Home > Summit National Bank > Income and Expense
Summit National Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,258,000 | 1,724 |
| Total interest expense | $2,864,000 | 1,770 |
| Net interest income | $6,394,000 | 1,681 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $767,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $575,000 | 1,985 |
| Total noninterest expense | $9,034,000 | 928 |
| Salaries and employee benefits | $3,665,000 | 1,247 |
| Premises and equipment expense | $654,000 | 1,834 |
| Additional noninterest expense | $4,715,000 | 584 |
| Pre-tax net operating income | $-2,073,000 | 8,839 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $-823,000 | 8,849 |
| Income before extraordinary items | $-1,246,000 | 8,823 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,246,000 | 8,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-1,248,560 | 8,809 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 1,786 |
| Total interest expense | $1,308,000 | 1,822 |
| Net interest income | $3,063,000 | 1,744 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $358,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $262,000 | 2,077 |
| Total noninterest expense | $1,780,000 | 2,321 |
| Salaries and employee benefits | $1,196,000 | 1,911 |
| Premises and equipment expense | $289,000 | 2,062 |
| Additional noninterest expense | $295,000 | 3,860 |
| Pre-tax net operating income | $1,576,000 | 1,450 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $488,000 | 1,386 |
| Income before extraordinary items | $1,088,000 | 1,546 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,088,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,088,000 | 1,522 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,851,000 | 1,812 |
| Total interest expense | $4,591,000 | 1,771 |
| Net interest income | $11,260,000 | 1,795 |
| Provision for loan and lease losses | $135,000 | 4,427 |
| Total noninterest income | $1,872,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $480,000 | 3,234 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,392,000 | 1,725 |
| Total noninterest expense | $6,975,000 | 2,289 |
| Salaries and employee benefits | $4,553,000 | 1,919 |
| Premises and equipment expense | $1,088,000 | 2,115 |
| Additional noninterest expense | $1,334,000 | 3,449 |
| Pre-tax net operating income | $6,022,000 | 1,429 |
| Securities gains (losses) | $83,000 | 1,372 |
| Applicable income taxes | $1,851,000 | 1,364 |
| Income before extraordinary items | $4,254,000 | 1,517 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,254,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,769 |
| Cash dividends | $646,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,195,900 | 1,486 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,653,000 | 1,827 |
| Total interest expense | $3,417,000 | 1,755 |
| Net interest income | $8,236,000 | 1,823 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,424,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $377,000 | 3,145 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,047,000 | 1,721 |
| Total noninterest expense | $5,282,000 | 2,246 |
| Salaries and employee benefits | $3,429,000 | 1,903 |
| Premises and equipment expense | $819,000 | 2,098 |
| Additional noninterest expense | $1,034,000 | 3,330 |
| Pre-tax net operating income | $4,378,000 | 1,476 |
| Securities gains (losses) | $66,000 | 1,451 |
| Applicable income taxes | $1,343,000 | 1,420 |
| Income before extraordinary items | $3,101,000 | 1,565 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,101,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 8,796 |
| Cash dividends | $323,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,054,800 | 1,541 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 1,804 |
| Total interest expense | $2,317,000 | 1,719 |
| Net interest income | $5,473,000 | 1,820 |
| Provision for loan and lease losses | $26,000 | 5,598 |
| Total noninterest income | $998,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $260,000 | 3,045 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $738,000 | 1,649 |
| Total noninterest expense | $3,601,000 | 2,196 |
| Salaries and employee benefits | $2,300,000 | 1,889 |
| Premises and equipment expense | $538,000 | 2,119 |
| Additional noninterest expense | $763,000 | 3,073 |
| Pre-tax net operating income | $2,844,000 | 1,495 |
| Securities gains (losses) | $22,000 | 1,980 |
| Applicable income taxes | $865,000 | 1,443 |
| Income before extraordinary items | $2,001,000 | 1,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,001,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,903 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,985,600 | 1,556 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 1,764 |
| Total interest expense | $1,178,000 | 1,712 |
| Net interest income | $2,813,000 | 1,766 |
