Home > Sumter Bank and Trust Company > Assets and Liabilities
Sumter Bank and Trust Company, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 44 | 3,617 |
| Assets and Liabilities | ||
| Total Assets: | $208,980,000 | 3,130 |
| Cash and due from depository institutions | $3,534,000 | 3,617 |
| Interest-bearing balances | $47,000 | 6,197 |
| Securities | $42,140,000 | 2,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $158,341,000 | 2,854 |
| Loan loss allowance | $2,484,000 | 2,457 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,229,000 | 4,328 |
| Other real estate owned | $143,000 | 3,617 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,593,000 | 4,624 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $208,980,000 | 3,130 |
| Total liabilities | $192,949,000 | 3,058 |
| Total deposits | $184,026,000 | 2,867 |
| Interest-bearing deposits | $160,263,000 | 2,837 |
| Deposits held in domestic offices | $184,026,000 | 2,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,280,000 | 1,427 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,643,000 | 2,652 |
| Total equity capital | $16,031,000 | 3,936 |
| Total bank equity capital | $16,031,000 | 3,936 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $800,000 | 3,280 |
| Surplus | $9,301,000 | 2,803 |
| Undivided profits | $5,930,000 | 4,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 5,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,988,000 | 1,875 |
| Earning assets | $200,528,000 | 2,997 |
| Long-term assets (5+ years) | $36,629,000 | 2,851 |
| Average Assets, year-to-date | $206,223,800 | 3,051 |
| Average Assets, quarterly | $210,037,500 | 3,091 |
| Volatile liabilities | $64,722,000 | 2,211 |
| Insider loans | $9,768,000 | 780 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $29,053,000 | 2,397 |
| Tier 1 (core) risk-based capital | $14,852,000 | 4,045 |
| Tier 2 risk-based capital | $2,082,000 | 2,524 |
| Total risk weighted assets | $166,147,000 | 2,867 |
| Total unused commitments | $29,053,000 | 2,398 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 44 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $211,095,000 | 3,075 |
| Cash and due from depository institutions | $2,661,000 | 3,648 |
| Interest-bearing balances | $47,000 | 5,745 |
| Securities | $47,437,000 | 2,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $155,246,000 | 2,901 |
| Loan loss allowance | $2,027,000 | 2,689 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,270,000 | 4,298 |
| Other real estate owned | $0 | 3,648 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,481,000 | 3,987 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $211,095,000 | 3,075 |
| Total liabilities | $195,307,000 | 2,988 |
| Total deposits | $176,598,000 | 2,964 |
| Interest-bearing deposits | $165,981,000 | 2,719 |
| Deposits held in domestic offices | $176,598,000 | 2,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,909,000 | 943 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,800,000 | 2,536 |
| Total equity capital | $15,788,000 | 4,008 |
| Total bank equity capital | $15,788,000 | 4,008 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $800,000 | 3,313 |
| Surplus | $9,286,000 | 2,795 |
| Undivided profits | $5,702,000 | 4,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,500,000 | 1,549 |
| Earning assets | $202,730,000 | 2,945 |
| Long-term assets (5+ years) | $33,721,000 | 2,959 |
| Average Assets, year-to-date | $205,534,750 | 3,063 |
| Average Assets, quarterly | $209,638,500 | 3,072 |
| Volatile liabilities | $67,721,000 | 2,072 |
| Insider loans | $12,370,000 | 592 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $30,314,000 | 2,420 |
| Tier 1 (core) risk-based capital | $15,406,000 | 3,993 |
| Tier 2 risk-based capital | $2,027,000 | 2,506 |
| Total risk weighted assets | $166,876,000 | 2,873 |
| Total unused commitments | $30,314,000 | 2,422 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 46 | 3,572 |
| Assets and Liabilities | ||
| Total Assets: | $208,182,000 | 3,095 |
| Cash and due from depository institutions | $4,032,000 | 3,572 |
| Interest-bearing balances | $42,000 | 5,771 |
| Securities | $49,948,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $148,553,000 | 2,996 |
| Loan loss allowance | $1,919,000 | 2,744 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,292,000 | 4,288 |
| Other real estate owned | $21,000 | 3,572 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,336,000 | 4,050 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $208,182,000 | 3,095 |
| Total liabilities | $192,272,000 | 3,018 |
| Total deposits | $173,782,000 | 2,996 |
| Interest-bearing deposits | $160,882,000 | 2,799 |
| Deposits held in domestic offices | $173,782,000 | 2,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,721,000 | 1,005 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,769,000 | 2,541 |
| Total equity capital | $15,910,000 | 3,997 |
| Total bank equity capital | $15,910,000 | 3,997 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $800,000 | 3,340 |
| Surplus | $9,277,000 | 2,789 |
| Undivided profits | $5,833,000 | 4,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 5,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,336,000 | 1,600 |
| Earning assets | $198,543,000 | 2,975 |
| Long-term assets (5+ years) | $35,533,000 | 2,865 |
| Average Assets, year-to-date | $203,681,330 | 3,095 |
| Average Assets, quarterly | $203,052,500 | 3,139 |
| Volatile liabilities | $65,248,000 | 2,135 |
| Insider loans | $12,851,000 | 563 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $33,119,000 | 2,375 |
| Tier 1 (core) risk-based capital | $15,498,000 | 3,996 |
| Tier 2 risk-based capital | $1,919,000 | 2,564 |
| Total risk weighted assets | $161,401,000 | 2,939 |
| Total unused commitments | $33,119,000 | 2,377 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 47 | 3,517 |
| Assets and Liabilities | ||
| Total Assets: | $197,923,000 | 3,226 |
| Cash and due from depository institutions | $2,472,000 | 3,517 |
| Interest-bearing balances | $40,000 | 5,761 |
| Securities | $46,181,000 | 2,462 |
| Federal funds sold & reverse repurchase agreements | $1,995,000 | 4,968 |
| Net loans & leases | $141,737,000 | 3,069 |
| Loan loss allowance | $1,794,000 | 2,821 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,324,000 | 4,249 |
| Other real estate owned | $25,000 | 3,517 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,189,000 | 4,067 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $197,923,000 | 3,226 |
| Total liabilities | $181,401,000 | 3,141 |
| Total deposits | $174,712,000 | 2,962 |
| Interest-bearing deposits | $162,056,000 | 2,767 |
| Deposits held in domestic offices | $174,712,000 | 2,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,198,000 | 1,786 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,491,000 | 2,072 |
| Total equity capital | $16,522,000 | 3,952 |
| Total bank equity capital | $16,522,000 | 3,952 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $800,000 | 3,353 |
| Surplus | $9,258,000 | 2,770 |
| Undivided profits | $6,464,000 | 4,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 5,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,505,000 | 1,526 |
| Earning assets | $189,953,000 | 3,098 |
| Long-term assets (5+ years) | $29,072,000 | 3,154 |
| Average Assets, year-to-date | $201,431,000 | 3,126 |
| Average Assets, quarterly | $201,431,000 | 3,126 |
| Volatile liabilities | $53,303,000 | 2,497 |
| Insider loans | $12,747,000 | 560 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $34,623,000 | 2,325 |
| Tier 1 (core) risk-based capital | $15,520,000 | 3,985 |
| Tier 2 risk-based capital | $1,794,000 | 2,664 |
| Total risk weighted assets | $153,797,000 | 3,004 |
| Total unused commitments | $34,623,000 | 2,327 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 47 | 3,521 |
| Assets and Liabilities | ||
| Total Assets: | $204,939,000 | 3,064 |
| Cash and due from depository institutions | $5,364,000 | 3,521 |
| Interest-bearing balances | $225,000 | 3,880 |
| Securities | $45,707,000 | 2,479 |
| Federal funds sold & reverse repurchase agreements | $6,056,000 | 2,180 |
| Net loans & leases | $141,860,000 | 3,045 |
| Loan loss allowance | $2,063,000 | 2,494 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,363,000 | 4,221 |
| Other real estate owned | $26,000 | 3,521 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,563,000 | 3,818 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $204,939,000 | 3,064 |
