Home > Sun American Bank > Income and Expense
Sun American Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,990,000 | 1,321 |
| Total interest expense | $14,506,000 | 802 |
| Net interest income | $11,484,000 | 1,932 |
| Provision for loan and lease losses | $31,895,000 | 351 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,085,000 | 1,559 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,028,000 | 7,874 |
| Total noninterest expense | $20,567,000 | 1,019 |
| Salaries and employee benefits | $7,441,000 | 1,346 |
| Premises and equipment expense | $5,002,000 | 531 |
| Additional noninterest expense | $8,124,000 | 967 |
| Pre-tax net operating income | $-40,921,000 | 7,839 |
| Securities gains (losses) | $882,000 | 549 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-40,039,000 | 7,847 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-40,039,000 | 7,847 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-40,039,000 | 7,847 |
| Net charge-offs | $18,972,000 | 428 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-40,921,000 | 7,853 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,332,000 | 1,301 |
| Total interest expense | $11,477,000 | 797 |
| Net interest income | $8,855,000 | 1,873 |
| Provision for loan and lease losses | $29,224,000 | 302 |
| Total noninterest income | $111,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $819,000 | 1,554 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-708,000 | 7,980 |
| Total noninterest expense | $15,549,000 | 993 |
| Salaries and employee benefits | $5,596,000 | 1,357 |
| Premises and equipment expense | $3,789,000 | 541 |
| Additional noninterest expense | $6,164,000 | 914 |
| Pre-tax net operating income | $-35,807,000 | 7,947 |
| Securities gains (losses) | $902,000 | 421 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-34,905,000 | 7,962 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-34,905,000 | 7,961 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-34,905,000 | 7,961 |
| Net charge-offs | $17,905,000 | 333 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-35,807,000 | 7,966 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,818,000 | 1,303 |
| Total interest expense | $8,071,000 | 805 |
| Net interest income | $5,747,000 | 1,908 |
| Provision for loan and lease losses | $16,603,000 | 340 |
| Total noninterest income | $9,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $558,000 | 1,497 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-549,000 | 8,085 |
| Total noninterest expense | $9,761,000 | 1,072 |
| Salaries and employee benefits | $3,777,000 | 1,375 |
| Premises and equipment expense | $2,528,000 | 548 |
| Additional noninterest expense | $3,456,000 | 1,111 |
| Pre-tax net operating income | $-20,608,000 | 8,022 |
| Securities gains (losses) | $-4,000 | 7,416 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-20,612,000 | 8,038 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-20,612,000 | 8,038 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-20,612,000 | 8,038 |
| Net charge-offs | $8,339,000 | 426 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-20,608,000 | 8,034 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 1,302 |
| Total interest expense | $4,247,000 | 787 |
| Net interest income | $2,721,000 | 2,010 |
| Provision for loan and lease losses | $2,761,000 | 599 |
| Total noninterest income | $-61,000 | 8,141 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $296,000 | 1,395 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-357,000 | 8,182 |
| Total noninterest expense | $4,829,000 | 1,043 |
| Salaries and employee benefits | $1,921,000 | 1,346 |
| Premises and equipment expense | $1,288,000 | 544 |
| Additional noninterest expense | $1,620,000 | 1,043 |
| Pre-tax net operating income | $-4,930,000 | 8,024 |
| Securities gains (losses) | $-4,000 | 7,767 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-4,934,000 | 8,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,934,000 | 8,060 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,934,000 | 8,060 |
| Net charge-offs | $3,026,000 | 450 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,930,000 | 8,056 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,499,000 | 1,069 |
| Total interest expense | $16,950,000 | 937 |
| Net interest income | $18,549,000 | 1,196 |
| Provision for loan and lease losses | $9,465,000 | 628 |
| Total noninterest income | $1,754,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,289,000 | 1,398 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $465,000 | 3,312 |
| Total noninterest expense | $61,884,000 | 354 |
| Salaries and employee benefits | $8,120,000 | 1,236 |
| Premises and equipment expense | $5,323,000 | 511 |
| Additional noninterest expense | $48,441,000 | 226 |
| Pre-tax net operating income | $-51,046,000 | 8,198 |
| Securities gains (losses) | $981,000 | 216 |
| Applicable income taxes | $3,255,000 | 442 |
