Home > Sumner National Bank of Sheldon > Income and Expense
Sumner National Bank of Sheldon, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 5,891 |
| Total interest expense | $23,000 | 5,898 |
| Net interest income | $442,000 | 5,882 |
| Provision for loan and lease losses | $36,000 | 3,571 |
| Total noninterest income | $105,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $76,000 | 4,529 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $29,000 | 5,490 |
| Total noninterest expense | $611,000 | 5,752 |
| Salaries and employee benefits | $303,000 | 5,782 |
| Premises and equipment expense | $62,000 | 5,651 |
| Additional noninterest expense | $246,000 | 5,599 |
| Pre-tax net operating income | $-100,000 | 5,782 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-100,000 | 5,797 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-100,000 | 5,797 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-100,000 | 5,797 |
| Net charge-offs | $68,000 | 2,374 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-100,000 | 5,780 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $309,000 | 5,966 |
| Total interest expense | $14,000 | 5,985 |
| Net interest income | $295,000 | 5,957 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $54,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $45,000 | 4,677 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 5,740 |
| Total noninterest expense | $363,000 | 5,868 |
| Salaries and employee benefits | $201,000 | 5,853 |
| Premises and equipment expense | $40,000 | 5,739 |
| Additional noninterest expense | $122,000 | 5,833 |
| Pre-tax net operating income | $-14,000 | 5,797 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-14,000 | 5,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-14,000 | 5,813 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-14,000 | 5,813 |
| Net charge-offs | $16,000 | 2,882 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-14,000 | 5,787 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 6,029 |
| Total interest expense | $7,000 | 6,046 |
| Net interest income | $148,000 | 6,020 |
| Provision for loan and lease losses | $13,000 | 3,182 |
| Total noninterest income | $32,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $11,000 | 5,528 |
| Total noninterest expense | $168,000 | 5,955 |
| Salaries and employee benefits | $96,000 | 5,919 |
| Premises and equipment expense | $19,000 | 5,801 |
| Additional noninterest expense | $53,000 | 5,943 |
| Pre-tax net operating income | $-1,000 | 5,797 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-1,000 | 5,818 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-1,000 | 5,817 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-1,000 | 5,817 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,000 | 5,789 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 6,081 |
| Total interest expense | $26,000 | 6,105 |
| Net interest income | $582,000 | 6,069 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $137,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $45,000 | 5,576 |
| Total noninterest expense | $681,000 | 6,013 |
| Salaries and employee benefits | $412,000 | 5,963 |
| Premises and equipment expense | $75,000 | 5,888 |
| Additional noninterest expense | $194,000 | 6,031 |
| Pre-tax net operating income | $38,000 | 5,800 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $38,000 | 5,834 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $38,000 | 5,837 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $38,000 | 5,837 |
| Net charge-offs | $17,000 | 3,837 |
| Cash dividends | $10,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $38,000 | 5,800 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $459,000 | 6,169 |
| Total interest expense | $20,000 | 6,195 |
| Net interest income | $439,000 | 6,160 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $103,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $68,000 | 4,884 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,612 |
| Total noninterest expense | $510,000 | 6,085 |
| Salaries and employee benefits | $305,000 | 6,035 |
| Premises and equipment expense | $59,000 | 5,941 |
| Additional noninterest expense | $146,000 | 6,109 |
| Pre-tax net operating income | $32,000 | 5,871 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $32,000 | 5,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 5,913 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $32,000 | 5,913 |
| Net charge-offs | $12,000 | 3,574 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $32,000 | 5,871 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $303,000 | 6,240 |
| Total interest expense | $13,000 | 6,273 |
| Net interest income | $290,000 | 6,230 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $64,000 | 5,665 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $41,000 | 5,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $343,000 | 6,154 |
| Salaries and employee benefits | $203,000 | 6,104 |
| Premises and equipment expense | $39,000 | 6,004 |
| Additional noninterest expense | $101,000 | 6,170 |
| Pre-tax net operating income | $11,000 | 5,951 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $11,000 | 5,988 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,000 | 5,989 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $11,000 | 5,990 |
| Net charge-offs | $14,000 | 3,124 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $11,000 | 5,949 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $152,000 | 6,311 |
| Total interest expense | $6,000 | 6,344 |
| Net interest income | $146,000 | 6,298 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $29,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 5,789 |
| Total noninterest expense | $173,000 | 6,220 |
| Salaries and employee benefits | $101,000 | 6,172 |
| Premises and equipment expense | $20,000 | 6,044 |
| Additional noninterest expense | $52,000 | 6,226 |
| Pre-tax net operating income | $2,000 | 5,994 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $5,000 | 6,008 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $5,000 | 6,009 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $5,000 | 6,009 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,000 | 5,994 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 6,393 |
| Total interest expense | $25,000 | 6,433 |
| Net interest income | $598,000 | 6,374 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $161,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $109,000 | 4,870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $52,000 | 5,719 |
| Total noninterest expense | $670,000 | 6,334 |
| Salaries and employee benefits | $388,000 | 6,290 |
