Home > Summit State Bank > Income and Expense

Summit State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$60,241,000798
Total interest expense$24,779,000677
Net interest income$35,462,000897
Provision for loan and lease losses$332,0001,581
Total noninterest income$5,007,0001,198
Gross Fiduciary activities income$0981
Service charges on deposit accounts$471,0001,710
Trading account gains and feesNANA
Additional Noninterest Income$4,536,000943
Total noninterest expense$24,856,0001,019
Salaries and employee benefits$15,337,000946
Premises and equipment expense$1,553,0001,496
Additional noninterest expense$4,536,000943
Pre-tax net operating income$15,281,000843
Securities gains (losses)$0988
Applicable income taxes$4,459,000580
Income before extraordinary items$10,822,000945
Extraordinary gains, net$054
Net income$10,822,000959
Minority interest net income$088
Net income of bank and minority interests.$10,822,000948
Net charge-offs$-40,0004,151
Cash dividends$3,251,0001,116
Sale, conversion, retirement of capital stock, net$292,000325
Net operating income$10,822,000965
2023-09-30 (YTD Data)Rank
Total interest income$45,206,000786
Total interest expense$17,572,000669
Net interest income$27,634,000870
Provision for loan and lease losses$397,0001,152
Total noninterest income$4,764,0001,030
Gross Fiduciary activities income$0950
Service charges on deposit accounts$346,0001,735
Trading account gains and feesNANA
Additional Noninterest Income$4,418,000807
Total noninterest expense$19,427,000996
Salaries and employee benefits$12,313,000912
Premises and equipment expense$1,210,0001,445
Additional noninterest expense$4,418,000807
Pre-tax net operating income$12,574,000811
Securities gains (losses)$0849
Applicable income taxes$3,652,000566
Income before extraordinary items$8,922,000910
Extraordinary gains, net$052
Net income$8,922,000915
Minority interest net income$081
Net income of bank and minority interests.$8,922,000910
Net charge-offs$-31,0004,110
Cash dividends$2,441,0001,035
Sale, conversion, retirement of capital stock, net$210,000321
Net operating income$8,922,000925
2023-06-30 (YTD Data)Rank
Total interest income$30,272,000759
Total interest expense$10,572,000661
Net interest income$19,700,000825
Provision for loan and lease losses$402,000881
Total noninterest income$3,331,000941
Gross Fiduciary activities income$0931
Service charges on deposit accounts$222,0001,775
Trading account gains and feesNANA
Additional Noninterest Income$3,109,000725
Total noninterest expense$12,562,000999
Salaries and employee benefits$7,965,000917
Premises and equipment expense$831,0001,413
Additional noninterest expense$3,109,000725
Pre-tax net operating income$10,067,000692
Securities gains (losses)$0938
Applicable income taxes$2,966,000503
Income before extraordinary items$7,101,000788
Extraordinary gains, net$051
Net income$7,101,000800
Minority interest net income$081
Net income of bank and minority interests.$7,101,000788
Net charge-offs$-22,0004,140
Cash dividends$1,643,0001,010
Sale, conversion, retirement of capital stock, net$122,000325
Net operating income$7,101,000795
2023-03-31 (YTD Data)Rank
Total interest income$14,649,000771
Total interest expense$4,614,000654
Net interest income$10,035,000827
Provision for loan and lease losses$367,000603
Total noninterest income$1,922,000862
Gross Fiduciary activities income$0913
Service charges on deposit accounts$112,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$1,810,000651
Total noninterest expense$5,779,0001,084
Salaries and employee benefits$3,780,000982
Premises and equipment expense$420,0001,432
Additional noninterest expense$1,810,000651
Pre-tax net operating income$5,811,000641
Securities gains (losses)$0950
Applicable income taxes$1,695,000475
Income before extraordinary items$4,116,000718
Extraordinary gains, net$04
Net income$4,116,000717
Minority interest net income$048
Net income of bank and minority interests.$4,116,000717
Net charge-offs$-13,0004,126
Cash dividends$825,000935
Sale, conversion, retirement of capital stock, net$38,000334
Net operating income$4,116,000729
2022-12-31 (YTD Data)Rank
Total interest income$48,953,000758
Total interest expense$6,527,000641
Net interest income$42,426,000781
Provision for loan and lease losses$2,541,000441
Total noninterest income$7,292,000936
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$436,0001,851
Trading account gains and feesNANA
Additional Noninterest Income$6,856,000724
Total noninterest expense$23,311,0001,048
Salaries and employee benefits$14,584,000982
Premises and equipment expense$1,545,0001,507
Additional noninterest expense$6,856,000724
Pre-tax net operating income$23,866,000661
Securities gains (losses)$4,000540
Applicable income taxes$6,902,000493
Income before extraordinary items$16,968,000727
Extraordinary gains, net$05
Net income$16,968,000728
Minority interest net income$063
Net income of bank and minority interests.$16,968,000728
Net charge-offs$173,000987
Cash dividends$3,226,0001,084
Sale, conversion, retirement of capital stock, net$165,000423
Net operating income$16,964,840733
2022-09-30 (YTD Data)Rank
Total interest income$34,767,000756
Total interest expense$3,590,000626
Net interest income$31,177,000783
Provision for loan and lease losses$1,879,000411
Total noninterest income$5,195,000987
Gross Fiduciary activities income$0968
Service charges on deposit accounts$313,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$4,882,000767
Total noninterest expense$16,956,0001,071
Salaries and employee benefits$10,724,000998
Premises and equipment expense$1,069,0001,590
Additional noninterest expense$4,882,000767
Pre-tax net operating income$17,537,000676
Securities gains (losses)$7,000491
Applicable income taxes$5,129,000504
Income before extraordinary items$12,415,000742
Extraordinary gains, net$04
Net income$12,415,000742
Minority interest net income$057
Net income of bank and minority interests.$12,415,000742
Net charge-offs$-4,0003,351
Cash dividends$2,419,000987
Sale, conversion, retirement of capital stock, net$131,000383
Net operating income$12,409,470752
2022-06-30 (YTD Data)Rank
Total interest income$22,226,000758
Total interest expense$2,041,000575
Net interest income$20,185,000777
Provision for loan and lease losses$1,109,000395
Total noninterest income$4,179,000860
Gross Fiduciary activities income$0925
Service charges on deposit accounts$206,0001,928
Trading account gains and feesNANA
Additional Noninterest Income$3,973,000685
Total noninterest expense$11,461,0001,048
Salaries and employee benefits$7,275,000969
Premises and equipment expense$702,0001,626
Additional noninterest expense$3,484,0001,045
Pre-tax net operating income$11,794,000633
Securities gains (losses)$6,000456
Applicable income taxes$3,364,000482
Income before extraordinary items$8,436,000687
Extraordinary gains, net$04
Net income$8,436,000687
Minority interest net income$060
Net income of bank and minority interests.$8,436,000687
Net charge-offs$02,156
Cash dividends$1,610,000985
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,431,260696
2022-03-31 (YTD Data)Rank
Total interest income$10,880,000751
Total interest expense$997,000558
Net interest income$9,883,000771
Provision for loan and lease losses$135,000851
Total noninterest income$1,870,000928
Gross Fiduciary activities income$0892
Service charges on deposit accounts$104,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$1,766,000754
Total noninterest expense$6,184,000992
Salaries and employee benefits$3,964,000910
Premises and equipment expense$331,0001,723
Additional noninterest expense$1,889,000963
Pre-tax net operating income$5,434,000649
Securities gains (losses)$6,000441
Applicable income taxes$1,505,000501
Income before extraordinary items$3,935,000707
Extraordinary gains, net$04
Net income$3,935,000707
Minority interest net income$050
Net income of bank and minority interests.$3,935,000707
Net charge-offs$11,0001,153
Cash dividends$802,000876
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,930,260715
2021-12-31 (YTD Data)Rank
Total interest income$41,973,000793
Total interest expense$4,367,000614
Net interest income$37,606,000811
Provision for loan and lease losses$1,294,000454
Total noninterest income$4,483,0001,406
Gross Fiduciary activities income$0994
Service charges on deposit accounts$419,0001,806
Trading account gains and feesNANA
Additional Noninterest Income$4,064,0001,239
Total noninterest expense$19,980,0001,167
Salaries and employee benefits$12,669,0001,079
Premises and equipment expense$1,309,0001,702
Additional noninterest expense$6,002,0001,136
Pre-tax net operating income$20,815,000712
Securities gains (losses)$65,0001,023
Applicable income taxes$6,182,000541
Income before extraordinary items$14,698,000833
Extraordinary gains, net$010
Net income$14,698,000834
Minority interest net income$074
Net income of bank and minority interests.$14,698,000834
Net charge-offs$97,0001,357
Cash dividends$2,988,0001,195
Sale, conversion, retirement of capital stock, net$33,000527
Net operating income$14,646,650820
2021-09-30 (YTD Data)Rank
Total interest income$31,092,000816
Total interest expense$3,341,000641
Net interest income$27,751,000836
Provision for loan and lease losses$335,0001,091
Total noninterest income$3,332,0001,451
Gross Fiduciary activities income$0957
Service charges on deposit accounts$311,0001,806
Trading account gains and feesNANA
Additional Noninterest Income$3,021,0001,282
Total noninterest expense$15,163,0001,162
Salaries and employee benefits$9,496,0001,087
Premises and equipment expense$963,0001,760
Additional noninterest expense$4,704,0001,108
Pre-tax net operating income$15,585,000740
Securities gains (losses)$56,0001,015
Applicable income taxes$4,629,000564
Income before extraordinary items$11,012,000874
Extraordinary gains, net$08
Net income$11,012,000874
Minority interest net income$069
Net income of bank and minority interests.$11,012,000874
Net charge-offs$14,0001,869
Cash dividends$2,185,0001,097
Sale, conversion, retirement of capital stock, net$33,000479
Net operating income$10,967,760859
2021-06-30 (YTD Data)Rank
Total interest income$20,489,000818
Total interest expense$2,324,000643
Net interest income$18,165,000845
Provision for loan and lease losses$335,000826
Total noninterest income$2,062,0001,494
Gross Fiduciary activities income$0951
Service charges on deposit accounts$197,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$1,865,0001,345
Total noninterest expense$9,702,0001,186
Salaries and employee benefits$6,170,0001,099
Premises and equipment expense$658,0001,714
Additional noninterest expense$2,874,0001,165
Pre-tax net operating income$10,190,000749
Securities gains (losses)$56,000846
Applicable income taxes$3,031,000566
Income before extraordinary items$7,215,000876
Extraordinary gains, net$06
Net income$7,215,000876
Minority interest net income$067
Net income of bank and minority interests.$7,215,000876
Net charge-offs$-15,0003,945
Cash dividends$1,457,0001,082
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,170,760861
2021-03-31 (YTD Data)Rank
Total interest income$10,409,000800
Total interest expense$1,219,000650
Net interest income$9,190,000818
Provision for loan and lease losses$335,000508
Total noninterest income$601,0002,028
Gross Fiduciary activities income$0922
Service charges on deposit accounts$98,0001,805
Trading account gains and feesNANA
Additional Noninterest Income$503,0001,914
Total noninterest expense$4,753,0001,188
Salaries and employee benefits$3,018,0001,112