| Income before extraordinary items | $-53,320,000 | 8,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-53,320,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,406,000 | 435 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-54,301,000 | 8,203 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,211,000 | 1,070 |
| Total interest expense | $12,424,000 | 1,002 |
| Net interest income | $14,787,000 | 1,136 |
| Provision for loan and lease losses | $6,199,000 | 562 |
| Total noninterest income | $1,384,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $996,000 | 1,365 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $388,000 | 3,240 |
| Total noninterest expense | $14,249,000 | 1,037 |
| Salaries and employee benefits | $6,238,000 | 1,226 |
| Premises and equipment expense | $4,025,000 | 517 |
| Additional noninterest expense | $3,986,000 | 1,152 |
| Pre-tax net operating income | $-4,277,000 | 8,096 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,560,000 | 8,141 |
| Income before extraordinary items | $-2,717,000 | 7,980 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,717,000 | 7,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,100,000 | 438 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,717,000 | 8,040 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,224,000 | 1,079 |
| Total interest expense | $8,337,000 | 1,043 |
| Net interest income | $9,887,000 | 1,106 |
| Provision for loan and lease losses | $3,999,000 | 506 |
| Total noninterest income | $967,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $685,000 | 1,299 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $282,000 | 3,135 |
| Total noninterest expense | $9,649,000 | 1,020 |
| Salaries and employee benefits | $4,204,000 | 1,225 |
| Premises and equipment expense | $2,693,000 | 513 |
| Additional noninterest expense | $2,752,000 | 1,092 |
| Pre-tax net operating income | $-2,794,000 | 8,224 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,048,000 | 8,274 |
| Income before extraordinary items | $-1,746,000 | 8,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,746,000 | 8,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,467,000 | 669 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,746,000 | 8,175 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,201,000 | 1,103 |
| Total interest expense | $4,392,000 | 1,065 |
| Net interest income | $4,809,000 | 1,140 |
| Provision for loan and lease losses | $-48,000 | 8,425 |
| Total noninterest income | $559,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $343,000 | 1,282 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $216,000 | 2,463 |
| Total noninterest expense | $4,817,000 | 1,013 |
| Salaries and employee benefits | $2,111,000 | 1,227 |
| Premises and equipment expense | $1,357,000 | 510 |
| Additional noninterest expense | $1,349,000 | 1,076 |
| Pre-tax net operating income | $599,000 | 2,703 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $227,000 | 1,803 |
| Income before extraordinary items | $372,000 | 3,344 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $372,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,305,000 | 384 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $372,000 | 3,247 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $38,372,000 | 1,100 |
| Total interest expense | $18,412,000 | 1,061 |
| Net interest income | $19,960,000 | 1,106 |
| Provision for loan and lease losses | $4,520,000 | 444 |
| Total noninterest income | $1,805,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,380,000 | 1,292 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $425,000 | 3,615 |
| Total noninterest expense | $20,237,000 | 927 |
| Salaries and employee benefits | $8,919,000 | 1,128 |
| Premises and equipment expense | $5,530,000 | 483 |
| Additional noninterest expense | $5,788,000 | 975 |
| Pre-tax net operating income | $-2,992,000 | 8,369 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $-1,109,000 | 8,412 |
| Income before extraordinary items | $-1,895,000 | 8,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,895,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,975,000 | 623 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,887,320 | 8,294 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,852,000 | 1,107 |
| Total interest expense | $13,619,000 | 1,073 |
| Net interest income | $15,233,000 | 1,096 |
| Provision for loan and lease losses | $156,000 | 3,418 |
| Total noninterest income | $1,163,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $988,000 | 1,331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,763 |
| Total noninterest expense | $15,030,000 | 925 |
| Salaries and employee benefits | $6,882,000 | 1,091 |
| Premises and equipment expense | $4,005,000 | 495 |
| Additional noninterest expense | $4,143,000 | 1,002 |
| Pre-tax net operating income | $1,210,000 | 3,926 |
| Securities gains (losses) | $-12,000 | 7,827 |
| Applicable income taxes | $467,000 | 2,614 |
| Income before extraordinary items | $731,000 | 4,549 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $731,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,141 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $738,680 | 4,514 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,976,000 | 1,134 |