| Premises and equipment expense | $80,000 | 6,170 |
| Additional noninterest expense | $202,000 | 6,335 |
| Pre-tax net operating income | $89,000 | 5,903 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $89,000 | 5,915 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $89,000 | 5,915 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $89,000 | 5,916 |
| Net charge-offs | $4,000 | 4,772 |
| Cash dividends | $45,000 | 4,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $89,000 | 5,881 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 6,477 |
| Total interest expense | $19,000 | 6,515 |
| Net interest income | $445,000 | 6,459 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $122,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $82,000 | 4,927 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $40,000 | 5,774 |
| Total noninterest expense | $501,000 | 6,395 |
| Salaries and employee benefits | $291,000 | 6,346 |
| Premises and equipment expense | $62,000 | 6,208 |
| Additional noninterest expense | $148,000 | 6,405 |
| Pre-tax net operating income | $66,000 | 5,993 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $66,000 | 5,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 5,982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $66,000 | 5,983 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $66,000 | 5,965 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $308,000 | 6,540 |
| Total interest expense | $12,000 | 6,580 |
| Net interest income | $296,000 | 6,519 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $83,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $54,000 | 4,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $29,000 | 5,746 |
| Total noninterest expense | $335,000 | 6,457 |
| Salaries and employee benefits | $194,000 | 6,410 |
| Premises and equipment expense | $42,000 | 6,261 |
| Additional noninterest expense | $99,000 | 6,462 |
| Pre-tax net operating income | $44,000 | 6,013 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $44,000 | 6,032 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $44,000 | 6,033 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $44,000 | 6,034 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $44,000 | 5,995 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $151,000 | 6,616 |
| Total interest expense | $6,000 | 6,652 |
| Net interest income | $145,000 | 6,595 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $38,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $24,000 | 5,131 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $171,000 | 6,522 |
| Salaries and employee benefits | $97,000 | 6,479 |
| Premises and equipment expense | $21,000 | 6,317 |
| Additional noninterest expense | $53,000 | 6,510 |
| Pre-tax net operating income | $12,000 | 6,103 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $12,000 | 6,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 6,120 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $12,000 | 6,120 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $12,000 | 6,102 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 6,683 |
| Total interest expense | $30,000 | 6,729 |
| Net interest income | $573,000 | 6,668 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $147,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $105,000 | 5,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 5,955 |
| Total noninterest expense | $664,000 | 6,614 |
| Salaries and employee benefits | $367,000 | 6,600 |
| Premises and equipment expense | $79,000 | 6,445 |
| Additional noninterest expense | $218,000 | 6,569 |
| Pre-tax net operating income | $56,000 | 6,068 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $56,000 | 6,114 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 6,115 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $56,000 | 6,117 |
| Net charge-offs | $5,000 | 5,225 |
| Cash dividends | $28,000 | 4,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $56,000 | 6,073 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $445,000 | 6,766 |
| Total interest expense | $24,000 | 6,808 |
| Net interest income | $421,000 | 6,748 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $110,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $81,000 | 5,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 6,079 |
| Total noninterest expense | $499,000 | 6,671 |
| Salaries and employee benefits | $275,000 | 6,653 |
| Premises and equipment expense | $61,000 | 6,483 |
| Additional noninterest expense | $163,000 | 6,624 |
| Pre-tax net operating income | $32,000 | 6,194 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $32,000 | 6,250 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $32,000 | 6,251 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $32,000 | 6,251 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $7,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $32,000 | 6,201 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $290,000 | 6,825 |
| Total interest expense | $16,000 | 6,861 |
| Net interest income | $274,000 | 6,805 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $61,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $50,000 | 5,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 6,344 |
| Total noninterest expense | $336,000 | 6,713 |
| Salaries and employee benefits | $183,000 | 6,707 |
| Premises and equipment expense | $40,000 | 6,531 |
| Additional noninterest expense | $113,000 | 6,642 |
| Pre-tax net operating income | $-1,000 | 6,302 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,000 | 6,367 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,000 | 6,369 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,000 | 6,369 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $7,000 | 3,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,000 | 6,305 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $141,000 | 6,909 |
| Total interest expense | $8,000 | 6,940 |
| Net interest income | $133,000 | 6,879 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-4,000 | 6,770 |
| Total noninterest expense | $168,000 | 6,787 |
| Salaries and employee benefits | $92,000 | 6,770 |
| Premises and equipment expense | $19,000 | 6,607 |
| Additional noninterest expense | $57,000 | 6,715 |
| Pre-tax net operating income | $-18,000 | 6,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-18,000 | 6,501 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-18,000 | 6,502 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-18,000 | 6,502 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $7,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-18,000 | 6,448 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 6,953 |