| Total liabilities | $189,062,000 | 2,972 |
| Total deposits | $180,404,000 | 2,830 |
| Interest-bearing deposits | $167,087,000 | 2,658 |
| Deposits held in domestic offices | $180,404,000 | 2,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,570,000 | 1,572 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,088,000 | 2,381 |
| Total equity capital | $15,877,000 | 4,014 |
| Total bank equity capital | $15,877,000 | 4,014 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $800,000 | 3,361 |
| Surplus | $9,239,000 | 2,743 |
| Undivided profits | $5,838,000 | 4,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,633,000 | 1,562 |
| Earning assets | $193,848,000 | 2,979 |
| Long-term assets (5+ years) | $20,988,000 | 3,554 |
| Average Assets, year-to-date | $200,200,400 | 3,022 |
| Average Assets, quarterly | $203,694,000 | 3,054 |
| Volatile liabilities | $56,021,000 | 2,375 |
| Insider loans | $13,192,000 | 528 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $32,337,000 | 2,459 |
| Tier 1 (core) risk-based capital | $15,470,000 | 3,974 |
| Tier 2 risk-based capital | $1,925,000 | 2,485 |
| Total risk weighted assets | $153,860,000 | 2,990 |
| Total unused commitments | $32,337,000 | 2,461 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 48 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $202,449,000 | 3,065 |
| Cash and due from depository institutions | $4,230,000 | 3,455 |
| Interest-bearing balances | $14,000 | 6,066 |
| Securities | $43,547,000 | 2,582 |
| Federal funds sold & reverse repurchase agreements | $1,488,000 | 4,560 |
| Net loans & leases | $146,691,000 | 2,904 |
| Loan loss allowance | $2,156,000 | 2,356 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,308,000 | 4,252 |
| Other real estate owned | $3,000 | 3,455 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,182,000 | 3,467 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $202,449,000 | 3,065 |
| Total liabilities | $186,784,000 | 2,964 |
| Total deposits | $173,540,000 | 2,903 |
| Interest-bearing deposits | $157,338,000 | 2,770 |
| Deposits held in domestic offices | $173,540,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,255,000 | 1,562 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,448 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,989,000 | 2,491 |
| Total equity capital | $15,665,000 | 4,028 |
| Total bank equity capital | $15,665,000 | 4,028 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $800,000 | 3,346 |
| Surplus | $9,220,000 | 2,691 |
| Undivided profits | $5,645,000 | 4,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,773,000 | 1,592 |
| Earning assets | $191,740,000 | 2,970 |
| Long-term assets (5+ years) | $18,673,000 | 3,673 |
| Average Assets, year-to-date | $199,015,750 | 3,028 |
| Average Assets, quarterly | $199,970,000 | 3,066 |
| Volatile liabilities | $53,520,000 | 2,416 |
| Insider loans | $12,252,000 | 581 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $27,787,000 | 2,758 |
| Tier 1 (core) risk-based capital | $15,546,000 | 3,960 |
| Tier 2 risk-based capital | $1,930,000 | 2,457 |
| Total risk weighted assets | $154,148,000 | 2,936 |
| Total unused commitments | $27,787,000 | 2,758 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $197,491,000 | 3,126 |
| Cash and due from depository institutions | $4,167,000 | 3,488 |
| Interest-bearing balances | $49,000 | 5,404 |
| Securities | $41,960,000 | 2,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $144,741,000 | 2,928 |
| Loan loss allowance | $2,219,000 | 2,299 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,335,000 | 4,208 |
| Other real estate owned | $146,000 | 3,488 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,142,000 | 3,457 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $197,491,000 | 3,126 |
| Total liabilities | $182,070,000 | 3,042 |
| Total deposits | $169,032,000 | 2,999 |
| Interest-bearing deposits | $148,366,000 | 2,928 |
| Deposits held in domestic offices | $169,032,000 | 2,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,200,000 | 1,506 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,838,000 | 2,513 |
| Total equity capital | $15,421,000 | 4,019 |
| Total bank equity capital | $15,421,000 | 4,019 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $800,000 | 3,356 |
| Surplus | $7,280,000 | 3,173 |
| Undivided profits | $7,341,000 | 3,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 4,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,467,000 | 1,680 |
| Earning assets | $186,750,000 | 3,038 |
| Long-term assets (5+ years) | $16,842,000 | 3,814 |
| Average Assets, year-to-date | $197,871,330 | 3,076 |
| Average Assets, quarterly | $198,312,500 | 3,087 |
| Volatile liabilities | $51,739,000 | 2,449 |
| Insider loans | $12,739,000 | 555 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $28,916,000 | 2,708 |
| Tier 1 (core) risk-based capital | $15,747,000 | 3,895 |
| Tier 2 risk-based capital | $1,910,000 | 2,474 |
| Total risk weighted assets | $152,474,000 | 2,951 |
| Total unused commitments | $28,916,000 | 2,709 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 47 | 3,538 |
| Assets and Liabilities | ||
| Total Assets: | $199,134,000 | 3,098 |
| Cash and due from depository institutions | $4,122,000 | 3,538 |
| Interest-bearing balances | $84,000 | 5,035 |
| Securities | $44,699,000 | 2,529 |
| Federal funds sold & reverse repurchase agreements | $368,000 | 6,418 |
| Net loans & leases | $143,184,000 | 2,939 |
| Loan loss allowance | $1,899,000 | 2,614 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,362,000 | 4,142 |
| Other real estate owned | $447,000 | 3,538 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,952,000 | 3,490 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $199,134,000 | 3,098 |
| Total liabilities | $183,308,000 | 3,021 |
| Total deposits | $172,169,000 | 2,942 |
| Interest-bearing deposits | $146,787,000 | 2,945 |
| Deposits held in domestic offices | $172,169,000 | 2,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,971,000 | 1,699 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,000,000 | 3,286 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,168,000 | 2,269 |
| Total equity capital | $15,826,000 | 3,934 |
| Total bank equity capital | $15,826,000 | 3,934 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $800,000 | 3,353 |
| Surplus | $7,261,000 | 3,127 |
| Undivided profits | $7,765,000 | 3,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 4,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,373,000 | 1,677 |
| Earning assets | $188,335,000 | 3,014 |
| Long-term assets (5+ years) | $16,120,000 | 3,846 |
| Average Assets, year-to-date | $198,061,500 | 3,082 |
| Average Assets, quarterly | $198,061,500 | 3,082 |
| Volatile liabilities | $48,603,000 | 2,536 |
| Insider loans | $13,263,000 | 501 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $46,087,000 | 1,932 |
| Tier 1 (core) risk-based capital | $15,873,000 | 3,823 |
| Tier 2 risk-based capital | $1,883,000 | 2,501 |
| Total risk weighted assets | $151,254,000 | 2,937 |
| Total unused commitments | $46,087,000 | 1,933 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $196,989,000 | 3,100 |
| Cash and due from depository institutions | $5,469,000 | 3,491 |
| Interest-bearing balances | $63,000 | 5,247 |
| Securities | $42,642,000 | 2,664 |
| Federal funds sold & reverse repurchase agreements | $4,245,000 | 3,165 |
| Net loans & leases | $137,717,000 | 3,011 |
| Loan loss allowance | $1,805,000 | 2,700 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,390,000 | 4,087 |
| Other real estate owned | $440,000 | 3,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,086,000 | 3,453 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $196,989,000 | 3,100 |
| Total liabilities | $181,413,000 | 3,042 |
| Total deposits | $169,693,000 | 2,963 |
| Interest-bearing deposits | $139,846,000 | 3,024 |
| Deposits held in domestic offices | $169,693,000 | 2,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,599,000 | 1,675 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,121,000 | 2,281 |
| Total equity capital | $15,576,000 | 3,923 |
| Total bank equity capital | $15,576,000 | 3,923 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $800,000 | 3,354 |
| Surplus | $7,205,000 | 3,091 |
| Undivided profits | $7,571,000 | 3,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,535,000 | 1,607 |
| Earning assets | $184,667,000 | 3,045 |
