Home > Sumter Bank and Trust Company > Income and Expense
Sumter Bank and Trust Company, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,975,000 | 3,048 |
| Total interest expense | $4,387,000 | 3,283 |
| Net interest income | $7,588,000 | 2,841 |
| Provision for loan and lease losses | $701,000 | 3,242 |
| Total noninterest income | $1,675,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,295,000 | 1,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $380,000 | 3,667 |
| Total noninterest expense | $4,603,000 | 3,818 |
| Salaries and employee benefits | $2,420,000 | 3,866 |
| Premises and equipment expense | $439,000 | 4,825 |
| Additional noninterest expense | $1,744,000 | 3,218 |
| Pre-tax net operating income | $3,959,000 | 1,378 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,444,000 | 894 |
| Income before extraordinary items | $2,515,000 | 1,612 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,515,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 3,628 |
| Cash dividends | $3,194,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 1,087 |
| Net operating income | $2,515,000 | 1,717 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 3,072 |
| Total interest expense | $3,407,000 | 3,301 |
| Net interest income | $5,703,000 | 2,862 |
| Provision for loan and lease losses | $-82,000 | 8,324 |
| Total noninterest income | $1,246,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $954,000 | 1,424 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 3,731 |
| Total noninterest expense | $3,420,000 | 3,830 |
| Salaries and employee benefits | $1,801,000 | 3,925 |
| Premises and equipment expense | $334,000 | 4,794 |
| Additional noninterest expense | $1,285,000 | 3,192 |
| Pre-tax net operating income | $3,611,000 | 1,365 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,334,000 | 925 |
| Income before extraordinary items | $2,277,000 | 1,590 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,277,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,194 |
| Cash dividends | $2,388,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 962 |
| Net operating income | $2,277,000 | 1,675 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,056,000 | 3,124 |
| Total interest expense | $2,303,000 | 3,388 |
| Net interest income | $3,753,000 | 2,873 |
| Provision for loan and lease losses | $-175,000 | 8,419 |
| Total noninterest income | $802,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $607,000 | 1,467 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $195,000 | 3,822 |
| Total noninterest expense | $2,246,000 | 3,891 |
| Salaries and employee benefits | $1,180,000 | 4,005 |
| Premises and equipment expense | $217,000 | 4,912 |
| Additional noninterest expense | $849,000 | 3,173 |
| Pre-tax net operating income | $2,484,000 | 1,390 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $921,000 | 998 |
| Income before extraordinary items | $1,563,000 | 1,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,563,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,162 |
| Cash dividends | $1,573,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 833 |
| Net operating income | $1,563,000 | 1,703 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 3,073 |
| Total interest expense | $1,238,000 | 3,383 |
| Net interest income | $1,923,000 | 2,798 |
| Provision for loan and lease losses | $-284,000 | 8,476 |
| Total noninterest income | $403,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $307,000 | 1,426 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $1,150,000 | 3,827 |
| Salaries and employee benefits | $603,000 | 3,965 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $441,000 | 3,031 |
| Pre-tax net operating income | $1,460,000 | 1,299 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $547,000 | 934 |
| Income before extraordinary items | $913,000 | 1,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $913,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,066 |
| Cash dividends | $883,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 708 |
| Net operating income | $913,000 | 1,570 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,135,000 | 2,834 |
| Total interest expense | $5,671,000 | 3,149 |
| Net interest income | $8,464,000 | 2,589 |
| Provision for loan and lease losses | $493,000 | 2,347 |
| Total noninterest income | $1,676,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,214,000 | 1,478 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $462,000 | 3,461 |
| Total noninterest expense | $4,659,000 | 3,653 |
| Salaries and employee benefits | $2,465,000 | 3,763 |
| Premises and equipment expense | $429,000 | 4,815 |
| Additional noninterest expense | $1,765,000 | 2,989 |
| Pre-tax net operating income | $4,988,000 | 1,641 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $1,841,000 | 1,206 |
| Income before extraordinary items | $3,145,000 | 1,965 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,145,000 | 1,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,618 |