| Total interest expense | $8,623,000 | 1,143 |
| Net interest income | $10,353,000 | 1,093 |
| Provision for loan and lease losses | $-198,000 | 8,519 |
| Total noninterest income | $682,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $641,000 | 1,377 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $9,766,000 | 964 |
| Salaries and employee benefits | $4,486,000 | 1,138 |
| Premises and equipment expense | $2,553,000 | 531 |
| Additional noninterest expense | $2,727,000 | 1,025 |
| Pre-tax net operating income | $1,467,000 | 2,716 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $562,000 | 1,919 |
| Income before extraordinary items | $904,000 | 3,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $904,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $904,640 | 3,215 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,758,000 | 1,207 |
| Total interest expense | $3,857,000 | 1,285 |
| Net interest income | $4,901,000 | 1,144 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $483,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $296,000 | 1,449 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $187,000 | 2,652 |
| Total noninterest expense | $4,681,000 | 1,001 |
| Salaries and employee benefits | $2,163,000 | 1,187 |
| Premises and equipment expense | $1,203,000 | 567 |
| Additional noninterest expense | $1,315,000 | 1,043 |
| Pre-tax net operating income | $703,000 | 2,794 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $262,000 | 2,026 |
| Income before extraordinary items | $441,000 | 3,283 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $441,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $441,000 | 3,256 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,095,000 | 1,609 |
| Total interest expense | $9,896,000 | 1,692 |
| Net interest income | $15,199,000 | 1,503 |
| Provision for loan and lease losses | $338,000 | 2,580 |
| Total noninterest income | $867,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $640,000 | 2,556 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $227,000 | 4,880 |
| Total noninterest expense | $12,599,000 | 1,419 |
| Salaries and employee benefits | $6,299,000 | 1,561 |
| Premises and equipment expense | $2,999,000 | 842 |
| Additional noninterest expense | $3,301,000 | 1,599 |
| Pre-tax net operating income | $3,129,000 | 2,697 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-1,236,000 | 8,638 |
| Income before extraordinary items | $4,365,000 | 1,653 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,365,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,262 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 544 |
| Net operating income | $4,365,000 | 1,640 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,992,000 | 1,665 |
| Total interest expense | $6,476,000 | 1,867 |
| Net interest income | $11,516,000 | 1,505 |
| Provision for loan and lease losses | $795,000 | 950 |
| Total noninterest income | $649,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $477,000 | 2,580 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,857 |
| Total noninterest expense | $9,129,000 | 1,470 |
| Salaries and employee benefits | $4,595,000 | 1,618 |
| Premises and equipment expense | $2,105,000 | 905 |
| Additional noninterest expense | $2,429,000 | 1,626 |
| Pre-tax net operating income | $2,241,000 | 2,882 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,241,000 | 2,365 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,241,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,217 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,241,000 | 2,355 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,437,000 | 1,713 |
| Total interest expense | $4,025,000 | 1,892 |
| Net interest income | $7,412,000 | 1,553 |
| Provision for loan and lease losses | $569,000 | 884 |
| Total noninterest income | $447,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $327,000 | 2,492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 4,748 |
| Total noninterest expense | $5,876,000 | 1,529 |
| Salaries and employee benefits | $2,965,000 | 1,666 |
| Premises and equipment expense | $1,321,000 | 955 |
| Additional noninterest expense | $1,590,000 | 1,661 |
| Pre-tax net operating income | $1,414,000 | 2,998 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,414,000 | 2,453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,414,000 | 2,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,231 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,414,000 | 2,437 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 1,759 |
| Total interest expense | $1,795,000 | 2,000 |
| Net interest income | $3,650,000 | 1,567 |
| Provision for loan and lease losses | $432,000 | 574 |
| Total noninterest income | $220,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $178,000 | 2,245 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,444 |
| Total noninterest expense | $2,760,000 | 1,633 |
| Salaries and employee benefits | $1,394,000 | 1,760 |
