Home > Sun National Bank > Income and Expense

Sun National Bank, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$73,253,000411
Total interest expense$8,805,000415
Net interest income$64,448,000404
Provision for loan and lease losses$-1,531,0005,622
Total noninterest income$11,631,000618
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,558,000315
Trading account gains and fees$0151
Additional Noninterest Income$7,073,000662
Total noninterest expense$63,920,000373
Salaries and employee benefits$34,488,000373
Premises and equipment expense$11,716,000247
Additional noninterest expense$17,716,000414
Pre-tax net operating income$13,690,000744
Securities gains (losses)$30,0001,140
Applicable income taxes$-226,0005,577
Income before extraordinary items$13,946,000557
Extraordinary gains, net$09
Net income$13,946,000557
Minority interest net income$076
Net income of bank and minority interests.$13,946,000557
Net charge-offs$-59,0005,184
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$5,137,000100
Net operating income$13,916,000550
2017-09-30 (YTD Data)Rank
Total interest income$54,590,000414
Total interest expense$6,640,000399
Net interest income$47,950,000409
Provision for loan and lease losses$-831,0005,663
Total noninterest income$9,045,000607
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,479,000314
Trading account gains and fees$0145
Additional Noninterest Income$5,566,000635
Total noninterest expense$46,724,000374
Salaries and employee benefits$24,497,000399
Premises and equipment expense$9,194,000236
Additional noninterest expense$13,033,000411
Pre-tax net operating income$11,102,000703
Securities gains (losses)$30,0001,110
Applicable income taxes$4,066,000562
Income before extraordinary items$7,066,000850
Extraordinary gains, net$09
Net income$7,066,000850
Minority interest net income$071
Net income of bank and minority interests.$7,066,000850
Net charge-offs$16,0003,087
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$2,124,000140
Net operating income$7,046,800842
2017-06-30 (YTD Data)Rank
Total interest income$35,947,000413
Total interest expense$4,444,000387
Net interest income$31,503,000414
Provision for loan and lease losses$-831,0005,732
Total noninterest income$6,246,000596
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,354,000305
Trading account gains and fees$0139
Additional Noninterest Income$3,892,000612
Total noninterest expense$32,238,000367
Salaries and employee benefits$16,339,000399
Premises and equipment expense$6,278,000233
Additional noninterest expense$9,621,000385
Pre-tax net operating income$6,342,000793
Securities gains (losses)$30,000834
Applicable income taxes$2,611,000565
Income before extraordinary items$3,761,0001,034
Extraordinary gains, net$011
Net income$3,761,0001,034
Minority interest net income$071
Net income of bank and minority interests.$3,761,0001,034
Net charge-offs$-235,0005,613
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$1,379,000120
Net operating income$3,741,8001,028
2017-03-31 (YTD Data)Rank
Total interest income$17,696,000415
Total interest expense$2,218,000373
Net interest income$15,478,000417
Provision for loan and lease losses$03,537
Total noninterest income$3,334,000558
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,203,000301
Trading account gains and fees$0142
Additional Noninterest Income$2,131,000558
Total noninterest expense$15,988,000379
Salaries and employee benefits$8,074,000412
Premises and equipment expense$3,190,000231
Additional noninterest expense$4,724,000395
Pre-tax net operating income$2,824,000866
Securities gains (losses)$3,000889
Applicable income taxes$949,000682
Income before extraordinary items$1,878,0001,010
Extraordinary gains, net$08
Net income$1,878,0001,011
Minority interest net income$055
Net income of bank and minority interests.$1,878,0001,010
Net charge-offs$-175,0005,705
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$643,000106
Net operating income$1,876,020998
2016-12-31 (YTD Data)Rank
Total interest income$69,610,000404
Total interest expense$8,131,000368
Net interest income$61,479,000407
Provision for loan and lease losses$-1,682,0005,867
Total noninterest income$12,872,000578
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,300,000285
Trading account gains and fees$0170
Additional Noninterest Income$7,572,000626
Total noninterest expense$64,939,000366
Salaries and employee benefits$32,592,000392
Premises and equipment expense$12,278,000234
Additional noninterest expense$20,069,000371
Pre-tax net operating income$11,094,000853
Securities gains (losses)$426,000508
Applicable income taxes$-51,391,0005,910
Income before extraordinary items$62,911,000182
Extraordinary gains, net$05
Net income$62,911,000182
Minority interest net income$082
Net income of bank and minority interests.$62,911,000182
Net charge-offs$785,000793
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$2,181,000143
Net operating income$62,485,000181
2016-09-30 (YTD Data)Rank
Total interest income$51,892,000407
Total interest expense$5,936,000372
Net interest income$45,956,000408
Provision for loan and lease losses$-1,682,0005,944
Total noninterest income$9,582,000584
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,020,000285
Trading account gains and fees$0169
Additional Noninterest Income$5,562,000631
Total noninterest expense$49,513,000360
Salaries and employee benefits$25,202,000382
Premises and equipment expense$9,188,000231
Additional noninterest expense$15,123,000372
Pre-tax net operating income$7,707,000919
Securities gains (losses)$426,000458
Applicable income taxes$883,0001,530
Income before extraordinary items$7,250,000780
Extraordinary gains, net$05
Net income$7,250,000781
Minority interest net income$071
Net income of bank and minority interests.$7,250,000780
Net charge-offs$499,000800
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$1,621,000126
Net operating income$6,870,860800
2016-06-30 (YTD Data)Rank
Total interest income$34,432,000410
Total interest expense$3,834,000384
Net interest income$30,598,000407
Provision for loan and lease losses$-1,682,0006,036
Total noninterest income$6,457,000571
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,740,000276
Trading account gains and fees$0157
Additional Noninterest Income$3,717,000624
Total noninterest expense$33,574,000354
Salaries and employee benefits$17,141,000373
Premises and equipment expense$6,018,000238
Additional noninterest expense$10,415,000364
Pre-tax net operating income$5,163,000905
Securities gains (losses)$426,000316
Applicable income taxes$1,221,000927
Income before extraordinary items$4,368,000844
Extraordinary gains, net$016
Net income$4,368,000842
Minority interest net income$071
Net income of bank and minority interests.$4,368,000843
Net charge-offs$435,000664
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$1,069,000118
Net operating income$4,035,720880
2016-03-31 (YTD Data)Rank
Total interest income$16,934,000413
Total interest expense$1,836,000393
Net interest income$15,098,000408
Provision for loan and lease losses$03,656
Total noninterest income$3,129,000560
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,361,000276
Trading account gains and fees$0142
Additional Noninterest Income$1,768,000629
Total noninterest expense$16,514,000360
Salaries and employee benefits$8,481,000378
Premises and equipment expense$3,127,000228
Additional noninterest expense$4,906,000375
Pre-tax net operating income$1,713,0001,254
Securities gains (losses)$02,077
Applicable income taxes$298,0001,490
Income before extraordinary items$1,415,0001,242
Extraordinary gains, net$012
Net income$1,415,0001,243
Minority interest net income$062
Net income of bank and minority interests.$1,415,0001,243
Net charge-offs$56,0001,357
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$463,000106
Net operating income$1,415,0001,206
2015-12-31 (YTD Data)Rank
Total interest income$70,207,000384
Total interest expense$7,410,000371
Net interest income$62,797,000383
Provision for loan and lease losses$-3,280,0006,141
Total noninterest income$26,048,000338
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$6,011,000256
Trading account gains and fees$0159
Additional Noninterest Income$20,037,000300
Total noninterest expense$80,072,000297
Salaries and employee benefits$35,616,000352
Premises and equipment expense$17,130,000175
Additional noninterest expense$27,326,000291
Pre-tax net operating income$12,053,000744
Securities gains (losses)$1,469,000143
Applicable income taxes$1,883,0001,047