| Cash dividends | $3,533,000 | 1,045 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 897 |
| Net operating income | $3,146,280 | 1,949 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,615,000 | 2,842 |
| Total interest expense | $4,266,000 | 3,137 |
| Net interest income | $6,349,000 | 2,608 |
| Provision for loan and lease losses | $519,000 | 1,528 |
| Total noninterest income | $1,286,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $911,000 | 1,447 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $375,000 | 3,323 |
| Total noninterest expense | $3,495,000 | 3,625 |
| Salaries and employee benefits | $1,879,000 | 3,709 |
| Premises and equipment expense | $313,000 | 4,886 |
| Additional noninterest expense | $1,303,000 | 2,972 |
| Pre-tax net operating income | $3,621,000 | 1,808 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $1,351,000 | 1,325 |
| Income before extraordinary items | $2,268,000 | 2,150 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,268,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,185 |
| Cash dividends | $2,560,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 775 |
| Net operating income | $2,269,280 | 2,134 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 2,877 |
| Total interest expense | $2,791,000 | 3,183 |
| Net interest income | $4,221,000 | 2,638 |
| Provision for loan and lease losses | $500,000 | 1,024 |
| Total noninterest income | $871,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $565,000 | 1,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $306,000 | 2,981 |
| Total noninterest expense | $2,333,000 | 3,655 |
| Salaries and employee benefits | $1,265,000 | 3,714 |
| Premises and equipment expense | $207,000 | 4,923 |
| Additional noninterest expense | $861,000 | 2,992 |
| Pre-tax net operating income | $2,259,000 | 1,953 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $842,000 | 1,442 |
| Income before extraordinary items | $1,415,000 | 2,309 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,415,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,240 |
| Cash dividends | $1,487,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 661 |
| Net operating income | $1,416,280 | 2,290 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 2,904 |
| Total interest expense | $1,355,000 | 3,230 |
| Net interest income | $2,086,000 | 2,669 |
| Provision for loan and lease losses | $170,000 | 1,311 |
| Total noninterest income | $343,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $257,000 | 1,673 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $86,000 | 4,061 |
| Total noninterest expense | $1,165,000 | 3,654 |
| Salaries and employee benefits | $625,000 | 3,774 |
| Premises and equipment expense | $103,000 | 4,951 |
| Additional noninterest expense | $437,000 | 2,937 |
| Pre-tax net operating income | $1,094,000 | 2,015 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $408,000 | 1,499 |
| Income before extraordinary items | $686,000 | 2,367 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $686,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,387 |
| Cash dividends | $614,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 462 |
| Net operating income | $686,000 | 2,350 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,196,000 | 2,847 |
| Total interest expense | $4,903,000 | 3,085 |
| Net interest income | $8,293,000 | 2,678 |
| Provision for loan and lease losses | $335,000 | 2,587 |
| Total noninterest income | $1,530,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,280,000 | 1,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $250,000 | 4,648 |
| Total noninterest expense | $4,697,000 | 3,518 |
| Salaries and employee benefits | $2,636,000 | 3,474 |
| Premises and equipment expense | $417,000 | 4,790 |
| Additional noninterest expense | $1,644,000 | 3,059 |
| Pre-tax net operating income | $4,791,000 | 1,967 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,796,000 | 1,447 |
| Income before extraordinary items | $2,995,000 | 2,287 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,995,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,602 |
| Cash dividends | $2,239,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 910 |
| Net operating income | $2,995,000 | 2,265 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,748,000 | 2,864 |
| Total interest expense | $3,576,000 | 3,061 |
| Net interest income | $6,172,000 | 2,718 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,155,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $979,000 | 1,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,806 |
| Total noninterest expense | $3,566,000 | 3,476 |
| Salaries and employee benefits | $2,009,000 | 3,436 |
| Premises and equipment expense | $313,000 | 4,791 |
| Additional noninterest expense | $1,244,000 | 3,025 |
| Pre-tax net operating income | $3,536,000 | 2,042 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,316,000 | 1,536 |
