Home > Summit Community Bank, Inc > Income and Expense

Summit Community Bank, Inc, Income and Expense

2024-03-31 (YTD Data)		Rank
Total interest income	$65,447,000	267
Total interest expense	$24,099,000	295
Net interest income	$41,348,000	261
Provision for loan and lease losses	$0	2,578
Total noninterest income	$5,119,000	467
Gross Fiduciary activities income	$601,000	388
Service charges on deposit accounts	$1,839,000	208
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,679,000	523
Total noninterest expense	$22,736,000	347
Salaries and employee benefits	$11,384,000	364
Premises and equipment expense	$4,180,000	192
Additional noninterest expense	$2,679,000	523
Pre-tax net operating income	$23,731,000	221
Securities gains (losses)	$-94,000	4,344
Applicable income taxes	$5,309,000	209
Income before extraordinary items	$18,328,000	225
Extraordinary gains, net	$0	51
Net income	$18,328,000	226
Minority interest net income	$0	72
Net income of bank and minority interests.	$18,328,000	225
Net charge-offs	$-93,000	4,471
Cash dividends	$4,000,000	308
Sale, conversion, retirement of capital stock, net	$104,000	225
Net operating income	$18,402,260	226
2023-12-31 (YTD Data)		Rank
Total interest income	$242,230,000	260
Total interest expense	$80,042,000	277
Net interest income	$162,188,000	258
Provision for loan and lease losses	$12,250,000	192
Total noninterest income	$20,194,000	451
Gross Fiduciary activities income	$2,279,000	376
Service charges on deposit accounts	$7,673,000	200
Trading account gains and fees	$0	123
Additional Noninterest Income	$10,242,000	530
Total noninterest expense	$92,729,000	336
Salaries and employee benefits	$43,730,000	363
Premises and equipment expense	$14,872,000	215
Additional noninterest expense	$10,242,000	530
Pre-tax net operating income	$77,403,000	250
Securities gains (losses)	$-267,000	4,039
Applicable income taxes	$16,509,000	237
Income before extraordinary items	$60,627,000	247
Extraordinary gains, net	$0	54
Net income	$60,627,000	250
Minority interest net income	$0	88
Net income of bank and minority interests.	$60,627,000	249
Net charge-offs	$3,760,000	272
Cash dividends	$17,300,000	328
Sale, conversion, retirement of capital stock, net	$280,000	329
Net operating income	$60,837,930	253
2023-09-30 (YTD Data)		Rank
Total interest income	$175,791,000	264
Total interest expense	$55,826,000	281
Net interest income	$119,965,000	269
Provision for loan and lease losses	$10,750,000	171
Total noninterest income	$14,873,000	459
Gross Fiduciary activities income	$1,718,000	379
Service charges on deposit accounts	$5,716,000	203
Trading account gains and fees	$0	125
Additional Noninterest Income	$7,439,000	550
Total noninterest expense	$69,196,000	337
Salaries and employee benefits	$32,933,000	361
Premises and equipment expense	$10,996,000	216
Additional noninterest expense	$7,439,000	550
Pre-tax net operating income	$54,892,000	276
Securities gains (losses)	$-281,000	4,270
Applicable income taxes	$11,638,000	250
Income before extraordinary items	$42,973,000	271
Extraordinary gains, net	$0	52
Net income	$42,973,000	273
Minority interest net income	$0	81
Net income of bank and minority interests.	$42,973,000	272
Net charge-offs	$3,946,000	208
Cash dividends	$12,900,000	321
Sale, conversion, retirement of capital stock, net	$559,000	211
Net operating income	$43,194,990	271
2023-06-30 (YTD Data)		Rank
Total interest income	$111,173,000	263
Total interest expense	$33,905,000	273
Net interest income	$77,268,000	270
Provision for loan and lease losses	$9,500,000	142
Total noninterest income	$9,851,000	453
Gross Fiduciary activities income	$1,124,000	377
Service charges on deposit accounts	$3,242,000	220
Trading account gains and fees	$0	112
Additional Noninterest Income	$5,485,000	501
Total noninterest expense	$46,003,000	329
Salaries and employee benefits	$21,614,000	362
Premises and equipment expense	$7,219,000	216
Additional noninterest expense	$5,485,000	501
Pre-tax net operating income	$31,616,000	304
Securities gains (losses)	$-270,000	4,390
Applicable income taxes	$6,428,000	304
Income before extraordinary items	$24,918,000	303
Extraordinary gains, net	$0	51
Net income	$24,918,000	308
Minority interest net income	$0	81
Net income of bank and minority interests.	$24,918,000	303
Net charge-offs	$3,828,000	162
Cash dividends	$8,500,000	306
Sale, conversion, retirement of capital stock, net	$411,000	188
Net operating income	$25,131,300	301
2023-03-31 (YTD Data)		Rank
Total interest income	$50,384,000	293
Total interest expense	$14,833,000	276
Net interest income	$35,551,000	288
Provision for loan and lease losses	$1,500,000	280
Total noninterest income	$4,393,000	490
Gross Fiduciary activities income	$564,000	388
Service charges on deposit accounts	$1,495,000	240
Trading account gains and fees	$0	97
Additional Noninterest Income	$2,334,000	553
Total noninterest expense	$19,082,000	385
Salaries and employee benefits	$10,122,000	405
Premises and equipment expense	$3,348,000	239
Additional noninterest expense	$2,334,000	553
Pre-tax net operating income	$19,362,000	261
Securities gains (losses)	$-59,000	4,282
Applicable income taxes	$3,868,000	271
Income before extraordinary items	$15,435,000	260
Extraordinary gains, net	$0	4
Net income	$15,435,000	260
Minority interest net income	$0	48
Net income of bank and minority interests.	$15,435,000	260
Net charge-offs	$-62,000	4,486
Cash dividends	$4,000,000	298
Sale, conversion, retirement of capital stock, net	$313,000	141
Net operating income	$15,482,200	265
2022-12-31 (YTD Data)		Rank
Total interest income	$158,721,000	293
Total interest expense	$24,505,000	229
Net interest income	$134,216,000	296
Provision for loan and lease losses	$6,950,000	220
Total noninterest income	$18,474,000	503
Gross Fiduciary activities income	$2,325,000	387
Service charges on deposit accounts	$6,463,000	225
Trading account gains and fees	$0	116
Additional Noninterest Income	$9,686,000	576
Total noninterest expense	$71,562,000	396
Salaries and employee benefits	$37,514,000	411
Premises and equipment expense	$12,298,000	251
Additional noninterest expense	$9,686,000	576
Pre-tax net operating income	$74,178,000	291
Securities gains (losses)	$-708,000	4,393
Applicable income taxes	$15,345,000	290
Income before extraordinary items	$58,125,000	286
Extraordinary gains, net	$0	5
Net income	$58,125,000	286
Minority interest net income	$0	63
Net income of bank and minority interests.	$58,125,000	286
Net charge-offs	$677,000	511
Cash dividends	$15,800,000	338
Sale, conversion, retirement of capital stock, net	$127,000	447
Net operating income	$58,684,320	290
2022-09-30 (YTD Data)		Rank
Total interest income	$110,891,000	295
Total interest expense	$12,434,000	228
Net interest income	$98,457,000	297
Provision for loan and lease losses	$5,450,000	192
Total noninterest income	$14,008,000	500
Gross Fiduciary activities income	$1,753,000	384
Service charges on deposit accounts	$4,811,000	229
Trading account gains and fees	$0	111
Additional Noninterest Income	$7,444,000	580
Total noninterest expense	$53,051,000	399
Salaries and employee benefits	$27,698,000	413
Premises and equipment expense	$9,220,000	252
Additional noninterest expense	$7,444,000	580
Pre-tax net operating income	$53,964,000	302
Securities gains (losses)	$-684,000	4,528
Applicable income taxes	$11,277,000	297
Income before extraordinary items	$42,003,000	295
Extraordinary gains, net	$0	4
Net income	$42,003,000	295
Minority interest net income	$0	57
Net income of bank and minority interests.	$42,003,000	295
Net charge-offs	$676,000	380
Cash dividends	$11,700,000	316
Sale, conversion, retirement of capital stock, net	$84,000	422
Net operating income	$42,543,360	297
2022-06-30 (YTD Data)		Rank
Total interest income	$68,447,000	301
Total interest expense	$5,435,000	244
Net interest income	$63,012,000	298
Provision for loan and lease losses	$3,950,000	158
Total noninterest income	$9,164,000	499
Gross Fiduciary activities income	$1,178,000	349
Service charges on deposit accounts	$3,116,000	235
Trading account gains and fees	$0	108
Additional Noninterest Income	$4,870,000	604
Total noninterest expense	$34,483,000	399
Salaries and employee benefits	$18,230,000	415
Premises and equipment expense	$6,094,000	251
Additional noninterest expense	$10,159,000	423
Pre-tax net operating income	$33,743,000	299
Securities gains (losses)	$-442,000	4,564
Applicable income taxes	$7,060,000	300
Income before extraordinary items	$26,241,000	299
Extraordinary gains, net	$0	4
Net income	$26,241,000	299
Minority interest net income	$0	60
Net income of bank and minority interests.	$26,241,000	299
Net charge-offs	$668,000	283
Cash dividends	$7,600,000	329
Sale, conversion, retirement of capital stock, net	$89,000	374
Net operating income	$26,590,180	301
2022-03-31 (YTD Data)		Rank
Total interest income	$32,889,000	301
Total interest expense	$2,109,000	276