| Provision for loan and lease losses | $145,000 | 1,577 |
| Total noninterest income | $515,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $133,000 | 2,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $382,000 | 1,581 |
| Total noninterest expense | $1,896,000 | 2,110 |
| Salaries and employee benefits | $1,164,000 | 1,883 |
| Premises and equipment expense | $281,000 | 2,061 |
| Additional noninterest expense | $451,000 | 2,602 |
| Pre-tax net operating income | $1,287,000 | 1,620 |
| Securities gains (losses) | $22,000 | 1,655 |
| Applicable income taxes | $401,000 | 1,545 |
| Income before extraordinary items | $908,000 | 1,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $908,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-145,000 | 9,010 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $892,820 | 1,675 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,642,000 | 1,817 |
| Total interest expense | $5,156,000 | 1,742 |
| Net interest income | $10,486,000 | 1,865 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $2,287,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $550,000 | 2,879 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,737,000 | 1,623 |
| Total noninterest expense | $7,476,000 | 2,102 |
| Salaries and employee benefits | $4,385,000 | 1,963 |
| Premises and equipment expense | $1,121,000 | 2,038 |
| Additional noninterest expense | $1,970,000 | 2,447 |
| Pre-tax net operating income | $4,847,000 | 1,680 |
| Securities gains (losses) | $367,000 | 926 |
| Applicable income taxes | $1,626,000 | 1,503 |
| Income before extraordinary items | $3,588,000 | 1,733 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,588,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,976 |
| Cash dividends | $433,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,334,770 | 1,771 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,655,000 | 1,868 |
| Total interest expense | $3,938,000 | 1,774 |
| Net interest income | $7,717,000 | 1,908 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $1,798,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $417,000 | 2,867 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,381,000 | 1,626 |
| Total noninterest expense | $5,638,000 | 2,102 |
| Salaries and employee benefits | $3,255,000 | 1,980 |
| Premises and equipment expense | $840,000 | 2,049 |
| Additional noninterest expense | $1,543,000 | 2,329 |
| Pre-tax net operating income | $3,577,000 | 1,751 |
| Securities gains (losses) | $367,000 | 837 |
| Applicable income taxes | $1,216,000 | 1,596 |
| Income before extraordinary items | $2,728,000 | 1,766 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,728,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,704 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,474,770 | 1,846 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,835,000 | 1,873 |
| Total interest expense | $2,731,000 | 1,769 |
| Net interest income | $5,104,000 | 1,918 |
| Provision for loan and lease losses | $270,000 | 1,999 |
| Total noninterest income | $1,121,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $274,000 | 2,852 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $847,000 | 1,711 |
| Total noninterest expense | $3,663,000 | 2,148 |
| Salaries and employee benefits | $2,176,000 | 1,959 |
| Premises and equipment expense | $561,000 | 2,043 |
| Additional noninterest expense | $926,000 | 2,546 |
| Pre-tax net operating income | $2,292,000 | 1,819 |
| Securities gains (losses) | $355,000 | 720 |
| Applicable income taxes | $815,000 | 1,594 |
| Income before extraordinary items | $1,832,000 | 1,770 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,832,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,587,050 | 1,894 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 1,914 |
| Total interest expense | $1,368,000 | 1,816 |
| Net interest income | $2,476,000 | 1,973 |
| Provision for loan and lease losses | $110,000 | 2,202 |
| Total noninterest income | $511,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 2,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $374,000 | 1,825 |
| Total noninterest expense | $1,860,000 | 2,106 |
| Salaries and employee benefits | $1,100,000 | 1,936 |
| Premises and equipment expense | $282,000 | 2,025 |
| Additional noninterest expense | $478,000 | 2,430 |
| Pre-tax net operating income | $1,017,000 | 2,006 |
| Securities gains (losses) | $174,000 | 712 |
| Applicable income taxes | $366,000 | 1,752 |
| Income before extraordinary items | $825,000 | 1,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $825,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 9,156 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $704,940 | 2,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,931,000 | 1,934 |
| Total interest expense | $6,166,000 | 1,847 |
| Net interest income | $9,765,000 | 1,981 |