| Long-term assets (5+ years) | $13,710,000 | 4,113 |
| Average Assets, year-to-date | $197,660,000 | 2,984 |
| Average Assets, quarterly | $196,797,000 | 3,077 |
| Volatile liabilities | $53,902,000 | 2,500 |
| Insider loans | $10,732,000 | 640 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $56,546,000 | 1,663 |
| Tier 1 (core) risk-based capital | $15,744,000 | 3,790 |
| Tier 2 risk-based capital | $1,805,000 | 2,580 |
| Total risk weighted assets | $153,898,000 | 2,856 |
| Total unused commitments | $56,546,000 | 1,664 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 48 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $196,605,000 | 3,074 |
| Cash and due from depository institutions | $4,739,000 | 3,508 |
| Interest-bearing balances | $97,000 | 4,935 |
| Securities | $39,380,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $9,079,000 | 1,543 |
| Net loans & leases | $136,411,000 | 3,018 |
| Loan loss allowance | $1,809,000 | 2,694 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,431,000 | 4,006 |
| Other real estate owned | $440,000 | 3,508 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,125,000 | 3,441 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $196,605,000 | 3,074 |
| Total liabilities | $181,255,000 | 3,008 |
| Total deposits | $168,372,000 | 2,949 |
| Interest-bearing deposits | $136,216,000 | 3,055 |
| Deposits held in domestic offices | $168,372,000 | 2,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,647,000 | 1,608 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,572 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,236,000 | 2,145 |
| Total equity capital | $15,350,000 | 3,947 |
| Total bank equity capital | $15,350,000 | 3,947 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $800,000 | 3,374 |
| Surplus | $7,178,000 | 3,071 |
| Undivided profits | $7,372,000 | 3,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 6,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,508,000 | 1,612 |
| Earning assets | $184,967,000 | 3,015 |
| Long-term assets (5+ years) | $8,248,000 | 4,983 |
| Average Assets, year-to-date | $197,827,750 | 2,993 |
| Average Assets, quarterly | $195,593,000 | 3,070 |
| Volatile liabilities | $47,266,000 | 2,743 |
| Insider loans | $10,508,000 | 638 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $46,958,000 | 1,946 |
| Tier 1 (core) risk-based capital | $15,560,000 | 3,813 |
| Tier 2 risk-based capital | $1,809,000 | 2,573 |
| Total risk weighted assets | $154,511,000 | 2,836 |
| Total unused commitments | $46,958,000 | 1,946 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $194,581,000 | 3,089 |
| Cash and due from depository institutions | $10,054,000 | 3,250 |
| Interest-bearing balances | $5,131,000 | 971 |
| Securities | $40,115,000 | 2,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $137,407,000 | 2,951 |
| Loan loss allowance | $1,749,000 | 2,744 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,463,000 | 3,955 |
| Other real estate owned | $441,000 | 3,250 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,101,000 | 3,425 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $194,581,000 | 3,089 |
| Total liabilities | $179,830,000 | 3,010 |
| Total deposits | $162,683,000 | 3,012 |
| Interest-bearing deposits | $134,982,000 | 3,045 |
| Deposits held in domestic offices | $162,683,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,176,000 | 1,194 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,971,000 | 2,174 |
| Total equity capital | $14,751,000 | 3,942 |
| Total bank equity capital | $14,751,000 | 3,942 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $800,000 | 3,368 |
| Surplus | $7,166,000 | 3,011 |
| Undivided profits | $6,785,000 | 3,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,214,000 | 1,653 |
| Earning assets | $182,653,000 | 3,030 |
| Long-term assets (5+ years) | $7,986,000 | 5,003 |
| Average Assets, year-to-date | $198,235,330 | 2,994 |
| Average Assets, quarterly | $195,223,500 | 3,055 |
| Volatile liabilities | $49,774,000 | 2,600 |
| Insider loans | $11,255,000 | 600 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $41,876,000 | 2,095 |
| Tier 1 (core) risk-based capital | $15,351,000 | 3,802 |
| Tier 2 risk-based capital | $1,749,000 | 2,617 |
| Total risk weighted assets | $153,911,000 | 2,814 |
| Total unused commitments | $41,876,000 | 2,096 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 53 | 3,199 |
| Assets and Liabilities | ||
| Total Assets: | $195,866,000 | 3,045 |
| Cash and due from depository institutions | $4,423,000 | 3,199 |
| Interest-bearing balances | $165,000 | 4,404 |
| Securities | $36,352,000 | 3,077 |
| Federal funds sold & reverse repurchase agreements | $16,044,000 | 923 |
| Net loans & leases | $131,601,000 | 3,013 |
| Loan loss allowance | $1,843,000 | 2,596 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,473,000 | 3,895 |
| Other real estate owned | $444,000 | 3,199 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,529,000 | 3,129 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $195,866,000 | 3,045 |
| Total liabilities | $181,147,000 | 2,966 |
| Total deposits | $171,848,000 | 2,864 |
| Interest-bearing deposits | $141,588,000 | 2,928 |
| Deposits held in domestic offices | $171,848,000 | 2,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,194,000 | 2,163 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,105,000 | 2,095 |
| Total equity capital | $14,719,000 | 3,916 |
| Total bank equity capital | $14,719,000 | 3,916 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $800,000 | 3,355 |
| Surplus | $7,143,000 | 2,952 |
| Undivided profits | $6,776,000 | 3,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 6,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,835,000 | 1,935 |
| Earning assets | $184,162,000 | 2,981 |
| Long-term assets (5+ years) | $5,688,000 | 5,559 |
| Average Assets, year-to-date | $200,062,500 | 2,971 |
| Average Assets, quarterly | $200,062,500 | 2,971 |
| Volatile liabilities | $48,552,000 | 2,534 |
| Insider loans | $13,989,000 | 444 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $40,678,000 | 2,094 |
| Tier 1 (core) risk-based capital | $15,191,000 | 3,776 |
| Tier 2 risk-based capital | $1,813,000 | 2,507 |
| Total risk weighted assets | $145,010,000 | 2,921 |
| Total unused commitments | $40,678,000 | 2,095 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 52 | 3,249 |
| Assets and Liabilities | ||
| Total Assets: | $204,259,000 | 2,933 |
| Cash and due from depository institutions | $4,180,000 | 3,249 |
| Interest-bearing balances | $46,000 | 5,707 |
| Securities | $31,831,000 | 3,397 |
| Federal funds sold & reverse repurchase agreements | $21,006,000 | 618 |
| Net loans & leases | $140,686,000 | 2,830 |
| Loan loss allowance | $1,787,000 | 2,612 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,487,000 | 3,870 |
| Other real estate owned | $303,000 | 3,249 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,766,000 | 3,533 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $204,259,000 | 2,933 |
| Total liabilities | $189,728,000 | 2,849 |
| Total deposits | $174,783,000 | 2,801 |
| Interest-bearing deposits | $140,916,000 | 2,889 |
| Deposits held in domestic offices | $174,783,000 | 2,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,805,000 | 2,073 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,140,000 | 2,036 |
| Total equity capital | $14,531,000 | 3,929 |
| Total bank equity capital | $14,531,000 | 3,929 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $800,000 | 3,365 |
| Surplus | $7,117,000 | 2,919 |
| Undivided profits | $6,614,000 | 3,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,921,000 | 1,828 |
| Earning assets | $193,569,000 | 2,838 |
| Long-term assets (5+ years) | $7,440,000 | 5,133 |
| Average Assets, year-to-date | $190,242,200 | 2,971 |
| Average Assets, quarterly | $207,063,500 | 2,871 |
| Volatile liabilities | $49,379,000 | 2,475 |
| Insider loans | $12,198,000 | 507 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $53,109,000 | 1,695 |
| Tier 1 (core) risk-based capital | $14,901,000 | 3,787 |
| Tier 2 risk-based capital | $1,787,000 | 2,500 |
| Total risk weighted assets | $154,535,000 | 2,716 |
| Total unused commitments | $53,109,000 | 1,695 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $209,868,000 | 2,825 |
| Cash and due from depository institutions | $11,661,000 | 3,152 |
| Interest-bearing balances | $37,000 | 5,873 |
| Securities | $31,358,000 | 3,421 |