| Premises and equipment expense | $562,000 | 1,138 |
| Additional noninterest expense | $804,000 | 1,620 |
| Pre-tax net operating income | $678,000 | 3,035 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $678,000 | 2,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $678,000 | 2,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $678,000 | 2,490 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,039,000 | 2,074 |
| Total interest expense | $4,728,000 | 2,315 |
| Net interest income | $11,311,000 | 1,969 |
| Provision for loan and lease losses | $475,000 | 1,987 |
| Total noninterest income | $1,002,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $866,000 | 1,976 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $136,000 | 5,892 |
| Total noninterest expense | $8,307,000 | 2,012 |
| Salaries and employee benefits | $4,072,000 | 2,253 |
| Premises and equipment expense | $1,621,000 | 1,505 |
| Additional noninterest expense | $2,614,000 | 1,941 |
| Pre-tax net operating income | $3,531,000 | 2,439 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,539,000 | 1,939 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,539,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,392 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $32,000,000 | 40 |
| Net operating income | $3,531,000 | 1,920 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,216,000 | 2,166 |
| Total interest expense | $3,292,000 | 2,371 |
| Net interest income | $7,924,000 | 2,086 |
| Provision for loan and lease losses | $514,000 | 1,371 |
| Total noninterest income | $800,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $675,000 | 1,904 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,534 |
| Total noninterest expense | $5,872,000 | 2,109 |
| Salaries and employee benefits | $2,841,000 | 2,378 |
| Premises and equipment expense | $1,161,000 | 1,558 |
| Additional noninterest expense | $1,870,000 | 1,985 |
| Pre-tax net operating income | $2,338,000 | 2,710 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,346,000 | 2,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,346,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,879 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $19,000,000 | 59 |
| Net operating income | $2,338,000 | 2,154 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 2,283 |
| Total interest expense | $1,958,000 | 2,460 |
| Net interest income | $4,956,000 | 2,182 |
| Provision for loan and lease losses | $473,000 | 1,025 |
| Total noninterest income | $577,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $472,000 | 1,770 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $105,000 | 5,089 |
| Total noninterest expense | $3,696,000 | 2,224 |
| Salaries and employee benefits | $1,784,000 | 2,500 |
| Premises and equipment expense | $755,000 | 1,596 |
| Additional noninterest expense | $1,157,000 | 2,123 |
| Pre-tax net operating income | $1,364,000 | 2,952 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,372,000 | 2,370 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,372,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,091 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 138 |
| Net operating income | $1,364,000 | 2,361 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 2,406 |
| Total interest expense | $894,000 | 2,551 |
| Net interest income | $2,313,000 | 2,323 |
| Provision for loan and lease losses | $143,000 | 1,532 |
| Total noninterest income | $295,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $238,000 | 1,705 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $1,768,000 | 2,342 |
| Salaries and employee benefits | $872,000 | 2,565 |
| Premises and equipment expense | $368,000 | 1,650 |
| Additional noninterest expense | $528,000 | 2,308 |
| Pre-tax net operating income | $697,000 | 2,873 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $705,000 | 2,314 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $705,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,456 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $4,900,000 | 72 |
| Net operating income | $697,000 | 2,298 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,846,000 | 3,142 |
| Total interest expense | $2,300,000 | 3,256 |
| Net interest income | $6,546,000 | 3,065 |
| Provision for loan and lease losses | $1,207,000 | 880 |
| Total noninterest income | $808,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $764,000 | 2,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,564 |
| Total noninterest expense | $5,979,000 | 2,660 |
| Salaries and employee benefits | $2,714,000 | 3,128 |
| Premises and equipment expense | $1,397,000 | 1,671 |
| Additional noninterest expense | $1,868,000 | 2,572 |
| Pre-tax net operating income | $168,000 | 7,884 |
| Securities gains (losses) | $-33,000 | 8,510 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $135,000 | 7,948 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $135,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $10,750,000 | 91 |