Net interest income	$30,780,000	299
Provision for loan and lease losses	$1,950,000	127
Total noninterest income	$4,457,000	519
Gross Fiduciary activities income	$601,000	348
Service charges on deposit accounts	$1,536,000	241
Trading account gains and fees	$0	103
Additional Noninterest Income	$2,320,000	635
Total noninterest expense	$17,248,000	401
Salaries and employee benefits	$8,923,000	430
Premises and equipment expense	$3,064,000	251
Additional noninterest expense	$5,261,000	412
Pre-tax net operating income	$16,039,000	298
Securities gains (losses)	$-152,000	4,575
Applicable income taxes	$3,401,000	298
Income before extraordinary items	$12,486,000	298
Extraordinary gains, net	$0	4
Net income	$12,486,000	298
Minority interest net income	$0	50
Net income of bank and minority interests.	$12,486,000	298
Net charge-offs	$509,000	224
Cash dividends	$3,800,000	309
Sale, conversion, retirement of capital stock, net	$57,000	321
Net operating income	$12,606,080	299
2021-12-31 (YTD Data)		Rank
Total interest income	$122,398,000	307
Total interest expense	$9,986,000	284
Net interest income	$112,412,000	305
Provision for loan and lease losses	$4,000,000	138
Total noninterest income	$18,158,000	548
Gross Fiduciary activities income	$2,306,000	349
Service charges on deposit accounts	$5,560,000	248
Trading account gains and fees	$0	132
Additional Noninterest Income	$10,292,000	660
Total noninterest expense	$65,500,000	412
Salaries and employee benefits	$31,666,000	476
Premises and equipment expense	$11,729,000	260
Additional noninterest expense	$22,105,000	392
Pre-tax net operating income	$61,070,000	332
Securities gains (losses)	$425,000	404
Applicable income taxes	$12,493,000	336
Income before extraordinary items	$49,002,000	339
Extraordinary gains, net	$0	10
Net income	$49,002,000	339
Minority interest net income	$0	74
Net income of bank and minority interests.	$49,002,000	339
Net charge-offs	$954,000	441
Cash dividends	$12,100,000	420
Sale, conversion, retirement of capital stock, net	$55,265,000	16
Net operating income	$48,662,000	336
2021-09-30 (YTD Data)		Rank
Total interest income	$90,586,000	313
Total interest expense	$7,895,000	284
Net interest income	$82,691,000	313
Provision for loan and lease losses	$2,500,000	160
Total noninterest income	$12,623,000	604
Gross Fiduciary activities income	$1,630,000	357
Service charges on deposit accounts	$3,936,000	258
Trading account gains and fees	$0	132
Additional Noninterest Income	$7,057,000	719
Total noninterest expense	$48,452,000	420
Salaries and employee benefits	$23,436,000	483
Premises and equipment expense	$8,580,000	266
Additional noninterest expense	$16,436,000	391
Pre-tax net operating income	$44,362,000	346
Securities gains (losses)	$534,000	311
Applicable income taxes	$9,462,000	340
Income before extraordinary items	$35,434,000	358
Extraordinary gains, net	$0	8
Net income	$35,434,000	357
Minority interest net income	$0	69
Net income of bank and minority interests.	$35,434,000	358
Net charge-offs	$761,000	390
Cash dividends	$8,300,000	432
Sale, conversion, retirement of capital stock, net	$15,208,000	45
Net operating income	$35,012,140	351
2021-06-30 (YTD Data)		Rank
Total interest income	$59,708,000	310
Total interest expense	$5,583,000	279
Net interest income	$54,125,000	310
Provision for loan and lease losses	$2,500,000	109
Total noninterest income	$8,291,000	607
Gross Fiduciary activities income	$1,060,000	359
Service charges on deposit accounts	$2,464,000	261
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,767,000	712
Total noninterest expense	$31,817,000	422
Salaries and employee benefits	$15,365,000	489
Premises and equipment expense	$5,436,000	281
Additional noninterest expense	$11,016,000	380
Pre-tax net operating income	$28,099,000	359
Securities gains (losses)	$602,000	232
Applicable income taxes	$6,255,000	346
Income before extraordinary items	$22,446,000	366
Extraordinary gains, net	$0	6
Net income	$22,446,000	365
Minority interest net income	$0	67
Net income of bank and minority interests.	$22,446,000	366
Net charge-offs	$391,000	462
Cash dividends	$5,300,000	428
Sale, conversion, retirement of capital stock, net	$15,088,000	27
Net operating income	$21,970,420	364
2021-03-31 (YTD Data)		Rank
Total interest income	$29,758,000	311
Total interest expense	$2,975,000	279
Net interest income	$26,783,000	309
Provision for loan and lease losses	$1,500,000	117
Total noninterest income	$4,362,000	590
Gross Fiduciary activities income	$507,000	358
Service charges on deposit accounts	$1,215,000	258
Trading account gains and fees	$0	127
Additional Noninterest Income	$2,640,000	669
Total noninterest expense	$15,858,000	420
Salaries and employee benefits	$8,348,000	454
Premises and equipment expense	$2,722,000	281
Additional noninterest expense	$4,788,000	414
Pre-tax net operating income	$13,787,000	364
Securities gains (losses)	$476,000	200
Applicable income taxes	$3,133,000	348
Income before extraordinary items	$11,130,000	369
Extraordinary gains, net	$0	3
Net income	$11,130,000	367
Minority interest net income	$0	55
Net income of bank and minority interests.	$11,130,000	369
Net charge-offs	$189,000	447
Cash dividends	$2,500,000	394
Sale, conversion, retirement of capital stock, net	$75,000	285
Net operating income	$10,753,960	371
2020-12-31 (YTD Data)		Rank
Total interest income	$114,982,000	321
Total interest expense	$18,412,000	286
Net interest income	$96,570,000	328
Provision for loan and lease losses	$14,500,000	270
Total noninterest income	$14,492,000	630
Gross Fiduciary activities income	$1,938,000	358
Service charges on deposit accounts	$4,977,000	251
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,577,000	775
Total noninterest expense	$58,755,000	432
Salaries and employee benefits	$29,763,000	472
Premises and equipment expense	$9,639,000	306
Additional noninterest expense	$19,353,000	420
Pre-tax net operating income	$37,807,000	367
Securities gains (losses)	$3,472,000	145
Applicable income taxes	$7,946,000	359
Income before extraordinary items	$33,333,000	349
Extraordinary gains, net	$0	4
Net income	$33,333,000	347
Minority interest net income	$0	72
Net income of bank and minority interests.	$33,333,000	349
Net charge-offs	$1,703,000	462
Cash dividends	$10,000,000	450
Sale, conversion, retirement of capital stock, net	$25,292,000	27
Net operating income	$30,520,680	373
2020-09-30 (YTD Data)		Rank
Total interest income	$84,810,000	324
Total interest expense	$14,979,000	288
Net interest income	$69,831,000	334
Provision for loan and lease losses	$11,500,000	282
Total noninterest income	$10,181,000	632
Gross Fiduciary activities income	$1,463,000	352
Service charges on deposit accounts	$3,578,000	255
Trading account gains and fees	$0	125
Additional Noninterest Income	$5,140,000	798
Total noninterest expense	$43,480,000	435
Salaries and employee benefits	$22,061,000	467
Premises and equipment expense	$7,114,000	306
Additional noninterest expense	$14,305,000	417
Pre-tax net operating income	$25,032,000	375
Securities gains (losses)	$2,559,000	156
Applicable income taxes	$5,530,000	349
Income before extraordinary items	$22,061,000	357
Extraordinary gains, net	$0	4
Net income	$22,061,000	355
Minority interest net income	$0	65
Net income of bank and minority interests.	$22,061,000	357
Net charge-offs	$1,464,000	396
Cash dividends	$8,000,000	416
Sale, conversion, retirement of capital stock, net	$25,222,000	22
Net operating income	$20,013,800	381
2020-06-30 (YTD Data)		Rank
Total interest income	$55,568,000	334
Total interest expense	$10,684,000	301
Net interest income	$44,884,000	339
Provision for loan and lease losses	$8,250,000	294
Total noninterest income	$6,064,000	647
Gross Fiduciary activities income	$995,000	348
Service charges on deposit accounts	$2,318,000	256
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,751,000	870
Total noninterest expense	$28,824,000	433
Salaries and employee benefits	$14,457,000	474
Premises and equipment expense	$4,605,000	312
Additional noninterest expense	$9,762,000	404
Pre-tax net operating income	$13,874,000	383
Securities gains (losses)	$1,038,000	209
Applicable income taxes	$2,849,000	377
Income before extraordinary items	$12,063,000	375
Extraordinary gains, net	$0	4
Net income	$12,063,000	374
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,063,000	375
Net charge-offs	$450,000	636
Cash dividends	$6,000,000	379
Sale, conversion, retirement of capital stock, net	$165,000	269
Net operating income	$11,222,220	390
2020-03-31 (YTD Data)		Rank
Total interest income	$27,636,000	340
Total interest expense	$5,990,000	317
Net interest income	$21,646,000	349
Provision for loan and lease losses	$5,250,000	253
Total noninterest income	$2,611,000	674
Gross Fiduciary activities income	$516,000	338
Service charges on deposit accounts	$1,304,000	271
Trading account gains and fees	$0	106
Additional Noninterest Income	$791,000	1,144
