Home > Summit Federal Savings Bank > Assets and Liabilities
Summit Federal Savings Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 34 | 4,471 |
| Assets and Liabilities | ||
| Total Assets: | $112,191,000 | 4,801 |
| Cash and due from depository institutions | $20,122,000 | 4,471 |
| Interest-bearing balances | $17,928,000 | 425 |
| Securities | $53,044,000 | 2,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $32,249,000 | 6,645 |
| Loan loss allowance | $30,000 | 8,349 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,422,000 | 5,274 |
| Other real estate owned | $0 | 4,471 |
| Goodwill and other intangibles | $7,000 | 3,248 |
| All other assets | $5,347,000 | 2,894 |
| Life insurance assets | $4,265,000 | 1,420 |
| Total liabilities and capital | $112,191,000 | 4,801 |
| Total liabilities | $96,942,000 | 4,873 |
| Total deposits | $95,769,000 | 4,644 |
| Interest-bearing deposits | $93,698,000 | 4,233 |
| Deposits held in domestic offices | $95,769,000 | 4,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,173,000 | 3,677 |
| Total equity capital | $15,249,000 | 4,212 |
| Total bank equity capital | $15,249,000 | 4,212 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $0 | 7,894 |
| Undivided profits | $15,249,000 | 2,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $356,000 | 6,683 |
| Earning assets | $103,221,000 | 4,794 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $113,450,500 | 4,712 |
| Average Assets, quarterly | $113,450,500 | 4,712 |
| Volatile liabilities | $8,863,000 | 6,479 |
| Insider loans | $95,000 | 6,993 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $6,408,000 | 5,688 |
| Tier 1 (core) risk-based capital | $16,280,000 | 3,832 |
| Tier 2 risk-based capital | $30,000 | 8,347 |
| Total risk weighted assets | $41,837,000 | 6,314 |
| Total unused commitments | $6,408,000 | 5,692 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 35 | 4,393 |
| Assets and Liabilities | ||
| Total Assets: | $114,710,000 | 4,683 |
| Cash and due from depository institutions | $14,775,000 | 4,393 |
| Interest-bearing balances | $13,243,000 | 450 |
| Securities | $59,114,000 | 1,977 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $33,830,000 | 6,574 |
| Loan loss allowance | $33,000 | 8,381 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,447,000 | 5,261 |
| Other real estate owned | $0 | 4,393 |
| Goodwill and other intangibles | $10,000 | 3,222 |
| All other assets | $5,534,000 | 2,857 |
| Life insurance assets | $4,269,000 | 1,401 |
| Total liabilities and capital | $114,710,000 | 4,683 |
| Total liabilities | $99,277,000 | 4,744 |
| Total deposits | $98,130,000 | 4,525 |
| Interest-bearing deposits | $96,213,000 | 4,132 |
| Deposits held in domestic offices | $98,130,000 | 4,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,147,000 | 3,672 |
| Total equity capital | $15,433,000 | 4,108 |
| Total bank equity capital | $15,433,000 | 4,108 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $0 | 7,931 |
| Undivided profits | $15,433,000 | 2,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $440,000 | 6,400 |
| Earning assets | $106,187,000 | 4,654 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $120,395,400 | 4,428 |
| Average Assets, quarterly | $116,290,000 | 4,614 |
| Volatile liabilities | $9,291,000 | 6,362 |
| Insider loans | $109,000 | 6,937 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $6,913,000 | 5,473 |
| Tier 1 (core) risk-based capital | $16,402,000 | 3,798 |
| Tier 2 risk-based capital | $33,000 | 8,381 |
| Total risk weighted assets | $43,368,000 | 6,246 |
| Total unused commitments | $6,913,000 | 5,473 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 35 | 4,419 |
| Assets and Liabilities | ||
| Total Assets: | $117,870,000 | 4,566 |
| Cash and due from depository institutions | $11,845,000 | 4,419 |
| Interest-bearing balances | $10,133,000 | 537 |
| Securities | $64,481,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $34,277,000 | 6,536 |
| Loan loss allowance | $33,000 | 8,396 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,470,000 | 5,217 |
| Other real estate owned | $0 | 4,419 |
| Goodwill and other intangibles | $13,000 | 3,210 |
| All other assets | $5,784,000 | 2,763 |
| Life insurance assets | $4,231,000 | 1,367 |
| Total liabilities and capital | $117,870,000 | 4,566 |
| Total liabilities | $101,660,000 | 4,643 |
| Total deposits | $100,739,000 | 4,427 |
| Interest-bearing deposits | $98,179,000 | 4,048 |
| Deposits held in domestic offices | $100,739,000 | 4,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $921,000 | 4,266 |
| Total equity capital | $16,210,000 | 3,927 |
| Total bank equity capital | $16,210,000 | 3,927 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $0 | 7,949 |
| Undivided profits | $16,210,000 | 2,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $433,000 | 6,684 |
| Earning assets | $108,891,000 | 4,555 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $121,816,750 | 4,392 |
| Average Assets, quarterly | $119,291,500 | 4,492 |
| Volatile liabilities | $9,153,000 | 6,396 |
| Insider loans | $123,000 | 6,911 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $7,039,000 | 5,451 |
| Tier 1 (core) risk-based capital | $16,452,000 | 3,776 |
| Tier 2 risk-based capital | $33,000 | 8,394 |
| Total risk weighted assets | $44,195,000 | 6,179 |
| Total unused commitments | $7,039,000 | 5,452 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 36 | 4,360 |
| Assets and Liabilities | ||
| Total Assets: | $120,713,000 | 4,490 |
| Cash and due from depository institutions | $10,771,000 | 4,360 |
| Interest-bearing balances | $9,242,000 | 616 |
| Securities | $67,227,000 | 1,734 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $35,606,000 | 6,475 |
| Loan loss allowance | $34,000 | 8,445 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,497,000 | 5,198 |
| Other real estate owned | $0 | 4,360 |
| Goodwill and other intangibles | $18,000 | 3,214 |
| All other assets | $5,594,000 | 2,802 |
| Life insurance assets | $4,179,000 | 1,376 |
| Total liabilities and capital | $120,713,000 | 4,490 |
| Total liabilities | $104,498,000 | 4,565 |
| Total deposits | $103,636,000 | 4,343 |
| Interest-bearing deposits | $101,330,000 | 3,962 |
| Deposits held in domestic offices | $103,636,000 | 4,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $862,000 | 4,250 |
| Total equity capital | $16,215,000 | 3,853 |
| Total bank equity capital | $16,215,000 | 3,853 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $0 | 8,003 |
| Undivided profits | $16,215,000 | 2,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $521,000 | 6,005 |
| Earning assets | $112,075,000 | 4,455 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $123,132,330 | 4,392 |
| Average Assets, quarterly | $121,930,000 | 4,449 |