| Net operating income | $168,000 | 7,759 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 3,386 |
| Total interest expense | $1,593,000 | 3,429 |
| Net interest income | $4,411,000 | 3,326 |
| Provision for loan and lease losses | $835,000 | 922 |
| Total noninterest income | $701,000 | 3,731 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $530,000 | 2,376 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $171,000 | 4,827 |
| Total noninterest expense | $4,422,000 | 2,662 |
| Salaries and employee benefits | $1,946,000 | 3,213 |
| Premises and equipment expense | $1,020,000 | 1,705 |
| Additional noninterest expense | $1,456,000 | 2,455 |
| Pre-tax net operating income | $-145,000 | 8,622 |
| Securities gains (losses) | $-33,000 | 8,747 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-178,000 | 8,664 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-178,000 | 8,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,057 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $10,751,000 | 71 |
| Net operating income | $-145,000 | 8,621 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 3,651 |
| Total interest expense | $1,032,000 | 3,520 |
| Net interest income | $2,622,000 | 3,639 |
| Provision for loan and lease losses | $639,000 | 795 |
| Total noninterest income | $461,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $344,000 | 2,431 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 4,844 |
| Total noninterest expense | $2,825,000 | 2,775 |
| Salaries and employee benefits | $1,204,000 | 3,432 |
| Premises and equipment expense | $629,000 | 1,827 |
| Additional noninterest expense | $992,000 | 2,400 |
| Pre-tax net operating income | $-381,000 | 8,847 |
| Securities gains (losses) | $-33,000 | 8,868 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-414,000 | 8,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-414,000 | 8,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 685 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $10,750,000 | 45 |
| Net operating income | $-381,000 | 8,860 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 4,133 |
| Total interest expense | $455,000 | 3,935 |
| Net interest income | $1,115,000 | 4,137 |
| Provision for loan and lease losses | $579,000 | 463 |
| Total noninterest income | $205,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $164,000 | 2,483 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $1,152,000 | 3,335 |
| Salaries and employee benefits | $474,000 | 4,177 |
| Premises and equipment expense | $257,000 | 2,240 |
| Additional noninterest expense | $421,000 | 2,771 |
| Pre-tax net operating income | $-411,000 | 9,016 |
| Securities gains (losses) | $-33,000 | 9,007 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-444,000 | 9,045 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-444,000 | 9,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 391 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $4,850,000 | 56 |
| Net operating income | $-411,000 | 9,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 4,948 |
| Total interest expense | $1,193,000 | 5,583 |
| Net interest income | $3,722,000 | 4,601 |
| Provision for loan and lease losses | $978,000 | 1,216 |
| Total noninterest income | $632,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $515,000 | 3,019 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $117,000 | 6,265 |
| Total noninterest expense | $3,542,000 | 4,073 |
| Salaries and employee benefits | $1,520,000 | 4,803 |
| Premises and equipment expense | $670,000 | 3,208 |
| Additional noninterest expense | $1,352,000 | 3,377 |
| Pre-tax net operating income | $-166,000 | 8,668 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-144,000 | 8,752 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-144,000 | 8,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $988,000 | 940 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,920,000 | 350 |
| Net operating income | $-166,000 | 8,691 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 5,066 |
| Total interest expense | $901,000 | 5,711 |
| Net interest income | $2,721,000 | 4,698 |
| Provision for loan and lease losses | $753,000 | 1,137 |
| Total noninterest income | $473,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $381,000 | 3,061 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,231 |
| Total noninterest expense | $2,529,000 | 4,230 |
| Salaries and employee benefits | $1,132,000 | 4,817 |
| Premises and equipment expense | $508,000 | 3,180 |
| Additional noninterest expense | $889,000 | 3,743 |
| Pre-tax net operating income | $-88,000 | 8,751 |
| Securities gains (losses) | $38,000 | 2,527 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-50,000 | 8,796 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-50,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 831 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,920,000 | 246 |
| Net operating income | $-88,000 | 8,757 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 5,151 |
| Total interest expense | $591,000 | 5,897 |
| Net interest income | $1,794,000 | 4,721 |