| Income before extraordinary items | $2,220,000 | 2,381 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,220,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,509 |
| Cash dividends | $1,626,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 777 |
| Net operating income | $2,220,000 | 2,373 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,324,000 | 2,893 |
| Total interest expense | $2,302,000 | 3,040 |
| Net interest income | $4,022,000 | 2,777 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $738,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $629,000 | 1,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $2,353,000 | 3,514 |
| Salaries and employee benefits | $1,334,000 | 3,460 |
| Premises and equipment expense | $209,000 | 4,797 |
| Additional noninterest expense | $810,000 | 3,099 |
| Pre-tax net operating income | $2,257,000 | 2,116 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $843,000 | 1,599 |
| Income before extraordinary items | $1,414,000 | 2,453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,414,000 | 2,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,147 |
| Cash dividends | $1,012,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,414,000 | 2,437 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 2,913 |
| Total interest expense | $1,068,000 | 3,088 |
| Net interest income | $1,997,000 | 2,789 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $346,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $273,000 | 1,557 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $1,206,000 | 3,456 |
| Salaries and employee benefits | $666,000 | 3,481 |
| Premises and equipment expense | $101,000 | 4,920 |
| Additional noninterest expense | $439,000 | 2,870 |
| Pre-tax net operating income | $1,062,000 | 2,176 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $399,000 | 1,654 |
| Income before extraordinary items | $663,000 | 2,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $663,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $399,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $663,000 | 2,525 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,924,000 | 2,917 |
| Total interest expense | $3,384,000 | 3,024 |
| Net interest income | $7,540,000 | 2,842 |
| Provision for loan and lease losses | $330,000 | 2,627 |
| Total noninterest income | $1,643,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,251,000 | 1,399 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $392,000 | 3,806 |
| Total noninterest expense | $4,642,000 | 3,439 |
| Salaries and employee benefits | $2,599,000 | 3,372 |
| Premises and equipment expense | $385,000 | 4,977 |
| Additional noninterest expense | $1,658,000 | 2,988 |
| Pre-tax net operating income | $4,211,000 | 2,140 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,583,000 | 1,646 |
| Income before extraordinary items | $2,628,000 | 2,498 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,628,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,401 |
| Cash dividends | $1,496,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,628,000 | 2,465 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,810,000 | 2,995 |
| Total interest expense | $2,295,000 | 3,143 |
| Net interest income | $5,515,000 | 2,900 |
| Provision for loan and lease losses | $250,000 | 2,545 |
| Total noninterest income | $1,190,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $936,000 | 1,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $254,000 | 4,104 |
| Total noninterest expense | $3,422,000 | 3,462 |
| Salaries and employee benefits | $1,905,000 | 3,422 |
| Premises and equipment expense | $279,000 | 5,069 |
| Additional noninterest expense | $1,238,000 | 2,962 |
| Pre-tax net operating income | $3,033,000 | 2,215 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,138,000 | 1,714 |
| Income before extraordinary items | $1,895,000 | 2,581 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,895,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,033 |
| Cash dividends | $1,136,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,895,000 | 2,556 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 3,059 |
| Total interest expense | $1,395,000 | 3,231 |
| Net interest income | $3,567,000 | 2,951 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $763,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $594,000 | 1,425 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $169,000 | 4,061 |
| Total noninterest expense | $2,251,000 | 3,477 |
| Salaries and employee benefits | $1,251,000 | 3,439 |
| Premises and equipment expense | $180,000 | 5,173 |
| Additional noninterest expense | $820,000 | 2,956 |
| Pre-tax net operating income | $1,919,000 | 2,259 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $718,000 | 1,757 |
| Income before extraordinary items | $1,201,000 | 2,650 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,201,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,005 |
| Cash dividends | $677,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,201,000 | 2,611 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 3,123 |
