,144 |
| Net interest income | $5,440,000 | 2,024 |
| Provision for loan and lease losses | $14,950,000 | 172 |
| Total noninterest income | $759,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $544,000 | 1,343 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 3,374 |
| Total noninterest expense | $6,366,000 | 1,545 |
| Salaries and employee benefits | $2,117,000 | 2,285 |
| Premises and equipment expense | $533,000 | 2,322 |
| Additional noninterest expense | $3,716,000 | 976 |
| Pre-tax net operating income | $-15,117,000 | 7,469 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-15,117,000 | 7,463 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-15,117,000 | 7,463 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-15,117,000 | 7,463 |
| Net charge-offs | $9,118,000 | 280 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-15,117,000 | 7,464 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 1,768 |
| Total interest expense | $1,474,000 | 1,137 |
| Net interest income | $2,623,000 | 2,072 |
| Provision for loan and lease losses | $14,800,000 | 108 |
| Total noninterest income | $369,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $258,000 | 1,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,390 |
| Total noninterest expense | $4,173,000 | 1,202 |
| Salaries and employee benefits | $1,090,000 | 2,245 |
| Premises and equipment expense | $279,000 | 2,267 |
| Additional noninterest expense | $2,804,000 | 643 |
| Pre-tax net operating income | $-15,981,000 | 7,558 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-15,981,000 | 7,548 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-15,981,000 | 7,548 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-15,981,000 | 7,548 |
| Net charge-offs | $9,126,000 | 168 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-15,981,000 | 7,550 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,354,000 | 1,745 |
| Total interest expense | $6,637,000 | 1,240 |
| Net interest income | $10,717,000 | 2,034 |
| Provision for loan and lease losses | $1,819,000 | 2,204 |
| Total noninterest income | $1,437,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,382,000 | 1,091 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $55,000 | 6,027 |
| Total noninterest expense | $9,879,000 | 1,971 |
| Salaries and employee benefits | $4,767,000 | 2,023 |
| Premises and equipment expense | $1,128,000 | 2,238 |
| Additional noninterest expense | $3,984,000 | 1,813 |
| Pre-tax net operating income | $456,000 | 4,475 |
| Securities gains (losses) | $155,000 | 1,804 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $611,000 | 4,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $611,000 | 4,048 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $611,000 | 4,049 |
| Net charge-offs | $3,971,000 | 1,215 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $456,000 | 4,303 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 1,778 |
| Total interest expense | $5,059,000 | 1,269 |
| Net interest income | $8,006,000 | 2,069 |
| Provision for loan and lease losses | $1,119,000 | 2,365 |
| Total noninterest income | $976,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,083,000 | 1,074 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-107,000 | 7,394 |
| Total noninterest expense | $7,647,000 | 1,908 |
| Salaries and employee benefits | $3,629,000 | 2,002 |
| Premises and equipment expense | $853,000 | 2,255 |
| Additional noninterest expense | $3,165,000 | 1,678 |
| Pre-tax net operating income | $216,000 | 5,195 |
| Securities gains (losses) | $155,000 | 1,576 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $371,000 | 4,578 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $371,000 | 4,582 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $371,000 | 4,581 |
| Net charge-offs | $3,085,000 | 1,121 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $216,000 | 5,065 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,928,000 | 1,753 |
| Total interest expense | $3,442,000 | 1,299 |
| Net interest income | $5,486,000 | 2,019 |
| Provision for loan and lease losses | $169,000 | 4,474 |
| Total noninterest income | $612,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $705,000 | 1,106 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-93,000 | 7,516 |
| Total noninterest expense | $5,129,000 | 1,916 |
| Salaries and employee benefits | $2,468,000 | 1,970 |
| Premises and equipment expense | $572,000 | 2,257 |
| Additional noninterest expense | $2,089,000 | 1,692 |
| Pre-tax net operating income | $800,000 | 2,798 |
| Securities gains (losses) | $139,000 | 1,186 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $939,000 | 2,229 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $939,000 | 2,228 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $939,000 | 2,231 |
| Net charge-offs | $917,000 | 1,817 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $800,000 | 2,408 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 1,736 |
| Total interest expense | $1,759,000 | 1,333 |
| Net interest income | $2,876,000 | 1,969 |
| Provision for loan and lease losses | $169,000 | 3,215 |
| Total noninterest income | $422,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $322,000 | 1,222 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 3,522 |
| Total noninterest expense | $2,502,000 | 1,977 |
| Salaries and employee benefits | $1,249,000 | 1,981 |
| Premises and equipment expense | $255,000 | 2,546 |
| Additional noninterest expense | $998,000 | 1,749 |
| Pre-tax net operating income | $627,000 | 2,029 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $629,000 | 1,753 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $629,000 | 1,752 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $629,000 | 1,754 |