Premises and equipment expense$328,0001,722
Additional noninterest expense$1,407,0001,164
Pre-tax net operating income$4,703,000808
Securities gains (losses)$7,0001,145
Applicable income taxes$1,393,000598
Income before extraordinary items$3,317,000934
Extraordinary gains, net$03
Net income$3,317,000934
Minority interest net income$055
Net income of bank and minority interests.$3,317,000934
Net charge-offs$-9,0004,024
Cash dividends$728,000949
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,311,470916
2020-12-31 (YTD Data)Rank
Total interest income$36,424,000908
Total interest expense$6,164,000775
Net interest income$30,260,000916
Provision for loan and lease losses$2,100,0001,011
Total noninterest income$3,223,0001,662
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$416,0001,847
Trading account gains and feesNANA
Additional Noninterest Income$2,807,0001,498
Total noninterest expense$17,319,0001,239
Salaries and employee benefits$10,692,0001,186
Premises and equipment expense$1,259,0001,738
Additional noninterest expense$5,368,0001,201
Pre-tax net operating income$14,064,000785
Securities gains (losses)$874,000410
Applicable income taxes$4,421,000537
Income before extraordinary items$10,517,000912
Extraordinary gains, net$04
Net income$10,517,000912
Minority interest net income$072
Net income of bank and minority interests.$10,517,000912
Net charge-offs$-13,0004,299
Cash dividends$2,913,0001,161
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,826,540939
2020-09-30 (YTD Data)Rank
Total interest income$26,279,000933
Total interest expense$4,840,000791
Net interest income$21,439,000941
Provision for loan and lease losses$1,600,0001,013
Total noninterest income$2,673,0001,522
Gross Fiduciary activities income$0981
Service charges on deposit accounts$311,0001,837
Trading account gains and feesNANA
Additional Noninterest Income$2,362,0001,354
Total noninterest expense$12,608,0001,257
Salaries and employee benefits$7,727,0001,215
Premises and equipment expense$958,0001,722
Additional noninterest expense$3,923,0001,200
Pre-tax net operating income$9,904,000808
Securities gains (losses)$874,000334
Applicable income taxes$3,190,000526
Income before extraordinary items$7,588,000905
Extraordinary gains, net$04
Net income$7,588,000905
Minority interest net income$065
Net income of bank and minority interests.$7,588,000905
Net charge-offs$-24,0004,467
Cash dividends$2,185,0001,040
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,897,540958
2020-06-30 (YTD Data)Rank
Total interest income$17,107,000965
Total interest expense$3,409,000808
Net interest income$13,698,000985
Provision for loan and lease losses$1,100,0001,022
Total noninterest income$1,576,0001,573
Gross Fiduciary activities income$0970
Service charges on deposit accounts$214,0001,815
Trading account gains and feesNANA
Additional Noninterest Income$1,362,0001,392
Total noninterest expense$8,461,0001,243
Salaries and employee benefits$5,154,0001,201
Premises and equipment expense$631,0001,728
Additional noninterest expense$2,676,0001,169
Pre-tax net operating income$5,713,000853
Securities gains (losses)$871,000248
Applicable income taxes$1,950,000504
Income before extraordinary items$4,634,000912
Extraordinary gains, net$04
Net income$4,634,000911
Minority interest net income$065
Net income of bank and minority interests.$4,634,000912
Net charge-offs$-12,0004,373
Cash dividends$1,457,0001,027
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,945,9101,029
2020-03-31 (YTD Data)Rank
Total interest income$8,292,000996
Total interest expense$1,767,000878
Net interest income$6,525,0001,006
Provision for loan and lease losses$600,000790
Total noninterest income$971,0001,315
Gross Fiduciary activities income$0941
Service charges on deposit accounts$124,0001,876
Trading account gains and feesNANA
Additional Noninterest Income$847,0001,095
Total noninterest expense$4,334,0001,224
Salaries and employee benefits$2,723,0001,155
Premises and equipment expense$295,0001,832
Additional noninterest expense$1,316,0001,215
Pre-tax net operating income$2,562,000857
Securities gains (losses)$871,000118
Applicable income taxes$1,017,000458
Income before extraordinary items$2,416,000794
Extraordinary gains, net$04
Net income$2,416,000794
Minority interest net income$056
Net income of bank and minority interests.$2,416,000794
Net charge-offs$-6,0004,282
Cash dividends$728,0001,020
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,727,9101,043
2019-12-31 (YTD Data)Rank
Total interest income$30,003,0001,087
Total interest expense$7,025,000925
Net interest income$22,978,0001,117
Provision for loan and lease losses$700,0001,194
Total noninterest income$2,322,0001,825
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$491,0001,952
Trading account gains and feesNANA
Additional Noninterest Income$1,831,0001,620
Total noninterest expense$15,719,0001,304
Salaries and employee benefits$9,731,0001,227
Premises and equipment expense$1,362,0001,627
Additional noninterest expense$4,626,0001,335
Pre-tax net operating income$8,881,0001,149
Securities gains (losses)$-6,0004,737
Applicable income taxes$2,398,000808
Income before extraordinary items$6,477,0001,317
Extraordinary gains, net$011
Net income$6,477,0001,318
Minority interest net income$076
Net income of bank and minority interests.$6,477,0001,319
Net charge-offs$-40,0004,733
Cash dividends$2,913,0001,218
Sale, conversion, retirement of capital stock, net$13,000594
Net operating income$6,481,7401,289
2019-09-30 (YTD Data)Rank
Total interest income$22,008,0001,109
Total interest expense$5,189,000943
Net interest income$16,819,0001,141
Provision for loan and lease losses$490,0001,181
Total noninterest income$1,582,0001,912
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$355,0001,999
Trading account gains and feesNANA
Additional Noninterest Income$1,227,0001,721
Total noninterest expense$11,637,0001,317
Salaries and employee benefits$7,234,0001,244
Premises and equipment expense$1,028,0001,629
Additional noninterest expense$3,375,0001,368
Pre-tax net operating income$6,274,0001,216
Securities gains (losses)$-6,0004,829
Applicable income taxes$1,626,000887
Income before extraordinary items$4,642,0001,374
Extraordinary gains, net$011
Net income$4,642,0001,375
Minority interest net income$072
Net income of bank and minority interests.$4,642,0001,376
Net charge-offs$-31,0004,715
Cash dividends$2,185,0001,118
Sale, conversion, retirement of capital stock, net$14,000549
Net operating income$4,646,7401,347
2019-06-30 (YTD Data)Rank
Total interest income$14,388,0001,121
Total interest expense$3,342,000959
Net interest income$11,046,0001,163
Provision for loan and lease losses$280,0001,297
Total noninterest income$668,0002,407
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$228,0002,022
Trading account gains and feesNANA
Additional Noninterest Income$440,0002,350
Total noninterest expense$8,035,0001,293
Salaries and employee benefits$4,960,0001,215
Premises and equipment expense$685,0001,642
Additional noninterest expense$2,390,0001,314
Pre-tax net operating income$3,399,0001,398
Securities gains (losses)$-7,0004,883
Applicable income taxes$795,0001,059
Income before extraordinary items$2,597,0001,550
Extraordinary gains, net$011
Net income$2,597,0001,550
Minority interest net income$069
Net income of bank and minority interests.$2,597,0001,550
Net charge-offs$-19,0004,657
Cash dividends$1,456,0001,125
Sale, conversion, retirement of capital stock, net$7,000546
Net operating income$2,602,5301,520
2019-03-31 (YTD Data)Rank
Total interest income$7,196,0001,110
Total interest expense$1,650,000943
Net interest income$5,546,0001,158
Provision for loan and lease losses$100,0001,466
Total noninterest income$403,0002,158
Gross Fiduciary activities income$0972
Service charges on deposit accounts$107,0002,109
Trading account gains and feesNANA
Additional Noninterest Income$296,0001,975
Total noninterest expense$4,121,0001,257
Salaries and employee benefits$2,657,0001,152
Premises and equipment expense$332,0001,708
Additional noninterest expense$1,132,0001,362
Pre-tax net operating income$1,728,0001,357
Securities gains (losses)$01,087
Applicable income taxes$303,0001,251
Income before extraordinary items$1,425,0001,415
Extraordinary gains, net$05
Net income$1,425,0001,412
Minority interest net income$052
Net income of bank and minority interests.$1,425,0001,414
Net charge-offs$-10,0004,659
Cash dividends$728,0001,052
Sale, conversion, retirement of capital stock, net$7,000485
Net operating income$1,425,0001,390
2018-12-31 (YTD Data)Rank
Total interest income$25,572,0001,156
Total interest expense$3,950,0001,147
Net interest income$21,622,0001,160
Provision for loan and lease losses$530,0001,403
Total noninterest income$1,729,0002,154
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$410,0002,268
Trading account gains and feesNANA
Additional Noninterest Income$1,319,0001,931
Total noninterest expense$14,804,0001,366
Salaries and employee benefits$9,035,0001,272
Premises and equipment expense$1,008,0002,048
Additional noninterest expense$4,761,0001,299
Pre-tax net operating income$8,017,0001,219
Securities gains (losses)$27,000513
Applicable income taxes$2,217,000818
Income before extraordinary items$5,827,0001,387
Extraordinary gains, net$06
Net income$5,827,0001,386
Minority interest net income$072
Net income of bank and minority interests.$5,827,0001,386
Net charge-offs$-263,0005,221
Cash dividends$2,912,0001,113
Sale, conversion, retirement of capital stock, net$120,000467
Net operating income$5,805,6701,378
2018-09-30 (YTD Data)Rank
Total interest income$18,723,0001,167
Total interest expense$2,658,0001,194
Net interest income$16,065,0001,163
Provision for loan and lease losses$380,0001,369
Total noninterest income$1,296,0002,181
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$305,0002,276
Trading account gains and feesNANA
Additional Noninterest Income$991,0001,945
Total noninterest expense$10,547,0001,435
Salaries and employee benefits$6,524,0001,330
Premises and equipment expense$687,0002,183
Additional noninterest expense$3,336,0001,375
Pre-tax net operating income$6,434,0001,169
Securities gains (losses)$18,000592
Applicable income taxes$1,746,000797
Income before extraordinary items$4,706,0001,327
Extraordinary gains, net$05
Net income$4,706,0001,326
Minority interest net income$066
Net income of bank and minority interests.$4,706,0001,326
Net charge-offs$-226,0005,270
Cash dividends$2,184,000995
Sale, conversion, retirement of capital stock, net$120,000405
Net operating income$4,691,7801,312
2018-06-30 (YTD Data)Rank
Total interest income$12,172,0001,183
Total interest expense$1,618,0001,225
Net interest income$10,554,0001,172
Provision for loan and lease losses$300,0001,165
Total noninterest income$992,0002,023
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$212,0002,227
Trading account gains and feesNANA
Additional Noninterest Income$780,0001,762
Total noninterest expense$6,802,0001,471
Salaries and employee benefits$4,164,0001,377
Premises and equipment expense$475,0002,148
Additional noninterest expense$2,163,0001,413
Pre-tax net operating income$4,444,0001,126
Securities gains (losses)$16,000519
Applicable income taxes$1,259,000747
Income before extraordinary items$3,201,0001,294
Extraordinary gains, net$06
Net income$3,201,0001,292
Minority interest net income$065
Net income of bank and minority interests.$3,201,0001,293
Net charge-offs$-239,0005,377