| Federal funds sold & reverse repurchase agreements | $13,171,000 | 1,004 |
| Net loans & leases | $146,545,000 | 2,709 |
| Loan loss allowance | $1,720,000 | 2,684 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,470,000 | 3,847 |
| Other real estate owned | $647,000 | 3,152 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,016,000 | 3,328 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $209,868,000 | 2,825 |
| Total liabilities | $195,669,000 | 2,743 |
| Total deposits | $180,166,000 | 2,666 |
| Interest-bearing deposits | $142,638,000 | 2,809 |
| Deposits held in domestic offices | $180,166,000 | 2,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,640,000 | 1,879 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,863,000 | 2,198 |
| Total equity capital | $14,199,000 | 3,965 |
| Total bank equity capital | $14,199,000 | 3,965 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $800,000 | 3,347 |
| Surplus | $7,102,000 | 2,866 |
| Undivided profits | $6,297,000 | 4,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,117,000 | 1,558 |
| Earning assets | $191,111,000 | 2,830 |
| Long-term assets (5+ years) | $5,818,000 | 5,601 |
| Average Assets, year-to-date | $186,738,000 | 2,995 |
| Average Assets, quarterly | $198,033,500 | 2,920 |
| Volatile liabilities | $51,009,000 | 2,347 |
| Insider loans | $10,508,000 | 576 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $33,648,000 | 2,322 |
| Tier 1 (core) risk-based capital | $14,513,000 | 3,804 |
| Tier 2 risk-based capital | $1,720,000 | 2,544 |
| Total risk weighted assets | $160,398,000 | 2,584 |
| Total unused commitments | $33,648,000 | 2,325 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $186,199,000 | 3,040 |
| Cash and due from depository institutions | $3,668,000 | 3,039 |
| Interest-bearing balances | $16,000 | 6,269 |
| Securities | $30,000,000 | 3,580 |
| Federal funds sold & reverse repurchase agreements | $2,601,000 | 3,137 |
| Net loans & leases | $143,558,000 | 2,687 |
| Loan loss allowance | $1,759,000 | 2,606 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,383,000 | 3,894 |
| Other real estate owned | $647,000 | 3,039 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,342,000 | 3,637 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $186,199,000 | 3,040 |
| Total liabilities | $172,120,000 | 2,969 |
| Total deposits | $156,757,000 | 2,948 |
| Interest-bearing deposits | $126,498,000 | 3,048 |
| Deposits held in domestic offices | $156,757,000 | 2,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,939,000 | 1,834 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,424,000 | 2,518 |
| Total equity capital | $14,079,000 | 3,921 |
| Total bank equity capital | $14,079,000 | 3,921 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $800,000 | 3,332 |
| Surplus | $7,091,000 | 2,823 |
| Undivided profits | $6,188,000 | 4,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,697,000 | 1,820 |
| Earning assets | $176,175,000 | 2,967 |
| Long-term assets (5+ years) | $6,105,000 | 5,591 |
| Average Assets, year-to-date | $179,028,000 | 3,088 |
| Average Assets, quarterly | $180,001,500 | 3,098 |
| Volatile liabilities | $51,178,000 | 2,242 |
| Insider loans | $9,293,000 | 638 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $32,377,000 | 2,317 |
| Tier 1 (core) risk-based capital | $14,266,000 | 3,765 |
| Tier 2 risk-based capital | $1,759,000 | 2,463 |
| Total risk weighted assets | $153,692,000 | 2,615 |
| Total unused commitments | $32,377,000 | 2,319 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 53 | 3,154 |
| Assets and Liabilities | ||
| Total Assets: | $173,804,000 | 3,191 |
| Cash and due from depository institutions | $3,865,000 | 3,154 |
| Interest-bearing balances | $90,000 | 5,337 |
| Securities | $28,166,000 | 3,788 |
| Federal funds sold & reverse repurchase agreements | $983,000 | 5,076 |
| Net loans & leases | $134,864,000 | 2,783 |
| Loan loss allowance | $1,778,000 | 2,578 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,274,000 | 4,015 |
| Other real estate owned | $304,000 | 3,154 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,348,000 | 3,600 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $173,804,000 | 3,191 |
| Total liabilities | $160,386,000 | 3,128 |
| Total deposits | $145,847,000 | 3,131 |
| Interest-bearing deposits | $117,096,000 | 3,264 |
| Deposits held in domestic offices | $145,847,000 | 3,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,047,000 | 1,903 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,492,000 | 2,402 |
| Total equity capital | $13,418,000 | 4,007 |
| Total bank equity capital | $13,418,000 | 4,007 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $800,000 | 3,343 |
| Surplus | $6,744,000 | 2,922 |
| Undivided profits | $5,874,000 | 4,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 2,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,090 |
| Income earned, not collected on loans | $1,564,000 | 1,933 |
| Earning assets | $164,103,000 | 3,120 |
| Long-term assets (5+ years) | $4,606,000 | 6,120 |
| Average Assets, year-to-date | $175,442,500 | 3,153 |
| Average Assets, quarterly | $175,442,500 | 3,153 |
| Volatile liabilities | $35,660,000 | 2,828 |
| Insider loans | $6,579,000 | 927 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,237,000 | 2,137 |
| Tier 1 (core) risk-based capital | $13,757,000 | 3,850 |
| Tier 2 risk-based capital | $1,778,000 | 2,429 |
| Total risk weighted assets | $143,762,000 | 2,713 |
| Total unused commitments | $35,237,000 | 2,142 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $177,081,000 | 3,148 |
| Cash and due from depository institutions | $4,288,000 | 3,120 |
| Interest-bearing balances | $77,000 | 5,451 |
| Securities | $28,550,000 | 3,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $138,170,000 | 2,707 |
| Loan loss allowance | $1,858,000 | 2,458 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,288,000 | 3,970 |
| Other real estate owned | $311,000 | 3,120 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,474,000 | 3,451 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $177,081,000 | 3,148 |
| Total liabilities | $163,808,000 | 3,069 |
| Total deposits | $142,223,000 | 3,181 |
| Interest-bearing deposits | $112,984,000 | 3,328 |
| Deposits held in domestic offices | $142,223,000 | 3,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,952,000 | 1,156 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,633,000 | 2,238 |
| Total equity capital | $13,273,000 | 4,039 |
| Total bank equity capital | $13,273,000 | 4,039 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $800,000 | 3,343 |
| Surplus | $6,742,000 | 2,873 |
| Undivided profits | $5,731,000 | 4,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 3,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,041 |
| Income earned, not collected on loans | $1,690,000 | 1,717 |
| Earning assets | $166,797,000 | 3,076 |
| Long-term assets (5+ years) | $6,122,000 | 5,721 |
| Average Assets, year-to-date | $171,496,400 | 3,121 |
| Average Assets, quarterly | $175,812,500 | 3,135 |
| Volatile liabilities | $37,285,000 | 2,709 |
| Insider loans | $6,003,000 | 1,002 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $32,870,000 | 2,187 |
| Tier 1 (core) risk-based capital | $13,393,000 | 3,893 |
| Tier 2 risk-based capital | $1,858,000 | 2,334 |
| Total risk weighted assets | $149,435,000 | 2,624 |
| Total unused commitments | $32,870,000 | 2,187 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 54 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $174,544,000 | 3,141 |
| Cash and due from depository institutions | $3,892,000 | 3,112 |
| Interest-bearing balances | $84,000 | 5,458 |
| Securities | $28,919,000 | 3,726 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $136,280,000 | 2,699 |
| Loan loss allowance | $1,809,000 | 2,506 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,319,000 | 3,881 |
| Other real estate owned | $311,000 | 3,112 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,823,000 | 3,944 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $174,544,000 | 3,141 |
| Total liabilities | $160,926,000 | 3,081 |
| Total deposits | $138,680,000 | 3,212 |
| Interest-bearing deposits | $114,449,000 | 3,251 |
| Deposits held in domestic offices | $138,680,000 | 3,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,806,000 | 879 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,440,000 | 2,456 |