| Net charge-offs | $272,000 | 2,125 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $627,000 | 1,679 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,766,000 | 1,899 |
| Total interest expense | $10,062,000 | 1,183 |
| Net interest income | $7,704,000 | 2,819 |
| Provision for loan and lease losses | $10,090,000 | 869 |
| Total noninterest income | $1,883,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,244,000 | 1,385 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $639,000 | 2,805 |
| Total noninterest expense | $13,548,000 | 1,520 |
| Salaries and employee benefits | $5,484,000 | 1,810 |
| Premises and equipment expense | $1,188,000 | 2,240 |
| Additional noninterest expense | $6,876,000 | 1,134 |
| Pre-tax net operating income | $-14,051,000 | 7,610 |
| Securities gains (losses) | $570,000 | 802 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-13,481,000 | 7,646 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,481,000 | 7,644 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,481,000 | 7,645 |
| Net charge-offs | $7,795,000 | 827 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-14,051,000 | 7,655 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,238,000 | 1,950 |
| Total interest expense | $7,677,000 | 1,218 |
| Net interest income | $5,561,000 | 2,912 |
| Provision for loan and lease losses | $2,565,000 | 1,634 |
| Total noninterest income | $1,661,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $846,000 | 1,514 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $815,000 | 2,100 |
| Total noninterest expense | $9,105,000 | 1,667 |
| Salaries and employee benefits | $4,183,000 | 1,797 |
| Premises and equipment expense | $893,000 | 2,255 |
| Additional noninterest expense | $4,029,000 | 1,350 |
| Pre-tax net operating income | $-4,448,000 | 7,457 |
| Securities gains (losses) | $451,000 | 750 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,997,000 | 7,489 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,997,000 | 7,489 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,997,000 | 7,489 |
| Net charge-offs | $4,205,000 | 943 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,448,000 | 7,536 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,603,000 | 2,034 |
| Total interest expense | $5,151,000 | 1,279 |
| Net interest income | $3,452,000 | 3,080 |
| Provision for loan and lease losses | $1,475,000 | 1,664 |
| Total noninterest income | $1,026,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $482,000 | 1,729 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $544,000 | 2,106 |
| Total noninterest expense | $6,436,000 | 1,609 |
| Salaries and employee benefits | $2,858,000 | 1,784 |
| Premises and equipment expense | $596,000 | 2,287 |
| Additional noninterest expense | $2,982,000 | 1,262 |
| Pre-tax net operating income | $-3,433,000 | 7,610 |
| Securities gains (losses) | $308,000 | 745 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,125,000 | 7,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,125,000 | 7,643 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,125,000 | 7,643 |
| Net charge-offs | $3,258,000 | 802 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,433,000 | 7,684 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 2,196 |
| Total interest expense | $2,552,000 | 1,349 |
| Net interest income | $1,472,000 | 3,495 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $510,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $235,000 | 1,715 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $275,000 | 2,070 |
| Total noninterest expense | $3,035,000 | 1,650 |
| Salaries and employee benefits | $1,451,000 | 1,783 |
| Premises and equipment expense | $306,000 | 2,259 |
| Additional noninterest expense | $1,278,000 | 1,291 |
| Pre-tax net operating income | $-1,303,000 | 7,714 |
| Securities gains (losses) | $57,000 | 1,250 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,246,000 | 7,773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,246,000 | 7,776 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,246,000 | 7,775 |
| Net charge-offs | $1,482,000 | 741 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,303,000 | 7,780 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,798,000 | 1,934 |
| Total interest expense | $10,791,000 | 1,506 |
| Net interest income | $9,007,000 | 2,421 |
| Provision for loan and lease losses | $14,608,000 | 460 |
| Total noninterest income | $1,141,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,163,000 | 1,538 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-22,000 | 8,056 |
| Total noninterest expense | $12,772,000 | 1,528 |
| Salaries and employee benefits | $5,350,000 | 1,889 |
| Premises and equipment expense | $1,181,000 | 2,281 |
| Additional noninterest expense | $6,241,000 | 1,027 |
| Pre-tax net operating income | $-17,232,000 | 8,081 |
| Securities gains (losses) | $-286,000 | 7,415 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-17,518,000 | 8,077 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-17,518,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,795,000 | 420 |
| Cash dividends | $1,630,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-17,232,000 | 8,098 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,687,000 | 1,871 |
| Total interest expense | $8,394,000 | 1,508 |
| Net interest income | $7,293,000 | 2,289 |
| Provision for loan and lease losses | $10,280,000 | 395 |
| Total noninterest income | $898,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $891,000 | 1,518 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $6,945,000 | 2,069 |
| Salaries and employee benefits | $3,889,000 | 1,981 |
| Premises and equipment expense | $873,000 | 2,315 |