| Total interest expense | $615,000 | 3,447 |
| Net interest income | $1,761,000 | 2,976 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $378,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $293,000 | 1,403 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $1,158,000 | 3,407 |
| Salaries and employee benefits | $652,000 | 3,312 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $415,000 | 2,926 |
| Pre-tax net operating income | $921,000 | 2,309 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $342,000 | 1,804 |
| Income before extraordinary items | $579,000 | 2,689 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $579,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 886 |
| Cash dividends | $218,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $579,000 | 2,643 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,302,000 | 3,018 |
| Total interest expense | $2,085,000 | 3,526 |
| Net interest income | $7,217,000 | 2,807 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $1,968,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,564,000 | 1,139 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $404,000 | 3,701 |
| Total noninterest expense | $4,904,000 | 3,175 |
| Salaries and employee benefits | $2,869,000 | 2,951 |
| Premises and equipment expense | $377,000 | 4,958 |
| Additional noninterest expense | $1,658,000 | 2,877 |
| Pre-tax net operating income | $4,101,000 | 2,023 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,528,000 | 1,579 |
| Income before extraordinary items | $2,573,000 | 2,376 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,573,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,989 |
| Cash dividends | $2,933,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,573,000 | 2,322 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 2,996 |
| Total interest expense | $1,537,000 | 3,538 |
| Net interest income | $5,401,000 | 2,787 |
| Provision for loan and lease losses | $140,000 | 3,657 |
| Total noninterest income | $1,512,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,202,000 | 1,113 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $310,000 | 3,669 |
| Total noninterest expense | $3,725,000 | 3,107 |
| Salaries and employee benefits | $2,171,000 | 2,913 |
| Premises and equipment expense | $277,000 | 5,014 |
| Additional noninterest expense | $1,277,000 | 2,746 |
| Pre-tax net operating income | $3,048,000 | 2,051 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,136,000 | 1,603 |
| Income before extraordinary items | $1,912,000 | 2,415 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,912,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,998 |
| Cash dividends | $2,089,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,912,000 | 2,362 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 3,041 |
| Total interest expense | $1,031,000 | 3,522 |
| Net interest income | $3,484,000 | 2,866 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $1,003,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $792,000 | 1,123 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $211,000 | 3,637 |
| Total noninterest expense | $2,458,000 | 3,158 |
| Salaries and employee benefits | $1,426,000 | 2,967 |
| Premises and equipment expense | $182,000 | 5,083 |
| Additional noninterest expense | $850,000 | 2,769 |
| Pre-tax net operating income | $1,939,000 | 2,093 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $722,000 | 1,667 |
| Income before extraordinary items | $1,217,000 | 2,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,217,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $1,246,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,217,000 | 2,431 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 3,066 |
| Total interest expense | $520,000 | 3,516 |
| Net interest income | $1,731,000 | 2,872 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $507,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $384,000 | 1,117 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $123,000 | 3,300 |
| Total noninterest expense | $1,226,000 | 3,159 |
| Salaries and employee benefits | $715,000 | 2,976 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $422,000 | 2,763 |
| Pre-tax net operating income | $952,000 | 2,096 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $355,000 | 1,708 |
| Income before extraordinary items | $597,000 | 2,507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $597,000 | 2,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $402,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $597,000 | 2,427 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,568,000 | 2,955 |
| Total interest expense | $2,441,000 | 3,397 |
| Net interest income | $7,127,000 | 2,707 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $1,763,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,461,000 | 1,189 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $302,000 | 4,492 |