| Volatile liabilities | $9,428,000 | 6,332 |
| Insider loans | $141,000 | 6,829 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $7,087,000 | 5,470 |
| Tier 1 (core) risk-based capital | $16,451,000 | 3,739 |
| Tier 2 risk-based capital | $34,000 | 8,442 |
| Total risk weighted assets | $44,920,000 | 6,158 |
| Total unused commitments | $7,087,000 | 5,472 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 36 | 4,356 |
| Assets and Liabilities | ||
| Total Assets: | $123,147,000 | 4,447 |
| Cash and due from depository institutions | $9,462,000 | 4,356 |
| Interest-bearing balances | $8,240,000 | 768 |
| Securities | $70,075,000 | 1,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $36,498,000 | 6,412 |
| Loan loss allowance | $30,000 | 8,500 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,508,000 | 5,152 |
| Other real estate owned | $0 | 4,356 |
| Goodwill and other intangibles | $24,000 | 3,180 |
| All other assets | $5,580,000 | 2,758 |
| Life insurance assets | $4,125,000 | 1,372 |
| Total liabilities and capital | $123,147,000 | 4,447 |
| Total liabilities | $106,932,000 | 4,513 |
| Total deposits | $105,990,000 | 4,306 |
| Interest-bearing deposits | $104,028,000 | 3,893 |
| Deposits held in domestic offices | $105,990,000 | 4,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $942,000 | 4,049 |
| Total equity capital | $16,215,000 | 3,868 |
| Total bank equity capital | $16,215,000 | 3,868 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $0 | 8,027 |
| Undivided profits | $16,215,000 | 2,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $457,000 | 6,225 |
| Earning assets | $114,813,000 | 4,408 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $124,342,000 | 4,382 |
| Average Assets, quarterly | $124,342,000 | 4,382 |
| Volatile liabilities | $0 | 8,533 |
| Insider loans | $150,000 | 6,790 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $8,300,000 | 5,169 |
| Tier 1 (core) risk-based capital | $16,420,000 | 3,724 |
| Tier 2 risk-based capital | $30,000 | 8,494 |
| Total risk weighted assets | $46,318,000 | 6,061 |
| Total unused commitments | $8,300,000 | 5,171 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $125,537,000 | 4,352 |
| Cash and due from depository institutions | $5,932,000 | 4,339 |
| Interest-bearing balances | $4,501,000 | 1,170 |
| Securities | $75,390,000 | 1,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $37,167,000 | 6,355 |
| Loan loss allowance | $31,000 | 8,520 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,537,000 | 5,100 |
| Other real estate owned | $0 | 4,339 |
| Goodwill and other intangibles | $30,000 | 3,146 |
| All other assets | $5,481,000 | 2,812 |
| Life insurance assets | $4,086,000 | 1,365 |
| Total liabilities and capital | $125,537,000 | 4,352 |
| Total liabilities | $109,355,000 | 4,417 |
| Total deposits | $108,528,000 | 4,201 |
| Interest-bearing deposits | $106,452,000 | 3,773 |
| Deposits held in domestic offices | $108,528,000 | 4,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $827,000 | 4,319 |
| Total equity capital | $16,182,000 | 3,804 |
| Total bank equity capital | $16,182,000 | 3,804 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $0 | 8,057 |
| Undivided profits | $16,182,000 | 2,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $517,000 | 6,035 |
| Earning assets | $117,058,000 | 4,315 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $134,257,800 | 4,041 |
| Average Assets, quarterly | $127,582,000 | 4,285 |
| Volatile liabilities | $19,264,000 | 4,791 |
| Insider loans | $164,000 | 6,752 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $7,306,000 | 5,371 |
| Tier 1 (core) risk-based capital | $16,487,000 | 3,648 |
| Tier 2 risk-based capital | $31,000 | 8,512 |
| Total risk weighted assets | $47,121,000 | 5,997 |
| Total unused commitments | $7,306,000 | 5,372 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 36 | 4,336 |
| Assets and Liabilities | ||
| Total Assets: | $129,627,000 | 4,244 |
| Cash and due from depository institutions | $8,319,000 | 4,336 |
| Interest-bearing balances | $6,904,000 | 744 |
| Securities | $78,083,000 | 1,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $36,651,000 | 6,430 |
| Loan loss allowance | $30,000 | 8,583 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,557,000 | 5,058 |
| Other real estate owned | $0 | 4,336 |
| Goodwill and other intangibles | $39,000 | 3,113 |
| All other assets | $4,978,000 | 3,025 |
| Life insurance assets | $3,759,000 | 1,399 |
| Total liabilities and capital | $129,627,000 | 4,244 |
| Total liabilities | $113,442,000 | 4,294 |
| Total deposits | $112,439,000 | 4,044 |
| Interest-bearing deposits | $110,253,000 | 3,648 |
| Deposits held in domestic offices | $112,439,000 | 4,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,003,000 | 3,836 |
| Total equity capital | $16,185,000 | 3,761 |
| Total bank equity capital | $16,185,000 | 3,761 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $0 | 8,106 |
| Undivided profits | $16,185,000 | 2,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $489,000 | 6,238 |
| Earning assets | $121,638,000 | 4,176 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $136,438,000 | 4,009 |
| Average Assets, quarterly | $132,168,000 | 4,148 |
| Volatile liabilities | $21,955,000 | 4,488 |
| Insider loans | $168,000 | 6,768 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $8,137,000 | 5,170 |
| Tier 1 (core) risk-based capital | $16,472,000 | 3,627 |
| Tier 2 risk-based capital | $30,000 | 8,581 |
| Total risk weighted assets | $47,300,000 | 5,998 |
| Total unused commitments | $8,137,000 | 5,171 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $134,709,000 | 4,101 |
| Cash and due from depository institutions | $11,158,000 | 4,275 |
| Interest-bearing balances | $9,711,000 | 569 |
| Securities | $82,199,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $34,807,000 | 6,512 |
| Loan loss allowance | $29,000 | 8,628 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,580,000 | 5,005 |
| Other real estate owned | $0 | 4,275 |
| Goodwill and other intangibles | $44,000 | 3,098 |
| All other assets | $4,921,000 | 3,017 |
| Life insurance assets | $3,701,000 | 1,391 |
| Total liabilities and capital | $134,709,000 | 4,101 |
| Total liabilities | $118,627,000 | 4,133 |
| Total deposits | $117,712,000 | 3,898 |
| Interest-bearing deposits | $115,422,000 | 3,458 |
| Deposits held in domestic offices | $117,712,000 | 3,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $915,000 | 3,773 |
| Total equity capital | $16,082,000 | 3,673 |
| Total bank equity capital | $16,082,000 | 3,673 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $0 | 8,130 |
| Undivided profits | $16,082,000 | 2,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $555,000 | 5,576 |