Cash dividends$1,457,000990
Sale, conversion, retirement of capital stock, net$120,000345
Net operating income$3,188,3601,289
2018-03-31 (YTD Data)Rank
Total interest income$6,054,0001,180
Total interest expense$740,0001,260
Net interest income$5,314,0001,165
Provision for loan and lease losses$150,0001,106
Total noninterest income$608,0001,783
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$109,0002,195
Trading account gains and feesNANA
Additional Noninterest Income$499,0001,483
Total noninterest expense$3,394,0001,485
Salaries and employee benefits$2,066,0001,393
Premises and equipment expense$243,0002,151
Additional noninterest expense$1,085,0001,397
Pre-tax net operating income$2,378,0001,035
Securities gains (losses)$7,000490
Applicable income taxes$645,000714
Income before extraordinary items$1,740,0001,168
Extraordinary gains, net$07
Net income$1,740,0001,167
Minority interest net income$052
Net income of bank and minority interests.$1,740,0001,168
Net charge-offs$-204,0005,482
Cash dividends$729,000920
Sale, conversion, retirement of capital stock, net$120,000239
Net operating income$1,734,4701,164
2017-12-31 (YTD Data)Rank
Total interest income$20,713,0001,310
Total interest expense$2,141,0001,454
Net interest income$18,572,0001,293
Provision for loan and lease losses$520,0001,417
Total noninterest income$1,069,0002,848
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$368,0002,510
Trading account gains and feesNANA
Additional Noninterest Income$701,0002,718
Total noninterest expense$13,271,0001,499
Salaries and employee benefits$7,084,0001,568
Premises and equipment expense$929,0002,224
Additional noninterest expense$5,258,0001,207
Pre-tax net operating income$5,850,0001,498
Securities gains (losses)$72,000746
Applicable income taxes$2,630,0001,059
Income before extraordinary items$3,292,0001,889
Extraordinary gains, net$09
Net income$3,292,0001,889
Minority interest net income$076
Net income of bank and minority interests.$3,292,0001,890
Net charge-offs$49,0002,978
Cash dividends$2,751,0001,100
Sale, conversion, retirement of capital stock, net$122,000470
Net operating income$3,245,9201,892
2017-09-30 (YTD Data)Rank
Total interest income$15,000,0001,350
Total interest expense$1,510,0001,508
Net interest income$13,490,0001,326
Provision for loan and lease losses$170,0002,190
Total noninterest income$550,0003,430
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$239,0002,779
Trading account gains and feesNANA
Additional Noninterest Income$311,0003,419
Total noninterest expense$9,318,0001,590
Salaries and employee benefits$5,225,0001,599
Premises and equipment expense$704,0002,208
Additional noninterest expense$3,389,0001,353
Pre-tax net operating income$4,552,0001,464
Securities gains (losses)$57,000820
Applicable income taxes$1,796,000989
Income before extraordinary items$2,813,0001,822
Extraordinary gains, net$09
Net income$2,813,0001,822
Minority interest net income$071
Net income of bank and minority interests.$2,813,0001,822
Net charge-offs$57,0002,367
Cash dividends$2,026,0001,029
Sale, conversion, retirement of capital stock, net$122,000401
Net operating income$2,776,5201,822
2017-06-30 (YTD Data)Rank
Total interest income$9,814,0001,365
Total interest expense$876,0001,643
Net interest income$8,938,0001,332
Provision for loan and lease losses$03,871
Total noninterest income$346,0003,520
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$160,0002,763
Trading account gains and feesNANA
Additional Noninterest Income$186,0003,578
Total noninterest expense$6,214,0001,590
Salaries and employee benefits$3,448,0001,622
Premises and equipment expense$473,0002,215
Additional noninterest expense$2,293,0001,329
Pre-tax net operating income$3,070,0001,445
Securities gains (losses)$13,0001,152
Applicable income taxes$1,271,000934
Income before extraordinary items$1,812,0001,847
Extraordinary gains, net$011
Net income$1,812,0001,847
Minority interest net income$071
Net income of bank and minority interests.$1,812,0001,847
Net charge-offs$63,0001,826
Cash dividends$1,301,0001,069
Sale, conversion, retirement of capital stock, net$60,000410
Net operating income$1,803,6801,826
2017-03-31 (YTD Data)Rank
Total interest income$4,832,0001,370
Total interest expense$381,0001,814
Net interest income$4,451,0001,330
Provision for loan and lease losses$03,537
Total noninterest income$173,0003,503
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$87,0002,620
Trading account gains and feesNANA
Additional Noninterest Income$86,0003,672
Total noninterest expense$3,137,0001,584
Salaries and employee benefits$1,741,0001,619
Premises and equipment expense$212,0002,415
Additional noninterest expense$1,184,0001,298
Pre-tax net operating income$1,487,0001,447
Securities gains (losses)$13,000600
Applicable income taxes$619,000936
Income before extraordinary items$881,0001,818
Extraordinary gains, net$08
Net income$881,0001,818
Minority interest net income$055
Net income of bank and minority interests.$881,0001,818
Net charge-offs$-9,0004,951
Cash dividends$578,0001,090
Sale, conversion, retirement of capital stock, net$41,000345
Net operating income$872,6801,831
2016-12-31 (YTD Data)Rank
Total interest income$19,907,0001,303
Total interest expense$1,233,0002,089
Net interest income$18,674,0001,242
Provision for loan and lease losses$04,332
Total noninterest income$770,0003,440
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$390,0002,512
Trading account gains and fees$0170
Additional Noninterest Income$380,0003,645
Total noninterest expense$11,686,0001,662
Salaries and employee benefits$6,562,0001,652
Premises and equipment expense$670,0002,821
Additional noninterest expense$4,454,0001,395
Pre-tax net operating income$7,758,0001,134
Securities gains (losses)$692,000323
Applicable income taxes$3,482,000702
Income before extraordinary items$4,968,0001,399
Extraordinary gains, net$05
Net income$4,968,0001,398
Minority interest net income$082
Net income of bank and minority interests.$4,968,0001,398
Net charge-offs$-34,0005,259
Cash dividends$2,306,0001,259
Sale, conversion, retirement of capital stock, net$22,000654
Net operating income$4,525,1201,470
2016-09-30 (YTD Data)Rank
Total interest income$14,936,0001,311
Total interest expense$933,0002,070
Net interest income$14,003,0001,249
Provision for loan and lease losses$04,186
Total noninterest income$579,0003,442
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$504,0001,671
Trading account gains and fees$0169
Additional Noninterest Income$75,0005,017
Total noninterest expense$8,822,0001,641
Salaries and employee benefits$4,965,0001,631
Premises and equipment expense$478,0002,921
Additional noninterest expense$3,379,0001,375
Pre-tax net operating income$5,760,0001,157
Securities gains (losses)$669,000298
Applicable income taxes$2,649,000710
Income before extraordinary items$3,780,0001,400
Extraordinary gains, net$05
Net income$3,780,0001,400
Minority interest net income$071
Net income of bank and minority interests.$3,780,0001,400
Net charge-offs$-27,0005,175
Cash dividends$1,728,0001,175
Sale, conversion, retirement of capital stock, net$21,000596
Net operating income$3,351,8401,498
2016-06-30 (YTD Data)Rank
Total interest income$10,092,0001,299
Total interest expense$633,0002,048
Net interest income$9,459,0001,231
Provision for loan and lease losses$04,017
Total noninterest income$374,0003,495
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$341,0001,631
Trading account gains and fees$0157
Additional Noninterest Income$33,0005,305
Total noninterest expense$6,127,0001,587
Salaries and employee benefits$3,566,0001,524
Premises and equipment expense$324,0002,900
Additional noninterest expense$2,237,0001,383
Pre-tax net operating income$3,706,0001,186
Securities gains (losses)$688,000206
Applicable income taxes$1,812,000696
Income before extraordinary items$2,582,0001,371
Extraordinary gains, net$016
Net income$2,582,0001,370
Minority interest net income$071
Net income of bank and minority interests.$2,582,0001,371
Net charge-offs$-13,0005,063
Cash dividends$1,151,0001,181
Sale, conversion, retirement of capital stock, net$18,000564
Net operating income$2,141,6801,526
2016-03-31 (YTD Data)Rank
Total interest income$5,034,0001,296
Total interest expense$331,0001,988
Net interest income$4,703,0001,239
Provision for loan and lease losses$03,656
Total noninterest income$183,0003,503
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$169,0001,637
Trading account gains and fees$0142
Additional Noninterest Income$14,0005,417
Total noninterest expense$2,760,0001,748
Salaries and employee benefits$1,587,0001,712
Premises and equipment expense$127,0003,407
Additional noninterest expense$1,046,0001,462
Pre-tax net operating income$2,126,0001,034
Securities gains (losses)$133,000407
Applicable income taxes$931,000667
Income before extraordinary items$1,328,0001,299
Extraordinary gains, net$012
Net income$1,328,0001,300
Minority interest net income$062
Net income of bank and minority interests.$1,328,0001,300
Net charge-offs$-4,0004,749
Cash dividends$574,0001,110
Sale, conversion, retirement of capital stock, net$7,000552
Net operating income$1,242,8801,330
2015-12-31 (YTD Data)Rank
Total interest income$18,573,0001,357
Total interest expense$936,0002,533
Net interest income$17,637,0001,279
Provision for loan and lease losses$-800,0006,019
Total noninterest income$1,955,0002,146
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$386,0002,575
Trading account gains and fees$0159
Additional Noninterest Income$1,569,0001,798
Total noninterest expense$10,290,0001,837
Salaries and employee benefits$5,646,0001,850
Premises and equipment expense$781,0002,600
Additional noninterest expense$3,863,0001,583
Pre-tax net operating income$10,102,000886
Securities gains (losses)$157,000884
Applicable income taxes$4,229,000592
Income before extraordinary items$6,030,0001,173
Extraordinary gains, net$023
Net income$6,030,0001,173
Minority interest net income$081
Net income of bank and minority interests.$6,030,0001,173
Net charge-offs$-387,0005,967
Cash dividends$2,388,0001,188
Sale, conversion, retirement of capital stock, net$-13,698,0006,178
Net operating income$5,929,5201,168
2015-09-30 (YTD Data)Rank
Total interest income$13,700,0001,379
Total interest expense$684,0002,612
Net interest income$13,016,0001,309
Provision for loan and lease losses$-800,0006,136
Total noninterest income$1,774,0001,913
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$290,0002,589
Trading account gains and fees$0153
Additional Noninterest Income$1,484,0001,546
Total noninterest expense$7,624,0001,861
Salaries and employee benefits$4,217,0001,859
Premises and equipment expense$577,0002,669
Additional noninterest expense$2,830,0001,603
Pre-tax net operating income$7,966,000843
Securities gains (losses)$108,000995
Applicable income taxes$3,328,000596
Income before extraordinary items$4,746,0001,127
Extraordinary gains, net$021
Net income$4,746,0001,125
Minority interest net income$078
Net income of bank and minority interests.$4,746,0001,127
Net charge-offs$-320,0006,042
Cash dividends$1,812,0001,069
Sale, conversion, retirement of capital stock, net$-13,698,0006,265
Net operating income$4,676,8801,104
2015-06-30 (YTD Data)Rank
Total interest income$8,949,0001,413
Total interest expense$442,0002,687
Net interest income$8,507,0001,330
Provision for loan and lease losses$-800,0006,245
Total noninterest income$1,584,0001,562
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$185,0002,646