Total noninterest expense	$14,159,000	442
Salaries and employee benefits	$7,087,000	487
Premises and equipment expense	$2,289,000	319
Additional noninterest expense	$4,783,000	405
Pre-tax net operating income	$4,848,000	490
Securities gains (losses)	$1,038,000	103
Applicable income taxes	$1,211,000	395
Income before extraordinary items	$4,675,000	431
Extraordinary gains, net	$0	4
Net income	$4,675,000	431
Minority interest net income	$0	56
Net income of bank and minority interests.	$4,675,000	431
Net charge-offs	$501,000	370
Cash dividends	$4,000,000	333
Sale, conversion, retirement of capital stock, net	$91,000	258
Net operating income	$3,854,980	496
2019-12-31 (YTD Data)		Rank
Total interest income	$107,041,000	349
Total interest expense	$29,038,000	296
Net interest income	$78,003,000	370
Provision for loan and lease losses	$1,550,000	641
Total noninterest income	$11,661,000	624
Gross Fiduciary activities income	$2,055,000	340
Service charges on deposit accounts	$5,276,000	273
Trading account gains and fees	$0	135
Additional Noninterest Income	$4,330,000	914
Total noninterest expense	$49,870,000	465
Salaries and employee benefits	$25,531,000	512
Premises and equipment expense	$8,234,000	344
Additional noninterest expense	$16,105,000	454
Pre-tax net operating income	$38,244,000	375
Securities gains (losses)	$1,938,000	153
Applicable income taxes	$7,909,000	371
Income before extraordinary items	$32,273,000	365
Extraordinary gains, net	$0	11
Net income	$32,273,000	366
Minority interest net income	$0	76
Net income of bank and minority interests.	$32,273,000	366
Net charge-offs	$1,523,000	506
Cash dividends	$9,000,000	510
Sale, conversion, retirement of capital stock, net	$200,000	399
Net operating income	$30,722,600	373
2019-09-30 (YTD Data)		Rank
Total interest income	$79,977,000	357
Total interest expense	$22,014,000	299
Net interest income	$57,963,000	375
Provision for loan and lease losses	$1,050,000	660
Total noninterest income	$7,844,000	670
Gross Fiduciary activities income	$1,539,000	344
Service charges on deposit accounts	$3,851,000	285
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,454,000	1,119
Total noninterest expense	$37,363,000	466
Salaries and employee benefits	$19,030,000	517
Premises and equipment expense	$6,163,000	345
Additional noninterest expense	$12,170,000	447
Pre-tax net operating income	$27,394,000	395
Securities gains (losses)	$1,535,000	154
Applicable income taxes	$5,583,000	387
Income before extraordinary items	$23,346,000	376
Extraordinary gains, net	$0	11
Net income	$23,346,000	377
Minority interest net income	$0	72
Net income of bank and minority interests.	$23,346,000	377
Net charge-offs	$1,156,000	453
Cash dividends	$7,000,000	467
Sale, conversion, retirement of capital stock, net	$110,000	405
Net operating income	$22,102,650	385
2019-06-30 (YTD Data)		Rank
Total interest income	$52,735,000	356
Total interest expense	$14,419,000	303
Net interest income	$38,316,000	378
Provision for loan and lease losses	$550,000	798
Total noninterest income	$4,706,000	708
Gross Fiduciary activities income	$1,010,000	347
Service charges on deposit accounts	$2,308,000	306
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,388,000	1,226
Total noninterest expense	$25,058,000	463
Salaries and employee benefits	$12,589,000	512
Premises and equipment expense	$4,093,000	352
Additional noninterest expense	$8,376,000	444
Pre-tax net operating income	$17,414,000	400
Securities gains (losses)	$1,083,000	142
Applicable income taxes	$3,531,000	391
Income before extraordinary items	$14,966,000	385
Extraordinary gains, net	$0	11
Net income	$14,966,000	384
Minority interest net income	$0	69
Net income of bank and minority interests.	$14,966,000	386
Net charge-offs	$445,000	614
Cash dividends	$7,000,000	341
Sale, conversion, retirement of capital stock, net	$32,000	474
Net operating income	$14,088,770	396
2019-03-31 (YTD Data)		Rank
Total interest income	$25,861,000	363
Total interest expense	$7,046,000	304
Net interest income	$18,815,000	390
Provision for loan and lease losses	$250,000	784
Total noninterest income	$2,782,000	613
Gross Fiduciary activities income	$493,000	347
Service charges on deposit accounts	$1,123,000	310
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,166,000	812
Total noninterest expense	$12,121,000	475
Salaries and employee benefits	$6,069,000	528
Premises and equipment expense	$2,037,000	354
Additional noninterest expense	$4,015,000	450
Pre-tax net operating income	$9,226,000	378
Securities gains (losses)	$-3,000	4,951
Applicable income taxes	$1,697,000	399
Income before extraordinary items	$7,526,000	371
Extraordinary gains, net	$0	5
Net income	$7,526,000	372
Minority interest net income	$0	52
Net income of bank and minority interests.	$7,526,000	372
Net charge-offs	$165,000	695
Cash dividends	$5,000,000	260
Sale, conversion, retirement of capital stock, net	$65,000	282
Net operating income	$7,528,460	361
2018-12-31 (YTD Data)		Rank
Total interest income	$95,382,000	371
Total interest expense	$24,714,000	265
Net interest income	$70,668,000	393
Provision for loan and lease losses	$2,250,000	453
Total noninterest income	$11,732,000	607
Gross Fiduciary activities income	$2,105,000	336
Service charges on deposit accounts	$4,451,000	326
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,176,000	783
Total noninterest expense	$44,411,000	504
Salaries and employee benefits	$22,534,000	556
Premises and equipment expense	$7,458,000	373
Additional noninterest expense	$14,419,000	480
Pre-tax net operating income	$35,739,000	390
Securities gains (losses)	$622,000	109
Applicable income taxes	$7,243,000	369
Income before extraordinary items	$29,118,000	388
Extraordinary gains, net	$0	6
Net income	$29,118,000	388
Minority interest net income	$0	72
Net income of bank and minority interests.	$29,118,000	388
Net charge-offs	$1,768,000	390
Cash dividends	$9,850,000	436
Sale, conversion, retirement of capital stock, net	$211,000	393
Net operating income	$28,620,400	394
2018-09-30 (YTD Data)		Rank
Total interest income	$70,076,000	373
Total interest expense	$17,692,000	258
Net interest income	$52,384,000	397
Provision for loan and lease losses	$1,750,000	431
Total noninterest income	$8,781,000	612
Gross Fiduciary activities income	$1,585,000	338
Service charges on deposit accounts	$3,287,000	329
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,909,000	787
Total noninterest expense	$33,361,000	499
Salaries and employee benefits	$16,871,000	557
Premises and equipment expense	$5,561,000	378
Additional noninterest expense	$10,929,000	471
Pre-tax net operating income	$26,054,000	399
Securities gains (losses)	$828,000	98
Applicable income taxes	$5,363,000	386
Income before extraordinary items	$21,519,000	393
Extraordinary gains, net	$0	5
Net income	$21,519,000	393
Minority interest net income	$0	66
Net income of bank and minority interests.	$21,519,000	393
Net charge-offs	$1,371,000	355
Cash dividends	$8,100,000	372
Sale, conversion, retirement of capital stock, net	$157,000	372
Net operating income	$20,856,600	404
2018-06-30 (YTD Data)		Rank
Total interest income	$46,284,000	375
Total interest expense	$11,339,000	252
Net interest income	$34,945,000	399
Provision for loan and lease losses	$1,250,000	399
Total noninterest income	$5,668,000	624
Gross Fiduciary activities income	$1,053,000	342
Service charges on deposit accounts	$2,118,000	335
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,497,000	813
Total noninterest expense	$22,171,000	506
Salaries and employee benefits	$11,270,000	555
Premises and equipment expense	$3,665,000	379
Additional noninterest expense	$7,236,000	475
Pre-tax net operating income	$17,192,000	395
Securities gains (losses)	$819,000	80
Applicable income taxes	$3,653,000	380
Income before extraordinary items	$14,358,000	384
Extraordinary gains, net	$0	6
Net income	$14,358,000	383
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,358,000	384
Net charge-offs	$1,235,000	291
Cash dividends	$3,100,000	553
Sale, conversion, retirement of capital stock, net	$103,000	362
Net operating income	$13,702,800	396
2018-03-31 (YTD Data)		Rank
Total interest income	$22,892,000	373
Total interest expense	$5,442,000	245
Net interest income	$17,450,000	399
Provision for loan and lease losses	$500,000	462
Total noninterest income	$2,836,000	622
Gross Fiduciary activities income	$534,000	338
Service charges on deposit accounts	$1,046,000	343
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,256,000	788
Total noninterest expense	$10,985,000	512
Salaries and employee benefits	$5,602,000	566
Premises and equipment expense	$1,835,000	380
Additional noninterest expense	$3,548,000	490
Pre-tax net operating income	$8,801,000	383
Securities gains (losses)	$732,000	60
Applicable income taxes	$1,892,000	362
Income before extraordinary items	$7,641,000	367