| Earning assets | $126,717,000 | 4,029 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $138,708,330 | 3,986 |
| Average Assets, quarterly | $136,188,000 | 4,047 |
| Volatile liabilities | $22,796,000 | 4,323 |
| Insider loans | $176,000 | 6,750 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $8,136,000 | 5,214 |
| Tier 1 (core) risk-based capital | $16,442,000 | 3,578 |
| Tier 2 risk-based capital | $29,000 | 8,624 |
| Total risk weighted assets | $47,515,000 | 5,977 |
| Total unused commitments | $8,136,000 | 5,214 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 37 | 4,265 |
| Assets and Liabilities | ||
| Total Assets: | $137,667,000 | 4,030 |
| Cash and due from depository institutions | $10,919,000 | 4,265 |
| Interest-bearing balances | $9,419,000 | 640 |
| Securities | $85,417,000 | 1,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $34,978,000 | 6,456 |
| Loan loss allowance | $30,000 | 8,637 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,587,000 | 4,954 |
| Other real estate owned | $0 | 4,265 |
| Goodwill and other intangibles | $50,000 | 3,053 |
| All other assets | $4,716,000 | 3,037 |
| Life insurance assets | $3,677,000 | 1,362 |
| Total liabilities and capital | $137,667,000 | 4,030 |
| Total liabilities | $121,595,000 | 4,051 |
| Total deposits | $120,788,000 | 3,806 |
| Interest-bearing deposits | $118,337,000 | 3,369 |
| Deposits held in domestic offices | $120,788,000 | 3,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $807,000 | 4,045 |
| Total equity capital | $16,072,000 | 3,641 |
| Total bank equity capital | $16,072,000 | 3,641 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $0 | 8,136 |
| Undivided profits | $16,072,000 | 2,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $488,000 | 5,758 |
| Earning assets | $129,814,000 | 3,945 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $140,708,000 | 3,933 |
| Average Assets, quarterly | $140,708,000 | 3,933 |
| Volatile liabilities | $22,240,000 | 4,246 |
| Insider loans | $194,000 | 6,639 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $8,087,000 | 5,227 |
| Tier 1 (core) risk-based capital | $15,732,000 | 3,658 |
| Tier 2 risk-based capital | $30,000 | 8,630 |
| Total risk weighted assets | $44,004,000 | 6,120 |
| Total unused commitments | $8,087,000 | 5,228 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 37 | 4,270 |
| Assets and Liabilities | ||
| Total Assets: | $143,749,000 | 3,879 |
| Cash and due from depository institutions | $14,191,000 | 4,270 |
| Interest-bearing balances | $12,684,000 | 445 |
| Securities | $88,634,000 | 1,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $34,491,000 | 6,506 |
| Loan loss allowance | $30,000 | 8,672 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,620,000 | 4,887 |
| Other real estate owned | $0 | 4,270 |
| Goodwill and other intangibles | $55,000 | 3,028 |
| All other assets | $4,758,000 | 2,997 |
| Life insurance assets | $3,670,000 | 158 |
| Total liabilities and capital | $143,749,000 | 3,879 |
| Total liabilities | $127,692,000 | 3,896 |
| Total deposits | $126,949,000 | 3,624 |
| Interest-bearing deposits | $124,151,000 | 3,204 |
| Deposits held in domestic offices | $126,949,000 | 3,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $743,000 | 4,149 |
| Total equity capital | $16,057,000 | 3,606 |
| Total bank equity capital | $16,057,000 | 3,606 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $0 | 8,157 |
| Undivided profits | $16,057,000 | 2,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $543,000 | 5,498 |
| Earning assets | $135,809,000 | 3,771 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $150,564,200 | 3,591 |
| Average Assets, quarterly | $144,478,000 | 3,811 |
| Volatile liabilities | $23,940,000 | 4,010 |
| Insider loans | $207,000 | 6,585 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,782,000 | 5,220 |
| Tier 1 (core) risk-based capital | $15,737,000 | 3,608 |
| Tier 2 risk-based capital | $30,000 | 8,669 |
| Total risk weighted assets | $45,164,000 | 6,055 |
| Total unused commitments | $7,782,000 | 5,220 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $145,207,000 | 3,790 |
| Cash and due from depository institutions | $10,199,000 | 4,432 |
| Interest-bearing balances | $8,688,000 | 651 |
| Securities | $92,706,000 | 1,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $35,081,000 | 6,509 |
| Loan loss allowance | $31,000 | 8,702 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,647,000 | 4,827 |
| Other real estate owned | $0 | 4,432 |
| Goodwill and other intangibles | $60,000 | 2,995 |
| All other assets | $5,514,000 | 2,633 |
| Life insurance assets | $3,504,000 | 160 |
| Total liabilities and capital | $145,207,000 | 3,790 |
| Total liabilities | $129,253,000 | 3,804 |
| Total deposits | $128,467,000 | 3,536 |
| Interest-bearing deposits | $125,759,000 | 3,122 |
| Deposits held in domestic offices | $128,467,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $786,000 | 4,023 |
| Total equity capital | $15,954,000 | 3,594 |
| Total bank equity capital | $15,954,000 | 3,594 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $15,954,000 | 2,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $620,000 | 5,027 |
| Earning assets | $136,475,000 | 3,703 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $152,268,000 | 3,549 |
| Average Assets, quarterly | $147,547,500 | 3,705 |
| Volatile liabilities | $23,533,000 | 3,991 |
| Insider loans | $220,000 | 6,536 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,677,000 | 4,541 |
| Tier 1 (core) risk-based capital | $15,654,000 | 3,567 |
| Tier 2 risk-based capital | $31,000 | 8,690 |
| Total risk weighted assets | $51,432,000 | 5,702 |
| Total unused commitments | $10,677,000 | 4,543 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 34 | 4,533 |
| Assets and Liabilities | ||
| Total Assets: | $149,888,000 | 3,637 |
| Cash and due from depository institutions | $10,728,000 | 4,533 |
| Interest-bearing balances | $9,330,000 | 588 |
| Securities | $97,812,000 | 1,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $34,078,000 | 6,515 |
| Loan loss allowance | $29,000 | 8,724 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,666,000 | 4,755 |
| Other real estate owned | $0 | 4,533 |
| Goodwill and other intangibles | $65,000 | 2,961 |
| All other assets | $5,539,000 | 2,529 |
| Life insurance assets | $3,486,000 | 158 |
| Total liabilities and capital | $149,888,000 | 3,637 |
| Total liabilities | $134,021,000 | 3,625 |
| Total deposits | $133,380,000 | 3,378 |
| Interest-bearing deposits | $130,999,000 | 2,962 |
| Deposits held in domestic offices | $133,380,000 | 3,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $641,000 | 4,282 |
| Total equity capital | $15,867,000 | 3,556 |
| Total bank equity capital | $15,867,000 | 3,556 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $15,867,000 | 2,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $639,000 | 4,562 |