| Total interest expense | $47,000 | 6,987 |
| Net interest income | $584,000 | 6,930 |
| Provision for loan and lease losses | $3,000 | 5,866 |
| Total noninterest income | $153,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $108,000 | 5,326 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $45,000 | 5,926 |
| Total noninterest expense | $646,000 | 6,879 |
| Salaries and employee benefits | $363,000 | 6,846 |
| Premises and equipment expense | $84,000 | 6,646 |
| Additional noninterest expense | $199,000 | 6,873 |
| Pre-tax net operating income | $88,000 | 5,946 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $88,000 | 6,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $88,000 | 6,084 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $88,000 | 6,087 |
| Net charge-offs | $2,000 | 5,882 |
| Cash dividends | $16,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $88,000 | 5,935 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $470,000 | 7,059 |
| Total interest expense | $37,000 | 7,088 |
| Net interest income | $433,000 | 7,041 |
| Provision for loan and lease losses | $3,000 | 5,730 |
| Total noninterest income | $113,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $86,000 | 5,293 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 6,162 |
| Total noninterest expense | $488,000 | 6,963 |
| Salaries and employee benefits | $273,000 | 6,924 |
| Premises and equipment expense | $65,000 | 6,702 |
| Additional noninterest expense | $150,000 | 6,957 |
| Pre-tax net operating income | $55,000 | 6,132 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $55,000 | 6,256 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $55,000 | 6,254 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $55,000 | 6,255 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $11,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $55,000 | 6,120 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $311,000 | 7,121 |
| Total interest expense | $26,000 | 7,148 |
| Net interest income | $285,000 | 7,107 |
| Provision for loan and lease losses | $3,000 | 5,543 |
| Total noninterest income | $77,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $57,000 | 5,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,149 |
| Total noninterest expense | $324,000 | 7,020 |
| Salaries and employee benefits | $181,000 | 6,988 |
| Premises and equipment expense | $42,000 | 6,773 |
| Additional noninterest expense | $101,000 | 7,004 |
| Pre-tax net operating income | $35,000 | 6,164 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $35,000 | 6,301 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $35,000 | 6,301 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $35,000 | 6,301 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $3,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $35,000 | 6,162 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 7,186 |
| Total interest expense | $13,000 | 7,215 |
| Net interest income | $143,000 | 7,158 |
| Provision for loan and lease losses | $3,000 | 5,118 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $163,000 | 7,074 |
| Salaries and employee benefits | $90,000 | 7,051 |
| Premises and equipment expense | $21,000 | 6,810 |
| Additional noninterest expense | $52,000 | 7,041 |
| Pre-tax net operating income | $11,000 | 6,318 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $11,000 | 6,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,427 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,000 | 6,428 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $11,000 | 6,307 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 7,222 |
| Total interest expense | $78,000 | 7,243 |
| Net interest income | $594,000 | 7,206 |
| Provision for loan and lease losses | $17,000 | 6,261 |
| Total noninterest income | $131,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $100,000 | 5,510 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $31,000 | 6,201 |
| Total noninterest expense | $654,000 | 7,148 |
| Salaries and employee benefits | $367,000 | 7,115 |
| Premises and equipment expense | $87,000 | 6,919 |
| Additional noninterest expense | $200,000 | 7,131 |
| Pre-tax net operating income | $54,000 | 5,871 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $54,000 | 6,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $54,000 | 6,018 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $54,000 | 6,018 |
| Net charge-offs | $24,000 | 5,842 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $54,000 | 5,900 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $496,000 | 7,305 |
| Total interest expense | $62,000 | 7,310 |
| Net interest income | $434,000 | 7,283 |
| Provision for loan and lease losses | $16,000 | 6,084 |
| Total noninterest income | $90,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $69,000 | 5,649 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $21,000 | 6,374 |
| Total noninterest expense | $488,000 | 7,200 |
| Salaries and employee benefits | $276,000 | 7,161 |
| Premises and equipment expense | $65,000 | 6,967 |
| Additional noninterest expense | $147,000 | 7,206 |
| Pre-tax net operating income | $20,000 | 6,074 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $20,000 | 6,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 6,190 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $20,000 | 6,190 |
| Net charge-offs | $20,000 | 5,533 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $20,000 | 6,089 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $325,000 | 7,375 |
| Total interest expense | $43,000 | 7,383 |
| Net interest income | $282,000 | 7,356 |
| Provision for loan and lease losses | $16,000 | 5,799 |
| Total noninterest income | $52,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $316,000 | 7,288 |
| Salaries and employee benefits | $180,000 | 7,239 |
| Premises and equipment expense | $44,000 | 7,020 |
| Additional noninterest expense | $92,000 | 7,316 |
| Pre-tax net operating income | $2,000 | 6,183 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,000 | 6,293 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,000 | 6,293 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,000 | 6,293 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,000 | 6,215 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $162,000 | 7,437 |
| Total interest expense | $22,000 | 7,444 |
| Net interest income | $140,000 | 7,412 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $162,000 | 7,333 |
| Salaries and employee benefits | $87,000 | 7,305 |
| Premises and equipment expense | $24,000 | 6,995 |
| Additional noninterest expense | $51,000 | 7,328 |