Income before extraordinary items$11,639,000630
Extraordinary gains, net$023
Net income$11,639,000628
Minority interest net income$081
Net income of bank and minority interests.$11,639,000631
Net charge-offs$1,958,000377
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,731,000161
Net operating income$10,375,660695
2015-09-30 (YTD Data)Rank
Total interest income$53,040,000383
Total interest expense$5,626,000361
Net interest income$47,414,000386
Provision for loan and lease losses$-2,980,0006,232
Total noninterest income$22,905,000306
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$4,802,000242
Trading account gains and fees$0153
Additional Noninterest Income$18,103,000278
Total noninterest expense$63,490,000301
Salaries and employee benefits$27,866,000341
Premises and equipment expense$14,577,000161
Additional noninterest expense$21,047,000294
Pre-tax net operating income$9,809,000707
Securities gains (losses)$1,469,000127
Applicable income taxes$1,494,0001,038
Income before extraordinary items$9,784,000575
Extraordinary gains, net$021
Net income$9,784,000573
Minority interest net income$078
Net income of bank and minority interests.$9,784,000575
Net charge-offs$1,353,000378
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,255,000150
Net operating income$8,505,970636
2015-06-30 (YTD Data)Rank
Total interest income$35,452,000381
Total interest expense$3,809,000360
Net interest income$31,643,000389
Provision for loan and lease losses$-1,218,0006,266
Total noninterest income$17,921,000277
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,338,000230
Trading account gains and fees$0157
Additional Noninterest Income$14,583,000245
Total noninterest expense$43,949,000292
Salaries and employee benefits$19,372,000325
Premises and equipment expense$10,092,000157
Additional noninterest expense$14,485,000288
Pre-tax net operating income$6,833,000694
Securities gains (losses)$4,0002,295
Applicable income taxes$869,0001,126
Income before extraordinary items$5,968,000621
Extraordinary gains, net$022
Net income$5,968,000619
Minority interest net income$075
Net income of bank and minority interests.$5,968,000621
Net charge-offs$1,696,000238
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$791,000147
Net operating income$5,964,520608
2015-03-31 (YTD Data)Rank
Total interest income$17,659,000383
Total interest expense$1,936,000356
Net interest income$15,723,000392
Provision for loan and lease losses$03,703
Total noninterest income$13,025,000210
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,752,000217
Trading account gains and fees$0152
Additional Noninterest Income$11,273,000166
Total noninterest expense$25,148,000255
Salaries and employee benefits$10,139,000313
Premises and equipment expense$5,965,000133
Additional noninterest expense$9,044,000246
Pre-tax net operating income$3,600,000643
Securities gains (losses)$02,027
Applicable income taxes$600,000899
Income before extraordinary items$3,000,000599
Extraordinary gains, net$013
Net income$3,000,000596
Minority interest net income$064
Net income of bank and minority interests.$3,000,000599
Net charge-offs$2,329,000122
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$297,000155
Net operating income$3,000,000585
2014-12-31 (YTD Data)Rank
Total interest income$90,212,000299
Total interest expense$10,111,000283
Net interest income$80,101,000302
Provision for loan and lease losses$14,803,000104
Total noninterest income$17,570,000431
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$8,564,000195
Trading account gains and fees$0180
Additional Noninterest Income$9,006,000489
Total noninterest expense$109,351,000224
Salaries and employee benefits$50,794,000234
Premises and equipment expense$21,287,000148
Additional noninterest expense$37,270,000233
Pre-tax net operating income$-26,483,0006,509
Securities gains (losses)$50,0001,734
Applicable income taxes$2,047,000965
Income before extraordinary items$-28,480,0006,500
Extraordinary gains, net$017
Net income$-28,480,0006,500
Minority interest net income$084
Net income of bank and minority interests.$-28,480,0006,500
Net charge-offs$27,094,00067
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$644,000266
Net operating income$-28,530,0006,500
2014-09-30 (YTD Data)Rank
Total interest income$70,371,000290
Total interest expense$7,839,000271
Net interest income$62,532,000296
Provision for loan and lease losses$14,803,00085
Total noninterest income$13,653,000418
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$6,467,000194
Trading account gains and fees$0174
Additional Noninterest Income$7,186,000462
Total noninterest expense$85,849,000215
Salaries and employee benefits$41,884,000208
Premises and equipment expense$14,789,000159
Additional noninterest expense$29,176,000226
Pre-tax net operating income$-24,467,0006,588
Securities gains (losses)$50,0001,449
Applicable income taxes$1,622,000941
Income before extraordinary items$-26,039,0006,580
Extraordinary gains, net$015
Net income$-26,039,0006,580
Minority interest net income$081
Net income of bank and minority interests.$-26,039,0006,580
Net charge-offs$23,800,00067
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$377,000274
Net operating income$-26,089,0006,580
2014-06-30 (YTD Data)Rank
Total interest income$48,417,000281
Total interest expense$5,348,000266
Net interest income$43,069,000289
Provision for loan and lease losses$14,803,00070
Total noninterest income$8,982,000411
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$4,242,000193
Trading account gains and fees$0172
Additional Noninterest Income$4,740,000475
Total noninterest expense$61,663,000203
Salaries and employee benefits$30,239,000189
Premises and equipment expense$10,555,000149
Additional noninterest expense$20,869,000218
Pre-tax net operating income$-24,415,0006,659
Securities gains (losses)$49,0001,179
Applicable income taxes$1,089,000904
Income before extraordinary items$-25,455,0006,652
Extraordinary gains, net$020
Net income$-25,455,0006,652
Minority interest net income$080
Net income of bank and minority interests.$-25,455,0006,652
Net charge-offs$21,948,00055
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$145,000326
Net operating income$-25,504,0006,652
2014-03-31 (YTD Data)Rank
Total interest income$24,640,000280
Total interest expense$2,717,000259
Net interest income$21,923,000286
Provision for loan and lease losses$03,817
Total noninterest income$4,865,000377
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$2,090,000188
Trading account gains and fees$0147
Additional Noninterest Income$2,775,000400
Total noninterest expense$27,821,000221
Salaries and employee benefits$13,609,000215
Premises and equipment expense$5,433,000147
Additional noninterest expense$8,779,000240
Pre-tax net operating income$-1,033,0006,690
Securities gains (losses)$01,715
Applicable income taxes$666,000749
Income before extraordinary items$-1,699,0006,708
Extraordinary gains, net$016
Net income$-1,699,0006,708
Minority interest net income$066
Net income of bank and minority interests.$-1,699,0006,708
Net charge-offs$1,769,000190
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$100,000250
Net operating income$-1,699,0006,708
2013-12-31 (YTD Data)Rank
Total interest income$105,081,000267
Total interest expense$13,125,000240
Net interest income$91,956,000272
Provision for loan and lease losses$1,147,000987
Total noninterest income$27,330,000313
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$8,771,000190
Trading account gains and fees$0184
Additional Noninterest Income$18,559,000305
Total noninterest expense$129,313,000193
Salaries and employee benefits$59,758,000191
Premises and equipment expense$18,435,000157
Additional noninterest expense$51,120,000189
Pre-tax net operating income$-11,174,0006,793
Securities gains (losses)$3,453,00076
Applicable income taxes$960,0001,499
Income before extraordinary items$-8,681,0006,780
Extraordinary gains, net$029
Net income$-8,681,0006,781
Minority interest net income$090
Net income of bank and minority interests.$-8,681,0006,781
Net charge-offs$11,483,000155
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$550,000277
Net operating income$-12,134,0006,788
2013-09-30 (YTD Data)Rank
Total interest income$79,583,000264
Total interest expense$10,105,000235
Net interest income$69,478,000266
Provision for loan and lease losses$-988,0006,781
Total noninterest income$22,861,000303
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$6,579,000189
Trading account gains and fees$0180