Extraordinary gains, net	$0	7
Net income	$7,641,000	367
Minority interest net income	$0	52
Net income of bank and minority interests.	$7,641,000	367
Net charge-offs	$807,000	250
Cash dividends	$1,500,000	523
Sale, conversion, retirement of capital stock, net	$49,000	334
Net operating income	$7,055,400	386
2017-12-31 (YTD Data)		Rank
Total interest income	$84,504,000	375
Total interest expense	$17,666,000	234
Net interest income	$66,838,000	396
Provision for loan and lease losses	$1,250,000	746
Total noninterest income	$9,819,000	692
Gross Fiduciary activities income	$1,503,000	392
Service charges on deposit accounts	$3,912,000	363
Trading account gains and fees	$0	151
Additional Noninterest Income	$4,404,000	889
Total noninterest expense	$53,206,000	431
Salaries and employee benefits	$20,808,000	578
Premises and equipment expense	$6,635,000	401
Additional noninterest expense	$25,763,000	306
Pre-tax net operating income	$22,201,000	512
Securities gains (losses)	$-14,000	5,116
Applicable income taxes	$9,728,000	417
Income before extraordinary items	$12,459,000	614
Extraordinary gains, net	$0	9
Net income	$12,459,000	614
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,459,000	614
Net charge-offs	$359,000	1,342
Cash dividends	$5,750,000	599
Sale, conversion, retirement of capital stock, net	$171,000	425
Net operating income	$12,467,960	609
2017-09-30 (YTD Data)		Rank
Total interest income	$61,923,000	381
Total interest expense	$12,703,000	237
Net interest income	$49,220,000	399
Provision for loan and lease losses	$875,000	783
Total noninterest income	$7,081,000	727
Gross Fiduciary activities income	$1,000,000	410
Service charges on deposit accounts	$2,776,000	381
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,305,000	907
Total noninterest expense	$42,146,000	412
Salaries and employee benefits	$15,412,000	586
Premises and equipment expense	$4,849,000	412
Additional noninterest expense	$21,885,000	275
Pre-tax net operating income	$13,280,000	614
Securities gains (losses)	$58,000	816
Applicable income taxes	$3,410,000	623
Income before extraordinary items	$9,928,000	631
Extraordinary gains, net	$0	9
Net income	$9,928,000	631
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,928,000	631
Net charge-offs	$85,000	2,064
Cash dividends	$5,000,000	498
Sale, conversion, retirement of capital stock, net	$157,000	373
Net operating income	$9,885,080	622
2017-06-30 (YTD Data)		Rank
Total interest income	$39,892,000	387
Total interest expense	$8,081,000	236
Net interest income	$31,811,000	409
Provision for loan and lease losses	$500,000	849
Total noninterest income	$4,171,000	788
Gross Fiduciary activities income	$486,000	465
Service charges on deposit accounts	$1,659,000	404
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,026,000	962
Total noninterest expense	$30,816,000	386
Salaries and employee benefits	$9,864,000	612
Premises and equipment expense	$2,987,000	436
Additional noninterest expense	$17,965,000	245
Pre-tax net operating income	$4,666,000	1,045
Securities gains (losses)	$32,000	814
Applicable income taxes	$912,000	1,173
Income before extraordinary items	$3,786,000	1,027
Extraordinary gains, net	$0	11
Net income	$3,786,000	1,027
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,786,000	1,027
Net charge-offs	$-158,000	5,532
Cash dividends	$3,500,000	484
Sale, conversion, retirement of capital stock, net	$102,000	350
Net operating income	$3,760,080	1,024
2017-03-31 (YTD Data)		Rank
Total interest income	$17,669,000	416
Total interest expense	$3,873,000	239
Net interest income	$13,796,000	465
Provision for loan and lease losses	$250,000	786
Total noninterest income	$1,402,000	1,049
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$647,000	502
Trading account gains and fees	$0	142
Additional Noninterest Income	$755,000	1,167
Total noninterest expense	$17,950,000	350
Salaries and employee benefits	$4,128,000	753
Premises and equipment expense	$1,219,000	529
Additional noninterest expense	$12,603,000	190
Pre-tax net operating income	$-3,002,000	5,855
Securities gains (losses)	$-58,000	5,781
Applicable income taxes	$-1,450,000	5,847
Income before extraordinary items	$-1,610,000	5,838
Extraordinary gains, net	$0	8
Net income	$-1,610,000	5,838
Minority interest net income	$0	55
Net income of bank and minority interests.	$-1,610,000	5,838
Net charge-offs	$206,000	588
Cash dividends	$2,000,000	391
Sale, conversion, retirement of capital stock, net	$46,000	331
Net operating income	$-1,572,880	5,838
2016-12-31 (YTD Data)		Rank
Total interest income	$64,071,000	426
Total interest expense	$14,422,000	236
Net interest income	$49,649,000	481
Provision for loan and lease losses	$500,000	1,458
Total noninterest income	$6,770,000	930
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$2,543,000	510
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,227,000	956
Total noninterest expense	$30,145,000	709
Salaries and employee benefits	$15,053,000	791
Premises and equipment expense	$4,513,000	560
Additional noninterest expense	$10,579,000	656
Pre-tax net operating income	$25,774,000	417
Securities gains (losses)	$1,141,000	201
Applicable income taxes	$8,579,000	373
Income before extraordinary items	$18,336,000	441
Extraordinary gains, net	$0	5
Net income	$18,336,000	438
Minority interest net income	$0	82
Net income of bank and minority interests.	$18,336,000	440
Net charge-offs	$298,000	1,530
Cash dividends	$5,070,000	651
Sale, conversion, retirement of capital stock, net	$104,000	496
Net operating income	$17,560,120	448
2016-09-30 (YTD Data)		Rank
Total interest income	$46,339,000	438
Total interest expense	$10,311,000	242
Net interest income	$36,028,000	493
Provision for loan and lease losses	$500,000	1,135
Total noninterest income	$4,710,000	969
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,842,000	530
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,868,000	1,025
Total noninterest expense	$22,018,000	725
Salaries and employee benefits	$10,885,000	811
Premises and equipment expense	$3,370,000	566
Additional noninterest expense	$7,763,000	668
Pre-tax net operating income	$18,220,000	433
Securities gains (losses)	$836,000	248
Applicable income taxes	$5,897,000	409
Income before extraordinary items	$13,159,000	462
Extraordinary gains, net	$0	5
Net income	$13,159,000	460
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,159,000	462
Net charge-offs	$353,000	1,024
Cash dividends	$4,070,000	589
Sale, conversion, retirement of capital stock, net	$79,000	453
Net operating income	$12,582,160	471
2016-06-30 (YTD Data)		Rank
Total interest income	$30,438,000	448
Total interest expense	$6,608,000	247
Net interest income	$23,830,000	499
Provision for loan and lease losses	$500,000	847
Total noninterest income	$2,988,000	995
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,164,000	558
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,824,000	1,036
Total noninterest expense	$14,635,000	730
Salaries and employee benefits	$7,158,000	829
Premises and equipment expense	$2,222,000	570
Additional noninterest expense	$5,255,000	654
Pre-tax net operating income	$11,683,000	445
Securities gains (losses)	$775,000	182
Applicable income taxes	$3,741,000	422
Income before extraordinary items	$8,717,000	457
Extraordinary gains, net	$0	16
Net income	$8,717,000	454
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,717,000	456
Net charge-offs	$595,000	528
Cash dividends	$3,070,000	542
Sale, conversion, retirement of capital stock, net	$52,000	438
Net operating income	$8,174,500	470
2016-03-31 (YTD Data)		Rank
Total interest income	$15,160,000	445
Total interest expense	$3,222,000	247
Net interest income	$11,938,000	494
Provision for loan and lease losses	$250,000	792
Total noninterest income	$1,376,000	1,027
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$557,000	573
Trading account gains and fees	$0	142
Additional Noninterest Income	$819,000	1,078
Total noninterest expense	$7,287,000	730
Salaries and employee benefits	$3,532,000	835
Premises and equipment expense	$1,105,000	575
Additional noninterest expense	$2,650,000	646
Pre-tax net operating income	$5,777,000	430
Securities gains (losses)	$393,000	160
Applicable income taxes	$1,844,000	414
Income before extraordinary items	$4,326,000	434
Extraordinary gains, net	$0	12
Net income	$4,326,000	434
Minority interest net income	$0	62
Net income of bank and minority interests.	$4,326,000	434
Net charge-offs	$408,000	398
Cash dividends	$2,000,000	420
Sale, conversion, retirement of capital stock, net	$26,000	408
Net operating income	$4,050,900	450
2015-12-31 (YTD Data)		Rank
Total interest income	$58,864,000	435
Total interest expense	$12,121,000	239
Net interest income	$46,743,000	487
Provision for loan and lease losses	$1,250,000	662
Total noninterest income	$4,086,000	1,275
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,585,000	510