| Earning assets | $141,220,000 | 3,546 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $154,621,670 | 3,485 |
| Average Assets, quarterly | $153,103,000 | 3,544 |
| Volatile liabilities | $25,042,000 | 3,726 |
| Insider loans | $232,000 | 6,465 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,488,000 | 4,151 |
| Tier 1 (core) risk-based capital | $16,127,000 | 3,404 |
| Tier 2 risk-based capital | $29,000 | 8,726 |
| Total risk weighted assets | $52,190,000 | 5,580 |
| Total unused commitments | $12,488,000 | 4,151 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $156,318,000 | 3,486 |
| Cash and due from depository institutions | $15,788,000 | 4,420 |
| Interest-bearing balances | $14,012,000 | 393 |
| Securities | $102,422,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $30,941,000 | 6,723 |
| Loan loss allowance | $27,000 | 8,786 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,698,000 | 4,719 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $70,000 | 2,939 |
| All other assets | $5,399,000 | 2,549 |
| Life insurance assets | $3,472,000 | 156 |
| Total liabilities and capital | $156,318,000 | 3,486 |
| Total liabilities | $140,570,000 | 3,483 |
| Total deposits | $139,447,000 | 3,261 |
| Interest-bearing deposits | $136,338,000 | 2,876 |
| Deposits held in domestic offices | $139,447,000 | 3,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,123,000 | 2,948 |
| Total equity capital | $15,748,000 | 3,501 |
| Total bank equity capital | $15,748,000 | 3,501 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $15,748,000 | 2,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $538,000 | 5,083 |
| Earning assets | $147,375,000 | 3,426 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $156,988,500 | 3,456 |
| Average Assets, quarterly | $156,988,500 | 3,456 |
| Volatile liabilities | $26,059,000 | 3,519 |
| Insider loans | $245,000 | 6,437 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $12,550,000 | 4,117 |
| Tier 1 (core) risk-based capital | $15,968,000 | 3,391 |
| Tier 2 risk-based capital | $27,000 | 8,787 |
| Total risk weighted assets | $52,995,000 | 5,521 |
| Total unused commitments | $12,550,000 | 4,117 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 34 | 4,517 |
| Assets and Liabilities | ||
| Total Assets: | $157,659,000 | 3,453 |
| Cash and due from depository institutions | $14,022,000 | 4,517 |
| Interest-bearing balances | $12,739,000 | 454 |
| Securities | $106,355,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $30,157,000 | 6,810 |
| Loan loss allowance | $26,000 | 8,838 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,688,000 | 4,724 |
| Other real estate owned | $0 | 4,517 |
| Goodwill and other intangibles | $75,000 | 2,907 |
| All other assets | $5,362,000 | 2,524 |
| Life insurance assets | $3,479,000 | 159 |
| Total liabilities and capital | $157,659,000 | 3,453 |
| Total liabilities | $142,020,000 | 3,451 |
| Total deposits | $141,225,000 | 3,204 |
| Interest-bearing deposits | $138,767,000 | 2,823 |
| Deposits held in domestic offices | $141,225,000 | 3,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $795,000 | 3,645 |
| Total equity capital | $15,639,000 | 3,519 |
| Total bank equity capital | $15,639,000 | 3,519 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $15,639,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $582,000 | 4,803 |
| Earning assets | $149,251,000 | 3,376 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $158,794,000 | 3,319 |
| Average Assets, quarterly | $158,552,000 | 3,418 |
| Volatile liabilities | $25,726,000 | 3,457 |
| Insider loans | $258,000 | 6,420 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,274,000 | 4,199 |
| Tier 1 (core) risk-based capital | $15,829,000 | 3,369 |
| Tier 2 risk-based capital | $26,000 | 8,838 |
| Total risk weighted assets | $58,100,000 | 5,239 |
| Total unused commitments | $11,274,000 | 4,199 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 34 | 4,529 |
| Assets and Liabilities | ||
| Total Assets: | $159,445,000 | 3,408 |
| Cash and due from depository institutions | $23,148,000 | 4,529 |
| Interest-bearing balances | $21,614,000 | 261 |
| Securities | $101,705,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $30,564,000 | 6,778 |
| Loan loss allowance | $26,000 | 8,879 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,706,000 | 4,656 |
| Other real estate owned | $0 | 4,529 |
| Goodwill and other intangibles | $109,000 | 2,780 |
| All other assets | $2,213,000 | 4,569 |
| Life insurance assets | $442,000 | 284 |
| Total liabilities and capital | $159,445,000 | 3,408 |
| Total liabilities | $143,966,000 | 3,390 |
| Total deposits | $142,988,000 | 3,113 |
| Interest-bearing deposits | $140,492,000 | 2,784 |
| Deposits held in domestic offices | $142,988,000 | 3,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $978,000 | 3,248 |
| Total equity capital | $15,479,000 | 3,555 |
| Total bank equity capital | $15,479,000 | 3,555 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $15,479,000 | 2,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $490,000 | 5,565 |
| Earning assets | $153,883,000 | 3,238 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $159,077,750 | 3,307 |
| Average Assets, quarterly | $160,353,000 | 3,344 |
| Volatile liabilities | $26,978,000 | 3,331 |
| Insider loans | $325,000 | 6,121 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,802,000 | 3,902 |
| Tier 1 (core) risk-based capital | $15,659,000 | 3,391 |
| Tier 2 risk-based capital | $26,000 | 8,882 |
| Total risk weighted assets | $51,403,000 | 5,595 |
| Total unused commitments | $12,802,000 | 3,903 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $161,261,000 | 3,340 |
| Cash and due from depository institutions | $29,521,000 | 3,820 |
| Interest-bearing balances | $28,185,000 | 199 |
| Securities | $97,395,000 | 1,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $30,184,000 | 6,790 |
| Loan loss allowance | $25,000 | 8,934 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,716,000 | 4,620 |
| Other real estate owned | $0 | 3,820 |
| Goodwill and other intangibles | $116,000 | 2,770 |
| All other assets | $2,329,000 | 4,419 |
| Life insurance assets | $432,000 | 282 |
| Total liabilities and capital | $161,261,000 | 3,340 |
| Total liabilities | $145,889,000 | 3,320 |
| Total deposits | $144,825,000 | 3,072 |
| Interest-bearing deposits | $142,429,000 | 2,731 |
| Deposits held in domestic offices | $144,825,000 | 3,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,064,000 | 2,832 |
| Total equity capital | $15,372,000 | 3,455 |
| Total bank equity capital | $15,372,000 | 3,455 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $15,372,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $523,000 | 5,123 |