Additional Noninterest Income$16,282,000280
Total noninterest expense$97,107,000184
Salaries and employee benefits$46,468,000182
Premises and equipment expense$13,749,000156
Additional noninterest expense$36,890,000189
Pre-tax net operating income$-3,780,0006,839
Securities gains (losses)$3,453,00069
Applicable income taxes$502,0001,910
Income before extraordinary items$-829,0006,699
Extraordinary gains, net$025
Net income$-829,0006,700
Minority interest net income$084
Net income of bank and minority interests.$-829,0006,700
Net charge-offs$-3,969,0006,886
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$322,000276
Net operating income$-4,282,0006,842
2013-06-30 (YTD Data)Rank
Total interest income$52,794,000265
Total interest expense$6,847,000239
Net interest income$45,947,000268
Provision for loan and lease losses$-1,712,0006,883
Total noninterest income$17,244,000284
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$4,334,000185
Trading account gains and fees$0157
Additional Noninterest Income$12,910,000258
Total noninterest expense$64,345,000185
Salaries and employee benefits$31,679,000180
Premises and equipment expense$9,089,000156
Additional noninterest expense$23,577,000195
Pre-tax net operating income$558,0003,946
Securities gains (losses)$3,451,00065
Applicable income taxes$303,0002,005
Income before extraordinary items$3,706,000835
Extraordinary gains, net$022
Net income$3,706,000835
Minority interest net income$082
Net income of bank and minority interests.$3,706,000837
Net charge-offs$-3,846,0006,937
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$384,000196
Net operating income$531,0803,736
2013-03-31 (YTD Data)Rank
Total interest income$27,083,000263
Total interest expense$3,458,000250
Net interest income$23,625,000264
Provision for loan and lease losses$171,0001,505
Total noninterest income$7,380,000311
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,154,000182
Trading account gains and fees$0148
Additional Noninterest Income$5,226,000294
Total noninterest expense$31,515,000190
Salaries and employee benefits$15,997,000178
Premises and equipment expense$4,826,000152
Additional noninterest expense$10,692,000217
Pre-tax net operating income$-681,0006,900
Securities gains (losses)$3,489,00042
Applicable income taxes$299,0001,328
Income before extraordinary items$2,509,000653
Extraordinary gains, net$010
Net income$2,509,000650
Minority interest net income$076
Net income of bank and minority interests.$2,509,000654
Net charge-offs$-1,081,0007,001
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$203,000159
Net operating income$-596,2106,879
2012-12-31 (YTD Data)Rank
Total interest income$115,434,000248
Total interest expense$14,991,000272
Net interest income$100,443,000244
Provision for loan and lease losses$57,215,00071
Total noninterest income$28,960,000325
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$10,661,000159
Trading account gains and fees$0166
Additional Noninterest Income$18,299,000316
Total noninterest expense$119,917,000203
Salaries and employee benefits$60,933,000178
Premises and equipment expense$18,108,000154
Additional noninterest expense$40,876,000228
Pre-tax net operating income$-47,729,0007,083
Securities gains (losses)$150,0001,946
Applicable income taxes$981,0001,489
Income before extraordinary items$-48,560,0007,076
Extraordinary gains, net$029
Net income$-48,560,0007,076
Minority interest net income$093
Net income of bank and minority interests.$-48,560,0007,076
Net charge-offs$53,010,00084
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,251,000195
Net operating income$-48,710,0007,076
2012-09-30 (YTD Data)Rank
Total interest income$87,278,000252
Total interest expense$11,388,000277
Net interest income$75,890,000246
Provision for loan and lease losses$33,061,00092
Total noninterest income$22,085,000321
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$8,246,000155
Trading account gains and fees$0157
Additional Noninterest Income$13,839,000314
Total noninterest expense$88,582,000206
Salaries and employee benefits$45,570,000180
Premises and equipment expense$13,298,000160
Additional noninterest expense$29,714,000229
Pre-tax net operating income$-23,668,0007,173
Securities gains (losses)$346,000989
Applicable income taxes$739,0001,523
Income before extraordinary items$-24,061,0007,168
Extraordinary gains, net$020
Net income$-24,061,0007,168
Minority interest net income$086
Net income of bank and minority interests.$-24,061,0007,168
Net charge-offs$25,712,000118
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$976,000171
Net operating income$-24,407,0007,167
2012-06-30 (YTD Data)Rank
Total interest income$58,809,000251
Total interest expense$7,851,000279
Net interest income$50,958,000245
Provision for loan and lease losses$31,193,00068
Total noninterest income$12,726,000349
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$5,398,000157
Trading account gains and fees$0153
Additional Noninterest Income$7,328,000360
Total noninterest expense$58,033,000211
Salaries and employee benefits$29,780,000187
Premises and equipment expense$8,735,000162
Additional noninterest expense$19,518,000229
Pre-tax net operating income$-25,542,0007,245
Securities gains (losses)$438,000634
Applicable income taxes$573,0001,364
Income before extraordinary items$-25,677,0007,237
Extraordinary gains, net$019
Net income$-25,677,0007,237
Minority interest net income$084
Net income of bank and minority interests.$-25,677,0007,237
Net charge-offs$21,466,000104
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$741,000135
Net operating income$-26,115,0007,237
2012-03-31 (YTD Data)Rank
Total interest income$29,406,000251
Total interest expense$4,035,000281
Net interest income$25,371,000246
Provision for loan and lease losses$30,683,00048
Total noninterest income$5,630,000374
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$2,668,000156
Trading account gains and fees$0148
Additional Noninterest Income$2,962,000414
Total noninterest expense$27,404,000214
Salaries and employee benefits$14,404,000187
Premises and equipment expense$4,262,000162
Additional noninterest expense$8,738,000251
Pre-tax net operating income$-27,086,0007,314
Securities gains (losses)$5,0001,907
Applicable income taxes$340,0001,198
Income before extraordinary items$-27,421,0007,306
Extraordinary gains, net$019
Net income$-27,421,0007,305
Minority interest net income$078
Net income of bank and minority interests.$-27,421,0007,305
Net charge-offs$20,223,00069
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$452,000102
Net operating income$-27,426,0007,305
2011-12-31 (YTD Data)Rank
Total interest income$126,680,000238
Total interest expense$20,155,000273
Net interest income$106,525,000236
Provision for loan and lease losses$74,266,00084
Total noninterest income$12,127,000538
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$10,888,000159
Trading account gains and fees$0146
Additional Noninterest Income$1,239,0001,859
Total noninterest expense$110,654,000205
Salaries and employee benefits$50,019,000196
Premises and equipment expense$18,546,000153
Additional noninterest expense$42,089,000219
Pre-tax net operating income$-66,268,0007,351
Securities gains (losses)$1,651,000282
Applicable income taxes$997,0001,343
Income before extraordinary items$-65,614,0007,342
Extraordinary gains, net$029
Net income$-65,614,0007,342
Minority interest net income$096
Net income of bank and minority interests.$-65,614,0007,342
Net charge-offs$114,699,00072
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,386,000281
Net operating income$-67,265,0007,343
2011-09-30 (YTD Data)Rank
Total interest income$95,865,000236
Total interest expense$15,763,000275
Net interest income$80,102,000234
Provision for loan and lease losses$67,440,00064
Total noninterest income$5,685,000761
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$8,090,000157
Trading account gains and fees$168,000101
Additional Noninterest Income$-2,573,0007,398
Total noninterest expense$83,301,000200
Salaries and employee benefits$37,527,000189
Premises and equipment expense$13,597,000158
Additional noninterest expense$32,177,000209
Pre-tax net operating income$-64,954,0007,435
Securities gains (losses)$1,189,000295
Applicable income taxes$771,0001,325
Income before extraordinary items$-64,536,0007,428
Extraordinary gains, net$021
Net income$-64,536,0007,428
Minority interest net income$087
Net income of bank and minority interests.$-64,536,0007,428
Net charge-offs$94,313,00069