Trading account gains and fees$0157
Additional Noninterest Income$1,399,0001,242
Total noninterest expense$5,043,0001,889
Salaries and employee benefits$2,717,0001,928
Premises and equipment expense$384,0002,685
Additional noninterest expense$1,942,0001,578
Pre-tax net operating income$5,848,000780
Securities gains (losses)$52,0001,207
Applicable income taxes$2,432,000564
Income before extraordinary items$3,468,0001,022
Extraordinary gains, net$022
Net income$3,468,0001,022
Minority interest net income$075
Net income of bank and minority interests.$3,468,0001,022
Net charge-offs$-133,0005,980
Cash dividends$1,217,0001,055
Sale, conversion, retirement of capital stock, net$45,000484
Net operating income$3,434,7201,000
2015-03-31 (YTD Data)Rank
Total interest income$4,378,0001,436
Total interest expense$223,0002,689
Net interest income$4,155,0001,357
Provision for loan and lease losses$03,703
Total noninterest income$1,410,0001,018
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$147,0001,850
Trading account gains and fees$0152
Additional Noninterest Income$1,263,000771
Total noninterest expense$2,635,0001,809
Salaries and employee benefits$1,412,0001,869
Premises and equipment expense$176,0002,888
Additional noninterest expense$1,047,0001,469
Pre-tax net operating income$2,930,000763
Securities gains (losses)$02,027
Applicable income taxes$1,208,000551
Income before extraordinary items$1,722,000997
Extraordinary gains, net$013
Net income$1,722,000997
Minority interest net income$064
Net income of bank and minority interests.$1,722,000998
Net charge-offs$-126,0006,166
Cash dividends$608,000965
Sale, conversion, retirement of capital stock, net$37,000382
Net operating income$1,722,000964
2014-12-31 (YTD Data)Rank
Total interest income$17,933,0001,409
Total interest expense$1,016,0002,550
Net interest income$16,917,0001,323
Provision for loan and lease losses$-1,400,0006,388
Total noninterest income$1,233,0002,801
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$578,0002,031
Trading account gains and fees$0180
Additional Noninterest Income$655,0002,918
Total noninterest expense$10,459,0001,816
Salaries and employee benefits$5,530,0001,866
Premises and equipment expense$824,0002,601
Additional noninterest expense$4,105,0001,523
Pre-tax net operating income$9,091,000915
Securities gains (losses)$239,000722
Applicable income taxes$3,845,000602
Income before extraordinary items$5,485,0001,199
Extraordinary gains, net$017
Net income$5,485,0001,197
Minority interest net income$084
Net income of bank and minority interests.$5,485,0001,198
Net charge-offs$-1,132,0006,458
Cash dividends$2,241,0001,174
Sale, conversion, retirement of capital stock, net$38,000681
Net operating income$5,332,0401,201
2014-09-30 (YTD Data)Rank
Total interest income$13,529,0001,411
Total interest expense$779,0002,556
Net interest income$12,750,0001,315
Provision for loan and lease losses$-400,0006,356
Total noninterest income$930,0002,808
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$419,0002,093
Trading account gains and fees$0174
Additional Noninterest Income$511,0002,877
Total noninterest expense$7,900,0001,808
Salaries and employee benefits$4,152,0001,866
Premises and equipment expense$604,0002,682
Additional noninterest expense$3,144,0001,507
Pre-tax net operating income$6,180,0001,015
Securities gains (losses)$73,0001,210
Applicable income taxes$2,578,000659
Income before extraordinary items$3,675,0001,319
Extraordinary gains, net$015
Net income$3,675,0001,319
Minority interest net income$081
Net income of bank and minority interests.$3,675,0001,319
Net charge-offs$39,0003,434
Cash dividends$1,680,0001,074
Sale, conversion, retirement of capital stock, net$32,000633
Net operating income$3,628,2801,313
2014-06-30 (YTD Data)Rank
Total interest income$8,941,0001,414
Total interest expense$521,0002,566
Net interest income$8,420,0001,325
Provision for loan and lease losses$-400,0006,475
Total noninterest income$580,0002,888
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$158,0003,127
Trading account gains and fees$0172
Additional Noninterest Income$422,0002,548
Total noninterest expense$5,176,0001,825
Salaries and employee benefits$2,741,0001,884
Premises and equipment expense$351,0002,958
Additional noninterest expense$2,084,0001,503
Pre-tax net operating income$4,224,000969
Securities gains (losses)$13,0001,826
Applicable income taxes$1,746,000644
Income before extraordinary items$2,491,0001,270
Extraordinary gains, net$020
Net income$2,491,0001,270
Minority interest net income$080
Net income of bank and minority interests.$2,491,0001,271
Net charge-offs$46,0002,857
Cash dividends$1,119,0001,064
Sale, conversion, retirement of capital stock, net$23,000586
Net operating income$2,482,6801,253
2014-03-31 (YTD Data)Rank
Total interest income$4,529,0001,400
Total interest expense$259,0002,605
Net interest income$4,270,0001,301
Provision for loan and lease losses$03,817
Total noninterest income$329,0002,670
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$75,0003,201
Trading account gains and fees$0147
Additional Noninterest Income$254,0002,233
Total noninterest expense$2,540,0001,867
Salaries and employee benefits$1,360,0001,911
Premises and equipment expense$160,0003,196
Additional noninterest expense$1,020,0001,532
Pre-tax net operating income$2,059,000950
Securities gains (losses)$01,715
Applicable income taxes$849,000637
Income before extraordinary items$1,210,0001,248
Extraordinary gains, net$016
Net income$1,210,0001,249
Minority interest net income$066
Net income of bank and minority interests.$1,210,0001,249
Net charge-offs$-20,0006,041
Cash dividends$560,000958
Sale, conversion, retirement of capital stock, net$8,000598
Net operating income$1,210,0001,225
2013-12-31 (YTD Data)Rank
Total interest income$17,841,0001,426
Total interest expense$1,275,0002,452
Net interest income$16,566,0001,317
Provision for loan and lease losses$50,0004,250
Total noninterest income$1,072,0003,075
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$426,0002,689
Trading account gains and fees$0184
Additional Noninterest Income$646,0002,993
Total noninterest expense$10,317,0001,844
Salaries and employee benefits$5,327,0001,910
Premises and equipment expense$937,0002,381
Additional noninterest expense$4,053,0001,600
Pre-tax net operating income$7,271,0001,046
Securities gains (losses)$80,0001,485
Applicable income taxes$3,030,000658
Income before extraordinary items$4,321,0001,393
Extraordinary gains, net$029
Net income$4,321,0001,396
Minority interest net income$090
Net income of bank and minority interests.$4,321,0001,396
Net charge-offs$387,0002,290
Cash dividends$2,254,0001,092
Sale, conversion, retirement of capital stock, net$212,000412
Net operating income$4,269,8001,391
2013-09-30 (YTD Data)Rank
Total interest income$13,273,0001,442
Total interest expense$1,010,0002,421
Net interest income$12,263,0001,333
Provision for loan and lease losses$50,0003,936
Total noninterest income$747,0003,250
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$267,0003,077
Trading account gains and fees$0180
Additional Noninterest Income$480,0003,079
Total noninterest expense$7,668,0001,862
Salaries and employee benefits$3,940,0001,948
Premises and equipment expense$741,0002,301
Additional noninterest expense$2,987,0001,622
Pre-tax net operating income$5,292,0001,084
Securities gains (losses)$74,0001,414
Applicable income taxes$2,212,000676
Income before extraordinary items$3,154,0001,434
Extraordinary gains, net$025
Net income$3,154,0001,437
Minority interest net income$084
Net income of bank and minority interests.$3,154,0001,436
Net charge-offs$-192,0006,715
Cash dividends$1,694,0001,009
Sale, conversion, retirement of capital stock, net$175,000368
Net operating income$3,106,6401,427
2013-06-30 (YTD Data)Rank
Total interest income$8,895,0001,435
Total interest expense$710,0002,366
Net interest income$8,185,0001,314
Provision for loan and lease losses$50,0003,593
Total noninterest income$419,0003,638
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$175,0003,069
Trading account gains and fees$0157
Additional Noninterest Income$244,0003,491
Total noninterest expense$5,175,0001,849
Salaries and employee benefits$2,691,0001,911
Premises and equipment expense$499,0002,294
Additional noninterest expense$1,985,0001,613
Pre-tax net operating income$3,379,0001,108
Securities gains (losses)$81,0001,242
Applicable income taxes$1,427,000702
Income before extraordinary items$2,033,0001,476
Extraordinary gains, net$022
Net income$2,033,0001,479
Minority interest net income$082
Net income of bank and minority interests.$2,033,0001,481
Net charge-offs$-183,0006,791
Cash dividends$1,135,000980
Sale, conversion, retirement of capital stock, net$70,000424
Net operating income$1,981,1601,466
2013-03-31 (YTD Data)Rank
Total interest income$4,490,0001,424
Total interest expense$375,0002,332
Net interest income$4,115,0001,310
Provision for loan and lease losses$04,409
Total noninterest income$236,0003,391
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$88,0003,040
Trading account gains and fees$0148
Additional Noninterest Income$148,0003,191
Total noninterest expense$2,648,0001,828
Salaries and employee benefits$1,432,0001,823
Premises and equipment expense$283,0002,071
Additional noninterest expense$933,0001,712
Pre-tax net operating income$1,703,0001,079
Securities gains (losses)$2,0001,785
Applicable income taxes$703,000695
Income before extraordinary items$1,002,0001,488
Extraordinary gains, net$010
Net income$1,002,0001,491
Minority interest net income$076
Net income of bank and minority interests.$1,002,0001,490
Net charge-offs$-219,0006,918
Cash dividends$567,000858
Sale, conversion, retirement of capital stock, net$63,000298
Net operating income$1,000,7201,430
2012-12-31 (YTD Data)Rank
Total interest income$18,278,0001,454
Total interest expense$2,029,0002,115
Net interest income$16,249,0001,352
Provision for loan and lease losses$3,360,000705
Total noninterest income$2,274,0002,006
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$362,0003,122
Trading account gains and fees$0166
Additional Noninterest Income$1,912,0001,571
Total noninterest expense$10,025,0001,905
Salaries and employee benefits$5,304,0001,898
Premises and equipment expense$1,009,0002,266
Additional noninterest expense$3,712,0001,778
Pre-tax net operating income$5,138,0001,339
Securities gains (losses)$728,000707
Applicable income taxes$2,418,000744
Income before extraordinary items$3,448,0001,657
Extraordinary gains, net$029
Net income$3,448,0001,657
Minority interest net income$093
Net income of bank and minority interests.$3,448,0001,658
Net charge-offs$3,022,000840
Cash dividends$2,229,0001,127
Sale, conversion, retirement of capital stock, net$45,000723
Net operating income$2,982,0801,771
2012-09-30 (YTD Data)Rank
Total interest income$13,609,0001,484
Total interest expense$1,606,0002,099
Net interest income$12,003,0001,378
Provision for loan and lease losses$3,360,000573
Total noninterest income$2,092,0001,725
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$274,0003,152
Trading account gains and fees$0157
Additional Noninterest Income$1,818,0001,357
Total noninterest expense$7,361,0001,941
Salaries and employee benefits$3,975,0001,894
Premises and equipment expense$707,0002,418
Additional noninterest expense$2,679,0001,859
Pre-tax net operating income$3,374,0001,539
Securities gains (losses)$750,000541
Applicable income taxes$1,700,000809