| Total equity capital | $13,618,000 | 3,941 |
| Total bank equity capital | $13,618,000 | 3,941 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $800,000 | 3,352 |
| Surplus | $6,741,000 | 2,833 |
| Undivided profits | $6,077,000 | 4,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 4,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,094 |
| Income earned, not collected on loans | $1,720,000 | 1,752 |
| Earning assets | $165,283,000 | 3,069 |
| Long-term assets (5+ years) | $6,576,000 | 5,695 |
| Average Assets, year-to-date | $170,100,250 | 3,134 |
| Average Assets, quarterly | $170,577,000 | 3,179 |
| Volatile liabilities | $43,780,000 | 2,325 |
| Insider loans | $8,250,000 | 683 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $31,790,000 | 2,201 |
| Tier 1 (core) risk-based capital | $13,575,000 | 3,810 |
| Tier 2 risk-based capital | $1,809,000 | 2,363 |
| Total risk weighted assets | $146,696,000 | 2,634 |
| Total unused commitments | $31,790,000 | 2,207 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 55 | 3,098 |
| Assets and Liabilities | ||
| Total Assets: | $166,610,000 | 3,245 |
| Cash and due from depository institutions | $1,525,000 | 3,098 |
| Interest-bearing balances | $74,000 | 5,581 |
| Securities | $26,043,000 | 4,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $133,683,000 | 2,710 |
| Loan loss allowance | $1,789,000 | 2,520 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,343,000 | 3,829 |
| Other real estate owned | $311,000 | 3,098 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,705,000 | 4,026 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $166,610,000 | 3,245 |
| Total liabilities | $153,062,000 | 3,193 |
| Total deposits | $141,432,000 | 3,136 |
| Interest-bearing deposits | $116,063,000 | 3,222 |
| Deposits held in domestic offices | $141,432,000 | 3,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,389,000 | 1,574 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,241,000 | 2,510 |
| Total equity capital | $13,548,000 | 3,862 |
| Total bank equity capital | $13,548,000 | 3,862 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $800,000 | 3,370 |
| Surplus | $6,741,000 | 2,797 |
| Undivided profits | $6,007,000 | 4,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,159 |
| Income earned, not collected on loans | $1,324,000 | 2,197 |
| Earning assets | $159,800,000 | 3,125 |
| Long-term assets (5+ years) | $14,283,000 | 4,350 |
| Average Assets, year-to-date | $168,619,000 | 3,162 |
| Average Assets, quarterly | $168,454,500 | 3,183 |
| Volatile liabilities | $34,144,000 | 2,750 |
| Insider loans | $7,160,000 | 784 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $30,403,000 | 2,263 |
| Tier 1 (core) risk-based capital | $13,723,000 | 3,740 |
| Tier 2 risk-based capital | $1,785,000 | 2,361 |
| Total risk weighted assets | $142,816,000 | 2,663 |
| Total unused commitments | $30,403,000 | 2,267 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $170,299,000 | 3,161 |
| Cash and due from depository institutions | $3,870,000 | 3,131 |
| Interest-bearing balances | $114,000 | 5,124 |
| Securities | $25,860,000 | 4,069 |
| Federal funds sold & reverse repurchase agreements | $1,573,000 | 5,009 |
| Net loans & leases | $133,636,000 | 2,650 |
| Loan loss allowance | $1,781,000 | 2,499 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,363,000 | 3,785 |
| Other real estate owned | $311,000 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,686,000 | 3,889 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $170,299,000 | 3,161 |
| Total liabilities | $156,138,000 | 3,108 |
| Total deposits | $142,828,000 | 3,094 |
| Interest-bearing deposits | $120,207,000 | 3,108 |
| Deposits held in domestic offices | $142,828,000 | 3,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,720,000 | 1,304 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,590,000 | 2,313 |
| Total equity capital | $14,161,000 | 3,788 |
| Total bank equity capital | $14,161,000 | 3,788 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $800,000 | 3,372 |
| Surplus | $6,737,000 | 2,761 |
| Undivided profits | $6,624,000 | 4,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 4,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,172 |
| Income earned, not collected on loans | $1,515,000 | 1,852 |
| Earning assets | $161,183,000 | 3,083 |
| Long-term assets (5+ years) | $16,847,000 | 3,951 |
| Average Assets, year-to-date | $169,623,500 | 3,141 |
| Average Assets, quarterly | $169,623,500 | 3,141 |
| Volatile liabilities | $36,478,000 | 2,551 |
| Insider loans | $6,941,000 | 804 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $25,590,000 | 2,476 |
| Tier 1 (core) risk-based capital | $13,943,000 | 3,654 |
| Tier 2 risk-based capital | $1,781,000 | 2,327 |
| Total risk weighted assets | $142,446,000 | 2,618 |
| Total unused commitments | $25,590,000 | 2,485 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 55 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $168,948,000 | 3,172 |
| Cash and due from depository institutions | $5,088,000 | 3,096 |
| Interest-bearing balances | $154,000 | 4,823 |
| Securities | $27,971,000 | 3,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $130,221,000 | 2,685 |
| Loan loss allowance | $1,757,000 | 2,514 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,335,000 | 3,798 |
| Other real estate owned | $347,000 | 3,096 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,986,000 | 3,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,948,000 | 3,172 |
| Total liabilities | $155,033,000 | 3,128 |
| Total deposits | $143,100,000 | 3,079 |
| Interest-bearing deposits | $115,419,000 | 3,206 |
| Deposits held in domestic offices | $143,100,000 | 3,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,527,000 | 1,533 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,406,000 | 2,444 |
| Total equity capital | $13,915,000 | 3,783 |
| Total bank equity capital | $13,915,000 | 3,783 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $800,000 | 3,399 |
| Surplus | $6,737,000 | 2,735 |
| Undivided profits | $6,378,000 | 4,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $274,000 | 5,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,111 |
| Income earned, not collected on loans | $1,753,000 | 1,634 |
| Earning assets | $158,346,000 | 3,113 |
| Long-term assets (5+ years) | $14,209,000 | 4,325 |
| Average Assets, year-to-date | $169,421,800 | 3,079 |
| Average Assets, quarterly | $167,457,000 | 3,177 |
| Volatile liabilities | $35,172,000 | 2,608 |
| Insider loans | $3,518,000 | 1,594 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,002,000 | 2,504 |
| Tier 1 (core) risk-based capital | $13,748,000 | 3,665 |
| Tier 2 risk-based capital | $1,709,000 | 2,385 |
| Total risk weighted assets | $136,709,000 | 2,684 |
| Total unused commitments | $24,002,000 | 2,509 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 55 | 3,116 |
| Assets and Liabilities | ||
| Total Assets: | $165,966,000 | 3,207 |
| Cash and due from depository institutions | $3,531,000 | 3,116 |
| Interest-bearing balances | $14,000 | 6,559 |
| Securities | $24,152,000 | 4,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $132,711,000 | 2,626 |
| Loan loss allowance | $1,747,000 | 2,533 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,304,000 | 3,817 |
| Other real estate owned | $347,000 | 3,116 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,921,000 | 3,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,966,000 | 3,207 |
| Total liabilities | $152,316,000 | 3,159 |
| Total deposits | $138,813,000 | 3,167 |
| Interest-bearing deposits | $115,207,000 | 3,205 |
| Deposits held in domestic offices | $138,813,000 | 3,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,793,000 | 1,341 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,712,000 | 2,192 |
| Total equity capital | $13,650,000 | 3,822 |
| Total bank equity capital | $13,650,000 | 3,822 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $800,000 | 3,419 |
| Surplus | $6,727,000 | 2,689 |
| Undivided profits | $6,123,000 | 4,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,181 |
| Income earned, not collected on loans | $1,821,000 | 1,669 |
| Earning assets | $156,877,000 | 3,121 |
| Long-term assets (5+ years) | $12,238,000 | 4,641 |
| Average Assets, year-to-date | $169,540,250 | 3,107 |
| Average Assets, quarterly | $169,741,000 | 3,147 |
| Volatile liabilities | $38,475,000 | 2,382 |