| Pre-tax net operating income | $-1,000 | 6,344 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,000 | 6,386 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,000 | 6,386 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,000 | 6,386 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,000 | 6,357 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 7,479 |
| Total interest expense | $123,000 | 7,484 |
| Net interest income | $617,000 | 7,448 |
| Provision for loan and lease losses | $37,000 | 6,624 |
| Total noninterest income | $108,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 5,740 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 6,495 |
| Total noninterest expense | $615,000 | 7,444 |
| Salaries and employee benefits | $357,000 | 7,381 |
| Premises and equipment expense | $93,000 | 7,117 |
| Additional noninterest expense | $165,000 | 7,497 |
| Pre-tax net operating income | $73,000 | 5,558 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $73,000 | 5,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,000 | 5,706 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $73,000 | 5,706 |
| Net charge-offs | $33,000 | 6,156 |
| Cash dividends | $35,000 | 4,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $73,000 | 5,568 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,592 |
| Total interest expense | $97,000 | 7,589 |
| Net interest income | $460,000 | 7,555 |
| Provision for loan and lease losses | $37,000 | 6,444 |
| Total noninterest income | $80,000 | 6,763 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $63,000 | 5,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $448,000 | 7,548 |
| Salaries and employee benefits | $261,000 | 7,481 |
| Premises and equipment expense | $71,000 | 7,183 |
| Additional noninterest expense | $116,000 | 7,604 |
| Pre-tax net operating income | $55,000 | 5,787 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $55,000 | 5,915 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $55,000 | 5,915 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $55,000 | 5,915 |
| Net charge-offs | $28,000 | 5,863 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $55,000 | 5,787 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $379,000 | 7,653 |
| Total interest expense | $67,000 | 7,654 |
| Net interest income | $312,000 | 7,617 |
| Provision for loan and lease losses | $32,000 | 6,120 |
| Total noninterest income | $56,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $42,000 | 5,813 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $302,000 | 7,611 |
| Salaries and employee benefits | $174,000 | 7,538 |
| Premises and equipment expense | $48,000 | 7,238 |
| Additional noninterest expense | $80,000 | 7,661 |
| Pre-tax net operating income | $34,000 | 5,903 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $34,000 | 6,007 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $34,000 | 6,009 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $34,000 | 6,008 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $34,000 | 5,907 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 7,752 |
| Total interest expense | $34,000 | 7,761 |
| Net interest income | $156,000 | 7,709 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $29,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $151,000 | 7,712 |
| Salaries and employee benefits | $83,000 | 7,668 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $44,000 | 7,729 |
| Pre-tax net operating income | $29,000 | 5,925 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $29,000 | 6,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 6,001 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $29,000 | 6,000 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $29,000 | 5,884 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 7,810 |
| Total interest expense | $185,000 | 7,798 |
| Net interest income | $625,000 | 7,764 |
| Provision for loan and lease losses | $43,000 | 6,926 |
| Total noninterest income | $130,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $94,000 | 5,834 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $36,000 | 6,622 |
| Total noninterest expense | $627,000 | 7,775 |
| Salaries and employee benefits | $366,000 | 7,693 |
| Premises and equipment expense | $88,000 | 7,482 |
| Additional noninterest expense | $173,000 | 7,825 |
| Pre-tax net operating income | $85,000 | 5,135 |
| Securities gains (losses) | $-25,000 | 7,080 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $60,000 | 5,316 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $60,000 | 5,315 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $60,000 | 5,315 |
| Net charge-offs | $43,000 | 6,288 |
| Cash dividends | $111,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $85,000 | 5,149 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $609,000 | 7,894 |
| Total interest expense | $146,000 | 7,880 |
| Net interest income | $463,000 | 7,843 |
| Provision for loan and lease losses | $4,000 | 7,229 |
| Total noninterest income | $98,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $68,000 | 5,928 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $465,000 | 7,840 |
| Salaries and employee benefits | $271,000 | 7,761 |
| Premises and equipment expense | $66,000 | 7,546 |
| Additional noninterest expense | $128,000 | 7,891 |
| Pre-tax net operating income | $92,000 | 5,319 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $92,000 | 5,348 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $92,000 | 5,347 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $92,000 | 5,347 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $71,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $92,000 | 5,284 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,981 |
| Total interest expense | $96,000 | 7,973 |
| Net interest income | $311,000 | 7,914 |
| Provision for loan and lease losses | $4,000 | 7,067 |
| Total noninterest income | $62,000 | 6,959 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $315,000 | 7,912 |
| Salaries and employee benefits | $182,000 | 7,847 |
| Premises and equipment expense | $43,000 | 7,635 |
| Additional noninterest expense | $90,000 | 7,935 |
| Pre-tax net operating income | $54,000 | 5,491 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $54,000 | 5,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 5,545 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $54,000 | 5,545 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $71,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $54,000 | 5,470 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $204,000 | 8,039 |
| Total interest expense | $50,000 | 8,027 |
| Net interest income | $154,000 | 7,966 |