| Provision for loan and lease losses | $530,000 | 2,292 |
| Total noninterest income | $2,276,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $553,000 | 2,731 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,723,000 | 1,478 |
| Total noninterest expense | $7,038,000 | 2,136 |
| Salaries and employee benefits | $4,228,000 | 1,908 |
| Premises and equipment expense | $1,131,000 | 1,953 |
| Additional noninterest expense | $1,679,000 | 2,687 |
| Pre-tax net operating income | $4,473,000 | 1,810 |
| Securities gains (losses) | $118,000 | 1,596 |
| Applicable income taxes | $1,423,000 | 1,718 |
| Income before extraordinary items | $3,168,000 | 1,901 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,168,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,084 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,086,580 | 1,882 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,439,000 | 1,862 |
| Total interest expense | $9,776,000 | 1,660 |
| Net interest income | $8,663,000 | 2,064 |
| Provision for loan and lease losses | $478,000 | 2,305 |
| Total noninterest income | $2,036,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $430,000 | 3,210 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,606,000 | 1,444 |
| Total noninterest expense | $6,763,000 | 2,119 |
| Salaries and employee benefits | $3,986,000 | 1,883 |
| Premises and equipment expense | $1,130,000 | 1,894 |
| Additional noninterest expense | $1,647,000 | 2,651 |
| Pre-tax net operating income | $3,458,000 | 1,993 |
| Securities gains (losses) | $257,000 | 999 |
| Applicable income taxes | $1,174,000 | 1,848 |
| Income before extraordinary items | $2,541,000 | 2,051 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,541,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,883 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,366,240 | 2,124 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,787,000 | 1,981 |
| Total interest expense | $9,357,000 | 1,844 |
| Net interest income | $8,430,000 | 2,104 |
| Provision for loan and lease losses | $495,000 | 1,893 |
| Total noninterest income | $1,550,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $369,000 | 3,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,181,000 | 1,665 |
| Total noninterest expense | $5,847,000 | 2,338 |
| Salaries and employee benefits | $3,429,000 | 2,081 |
| Premises and equipment expense | $1,102,000 | 1,886 |
| Additional noninterest expense | $1,316,000 | 3,148 |
| Pre-tax net operating income | $3,638,000 | 2,007 |
| Securities gains (losses) | $12,000 | 1,101 |
| Applicable income taxes | $1,155,000 | 1,877 |
| Income before extraordinary items | $2,495,000 | 2,090 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,495,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,069 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,486,840 | 2,093 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,761,000 | 2,378 |
| Total interest expense | $6,594,000 | 2,235 |
| Net interest income | $7,167,000 | 2,462 |
| Provision for loan and lease losses | $265,000 | 2,939 |
| Total noninterest income | $1,240,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $247,000 | 4,551 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $993,000 | 1,881 |
| Total noninterest expense | $4,998,000 | 2,702 |
| Salaries and employee benefits | $2,676,000 | 2,647 |
| Premises and equipment expense | $1,002,000 | 2,045 |
| Additional noninterest expense | $1,320,000 | 3,181 |
| Pre-tax net operating income | $3,144,000 | 2,309 |
| Securities gains (losses) | $22,000 | 1,340 |
| Applicable income taxes | $874,000 | 2,444 |
| Income before extraordinary items | $2,292,000 | 2,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,292,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,843 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,276,160 | 2,267 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,912,000 | 2,531 |
| Total interest expense | $6,731,000 | 2,251 |
| Net interest income | $6,181,000 | 2,775 |
| Provision for loan and lease losses | $146,000 | 4,231 |
| Total noninterest income | $1,156,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $203,000 | 5,113 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $953,000 | 1,925 |
| Total noninterest expense | $4,260,000 | 3,051 |
| Salaries and employee benefits | $2,341,000 | 2,891 |
| Premises and equipment expense | $814,000 | 2,412 |
| Additional noninterest expense | $1,105,000 | 3,609 |
| Pre-tax net operating income | $2,931,000 | 2,429 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,020,000 | 2,283 |
| Income before extraordinary items | $1,911,000 | 2,659 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,911,000 | 2,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,911,000 | 2,582 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,858,000 | 2,769 |
| Total interest expense | $6,352,000 | 2,362 |