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,004,000271
Net operating income$-65,725,0007,428
2011-06-30 (YTD Data)Rank
Total interest income$64,354,000240
Total interest expense$11,109,000277
Net interest income$53,245,000236
Provision for loan and lease losses$65,119,00061
Total noninterest income$25,0006,968
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$5,252,000162
Trading account gains and fees$0153
Additional Noninterest Income$-5,227,0007,508
Total noninterest expense$56,395,000200
Salaries and employee benefits$24,816,000191
Premises and equipment expense$9,216,000157
Additional noninterest expense$22,363,000212
Pre-tax net operating income$-68,244,0007,512
Securities gains (losses)$1,175,000173
Applicable income taxes$571,0001,195
Income before extraordinary items$-67,640,0007,504
Extraordinary gains, net$015
Net income$-67,640,0007,504
Minority interest net income$089
Net income of bank and minority interests.$-67,640,0007,504
Net charge-offs$88,504,00063
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$718,000187
Net operating income$-68,815,0007,505
2011-03-31 (YTD Data)Rank
Total interest income$32,049,000237
Total interest expense$5,946,000271
Net interest income$26,103,000239
Provision for loan and lease losses$60,283,00043
Total noninterest income$-2,422,0007,561
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,550,000167
Trading account gains and fees$0158
Additional Noninterest Income$-4,972,0007,574
Total noninterest expense$28,232,000205
Salaries and employee benefits$12,449,000193
Premises and equipment expense$4,547,000162
Additional noninterest expense$11,236,000208
Pre-tax net operating income$-64,834,0007,578
Securities gains (losses)$-1,263,0007,550
Applicable income taxes$354,000979
Income before extraordinary items$-66,451,0007,570
Extraordinary gains, net$09
Net income$-66,451,0007,570
Minority interest net income$086
Net income of bank and minority interests.$-66,451,0007,570
Net charge-offs$83,498,00043
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$363,000157
Net operating income$-65,188,0007,570
2010-12-31 (YTD Data)Rank
Total interest income$145,603,000231
Total interest expense$30,524,000261
Net interest income$115,079,000222
Provision for loan and lease losses$101,518,000108
Total noninterest income$12,062,000556
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$11,572,000150
Trading account gains and fees$0175
Additional Noninterest Income$490,0003,222
Total noninterest expense$201,147,000133
Salaries and employee benefits$51,623,000185
Premises and equipment expense$17,093,000167
Additional noninterest expense$132,431,000103
Pre-tax net operating income$-175,524,0007,644
Securities gains (losses)$3,344,000160
Applicable income taxes$10,669,000212
Income before extraordinary items$-182,849,0007,638
Extraordinary gains, net$029
Net income$-182,849,0007,639
Minority interest net income$0111
Net income of bank and minority interests.$-182,849,0007,638
Net charge-offs$79,759,000126
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,409,000236
Net operating income$-186,193,0007,638
2010-09-30 (YTD Data)Rank
Total interest income$110,249,000230
Total interest expense$23,475,000261
Net interest income$86,774,000217
Provision for loan and lease losses$66,007,000122
Total noninterest income$8,463,000564
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$8,857,000150
Trading account gains and fees$0165
Additional Noninterest Income$-394,0007,541
Total noninterest expense$173,128,000121
Salaries and employee benefits$39,123,000177
Premises and equipment expense$12,924,000164
Additional noninterest expense$121,081,00088
Pre-tax net operating income$-143,898,0007,752
Securities gains (losses)$-848,0007,637
Applicable income taxes$10,247,000169
Income before extraordinary items$-154,993,0007,745
Extraordinary gains, net$023
Net income$-154,993,0007,745
Minority interest net income$0110
Net income of bank and minority interests.$-154,993,0007,745
Net charge-offs$51,381,000137
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,939,000212
Net operating income$-154,145,0007,745
2010-06-30 (YTD Data)Rank
Total interest income$73,677,000233
Total interest expense$15,842,000261
Net interest income$57,835,000221
Provision for loan and lease losses$23,578,000188
Total noninterest income$9,837,000373
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$5,988,000152
Trading account gains and fees$0152
Additional Noninterest Income$3,849,000504
Total noninterest expense$143,766,000101
Salaries and employee benefits$25,821,000178
Premises and equipment expense$8,755,000160
Additional noninterest expense$109,190,00074
Pre-tax net operating income$-99,672,0007,820
Securities gains (losses)$160,0001,090
Applicable income taxes$-18,862,0007,807
Income before extraordinary items$-80,650,0007,809
Extraordinary gains, net$019
Net income$-80,650,0007,809
Minority interest net income$0105
Net income of bank and minority interests.$-80,650,0007,809
Net charge-offs$9,779,000340
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$674,000237
Net operating income$-80,779,6007,808
2010-03-31 (YTD Data)Rank
Total interest income$36,807,000235
Total interest expense$8,176,000270
Net interest income$28,631,000226
Provision for loan and lease losses$9,600,000229
Total noninterest income$5,610,000349
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,944,000152
Trading account gains and fees$0175
Additional Noninterest Income$2,666,000401
Total noninterest expense$26,068,000215
Salaries and employee benefits$12,323,000186
Premises and equipment expense$4,700,000153
Additional noninterest expense$9,045,000251
Pre-tax net operating income$-1,427,0007,509
Securities gains (losses)$02,284
Applicable income taxes$-1,304,0007,827
Income before extraordinary items$-123,0006,802
Extraordinary gains, net$016
Net income$-123,0006,803
Minority interest net income$091
Net income of bank and minority interests.$-123,0006,802
Net charge-offs$6,261,000281
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$318,000185
Net operating income$-123,0006,755
2009-12-31 (YTD Data)Rank
Total interest income$150,999,000238
Total interest expense$46,418,000242
Net interest income$104,581,000235
Provision for loan and lease losses$46,666,000259
Total noninterest income$23,960,000348
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$12,440,000154
Trading account gains and fees$0211
Additional Noninterest Income$11,520,000408
Total noninterest expense$104,032,000229
Salaries and employee benefits$48,914,000185
Premises and equipment expense$16,097,000173
Additional noninterest expense$39,021,000266
Pre-tax net operating income$-22,157,0007,738
Securities gains (losses)$-7,097,0007,921
Applicable income taxes$-14,902,0007,904
Income before extraordinary items$-14,352,0007,667
Extraordinary gains, net$034
Net income$-14,352,0007,666
Minority interest net income$0115
Net income of bank and minority interests.$-14,352,0007,666
Net charge-offs$24,022,000351
Cash dividends$4,262,000414
Sale, conversion, retirement of capital stock, net$1,029,000423
Net operating income$-9,809,9207,554
2009-09-30 (YTD Data)Rank
Total interest income$113,132,000249
Total interest expense$37,643,000243
Net interest income$75,489,000247
Provision for loan and lease losses$27,187,000318
Total noninterest income$18,098,000350
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$9,290,000156
Trading account gains and fees$0212
Additional Noninterest Income$8,808,000400
Total noninterest expense$78,290,000236
Salaries and employee benefits$37,028,000188
Premises and equipment expense$12,006,000179
Additional noninterest expense$29,256,000264
Pre-tax net operating income$-11,890,0007,787
Securities gains (losses)$-6,746,0008,023
Applicable income taxes$-9,973,0007,976
Income before extraordinary items$-8,663,0007,744
Extraordinary gains, net$027
Net income$-8,663,0007,743
Minority interest net income$0118
Net income of bank and minority interests.$-8,663,0007,743
Net charge-offs$18,429,000328
Cash dividends$3,276,000375
Sale, conversion, retirement of capital stock, net$771,000376
Net operating income$-4,345,5607,527
2009-06-30 (YTD Data)Rank
Total interest income$75,240,000254
Total interest expense$27,298,000242
Net interest income$47,942,000256
Provision for loan and lease losses$10,950,000426
Total noninterest income$11,735,000358
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$6,140,000158
Trading account gains and fees$0193
Additional Noninterest Income$5,595,000427