| Total noninterest expense | $4,731,000 | 3,192 |
| Salaries and employee benefits | $2,687,000 | 3,063 |
| Premises and equipment expense | $338,000 | 5,290 |
| Additional noninterest expense | $1,706,000 | 2,750 |
| Pre-tax net operating income | $3,639,000 | 2,145 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $1,359,000 | 1,765 |
| Income before extraordinary items | $2,294,000 | 2,565 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,294,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $773,000 | 1,128 |
| Cash dividends | $1,608,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,285,040 | 2,454 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 2,967 |
| Total interest expense | $1,906,000 | 3,401 |
| Net interest income | $5,342,000 | 2,726 |
| Provision for loan and lease losses | $370,000 | 2,151 |
| Total noninterest income | $1,263,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,052,000 | 1,250 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 4,688 |
| Total noninterest expense | $3,576,000 | 3,172 |
| Salaries and employee benefits | $2,014,000 | 3,073 |
| Premises and equipment expense | $250,000 | 5,331 |
| Additional noninterest expense | $1,312,000 | 2,683 |
| Pre-tax net operating income | $2,659,000 | 2,257 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $993,000 | 1,866 |
| Income before extraordinary items | $1,680,000 | 2,713 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,680,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 977 |
| Cash dividends | $1,324,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,671,040 | 2,579 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 2,953 |
| Total interest expense | $1,325,000 | 3,390 |
| Net interest income | $3,572,000 | 2,719 |
| Provision for loan and lease losses | $280,000 | 1,947 |
| Total noninterest income | $831,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $675,000 | 1,277 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $156,000 | 4,509 |
| Total noninterest expense | $2,375,000 | 3,192 |
| Salaries and employee benefits | $1,343,000 | 3,070 |
| Premises and equipment expense | $165,000 | 5,334 |
| Additional noninterest expense | $867,000 | 2,692 |
| Pre-tax net operating income | $1,748,000 | 2,295 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $647,000 | 1,939 |
| Income before extraordinary items | $1,101,000 | 2,763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,101,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 753 |
| Cash dividends | $1,041,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,101,000 | 2,609 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 2,927 |
| Total interest expense | $691,000 | 3,355 |
| Net interest income | $1,800,000 | 2,683 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $414,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $326,000 | 1,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $1,216,000 | 3,096 |
| Salaries and employee benefits | $679,000 | 3,026 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $459,000 | 2,524 |
| Pre-tax net operating income | $948,000 | 2,139 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $352,000 | 1,810 |
| Income before extraordinary items | $596,000 | 2,561 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $596,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 931 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $596,000 | 2,422 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,714,000 | 2,834 |
| Total interest expense | $3,186,000 | 3,364 |
| Net interest income | $7,528,000 | 2,541 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $1,809,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,365,000 | 1,180 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $444,000 | 3,503 |
| Total noninterest expense | $4,737,000 | 3,065 |
| Salaries and employee benefits | $2,614,000 | 3,004 |
| Premises and equipment expense | $389,000 | 4,747 |
| Additional noninterest expense | $1,734,000 | 2,624 |
| Pre-tax net operating income | $4,350,000 | 1,857 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $1,633,000 | 1,535 |
| Income before extraordinary items | $2,783,000 | 2,147 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,783,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,373 |
| Cash dividends | $3,048,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,740,760 | 2,104 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,622,000 | 2,507 |
| Total interest expense | $5,709,000 | 2,790 |
| Net interest income | $7,913,000 | 2,268 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $1,648,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,343,000 | 1,103 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $305,000 | 4,084 |
| Total noninterest expense | $4,764,000 | 2,943 |
| Salaries and employee benefits | $2,777,000 | 2,685 |
| Premises and equipment expense | $393,000 | 4,650 |
| Additional noninterest expense | $1,594,000 | 2,727 |
| Pre-tax net operating income | $4,767,000 | 1,503 |