| Earning assets | $155,764,000 | 3,188 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $158,955,330 | 3,314 |
| Average Assets, quarterly | $159,941,000 | 3,325 |
| Volatile liabilities | $27,083,000 | 3,242 |
| Insider loans | $336,000 | 6,112 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,423,000 | 3,658 |
| Tier 1 (core) risk-based capital | $15,552,000 | 3,358 |
| Tier 2 risk-based capital | $25,000 | 8,935 |
| Total risk weighted assets | $52,813,000 | 5,498 |
| Total unused commitments | $14,423,000 | 3,659 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $158,621,000 | 3,360 |
| Cash and due from depository institutions | $32,584,000 | 4,029 |
| Interest-bearing balances | $30,285,000 | 218 |
| Securities | $93,556,000 | 1,410 |
| Federal funds sold & reverse repurchase agreements | $262,000 | 6,434 |
| Net loans & leases | $28,391,000 | 6,897 |
| Loan loss allowance | $25,000 | 8,967 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,651,000 | 4,702 |
| Other real estate owned | $0 | 4,029 |
| Goodwill and other intangibles | $122,000 | 2,745 |
| All other assets | $2,055,000 | 4,594 |
| Life insurance assets | $426,000 | 280 |
| Total liabilities and capital | $158,621,000 | 3,360 |
| Total liabilities | $143,201,000 | 3,337 |
| Total deposits | $141,990,000 | 3,111 |
| Interest-bearing deposits | $139,293,000 | 2,766 |
| Deposits held in domestic offices | $141,990,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,211,000 | 2,815 |
| Total equity capital | $15,420,000 | 3,515 |
| Total bank equity capital | $15,420,000 | 3,515 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $15,420,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $451,000 | 5,567 |
| Earning assets | $152,494,000 | 3,222 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $157,802,500 | 3,334 |
| Average Assets, quarterly | $157,802,500 | 3,334 |
| Volatile liabilities | $23,795,000 | 3,470 |
| Insider loans | $348,000 | 6,047 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,989,000 | 3,810 |
| Tier 1 (core) risk-based capital | $15,540,000 | 3,310 |
| Tier 2 risk-based capital | $25,000 | 8,968 |
| Total risk weighted assets | $51,546,000 | 5,515 |
| Total unused commitments | $12,989,000 | 3,814 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $156,984,000 | 3,366 |
| Cash and due from depository institutions | $32,124,000 | 3,960 |
| Interest-bearing balances | $30,961,000 | 209 |
| Securities | $91,217,000 | 1,470 |
| Federal funds sold & reverse repurchase agreements | $262,000 | 5,925 |
| Net loans & leases | $29,630,000 | 6,830 |
| Loan loss allowance | $26,000 | 9,030 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,605,000 | 4,779 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,146,000 | 4,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,984,000 | 3,366 |
| Total liabilities | $141,596,000 | 3,352 |
| Total deposits | $140,861,000 | 3,128 |
| Interest-bearing deposits | $138,817,000 | 2,741 |
| Deposits held in domestic offices | $140,861,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $735,000 | 3,784 |
| Total equity capital | $15,388,000 | 3,455 |
| Total bank equity capital | $15,388,000 | 3,455 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $15,388,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $165,000 | 8,215 |
| Earning assets | $152,070,000 | 3,206 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $157,417,600 | 3,253 |
| Average Assets, quarterly | $157,461,000 | 3,334 |
| Volatile liabilities | $23,000,000 | 3,551 |
| Insider loans | $360,000 | 6,023 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,630,000 | 3,932 |
| Tier 1 (core) risk-based capital | $15,508,000 | 3,280 |
| Tier 2 risk-based capital | $26,000 | 9,031 |
| Total risk weighted assets | $51,458,000 | 5,491 |
| Total unused commitments | $11,630,000 | 3,936 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $157,938,000 | 3,330 |
| Cash and due from depository institutions | $57,138,000 | 3,917 |
| Interest-bearing balances | $55,980,000 | 136 |
| Securities | $62,576,000 | 2,027 |
| Federal funds sold & reverse repurchase agreements | $3,756,000 | 3,190 |
| Net loans & leases | $30,865,000 | 6,759 |
| Loan loss allowance | $28,000 | 9,076 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,630,000 | 4,729 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,973,000 | 4,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,938,000 | 3,330 |
| Total liabilities | $142,574,000 | 3,321 |
| Total deposits | $141,883,000 | 3,110 |
| Interest-bearing deposits | $139,134,000 | 2,740 |
| Deposits held in domestic offices | $141,883,000 | 3,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $691,000 | 4,114 |
| Total equity capital | $15,364,000 | 3,442 |
| Total bank equity capital | $15,364,000 | 3,442 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $15,364,000 | 2,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $174,000 | 8,239 |
| Earning assets | $153,177,000 | 3,183 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $157,526,000 | 3,269 |
| Average Assets, quarterly | $159,081,500 | 3,291 |
| Volatile liabilities | $23,945,000 | 3,425 |
| Insider loans | $375,000 | 5,990 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,037,000 | 3,532 |
| Tier 1 (core) risk-based capital | $15,484,000 | 3,266 |
| Tier 2 risk-based capital | $28,000 | 9,079 |
| Total risk weighted assets | $53,005,000 | 5,395 |
| Total unused commitments | $14,037,000 | 3,537 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $160,225,000 | 3,283 |
| Cash and due from depository institutions | $54,586,000 | 4,085 |
| Interest-bearing balances | $52,473,000 | 156 |
| Securities | $62,612,000 | 1,980 |
| Federal funds sold & reverse repurchase agreements | $2,733,000 | 4,223 |
| Net loans & leases | $36,540,000 | 6,305 |
| Loan loss allowance | $31,000 | 9,102 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,638,000 | 4,697 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,116,000 | 4,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,225,000 | 3,283 |
| Total liabilities | $144,776,000 | 3,265 |
| Total deposits | $144,162,000 | 3,055 |
| Interest-bearing deposits | $140,688,000 | 2,694 |
| Deposits held in domestic offices | $144,162,000 | 3,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $614,000 | 4,547 |
| Total equity capital | $15,449,000 | 3,426 |
| Total bank equity capital | $15,449,000 | 3,426 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $15,449,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $366,000 | 6,422 |
| Earning assets | $154,358,000 | 3,150 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $157,388,670 | 3,272 |
| Average Assets, quarterly | $159,162,000 | 3,264 |
| Volatile liabilities | $24,874,000 | 3,284 |