Total noninterest expense$51,423,000240
Salaries and employee benefits$24,049,000203
Premises and equipment expense$8,154,000179
Additional noninterest expense$19,220,000273
Pre-tax net operating income$-2,696,0007,517
Securities gains (losses)$-4,818,0008,123
Applicable income taxes$-4,715,0008,033
Income before extraordinary items$-2,799,0007,612
Extraordinary gains, net$021
Net income$-2,799,0007,611
Minority interest net income$0112
Net income of bank and minority interests.$-2,799,0007,611
Net charge-offs$3,943,000686
Cash dividends$2,235,000402
Sale, conversion, retirement of capital stock, net$484,000348
Net operating income$284,5203,934
2009-03-31 (YTD Data)Rank
Total interest income$37,439,000258
Total interest expense$14,414,000242
Net interest income$23,025,000264
Provision for loan and lease losses$4,000,000475
Total noninterest income$5,549,000346
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$3,044,000151
Trading account gains and fees$0171
Additional Noninterest Income$2,505,000423
Total noninterest expense$23,824,000246
Salaries and employee benefits$11,360,000216
Premises and equipment expense$4,196,000184
Additional noninterest expense$8,268,000265
Pre-tax net operating income$750,0001,706
Securities gains (losses)$-271,0008,068
Applicable income taxes$-647,0007,921
Income before extraordinary items$1,126,000947
Extraordinary gains, net$015
Net income$1,126,000948
Minority interest net income$0102
Net income of bank and minority interests.$1,126,000949
Net charge-offs$1,903,000619
Cash dividends$1,143,000383
Sale, conversion, retirement of capital stock, net$244,000255
Net operating income$1,397,000689
2008-12-31 (YTD Data)Rank
Total interest income$174,634,000241
Total interest expense$69,259,000251
Net interest income$105,375,000238
Provision for loan and lease losses$20,000,000370
Total noninterest income$32,808,000248
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$13,918,000142
Trading account gains and fees$0154
Additional Noninterest Income$18,890,000251
Total noninterest expense$93,395,000250
Salaries and employee benefits$44,729,000219
Premises and equipment expense$18,104,000163
Additional noninterest expense$30,562,000300
Pre-tax net operating income$24,788,000232
Securities gains (losses)$48,0001,634
Applicable income taxes$6,350,000264
Income before extraordinary items$18,486,000213
Extraordinary gains, net$039
Net income$18,486,000213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,693,000422
Cash dividends$10,731,000273
Sale, conversion, retirement of capital stock, net$1,187,000403
Net operating income$18,450,480232
2008-09-30 (YTD Data)Rank
Total interest income$131,501,000256
Total interest expense$53,055,000262
Net interest income$78,446,000251
Provision for loan and lease losses$12,383,000347
Total noninterest income$22,686,000275
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$10,655,000145
Trading account gains and fees$0148
Additional Noninterest Income$12,031,000295
Total noninterest expense$70,538,000242
Salaries and employee benefits$34,920,000218
Premises and equipment expense$13,575,000169
Additional noninterest expense$22,043,000283
Pre-tax net operating income$18,211,000302
Securities gains (losses)$03,106
Applicable income taxes$4,894,000322
Income before extraordinary items$13,317,000281
Extraordinary gains, net$031
Net income$13,317,000280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,265,000426
Cash dividends$9,324,000256
Sale, conversion, retirement of capital stock, net$926,000310
Net operating income$13,317,000294
2008-06-30 (YTD Data)Rank
Total interest income$88,522,000258
Total interest expense$36,397,000266
Net interest income$52,125,000253
Provision for loan and lease losses$8,660,000306
Total noninterest income$15,668,000275
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$6,954,000146
Trading account gains and fees$0149
Additional Noninterest Income$8,714,000287
Total noninterest expense$47,470,000240
Salaries and employee benefits$23,246,000224
Premises and equipment expense$9,142,000170
Additional noninterest expense$15,082,000270
Pre-tax net operating income$11,663,000320
Securities gains (losses)$03,233
Applicable income taxes$3,330,000362
Income before extraordinary items$8,333,000336
Extraordinary gains, net$021
Net income$8,333,000335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,172,000349
Cash dividends$8,011,000218
Sale, conversion, retirement of capital stock, net$610,000244
Net operating income$8,333,000332
2008-03-31 (YTD Data)Rank
Total interest income$45,639,000258
Total interest expense$19,432,000271
Net interest income$26,207,000253
Provision for loan and lease losses$2,133,000386
Total noninterest income$7,349,000294
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$3,393,000147
Trading account gains and fees$0158
Additional Noninterest Income$3,956,000315
Total noninterest expense$23,992,000240
Salaries and employee benefits$11,538,000225
Premises and equipment expense$4,665,000168
Additional noninterest expense$7,789,000253
Pre-tax net operating income$7,431,000294
Securities gains (losses)$02,688
Applicable income taxes$2,278,000303
Income before extraordinary items$5,153,000311
Extraordinary gains, net$015
Net income$5,153,000312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,231,000404
Cash dividends$6,704,000148
Sale, conversion, retirement of capital stock, net$357,000156
Net operating income$5,153,000290
2007-12-31 (YTD Data)Rank
Total interest income$198,163,000242
Total interest expense$90,519,000257
Net interest income$107,644,000237
Provision for loan and lease losses$8,403,000279
Total noninterest income$25,585,000317
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$13,687,000150
Trading account gains and fees$0178
Additional Noninterest Income$11,898,000366
Total noninterest expense$87,947,000241
Salaries and employee benefits$42,289,000237
Premises and equipment expense$18,663,000161
Additional noninterest expense$26,995,000279
Pre-tax net operating income$36,879,000289
Securities gains (losses)$02,146
Applicable income taxes$11,507,000294
Income before extraordinary items$25,372,000302
Extraordinary gains, net$039
Net income$25,372,000299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,059,000230
Cash dividends$7,195,000546
Sale, conversion, retirement of capital stock, net$2,798,000327
Net operating income$25,372,000297
2007-09-30 (YTD Data)Rank
Total interest income$148,771,000241
Total interest expense$68,752,000253
Net interest income$80,019,000236
Provision for loan and lease losses$2,960,000388
Total noninterest income$19,157,000326
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$10,266,000150
Trading account gains and fees$0184
Additional Noninterest Income$8,891,000373
Total noninterest expense$66,412,000231
Salaries and employee benefits$31,663,000241
Premises and equipment expense$14,173,000154
Additional noninterest expense$20,576,000259
Pre-tax net operating income$29,804,000299
Securities gains (losses)$-1,0007,322
Applicable income taxes$9,427,000298
Income before extraordinary items$20,376,000311
Extraordinary gains, net$033
Net income$20,376,000309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,278,000367
Cash dividends$4,826,000595
Sale, conversion, retirement of capital stock, net$1,995,000273
Net operating income$20,376,680309
2007-06-30 (YTD Data)Rank
Total interest income$98,749,000256
Total interest expense$46,240,000261
Net interest income$52,509,000251
Provision for loan and lease losses$1,700,000371
Total noninterest income$13,200,000326
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$6,681,000155
Trading account gains and fees$0168
Additional Noninterest Income$6,519,000367
Total noninterest expense$46,156,000240
Salaries and employee benefits$21,159,000245
Premises and equipment expense$9,509,000163
Additional noninterest expense$15,488,000249
Pre-tax net operating income$17,853,000349
Securities gains (losses)$01,444
Applicable income taxes$5,696,000353
Income before extraordinary items$12,157,000360
Extraordinary gains, net$029
Net income$12,157,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,279,000382
Cash dividends$3,391,000593
Sale, conversion, retirement of capital stock, net$1,358,000229
Net operating income$12,157,000355
2007-03-31 (YTD Data)Rank
Total interest income$49,091,000257
Total interest expense$22,605,000264
Net interest income$26,486,000252
Provision for loan and lease losses$750,000360
Total noninterest income$6,953,000312