| Securities gains (losses) | $54,000 | 2,273 |
| Applicable income taxes | $1,784,000 | 1,295 |
| Income before extraordinary items | $3,037,000 | 1,733 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,037,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-345,000 | 9,580 |
| Cash dividends | $3,959,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 600 |
| Net operating income | $3,002,440 | 1,681 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,651,000 | 2,555 |
| Total interest expense | $6,069,000 | 2,763 |
| Net interest income | $7,582,000 | 2,347 |
| Provision for loan and lease losses | $252,000 | 3,211 |
| Total noninterest income | $1,540,000 | 2,300 |
| Gross Fiduciary activities income | $40,000 | 1,080 |
| Service charges on deposit accounts | $1,213,000 | 1,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $287,000 | 4,021 |
| Total noninterest expense | $4,640,000 | 2,912 |
| Salaries and employee benefits | $2,566,000 | 2,769 |
| Premises and equipment expense | $424,000 | 4,319 |
| Additional noninterest expense | $1,650,000 | 2,572 |
| Pre-tax net operating income | $4,230,000 | 1,734 |
| Securities gains (losses) | $62,000 | 671 |
| Applicable income taxes | $1,553,000 | 1,464 |
| Income before extraordinary items | $2,739,000 | 1,898 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,739,000 | 1,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,736 |
| Cash dividends | $3,131,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,699,320 | 1,935 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,841,000 | 2,551 |
| Total interest expense | $5,124,000 | 2,849 |
| Net interest income | $7,717,000 | 2,285 |
| Provision for loan and lease losses | $1,710,000 | 637 |
| Total noninterest income | $1,603,000 | 2,195 |
| Gross Fiduciary activities income | $78,000 | 1,032 |
| Service charges on deposit accounts | $1,199,000 | 1,117 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $326,000 | 3,831 |
| Total noninterest expense | $4,778,000 | 2,829 |
| Salaries and employee benefits | $2,564,000 | 2,740 |
| Premises and equipment expense | $475,000 | 3,951 |
| Additional noninterest expense | $1,739,000 | 2,492 |
| Pre-tax net operating income | $2,832,000 | 2,529 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $989,000 | 2,237 |
| Income before extraordinary items | $1,843,000 | 2,759 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,843,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,628,000 | 514 |
| Cash dividends | $3,301,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,843,000 | 2,729 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,839,000 | 2,354 |
| Total interest expense | $5,786,000 | 2,620 |
| Net interest income | $8,053,000 | 2,117 |
| Provision for loan and lease losses | $585,000 | 1,532 |
| Total noninterest income | $1,653,000 | 2,111 |
| Gross Fiduciary activities income | $67,000 | 1,068 |
| Service charges on deposit accounts | $1,163,000 | 1,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $423,000 | 3,312 |
| Total noninterest expense | $4,890,000 | 2,680 |
| Salaries and employee benefits | $2,701,000 | 2,498 |
| Premises and equipment expense | $529,000 | 3,533 |
| Additional noninterest expense | $1,660,000 | 2,515 |
| Pre-tax net operating income | $4,231,000 | 1,735 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,523,000 | 1,599 |
| Income before extraordinary items | $2,708,000 | 1,929 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,708,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,050 |
| Cash dividends | $3,514,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,708,000 | 1,854 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,835,000 | 2,364 |
| Total interest expense | $5,792,000 | 2,580 |
| Net interest income | $8,043,000 | 2,185 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $1,622,000 | 2,071 |
| Gross Fiduciary activities income | $47,000 | 1,181 |
| Service charges on deposit accounts | $1,246,000 | 1,007 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $329,000 | 3,726 |
| Total noninterest expense | $5,475,000 | 2,360 |
| Salaries and employee benefits | $2,723,000 | 2,441 |
| Premises and equipment expense | $571,000 | 3,299 |
| Additional noninterest expense | $2,181,000 | 1,947 |
| Pre-tax net operating income | $4,055,000 | 1,867 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,494,000 | 1,709 |
| Income before extraordinary items | $2,561,000 | 2,064 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,561,000 | 2,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,490 |
| Cash dividends | $2,185,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,561,000 | 2,012 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,409,000 | 2,487 |
| Total interest expense | $5,582,000 | 2,711 |
| Net interest income | $7,827,000 | 2,303 |
| Provision for loan and lease losses | $475,000 | 1,811 |
| Total noninterest income | $1,559,000 | 2,234 |
| Gross Fiduciary activities income | $49,000 | 1,238 |
