Home > Sun National Bank > Net charge- offs to loans
Sun National Bank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | -0.5750% | 5,072 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0619% | 5,170 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2480% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1637% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2820% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0650% | 4,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.4263% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 5,111 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1918% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0064% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2674% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0734% | 4,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3046% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3035% | 2,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0293% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,871 |
| Percentage Net Loans Charged-off:Construction & development | -0.5984% | 5,133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 5,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0713% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1212% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0832% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2230% | 5,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2230% | 5,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0435% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0389% | 5,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.2736% | 5,108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0590% | 5,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0925% | 4,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0972% | 4,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8898% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8898% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 3,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.9203% | 5,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3407% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1859% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4058% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0879% | 4,978 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7347% | 5,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7347% | 5,706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.7370% | 5,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,574 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2764% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2833% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2736% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0937% | 4,967 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8853% | 5,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8853% | 5,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.7430% | 5,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 4,609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3981% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4521% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3752% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 4,968 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5037% | 5,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5037% | 5,836 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.1879% | 5,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.3001% | 5,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,649 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1283% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1379% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0951% | 5,065 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2145% | 5,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2145% | 5,866 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.1434% | 5,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3516% | 505 |
| Percentage Net Loans Charged-off:Construction & development | -0.5511% | 5,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0740% | 1,139 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0010% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6064% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7169% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4455% | 5,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.1823% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.1823% | 25 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4077% | 390 |
| Percentage Net Loans Charged-off:Construction & development | -0.4810% | 5,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1104% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0798% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7355% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7672% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8794% | 5,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9863% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9863% | 28 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2184% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6657% | 212 |
| Percentage Net Loans Charged-off:Construction & development | -0.5328% | 5,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1743% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0373% | 4,845 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7069% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2404% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4455% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7269% | 6,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.8706% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.8706% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6062% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9394% | 138 |
| Percentage Net Loans Charged-off:Construction & development | -0.1962% | 5,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 5,281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 4,857 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6011% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0250% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3851% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4901% | 6,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8572% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8572% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4317% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0437% | 186 |
| Percentage Net Loans Charged-off:Construction & development | -0.4068% | 5,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9529% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2033% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4549% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9412% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2083% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2773% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.2437% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 23.2437% | 11 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6103% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0671% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 0.1808% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0902% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2741% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2136% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5783% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0312% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9297% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.4452% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 23.4452% | 9 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1335% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5134% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 0.2621% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5680% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4352% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6687% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1191% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4451% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2445% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.8922% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 27.8922% | 10 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1678% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 1.2815% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0168% | 5,076 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3281% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4217% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2827% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7194% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9302% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9302% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5097% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 3,127 |
| Percentage Net Loans Charged-off:Construction & development | -6.2755% | 6,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3185% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1271% | 5,278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2939% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5940% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1366% | 2,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8596% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1374% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1374% | 410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2324% | 6,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3201% | 6,693 |
| Percentage Net Loans Charged-off:Construction & development | -7.8601% | 6,253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3061% | 6,557 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1774% | 5,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2863% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6705% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 2,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0596% | 5,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0394% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0394% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3335% | 6,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4808% | 6,789 |
| Percentage Net Loans Charged-off:Construction & development | -11.8677% | 6,277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4091% | 6,651 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3218% | 5,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2996% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6735% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1022% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1884% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1884% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1844% | 6,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2403% | 6,722 |
| Percentage Net Loans Charged-off:Construction & development | -22.5578% | 6,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4442% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5599% | 5,416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4010% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0550% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0629% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0744% | 5,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2091% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2091% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2844% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5756% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 18.7993% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1749% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.7533% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7281% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6943% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7530% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1470% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7944% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7944% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5190% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4896% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6776% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 19.6469% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8918% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5216% | 333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5768% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5557% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5947% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8086% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4294% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4294% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0145% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8846% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0687% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 26.2240% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9222% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4838% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5928% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4584% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7242% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2940% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2465% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2465% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5444% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9020% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 49.9534% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6385% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6014% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8217% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4914% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1697% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4319% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8463% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8463% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8197% | 90 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8571% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 10.7113% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.0167% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8159% | 5,732 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0795% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2821% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8270% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5181% | 2,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7526% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7501% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.5897% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2477% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7844% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 13.5546% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.5067% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0383% | 5,748 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3199% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0752% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6352% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7505% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6805% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6772% | 766 |
| Percentage Net Loans Charged-off: All other loans and lease | 29.7225% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.3163% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.2704% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 18.7083% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.3726% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6740% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5234% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9893% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2209% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0073% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7600% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7579% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 41.2681% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 13.5742% | 20 |
