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Summit Savings Bank, Assets and Liabilities
1993-12-31 | Rank | |
# of Employees: | 105 | 1,992 |
Assets and Liabilities | ||
Total Assets: | $206,809,000 | 2,248 |
Cash and due from depository institutions | $3,823,000 | 1,992 |
Interest-bearing balances | $2,797,000 | 1,941 |
Securities | $49,905,000 | 2,779 |
Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,516 |
Net loans & leases | $138,210,000 | 1,977 |
Loan loss allowance | $869,000 | 4,187 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $2,540,000 | 2,879 |
Other real estate owned | $329,000 | 1,992 |
Goodwill and other intangibles | $401,000 | 1,478 |
All other assets | $2,601,000 | 2,758 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $206,809,000 | 2,248 |
Total liabilities | $190,312,000 | 2,239 |
Total deposits | $180,694,000 | 2,204 |
Interest-bearing deposits | $176,885,000 | 1,941 |
Deposits held in domestic offices | $180,694,000 | 2,191 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $7,634,000 | 1,231 |
Subordinated debt | $371,000 | 355 |
All other liabilities | $1,613,000 | 2,165 |
Total equity capital | $16,497,000 | 2,431 |
Total bank equity capital | $16,497,000 | 2,431 |
Perpetual preferred stock | $0 | 343 |
Common stock | $21,000 | 11,597 |
Surplus | $8,567,000 | 1,672 |
Undivided profits | $7,909,000 | 2,963 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $372,000 | 5,780 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $683,000 | 2,626 |
Earning assets | $199,912,000 | 2,155 |
Long-term assets (5+ years) | $78,760,000 | 824 |
Average Assets, year-to-date | $196,448,400 | 2,289 |
Average Assets, quarterly | $206,132,000 | 2,233 |
Volatile liabilities | $39,052,000 | 1,437 |
Insider loans | $14,000 | 11,382 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $22,770,000 | 197 |
Unused loan commitments | $27,208,000 | 1,533 |
Tier 1 (core) risk-based capital | $16,096,000 | 2,442 |
Tier 2 risk-based capital | $1,017,400 | 2,836 |
Total risk weighted assets | $99,212,700 | 2,621 |
Total unused commitments | $27,208,000 | 1,557 |
Derivatives | $5,000,000 | 565 |
1992-12-31 | Rank | |
# of Employees: | 96 | 2,245 |
Assets and Liabilities | ||
Total Assets: | $181,762,000 | 2,616 |
Cash and due from depository institutions | $4,390,000 | 2,245 |
Interest-bearing balances | $2,664,000 | 2,281 |
Securities | $42,149,000 | 3,239 |
Federal funds sold & reverse repurchase agreements | $500,000 | 10,062 |
Net loans & leases | $128,301,000 | 2,163 |
Loan loss allowance | $706,000 | 4,970 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $2,547,000 | 2,873 |
Other real estate owned | $473,000 | 2,245 |
Goodwill and other intangibles | $574,000 | 1,288 |
All other assets | $2,828,000 | 2,671 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $181,762,000 | 2,616 |
Total liabilities | $168,051,000 | 2,592 |
Total deposits | $147,582,000 | 2,789 |
Interest-bearing deposits | $144,731,000 | 2,498 |
Deposits held in domestic offices | $147,582,000 | 2,783 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $18,312,000 | 725 |
Subordinated debt | $471,000 | 379 |
All other liabilities | $1,686,000 | 2,149 |
Total equity capital | $13,711,000 | 2,811 |
Total bank equity capital | $13,711,000 | 2,811 |
Perpetual preferred stock | $0 | 346 |
Common stock | $20,000 | 12,147 |
Surplus | $8,358,000 | 1,659 |
Undivided profits | $5,333,000 | 3,966 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 13,091 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $1,089,000 | 1,785 |
Earning assets | $173,614,000 | 2,495 |
Long-term assets (5+ years) | $80,768,000 | 764 |
Average Assets, year-to-date | $163,355,600 | 2,815 |
Average Assets, quarterly | $177,197,000 | 2,652 |
Volatile liabilities | $44,489,000 | 1,281 |
Insider loans | $35,000 | 7,706 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $13,359,000 | 195 |
Unused loan commitments | $22,549,000 | 1,688 |
Tier 1 (core) risk-based capital | $13,137,000 | 2,878 |
Tier 2 risk-based capital | $988,600 | 2,948 |
Total risk weighted assets | $94,035,300 | 2,829 |
Total unused commitments | $22,549,000 | 1,703 |
Derivatives | $4,300,000 | 529 |