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$3,129,000158
Trading account gains and fees$0195
Additional Noninterest Income$3,824,000324
Total noninterest expense$23,587,000233
Salaries and employee benefits$10,511,000253
Premises and equipment expense$4,963,000157
Additional noninterest expense$8,113,000235
Pre-tax net operating income$9,102,000346
Securities gains (losses)$01,187
Applicable income taxes$3,070,000337
Income before extraordinary items$6,032,000365
Extraordinary gains, net$022
Net income$6,032,000364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,000493
Cash dividends$2,073,000436
Sale, conversion, retirement of capital stock, net$86,000385
Net operating income$6,032,000359
2006-12-31 (YTD Data)Rank
Total interest income$183,950,000255
Total interest expense$76,463,000260
Net interest income$107,487,000245
Provision for loan and lease losses$3,807,000314
Total noninterest income$19,335,000387
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$11,117,000165
Trading account gains and fees$0130
Additional Noninterest Income$8,218,000475
Total noninterest expense$89,271,000235
Salaries and employee benefits$43,261,000225
Premises and equipment expense$18,045,000156
Additional noninterest expense$27,965,000254
Pre-tax net operating income$33,744,000365
Securities gains (losses)$-21,0007,568
Applicable income taxes$11,173,000360
Income before extraordinary items$22,550,000385
Extraordinary gains, net$051
Net income$22,550,000384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,871,000414
Cash dividends$8,096,000463
Sale, conversion, retirement of capital stock, net$449,000620
Net operating income$22,564,070380
2006-09-30 (YTD Data)Rank
Total interest income$135,414,000268
Total interest expense$54,664,000276
Net interest income$80,750,000259
Provision for loan and lease losses$2,817,000301
Total noninterest income$14,387,000403
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$7,934,000178
Trading account gains and fees$0126
Additional Noninterest Income$6,453,000477
Total noninterest expense$67,367,000242
Salaries and employee benefits$32,813,000231
Premises and equipment expense$13,220,000168
Additional noninterest expense$21,334,000260
Pre-tax net operating income$24,953,000389
Securities gains (losses)$-20,0007,838
Applicable income taxes$8,215,000393
Income before extraordinary items$16,718,000404
Extraordinary gains, net$045
Net income$16,718,000403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$754,000579
Cash dividends$5,667,000468
Sale, conversion, retirement of capital stock, net$408,000483
Net operating income$16,731,400395
2006-06-30 (YTD Data)Rank
Total interest income$88,586,000272
Total interest expense$35,032,000278
Net interest income$53,554,000262
Provision for loan and lease losses$1,500,000341
Total noninterest income$9,247,000415
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,745,000198
Trading account gains and fees$0126
Additional Noninterest Income$4,502,000460
Total noninterest expense$45,824,000243
Salaries and employee benefits$22,542,000230
Premises and equipment expense$8,779,000172
Additional noninterest expense$14,503,000256
Pre-tax net operating income$15,477,000411
Securities gains (losses)$-20,0008,076
Applicable income taxes$4,973,000420
Income before extraordinary items$10,484,000423
Extraordinary gains, net$039
Net income$10,484,000422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,000528
Cash dividends$3,869,000471
Sale, conversion, retirement of capital stock, net$304,000380
Net operating income$10,497,600410
2006-03-31 (YTD Data)Rank
Total interest income$43,022,000272
Total interest expense$16,691,000276
Net interest income$26,331,000264
Provision for loan and lease losses$625,000388
Total noninterest income$4,386,000428
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,124,000207
Trading account gains and fees$0115
Additional Noninterest Income$2,262,000460
Total noninterest expense$22,316,000249
Salaries and employee benefits$10,972,000239
Premises and equipment expense$4,380,000173
Additional noninterest expense$6,964,000260
Pre-tax net operating income$7,776,000401
Securities gains (losses)$-20,0008,379
Applicable income taxes$2,388,000430
Income before extraordinary items$5,368,000407
Extraordinary gains, net$021
Net income$5,368,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,0008,647
Cash dividends$1,837,000455
Sale, conversion, retirement of capital stock, net$129,000286
Net operating income$5,381,800400
2005-12-31 (YTD Data)Rank
Total interest income$153,224,000267
Total interest expense$50,549,000278
Net interest income$102,675,000258
Provision for loan and lease losses$2,310,000464
Total noninterest income$17,565,000444
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$8,956,000201
Trading account gains and fees$0138
Additional Noninterest Income$8,609,000473
Total noninterest expense$84,923,000250
Salaries and employee benefits$40,046,000237
Premises and equipment expense$17,171,000173
Additional noninterest expense$27,706,000267
Pre-tax net operating income$33,007,000375
Securities gains (losses)$773,000221
Applicable income taxes$11,033,000373
Income before extraordinary items$22,747,000388
Extraordinary gains, net$046
Net income$22,747,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,884,000421
Cash dividends$4,942,000679
Sale, conversion, retirement of capital stock, net$0934
Net operating income$22,229,090384
2005-09-30 (YTD Data)Rank
Total interest income$112,889,000264
Total interest expense$36,366,000275
Net interest income$76,523,000252
Provision for loan and lease losses$1,790,000420
Total noninterest income$13,174,000436
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$6,783,000197
Trading account gains and fees$0126
Additional Noninterest Income$6,391,000479
Total noninterest expense$63,180,000250
Salaries and employee benefits$29,913,000240
Premises and equipment expense$12,816,000173
Additional noninterest expense$20,451,000267
Pre-tax net operating income$24,727,000373
Securities gains (losses)$809,000199
Applicable income taxes$8,287,000374
Income before extraordinary items$17,249,000376
Extraordinary gains, net$035
Net income$17,249,000377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,516,000371
Cash dividends$3,541,000631
Sale, conversion, retirement of capital stock, net$0769
Net operating income$16,698,880380
2005-06-30 (YTD Data)Rank
Total interest income$73,534,000261
Total interest expense$22,856,000272
Net interest income$50,678,000253
Provision for loan and lease losses$1,290,000387
Total noninterest income$8,600,000438
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$4,537,000192
Trading account gains and fees$0116
Additional Noninterest Income$4,063,000483
Total noninterest expense$41,986,000244
Salaries and employee benefits$19,827,000239
Premises and equipment expense$8,628,000168
Additional noninterest expense$13,531,000266
Pre-tax net operating income$16,002,000379
Securities gains (losses)$809,000173
Applicable income taxes$5,389,000379
Income before extraordinary items$11,422,000373
Extraordinary gains, net$030
Net income$11,422,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$822,000416
Cash dividends$2,257,000642
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,871,880385
2005-03-31 (YTD Data)Rank
Total interest income$35,898,000261
Total interest expense$10,546,000275
Net interest income$25,352,000249
Provision for loan and lease losses$525,000448
Total noninterest income$4,350,000424
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,238,000191
Trading account gains and fees$0115
Additional Noninterest Income$2,112,000462
Total noninterest expense$20,647,000254
Salaries and employee benefits$9,625,000251
Premises and equipment expense$4,536,000170
Additional noninterest expense$6,486,000268
Pre-tax net operating income$8,530,000355
Securities gains (losses)$01,685
Applicable income taxes$2,717,000374
Income before extraordinary items$5,813,000358
Extraordinary gains, net$024
Net income$5,813,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,000488
Cash dividends$1,061,000627
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,813,000351
2004-12-31 (YTD Data)Rank
Total interest income$124,270,000276
Total interest expense$31,336,000297
Net interest income$92,934,000272
Provision for loan and lease losses$2,075,000524
Total noninterest income$17,825,000423
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$9,044,000201
Trading account gains and fees$0138
Additional Noninterest Income$8,781,000455