| Insider loans | $369,000 | 6,001 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,687,000 | 3,546 |
| Tier 1 (core) risk-based capital | $15,509,000 | 3,208 |
| Tier 2 risk-based capital | $31,000 | 9,104 |
| Total risk weighted assets | $55,137,000 | 5,260 |
| Total unused commitments | $13,687,000 | 3,560 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $158,099,000 | 3,283 |
| Cash and due from depository institutions | $50,324,000 | 4,051 |
| Interest-bearing balances | $48,661,000 | 151 |
| Securities | $58,269,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $2,539,000 | 4,810 |
| Net loans & leases | $43,179,000 | 5,744 |
| Loan loss allowance | $35,000 | 9,132 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,657,000 | 4,633 |
| Other real estate owned | $0 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,131,000 | 4,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,099,000 | 3,283 |
| Total liabilities | $142,687,000 | 3,263 |
| Total deposits | $142,161,000 | 3,060 |
| Interest-bearing deposits | $139,043,000 | 2,723 |
| Deposits held in domestic offices | $142,161,000 | 3,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $526,000 | 4,990 |
| Total equity capital | $15,412,000 | 3,363 |
| Total bank equity capital | $15,412,000 | 3,363 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $15,412,000 | 2,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $299,000 | 7,077 |
| Earning assets | $152,648,000 | 3,160 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $155,970,500 | 3,292 |
| Average Assets, quarterly | $155,970,500 | 3,292 |
| Volatile liabilities | $23,870,000 | 3,323 |
| Insider loans | $378,000 | 5,923 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,309,000 | 3,889 |
| Tier 1 (core) risk-based capital | $15,472,000 | 3,161 |
| Tier 2 risk-based capital | $35,000 | 9,132 |
| Total risk weighted assets | $55,787,000 | 5,168 |
| Total unused commitments | $21,309,000 | 2,606 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $153,842,000 | 3,304 |
| Cash and due from depository institutions | $54,431,000 | 3,959 |
| Interest-bearing balances | $53,303,000 | 128 |
| Securities | $44,614,000 | 2,558 |
| Federal funds sold & reverse repurchase agreements | $2,515,000 | 4,347 |
| Net loans & leases | $48,114,000 | 5,435 |
| Loan loss allowance | $73,000 | 9,023 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,681,000 | 4,577 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,487,000 | 3,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,842,000 | 3,304 |
| Total liabilities | $138,394,000 | 3,307 |
| Total deposits | $137,748,000 | 3,095 |
| Interest-bearing deposits | $135,482,000 | 2,732 |
| Deposits held in domestic offices | $137,748,000 | 3,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $646,000 | 4,488 |
| Total equity capital | $15,448,000 | 3,315 |
| Total bank equity capital | $15,448,000 | 3,315 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $15,448,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 4,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $529,000 | 5,415 |
| Earning assets | $148,546,000 | 3,173 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $155,357,400 | 3,171 |
| Average Assets, quarterly | $153,504,000 | 3,289 |
| Volatile liabilities | $20,345,000 | 3,698 |
| Insider loans | $387,000 | 5,907 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,980,000 | 3,325 |
| Tier 1 (core) risk-based capital | $15,498,000 | 3,101 |
| Tier 2 risk-based capital | $73,000 | 8,992 |
| Total risk weighted assets | $57,749,000 | 5,047 |
| Total unused commitments | $23,980,000 | 2,324 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 37 | 4,301 |
| Assets and Liabilities | ||
| Total Assets: | $154,991,000 | 3,175 |
| Cash and due from depository institutions | $46,955,000 | 4,301 |
| Interest-bearing balances | $46,166,000 | 139 |
| Securities | $43,850,000 | 2,463 |
| Federal funds sold & reverse repurchase agreements | $4,740,000 | 2,897 |
| Net loans & leases | $55,247,000 | 4,935 |
| Loan loss allowance | $87,000 | 9,136 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,835,000 | 4,282 |
| Other real estate owned | $0 | 4,301 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,364,000 | 4,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,991,000 | 3,175 |
| Total liabilities | $139,364,000 | 3,179 |
| Total deposits | $139,015,000 | 2,924 |
| Interest-bearing deposits | $135,800,000 | 2,598 |
| Deposits held in domestic offices | $139,015,000 | 2,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $349,000 | 6,478 |
| Total equity capital | $15,627,000 | 3,066 |
| Total bank equity capital | $15,627,000 | 3,066 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $15,627,000 | 1,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $455,000 | 6,275 |
| Earning assets | $150,003,000 | 3,025 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $151,171,400 | 3,121 |
| Average Assets, quarterly | $153,459,500 | 3,177 |
| Volatile liabilities | $21,198,000 | 3,515 |
| Insider loans | $92,000 | 7,758 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,627,000 | 3,084 |
| Tier 1 (core) risk-based capital | $15,687,000 | 2,925 |
| Tier 2 risk-based capital | $87,000 | 9,076 |
| Total risk weighted assets | $61,039,000 | 4,788 |
| Total unused commitments | $14,627,000 | 3,093 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $148,207,000 | 3,194 |
| Cash and due from depository institutions | $38,614,000 | 4,355 |
| Interest-bearing balances | $37,665,000 | 125 |
| Securities | $41,868,000 | 2,585 |
| Federal funds sold & reverse repurchase agreements | $6,553,000 | 1,847 |
| Net loans & leases | $56,612,000 | 4,778 |
| Loan loss allowance | $84,000 | 9,362 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,897,000 | 4,159 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,663,000 | 3,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,207,000 | 3,194 |
| Total liabilities | $132,950,000 | 3,204 |
| Total deposits | $132,585,000 | 2,938 |
| Interest-bearing deposits | $129,549,000 | 2,602 |
| Deposits held in domestic offices | $132,585,000 | 2,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $365,000 | 6,754 |
| Total equity capital | $15,257,000 | 3,032 |
| Total bank equity capital | $15,257,000 | 3,032 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $15,257,000 | 1,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $402,000 | 5,899 |
| Earning assets | $142,698,000 | 3,064 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $148,532,200 | 3,044 |
| Average Assets, quarterly | $145,954,500 | 3,194 |
| Volatile liabilities | $13,173,000 | 4,852 |
| Insider loans | $118,000 | 7,722 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,086,000 | 2,744 |
| Tier 1 (core) risk-based capital | $15,377,000 | 2,909 |