| Additional noninterest expense | $2,183,000 | 1,995 |
| Pre-tax net operating income | $-9,034,000 | 8,213 |
| Securities gains (losses) | $-286,000 | 7,657 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-9,320,000 | 8,212 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-9,320,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,940,000 | 842 |
| Cash dividends | $1,630,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,034,000 | 8,232 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,260,000 | 1,780 |
| Total interest expense | $6,082,000 | 1,452 |
| Net interest income | $5,178,000 | 2,146 |
| Provision for loan and lease losses | $10,117,000 | 268 |
| Total noninterest income | $626,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $579,000 | 1,534 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $47,000 | 6,218 |
| Total noninterest expense | $4,464,000 | 2,152 |
| Salaries and employee benefits | $2,541,000 | 2,037 |
| Premises and equipment expense | $579,000 | 2,342 |
| Additional noninterest expense | $1,344,000 | 2,106 |
| Pre-tax net operating income | $-8,777,000 | 8,345 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-8,758,000 | 8,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,758,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,753 |
| Cash dividends | $1,460,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-8,777,000 | 8,358 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,218,000 | 1,672 |
| Total interest expense | $3,377,000 | 1,395 |
| Net interest income | $2,841,000 | 1,969 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $406,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $283,000 | 1,549 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $123,000 | 3,399 |
| Total noninterest expense | $2,018,000 | 2,349 |
| Salaries and employee benefits | $1,280,000 | 2,054 |
| Premises and equipment expense | $301,000 | 2,259 |
| Additional noninterest expense | $437,000 | 3,049 |
| Pre-tax net operating income | $1,229,000 | 1,497 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,239,000 | 1,217 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,239,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,870 |
| Cash dividends | $1,260,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,229,000 | 1,184 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,429,000 | 1,359 |
| Total interest expense | $14,847,000 | 1,348 |
| Net interest income | $16,582,000 | 1,353 |
| Provision for loan and lease losses | $9,324,000 | 267 |
| Total noninterest income | $1,703,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,224,000 | 1,470 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $479,000 | 3,394 |
| Total noninterest expense | $8,594,000 | 2,145 |
| Salaries and employee benefits | $5,281,000 | 1,901 |
| Premises and equipment expense | $1,197,000 | 2,167 |
| Additional noninterest expense | $2,116,000 | 2,530 |
| Pre-tax net operating income | $367,000 | 6,368 |
| Securities gains (losses) | $91,000 | 629 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $458,000 | 5,833 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $458,000 | 5,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,309,000 | 185 |
| Cash dividends | $6,123,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $367,000 | 6,156 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,918,000 | 1,348 |
| Total interest expense | $11,110,000 | 1,351 |
| Net interest income | $12,808,000 | 1,312 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,242,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $878,000 | 1,495 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $364,000 | 3,381 |
| Total noninterest expense | $6,266,000 | 2,169 |
| Salaries and employee benefits | $3,993,000 | 1,883 |
| Premises and equipment expense | $894,000 | 2,159 |
| Additional noninterest expense | $1,379,000 | 2,815 |
| Pre-tax net operating income | $7,784,000 | 896 |
| Securities gains (losses) | $54,000 | 611 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $7,838,000 | 663 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,838,000 | 661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,088 |
| Cash dividends | $5,841,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,784,000 | 656 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,972,000 | 1,341 |
| Total interest expense | $7,310,000 | 1,374 |
| Net interest income | $8,662,000 | 1,316 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $861,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $567,000 | 1,548 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $294,000 | 3,044 |
| Total noninterest expense | $4,171,000 | 2,205 |
| Salaries and employee benefits | $2,684,000 | 1,907 |
| Premises and equipment expense | $619,000 | 2,094 |
| Additional noninterest expense | $868,000 | 2,974 |
| Pre-tax net operating income | $5,352,000 | 895 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $5,352,000 | 686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,352,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,383 |
| Cash dividends | $4,676,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,352,000 | 674 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,987,000 | 1,334 |
| Total interest expense | $3,582,000 | 1,388 |
| Net interest income | $4,405,000 | 1,297 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $386,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $281,000 | 1,525 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $105,000 | 3,680 |
| Total noninterest expense | $2,126,000 | 2,174 |
| Salaries and employee benefits | $1,390,000 | 1,850 |
| Premises and equipment expense | $320,000 | 2,040 |