| Provision for loan and lease losses | $4,000 | 6,586 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $150,000 | 7,984 |
| Salaries and employee benefits | $91,000 | 7,893 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $38,000 | 8,025 |
| Pre-tax net operating income | $29,000 | 5,905 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $71,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,000 | 5,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $934,000 | 8,018 |
| Total interest expense | $286,000 | 8,017 |
| Net interest income | $648,000 | 7,969 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $149,000 | 6,896 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 5,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $42,000 | 6,928 |
| Total noninterest expense | $604,000 | 8,026 |
| Salaries and employee benefits | $341,000 | 8,000 |
| Premises and equipment expense | $91,000 | 7,705 |
| Additional noninterest expense | $172,000 | 7,990 |
| Pre-tax net operating income | $143,000 | 5,903 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $143,000 | 5,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $143,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $143,000 | 5,858 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $706,000 | 8,109 |
| Total interest expense | $224,000 | 8,089 |
| Net interest income | $482,000 | 8,055 |
| Provision for loan and lease losses | $34,000 | 6,215 |
| Total noninterest income | $111,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $79,000 | 5,863 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $452,000 | 8,075 |
| Salaries and employee benefits | $250,000 | 8,065 |
| Premises and equipment expense | $70,000 | 7,722 |
| Additional noninterest expense | $132,000 | 8,015 |
| Pre-tax net operating income | $107,000 | 6,379 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $107,000 | 6,140 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $107,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $107,000 | 6,295 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $471,000 | 8,181 |
| Total interest expense | $156,000 | 8,153 |
| Net interest income | $315,000 | 8,116 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $72,000 | 7,101 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $51,000 | 5,920 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $294,000 | 8,148 |
| Salaries and employee benefits | $169,000 | 8,112 |
| Premises and equipment expense | $40,000 | 7,888 |
| Additional noninterest expense | $85,000 | 8,099 |
| Pre-tax net operating income | $73,000 | 6,552 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $73,000 | 6,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 6,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $73,000 | 6,473 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,225 |
| Total interest expense | $85,000 | 8,180 |
| Net interest income | $157,000 | 8,170 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $36,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $154,000 | 8,170 |
| Salaries and employee benefits | $88,000 | 8,127 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $45,000 | 8,092 |
| Pre-tax net operating income | $31,000 | 6,842 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $31,000 | 6,863 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $31,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $31,000 | 6,771 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 8,256 |
| Total interest expense | $328,000 | 8,183 |
| Net interest income | $550,000 | 8,242 |
| Provision for loan and lease losses | $38,000 | 5,914 |
| Total noninterest income | $155,000 | 7,085 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $110,000 | 5,894 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $45,000 | 7,199 |
| Total noninterest expense | $576,000 | 8,246 |
| Salaries and employee benefits | $349,000 | 8,174 |
| Premises and equipment expense | $74,000 | 8,023 |
| Additional noninterest expense | $153,000 | 8,239 |
| Pre-tax net operating income | $91,000 | 7,170 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $91,000 | 7,176 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $91,000 | 7,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $50,000 | 5,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $91,000 | 7,147 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $651,000 | 8,309 |
| Total interest expense | $240,000 | 8,243 |
| Net interest income | $411,000 | 8,295 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $119,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $35,000 | 7,194 |
| Total noninterest expense | $422,000 | 8,254 |
| Salaries and employee benefits | $253,000 | 8,188 |
| Premises and equipment expense | $56,000 | 8,005 |
| Additional noninterest expense | $113,000 | 8,242 |
| Pre-tax net operating income | $83,000 | 7,376 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $83,000 | 7,347 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $83,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $83,000 | 7,331 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $424,000 | 8,388 |
| Total interest expense | $150,000 | 8,323 |
| Net interest income | $274,000 | 8,362 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $85,000 | 7,045 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $58,000 | 5,870 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $27,000 | 7,090 |
| Total noninterest expense | $285,000 | 8,292 |
| Salaries and employee benefits | $169,000 | 8,248 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $79,000 | 8,248 |
| Pre-tax net operating income | $56,000 | 7,490 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $56,000 | 7,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $56,000 | 7,434 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,456 |
| Total interest expense | $71,000 | 8,379 |
| Net interest income | $135,000 | 8,431 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $35,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $151,000 | 8,295 |
| Salaries and employee benefits | $85,000 | 8,288 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $48,000 | 8,120 |
| Pre-tax net operating income | $11,000 | 7,734 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $11,000 | 7,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $11,000 | 7,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 8,421 |
| Total interest expense | $235,000 | 8,374 |
| Net interest income | $524,000 | 8,389 |
| Provision for loan and lease losses | $13,000 | 6,485 |
| Total noninterest income | $141,000 | 7,378 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $89,000 | 6,301 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 7,209 |
| Total noninterest expense | $595,000 | 8,323 |
| Salaries and employee benefits | $343,000 | 8,281 |
| Premises and equipment expense | $79,000 | 8,042 |
| Additional noninterest expense | $173,000 | 8,254 |
| Pre-tax net operating income | $57,000 | 7,823 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $56,000 | 7,832 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $56,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $10,000 | 5,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $57,000 | 7,820 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $555,000 | 8,489 |
| Total interest expense | $163,000 | 8,453 |
| Net interest income | $392,000 | 8,464 |
| Provision for loan and lease losses | $13,000 | 6,263 |
| Total noninterest income | $107,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $438,000 | 8,364 |
| Salaries and employee benefits | $251,000 | 8,314 |
| Premises and equipment expense | $58,000 | 8,100 |
| Additional noninterest expense | $129,000 | 8,293 |
| Pre-tax net operating income | $48,000 | 7,977 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $47,000 | 7,973 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $47,000 | 7,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $48,000 | 7,960 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $366,000 | 8,548 |
| Total interest expense | $102,000 | 8,500 |
| Net interest income | $264,000 | 8,520 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $67,000 | 7,564 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $285,000 | 8,421 |
| Salaries and employee benefits | $168,000 | 8,362 |
| Premises and equipment expense | $35,000 | 8,194 |
| Additional noninterest expense | $82,000 | 8,355 |
| Pre-tax net operating income | $40,000 | 8,008 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $40,000 | 7,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $40,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $40,000 | 7,977 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 8,579 |
| Total interest expense | $48,000 | 8,541 |
| Net interest income | $130,000 | 8,551 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $134,000 | 8,482 |
| Salaries and employee benefits | $82,000 | 8,403 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $38,000 | 8,429 |
| Pre-tax net operating income | $28,000 | 7,956 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $28,000 | 7,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $28,000 | 7,866 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 8,554 |
| Total interest expense | $142,000 | 8,555 |
| Net interest income | $508,000 | 8,524 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $130,000 | 7,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $82,000 | 6,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,428 |
| Total noninterest expense | $553,000 | 8,488 |
| Salaries and employee benefits | $304,000 | 8,480 |
| Premises and equipment expense | $74,000 | 8,187 |
| Additional noninterest expense | $175,000 | 8,367 |
| Pre-tax net operating income | $65,000 | 8,090 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $65,000 | 8,095 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $65,000 | 8,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $10,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $65,000 | 8,067 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 8,609 |
| Total interest expense | $98,000 | 8,610 |
| Net interest income | $383,000 | 8,578 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $95,000 | 7,740 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 7,425 |
| Total noninterest expense | $400,000 | 8,514 |
| Salaries and employee benefits | $222,000 | 8,488 |
| Premises and equipment expense | $53,000 | 8,217 |
| Additional noninterest expense | $125,000 | 8,410 |
| Pre-tax net operating income | $58,000 | 8,161 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $58,000 | 8,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $58,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $58,000 | 8,127 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,625 |
| Total interest expense | $59,000 | 8,639 |
| Net interest income | $256,000 | 8,584 |
| Provision for loan and lease losses | $17,000 | 5,817 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $244,000 | 8,577 |
| Salaries and employee benefits | $135,000 | 8,572 |
| Premises and equipment expense | $32,000 | 8,308 |
| Additional noninterest expense | $77,000 | 8,466 |
| Pre-tax net operating income | $53,000 | 8,120 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $53,000 | 8,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $53,000 | 8,052 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 8,705 |
| Total interest expense | $29,000 | 8,707 |
| Net interest income | $127,000 | 8,660 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $104,000 | 8,723 |
| Salaries and employee benefits | $55,000 | 8,736 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $34,000 | 8,610 |
| Pre-tax net operating income | $44,000 | 7,971 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $44,000 | 7,861 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $44,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $44,000 | 7,833 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 8,687 |
| Total interest expense | $125,000 | 8,680 |
| Net interest income | $492,000 | 8,651 |
| Provision for loan and lease losses | $22,000 | 6,676 |
| Total noninterest income | $124,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $72,000 | 6,919 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $412,000 | 8,780 |
| Salaries and employee benefits | $234,000 | 8,757 |
| Premises and equipment expense | $47,000 | 8,627 |
| Additional noninterest expense | $131,000 | 8,683 |
| Pre-tax net operating income | $182,000 | 7,837 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $182,000 | 7,738 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $182,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $88,000 | 5,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $182,000 | 7,699 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $467,000 | 8,742 |
| Total interest expense | $94,000 | 8,732 |
| Net interest income | $373,000 | 8,702 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $96,000 | 7,856 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $300,000 | 8,825 |
| Salaries and employee benefits | $166,000 | 8,811 |
| Premises and equipment expense | $35,000 | 8,659 |
| Additional noninterest expense | $99,000 | 8,706 |