| Tier 2 risk-based capital | $84,000 | 9,305 |
| Total risk weighted assets | $61,646,000 | 4,597 |
| Total unused commitments | $16,086,000 | 2,747 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $152,131,000 | 3,053 |
| Cash and due from depository institutions | $54,305,000 | 4,097 |
| Interest-bearing balances | $52,449,000 | 88 |
| Securities | $35,170,000 | 3,140 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,659 |
| Net loans & leases | $56,544,000 | 4,729 |
| Loan loss allowance | $74,000 | 9,699 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,827,000 | 4,257 |
| Other real estate owned | $0 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,285,000 | 3,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,131,000 | 3,053 |
| Total liabilities | $137,824,000 | 3,039 |
| Total deposits | $137,629,000 | 2,760 |
| Interest-bearing deposits | $135,359,000 | 2,416 |
| Deposits held in domestic offices | $137,629,000 | 2,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $195,000 | 8,135 |
| Total equity capital | $14,307,000 | 3,085 |
| Total bank equity capital | $14,307,000 | 3,085 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $14,307,000 | 1,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $331,000 | 6,105 |
| Earning assets | $146,163,000 | 2,921 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $156,115,800 | 2,867 |
| Average Assets, quarterly | $154,278,000 | 2,981 |
| Volatile liabilities | $11,410,000 | 5,078 |
| Insider loans | $146,000 | 7,609 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,895,000 | 2,570 |
| Tier 1 (core) risk-based capital | $14,477,000 | 3,030 |
| Tier 2 risk-based capital | $74,000 | 9,645 |
| Total risk weighted assets | $64,288,000 | 4,360 |
| Total unused commitments | $17,895,000 | 2,573 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $157,044,000 | 2,905 |
| Cash and due from depository institutions | $57,881,000 | 4,248 |
| Interest-bearing balances | $56,671,000 | 100 |
| Securities | $40,612,000 | 2,800 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,798 |
| Net loans & leases | $52,271,000 | 4,807 |
| Loan loss allowance | $62,000 | 9,993 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,891,000 | 4,087 |
| Other real estate owned | $74,000 | 4,248 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,315,000 | 3,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,044,000 | 2,905 |
| Total liabilities | $143,166,000 | 2,872 |
| Total deposits | $142,959,000 | 2,672 |
| Interest-bearing deposits | $141,040,000 | 2,318 |
| Deposits held in domestic offices | $142,959,000 | 2,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $207,000 | 8,522 |
| Total equity capital | $13,878,000 | 3,217 |
| Total bank equity capital | $13,878,000 | 3,217 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $13,878,000 | 1,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 4,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $334,000 | 6,174 |
| Earning assets | $151,554,000 | 2,800 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $153,710,000 | 2,824 |
| Average Assets, quarterly | $155,537,000 | 2,885 |
| Volatile liabilities | $10,743,000 | 4,790 |
| Insider loans | $172,000 | 7,433 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,956,000 | 2,184 |
| Tier 1 (core) risk-based capital | $13,878,000 | 3,073 |
| Tier 2 risk-based capital | $62,000 | 9,936 |
| Total risk weighted assets | $66,592,000 | 4,039 |
| Total unused commitments | $21,456,000 | 2,160 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $151,162,000 | 2,956 |
| Cash and due from depository institutions | $48,249,000 | 4,197 |
| Interest-bearing balances | $47,462,000 | 104 |
| Securities | $48,162,000 | 2,377 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $48,324,000 | 5,120 |
| Loan loss allowance | $79,000 | 10,283 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,959,000 | 3,899 |
| Other real estate owned | $154,000 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,314,000 | 3,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,162,000 | 2,956 |
| Total liabilities | $137,695,000 | 2,918 |
| Total deposits | $137,501,000 | 2,710 |
| Interest-bearing deposits | $136,088,000 | 2,353 |
| Deposits held in domestic offices | $137,501,000 | 2,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $194,000 | 9,073 |
| Total equity capital | $13,467,000 | 3,280 |
| Total bank equity capital | $13,467,000 | 3,280 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $13,467,000 | 1,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $622,000 | 3,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $412,000 | 5,556 |
| Earning assets | $145,948,000 | 2,825 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $150,627,800 | 2,823 |
| Average Assets, quarterly | $150,920,000 | 2,913 |
| Volatile liabilities | $8,698,000 | 5,462 |
| Insider loans | $124,000 | 8,162 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,330,000 | 1,937 |
| Tier 1 (core) risk-based capital | $13,467,000 | 3,145 |
| Tier 2 risk-based capital | $0 | 10,816 |
| Total risk weighted assets | $67,374,000 | 3,951 |
| Total unused commitments | $22,830,000 | 1,918 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $149,071,000 | 3,061 |
| Cash and due from depository institutions | $48,942,000 | 4,562 |
| Interest-bearing balances | $48,264,000 | 98 |
| Securities | $43,176,000 | 2,793 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $50,215,000 | 5,030 |
| Loan loss allowance | $159,000 | 9,720 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,098,000 | 3,647 |
| Other real estate owned | $38,000 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,602,000 | 2,812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,071,000 | 3,061 |
| Total liabilities | $136,365,000 | 3,019 |
| Total deposits | $136,198,000 | 2,813 |
| Interest-bearing deposits | $134,651,000 | 2,469 |
| Deposits held in domestic offices | $136,198,000 | 2,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $167,000 | 9,728 |
| Total equity capital | $12,706,000 | 3,482 |
| Total bank equity capital | $12,706,000 | 3,482 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $12,706,000 | 2,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $421,000 | 5,407 |
| Earning assets | $143,655,000 | 2,932 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $152,366,400 | 2,873 |
| Average Assets, quarterly | $148,994,500 | 3,030 |
| Volatile liabilities | $8,973,000 | 5,201 |
| Insider loans | $143,000 | 8,280 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,529,000 | 1,956 |
| Tier 1 (core) risk-based capital | $12,706,000 | 3,379 |
| Tier 2 risk-based capital | $90,000 | 10,474 |
| Total risk weighted assets | $68,710,000 | 3,912 |