| Insider loans | $4,280,000 | 1,256 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,086,000 | 2,664 |
| Tier 1 (core) risk-based capital | $13,408,000 | 3,716 |
| Tier 2 risk-based capital | $1,740,000 | 2,330 |
| Total risk weighted assets | $139,205,000 | 2,620 |
| Total unused commitments | $22,086,000 | 2,667 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 58 | 2,974 |
| Assets and Liabilities | ||
| Total Assets: | $173,516,000 | 3,100 |
| Cash and due from depository institutions | $5,629,000 | 2,974 |
| Interest-bearing balances | $68,000 | 5,783 |
| Securities | $23,272,000 | 4,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $139,237,000 | 2,486 |
| Loan loss allowance | $1,690,000 | 2,563 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,268,000 | 3,831 |
| Other real estate owned | $411,000 | 2,974 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,699,000 | 3,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,516,000 | 3,100 |
| Total liabilities | $160,056,000 | 3,025 |
| Total deposits | $141,733,000 | 3,099 |
| Interest-bearing deposits | $115,823,000 | 3,177 |
| Deposits held in domestic offices | $141,733,000 | 3,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,921,000 | 953 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,402,000 | 2,626 |
| Total equity capital | $13,460,000 | 3,871 |
| Total bank equity capital | $13,460,000 | 3,871 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $800,000 | 3,422 |
| Surplus | $6,727,000 | 2,654 |
| Undivided profits | $5,933,000 | 4,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,158 |
| Income earned, not collected on loans | $1,525,000 | 1,946 |
| Earning assets | $162,577,000 | 3,021 |
| Long-term assets (5+ years) | $11,129,000 | 4,706 |
| Average Assets, year-to-date | $170,731,670 | 3,097 |
| Average Assets, quarterly | $169,691,500 | 3,126 |
| Volatile liabilities | $44,086,000 | 2,092 |
| Insider loans | $4,317,000 | 1,239 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,845,000 | 2,653 |
| Tier 1 (core) risk-based capital | $13,112,000 | 3,729 |
| Tier 2 risk-based capital | $1,690,000 | 2,349 |
| Total risk weighted assets | $144,284,000 | 2,489 |
| Total unused commitments | $21,845,000 | 2,663 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $165,867,000 | 3,175 |
| Cash and due from depository institutions | $5,606,000 | 3,047 |
| Interest-bearing balances | $94,000 | 5,473 |
| Securities | $20,806,000 | 4,540 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $133,799,000 | 2,517 |
| Loan loss allowance | $1,855,000 | 2,327 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,297,000 | 3,765 |
| Other real estate owned | $411,000 | 3,047 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,948,000 | 3,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,867,000 | 3,175 |
| Total liabilities | $152,371,000 | 3,122 |
| Total deposits | $140,171,000 | 3,095 |
| Interest-bearing deposits | $115,223,000 | 3,185 |
| Deposits held in domestic offices | $140,171,000 | 3,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,486,000 | 1,341 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,714,000 | 2,309 |
| Total equity capital | $13,496,000 | 3,787 |
| Total bank equity capital | $13,496,000 | 3,787 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $800,000 | 3,437 |
| Surplus | $6,672,000 | 2,618 |
| Undivided profits | $6,024,000 | 4,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,135 |
| Income earned, not collected on loans | $1,592,000 | 1,881 |
| Earning assets | $154,699,000 | 3,117 |
| Long-term assets (5+ years) | $11,244,000 | 4,636 |
| Average Assets, year-to-date | $169,339,500 | 3,104 |
| Average Assets, quarterly | $169,339,500 | 3,104 |
| Volatile liabilities | $37,302,000 | 2,358 |
| Insider loans | $4,224,000 | 1,255 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,261,000 | 2,439 |
| Tier 1 (core) risk-based capital | $13,169,000 | 3,665 |
| Tier 2 risk-based capital | $1,729,000 | 2,258 |
| Total risk weighted assets | $138,215,000 | 2,542 |
| Total unused commitments | $23,261,000 | 2,448 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $172,812,000 | 3,035 |
| Cash and due from depository institutions | $3,620,000 | 2,960 |
| Interest-bearing balances | $23,000 | 6,285 |
| Securities | $25,228,000 | 3,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $138,376,000 | 2,432 |
| Loan loss allowance | $2,010,000 | 2,125 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,272,000 | 3,749 |
| Other real estate owned | $308,000 | 2,960 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,008,000 | 3,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,812,000 | 3,035 |
| Total liabilities | $159,444,000 | 2,959 |
| Total deposits | $140,786,000 | 3,029 |
| Interest-bearing deposits | $117,397,000 | 3,080 |
| Deposits held in domestic offices | $140,786,000 | 3,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,773,000 | 937 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,885,000 | 2,116 |
| Total equity capital | $13,368,000 | 3,772 |
| Total bank equity capital | $13,368,000 | 3,772 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $800,000 | 3,435 |
| Surplus | $6,672,000 | 2,576 |
| Undivided profits | $5,896,000 | 4,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 2,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $230,000 | 598 |
| Income earned, not collected on loans | $2,008,000 | 1,513 |
| Earning assets | $163,627,000 | 2,914 |
| Long-term assets (5+ years) | $13,824,000 | 4,137 |
| Average Assets, year-to-date | $167,317,200 | 2,984 |
| Average Assets, quarterly | $171,197,000 | 3,036 |
| Volatile liabilities | $42,066,000 | 2,111 |
| Insider loans | $4,084,000 | 1,291 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,673,000 | 2,339 |
| Tier 1 (core) risk-based capital | $12,997,000 | 3,642 |
| Tier 2 risk-based capital | $1,828,000 | 2,138 |
| Total risk weighted assets | $146,089,000 | 2,391 |
| Total unused commitments | $23,673,000 | 2,345 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 60 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $170,721,000 | 2,930 |
| Cash and due from depository institutions | $7,921,000 | 2,829 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $24,640,000 | 3,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $132,411,000 | 2,447 |
| Loan loss allowance | $2,059,000 | 1,940 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,432,000 | 3,531 |
| Other real estate owned | $243,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,074,000 | 3,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,721,000 | 2,930 |
| Total liabilities | $157,037,000 | 2,871 |
| Total deposits | $150,081,000 | 2,712 |
| Interest-bearing deposits | $125,002,000 | 2,807 |
| Deposits held in domestic offices | $150,081,000 | 2,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,134,000 | 1,470 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,822,000 | 2,160 |
| Total equity capital | $13,684,000 | 3,477 |
| Total bank equity capital | $13,684,000 | 3,477 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $800,000 | 3,499 |
| Surplus | $6,670,000 | 2,462 |
| Undivided profits | $6,214,000 | 3,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $913,000 | 2,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $230,000 | 580 |
| Income earned, not collected on loans | $2,318,000 | 1,385 |
| Earning assets | $157,051,000 | 2,907 |
| Long-term assets (5+ years) | $14,123,000 | 4,031 |
| Average Assets, year-to-date | $172,167,400 | 2,767 |
| Average Assets, quarterly | $170,994,500 | 2,885 |
| Volatile liabilities | $35,416,000 | 2,356 |
| Insider loans | $3,802,000 | 1,300 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $27,361,000 | 2,006 |
| Tier 1 (core) risk-based capital | $13,260,000 | 3,411 |
| Tier 2 risk-based capital | $1,714,000 | 2,128 |
| Total risk weighted assets | $136,777,000 | 2,437 |
| Total unused commitments | $27,361,000 | 2,013 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 62 | 2,763 |
| Assets and Liabilities | ||
| Total Assets: | $182,409,000 | 2,640 |
| Cash and due from depository institutions | $4,943,000 | 2,763 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $25,456,000 | 3,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $145,368,000 | 2,180 |
| Loan loss allowance | $1,684,000 | 2,223 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,552,000 | 3,345 |