Income before extraordinary items$2,424,0001,797
Extraordinary gains, net$020
Net income$2,424,0001,796
Minority interest net income$086
Net income of bank and minority interests.$2,424,0001,798
Net charge-offs$2,317,000835
Cash dividends$1,719,000903
Sale, conversion, retirement of capital stock, net$35,000680
Net operating income$1,944,0002,038
2012-06-30 (YTD Data)Rank
Total interest income$9,163,0001,484
Total interest expense$1,149,0002,044
Net interest income$8,014,0001,378
Provision for loan and lease losses$1,860,000678
Total noninterest income$479,0003,317
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$174,0003,226
Trading account gains and fees$0153
Additional Noninterest Income$305,0003,044
Total noninterest expense$4,919,0001,957
Salaries and employee benefits$2,633,0001,904
Premises and equipment expense$483,0002,356
Additional noninterest expense$1,803,0001,849
Pre-tax net operating income$1,714,0001,905
Securities gains (losses)$749,000373
Applicable income taxes$1,015,000876
Income before extraordinary items$1,448,0001,944
Extraordinary gains, net$019
Net income$1,448,0001,942
Minority interest net income$084
Net income of bank and minority interests.$1,448,0001,944
Net charge-offs$429,0001,931
Cash dividends$1,198,000840
Sale, conversion, retirement of capital stock, net$24,000641
Net operating income$968,6402,545
2012-03-31 (YTD Data)Rank
Total interest income$4,637,0001,485
Total interest expense$614,0002,003
Net interest income$4,023,0001,379
Provision for loan and lease losses$1,450,000465
Total noninterest income$232,0003,368
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$88,0003,201
Trading account gains and fees$0148
Additional Noninterest Income$144,0003,121
Total noninterest expense$2,464,0001,947
Salaries and employee benefits$1,385,0001,812
Premises and equipment expense$235,0002,432
Additional noninterest expense$844,0001,945
Pre-tax net operating income$341,0003,604
Securities gains (losses)$702,000203
Applicable income taxes$430,0001,014
Income before extraordinary items$613,0002,213
Extraordinary gains, net$019
Net income$613,0002,215
Minority interest net income$078
Net income of bank and minority interests.$613,0002,216
Net charge-offs$26,0003,512
Cash dividends$599,000761
Sale, conversion, retirement of capital stock, net$12,000577
Net operating income$163,7204,578
2011-12-31 (YTD Data)Rank
Total interest income$18,678,0001,532
Total interest expense$2,928,0002,003
Net interest income$15,750,0001,411
Provision for loan and lease losses$3,650,0001,017
Total noninterest income$638,0003,948
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$388,0003,092
Trading account gains and fees$0146
Additional Noninterest Income$250,0004,137
Total noninterest expense$9,700,0001,968
Salaries and employee benefits$5,135,0001,899
Premises and equipment expense$1,067,0002,275
Additional noninterest expense$3,498,0001,923
Pre-tax net operating income$3,038,0001,818
Securities gains (losses)$754,000573
Applicable income taxes$1,564,000964
Income before extraordinary items$2,228,0002,069
Extraordinary gains, net$029
Net income$2,228,0002,070
Minority interest net income$096
Net income of bank and minority interests.$2,228,0002,070
Net charge-offs$4,297,000908
Cash dividends$2,347,000836
Sale, conversion, retirement of capital stock, net$4,958,000138
Net operating income$1,745,4402,423
2011-09-30 (YTD Data)Rank
Total interest income$14,073,0001,536
Total interest expense$2,251,0002,040
Net interest income$11,822,0001,423
Provision for loan and lease losses$3,000,000934
Total noninterest income$425,0004,199
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$300,0003,039
Trading account gains and fees$0145
Additional Noninterest Income$125,0004,807
Total noninterest expense$7,362,0001,947
Salaries and employee benefits$3,851,0001,901
Premises and equipment expense$806,0002,285
Additional noninterest expense$2,705,0001,879
Pre-tax net operating income$1,885,0002,182
Securities gains (losses)$655,000510
Applicable income taxes$1,044,0001,051
Income before extraordinary items$1,496,0002,322
Extraordinary gains, net$021
Net income$1,496,0002,322
Minority interest net income$087
Net income of bank and minority interests.$1,496,0002,323
Net charge-offs$2,182,0001,155
Cash dividends$1,760,000730
Sale, conversion, retirement of capital stock, net$4,958,000121
Net operating income$1,076,8002,819
2011-06-30 (YTD Data)Rank
Total interest income$9,502,0001,530
Total interest expense$1,498,0002,102
Net interest income$8,004,0001,393
Provision for loan and lease losses$1,400,0001,191
Total noninterest income$256,0004,427
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$201,0003,006
Trading account gains and fees$0153
Additional Noninterest Income$55,0005,350
Total noninterest expense$4,944,0001,949
Salaries and employee benefits$2,585,0001,895
Premises and equipment expense$519,0002,375
Additional noninterest expense$1,840,0001,855
Pre-tax net operating income$1,916,0001,508
Securities gains (losses)$02,914
Applicable income taxes$797,000921
Income before extraordinary items$1,119,0002,062
Extraordinary gains, net$015
Net income$1,119,0002,062
Minority interest net income$089
Net income of bank and minority interests.$1,119,0002,062
Net charge-offs$139,0003,494
Cash dividends$1,066,000774
Sale, conversion, retirement of capital stock, net$21,000725
Net operating income$1,119,0002,001
2011-03-31 (YTD Data)Rank
Total interest income$4,688,0001,558
Total interest expense$745,0002,192
Net interest income$3,943,0001,412
Provision for loan and lease losses$800,0001,013
Total noninterest income$123,0004,558
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$110,0002,792
Trading account gains and fees$0158
Additional Noninterest Income$13,0006,201
Total noninterest expense$2,453,0001,975
Salaries and employee benefits$1,322,0001,882
Premises and equipment expense$252,0002,480
Additional noninterest expense$879,0001,926
Pre-tax net operating income$813,0001,756
Securities gains (losses)$01,772
Applicable income taxes$336,0001,015
Income before extraordinary items$477,0002,343
Extraordinary gains, net$09
Net income$477,0002,342
Minority interest net income$086
Net income of bank and minority interests.$477,0002,343
Net charge-offs$135,0002,459
Cash dividends$533,000698
Sale, conversion, retirement of capital stock, net$11,000675
Net operating income$477,0002,291
2010-12-31 (YTD Data)Rank
Total interest income$18,886,0001,616
Total interest expense$3,553,0002,230
Net interest income$15,333,0001,464
Provision for loan and lease losses$3,860,0001,368
Total noninterest income$607,0004,213
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$294,0003,680
Trading account gains and fees$0175
Additional Noninterest Income$313,0003,886
Total noninterest expense$9,023,0002,150
Salaries and employee benefits$4,792,0002,016
Premises and equipment expense$1,070,0002,333
Additional noninterest expense$3,161,0002,195
Pre-tax net operating income$3,057,0001,600
Securities gains (losses)$126,0001,964
Applicable income taxes$1,376,000962
Income before extraordinary items$1,807,0002,196
Extraordinary gains, net$029
Net income$1,807,0002,198
Minority interest net income$0111
Net income of bank and minority interests.$1,807,0002,199
Net charge-offs$2,539,0001,618
Cash dividends$2,133,000771
Sale, conversion, retirement of capital stock, net$35,0001,017
Net operating income$1,726,3602,174
2010-09-30 (YTD Data)Rank
Total interest income$14,261,0001,638
Total interest expense$2,746,0002,255
Net interest income$11,515,0001,481
Provision for loan and lease losses$2,860,0001,309
Total noninterest income$452,0004,264
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$209,0003,855
Trading account gains and fees$0165
Additional Noninterest Income$243,0003,884
Total noninterest expense$6,796,0002,129
Salaries and employee benefits$3,624,0002,005
Premises and equipment expense$803,0002,379
Additional noninterest expense$2,369,0002,165
Pre-tax net operating income$2,311,0001,700
Securities gains (losses)$126,0001,741
Applicable income taxes$1,066,000953
Income before extraordinary items$1,371,0002,316
Extraordinary gains, net$023
Net income$1,371,0002,312
Minority interest net income$0110
Net income of bank and minority interests.$1,371,0002,317
Net charge-offs$733,0002,584
Cash dividends$1,599,000677
Sale, conversion, retirement of capital stock, net$24,000967
Net operating income$1,290,3602,295
2010-06-30 (YTD Data)Rank
Total interest income$9,554,0001,657
Total interest expense$1,878,0002,282
Net interest income$7,676,0001,482
Provision for loan and lease losses$1,710,0001,404
Total noninterest income$268,0004,475
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$138,0003,863
Trading account gains and fees$0152
Additional Noninterest Income$130,0004,221
Total noninterest expense$4,552,0002,125
Salaries and employee benefits$2,267,0002,145
Premises and equipment expense$532,0002,408
Additional noninterest expense$1,753,0001,971
Pre-tax net operating income$1,682,0001,542
Securities gains (losses)$150,0001,135
Applicable income taxes$786,000853
Income before extraordinary items$1,046,0002,030
Extraordinary gains, net$019
Net income$1,046,0002,028
Minority interest net income$0105
Net income of bank and minority interests.$1,046,0002,030
Net charge-offs$707,0002,072
Cash dividends$1,066,000660
Sale, conversion, retirement of capital stock, net$13,000925
Net operating income$950,0002,128
2010-03-31 (YTD Data)Rank
Total interest income$4,836,0001,667
Total interest expense$956,0002,342
Net interest income$3,880,0001,478
Provision for loan and lease losses$1,010,0001,161
Total noninterest income$151,0004,270
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$70,0003,833
Trading account gains and fees$0175
Additional Noninterest Income$81,0003,888
Total noninterest expense$2,253,0002,165
Salaries and employee benefits$1,242,0001,987
Premises and equipment expense$263,0002,481
Additional noninterest expense$748,0002,262
Pre-tax net operating income$768,0001,685
Securities gains (losses)$150,000625
Applicable income taxes$378,000880
Income before extraordinary items$540,0002,006
Extraordinary gains, net$016
Net income$540,0002,004
Minority interest net income$091
Net income of bank and minority interests.$540,0002,006
Net charge-offs$325,0001,955
Cash dividends$533,000631
Sale, conversion, retirement of capital stock, net$5,000904
Net operating income$444,0002,286
2009-12-31 (YTD Data)Rank
Total interest income$20,653,0001,656
Total interest expense$5,560,0002,050
Net interest income$15,093,0001,488
Provision for loan and lease losses$3,650,0001,754
Total noninterest income$494,0004,750
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$299,0003,878
Trading account gains and fees$0211
Additional Noninterest Income$195,0004,680
Total noninterest expense$8,405,0002,354
Salaries and employee benefits$4,269,0002,302
Premises and equipment expense$1,116,0002,352
Additional noninterest expense$3,020,0002,328
Pre-tax net operating income$3,532,0001,151
Securities gains (losses)$11,0003,232
Applicable income taxes$1,462,000717
Income before extraordinary items$2,081,0001,600
Extraordinary gains, net$034
Net income$2,081,0001,598
Minority interest net income$0115
Net income of bank and minority interests.$2,081,0001,599
Net charge-offs$2,929,0001,631
Cash dividends$2,092,000874
Sale, conversion, retirement of capital stock, net$27,0001,170
Net operating income$2,073,9601,559
2009-09-30 (YTD Data)Rank
Total interest income$15,768,0001,663