| Pre-tax net operating income | $158,000 | 7,882 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $158,000 | 7,731 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $158,000 | 7,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $45,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $158,000 | 7,685 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $310,000 | 8,808 |
| Total interest expense | $63,000 | 8,796 |
| Net interest income | $247,000 | 8,767 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $66,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $195,000 | 8,886 |
| Salaries and employee benefits | $111,000 | 8,861 |
| Premises and equipment expense | $21,000 | 8,751 |
| Additional noninterest expense | $63,000 | 8,793 |
| Pre-tax net operating income | $113,000 | 7,816 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $113,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 7,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $18,000 | 4,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $113,000 | 7,579 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 8,851 |
| Total interest expense | $35,000 | 8,802 |
| Net interest income | $119,000 | 8,819 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $100,000 | 8,905 |
| Salaries and employee benefits | $56,000 | 8,897 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $33,000 | 8,795 |
| Pre-tax net operating income | $44,000 | 7,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $44,000 | 7,894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $44,000 | 7,832 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 8,881 |
| Total interest expense | $148,000 | 8,867 |
| Net interest income | $479,000 | 8,828 |
| Provision for loan and lease losses | $16,000 | 7,188 |
| Total noninterest income | $110,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $65,000 | 7,186 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $404,000 | 8,978 |
| Salaries and employee benefits | $221,000 | 8,959 |
| Premises and equipment expense | $47,000 | 8,809 |
| Additional noninterest expense | $136,000 | 8,827 |
| Pre-tax net operating income | $169,000 | 7,930 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $179,000 | 7,867 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $179,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $72,000 | 5,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $169,000 | 7,789 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 8,974 |
| Total interest expense | $113,000 | 8,956 |
| Net interest income | $351,000 | 8,912 |
| Provision for loan and lease losses | $16,000 | 6,921 |
| Total noninterest income | $83,000 | 8,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $48,000 | 7,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $303,000 | 9,010 |
| Salaries and employee benefits | $159,000 | 9,021 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $106,000 | 8,848 |
| Pre-tax net operating income | $115,000 | 8,150 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $125,000 | 8,066 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $125,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $115,000 | 7,992 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $308,000 | 9,016 |
| Total interest expense | $77,000 | 9,004 |
| Net interest income | $231,000 | 8,950 |
| Provision for loan and lease losses | $11,000 | 6,777 |
| Total noninterest income | $53,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $200,000 | 9,047 |
| Salaries and employee benefits | $106,000 | 9,055 |
| Premises and equipment expense | $26,000 | 8,793 |
| Additional noninterest expense | $68,000 | 8,892 |
| Pre-tax net operating income | $73,000 | 8,214 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $79,000 | 8,144 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $79,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $32,000 | 4,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $73,000 | 8,054 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 9,064 |
| Total interest expense | $40,000 | 9,051 |
| Net interest income | $116,000 | 9,003 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $27,000 | 8,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $93,000 | 9,119 |
| Salaries and employee benefits | $52,000 | 9,101 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $29,000 | 9,032 |
| Pre-tax net operating income | $42,000 | 8,115 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $47,000 | 7,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $42,000 | 7,906 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 9,092 |
| Total interest expense | $209,000 | 9,055 |
| Net interest income | $426,000 | 9,071 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $103,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $63,000 | 7,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,875 |
| Total noninterest expense | $377,000 | 9,164 |
| Salaries and employee benefits | $205,000 | 9,152 |
| Premises and equipment expense | $41,000 | 9,039 |
| Additional noninterest expense | $131,000 | 9,000 |
| Pre-tax net operating income | $128,000 | 8,205 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $119,000 | 8,237 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $119,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,091 |
| Cash dividends | $48,000 | 6,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $119,000 | 8,135 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 9,338 |
| Total interest expense | $247,000 | 9,341 |
| Net interest income | $426,000 | 9,282 |
| Provision for loan and lease losses | $31,000 | 7,199 |
| Total noninterest income | $103,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $64,000 | 7,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $39,000 | 8,049 |
| Total noninterest expense | $328,000 | 9,461 |
| Salaries and employee benefits | $177,000 | 9,443 |
| Premises and equipment expense | $35,000 | 9,354 |
| Additional noninterest expense | $116,000 | 9,279 |
| Pre-tax net operating income | $170,000 | 8,018 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $51,000 | 6,689 |
| Income before extraordinary items | $119,000 | 8,220 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $119,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 899 |
| Net operating income | $119,000 | 8,111 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 9,600 |
| Total interest expense | $216,000 | 9,638 |
| Net interest income | $464,000 | 9,501 |
| Provision for loan and lease losses | $14,000 | 7,804 |
| Total noninterest income | $94,000 | 8,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $308,000 | 9,746 |
| Salaries and employee benefits | $169,000 | 9,705 |
| Premises and equipment expense | $30,000 | 9,671 |