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,501,000	1,850
Total noninterest expense	$26,132,000	794
Salaries and employee benefits	$13,153,000	865
Premises and equipment expense	$3,880,000	637
Additional noninterest expense	$9,099,000	725
Pre-tax net operating income	$23,447,000	419
Securities gains (losses)	$1,444,000	147
Applicable income taxes	$7,542,000	397
Income before extraordinary items	$17,349,000	432
Extraordinary gains, net	$0	23
Net income	$17,349,000	432
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,349,000	433
Net charge-offs	$945,000	722
Cash dividends	$10,000,000	388
Sale, conversion, retirement of capital stock, net	$79,000	548
Net operating income	$16,338,200	453
2015-09-30 (YTD Data)		Rank
Total interest income	$43,917,000	439
Total interest expense	$9,059,000	239
Net interest income	$34,858,000	488
Provision for loan and lease losses	$1,000,000	591
Total noninterest income	$2,767,000	1,395
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,900,000	529
Trading account gains and fees	$0	153
Additional Noninterest Income	$867,000	2,204
Total noninterest expense	$19,248,000	811
Salaries and employee benefits	$9,740,000	882
Premises and equipment expense	$2,877,000	663
Additional noninterest expense	$6,631,000	747
Pre-tax net operating income	$17,377,000	437
Securities gains (losses)	$1,023,000	174
Applicable income taxes	$5,577,000	418
Income before extraordinary items	$12,823,000	440
Extraordinary gains, net	$0	21
Net income	$12,823,000	439
Minority interest net income	$0	78
Net income of bank and minority interests.	$12,823,000	440
Net charge-offs	$939,000	524
Cash dividends	$8,000,000	329
Sale, conversion, retirement of capital stock, net	$52,000	529
Net operating income	$12,106,900	458
2015-06-30 (YTD Data)		Rank
Total interest income	$29,392,000	433
Total interest expense	$5,998,000	238
Net interest income	$23,394,000	479
Provision for loan and lease losses	$750,000	537
Total noninterest income	$2,183,000	1,254
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,216,000	542
Trading account gains and fees	$0	157
Additional Noninterest Income	$967,000	1,595
Total noninterest expense	$12,693,000	820
Salaries and employee benefits	$6,372,000	900
Premises and equipment expense	$1,895,000	675
Additional noninterest expense	$4,426,000	754
Pre-tax net operating income	$12,134,000	417
Securities gains (losses)	$650,000	208
Applicable income taxes	$3,939,000	405
Income before extraordinary items	$8,845,000	433
Extraordinary gains, net	$0	22
Net income	$8,845,000	433
Minority interest net income	$0	75
Net income of bank and minority interests.	$8,845,000	433
Net charge-offs	$645,000	521
Cash dividends	$5,500,000	329
Sale, conversion, retirement of capital stock, net	$26,000	547
Net operating income	$8,396,500	437
2015-03-31 (YTD Data)		Rank
Total interest income	$14,739,000	435
Total interest expense	$2,988,000	241
Net interest income	$11,751,000	481
Provision for loan and lease losses	$250,000	741
Total noninterest income	$820,000	1,481
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$578,000	553
Trading account gains and fees	$0	152
Additional Noninterest Income	$242,000	2,396
Total noninterest expense	$6,233,000	841
Salaries and employee benefits	$3,062,000	933
Premises and equipment expense	$944,000	678
Additional noninterest expense	$2,227,000	741
Pre-tax net operating income	$6,088,000	412
Securities gains (losses)	$480,000	174
Applicable income taxes	$2,035,000	383
Income before extraordinary items	$4,533,000	413
Extraordinary gains, net	$0	13
Net income	$4,533,000	413
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,533,000	413
Net charge-offs	$590,000	299
Cash dividends	$3,500,000	243
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$4,201,800	432
2014-12-31 (YTD Data)		Rank
Total interest income	$57,605,000	436
Total interest expense	$13,396,000	220
Net interest income	$44,209,000	495
Provision for loan and lease losses	$2,250,000	427
Total noninterest income	$2,041,000	2,072
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,744,000	503
Trading account gains and fees	$0	180
Additional Noninterest Income	$-703,000	6,474
Total noninterest expense	$26,367,000	775
Salaries and employee benefits	$12,269,000	894
Premises and equipment expense	$3,743,000	655
Additional noninterest expense	$10,355,000	646
Pre-tax net operating income	$17,633,000	511
Securities gains (losses)	$171,000	887
Applicable income taxes	$5,191,000	483
Income before extraordinary items	$12,613,000	540
Extraordinary gains, net	$0	17
Net income	$12,613,000	538
Minority interest net income	$0	84
Net income of bank and minority interests.	$12,613,000	540
Net charge-offs	$3,742,000	296
Cash dividends	$6,000,000	511
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$12,491,590	537
2014-09-30 (YTD Data)		Rank
Total interest income	$43,157,000	435
Total interest expense	$10,345,000	215
Net interest income	$32,812,000	495
Provision for loan and lease losses	$2,250,000	311
Total noninterest income	$1,263,000	2,361
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$2,060,000	500
Trading account gains and fees	$0	174
Additional Noninterest Income	$-797,000	6,564
Total noninterest expense	$19,304,000	787
Salaries and employee benefits	$9,059,000	908
Premises and equipment expense	$2,852,000	644
Additional noninterest expense	$7,393,000	673
Pre-tax net operating income	$12,521,000	539
Securities gains (losses)	$22,000	1,969
Applicable income taxes	$3,507,000	531
Income before extraordinary items	$9,036,000	571
Extraordinary gains, net	$0	15
Net income	$9,036,000	569
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,036,000	571
Net charge-offs	$3,868,000	228
Cash dividends	$3,000,000	664
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$9,020,160	565
2014-06-30 (YTD Data)		Rank
Total interest income	$28,401,000	439
Total interest expense	$7,091,000	211
Net interest income	$21,310,000	503
Provision for loan and lease losses	$2,000,000	248
Total noninterest income	$1,199,000	1,845
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,334,000	506
Trading account gains and fees	$0	172
Additional Noninterest Income	$-135,000	6,601
Total noninterest expense	$12,840,000	789
Salaries and employee benefits	$6,045,000	904
Premises and equipment expense	$1,945,000	635
Additional noninterest expense	$4,850,000	685
Pre-tax net operating income	$7,669,000	561
Securities gains (losses)	$-65,000	6,509
Applicable income taxes	$2,187,000	543
Income before extraordinary items	$5,417,000	611
Extraordinary gains, net	$0	20
Net income	$5,417,000	610
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,417,000	611
Net charge-offs	$3,653,000	172
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$5,463,150	598
2014-03-31 (YTD Data)		Rank
Total interest income	$14,062,000	443
Total interest expense	$3,549,000	209
Net interest income	$10,513,000	514
Provision for loan and lease losses	$1,000,000	254
Total noninterest income	$539,000	1,929
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$644,000	514
Trading account gains and fees	$0	147
Additional Noninterest Income	$-105,000	6,658
Total noninterest expense	$6,419,000	797
Salaries and employee benefits	$2,966,000	930
Premises and equipment expense	$1,018,000	623
Additional noninterest expense	$2,435,000	677
Pre-tax net operating income	$3,633,000	562
Securities gains (losses)	$-22,000	6,517
Applicable income taxes	$982,000	564
Income before extraordinary items	$2,629,000	604
Extraordinary gains, net	$0	16
Net income	$2,629,000	605
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,629,000	605
Net charge-offs	$2,590,000	143
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,645,060	596
2013-12-31 (YTD Data)		Rank
Total interest income	$57,255,000	435
Total interest expense	$16,529,000	197
Net interest income	$40,726,000	521
Provision for loan and lease losses	$4,500,000	296
Total noninterest income	$2,305,000	1,953
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,831,000	494
Trading account gains and fees	$0	184
Additional Noninterest Income	$-526,000	6,740
Total noninterest expense	$25,557,000	796
Salaries and employee benefits	$11,744,000	914
Premises and equipment expense	$3,816,000	643
Additional noninterest expense	$9,997,000	702
Pre-tax net operating income	$12,974,000	610
Securities gains (losses)	$122,000	1,182
Applicable income taxes	$3,490,000	601
Income before extraordinary items	$9,606,000	667
Extraordinary gains, net	$0	29
Net income	$9,606,000	669
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,606,000	668
Net charge-offs	$9,774,000	182
Cash dividends	$2,000,000	1,192
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$9,516,940	647
2013-09-30 (YTD Data)		Rank
Total interest income	$42,901,000	436
Total interest expense	$12,664,000	196
Net interest income	$30,237,000	530
Provision for loan and lease losses	$3,500,000	290
Total noninterest income	$1,235,000	2,484