Total interest expense$4,424,0002,036
Net interest income$11,344,0001,480
Provision for loan and lease losses$2,450,0001,684
Total noninterest income$378,0004,782
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$233,0003,832
Trading account gains and fees$0212
Additional Noninterest Income$145,0004,835
Total noninterest expense$6,347,0002,330
Salaries and employee benefits$3,254,0002,290
Premises and equipment expense$810,0002,449
Additional noninterest expense$2,283,0002,286
Pre-tax net operating income$2,925,0001,121
Securities gains (losses)$11,0002,942
Applicable income taxes$1,211,000728
Income before extraordinary items$1,725,0001,556
Extraordinary gains, net$027
Net income$1,725,0001,554
Minority interest net income$0118
Net income of bank and minority interests.$1,725,0001,556
Net charge-offs$1,708,0001,657
Cash dividends$1,559,000816
Sale, conversion, retirement of capital stock, net$19,0001,098
Net operating income$1,717,9601,525
2009-06-30 (YTD Data)Rank
Total interest income$10,634,0001,664
Total interest expense$3,060,0002,059
Net interest income$7,574,0001,477
Provision for loan and lease losses$1,000,0002,058
Total noninterest income$263,0004,704
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$157,0003,789
Trading account gains and fees$0193
Additional Noninterest Income$106,0004,700
Total noninterest expense$4,210,0002,375
Salaries and employee benefits$2,173,0002,328
Premises and equipment expense$510,0002,590
Additional noninterest expense$1,527,0002,300
Pre-tax net operating income$2,627,000870
Securities gains (losses)$28,0002,194
Applicable income taxes$1,095,000562
Income before extraordinary items$1,560,0001,204
Extraordinary gains, net$021
Net income$1,560,0001,202
Minority interest net income$0112
Net income of bank and minority interests.$1,560,0001,203
Net charge-offs$601,0002,131
Cash dividends$1,026,000866
Sale, conversion, retirement of capital stock, net$8,0001,112
Net operating income$1,542,0801,191
2009-03-31 (YTD Data)Rank
Total interest income$5,342,0001,681
Total interest expense$1,640,0002,011
Net interest income$3,702,0001,504
Provision for loan and lease losses$450,0001,876
Total noninterest income$153,0004,339
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$101,0003,239
Trading account gains and fees$0171
Additional Noninterest Income$52,0004,774
Total noninterest expense$2,010,0002,419
Salaries and employee benefits$1,124,0002,271
Premises and equipment expense$217,0003,037
Additional noninterest expense$669,0002,324
Pre-tax net operating income$1,395,000917
Securities gains (losses)$28,0001,551
Applicable income taxes$576,000582
Income before extraordinary items$847,0001,297
Extraordinary gains, net$015
Net income$847,0001,297
Minority interest net income$0102
Net income of bank and minority interests.$847,0001,298
Net charge-offs$24,0004,197
Cash dividends$481,000927
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$829,0801,252
2008-12-31 (YTD Data)Rank
Total interest income$21,552,0001,787
Total interest expense$9,210,0001,754
Net interest income$12,342,0001,805
Provision for loan and lease losses$685,0003,282
Total noninterest income$485,0004,909
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$293,0004,056
Trading account gains and fees$0154
Additional Noninterest Income$192,0004,907
Total noninterest expense$7,969,0002,386
Salaries and employee benefits$4,344,0002,331
Premises and equipment expense$1,066,0002,485
Additional noninterest expense$2,559,0002,297
Pre-tax net operating income$4,173,0001,307
Securities gains (losses)$-2,457,0007,941
Applicable income taxes$707,0001,510
Income before extraordinary items$1,009,0003,271
Extraordinary gains, net$039
Net income$1,009,0003,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0003,570
Cash dividends$1,708,0001,551
Sale, conversion, retirement of capital stock, net$8,479,000178
Net operating income$2,581,4801,681
2008-09-30 (YTD Data)Rank
Total interest income$16,218,0001,822
Total interest expense$7,219,0001,749
Net interest income$8,999,0001,882
Provision for loan and lease losses$465,0002,832
Total noninterest income$376,0004,947
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$310,0003,420
Trading account gains and fees$0148
Additional Noninterest Income$66,0006,225
Total noninterest expense$6,178,0002,318
Salaries and employee benefits$3,397,0002,266
Premises and equipment expense$804,0002,478
Additional noninterest expense$1,977,0002,185
Pre-tax net operating income$2,732,0001,785
Securities gains (losses)$-2,323,0008,085
Applicable income taxes$164,0003,133
Income before extraordinary items$245,0005,476
Extraordinary gains, net$031
Net income$245,0005,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,965
Cash dividends$1,281,0001,513
Sale, conversion, retirement of capital stock, net$-6,0008,293
Net operating income$1,731,7202,131
2008-06-30 (YTD Data)Rank
Total interest income$10,778,0001,851
Total interest expense$5,069,0001,741
Net interest income$5,709,0001,962
Provision for loan and lease losses$335,0002,386
Total noninterest income$263,0004,894
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$173,0003,781
Trading account gains and fees$0149
Additional Noninterest Income$90,0005,223
Total noninterest expense$4,193,0002,278
Salaries and employee benefits$2,282,0002,274
Premises and equipment expense$533,0002,501
Additional noninterest expense$1,378,0002,066
Pre-tax net operating income$1,444,0002,282
Securities gains (losses)$-61,0008,239
Applicable income taxes$569,0001,456
Income before extraordinary items$814,0003,006
Extraordinary gains, net$021
Net income$814,0003,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,600
Cash dividends$854,0001,613
Sale, conversion, retirement of capital stock, net$-6,0008,373
Net operating income$853,0402,874
2008-03-31 (YTD Data)Rank
Total interest income$5,441,0001,883
Total interest expense$2,794,0001,681
Net interest income$2,647,0002,098
Provision for loan and lease losses$155,0002,087
Total noninterest income$131,0004,906
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$94,0003,574
Trading account gains and fees$0158
Additional Noninterest Income$37,0005,574
Total noninterest expense$2,231,0002,147
Salaries and employee benefits$1,271,0002,066
Premises and equipment expense$259,0002,591
Additional noninterest expense$701,0002,010
Pre-tax net operating income$392,0003,587
Securities gains (losses)$02,688
Applicable income taxes$162,0002,230
Income before extraordinary items$230,0004,375
Extraordinary gains, net$015
Net income$230,0004,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$427,0001,523
Sale, conversion, retirement of capital stock, net$-6,0008,423
Net operating income$230,0004,275
2007-12-31 (YTD Data)Rank
Total interest income$22,757,0001,860
Total interest expense$11,906,0001,684
Net interest income$10,851,0002,082
Provision for loan and lease losses$749,0001,761
Total noninterest income$496,0005,046
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$276,0004,259
Trading account gains and fees$0178
Additional Noninterest Income$220,0004,869
Total noninterest expense$7,293,0002,489
Salaries and employee benefits$3,886,0002,553
Premises and equipment expense$930,0002,729
Additional noninterest expense$2,477,0002,192
Pre-tax net operating income$3,305,0002,305
Securities gains (losses)$02,146
Applicable income taxes$1,363,0001,504
Income before extraordinary items$1,942,0002,886
Extraordinary gains, net$039
Net income$1,942,0002,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,0001,144
Cash dividends$1,743,0001,799
Sale, conversion, retirement of capital stock, net$-454,0008,477
Net operating income$1,942,0002,872
2007-09-30 (YTD Data)Rank
Total interest income$16,962,0001,873
Total interest expense$8,829,0001,697
Net interest income$8,133,0002,099
Provision for loan and lease losses$490,0001,599
Total noninterest income$381,0005,023
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$199,0004,351
Trading account gains and fees$0184
Additional Noninterest Income$182,0004,678
Total noninterest expense$5,464,0002,486
Salaries and employee benefits$2,847,0002,602
Premises and equipment expense$675,0002,789
Additional noninterest expense$1,942,0002,071
Pre-tax net operating income$2,560,0002,394
Securities gains (losses)$01,655
Applicable income taxes$1,059,0001,574
Income before extraordinary items$1,501,0002,967
Extraordinary gains, net$033
Net income$1,501,0002,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$863,000720
Cash dividends$1,308,0001,662
Sale, conversion, retirement of capital stock, net$257,000539
Net operating income$1,501,0002,954
2007-06-30 (YTD Data)Rank
Total interest income$11,140,0001,922
Total interest expense$5,741,0001,745
Net interest income$5,399,0002,136
Provision for loan and lease losses$331,0001,426
Total noninterest income$275,0004,857
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$142,0004,203
Trading account gains and fees$0168
Additional Noninterest Income$133,0004,545
Total noninterest expense$3,650,0002,506
Salaries and employee benefits$1,956,0002,572
Premises and equipment expense$425,0002,947
Additional noninterest expense$1,269,0002,115
Pre-tax net operating income$1,693,0002,469
Securities gains (losses)$01,444
Applicable income taxes$701,0001,651
Income before extraordinary items$992,0003,050
Extraordinary gains, net$029
Net income$992,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$892,000485
Cash dividends$871,0001,721
Sale, conversion, retirement of capital stock, net$257,000408
Net operating income$992,0003,037
2007-03-31 (YTD Data)Rank
Total interest income$5,546,0001,918
Total interest expense$2,766,0001,792
Net interest income$2,780,0002,087
Provision for loan and lease losses$71,0002,566
Total noninterest income$116,0005,203
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$64,0004,392
Trading account gains and fees$0195
Additional Noninterest Income$52,0005,033
Total noninterest expense$1,818,0002,524
Salaries and employee benefits$968,0002,618
Premises and equipment expense$202,0003,085
Additional noninterest expense$648,0002,024
Pre-tax net operating income$1,007,0002,154
Securities gains (losses)$01,187
Applicable income taxes$415,0001,481
Income before extraordinary items$592,0002,660
Extraordinary gains, net$022
Net income$592,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,000644
Cash dividends$436,0001,583
Sale, conversion, retirement of capital stock, net$259,000216
Net operating income$592,0002,645
2006-12-31 (YTD Data)Rank
Total interest income$20,454,0001,942
Total interest expense$9,422,0001,781
Net interest income$11,032,0002,098
Provision for loan and lease losses$253,0003,076
Total noninterest income$662,0004,486
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$281,0004,252
Trading account gains and fees$0130
Additional Noninterest Income$381,0003,817
Total noninterest expense$6,580,0002,664
Salaries and employee benefits$3,533,0002,718
Premises and equipment expense$695,0003,345
Additional noninterest expense$2,352,0002,217
Pre-tax net operating income$4,861,0001,938
Securities gains (losses)$01,687
Applicable income taxes$2,053,0001,302
Income before extraordinary items$2,808,0002,387
Extraordinary gains, net$051
Net income$2,808,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,728
Cash dividends$1,465,0001,977
Sale, conversion, retirement of capital stock, net$19,302,00086
Net operating income$2,808,0002,367
2006-09-30 (YTD Data)Rank
Total interest income$15,112,0001,960