| Additional noninterest expense | $416,000 | 3,066 |
| Pre-tax net operating income | $2,665,000 | 884 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $2,665,000 | 679 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,665,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,194 |
| Cash dividends | $2,631,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,665,000 | 669 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,803,000 | 1,382 |
| Total interest expense | $11,445,000 | 1,472 |
| Net interest income | $17,358,000 | 1,315 |
| Provision for loan and lease losses | $632,000 | 1,543 |
| Total noninterest income | $1,453,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,258,000 | 1,424 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $195,000 | 5,168 |
| Total noninterest expense | $8,236,000 | 2,149 |
| Salaries and employee benefits | $5,321,000 | 1,832 |
| Premises and equipment expense | $1,173,000 | 2,112 |
| Additional noninterest expense | $1,742,000 | 2,903 |
| Pre-tax net operating income | $9,943,000 | 983 |
| Securities gains (losses) | $60,000 | 650 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $10,003,000 | 746 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,003,000 | 745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,008 |
| Cash dividends | $6,052,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,943,000 | 735 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,225,000 | 1,403 |
| Total interest expense | $8,237,000 | 1,485 |
| Net interest income | $12,988,000 | 1,336 |
| Provision for loan and lease losses | $632,000 | 1,156 |
| Total noninterest income | $1,079,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $942,000 | 1,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,292 |
| Total noninterest expense | $6,090,000 | 2,172 |
| Salaries and employee benefits | $4,021,000 | 1,827 |
| Premises and equipment expense | $820,000 | 2,266 |
| Additional noninterest expense | $1,249,000 | 3,016 |
| Pre-tax net operating income | $7,345,000 | 1,041 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $7,345,000 | 799 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,345,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,456 |
| Cash dividends | $5,753,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,345,000 | 790 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,664,000 | 1,418 |
| Total interest expense | $5,228,000 | 1,484 |
| Net interest income | $8,436,000 | 1,368 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $715,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $625,000 | 1,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 5,350 |
| Total noninterest expense | $4,061,000 | 2,179 |
| Salaries and employee benefits | $2,686,000 | 1,830 |
| Premises and equipment expense | $549,000 | 2,263 |
| Additional noninterest expense | $826,000 | 3,052 |
| Pre-tax net operating income | $5,090,000 | 1,002 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $5,090,000 | 767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,090,000 | 767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $4,630,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,090,000 | 751 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 1,386 |
| Total interest expense | $2,540,000 | 1,445 |
| Net interest income | $4,257,000 | 1,346 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $320,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $306,000 | 1,402 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $2,019,000 | 2,192 |
| Salaries and employee benefits | $1,327,000 | 1,857 |
| Premises and equipment expense | $275,000 | 2,270 |
| Additional noninterest expense | $417,000 | 3,000 |
| Pre-tax net operating income | $2,558,000 | 978 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $2,558,000 | 747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,558,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $1,608,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,558,000 | 733 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,128,000 | 1,441 |
| Total interest expense | $7,743,000 | 1,464 |
| Net interest income | $15,385,000 | 1,414 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,697,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,404,000 | 1,263 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $293,000 | 4,389 |
| Total noninterest expense | $7,968,000 | 2,093 |
| Salaries and employee benefits | $5,046,000 | 1,844 |
| Premises and equipment expense | $1,061,000 | 2,247 |
| Additional noninterest expense | $1,861,000 | 2,678 |
| Pre-tax net operating income | $9,114,000 | 1,061 |
| Securities gains (losses) | $22,000 | 1,227 |
| Applicable income taxes | $214,000 | 4,589 |
| Income before extraordinary items | $8,922,000 | 809 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,922,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,359 |
| Cash dividends | $4,351,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,900,440 | 794 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,024,000 | 1,890 |
| Total interest expense | $4,093,000 | 1,947 |
| Net interest income | $8,931,000 | 1,831 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $933,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $745,000 | 1,729 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $188,000 | 4,745 |
| Total noninterest expense | $4,185,000 | 2,905 |
| Salaries and employee benefits | $2,785,000 | 2,419 |
| Premises and equipment expense | $580,000 | 2,968 |
| Additional noninterest expense | $820,000 | 4,109 |
| Pre-tax net operating income | $5,679,000 | 1,258 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $5,683,000 | 952 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,683,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $2,557,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,679,000 | 935 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,362,000 | 1,903 |