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$2,083,000	503
Trading account gains and fees	$0	180
Additional Noninterest Income	$-848,000	6,866
Total noninterest expense	$19,099,000	797
Salaries and employee benefits	$8,782,000	922
Premises and equipment expense	$2,859,000	654
Additional noninterest expense	$7,458,000	703
Pre-tax net operating income	$8,873,000	681
Securities gains (losses)	$-2,000	6,351
Applicable income taxes	$2,534,000	621
Income before extraordinary items	$6,337,000	759
Extraordinary gains, net	$0	25
Net income	$6,337,000	760
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,337,000	761
Net charge-offs	$8,394,000	165
Cash dividends	$1,000,000	1,437
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,338,420	734
2013-06-30 (YTD Data)		Rank
Total interest income	$28,863,000	434
Total interest expense	$8,651,000	199
Net interest income	$20,212,000	522
Provision for loan and lease losses	$2,500,000	296
Total noninterest income	$208,000	4,780
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,360,000	503
Trading account gains and fees	$0	157
Additional Noninterest Income	$-1,152,000	6,924
Total noninterest expense	$12,676,000	804
Salaries and employee benefits	$5,837,000	924
Premises and equipment expense	$1,912,000	653
Additional noninterest expense	$4,927,000	703
Pre-tax net operating income	$5,244,000	737
Securities gains (losses)	$-96,000	6,836
Applicable income taxes	$1,447,000	695
Income before extraordinary items	$3,701,000	841
Extraordinary gains, net	$0	22
Net income	$3,701,000	841
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,701,000	843
Net charge-offs	$6,311,000	155
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,770,120	801
2013-03-31 (YTD Data)		Rank
Total interest income	$14,561,000	434
Total interest expense	$4,335,000	201
Net interest income	$10,226,000	521
Provision for loan and lease losses	$1,500,000	262
Total noninterest income	$588,000	1,983
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$657,000	514
Trading account gains and fees	$0	148
Additional Noninterest Income	$-69,000	6,907
Total noninterest expense	$6,300,000	817
Salaries and employee benefits	$2,959,000	925
Premises and equipment expense	$958,000	652
Additional noninterest expense	$2,383,000	724
Pre-tax net operating income	$3,014,000	635
Securities gains (losses)	$-12,000	6,823
Applicable income taxes	$825,000	620
Income before extraordinary items	$2,177,000	721
Extraordinary gains, net	$0	10
Net income	$2,177,000	721
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,177,000	722
Net charge-offs	$2,413,000	224
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,185,760	690
2012-12-31 (YTD Data)		Rank
Total interest income	$63,843,000	409
Total interest expense	$22,243,000	190
Net interest income	$41,600,000	531
Provision for loan and lease losses	$8,500,000	316
Total noninterest income	$-548,000	6,996
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,817,000	511
Trading account gains and fees	$0	166
Additional Noninterest Income	$-3,365,000	7,063
Total noninterest expense	$25,578,000	782
Salaries and employee benefits	$11,377,000	913
Premises and equipment expense	$3,888,000	617
Additional noninterest expense	$10,313,000	689
Pre-tax net operating income	$6,974,000	1,015
Securities gains (losses)	$1,916,000	283
Applicable income taxes	$1,868,000	925
Income before extraordinary items	$7,022,000	841
Extraordinary gains, net	$0	29
Net income	$7,022,000	840
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,022,000	841
Net charge-offs	$8,279,000	380
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,508,360	1,024
2012-09-30 (YTD Data)		Rank
Total interest income	$48,630,000	411
Total interest expense	$17,366,000	195
Net interest income	$31,264,000	532
Provision for loan and lease losses	$6,002,000	348
Total noninterest income	$-1,479,000	7,147
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$2,088,000	528
Trading account gains and fees	$0	157
Additional Noninterest Income	$-3,567,000	7,173
Total noninterest expense	$19,311,000	781
Salaries and employee benefits	$8,604,000	913
Premises and equipment expense	$2,922,000	619
Additional noninterest expense	$7,785,000	674
Pre-tax net operating income	$4,472,000	1,199
Securities gains (losses)	$1,888,000	214
Applicable income taxes	$1,772,000	789
Income before extraordinary items	$4,588,000	1,009
Extraordinary gains, net	$0	20
Net income	$4,588,000	1,009
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,588,000	1,009
Net charge-offs	$5,894,000	404
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,228,640	1,318
2012-06-30 (YTD Data)		Rank
Total interest income	$33,051,000	409
Total interest expense	$12,168,000	190
Net interest income	$20,883,000	537
Provision for loan and lease losses	$4,002,000	360
Total noninterest income	$-514,000	7,191
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,378,000	532
Trading account gains and fees	$0	153
Additional Noninterest Income	$-1,892,000	7,229
Total noninterest expense	$12,963,000	773
Salaries and employee benefits	$5,744,000	914
Premises and equipment expense	$1,966,000	610
Additional noninterest expense	$5,253,000	664
Pre-tax net operating income	$3,404,000	1,043
Securities gains (losses)	$1,168,000	239
Applicable income taxes	$1,342,000	699
Income before extraordinary items	$3,230,000	934
Extraordinary gains, net	$0	19
Net income	$3,230,000	933
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,230,000	934
Net charge-offs	$3,824,000	420
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,400,720	1,172
2012-03-31 (YTD Data)		Rank
Total interest income	$16,783,000	404
Total interest expense	$6,316,000	188
Net interest income	$10,467,000	537
Provision for loan and lease losses	$2,001,000	347
Total noninterest income	$-316,000	7,264
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$665,000	544
Trading account gains and fees	$0	148
Additional Noninterest Income	$-981,000	7,298
Total noninterest expense	$6,453,000	769
Salaries and employee benefits	$2,859,000	910
Premises and equipment expense	$971,000	614
Additional noninterest expense	$2,623,000	655
Pre-tax net operating income	$1,697,000	1,038
Securities gains (losses)	$935,000	153
Applicable income taxes	$625,000	737
Income before extraordinary items	$2,007,000	753
Extraordinary gains, net	$0	19
Net income	$2,007,000	754
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,007,000	754
Net charge-offs	$1,191,000	598
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,296,400	1,079
2011-12-31 (YTD Data)		Rank
Total interest income	$71,028,000	392
Total interest expense	$29,370,000	196
Net interest income	$41,658,000	527
Provision for loan and lease losses	$10,000,000	419
Total noninterest income	$423,000	4,681
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,816,000	533
Trading account gains and fees	$0	146
Additional Noninterest Income	$-2,393,000	7,292
Total noninterest expense	$26,310,000	749
Salaries and employee benefits	$11,415,000	862
Premises and equipment expense	$3,889,000	637
Additional noninterest expense	$11,006,000	658
Pre-tax net operating income	$5,771,000	1,038
Securities gains (losses)	$248,000	1,287
Applicable income taxes	$1,304,000	1,103
Income before extraordinary items	$4,715,000	1,055
Extraordinary gains, net	$0	29
Net income	$4,715,000	1,055
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,715,000	1,055
Net charge-offs	$9,512,000	482
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,521,560	1,047
2011-09-30 (YTD Data)		Rank
Total interest income	$53,946,000	396
Total interest expense	$22,405,000	199
Net interest income	$31,541,000	524
Provision for loan and lease losses	$8,001,000	390
Total noninterest income	$-534,000	7,302
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$2,054,000	546
Trading account gains and fees	$0	145
Additional Noninterest Income	$-2,588,000	7,400
Total noninterest expense	$19,457,000	761
Salaries and employee benefits	$8,651,000	854
Premises and equipment expense	$2,945,000	642
Additional noninterest expense	$7,861,000	676
Pre-tax net operating income	$3,549,000	1,278
Securities gains (losses)	$107,000	1,724
Applicable income taxes	$741,000	1,367
Income before extraordinary items	$2,915,000	1,328
Extraordinary gains, net	$0	21
Net income	$2,915,000	1,328
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,915,000	1,328
Net charge-offs	$7,276,000	458
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,829,400	1,288
2011-06-30 (YTD Data)		Rank
Total interest income	$36,298,000	396
Total interest expense	$15,132,000	207
Net interest income	$21,166,000	526
Provision for loan and lease losses	$6,000,000	357
Total noninterest income	$-893,000	7,447
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,310,000	566
Trading account gains and fees	$0	153
Additional Noninterest Income	$-2,203,000	7,476
Total noninterest expense	$12,714,000	791