| Provision for loan and lease losses | $330,000 | 1,664 |
| Total noninterest income | $288,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $237,000 | 3,198 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $1,631,000 | 4,331 |
| Salaries and employee benefits | $747,000 | 4,852 |
| Premises and equipment expense | $323,000 | 3,294 |
| Additional noninterest expense | $561,000 | 3,898 |
| Pre-tax net operating income | $121,000 | 7,836 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $121,000 | 7,742 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $121,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,002 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,670,000 | 170 |
| Net operating income | $121,000 | 7,562 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 5,159 |
| Total interest expense | $316,000 | 5,776 |
| Net interest income | $883,000 | 4,765 |
| Provision for loan and lease losses | $128,000 | 1,975 |
| Total noninterest income | $132,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 3,304 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $789,000 | 4,406 |
| Salaries and employee benefits | $378,000 | 4,824 |
| Premises and equipment expense | $150,000 | 3,487 |
| Additional noninterest expense | $261,000 | 4,074 |
| Pre-tax net operating income | $98,000 | 7,223 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $98,000 | 6,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 93 |
| Net operating income | $98,000 | 6,777 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,084,000 | 5,837 |
| Total interest expense | $1,063,000 | 6,766 |
| Net interest income | $3,021,000 | 5,260 |
| Provision for loan and lease losses | $233,000 | 4,048 |
| Total noninterest income | $600,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $480,000 | 3,081 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 6,062 |
| Total noninterest expense | $3,686,000 | 3,784 |
| Salaries and employee benefits | $1,825,000 | 4,039 |
| Premises and equipment expense | $683,000 | 3,056 |
| Additional noninterest expense | $1,178,000 | 3,658 |
| Pre-tax net operating income | $-298,000 | 8,888 |
| Securities gains (losses) | $30,000 | 2,835 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-268,000 | 8,946 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-268,000 | 8,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,273,000 | 269 |
| Net operating income | $-298,000 | 8,907 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 7,883 |
| Total interest expense | $690,000 | 8,640 |
| Net interest income | $1,677,000 | 7,016 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $224,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $197,000 | 5,199 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $2,658,000 | 4,754 |
| Salaries and employee benefits | $1,332,000 | 4,943 |
| Premises and equipment expense | $498,000 | 3,877 |
| Additional noninterest expense | $828,000 | 4,678 |
| Pre-tax net operating income | $-757,000 | 9,271 |
| Securities gains (losses) | $-3,000 | 9,140 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-760,000 | 9,334 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-760,000 | 9,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,323 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,147,000 | 292 |
| Net operating income | $-757,000 | 9,300 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 8,467 |
| Total interest expense | $565,000 | 9,125 |
| Net interest income | $1,374,000 | 7,702 |
| Provision for loan and lease losses | $279,000 | 3,019 |
| Total noninterest income | $121,000 | 8,292 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $2,057,000 | 5,571 |
| Salaries and employee benefits | $1,005,000 | 5,891 |
| Premises and equipment expense | $423,000 | 4,328 |
| Additional noninterest expense | $629,000 | 5,599 |
| Pre-tax net operating income | $-841,000 | 9,679 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-841,000 | 9,696 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-841,000 | 9,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,380 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 255 |
| Net operating income | $-841,000 | 9,693 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 9,073 |
| Total interest expense | $529,000 | 9,378 |
| Net interest income | $971,000 | 8,698 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $132,000 | 8,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $1,268,000 | 7,379 |
| Salaries and employee benefits | $554,000 | 8,010 |
| Premises and equipment expense | $319,000 | 5,285 |
| Additional noninterest expense | $395,000 | 7,317 |
| Pre-tax net operating income | $-165,000 | 9,592 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-165,000 | 9,645 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-165,000 | 9,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,827 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 816 |
| Net operating income | $-165,000 | 9,620 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 8,875 |