| Net interest income | $5,506,000 | 3,172 |
| Provision for loan and lease losses | $216,000 | 3,274 |
| Total noninterest income | $778,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $182,000 | 5,626 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $596,000 | 2,486 |
| Total noninterest expense | $3,589,000 | 3,526 |
| Salaries and employee benefits | $1,886,000 | 3,483 |
| Premises and equipment expense | $644,000 | 2,964 |
| Additional noninterest expense | $1,059,000 | 3,700 |
| Pre-tax net operating income | $2,479,000 | 2,933 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $900,000 | 2,657 |
| Income before extraordinary items | $1,580,000 | 3,209 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,580,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $1,579,360 | 3,139 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,348,000 | 3,487 |
| Total interest expense | $4,939,000 | 3,038 |
| Net interest income | $4,409,000 | 3,956 |
| Provision for loan and lease losses | $361,000 | 2,247 |
| Total noninterest income | $793,000 | 3,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $668,000 | 2,383 |
| Total noninterest expense | $3,215,000 | 4,078 |
| Salaries and employee benefits | $1,686,000 | 3,877 |
| Premises and equipment expense | $609,000 | 3,160 |
| Additional noninterest expense | $920,000 | 4,682 |
| Pre-tax net operating income | $1,626,000 | 4,076 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $635,000 | 3,416 |
| Income before extraordinary items | $991,000 | 4,547 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $991,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 374 |
| Net operating income | $991,000 | 4,498 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,256,000 | 4,418 |
| Total interest expense | $3,760,000 | 3,892 |
| Net interest income | $3,496,000 | 4,882 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $559,000 | 4,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,009 |
| Total noninterest expense | $2,773,000 | 4,567 |
| Salaries and employee benefits | $1,381,000 | 4,617 |
| Premises and equipment expense | $534,000 | 3,548 |
| Additional noninterest expense | $858,000 | 4,954 |
| Pre-tax net operating income | $1,122,000 | 5,513 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $417,000 | 4,805 |
| Income before extraordinary items | $707,000 | 5,944 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $707,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $705,720 | 5,940 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,559 |
| Total interest expense | $2,324,000 | 4,942 |
| Net interest income | $2,805,000 | 5,897 |
| Provision for loan and lease losses | $157,000 | 3,516 |
| Total noninterest income | $340,000 | 6,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,440 |
| Total noninterest expense | $2,249,000 | 5,638 |
| Salaries and employee benefits | $996,000 | 6,106 |
| Premises and equipment expense | $440,000 | 4,237 |
| Additional noninterest expense | $813,000 | 5,620 |
| Pre-tax net operating income | $739,000 | 7,196 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $120,000 | 8,923 |
| Income before extraordinary items | $619,000 | 6,405 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $619,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $619,000 | 6,470 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 7,022 |
| Total interest expense | $1,917,000 | 6,050 |
| Net interest income | $1,964,000 | 7,788 |
| Provision for loan and lease losses | $129,000 | 5,042 |
| Total noninterest income | $260,000 | 8,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,825 |
| Total noninterest expense | $1,813,000 | 6,843 |
| Salaries and employee benefits | $764,000 | 7,548 |
| Premises and equipment expense | $379,000 | 4,931 |
| Additional noninterest expense | $670,000 | 6,794 |
| Pre-tax net operating income | $282,000 | 10,380 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $282,000 | 9,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $282,000 | 9,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 8,201 |
| Total interest expense | $1,960,000 | 7,197 |
| Net interest income | $1,528,000 | 9,192 |
| Provision for loan and lease losses | $188,000 | 5,392 |
| Total noninterest income | $203,000 | 9,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,478,000 | 7,992 |
| Salaries and employee benefits | $581,000 | 8,983 |
| Premises and equipment expense | $345,000 | 5,424 |
| Additional noninterest expense | $552,000 | 7,964 |
| Pre-tax net operating income | $65,000 | 12,314 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $23,000 | 12,027 |
| Income before extraordinary items | $42,000 | 12,624 |
| Extraordinary gains, net | $23,000 | 1,197 |
| Net income | $65,000 | 12,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $42,000 | 12,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.