| Percentage Net Loans Charged-off: Total real estate loans | 15.6149% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 33.3232% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 17.9864% | 21 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3518% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9582% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6216% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6897% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3118% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5679% | 1,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5654% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 72.3202% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9808% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9410% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 4.0341% | 1,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0735% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0450% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9093% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2522% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7536% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2667% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9434% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4253% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5271% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2722% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 3.1676% | 1,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1425% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0121% | 300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1598% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5449% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9498% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7667% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1560% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5789% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7190% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7456% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.3954% | 2,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8123% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7376% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7251% | 835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7538% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4890% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7697% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9249% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0499% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 6,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4442% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3201% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0264% | 959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7028% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3252% | 2,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7902% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8806% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5653% | 2,730 |
| Percentage Net Loans Charged-off:Construction & development | 1.5943% | 2,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2385% | 2,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1241% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6109% | 1,124 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7555% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4740% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6224% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8999% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5003% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 1.2455% | 2,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2095% | 1,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0713% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4123% | 1,119 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8746% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9820% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2975% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2881% | 3,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1348% | 3,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.2773% | 2,319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4915% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6169% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3396% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9687% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2882% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2779% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.1108% | 1,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1907% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0873% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3175% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2919% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2977% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0243% | 6,680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3698% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2431% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 1.0291% | 1,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0528% | 1,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5243% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3720% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7208% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8661% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6770% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2709% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2075% | 2,116 |
| Percentage Net Loans Charged-off:Construction & development | 1.0338% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 1,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4291% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4124% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4509% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4533% | 2,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4132% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3252% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2604% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 1.5725% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5482% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5405% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5584% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5274% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3871% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 7,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3761% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 5,910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8865% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6395% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1193% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2891% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1600% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.9120% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3406% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2077% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5226% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7862% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2971% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0050% | 6,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.1730% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1242% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3870% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3098% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0397% | 7,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.2530% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0767% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2883% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1478% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0299% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 2,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1132% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1774% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8671% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0396% | 6,961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 7,974 |
| Percentage Net Loans Charged-off:Construction & development | -0.0161% | 7,725 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 7,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3752% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8076% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5721% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 8,029 |
| Percentage Net Loans Charged-off:Construction & development | -0.0219% | 7,742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 8,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 7,993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 8,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2542% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5751% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1805% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 3,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0333% | 8,139 |
| Percentage Net Loans Charged-off:Construction & development | -0.0615% | 7,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 8,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 8,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0416% | 8,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3514% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3467% | 2,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1327% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 7,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 8,308 |
| Percentage Net Loans Charged-off:Construction & development | -0.1285% | 7,747 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0701% | 8,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0071% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1008% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3077% | 2,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1333% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 3,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 1,926 |
| Percentage Net Loans Charged-off:Construction & development | -0.0388% | 7,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0798% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2294% | 2,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7157% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0239% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 7,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 7,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1859% | 2,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6168% | 2,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 3,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0354% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2738% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6667% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 8,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2465% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7622% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 5,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 2,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0677% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 8,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2106% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 7,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8101% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0897% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 5,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 2,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1523% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2871% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0637% | 7,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8050% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0239% | 1,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 4,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2451% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4530% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1465% | 7,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7366% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0367% | 1,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0354% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5079% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9054% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 7,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9423% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2801% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2578% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3524% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 3,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3361% | 3,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7966% | 3,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6584% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6808% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2517% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0854% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1084% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5582% | 3,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0655% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8664% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2894% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0932% | 5,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.1668% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2565% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0419% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3132% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1057% | 4,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7447% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4622% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2664% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.5170% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6189% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7496% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1984% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2563% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 6,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0836% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 6,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8674% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0013% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2086% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2204% | 1,288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 6,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2442% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0193% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2911% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1338% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 7,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1700% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2657% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8008% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 4,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0300% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7490% | 94 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5132% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7900% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2219% | 3,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1415% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0451% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5081% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3346% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2930% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 9,124 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 8,216 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |