Home > Sumter National Bank > Income and Expense
Sumter National Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 3,888 |
| Total interest expense | $2,933,000 | 3,573 |
| Net interest income | $3,691,000 | 4,082 |
| Provision for loan and lease losses | $1,125,000 | 674 |
| Total noninterest income | $866,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $713,000 | 1,832 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 5,083 |
| Total noninterest expense | $2,499,000 | 4,542 |
| Salaries and employee benefits | $1,031,000 | 5,449 |
| Premises and equipment expense | $245,000 | 5,541 |
| Additional noninterest expense | $1,223,000 | 3,074 |
| Pre-tax net operating income | $933,000 | 4,872 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $342,000 | 3,403 |
| Income before extraordinary items | $591,000 | 5,394 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $591,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,693,000 | 182 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $591,000 | 5,390 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 3,903 |
| Total interest expense | $1,891,000 | 3,547 |
| Net interest income | $2,439,000 | 4,109 |
| Provision for loan and lease losses | $750,000 | 670 |
| Total noninterest income | $604,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $467,000 | 1,840 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 4,474 |
| Total noninterest expense | $1,687,000 | 4,513 |
| Salaries and employee benefits | $688,000 | 5,482 |
| Premises and equipment expense | $169,000 | 5,442 |
| Additional noninterest expense | $830,000 | 3,036 |
| Pre-tax net operating income | $606,000 | 4,970 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $219,000 | 3,491 |
| Income before extraordinary items | $387,000 | 5,457 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $387,000 | 5,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,248,000 | 198 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $387,000 | 5,456 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 3,880 |
| Total interest expense | $903,000 | 3,532 |
| Net interest income | $1,234,000 | 4,084 |
| Provision for loan and lease losses | $375,000 | 640 |
| Total noninterest income | $318,000 | 2,969 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $227,000 | 1,841 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,897 |
| Total noninterest expense | $850,000 | 4,501 |
| Salaries and employee benefits | $332,000 | 5,624 |
| Premises and equipment expense | $84,000 | 5,502 |
| Additional noninterest expense | $434,000 | 2,899 |
| Pre-tax net operating income | $327,000 | 4,752 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $124,000 | 3,301 |
| Income before extraordinary items | $203,000 | 5,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,166,000 | 197 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $203,000 | 5,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,732,000 | 3,500 |
| Total interest expense | $3,146,000 | 3,202 |
| Net interest income | $5,586,000 | 3,638 |
| Provision for loan and lease losses | $8,300,000 | 164 |
| Total noninterest income | $1,115,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $921,000 | 1,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $194,000 | 5,225 |
| Total noninterest expense | $2,925,000 | 4,846 |
| Salaries and employee benefits | $1,077,000 | 6,145 |
| Premises and equipment expense | $347,000 | 5,316 |
| Additional noninterest expense | $1,501,000 | 3,229 |
| Pre-tax net operating income | $-4,524,000 | 8,819 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-1,544,000 | 8,814 |
| Income before extraordinary items | $-2,980,000 | 8,801 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,980,000 | 8,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,733,000 | 444 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 374 |
| Net operating income | $-2,980,000 | 8,790 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,471,000 | 3,484 |
| Total interest expense | $2,248,000 | 3,190 |
| Net interest income | $4,223,000 | 3,604 |
| Provision for loan and lease losses | $2,470,000 | 316 |
| Total noninterest income | $879,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $727,000 | 1,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 5,165 |
| Total noninterest expense | $2,239,000 | 4,748 |
| Salaries and employee benefits | $896,000 | 5,784 |
| Premises and equipment expense | $259,000 | 5,326 |
| Additional noninterest expense | $1,084,000 | 3,295 |
| Pre-tax net operating income | $393,000 | 6,823 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $141,000 | 4,877 |
| Income before extraordinary items | $252,000 | 7,176 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $252,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $916,000 | 532 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $252,000 | 7,139 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 3,511 |
| Total interest expense | $1,398,000 | 3,227 |
| Net interest income | $2,771,000 | 3,632 |
| Provision for loan and lease losses | $570,000 | 870 |
| Total noninterest income | $547,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $443,000 | 1,894 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $104,000 | 5,107 |
| Total noninterest expense | $1,489,000 | 4,745 |
| Salaries and employee benefits | $597,000 | 5,763 |
| Premises and equipment expense | $171,000 | 5,345 |
| Additional noninterest expense | $721,000 | 3,286 |
| Pre-tax net operating income | $1,259,000 | 3,137 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $459,000 | 2,382 |
| Income before extraordinary items | $800,000 | 3,636 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $800,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 579 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $800,000 | 3,590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 3,544 |
| Total interest expense | $669,000 | 3,233 |
| Net interest income | $1,361,000 | 3,695 |
| Provision for loan and lease losses | $270,000 | 858 |
| Total noninterest income | $262,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $205,000 | 1,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $731,000 | 4,836 |
| Salaries and employee benefits | $295,000 | 5,827 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $353,000 | 3,336 |
| Pre-tax net operating income | $622,000 | 3,146 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $226,000 | 2,405 |
| Income before extraordinary items | $396,000 | 3,649 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $396,000 | 3,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,343 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $396,000 | 3,612 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,309,000 | 3,690 |
| Total interest expense | $2,282,000 | 3,276 |
| Net interest income | $5,027,000 | 3,791 |
| Provision for loan and lease losses | $3,500,000 | 335 |
| Total noninterest income | $999,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $845,000 | 2,037 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $154,000 | 5,630 |
| Total noninterest expense | $2,483,000 | 5,337 |
| Salaries and employee benefits | $929,000 | 6,516 |
| Premises and equipment expense | $353,000 | 5,182 |
| Additional noninterest expense | $1,201,000 | 3,739 |
| Pre-tax net operating income | $43,000 | 8,269 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $22,000 | 6,508 |
| Income before extraordinary items | $21,000 | 8,376 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,000 | 8,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,631,000 | 291 |
| Cash dividends | $539,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 339 |
| Net operating income | $21,000 | 8,343 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 3,744 |
| Total interest expense | $1,648,000 | 3,329 |
| Net interest income | $3,657,000 | 3,868 |
| Provision for loan and lease losses | $1,700,000 | 467 |
| Total noninterest income | $791,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $670,000 | 1,959 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 5,552 |
| Total noninterest expense | $1,915,000 | 5,187 |
| Salaries and employee benefits | $783,000 | 6,089 |
| Premises and equipment expense | $261,000 | 5,203 |
| Additional noninterest expense | $871,000 | 3,829 |
| Pre-tax net operating income | $833,000 | 5,078 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $304,000 | 3,777 |
| Income before extraordinary items | $529,000 | 5,676 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $529,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,966 |
| Cash dividends | $539,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 251 |
| Net operating income | $529,000 | 5,607 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 3,835 |
| Total interest expense | $1,067,000 | 3,403 |
| Net interest income | $2,368,000 | 3,939 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $530,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $448,000 | 1,930 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $1,251,000 | 5,288 |
| Salaries and employee benefits | $505,000 | 6,261 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $574,000 | 3,878 |
| Pre-tax net operating income | $1,447,000 | 2,661 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $521,000 | 2,134 |
| Income before extraordinary items | $926,000 | 3,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $926,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,968 |
| Cash dividends | $359,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 168 |
| Net operating income | $926,000 | 3,042 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,918 |
| Total interest expense | $530,000 | 3,463 |
| Net interest income | $1,142,000 | 4,062 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $274,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $226,000 | 1,866 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $48,000 | 5,207 |
| Total noninterest expense | $628,000 | 5,300 |
| Salaries and employee benefits | $245,000 | 6,405 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $295,000 | 3,787 |
| Pre-tax net operating income | $698,000 | 2,711 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $251,000 | 2,195 |
| Income before extraordinary items | $447,000 | 3,209 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $447,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $179,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 87 |
| Net operating income | $447,000 | 3,101 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,736,000 | 3,943 |
| Total interest expense | $2,415,000 | 3,424 |
| Net interest income | $4,321,000 | 4,130 |
| Provision for loan and lease losses | $410,000 | 2,542 |
| Total noninterest income | $1,075,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $893,000 | 1,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $182,000 | 5,477 |
| Total noninterest expense | $2,742,000 | 4,900 |
| Salaries and employee benefits | $1,244,000 | 5,508 |
| Premises and equipment expense | $351,000 | 5,156 |
| Additional noninterest expense | $1,147,000 | 3,861 |
| Pre-tax net operating income | $2,244,000 | 3,120 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $808,000 | 2,520 |
| Income before extraordinary items | $1,436,000 | 3,660 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,436,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,973 |
| Cash dividends | $112,000 | 5,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,436,000 | 3,507 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 4,006 |
| Total interest expense | $1,847,000 | 3,491 |
| Net interest income | $3,191,000 | 4,195 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $802,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $659,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 5,434 |
| Total noninterest expense | $2,070,000 | 4,868 |
| Salaries and employee benefits | $975,000 | 5,335 |
| Premises and equipment expense | $257,000 | 5,238 |
| Additional noninterest expense | $838,000 | 3,940 |
| Pre-tax net operating income | $1,653,000 | 3,287 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $596,000 | 2,683 |
| Income before extraordinary items | $1,057,000 | 3,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,057,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,268 |
| Cash dividends | $112,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,057,000 | 3,692 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 4,075 |
| Total interest expense | $1,225,000 | 3,602 |
| Net interest income | $2,106,000 | 4,230 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $526,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $417,000 | 2,016 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $109,000 | 5,171 |
| Total noninterest expense | $1,386,000 | 4,847 |
| Salaries and employee benefits | $656,000 | 5,318 |
| Premises and equipment expense | $169,000 | 5,253 |
| Additional noninterest expense | $561,000 | 3,898 |
| Pre-tax net operating income | $1,066,000 | 3,366 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $385,000 | 2,774 |
| Income before extraordinary items | $681,000 | 3,943 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $681,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,623 |
| Cash dividends | $112,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $681,000 | 3,760 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 4,099 |
