Home > Summit Savings Bank, Inc., SSB > Income and Expense
Summit Savings Bank, Inc., SSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,225,000 | 2,527 |
| Total interest expense | $7,131,000 | 2,175 |
| Net interest income | $6,094,000 | 2,918 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $889,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $573,000 | 2,360 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $316,000 | 3,885 |
| Total noninterest expense | $4,075,000 | 3,264 |
| Salaries and employee benefits | $2,157,000 | 3,084 |
| Premises and equipment expense | $643,000 | 3,031 |
| Additional noninterest expense | $1,275,000 | 3,558 |
| Pre-tax net operating income | $2,783,000 | 2,595 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $1,060,000 | 2,256 |
| Income before extraordinary items | $1,738,000 | 2,841 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,738,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,528 |
| Cash dividends | $475,000 | 3,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,728,400 | 2,813 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,976,000 | 2,768 |
| Total interest expense | $5,127,000 | 2,405 |
| Net interest income | $5,849,000 | 3,072 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $840,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $472,000 | 2,924 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $368,000 | 3,589 |
| Total noninterest expense | $3,949,000 | 3,471 |
| Salaries and employee benefits | $1,932,000 | 3,392 |
| Premises and equipment expense | $600,000 | 3,268 |
| Additional noninterest expense | $1,417,000 | 3,488 |
| Pre-tax net operating income | $2,670,000 | 2,659 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $934,000 | 2,384 |
| Income before extraordinary items | $1,736,000 | 2,787 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,736,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,736,000 | 2,801 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,982,000 | 2,823 |
| Total interest expense | $5,358,000 | 2,413 |
| Net interest income | $5,624,000 | 3,213 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $941,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $455,000 | 3,052 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $486,000 | 3,324 |
| Total noninterest expense | $4,020,000 | 3,481 |
| Salaries and employee benefits | $1,884,000 | 3,463 |
| Premises and equipment expense | $655,000 | 3,052 |
| Additional noninterest expense | $1,481,000 | 3,543 |
| Pre-tax net operating income | $2,395,000 | 2,817 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $905,000 | 2,507 |
| Income before extraordinary items | $1,497,000 | 3,259 |
| Extraordinary gains, net | $250,000 | 838 |
| Net income | $1,747,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,492,520 | 3,092 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,772,000 | 2,983 |
| Total interest expense | $6,808,000 | 2,477 |
| Net interest income | $4,964,000 | 3,665 |
| Provision for loan and lease losses | $158,000 | 5,947 |
| Total noninterest income | $725,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $319,000 | 4,233 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $406,000 | 3,672 |
| Total noninterest expense | $3,708,000 | 3,731 |
| Salaries and employee benefits | $1,640,000 | 3,912 |
| Premises and equipment expense | $710,000 | 2,888 |
| Additional noninterest expense | $1,358,000 | 3,901 |
| Pre-tax net operating income | $1,823,000 | 3,384 |
| Securities gains (losses) | $144,000 | 2,469 |
| Applicable income taxes | $718,000 | 2,888 |
| Income before extraordinary items | $1,249,000 | 3,673 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,249,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 200 |
| Net operating income | $1,156,840 | 3,643 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.