| Total interest expense | $2,526,000 | 1,972 |
| Net interest income | $5,836,000 | 1,862 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $599,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $474,000 | 1,759 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $125,000 | 4,710 |
| Total noninterest expense | $2,787,000 | 2,895 |
| Salaries and employee benefits | $1,848,000 | 2,409 |
| Premises and equipment expense | $388,000 | 2,931 |
| Additional noninterest expense | $551,000 | 4,060 |
| Pre-tax net operating income | $3,648,000 | 1,283 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,651,000 | 952 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,651,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $2,007,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,648,000 | 931 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,041,000 | 1,918 |
| Total interest expense | $1,189,000 | 1,980 |
| Net interest income | $2,852,000 | 1,882 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $290,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $223,000 | 1,816 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,538 |
| Total noninterest expense | $1,384,000 | 2,911 |
| Salaries and employee benefits | $919,000 | 2,449 |
| Premises and equipment expense | $205,000 | 2,817 |
| Additional noninterest expense | $260,000 | 4,234 |
| Pre-tax net operating income | $1,758,000 | 1,310 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,758,000 | 986 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,758,000 | 987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,758,000 | 966 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,413,000 | 1,965 |
| Total interest expense | $4,176,000 | 1,955 |
| Net interest income | $10,237,000 | 1,984 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,136,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $917,000 | 1,909 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $219,000 | 4,918 |
| Total noninterest expense | $5,398,000 | 2,909 |
| Salaries and employee benefits | $3,677,000 | 2,360 |
| Premises and equipment expense | $654,000 | 3,306 |
| Additional noninterest expense | $1,067,000 | 4,120 |
| Pre-tax net operating income | $5,975,000 | 1,442 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $317,000 | 4,097 |
| Income before extraordinary items | $5,663,000 | 1,156 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,663,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,696 |
| Cash dividends | $620,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,658,250 | 1,127 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,458,000 | 2,005 |
| Total interest expense | $3,027,000 | 1,977 |
| Net interest income | $7,431,000 | 2,025 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $843,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $659,000 | 1,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $184,000 | 4,674 |
| Total noninterest expense | $4,047,000 | 2,884 |
| Salaries and employee benefits | $2,765,000 | 2,340 |
| Premises and equipment expense | $504,000 | 3,235 |
| Additional noninterest expense | $778,000 | 4,168 |
| Pre-tax net operating income | $4,227,000 | 1,524 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $317,000 | 3,694 |
| Income before extraordinary items | $3,915,000 | 1,262 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,915,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,910,350 | 1,226 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,815,000 | 2,034 |
| Total interest expense | $1,969,000 | 2,001 |
| Net interest income | $4,846,000 | 2,062 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $563,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $439,000 | 1,965 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 4,707 |
| Total noninterest expense | $2,677,000 | 2,907 |
| Salaries and employee benefits | $1,833,000 | 2,353 |
| Premises and equipment expense | $328,000 | 3,302 |
| Additional noninterest expense | $516,000 | 4,217 |
| Pre-tax net operating income | $2,732,000 | 1,546 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $317,000 | 2,986 |
| Income before extraordinary items | $2,420,000 | 1,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,420,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,218 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,415,600 | 1,291 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 2,115 |
| Total interest expense | $987,000 | 2,009 |
| Net interest income | $2,321,000 | 2,159 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $276,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $218,000 | 1,921 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $1,328,000 | 2,926 |
| Salaries and employee benefits | $919,000 | 2,361 |
| Premises and equipment expense | $155,000 | 3,497 |
| Additional noninterest expense | $254,000 | 4,267 |
| Pre-tax net operating income | $1,269,000 | 1,639 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $317,000 | 1,842 |
| Income before extraordinary items | $957,000 | 1,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $957,000 | 1,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $953,250 | 1,573 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 8,365 |
| Total interest expense | $380,000 | 8,176 |
| Net interest income | $851,000 | 8,338 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $55,000 | 8,751 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $27,000 | 7,757 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $548,000 | 8,765 |