Total noninterest expense$81,436,000259
Salaries and employee benefits$37,840,000252
Premises and equipment expense$15,780,000185
Additional noninterest expense$27,816,000268
Pre-tax net operating income$27,248,000395
Securities gains (losses)$1,407,000226
Applicable income taxes$8,763,000399
Income before extraordinary items$19,892,000394
Extraordinary gains, net$034
Net income$19,892,000396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,0001,172
Cash dividends$3,454,000869
Sale, conversion, retirement of capital stock, net$0872
Net operating income$18,921,170397
2004-09-30 (YTD Data)Rank
Total interest income$89,400,000283
Total interest expense$22,347,000305
Net interest income$67,053,000281
Provision for loan and lease losses$1,660,000476
Total noninterest income$13,821,000427
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$6,758,000205
Trading account gains and fees$0134
Additional Noninterest Income$7,063,000435
Total noninterest expense$59,335,000265
Salaries and employee benefits$27,556,000261
Premises and equipment expense$11,789,000186
Additional noninterest expense$19,990,000274
Pre-tax net operating income$19,879,000401
Securities gains (losses)$1,179,000237
Applicable income taxes$6,510,000401
Income before extraordinary items$14,548,000401
Extraordinary gains, net$026
Net income$14,548,000402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,191
Cash dividends$2,442,000823
Sale, conversion, retirement of capital stock, net$0738
Net operating income$13,734,490406
2004-06-30 (YTD Data)Rank
Total interest income$56,414,000286
Total interest expense$14,246,000312
Net interest income$42,168,000286
Provision for loan and lease losses$1,360,000414
Total noninterest income$9,843,000399
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$4,371,000203
Trading account gains and fees$0130
Additional Noninterest Income$5,472,000394
Total noninterest expense$38,047,000271
Salaries and employee benefits$17,538,000270
Premises and equipment expense$7,579,000188
Additional noninterest expense$12,930,000272
Pre-tax net operating income$12,604,000411
Securities gains (losses)$902,000231
Applicable income taxes$4,038,000424
Income before extraordinary items$9,468,000407
Extraordinary gains, net$021
Net income$9,468,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,107
Cash dividends$1,546,000867
Sale, conversion, retirement of capital stock, net$0638
Net operating income$8,836,600410
2004-03-31 (YTD Data)Rank
Total interest income$28,053,000297
Total interest expense$7,240,000313
Net interest income$20,813,000291
Provision for loan and lease losses$625,000432
Total noninterest income$3,425,000496
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,162,000205
Trading account gains and fees$0121
Additional Noninterest Income$1,263,000668
Total noninterest expense$18,505,000274
Salaries and employee benefits$8,899,000270
Premises and equipment expense$3,590,000196
Additional noninterest expense$6,016,000276
Pre-tax net operating income$5,108,000474
Securities gains (losses)$325,000354
Applicable income taxes$1,504,000534
Income before extraordinary items$3,929,000466
Extraordinary gains, net$016
Net income$3,929,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,000543
Cash dividends$771,000833
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,695,000450
2003-12-31 (YTD Data)Rank
Total interest income$108,057,000308
Total interest expense$31,547,000309
Net interest income$76,510,000300
Provision for loan and lease losses$4,825,000336
Total noninterest income$15,602,000478
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$7,650,000238
Trading account gains and fees$0160
Additional Noninterest Income$7,952,000528
Total noninterest expense$66,733,000301
Salaries and employee benefits$32,279,000288
Premises and equipment expense$12,679,000217
Additional noninterest expense$21,775,000317
Pre-tax net operating income$20,554,000474
Securities gains (losses)$2,467,000258
Applicable income taxes$6,595,000495
Income before extraordinary items$16,426,000437
Extraordinary gains, net$054
Net income$16,426,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,619,000350
Cash dividends$4,237,000748
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,674,430455
2003-09-30 (YTD Data)Rank
Total interest income$81,552,000319
Total interest expense$24,738,000318
Net interest income$56,814,000311
Provision for loan and lease losses$3,660,000349
Total noninterest income$12,396,000479
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,661,000252
Trading account gains and fees$0153
Additional Noninterest Income$6,735,000514
Total noninterest expense$49,197,000312
Salaries and employee benefits$23,978,000298
Premises and equipment expense$9,752,000218
Additional noninterest expense$15,467,000339
Pre-tax net operating income$16,353,000458
Securities gains (losses)$1,658,000313
Applicable income taxes$5,556,000469
Income before extraordinary items$12,455,000454
Extraordinary gains, net$040
Net income$12,455,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,496,000540
Cash dividends$3,140,000709
Sale, conversion, retirement of capital stock, net$0722
Net operating income$11,310,980456
2003-06-30 (YTD Data)Rank
Total interest income$55,169,000320
Total interest expense$17,686,000305
Net interest income$37,483,000318
Provision for loan and lease losses$1,385,000509
Total noninterest income$7,675,000493
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,686,000255
Trading account gains and fees$0150
Additional Noninterest Income$3,989,000553
Total noninterest expense$32,538,000313
Salaries and employee benefits$15,718,000305
Premises and equipment expense$6,735,000210
Additional noninterest expense$10,085,000337
Pre-tax net operating income$11,235,000444
Securities gains (losses)$870,000401
Applicable income taxes$3,710,000475
Income before extraordinary items$8,395,000456
Extraordinary gains, net$030
Net income$8,395,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,584,000392
Cash dividends$2,100,000709
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,794,700446
2003-03-31 (YTD Data)Rank
Total interest income$27,682,000323
Total interest expense$8,905,000317
Net interest income$18,777,000320
Provision for loan and lease losses$675,000502
Total noninterest income$4,601,000448
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,754,000262
Trading account gains and fees$0134
Additional Noninterest Income$2,847,000433
Total noninterest expense$16,164,000312
Salaries and employee benefits$7,763,000309
Premises and equipment expense$3,459,000210
Additional noninterest expense$4,942,000341
Pre-tax net operating income$6,539,000397
Securities gains (losses)$45,0001,448
Applicable income taxes$2,095,000447
Income before extraordinary items$4,489,000426
Extraordinary gains, net$021
Net income$4,489,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,000427
Cash dividends$968,000730
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,458,400392
2002-12-31 (YTD Data)Rank
Total interest income$112,896,000329
Total interest expense$43,223,000313
Net interest income$69,673,000334
Provision for loan and lease losses$4,175,000437
Total noninterest income$10,666,000602
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$6,940,000256
Trading account gains and fees$0153
Additional Noninterest Income$3,726,000866
Total noninterest expense$59,118,000327
Salaries and employee benefits$27,273,000329
Premises and equipment expense$12,475,000224
Additional noninterest expense$19,370,000363
Pre-tax net operating income$17,046,000531
Securities gains (losses)$2,517,000243
Applicable income taxes$6,043,000506
Income before extraordinary items$13,520,000504
Extraordinary gains, net$070
Net income$13,520,000508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,099,000880
Cash dividends$7,488,000448
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,783,270538
2001-12-31 (YTD Data)Rank
Total interest income$126,825,000327
Total interest expense$64,629,000310
Net interest income$62,196,000343
Provision for loan and lease losses$8,095,000267
Total noninterest income$10,131,000598
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$6,923,000243
Trading account gains and fees$0177
Additional Noninterest Income$3,208,000896
Total noninterest expense$57,658,000327
Salaries and employee benefits$20,746,000387
Premises and equipment expense$12,218,000215
Additional noninterest expense$24,694,000310
Pre-tax net operating income$6,574,0001,128
Securities gains (losses)$396,000723