| Total unused commitments | $21,529,000 | 1,968 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 43 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $154,088,000 | 2,988 |
| Cash and due from depository institutions | $55,514,000 | 4,413 |
| Interest-bearing balances | $54,846,000 | 92 |
| Securities | $39,245,000 | 3,220 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,529 |
| Net loans & leases | $52,788,000 | 4,787 |
| Loan loss allowance | $120,000 | 10,693 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,171,000 | 3,440 |
| Other real estate owned | $49,000 | 4,413 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,321,000 | 3,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,088,000 | 2,988 |
| Total liabilities | $141,472,000 | 2,940 |
| Total deposits | $141,334,000 | 2,757 |
| Interest-bearing deposits | $140,049,000 | 2,426 |
| Deposits held in domestic offices | $141,334,000 | 2,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $138,000 | 10,604 |
| Total equity capital | $12,616,000 | 3,481 |
| Total bank equity capital | $12,616,000 | 3,481 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $12,616,000 | 2,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $928,000 | 2,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $467,000 | 5,053 |
| Earning assets | $148,879,000 | 2,838 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $149,529,800 | 2,939 |
| Average Assets, quarterly | $153,157,000 | 2,963 |
| Volatile liabilities | $7,451,000 | 5,557 |
| Insider loans | $204,000 | 7,962 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,319,000 | 1,786 |
| Tier 1 (core) risk-based capital | $12,616,000 | 3,375 |
| Tier 2 risk-based capital | $115,000 | 10,410 |
| Total risk weighted assets | $73,190,000 | 3,603 |
| Total unused commitments | $23,319,000 | 1,796 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $144,917,000 | 3,096 |
| Cash and due from depository institutions | $41,510,000 | 4,868 |
| Interest-bearing balances | $40,388,000 | 118 |
| Securities | $37,956,000 | 3,478 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
| Net loans & leases | $58,980,000 | 4,262 |
| Loan loss allowance | $383,000 | 7,341 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,179,000 | 3,377 |
| Other real estate owned | $250,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,042,000 | 3,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,917,000 | 3,096 |
| Total liabilities | $133,571,000 | 3,052 |
| Total deposits | $133,348,000 | 2,849 |
| Interest-bearing deposits | $132,231,000 | 2,502 |
| Deposits held in domestic offices | $133,348,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $223,000 | 8,558 |
| Total equity capital | $11,346,000 | 3,592 |
| Total bank equity capital | $11,346,000 | 3,592 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $11,346,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,585,000 | 1,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $433,000 | 4,831 |
| Earning assets | $139,324,000 | 2,961 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $143,917,200 | 3,059 |
| Average Assets, quarterly | $144,229,500 | 3,097 |
| Volatile liabilities | $8,004,000 | 5,086 |
| Insider loans | $223,000 | 7,911 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $26,126,000 | 1,578 |
| Tier 1 (core) risk-based capital | $11,626,000 | 3,548 |
| Tier 2 risk-based capital | $147,000 | 10,197 |
| Total risk weighted assets | $75,731,000 | 3,409 |
| Total unused commitments | $26,126,000 | 1,588 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $143,594,000 | 3,191 |
| Cash and due from depository institutions | $39,246,000 | 4,750 |
| Interest-bearing balances | $38,528,000 | 158 |
| Securities | $29,754,000 | 4,519 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $68,011,000 | 3,687 |
| Loan loss allowance | $278,000 | 8,955 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,264,000 | 3,229 |
| Other real estate owned | $573,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,746,000 | 3,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,594,000 | 3,191 |
| Total liabilities | $132,655,000 | 3,144 |
| Total deposits | $132,401,000 | 2,969 |
| Interest-bearing deposits | $131,532,000 | 2,604 |
| Deposits held in domestic offices | $132,401,000 | 2,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $254,000 | 8,262 |
| Total equity capital | $10,939,000 | 3,723 |
| Total bank equity capital | $10,939,000 | 3,723 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $10,939,000 | 2,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,553,000 | 2,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $294,000 | 6,194 |
| Earning assets | $138,293,000 | 3,044 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $145,510,800 | 3,065 |
| Average Assets, quarterly | $144,478,500 | 3,140 |
| Volatile liabilities | $5,706,000 | 6,055 |
| Insider loans | $474,000 | 5,874 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $25,125,000 | 1,620 |
| Tier 1 (core) risk-based capital | $10,939,000 | 3,653 |
| Tier 2 risk-based capital | $171,000 | 10,003 |
| Total risk weighted assets | $80,373,000 | 3,209 |
| Total unused commitments | $25,125,000 | 1,644 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $146,744,000 | 3,169 |
| Cash and due from depository institutions | $30,078,000 | 5,070 |
| Interest-bearing balances | $29,244,000 | 270 |
| Securities | $18,051,000 | 6,517 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $87,721,000 | 2,987 |
| Loan loss allowance | $294,000 | 8,917 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,364,000 | 3,088 |
| Other real estate owned | $1,882,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,648,000 | 4,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,744,000 | 3,169 |
| Total liabilities | $136,675,000 | 3,115 |
| Total deposits | $136,374,000 | 2,989 |
| Interest-bearing deposits | $135,358,000 | 2,665 |
| Deposits held in domestic offices | $136,374,000 | 2,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $301,000 | 8,221 |
| Total equity capital | $10,069,000 | 3,863 |
| Total bank equity capital | $10,069,000 | 3,863 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $10,069,000 | 2,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 3,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $385,000 | 5,239 |
| Earning assets | $140,016,000 | 3,044 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $145,458,200 | 3,140 |
| Average Assets, quarterly | $145,984,500 | 3,173 |
| Volatile liabilities | $6,722,000 | 5,449 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $28,872,000 | 1,398 |
| Tier 1 (core) risk-based capital | $10,069,000 | 3,801 |
| Tier 2 risk-based capital | $241,000 | 8,584 |
| Total risk weighted assets | $90,386,000 | 2,945 |
| Total unused commitments | $28,872,000 | 1,413 |
| Derivatives | $0 | 651 |