Salaries and employee benefits	$5,771,000	861
Premises and equipment expense	$1,974,000	645
Additional noninterest expense	$4,969,000	725
Pre-tax net operating income	$1,559,000	1,817
Securities gains (losses)	$-926,000	7,467
Applicable income taxes	$-33,000	6,984
Income before extraordinary items	$666,000	3,004
Extraordinary gains, net	$0	15
Net income	$666,000	3,005
Minority interest net income	$0	89
Net income of bank and minority interests.	$666,000	3,006
Net charge-offs	$5,209,000	448
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,592,000	1,479
2011-03-31 (YTD Data)		Rank
Total interest income	$18,194,000	395
Total interest expense	$7,641,000	212
Net interest income	$10,553,000	522
Provision for loan and lease losses	$3,000,000	364
Total noninterest income	$-2,186,000	7,560
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$579,000	624
Trading account gains and fees	$0	158
Additional Noninterest Income	$-2,765,000	7,566
Total noninterest expense	$5,800,000	864
Salaries and employee benefits	$2,725,000	921
Premises and equipment expense	$1,006,000	652
Additional noninterest expense	$2,069,000	866
Pre-tax net operating income	$-433,000	7,048
Securities gains (losses)	$-712,000	7,534
Applicable income taxes	$-547,000	7,478
Income before extraordinary items	$-598,000	7,171
Extraordinary gains, net	$0	9
Net income	$-598,000	7,172
Minority interest net income	$0	86
Net income of bank and minority interests.	$-598,000	7,172
Net charge-offs	$3,291,000	368
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-142,320	6,788
2010-12-31 (YTD Data)		Rank
Total interest income	$79,655,000	387
Total interest expense	$37,586,000	204
Net interest income	$42,069,000	513
Provision for loan and lease losses	$21,350,000	349
Total noninterest income	$2,250,000	1,917
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,903,000	517
Trading account gains and fees	$0	175
Additional Noninterest Income	$-653,000	7,434
Total noninterest expense	$26,820,000	741
Salaries and employee benefits	$10,777,000	908
Premises and equipment expense	$4,023,000	636
Additional noninterest expense	$12,020,000	637
Pre-tax net operating income	$-3,851,000	7,019
Securities gains (losses)	$720,000	653
Applicable income taxes	$-2,293,000	7,479
Income before extraordinary items	$-838,000	6,517
Extraordinary gains, net	$0	29
Net income	$-838,000	6,519
Minority interest net income	$0	111
Net income of bank and minority interests.	$-838,000	6,519
Net charge-offs	$21,126,000	316
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$4,824,000	147
Net operating income	$-1,298,800	6,670
2010-09-30 (YTD Data)		Rank
Total interest income	$60,393,000	383
Total interest expense	$29,228,000	203
Net interest income	$31,165,000	509
Provision for loan and lease losses	$18,350,000	297
Total noninterest income	$2,026,000	1,671
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,193,000	519
Trading account gains and fees	$0	165
Additional Noninterest Income	$-167,000	7,442
Total noninterest expense	$20,211,000	722
Salaries and employee benefits	$8,088,000	903
Premises and equipment expense	$3,054,000	627
Additional noninterest expense	$9,069,000	595
Pre-tax net operating income	$-5,370,000	7,390
Securities gains (losses)	$1,106,000	376
Applicable income taxes	$-2,153,000	7,611
Income before extraordinary items	$-2,111,000	7,154
Extraordinary gains, net	$0	23
Net income	$-2,111,000	7,152
Minority interest net income	$0	110
Net income of bank and minority interests.	$-2,111,000	7,154
Net charge-offs	$16,481,000	301
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$4,824,000	115
Net operating income	$-2,818,840	7,226
2010-06-30 (YTD Data)		Rank
Total interest income	$40,845,000	379
Total interest expense	$19,717,000	207
Net interest income	$21,128,000	500
Provision for loan and lease losses	$13,850,000	282
Total noninterest income	$600,000	2,867
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,462,000	526
Trading account gains and fees	$0	152
Additional Noninterest Income	$-862,000	7,757
Total noninterest expense	$13,068,000	741
Salaries and employee benefits	$5,362,000	908
Premises and equipment expense	$2,026,000	642
Additional noninterest expense	$5,680,000	641
Pre-tax net operating income	$-5,190,000	7,562
Securities gains (losses)	$1,215,000	216
Applicable income taxes	$-1,587,000	7,672
Income before extraordinary items	$-2,388,000	7,393
Extraordinary gains, net	$0	19
Net income	$-2,388,000	7,393
Minority interest net income	$0	105
Net income of bank and minority interests.	$-2,388,000	7,393
Net charge-offs	$10,082,000	335
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$4,824,000	80
Net operating income	$-3,165,600	7,453
2010-03-31 (YTD Data)		Rank
Total interest income	$20,640,000	388
Total interest expense	$9,924,000	224
Net interest income	$10,716,000	510
Provision for loan and lease losses	$5,350,000	355
Total noninterest income	$1,106,000	1,127
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$670,000	566
Trading account gains and fees	$0	175
Additional Noninterest Income	$436,000	1,428
Total noninterest expense	$6,498,000	759
Salaries and employee benefits	$2,644,000	928
Premises and equipment expense	$973,000	688
Additional noninterest expense	$2,881,000	639
Pre-tax net operating income	$-26,000	6,410
Securities gains (losses)	$45,000	1,193
Applicable income taxes	$-231,000	7,587
Income before extraordinary items	$250,000	3,484
Extraordinary gains, net	$0	16
Net income	$250,000	3,481
Minority interest net income	$0	91
Net income of bank and minority interests.	$250,000	3,483
Net charge-offs	$4,507,000	361
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$4,324,000	49
Net operating income	$205,000	3,715
2009-12-31 (YTD Data)		Rank
Total interest income	$89,512,000	370
Total interest expense	$44,079,000	259
Net interest income	$45,433,000	473
Provision for loan and lease losses	$20,325,000	488
Total noninterest income	$5,129,000	1,076
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$3,193,000	522
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,936,000	1,405
Total noninterest expense	$27,440,000	768
Salaries and employee benefits	$7,896,000	1,243
Premises and equipment expense	$2,584,000	1,054
Additional noninterest expense	$16,960,000	496
Pre-tax net operating income	$2,797,000	1,432
Securities gains (losses)	$-3,654,000	7,866
Applicable income taxes	$-1,420,000	7,406
Income before extraordinary items	$563,000	3,692
Extraordinary gains, net	$0	34
Net income	$563,000	3,689
Minority interest net income	$0	115
Net income of bank and minority interests.	$563,000	3,690
Net charge-offs	$20,258,000	410
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$5,500,000	168
Net operating income	$2,901,560	1,153
2009-09-30 (YTD Data)		Rank
Total interest income	$68,150,000	381
Total interest expense	$33,442,000	281
Net interest income	$34,708,000	469
Provision for loan and lease losses	$13,500,000	494
Total noninterest income	$3,677,000	1,130
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$2,351,000	530
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,326,000	1,518
Total noninterest expense	$20,670,000	758
Salaries and employee benefits	$6,248,000	1,192
Premises and equipment expense	$1,941,000	1,059
Additional noninterest expense	$12,481,000	485
Pre-tax net operating income	$4,215,000	804
Securities gains (losses)	$-4,045,000	7,990
Applicable income taxes	$-677,000	7,429
Income before extraordinary items	$847,000	2,770
Extraordinary gains, net	$0	27
Net income	$847,000	2,766
Minority interest net income	$0	118
Net income of bank and minority interests.	$847,000	2,770
Net charge-offs	$16,585,000	357
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$5,500,000	137
Net operating income	$4,892,000	545
2009-06-30 (YTD Data)		Rank
Total interest income	$45,737,000	389
Total interest expense	$22,427,000	295
Net interest income	$23,310,000	469
Provision for loan and lease losses	$9,500,000	461
Total noninterest income	$2,192,000	1,249
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,516,000	544
Trading account gains and fees	$0	193
Additional Noninterest Income	$676,000	1,843
Total noninterest expense	$13,756,000	770
Salaries and employee benefits	$4,416,000	1,142
Premises and equipment expense	$1,315,000	1,070
Additional noninterest expense	$8,025,000	503
Pre-tax net operating income	$2,246,000	1,011
Securities gains (losses)	$-4,473,000	8,116
Applicable income taxes	$-1,276,000	7,809
Income before extraordinary items	$-951,000	7,130
Extraordinary gains, net	$0	21
Net income	$-951,000	7,130
Minority interest net income	$0	112
Net income of bank and minority interests.	$-951,000	7,131
Net charge-offs	$12,128,000	324
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$1,000,000	283
Net operating income	$1,911,720	961
2009-03-31 (YTD Data)		Rank
Total interest income	$22,982,000	396