| Additional noninterest expense | $109,000 | 9,569 |
| Pre-tax net operating income | $236,000 | 8,208 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $79,000 | 6,804 |
| Income before extraordinary items | $157,000 | 8,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $157,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $46,000 | 6,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $157,000 | 8,368 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 9,882 |
| Total interest expense | $224,000 | 9,905 |
| Net interest income | $422,000 | 9,794 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $84,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $316,000 | 10,037 |
| Salaries and employee benefits | $167,000 | 10,006 |
| Premises and equipment expense | $26,000 | 10,029 |
| Additional noninterest expense | $123,000 | 9,760 |
| Pre-tax net operating income | $169,000 | 8,723 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $52,000 | 7,609 |
| Income before extraordinary items | $117,000 | 8,846 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $117,000 | 8,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $46,000 | 6,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $117,000 | 8,811 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 10,170 |
| Total interest expense | $215,000 | 10,173 |
| Net interest income | $370,000 | 10,118 |
| Provision for loan and lease losses | $19,000 | 7,809 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $308,000 | 10,248 |
| Salaries and employee benefits | $165,000 | 10,234 |
| Premises and equipment expense | $26,000 | 10,237 |
| Additional noninterest expense | $117,000 | 9,989 |
| Pre-tax net operating income | $111,000 | 9,361 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $24,000 | 8,804 |
| Income before extraordinary items | $87,000 | 9,424 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $87,000 | 9,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $10,000 | 7,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $87,000 | 9,360 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 10,702 |
| Total interest expense | $176,000 | 10,696 |
| Net interest income | $339,000 | 10,641 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $57,000 | 10,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $300,000 | 10,702 |
| Salaries and employee benefits | $178,000 | 10,628 |
| Premises and equipment expense | $28,000 | 10,649 |
| Additional noninterest expense | $94,000 | 10,583 |
| Pre-tax net operating income | $72,000 | 10,168 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $5,000 | 9,963 |
| Income before extraordinary items | $66,000 | 10,153 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $66,000 | 10,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $66,930 | 10,119 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 11,280 |
| Total interest expense | $152,000 | 11,282 |
| Net interest income | $317,000 | 11,211 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $160,000 | 8,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 9,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $282,000 | 11,263 |
| Salaries and employee benefits | $170,000 | 11,160 |
| Premises and equipment expense | $27,000 | 11,194 |
| Additional noninterest expense | $85,000 | 11,205 |
| Pre-tax net operating income | $168,000 | 9,972 |
| Securities gains (losses) | $-33,000 | 10,883 |
| Applicable income taxes | $13,000 | 10,323 |
| Income before extraordinary items | $122,000 | 10,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $122,000 | 10,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $151,700 | 9,724 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 11,837 |
| Total interest expense | $110,000 | 11,858 |
| Net interest income | $280,000 | 11,780 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $41,000 | 11,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 9,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $275,000 | 11,763 |
| Salaries and employee benefits | $168,000 | 11,663 |
| Premises and equipment expense | $29,000 | 11,637 |
| Additional noninterest expense | $78,000 | 11,776 |
| Pre-tax net operating income | $22,000 | 11,411 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $22,000 | 11,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $22,000 | 11,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $22,000 | 11,395 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 12,515 |
| Total interest expense | $91,000 | 12,516 |
| Net interest income | $219,000 | 12,489 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $40,000 | 12,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $235,000 | 12,471 |
| Salaries and employee benefits | $131,000 | 12,439 |
| Premises and equipment expense | $20,000 | 12,430 |
| Additional noninterest expense | $84,000 | 12,405 |
| Pre-tax net operating income | $-1,000 | 12,101 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-1,000 | 12,039 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,000 | 12,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,000 | 12,063 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $235,000 | 13,206 |
| Total interest expense | $101,000 | 13,169 |
| Net interest income | $134,000 | 13,184 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $13,000 | 13,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $238,000 | 13,126 |
| Salaries and employee benefits | $127,000 | 13,094 |
| Premises and equipment expense | $18,000 | 13,121 |
| Additional noninterest expense | $93,000 | 12,996 |
| Pre-tax net operating income | $-122,000 | 12,619 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-3,000 | 12,743 |
| Income before extraordinary items | $-119,000 | 12,679 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-119,000 | 12,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-119,000 | 12,585 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 13,845 |
| Total interest expense | $115,000 | 13,807 |
| Net interest income | $133,000 | 13,827 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $15,000 | 13,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $194,000 | 13,805 |
| Salaries and employee benefits | $124,000 | 13,700 |
| Premises and equipment expense | $15,000 | 13,772 |
| Additional noninterest expense | $55,000 | 13,828 |
| Pre-tax net operating income | $-46,000 | 12,855 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-5,000 | 13,377 |
| Income before extraordinary items | $-41,000 | 12,980 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-41,000 | 12,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-41,000 | 12,801 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.