Applicable income taxes$1,752,0001,311
Income before extraordinary items$5,218,0001,049
Extraordinary gains, net$0105
Net income$5,218,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,949,000314
Cash dividends$5,484,000571
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,921,0001,069
2000-12-31 (YTD Data)Rank
Total interest income$139,819,000331
Total interest expense$79,571,000303
Net interest income$60,248,000355
Provision for loan and lease losses$2,030,000608
Total noninterest income$7,045,000724
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$4,089,000343
Trading account gains and fees$0180
Additional Noninterest Income$2,956,000867
Total noninterest expense$46,961,000363
Salaries and employee benefits$18,265,000412
Premises and equipment expense$10,361,000248
Additional noninterest expense$18,335,000375
Pre-tax net operating income$18,302,000478
Securities gains (losses)$-263,0009,620
Applicable income taxes$3,622,000703
Income before extraordinary items$14,417,000422
Extraordinary gains, net$038
Net income$14,417,000422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0001,981
Cash dividends$5,286,000598
Sale, conversion, retirement of capital stock, net$0969
Net operating income$14,627,400423
1999-12-31 (YTD Data)Rank
Total interest income$102,862,000403
Total interest expense$51,311,000376
Net interest income$51,551,000409
Provision for loan and lease losses$1,899,000590
Total noninterest income$8,363,000684
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,524,000397
Trading account gains and fees$0173
Additional Noninterest Income$4,839,000665
Total noninterest expense$39,364,000432
Salaries and employee benefits$15,977,000481
Premises and equipment expense$8,134,000301
Additional noninterest expense$15,253,000442
Pre-tax net operating income$18,651,000514
Securities gains (losses)$79,000822
Applicable income taxes$4,048,000699
Income before extraordinary items$14,682,000454
Extraordinary gains, net$035
Net income$14,682,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,388
Cash dividends$5,086,000646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$14,620,380451
1998-12-31 (YTD Data)Rank
Total interest income$84,200,000458
Total interest expense$41,616,000454
Net interest income$42,584,000456
Provision for loan and lease losses$2,213,000538
Total noninterest income$4,322,0001,042
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,217,000408
Trading account gains and fees$0224
Additional Noninterest Income$1,105,0001,725
Total noninterest expense$29,763,000534
Salaries and employee benefits$13,781,000535
Premises and equipment expense$5,412,000413
Additional noninterest expense$10,570,000567
Pre-tax net operating income$14,930,000560
Securities gains (losses)$1,037,000375
Applicable income taxes$3,727,000726
Income before extraordinary items$12,240,000480
Extraordinary gains, net$032
Net income$12,240,000478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0002,029
Cash dividends$3,398,000891
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$11,441,510488
1997-12-31 (YTD Data)Rank
Total interest income$46,497,000742
Total interest expense$21,965,000746
Net interest income$24,532,000742
Provision for loan and lease losses$1,665,000680
Total noninterest income$2,284,0001,583
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,549,000824
Trading account gains and fees$0239
Additional Noninterest Income$735,0002,155
Total noninterest expense$16,933,000846
Salaries and employee benefits$8,349,000811
Premises and equipment expense$3,035,000683
Additional noninterest expense$5,549,000896
Pre-tax net operating income$8,218,0001,003
Securities gains (losses)$158,000808
Applicable income taxes$1,733,0001,498
Income before extraordinary items$6,643,000835
Extraordinary gains, net$044
Net income$6,643,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,640
Cash dividends$1,566,0001,565
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,518,180829
1996-12-31 (YTD Data)Rank
Total interest income$29,269,0001,175
Total interest expense$12,532,0001,291
Net interest income$16,737,0001,090
Provision for loan and lease losses$900,0001,101
Total noninterest income$1,577,0002,217
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,057,0001,265
Trading account gains and fees$0262
Additional Noninterest Income$520,0002,841
Total noninterest expense$13,244,0001,119
Salaries and employee benefits$6,526,0001,026
Premises and equipment expense$1,384,0001,465
Additional noninterest expense$5,334,0001,079
Pre-tax net operating income$4,170,0001,725
Securities gains (losses)$207,000677
Applicable income taxes$1,362,0001,755
Income before extraordinary items$3,015,0001,652
Extraordinary gains, net$053
Net income$3,015,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0001,774
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,872,1701,695
1995-12-31 (YTD Data)Rank
Total interest income$20,964,0001,618
Total interest expense$7,700,0002,031
Net interest income$13,264,0001,356
Provision for loan and lease losses$807,0001,115
Total noninterest income$1,211,0002,702
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$660,0002,056
Trading account gains and fees$0522
Additional Noninterest Income$551,0002,697
Total noninterest expense$10,072,0001,404
Salaries and employee benefits$4,839,0001,373
Premises and equipment expense$1,108,0001,823
Additional noninterest expense$4,125,0001,301
Pre-tax net operating income$3,596,0002,051
Securities gains (losses)$377,000428
Applicable income taxes$1,140,0002,116
Income before extraordinary items$2,833,0001,785
Extraordinary gains, net$065
Net income$2,833,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$350,0001,753
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,565,3301,941
1994-12-31 (YTD Data)Rank
Total interest income$12,172,0002,490
Total interest expense$3,911,0003,117
Net interest income$8,261,0002,190
Provision for loan and lease losses$373,0001,922
Total noninterest income$723,0004,015
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$419,0003,240
Trading account gains and fees$0475
Additional Noninterest Income$304,0004,055
Total noninterest expense$5,969,0002,359
Salaries and employee benefits$2,627,0002,536
Premises and equipment expense$1,009,0002,016
Additional noninterest expense$2,333,0002,270
Pre-tax net operating income$2,642,0002,689
Securities gains (losses)$03,600
Applicable income taxes$765,0002,884
Income before extraordinary items$1,877,0002,589
Extraordinary gains, net$0249
Net income$1,877,0002,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,842
Cash dividends$1,400,0001,471
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,877,0002,608
1993-12-31 (YTD Data)Rank
Total interest income$8,080,0003,783
Total interest expense$2,962,0004,152
Net interest income$5,118,0003,489
Provision for loan and lease losses$2,00010,273
Total noninterest income$461,0005,901
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$215,0005,687
Trading account gains and fees$0532
Additional Noninterest Income$246,0005,046
Total noninterest expense$4,086,0003,424
Salaries and employee benefits$1,861,0003,507
Premises and equipment expense$830,0002,464
Additional noninterest expense$1,395,0003,717
Pre-tax net operating income$1,491,0004,344
Securities gains (losses)$07,477
Applicable income taxes$587,0003,680
Income before extraordinary items$904,0005,076
Extraordinary gains, net$117,0001,443
Net income$1,021,0004,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0007,819
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$904,0004,854
1992-12-31 (YTD Data)Rank
Total interest income$9,026,0003,848
Total interest expense$3,749,0004,299
Net interest income$5,277,0003,455
Provision for loan and lease losses$96,0007,391
Total noninterest income$375,0006,787
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$228,0005,457
Trading account gains and fees$0504
Additional Noninterest Income$147,0006,714
Total noninterest expense$4,341,0003,269
Salaries and employee benefits$1,871,0003,407
Premises and equipment expense$915,0002,271
Additional noninterest expense$1,555,0003,491
Pre-tax net operating income$1,215,0004,870
Securities gains (losses)$08,369
Applicable income taxes$498,0004,015
Income before extraordinary items$717,0005,816
Extraordinary gains, net$01,422
Net income$717,0005,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0005,743
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$717,0005,482

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.