| Salaries and employee benefits | $337,000 | 8,635 |
| Premises and equipment expense | $71,000 | 8,472 |
| Additional noninterest expense | $140,000 | 8,812 |
| Pre-tax net operating income | $358,000 | 7,199 |
| Securities gains (losses) | $40,000 | 2,704 |
| Applicable income taxes | $132,000 | 5,427 |
| Income before extraordinary items | $266,000 | 7,443 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $266,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,545 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $239,200 | 7,443 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $942,000 | 8,428 |
| Total interest expense | $306,000 | 8,210 |
| Net interest income | $636,000 | 8,417 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $49,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $23,000 | 7,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $415,000 | 8,774 |
| Salaries and employee benefits | $243,000 | 8,688 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $122,000 | 8,703 |
| Pre-tax net operating income | $270,000 | 7,331 |
| Securities gains (losses) | $40,000 | 2,501 |
| Applicable income taxes | $139,000 | 5,216 |
| Income before extraordinary items | $171,000 | 7,783 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $171,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,409 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $145,400 | 7,792 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $644,000 | 8,448 |
| Total interest expense | $218,000 | 8,215 |
| Net interest income | $426,000 | 8,435 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $25,000 | 8,890 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $253,000 | 8,882 |
| Salaries and employee benefits | $156,000 | 8,766 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $63,000 | 8,934 |
| Pre-tax net operating income | $198,000 | 7,232 |
| Securities gains (losses) | $35,000 | 2,261 |
| Applicable income taxes | $96,000 | 5,195 |
| Income before extraordinary items | $137,000 | 7,584 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $137,000 | 7,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,049 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $114,600 | 7,630 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,526 |
| Total interest expense | $127,000 | 8,085 |
| Net interest income | $194,000 | 8,599 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $108,000 | 9,036 |
| Salaries and employee benefits | $67,000 | 8,953 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $99,000 | 7,204 |
| Securities gains (losses) | $29,000 | 1,711 |
| Applicable income taxes | $45,000 | 5,243 |
| Income before extraordinary items | $83,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,150 | 7,449 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 8,194 |
| Total interest expense | $649,000 | 7,957 |
| Net interest income | $1,025,000 | 8,228 |
| Provision for loan and lease losses | $1,115,000 | 1,225 |
| Total noninterest income | $47,000 | 8,987 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $33,000 | 7,810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $950,000 | 8,035 |
| Salaries and employee benefits | $468,000 | 8,266 |
| Premises and equipment expense | $111,000 | 8,018 |
| Additional noninterest expense | $371,000 | 7,340 |
| Pre-tax net operating income | $-993,000 | 9,120 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-51,000 | 8,993 |
| Income before extraordinary items | $-942,000 | 9,165 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-942,000 | 9,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $788,000 | 1,177 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 449 |
| Net operating income | $-942,000 | 9,134 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 8,189 |
| Total interest expense | $1,047,000 | 7,933 |
| Net interest income | $975,000 | 8,342 |
| Provision for loan and lease losses | $514,000 | 2,154 |
| Total noninterest income | $87,000 | 8,689 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $36,000 | 7,870 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $722,000 | 8,627 |
| Salaries and employee benefits | $359,000 | 8,795 |
| Premises and equipment expense | $126,000 | 7,904 |
| Additional noninterest expense | $237,000 | 8,342 |
| Pre-tax net operating income | $-174,000 | 8,943 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $36,000 | 6,952 |
| Income before extraordinary items | $-210,000 | 9,055 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-210,000 | 9,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,012 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-210,000 | 9,002 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 8,432 |
| Total interest expense | $951,000 | 8,322 |
| Net interest income | $1,022,000 | 8,433 |
| Provision for loan and lease losses | $148,000 | 4,450 |
| Total noninterest income | $93,000 | 8,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 7,965 |
| Total noninterest expense | $713,000 | 8,791 |
| Salaries and employee benefits | $418,000 | 8,660 |
| Premises and equipment expense | $85,000 | 8,701 |
| Additional noninterest expense | $210,000 | 8,694 |
| Pre-tax net operating income | $254,000 | 8,102 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $76,000 | 6,846 |
| Income before extraordinary items | $178,000 | 8,211 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $178,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,997 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $178,000 | 8,215 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 8,640 |
| Total interest expense | $903,000 | 8,429 |
| Net interest income | $973,000 | 8,692 |
| Provision for loan and lease losses | $125,000 | 4,648 |