| Service charges on deposit accounts | $1,174,000 | 1,121 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $336,000 | 3,802 |
| Total noninterest expense | $5,256,000 | 2,589 |
| Salaries and employee benefits | $2,631,000 | 2,536 |
| Premises and equipment expense | $568,000 | 3,381 |
| Additional noninterest expense | $2,057,000 | 2,393 |
| Pre-tax net operating income | $3,655,000 | 1,981 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,343,000 | 1,781 |
| Income before extraordinary items | $2,312,000 | 2,143 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,312,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,338 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,312,000 | 2,097 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,214,000 | 2,532 |
| Total interest expense | $5,696,000 | 2,703 |
| Net interest income | $7,518,000 | 2,392 |
| Provision for loan and lease losses | $2,309,000 | 530 |
| Total noninterest income | $1,525,000 | 2,258 |
| Gross Fiduciary activities income | $80,000 | 1,208 |
| Service charges on deposit accounts | $1,150,000 | 1,157 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $295,000 | 4,038 |
| Total noninterest expense | $6,045,000 | 2,256 |
| Salaries and employee benefits | $2,390,000 | 2,796 |
| Premises and equipment expense | $550,000 | 3,467 |
| Additional noninterest expense | $3,105,000 | 1,653 |
| Pre-tax net operating income | $689,000 | 7,382 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $184,000 | 7,711 |
| Income before extraordinary items | $507,000 | 7,201 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $507,000 | 7,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,795,000 | 612 |
| Cash dividends | $9,000 | 8,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $505,540 | 7,184 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,460,000 | 2,432 |
| Total interest expense | $4,627,000 | 2,642 |
| Net interest income | $7,833,000 | 2,296 |
| Provision for loan and lease losses | $4,084,000 | 332 |
| Total noninterest income | $1,432,000 | 2,391 |
| Gross Fiduciary activities income | $101,000 | 1,181 |
| Service charges on deposit accounts | $1,059,000 | 1,260 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $272,000 | 4,365 |
| Total noninterest expense | $6,012,000 | 2,337 |
| Salaries and employee benefits | $2,411,000 | 2,750 |
| Premises and equipment expense | $558,000 | 3,474 |
| Additional noninterest expense | $3,043,000 | 1,782 |
| Pre-tax net operating income | $-831,000 | 12,435 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $-452,000 | 12,476 |
| Income before extraordinary items | $-371,000 | 12,305 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-371,000 | 12,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,755,000 | 274 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-376,120 | 12,320 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,565,000 | 2,451 |
| Total interest expense | $4,825,000 | 2,659 |
| Net interest income | $7,740,000 | 2,315 |
| Provision for loan and lease losses | $2,396,000 | 720 |
| Total noninterest income | $1,760,000 | 2,154 |
| Gross Fiduciary activities income | $149,000 | 1,126 |
| Service charges on deposit accounts | $1,255,000 | 1,064 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $356,000 | 4,074 |
| Total noninterest expense | $5,681,000 | 2,523 |
| Salaries and employee benefits | $2,472,000 | 2,676 |
| Premises and equipment expense | $510,000 | 3,800 |
| Additional noninterest expense | $2,699,000 | 2,077 |
| Pre-tax net operating income | $1,423,000 | 4,532 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $463,000 | 4,471 |
| Income before extraordinary items | $960,000 | 4,835 |
| Extraordinary gains, net | $-38,000 | 12,632 |
| Net income | $922,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,140,000 | 1,054 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $960,000 | 4,602 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,607,000 | 2,592 |
| Total interest expense | $6,346,000 | 2,654 |
| Net interest income | $7,261,000 | 2,505 |
| Provision for loan and lease losses | $2,851,000 | 873 |
| Total noninterest income | $1,497,000 | 2,394 |
| Gross Fiduciary activities income | $92,000 | 1,267 |
| Service charges on deposit accounts | $1,103,000 | 1,203 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $302,000 | 4,408 |
| Total noninterest expense | $4,919,000 | 2,905 |
| Salaries and employee benefits | $2,060,000 | 3,141 |
| Premises and equipment expense | $434,000 | 4,484 |
| Additional noninterest expense | $2,425,000 | 2,382 |
| Pre-tax net operating income | $988,000 | 5,680 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $313,000 | 5,758 |
| Income before extraordinary items | $675,000 | 6,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $675,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,276,000 | 886 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $675,000 | 5,728 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.