| Other real estate owned | $225,000 | 2,763 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,865,000 | 2,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,409,000 | 2,640 |
| Total liabilities | $168,326,000 | 2,597 |
| Total deposits | $145,339,000 | 2,681 |
| Interest-bearing deposits | $122,275,000 | 2,761 |
| Deposits held in domestic offices | $145,339,000 | 2,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,942,000 | 712 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,045,000 | 2,028 |
| Total equity capital | $14,083,000 | 3,275 |
| Total bank equity capital | $14,083,000 | 3,275 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $800,000 | 3,597 |
| Surplus | $6,500,000 | 2,429 |
| Undivided profits | $6,783,000 | 3,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,205,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,070,000 | 807 |
| Earning assets | $170,824,000 | 2,601 |
| Long-term assets (5+ years) | $22,632,000 | 2,921 |
| Average Assets, year-to-date | $166,594,600 | 2,741 |
| Average Assets, quarterly | $171,285,000 | 2,757 |
| Volatile liabilities | $53,261,000 | 1,654 |
| Insider loans | $2,389,000 | 1,969 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $30,158,000 | 1,735 |
| Tier 1 (core) risk-based capital | $14,011,000 | 3,173 |
| Tier 2 risk-based capital | $1,684,000 | 2,080 |
| Total risk weighted assets | $153,704,600 | 2,085 |
| Total unused commitments | $30,158,000 | 1,737 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 62 | 2,867 |
| Assets and Liabilities | ||
| Total Assets: | $164,814,000 | 2,840 |
| Cash and due from depository institutions | $8,430,000 | 2,867 |
| Interest-bearing balances | $1,404,000 | 2,075 |
| Securities | $32,418,000 | 3,362 |
| Federal funds sold & reverse repurchase agreements | $4,438,000 | 2,131 |
| Net loans & leases | $113,502,000 | 2,626 |
| Loan loss allowance | $1,753,000 | 2,086 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,854,000 | 2,977 |
| Other real estate owned | $302,000 | 2,867 |
| Goodwill and other intangibles | $231,000 | 2,327 |
| All other assets | $2,639,000 | 3,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,814,000 | 2,840 |
| Total liabilities | $150,886,000 | 2,806 |
| Total deposits | $147,464,000 | 2,596 |
| Interest-bearing deposits | $125,534,000 | 2,615 |
| Deposits held in domestic offices | $147,464,000 | 2,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,776,000 | 2,597 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,646,000 | 2,203 |
| Total equity capital | $13,928,000 | 3,147 |
| Total bank equity capital | $13,928,000 | 3,147 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $800,000 | 3,691 |
| Surplus | $6,475,000 | 2,408 |
| Undivided profits | $6,653,000 | 3,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,061,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,573,000 | 1,356 |
| Earning assets | $151,762,000 | 2,804 |
| Long-term assets (5+ years) | $18,860,000 | 3,428 |
| Average Assets, year-to-date | $164,244,600 | 2,744 |
| Average Assets, quarterly | $162,024,000 | 2,847 |
| Volatile liabilities | $28,588,000 | 2,640 |
| Insider loans | $3,384,000 | 1,396 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $325,000 | 1,068 |
| Unused loan commitments | $32,156,000 | 1,661 |
| Tier 1 (core) risk-based capital | $14,148,000 | 3,090 |
| Tier 2 risk-based capital | $1,509,160 | 2,171 |
| Total risk weighted assets | $120,488,960 | 2,526 |
| Total unused commitments | $32,156,000 | 1,663 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 65 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $169,829,000 | 2,714 |
| Cash and due from depository institutions | $9,101,000 | 2,733 |
| Interest-bearing balances | $3,400,000 | 1,613 |
| Securities | $32,855,000 | 3,362 |
| Federal funds sold & reverse repurchase agreements | $8,150,000 | 2,108 |
| Net loans & leases | $113,115,000 | 2,458 |
| Loan loss allowance | $1,671,000 | 2,116 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,047,000 | 2,655 |
| Other real estate owned | $736,000 | 2,733 |
| Goodwill and other intangibles | $271,000 | 2,188 |
| All other assets | $2,554,000 | 2,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,829,000 | 2,714 |
| Total liabilities | $153,793,000 | 2,705 |
| Total deposits | $149,282,000 | 2,568 |
| Interest-bearing deposits | $125,245,000 | 2,586 |
| Deposits held in domestic offices | $149,282,000 | 2,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,769,000 | 1,784 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,742,000 | 2,225 |
| Total equity capital | $16,036,000 | 2,803 |
| Total bank equity capital | $16,036,000 | 2,803 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $800,000 | 3,708 |
| Surplus | $6,442,000 | 2,300 |
| Undivided profits | $8,794,000 | 2,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 3,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,880,000 | 1,116 |
| Earning assets | $157,520,000 | 2,690 |
| Long-term assets (5+ years) | $19,740,000 | 3,180 |
| Average Assets, year-to-date | $168,812,000 | 2,552 |
| Average Assets, quarterly | $166,924,000 | 2,708 |
| Volatile liabilities | $27,936,000 | 2,292 |
| Insider loans | $2,086,000 | 2,042 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,667,000 | 1,725 |
| Tier 1 (core) risk-based capital | $15,532,000 | 2,741 |
| Tier 2 risk-based capital | $1,513,980 | 2,088 |
| Total risk weighted assets | $120,961,480 | 2,368 |
| Total unused commitments | $28,667,000 | 1,733 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 70 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $168,017,000 | 2,661 |
| Cash and due from depository institutions | $10,070,000 | 2,570 |
| Interest-bearing balances | $3,400,000 | 1,247 |
| Securities | $34,136,000 | 3,256 |
| Federal funds sold & reverse repurchase agreements | $7,910,000 | 1,763 |
| Net loans & leases | $109,133,000 | 2,539 |
| Loan loss allowance | $1,716,000 | 2,053 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,208,000 | 2,471 |
| Other real estate owned | $369,000 | 2,570 |
| Goodwill and other intangibles | $443,000 | 1,843 |
| All other assets | $2,748,000 | 2,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,017,000 | 2,661 |
| Total liabilities | $151,449,000 | 2,670 |
| Total deposits | $146,401,000 | 2,544 |
| Interest-bearing deposits | $123,816,000 | 2,586 |
| Deposits held in domestic offices | $146,401,000 | 2,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,060,000 | 1,840 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,988,000 | 2,036 |
| Total equity capital | $16,568,000 | 2,684 |
| Total bank equity capital | $16,568,000 | 2,684 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $6,271,000 | 2,308 |
| Undivided profits | $9,497,000 | 2,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,213,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,945,000 | 1,115 |
| Earning assets | $154,579,000 | 2,656 |
| Long-term assets (5+ years) | $16,646,000 | 3,162 |
| Average Assets, year-to-date | $166,467,000 | 2,562 |
| Average Assets, quarterly | $166,281,000 | 2,653 |
| Volatile liabilities | $23,411,000 | 2,634 |
| Insider loans | $2,618,000 | 1,618 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,120,000 | 1,893 |
| Tier 1 (core) risk-based capital | $15,994,000 | 2,663 |
| Tier 2 risk-based capital | $1,514,230 | 1,980 |
| Total risk weighted assets | $120,936,630 | 2,297 |
| Total unused commitments | $23,120,000 | 1,899 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 71 | 2,656 |
| Assets and Liabilities | ||
| Total Assets: | $165,708,000 | 2,782 |
| Cash and due from depository institutions | $8,483,000 | 2,656 |
| Interest-bearing balances | $1,000,000 | 2,355 |
| Securities | $37,624,000 | 3,220 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 1,991 |
| Net loans & leases | $106,137,000 | 2,630 |
| Loan loss allowance | $2,018,000 | 1,881 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,415,000 | 2,312 |
| Other real estate owned | $365,000 | 2,656 |
| Goodwill and other intangibles | $616,000 | 1,561 |
| All other assets | $2,518,000 | 2,917 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,708,000 | 2,782 |
| Total liabilities | $149,576,000 | 2,776 |
| Total deposits | $145,899,000 | 2,653 |
| Interest-bearing deposits | $123,761,000 | 2,672 |
| Deposits held in domestic offices | $145,899,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,630,000 | 2,411 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,047,000 | 1,990 |