Total interest expense$6,712,0001,807
Net interest income$8,400,0002,085
Provision for loan and lease losses$253,0002,432
Total noninterest income$457,0004,722
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$222,0004,198
Trading account gains and fees$0126
Additional Noninterest Income$235,0004,217
Total noninterest expense$4,885,0002,688
Salaries and employee benefits$2,608,0002,744
Premises and equipment expense$518,0003,373
Additional noninterest expense$1,759,0002,214
Pre-tax net operating income$3,719,0001,958
Securities gains (losses)$01,388
Applicable income taxes$1,552,0001,361
Income before extraordinary items$2,167,0002,415
Extraordinary gains, net$045
Net income$2,167,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,948
Cash dividends$1,034,0001,880
Sale, conversion, retirement of capital stock, net$19,328,00062
Net operating income$2,167,0002,408
2006-06-30 (YTD Data)Rank
Total interest income$9,848,0001,963
Total interest expense$4,288,0001,794
Net interest income$5,560,0002,100
Provision for loan and lease losses$222,0001,945
Total noninterest income$283,0004,875
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$136,0004,339
Trading account gains and fees$0126
Additional Noninterest Income$147,0004,350
Total noninterest expense$3,151,0002,780
Salaries and employee benefits$1,706,0002,796
Premises and equipment expense$345,0003,364
Additional noninterest expense$1,100,0002,350
Pre-tax net operating income$2,470,0001,967
Securities gains (losses)$01,185
Applicable income taxes$1,037,0001,367
Income before extraordinary items$1,433,0002,429
Extraordinary gains, net$039
Net income$1,433,0002,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,427
Cash dividends$605,0002,079
Sale, conversion, retirement of capital stock, net$7,000815
Net operating income$1,433,0002,412
2006-03-31 (YTD Data)Rank
Total interest income$4,923,0001,934
Total interest expense$2,071,0001,765
Net interest income$2,852,0002,032
Provision for loan and lease losses$111,0001,856
Total noninterest income$141,0004,826
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$72,0004,162
Trading account gains and fees$0115
Additional Noninterest Income$69,0004,456
Total noninterest expense$1,602,0002,730
Salaries and employee benefits$858,0002,802
Premises and equipment expense$172,0003,386
Additional noninterest expense$572,0002,245
Pre-tax net operating income$1,280,0001,870
Securities gains (losses)$0955
Applicable income taxes$530,0001,330
Income before extraordinary items$750,0002,329
Extraordinary gains, net$021
Net income$750,0002,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,000784
Cash dividends$303,0001,908
Sale, conversion, retirement of capital stock, net$0648
Net operating income$750,0002,302
2005-12-31 (YTD Data)Rank
Total interest income$16,876,0001,983
Total interest expense$6,286,0001,803
Net interest income$10,590,0002,097
Provision for loan and lease losses$444,0002,099
Total noninterest income$1,237,0003,068
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$528,0002,941
Trading account gains and fees$0138
Additional Noninterest Income$709,0002,741
Total noninterest expense$6,064,0002,728
Salaries and employee benefits$2,986,0002,970
Premises and equipment expense$657,0003,399
Additional noninterest expense$2,421,0002,071
Pre-tax net operating income$5,319,0001,758
Securities gains (losses)$02,296
Applicable income taxes$2,189,0001,260
Income before extraordinary items$3,130,0002,165
Extraordinary gains, net$046
Net income$3,130,0002,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$1,210,0002,119
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,130,0002,146
2005-09-30 (YTD Data)Rank
Total interest income$11,726,0002,080
Total interest expense$4,068,0001,959
Net interest income$7,658,0002,148
Provision for loan and lease losses$333,0002,025
Total noninterest income$982,0002,940
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$448,0002,668
Trading account gains and fees$0126
Additional Noninterest Income$534,0002,755
Total noninterest expense$4,563,0002,684
Salaries and employee benefits$2,225,0002,960
Premises and equipment expense$473,0003,501
Additional noninterest expense$1,865,0001,990
Pre-tax net operating income$3,744,0001,867
Securities gains (losses)$02,317
Applicable income taxes$1,533,0001,361
Income before extraordinary items$2,211,0002,306
Extraordinary gains, net$035
Net income$2,211,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$908,0001,933
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,211,0002,263
2005-06-30 (YTD Data)Rank
Total interest income$7,251,0002,172
Total interest expense$2,308,0002,132
Net interest income$4,943,0002,189
Provision for loan and lease losses$222,0001,991
Total noninterest income$582,0003,174
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$354,0002,288
Trading account gains and fees$0116
Additional Noninterest Income$228,0003,531
Total noninterest expense$2,943,0002,749
Salaries and employee benefits$1,493,0002,934
Premises and equipment expense$308,0003,540
Additional noninterest expense$1,142,0002,155
Pre-tax net operating income$2,360,0001,925
Securities gains (losses)$02,146
Applicable income taxes$971,0001,399
Income before extraordinary items$1,389,0002,353
Extraordinary gains, net$030
Net income$1,389,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$605,0001,910
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,389,0002,324
2005-03-31 (YTD Data)Rank
Total interest income$3,535,0002,188
Total interest expense$1,080,0002,168
Net interest income$2,455,0002,188
Provision for loan and lease losses$111,0001,887
Total noninterest income$183,0004,212
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$131,0002,833
Trading account gains and fees$0115
Additional Noninterest Income$52,0005,105
Total noninterest expense$1,477,0002,757
Salaries and employee benefits$779,0002,825
Premises and equipment expense$182,0003,111
Additional noninterest expense$516,0002,357
Pre-tax net operating income$1,050,0002,072
Securities gains (losses)$01,685
Applicable income taxes$432,0001,524
Income before extraordinary items$618,0002,551
Extraordinary gains, net$024
Net income$618,0002,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$303,0001,714
Sale, conversion, retirement of capital stock, net$0491
Net operating income$618,0002,512
2004-12-31 (YTD Data)Rank
Total interest income$13,030,0002,208
Total interest expense$3,490,0002,309
Net interest income$9,540,0002,136
Provision for loan and lease losses$444,0002,170
Total noninterest income$550,0005,035
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$351,0003,929
Trading account gains and fees$0138
Additional Noninterest Income$199,0005,119
Total noninterest expense$5,111,0003,050
Salaries and employee benefits$2,574,0003,265
Premises and equipment expense$764,0002,906
Additional noninterest expense$1,773,0002,681
Pre-tax net operating income$4,535,0001,849
Securities gains (losses)$03,819
Applicable income taxes$1,866,0001,353
Income before extraordinary items$2,669,0002,288
Extraordinary gains, net$034
Net income$2,669,0002,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,605
Cash dividends$1,008,0002,299
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,669,0002,236
2004-09-30 (YTD Data)Rank
Total interest income$9,629,0002,206
Total interest expense$2,526,0002,339
Net interest income$7,103,0002,128
Provision for loan and lease losses$333,0002,079
Total noninterest income$413,0005,055
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$262,0003,972
Trading account gains and fees$0134
Additional Noninterest Income$151,0005,111
Total noninterest expense$3,786,0003,057
Salaries and employee benefits$1,888,0003,308
Premises and equipment expense$609,0002,748
Additional noninterest expense$1,289,0002,725
Pre-tax net operating income$3,397,0001,853
Securities gains (losses)$03,710
Applicable income taxes$1,396,0001,365
Income before extraordinary items$2,001,0002,318
Extraordinary gains, net$026
Net income$2,001,0002,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,788
Cash dividends$756,0002,081
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,001,0002,266
2004-06-30 (YTD Data)Rank
Total interest income$6,239,0002,244
Total interest expense$1,645,0002,360
Net interest income$4,594,0002,176
Provision for loan and lease losses$222,0002,025
Total noninterest income$276,0005,022
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$166,0004,100
Trading account gains and fees$0130
Additional Noninterest Income$110,0004,970
Total noninterest expense$2,565,0003,011
Salaries and employee benefits$1,262,0003,304
Premises and equipment expense$408,0002,742
Additional noninterest expense$895,0002,634
Pre-tax net operating income$2,083,0001,977
Securities gains (losses)$03,413
Applicable income taxes$857,0001,452
Income before extraordinary items$1,226,0002,477
Extraordinary gains, net$021
Net income$1,226,0002,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,135
Cash dividends$504,0002,109
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,226,0002,413
2004-03-31 (YTD Data)Rank
Total interest income$3,120,0002,249
Total interest expense$829,0002,360
Net interest income$2,291,0002,188
Provision for loan and lease losses$111,0001,949
Total noninterest income$144,0004,873
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$81,0004,084
Trading account gains and fees$0121
Additional Noninterest Income$63,0004,647
Total noninterest expense$1,308,0002,969
Salaries and employee benefits$645,0003,246
Premises and equipment expense$206,0002,742
Additional noninterest expense$457,0002,578
Pre-tax net operating income$1,016,0001,978
Securities gains (losses)$02,934
Applicable income taxes$418,0001,495
Income before extraordinary items$598,0002,502
Extraordinary gains, net$016
Net income$598,0002,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,290
Cash dividends$252,0001,908
Sale, conversion, retirement of capital stock, net$0464
Net operating income$598,0002,424
2003-12-31 (YTD Data)Rank
Total interest income$12,755,0002,251
Total interest expense$4,178,0002,130
Net interest income$8,577,0002,261
Provision for loan and lease losses$360,0002,773
Total noninterest income$415,0005,896
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$282,0004,460
Trading account gains and fees$0160
Additional Noninterest Income$133,0006,043
Total noninterest expense$4,948,0003,075
Salaries and employee benefits$2,467,0003,304
Premises and equipment expense$862,0002,582
Additional noninterest expense$1,619,0002,873
Pre-tax net operating income$3,684,0002,113
Securities gains (losses)$04,500
Applicable income taxes$1,518,0001,606
Income before extraordinary items$2,166,0002,696
Extraordinary gains, net$054
Net income$2,166,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$757,0002,802
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,166,0002,565
2003-09-30 (YTD Data)Rank
Total interest income$9,560,0002,289
Total interest expense$3,251,0002,139
Net interest income$6,309,0002,313
Provision for loan and lease losses$270,0002,692
Total noninterest income$304,0005,994
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$206,0004,540
Trading account gains and fees$0153
Additional Noninterest Income$98,0006,119
Total noninterest expense$3,691,0003,082
Salaries and employee benefits$1,838,0003,322
Premises and equipment expense$631,0002,642
Additional noninterest expense$1,222,0002,839
Pre-tax net operating income$2,652,0002,258