| Total interest expense | $878,000 | 8,742 |
| Net interest income | $965,000 | 8,874 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $158,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $1,148,000 | 7,685 |
| Salaries and employee benefits | $492,000 | 8,413 |
| Premises and equipment expense | $307,000 | 5,321 |
| Additional noninterest expense | $349,000 | 7,673 |
| Pre-tax net operating income | $-65,000 | 9,889 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-64,000 | 9,919 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-64,000 | 9,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $776,000 | 499 |
| Net operating income | $-65,000 | 9,880 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 9,752 |
| Total interest expense | $553,000 | 9,956 |
| Net interest income | $890,000 | 9,446 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $144,000 | 8,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,650 |
| Total noninterest expense | $1,225,000 | 7,585 |
| Salaries and employee benefits | $464,000 | 8,859 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $438,000 | 7,030 |
| Pre-tax net operating income | $-321,000 | 10,647 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-320,000 | 10,681 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-320,000 | 10,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 746 |
| Net operating income | $-321,000 | 10,662 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 10,241 |
| Total interest expense | $585,000 | 10,319 |
| Net interest income | $822,000 | 10,054 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $87,000 | 10,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $1,126,000 | 8,241 |
| Salaries and employee benefits | $432,000 | 9,376 |
| Premises and equipment expense | $321,000 | 5,318 |
| Additional noninterest expense | $373,000 | 8,133 |
| Pre-tax net operating income | $-225,000 | 11,090 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-231,000 | 11,128 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-231,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 603 |
| Net operating income | $-225,000 | 11,086 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 11,025 |
| Total interest expense | $517,000 | 10,963 |
| Net interest income | $642,000 | 10,998 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $1,055,000 | 8,733 |
| Salaries and employee benefits | $423,000 | 9,757 |
| Premises and equipment expense | $296,000 | 5,689 |
| Additional noninterest expense | $336,000 | 8,844 |
| Pre-tax net operating income | $-344,000 | 11,748 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-344,000 | 11,756 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-344,000 | 11,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $571,000 | 359 |
| Net operating income | $-344,000 | 11,746 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 12,167 |
| Total interest expense | $197,000 | 12,340 |
| Net interest income | $531,000 | 11,906 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $1,057,000 | 9,134 |
| Salaries and employee benefits | $392,000 | 10,355 |
| Premises and equipment expense | $256,000 | 6,422 |
| Additional noninterest expense | $409,000 | 8,739 |
| Pre-tax net operating income | $-425,000 | 12,359 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-422,000 | 12,327 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-422,000 | 12,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 702 |
| Net operating income | $-425,000 | 12,342 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 12,529 |
| Total interest expense | $299,000 | 12,684 |
| Net interest income | $582,000 | 12,286 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,169,000 | 9,016 |
| Salaries and employee benefits | $340,000 | 11,254 |
| Premises and equipment expense | $298,000 | 5,887 |
| Additional noninterest expense | $531,000 | 7,942 |
| Pre-tax net operating income | $-486,000 | 12,849 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-440,000 | 12,876 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-440,000 | 12,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 4,167 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
| Net operating income | $-486,000 | 12,833 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 12,444 |
| Total interest expense | $551,000 | 12,525 |
| Net interest income | $729,000 | 12,190 |
| Provision for loan and lease losses | $231,000 | 4,835 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,365,000 | 8,422 |
| Salaries and employee benefits | $431,000 | 10,506 |
| Premises and equipment expense | $350,000 | 5,369 |
| Additional noninterest expense | $584,000 | 7,654 |
| Pre-tax net operating income | $-705,000 | 13,400 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-668,000 | 13,450 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-668,000 | 13,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 2,250 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-705,000 | 13,378 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.