| Total noninterest income | $88,000 | 9,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $723,000 | 8,966 |
| Salaries and employee benefits | $437,000 | 8,687 |
| Premises and equipment expense | $81,000 | 9,008 |
| Additional noninterest expense | $205,000 | 8,976 |
| Pre-tax net operating income | $213,000 | 8,514 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $167,000 | 8,531 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,156 |
| Cash dividends | $125,000 | 5,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $170,200 | 8,469 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 8,857 |
| Total interest expense | $892,000 | 8,714 |
| Net interest income | $965,000 | 8,874 |
| Provision for loan and lease losses | $158,000 | 4,049 |
| Total noninterest income | $93,000 | 9,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $679,000 | 9,167 |
| Salaries and employee benefits | $437,000 | 8,731 |
| Premises and equipment expense | $92,000 | 8,886 |
| Additional noninterest expense | $150,000 | 9,656 |
| Pre-tax net operating income | $221,000 | 8,817 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-97,000 | 10,224 |
| Income before extraordinary items | $318,000 | 7,736 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $318,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,298 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $318,000 | 7,649 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 9,306 |
| Total interest expense | $834,000 | 9,149 |
| Net interest income | $948,000 | 9,314 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $102,000 | 9,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $727,000 | 9,307 |
| Salaries and employee benefits | $429,000 | 9,071 |
| Premises and equipment expense | $52,000 | 10,154 |
| Additional noninterest expense | $246,000 | 8,894 |
| Pre-tax net operating income | $215,000 | 9,498 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $61,000 | 9,066 |
| Income before extraordinary items | $154,000 | 9,542 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $154,000 | 9,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $154,000 | 9,507 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 9,849 |
| Total interest expense | $823,000 | 9,576 |
| Net interest income | $848,000 | 9,967 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $107,000 | 9,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $603,000 | 10,158 |
| Salaries and employee benefits | $407,000 | 9,556 |
| Premises and equipment expense | $67,000 | 10,175 |
| Additional noninterest expense | $129,000 | 10,805 |
| Pre-tax net operating income | $317,000 | 9,016 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $70,000 | 9,328 |
| Income before extraordinary items | $247,000 | 8,861 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $247,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $247,000 | 8,797 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 10,478 |
| Total interest expense | $747,000 | 10,130 |
| Net interest income | $781,000 | 10,591 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $649,000 | 10,369 |
| Salaries and employee benefits | $427,000 | 9,722 |
| Premises and equipment expense | $79,000 | 10,226 |
| Additional noninterest expense | $143,000 | 11,134 |
| Pre-tax net operating income | $145,000 | 10,805 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $30,000 | 10,584 |
| Income before extraordinary items | $120,000 | 10,748 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $120,000 | 10,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $116,000 | 10,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 11,057 |
| Total interest expense | $582,000 | 10,681 |
| Net interest income | $759,000 | 11,181 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $584,000 | 11,207 |
| Salaries and employee benefits | $370,000 | 10,545 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $170,000 | 11,525 |
| Pre-tax net operating income | $246,000 | 10,528 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $44,000 | 10,609 |
| Income before extraordinary items | $202,000 | 10,248 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $202,000 | 10,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $202,000 | 10,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 11,529 |
| Total interest expense | $562,000 | 11,355 |
| Net interest income | $804,000 | 11,489 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $618,000 | 11,552 |
| Salaries and employee benefits | $366,000 | 10,985 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $160,000 | 12,287 |
| Pre-tax net operating income | $253,000 | 10,599 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $44,000 | 11,072 |
| Income before extraordinary items | $209,000 | 10,545 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $209,000 | 10,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $209,000 | 10,315 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 12,144 |
| Total interest expense | $658,000 | 12,026 |
| Net interest income | $764,000 | 12,050 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $76,000 | 12,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $545,000 | 12,375 |
| Salaries and employee benefits | $291,000 | 12,113 |
| Premises and equipment expense | $70,000 | 11,871 |
| Additional noninterest expense | $184,000 | 12,468 |
| Pre-tax net operating income | $269,000 | 10,433 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $26,000 | 11,922 |
| Income before extraordinary items | $243,000 | 10,012 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $243,000 | 10,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $243,000 | 9,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.