Securities gains (losses)$04,204
Applicable income taxes$1,094,0001,723
Income before extraordinary items$1,558,0002,885
Extraordinary gains, net$040
Net income$1,558,0002,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$504,0002,656
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,558,0002,735
2003-06-30 (YTD Data)Rank
Total interest income$6,287,0002,333
Total interest expense$2,236,0002,142
Net interest income$4,051,0002,398
Provision for loan and lease losses$180,0002,675
Total noninterest income$200,0006,006
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$138,0004,480
Trading account gains and fees$0150
Additional Noninterest Income$62,0006,200
Total noninterest expense$2,460,0003,086
Salaries and employee benefits$1,243,0003,283
Premises and equipment expense$393,0002,815
Additional noninterest expense$824,0002,811
Pre-tax net operating income$1,611,0002,449
Securities gains (losses)$03,782
Applicable income taxes$663,0001,901
Income before extraordinary items$948,0003,085
Extraordinary gains, net$030
Net income$948,0003,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$252,0003,125
Sale, conversion, retirement of capital stock, net$0589
Net operating income$948,0002,924
2003-03-31 (YTD Data)Rank
Total interest income$3,195,0002,315
Total interest expense$1,138,0002,148
Net interest income$2,057,0002,359
Provision for loan and lease losses$90,0002,494
Total noninterest income$95,0006,020
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$70,0004,383
Trading account gains and fees$0134
Additional Noninterest Income$25,0006,569
Total noninterest expense$1,225,0003,084
Salaries and employee benefits$653,0003,127
Premises and equipment expense$171,0003,140
Additional noninterest expense$401,0002,859
Pre-tax net operating income$837,0002,386
Securities gains (losses)$02,891
Applicable income taxes$346,0001,838
Income before extraordinary items$491,0002,987
Extraordinary gains, net$021
Net income$491,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$252,0001,941
Sale, conversion, retirement of capital stock, net$0419
Net operating income$491,0002,849
2002-12-31 (YTD Data)Rank
Total interest income$12,794,0002,414
Total interest expense$4,776,0002,337
Net interest income$8,018,0002,394
Provision for loan and lease losses$360,0003,054
Total noninterest income$202,0007,284
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$120,0006,255
Trading account gains and fees$0153
Additional Noninterest Income$82,0006,829
Total noninterest expense$4,099,0003,504
Salaries and employee benefits$2,149,0003,522
Premises and equipment expense$602,0003,405
Additional noninterest expense$1,348,0003,254
Pre-tax net operating income$3,761,0002,085
Securities gains (losses)$04,537
Applicable income taxes$1,602,0001,567
Income before extraordinary items$2,159,0002,645
Extraordinary gains, net$070
Net income$2,159,0002,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$504,0003,423
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,159,0002,554
2001-12-31 (YTD Data)Rank
Total interest income$15,212,0002,239
Total interest expense$8,338,0001,943
Net interest income$6,874,0002,602
Provision for loan and lease losses$360,0002,816
Total noninterest income$177,0007,554
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$50,0007,603
Trading account gains and fees$0177
Additional Noninterest Income$127,0005,878
Total noninterest expense$4,099,0003,357
Salaries and employee benefits$1,866,0003,798
Premises and equipment expense$592,0003,404
Additional noninterest expense$1,641,0002,659
Pre-tax net operating income$2,592,0002,597
Securities gains (losses)$04,612
Applicable income taxes$1,082,0001,960
Income before extraordinary items$1,510,0003,206
Extraordinary gains, net$0105
Net income$1,510,0003,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$420,0003,759
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,510,0003,106
2000-12-31 (YTD Data)Rank
Total interest income$17,067,0002,064
Total interest expense$10,162,0001,687
Net interest income$6,905,0002,578
Provision for loan and lease losses$256,0003,180
Total noninterest income$301,0006,298
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$65,0007,298
Trading account gains and fees$0180
Additional Noninterest Income$236,0004,413
Total noninterest expense$4,157,0003,224
Salaries and employee benefits$1,785,0003,807
Premises and equipment expense$636,0003,113
Additional noninterest expense$1,736,0002,474
Pre-tax net operating income$2,793,0002,533
Securities gains (losses)$01,956
Applicable income taxes$1,219,0001,801
Income before extraordinary items$1,574,0003,131
Extraordinary gains, net$038
Net income$1,574,0003,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$420,0003,850
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,574,0003,128
1999-12-31 (YTD Data)Rank
Total interest income$14,481,0002,247
Total interest expense$8,058,0001,854
Net interest income$6,423,0002,734
Provision for loan and lease losses$129,0004,610
Total noninterest income$196,0007,538
Gross Fiduciary activities income$49,0001,101
Service charges on deposit accounts$61,0007,576
Trading account gains and fees$0173
Additional Noninterest Income$86,0006,986
Total noninterest expense$4,330,0003,079
Salaries and employee benefits$1,983,0003,469
Premises and equipment expense$649,0003,070
Additional noninterest expense$1,698,0002,544
Pre-tax net operating income$2,160,0003,142
Securities gains (losses)$03,155
Applicable income taxes$1,031,0002,172
Income before extraordinary items$1,129,0004,056
Extraordinary gains, net$035
Net income$1,129,0004,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,401
Cash dividends$420,0003,823
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,129,0004,016
1998-12-31 (YTD Data)Rank
Total interest income$14,480,0002,251
Total interest expense$9,279,0001,661
Net interest income$5,201,0003,265
Provision for loan and lease losses$1,114,000882
Total noninterest income$323,0006,271
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$323,0003,863
Total noninterest expense$3,787,0003,385
Salaries and employee benefits$1,668,0003,905
Premises and equipment expense$795,0002,464
Additional noninterest expense$1,324,0003,087
Pre-tax net operating income$623,0006,800
Securities gains (losses)$52,0001,697
Applicable income taxes$337,0004,871
Income before extraordinary items$338,0007,602
Extraordinary gains, net$032
Net income$338,0007,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,214
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$304,7207,761
1997-12-31 (YTD Data)Rank
Total interest income$15,061,0002,166
Total interest expense$10,044,0001,540
Net interest income$5,017,0003,475
Provision for loan and lease losses$212,0003,311
Total noninterest income$397,0005,756
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$397,0003,298
Total noninterest expense$3,589,0003,526
Salaries and employee benefits$1,549,0004,141
Premises and equipment expense$803,0002,418
Additional noninterest expense$1,237,0003,272
Pre-tax net operating income$1,613,0004,207
Securities gains (losses)$24,0001,768
Applicable income taxes$679,0003,315
Income before extraordinary items$958,0004,848
Extraordinary gains, net$044
Net income$958,0004,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,386
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$942,6404,838
1996-12-31 (YTD Data)Rank
Total interest income$14,722,0002,282
Total interest expense$10,049,0001,583
Net interest income$4,673,0003,773
Provision for loan and lease losses$158,0003,958
Total noninterest income$233,0007,811
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$233,0004,738
Total noninterest expense$4,197,0003,200
Salaries and employee benefits$1,321,0004,794
Premises and equipment expense$850,0002,319
Additional noninterest expense$2,026,0002,420
Pre-tax net operating income$551,0007,686
Securities gains (losses)$57,0001,259
Applicable income taxes$252,0006,426
Income before extraordinary items$356,0007,954
Extraordinary gains, net$053
Net income$356,0007,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,598
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$319,5208,196
1995-12-31 (YTD Data)Rank
Total interest income$13,699,0002,442
Total interest expense$10,312,0001,552
Net interest income$3,387,0004,995
Provision for loan and lease losses$644,0001,280
Total noninterest income$335,0006,662
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$335,0003,733
Total noninterest expense$3,410,0003,834
Salaries and employee benefits$1,583,0004,088
Premises and equipment expense$943,0002,130
Additional noninterest expense$884,0004,835
Pre-tax net operating income$-332,00011,741
Securities gains (losses)$607,000307
Applicable income taxes$119,0008,810
Income before extraordinary items$156,00010,408
Extraordinary gains, net$065
Net income$156,00010,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,236
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$-232,48011,686
1994-12-31 (YTD Data)Rank
Total interest income$11,500,0002,631
Total interest expense$7,197,0001,754
Net interest income$4,303,0004,088
Provision for loan and lease losses$135,0003,817
Total noninterest income$367,0006,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$367,0003,600
Total noninterest expense$3,644,0003,713
Salaries and employee benefits$1,721,0003,789
Premises and equipment expense$999,0002,041
Additional noninterest expense$924,0005,061
Pre-tax net operating income$891,0006,442
Securities gains (losses)$371,000338
Applicable income taxes$517,0003,952
Income before extraordinary items$745,0005,638
Extraordinary gains, net$0249
Net income$745,0005,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,906
Cash dividends$945,0002,016
Sale, conversion, retirement of capital stock, net$1,096,000408
Net operating income$507,5607,287
1993-12-31 (YTD Data)Rank
Total interest income$9,952,0003,099
Total interest expense$5,551,0002,334
Net interest income$4,401,0004,031
Provision for loan and lease losses$210,0003,794
Total noninterest income$355,0006,958
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$355,0004,079
Total noninterest expense$3,396,0004,024
Salaries and employee benefits$1,682,0003,853
Premises and equipment expense$925,0002,216
Additional noninterest expense$789,0005,984
Pre-tax net operating income$1,150,0005,341
Securities gains (losses)$514,000884
Applicable income taxes$681,0003,194
Income before extraordinary items$983,0004,768
Extraordinary gains, net$03,149
Net income$983,0004,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0008,132
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$2,424,000319
Net operating income$654,0406,161
1992-12-31 (YTD Data)Rank
Total interest income$9,489,0003,678
Total interest expense$5,497,0003,025
Net interest income$3,992,0004,455
Provision for loan and lease losses$120,0006,707
Total noninterest income$1,010,0003,290
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,010,0001,986
Total noninterest expense$2,967,0004,585
Salaries and employee benefits$1,438,0004,387
Premises and equipment expense$767,0002,702
Additional noninterest expense$762,0006,336
Pre-tax net operating income$1,915,0003,229
Securities gains (losses)$5,0007,049
Applicable income taxes$785,0002,667
Income before extraordinary items$1,135,0004,004
Extraordinary gains, net$01,422
Net income$1,135,0004,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$558,000535
Net operating income$1,131,8003,727

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.