| Total equity capital | $16,132,000 | 2,775 |
| Total bank equity capital | $16,132,000 | 2,775 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $6,271,000 | 2,375 |
| Undivided profits | $9,061,000 | 2,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,993,000 | 1,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,743,000 | 1,233 |
| Earning assets | $151,311,000 | 2,779 |
| Long-term assets (5+ years) | $19,909,000 | 2,674 |
| Average Assets, year-to-date | $162,945,400 | 2,718 |
| Average Assets, quarterly | $162,925,000 | 2,793 |
| Volatile liabilities | $22,421,000 | 2,661 |
| Insider loans | $1,756,000 | 2,379 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $24,665,000 | 1,761 |
| Tier 1 (core) risk-based capital | $15,445,000 | 2,810 |
| Tier 2 risk-based capital | $1,451,380 | 2,103 |
| Total risk weighted assets | $115,543,880 | 2,430 |
| Total unused commitments | $24,665,000 | 1,776 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 73 | 2,664 |
| Assets and Liabilities | ||
| Total Assets: | $161,805,000 | 2,853 |
| Cash and due from depository institutions | $8,232,000 | 2,664 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,148,000 | 3,689 |
| Federal funds sold & reverse repurchase agreements | $9,625,000 | 1,509 |
| Net loans & leases | $102,504,000 | 2,642 |
| Loan loss allowance | $1,794,000 | 2,134 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,076,000 | 2,481 |
| Other real estate owned | $496,000 | 2,664 |
| Goodwill and other intangibles | $789,000 | 1,301 |
| All other assets | $2,935,000 | 2,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,805,000 | 2,853 |
| Total liabilities | $147,770,000 | 2,820 |
| Total deposits | $144,901,000 | 2,693 |
| Interest-bearing deposits | $123,889,000 | 2,711 |
| Deposits held in domestic offices | $144,901,000 | 2,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $761,000 | 2,862 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,108,000 | 2,016 |
| Total equity capital | $14,035,000 | 3,153 |
| Total bank equity capital | $14,035,000 | 3,153 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $6,251,000 | 2,390 |
| Undivided profits | $6,984,000 | 3,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,360,000 | 1,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,981,000 | 1,138 |
| Earning assets | $146,277,000 | 2,899 |
| Long-term assets (5+ years) | $13,316,000 | 3,358 |
| Average Assets, year-to-date | $160,764,800 | 2,759 |
| Average Assets, quarterly | $159,348,500 | 2,853 |
| Volatile liabilities | $20,740,000 | 2,556 |
| Insider loans | $2,439,000 | 1,790 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $26,934,000 | 1,617 |
| Tier 1 (core) risk-based capital | $12,940,000 | 3,288 |
| Tier 2 risk-based capital | $1,391,980 | 2,155 |
| Total risk weighted assets | $110,956,480 | 2,453 |
| Total unused commitments | $26,934,000 | 1,629 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 75 | 2,672 |
| Assets and Liabilities | ||
| Total Assets: | $164,710,000 | 2,761 |
| Cash and due from depository institutions | $8,655,000 | 2,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $28,850,000 | 4,408 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 705 |
| Net loans & leases | $106,381,000 | 2,531 |
| Loan loss allowance | $1,280,000 | 2,899 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,996,000 | 2,476 |
| Other real estate owned | $57,000 | 2,672 |
| Goodwill and other intangibles | $961,000 | 1,091 |
| All other assets | $3,060,000 | 2,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,710,000 | 2,761 |
| Total liabilities | $151,935,000 | 2,739 |
| Total deposits | $150,422,000 | 2,566 |
| Interest-bearing deposits | $126,924,000 | 2,603 |
| Deposits held in domestic offices | $150,422,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,513,000 | 2,229 |
| Total equity capital | $12,775,000 | 3,191 |
| Total bank equity capital | $12,775,000 | 3,191 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $6,251,000 | 2,302 |
| Undivided profits | $5,724,000 | 3,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,784,000 | 1,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,856,000 | 1,046 |
| Earning assets | $148,981,000 | 2,784 |
| Long-term assets (5+ years) | $13,023,000 | 3,477 |
| Average Assets, year-to-date | $161,310,400 | 2,743 |
| Average Assets, quarterly | $160,881,000 | 2,797 |
| Volatile liabilities | $19,724,000 | 2,559 |
| Insider loans | $2,587,000 | 1,632 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,888,000 | 1,921 |
| Tier 1 (core) risk-based capital | $12,329,000 | 3,344 |
| Tier 2 risk-based capital | $1,280,000 | 2,325 |
| Total risk weighted assets | $113,108,700 | 2,358 |
| Total unused commitments | $19,888,000 | 1,934 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $161,369,000 | 2,837 |
| Cash and due from depository institutions | $6,689,000 | 2,723 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $27,768,000 | 4,791 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,502 |
| Net loans & leases | $110,971,000 | 2,373 |
| Loan loss allowance | $2,951,000 | 1,489 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,234,000 | 2,268 |
| Other real estate owned | $108,000 | 2,723 |
| Goodwill and other intangibles | $1,134,000 | 940 |
| All other assets | $2,365,000 | 2,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,369,000 | 2,837 |
| Total liabilities | $147,413,000 | 2,847 |
| Total deposits | $146,157,000 | 2,704 |
| Interest-bearing deposits | $126,567,000 | 2,708 |
| Deposits held in domestic offices | $146,157,000 | 2,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,256,000 | 2,639 |
| Total equity capital | $13,956,000 | 2,899 |
| Total bank equity capital | $13,956,000 | 2,899 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $6,251,000 | 2,207 |
| Undivided profits | $6,905,000 | 3,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,175,000 | 2,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,642,000 | 1,042 |
| Earning assets | $147,839,000 | 2,848 |
| Long-term assets (5+ years) | $14,753,000 | 3,350 |
| Average Assets, year-to-date | $161,045,200 | 2,782 |
| Average Assets, quarterly | $159,006,500 | 2,858 |
| Volatile liabilities | $22,524,000 | 2,180 |
| Insider loans | $1,144,000 | 3,374 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $47,311,000 | 1,020 |
| Tier 1 (core) risk-based capital | $12,527,000 | 3,169 |
| Tier 2 risk-based capital | $1,423,200 | 2,109 |
| Total risk weighted assets | $112,328,500 | 2,347 |
| Total unused commitments | $47,311,000 | 1,046 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 73 | 2,939 |
| Assets and Liabilities | ||
| Total Assets: | $163,167,000 | 2,898 |
| Cash and due from depository institutions | $7,099,000 | 2,939 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $29,988,000 | 4,464 |
| Federal funds sold & reverse repurchase agreements | $10,650,000 | 1,531 |
| Net loans & leases | $108,032,000 | 2,497 |
| Loan loss allowance | $1,695,000 | 2,430 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,964,000 | 2,487 |
| Other real estate owned | $338,000 | 2,939 |
| Goodwill and other intangibles | $1,307,000 | 884 |
| All other assets | $2,789,000 | 2,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,167,000 | 2,898 |
| Total liabilities | $150,428,000 | 2,873 |
| Total deposits | $148,621,000 | 2,773 |
| Interest-bearing deposits | $130,970,000 | 2,753 |
| Deposits held in domestic offices | $148,621,000 | 2,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,807,000 | 2,036 |
| Total equity capital | $12,739,000 | 3,018 |
| Total bank equity capital | $12,739,000 | 3,018 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $6,251,000 | 2,122 |
| Undivided profits | $5,688,000 | 3,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,048,000 | 2,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,880,000 | 1,024 |
| Earning assets | $148,670,000 | 2,901 |
| Long-term assets (5+ years) | $17,339,000 | 2,892 |
| Average Assets, year-to-date | $160,794,400 | 2,857 |
| Average Assets, quarterly | $160,073,000 | 2,922 |
| Volatile liabilities | $24,364,000 | 2,021 |
| Insider loans | $973,000 | 871 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $43,204,000 | 1,047 |
| Tier 1 (core) risk-based capital | $11,432,000 | 3,306 |
| Tier 2 risk-based capital | $1,373,430 | 2,218 |
| Total risk weighted assets | $109,552,930 | 2,478 |
| Total unused commitments | $43,204,000 | 1,066 |
| Derivatives | $0 | 651 |