| Total interest expense | $609,000 | 3,701 |
| Net interest income | $1,057,000 | 4,230 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $256,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $199,000 | 2,027 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $680,000 | 4,895 |
| Salaries and employee benefits | $332,000 | 5,279 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $265,000 | 4,034 |
| Pre-tax net operating income | $543,000 | 3,309 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $194,000 | 2,754 |
| Income before extraordinary items | $349,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $349,000 | 3,629 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,506,000 | 4,300 |
| Total interest expense | $2,536,000 | 4,058 |
| Net interest income | $3,970,000 | 4,372 |
| Provision for loan and lease losses | $430,000 | 2,679 |
| Total noninterest income | $967,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $787,000 | 2,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 5,232 |
| Total noninterest expense | $2,499,000 | 5,094 |
| Salaries and employee benefits | $1,148,000 | 5,642 |
| Premises and equipment expense | $331,000 | 5,261 |
| Additional noninterest expense | $1,020,000 | 4,116 |
| Pre-tax net operating income | $2,008,000 | 3,421 |
| Securities gains (losses) | $11,000 | 3,555 |
| Applicable income taxes | $725,000 | 2,770 |
| Income before extraordinary items | $1,294,000 | 3,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,294,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,213 |
| Cash dividends | $296,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,286,960 | 3,806 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 4,664 |
| Total interest expense | $3,203,000 | 4,490 |
| Net interest income | $3,314,000 | 4,731 |
| Provision for loan and lease losses | $305,000 | 3,160 |
| Total noninterest income | $806,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $683,000 | 2,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $1,981,000 | 5,765 |
| Salaries and employee benefits | $876,000 | 6,471 |
| Premises and equipment expense | $191,000 | 6,909 |
| Additional noninterest expense | $914,000 | 4,354 |
| Pre-tax net operating income | $1,834,000 | 3,383 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $650,000 | 2,817 |
| Income before extraordinary items | $1,184,000 | 3,848 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,184,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,513 |
| Cash dividends | $341,000 | 4,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,184,000 | 3,723 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 5,191 |
| Total interest expense | $2,873,000 | 5,085 |
| Net interest income | $2,945,000 | 5,215 |
| Provision for loan and lease losses | $260,000 | 3,149 |
| Total noninterest income | $570,000 | 4,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,248 |
| Total noninterest expense | $1,866,000 | 5,933 |
| Salaries and employee benefits | $852,000 | 6,494 |
| Premises and equipment expense | $169,000 | 7,263 |
| Additional noninterest expense | $845,000 | 4,551 |
| Pre-tax net operating income | $1,389,000 | 4,299 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $481,000 | 3,576 |
| Income before extraordinary items | $908,000 | 4,656 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $908,000 | 4,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 611 |
| Net operating income | $908,000 | 4,652 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 6,124 |
| Total interest expense | $1,983,000 | 6,034 |
| Net interest income | $2,291,000 | 6,112 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $465,000 | 5,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,819 |
| Total noninterest expense | $1,696,000 | 6,305 |
| Salaries and employee benefits | $775,000 | 6,869 |
| Premises and equipment expense | $149,000 | 7,678 |
| Additional noninterest expense | $772,000 | 4,921 |
| Pre-tax net operating income | $850,000 | 5,753 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $291,000 | 4,883 |
| Income before extraordinary items | $559,000 | 6,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $559,000 | 6,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,984 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $559,000 | 6,082 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 7,441 |
| Total interest expense | $1,439,000 | 7,326 |
| Net interest income | $1,638,000 | 7,395 |
| Provision for loan and lease losses | $162,000 | 3,991 |
| Total noninterest income | $352,000 | 5,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,557,000 | 6,527 |
| Salaries and employee benefits | $684,000 | 7,278 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $723,000 | 5,041 |
| Pre-tax net operating income | $271,000 | 8,557 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $92,000 | 7,652 |
| Income before extraordinary items | $179,000 | 8,770 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $179,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 559 |
| Net operating income | $179,000 | 8,706 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 9,274 |
| Total interest expense | $750,000 | 9,408 |
| Net interest income | $1,051,000 | 9,061 |
| Provision for loan and lease losses | $164,000 | 3,946 |
| Total noninterest income | $202,000 | 7,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $1,354,000 | 7,166 |
| Salaries and employee benefits | $624,000 | 7,762 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $595,000 | 5,843 |
| Pre-tax net operating income | $-265,000 | 10,608 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-102,000 | 10,711 |
| Income before extraordinary items | $-163,000 | 10,578 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-163,000 | 10,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-163,000 | 10,548 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 11,330 |
| Total interest expense | $142,000 | 11,293 |
| Net interest income | $196,000 | 11,337 |
| Provision for loan and lease losses | $97,000 | 5,191 |
| Total noninterest income | $45,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $701,000 | 9,814 |
| Salaries and employee benefits | $362,000 | 9,875 |
| Premises and equipment expense | $65,000 | 10,223 |
| Additional noninterest expense | $274,000 | 9,148 |
| Pre-tax net operating income | $-557,000 | 11,261 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-217,000 | 11,278 |
| Income before extraordinary items | $-340,000 | 11,199 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-340,000 | 11,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 202 |
| Net operating income | $-340,000 | 11,173 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.