Total interest expense	$11,282,000	303
Net interest income	$11,700,000	461
Provision for loan and lease losses	$4,000,000	475
Total noninterest income	$1,063,000	1,219
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$702,000	577
Trading account gains and fees	$0	171
Additional Noninterest Income	$361,000	1,731
Total noninterest expense	$6,461,000	779
Salaries and employee benefits	$2,186,000	1,164
Premises and equipment expense	$731,000	983
Additional noninterest expense	$3,544,000	493
Pre-tax net operating income	$2,302,000	514
Securities gains (losses)	$256,000	571
Applicable income taxes	$548,000	619
Income before extraordinary items	$2,010,000	490
Extraordinary gains, net	$0	15
Net income	$2,010,000	492
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,010,000	493
Net charge-offs	$-1,063,000	8,247
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,807,760	510
2008-12-31 (YTD Data)		Rank
Total interest income	$93,444,000	418
Total interest expense	$47,264,000	339
Net interest income	$46,180,000	480
Provision for loan and lease losses	$15,500,000	440
Total noninterest income	$4,893,000	1,073
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$3,104,000	557
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,789,000	1,408
Total noninterest expense	$24,150,000	822
Salaries and employee benefits	$8,346,000	1,194
Premises and equipment expense	$2,432,000	1,140
Additional noninterest expense	$13,372,000	522
Pre-tax net operating income	$11,423,000	469
Securities gains (losses)	$-6,373,000	8,118
Applicable income taxes	$930,000	1,266
Income before extraordinary items	$4,120,000	1,001
Extraordinary gains, net	$0	39
Net income	$4,120,000	1,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,759,000	491
Cash dividends	$2,000,000	1,337
Sale, conversion, retirement of capital stock, net	$10,500,000	155
Net operating income	$9,345,860	438
2008-09-30 (YTD Data)		Rank
Total interest income	$69,805,000	437
Total interest expense	$35,576,000	355
Net interest income	$34,229,000	496
Provision for loan and lease losses	$14,750,000	305
Total noninterest income	$3,959,000	1,051
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$2,286,000	571
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,673,000	1,261
Total noninterest expense	$18,073,000	817
Salaries and employee benefits	$6,436,000	1,180
Premises and equipment expense	$1,807,000	1,150
Additional noninterest expense	$9,830,000	496
Pre-tax net operating income	$5,365,000	942
Securities gains (losses)	$-6,042,000	8,239
Applicable income taxes	$-83,000	7,508
Income before extraordinary items	$-594,000	7,264
Extraordinary gains, net	$0	31
Net income	$-594,000	7,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,510,000	720
Cash dividends	$2,000,000	1,009
Sale, conversion, retirement of capital stock, net	$7,000,000	132
Net operating income	$4,722,960	816
2008-06-30 (YTD Data)		Rank
Total interest income	$47,178,000	436
Total interest expense	$23,848,000	372
Net interest income	$23,330,000	485
Provision for loan and lease losses	$2,750,000	637
Total noninterest income	$2,940,000	976
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,491,000	576
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,449,000	1,084
Total noninterest expense	$11,861,000	818
Salaries and employee benefits	$4,333,000	1,183
Premises and equipment expense	$1,190,000	1,163
Additional noninterest expense	$6,338,000	501
Pre-tax net operating income	$11,659,000	321
Securities gains (losses)	$-1,541,000	8,390
Applicable income taxes	$3,208,000	369
Income before extraordinary items	$6,910,000	395
Extraordinary gains, net	$0	21
Net income	$6,910,000	394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,594,000	637
Cash dividends	$2,000,000	774
Sale, conversion, retirement of capital stock, net	$2,000,000	154
Net operating income	$7,957,880	344
2008-03-31 (YTD Data)		Rank
Total interest income	$23,846,000	444
Total interest expense	$12,410,000	382
Net interest income	$11,436,000	486
Provision for loan and lease losses	$1,000,000	616
Total noninterest income	$1,521,000	957
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$704,000	604
Trading account gains and fees	$0	158
Additional Noninterest Income	$817,000	988
Total noninterest expense	$5,873,000	816
Salaries and employee benefits	$2,186,000	1,175
Premises and equipment expense	$604,000	1,153
Additional noninterest expense	$3,083,000	492
Pre-tax net operating income	$6,084,000	342
Securities gains (losses)	$0	2,688
Applicable income taxes	$2,006,000	341
Income before extraordinary items	$4,078,000	375
Extraordinary gains, net	$0	15
Net income	$4,078,000	376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$594,000	635
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$4,078,000	362
2007-12-31 (YTD Data)		Rank
Total interest income	$91,489,000	480
Total interest expense	$50,295,000	418
Net interest income	$41,194,000	551
Provision for loan and lease losses	$2,305,000	749
Total noninterest income	$5,347,000	1,043
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,843,000	615
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,504,000	1,154
Total noninterest expense	$33,236,000	562
Salaries and employee benefits	$8,523,000	1,171
Premises and equipment expense	$2,335,000	1,136
Additional noninterest expense	$22,378,000	322
Pre-tax net operating income	$11,000,000	770
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,211,000	762
Income before extraordinary items	$7,789,000	833
Extraordinary gains, net	$0	39
Net income	$7,789,000	831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,065,000	974
Cash dividends	$3,600,000	1,015
Sale, conversion, retirement of capital stock, net	$4,000,000	288
Net operating income	$7,789,000	825
2007-09-30 (YTD Data)		Rank
Total interest income	$67,705,000	486
Total interest expense	$37,361,000	420
Net interest income	$30,344,000	563
Provision for loan and lease losses	$1,555,000	635
Total noninterest income	$3,826,000	1,080
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$2,021,000	638
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,805,000	1,207
Total noninterest expense	$17,574,000	777
Salaries and employee benefits	$6,462,000	1,156
Premises and equipment expense	$1,756,000	1,135
Additional noninterest expense	$9,356,000	475
Pre-tax net operating income	$15,041,000	496
Securities gains (losses)	$0	1,655
Applicable income taxes	$4,737,000	490
Income before extraordinary items	$10,304,000	524
Extraordinary gains, net	$0	33
Net income	$10,304,000	522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$780,000	777
Cash dividends	$1,800,000	1,319
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$10,304,000	520
2007-06-30 (YTD Data)		Rank
Total interest income	$44,344,000	506
Total interest expense	$24,514,000	438
Net interest income	$19,830,000	586
Provision for loan and lease losses	$1,030,000	575
Total noninterest income	$2,164,000	1,249
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,270,000	685
Trading account gains and fees	$0	168
Additional Noninterest Income	$894,000	1,509
Total noninterest expense	$11,839,000	790
Salaries and employee benefits	$4,486,000	1,138
Premises and equipment expense	$1,183,000	1,131
Additional noninterest expense	$6,170,000	491
Pre-tax net operating income	$9,125,000	559
Securities gains (losses)	$0	1,444
Applicable income taxes	$2,791,000	556
Income before extraordinary items	$6,334,000	587
Extraordinary gains, net	$0	29
Net income	$6,334,000	586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,273
Cash dividends	$1,800,000	968
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$6,334,000	579
2007-03-31 (YTD Data)		Rank
Total interest income	$13,245,000	778
Total interest expense	$7,312,000	675
Net interest income	$5,933,000	948
Provision for loan and lease losses	$150,000	1,427
Total noninterest income	$693,000	1,752
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$449,000	958
Trading account gains and fees	$0	195
Additional Noninterest Income	$244,000	2,253
Total noninterest expense	$2,990,000	1,537
Salaries and employee benefits	$1,007,000	2,540
Premises and equipment expense	$290,000	2,260
Additional noninterest expense	$1,693,000	810
Pre-tax net operating income	$3,486,000	704
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,174,000	640
Income before extraordinary items	$2,312,000	777
Extraordinary gains, net	$0	22
Net income	$2,312,000	776
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	985
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,312,000	766
2006-12-31 (YTD Data)		Rank
Total interest income	$49,662,000	774
Total interest expense	$26,428,000	647
Net interest income	$23,234,000	954
Provision for loan and lease losses	$800,000	1,275
Total noninterest income	$2,214,000	2,071
Gross Fiduciary activities income	$3,000	1,398
Service charges on deposit accounts	$2,064,000	854
Trading account gains and fees	$0	130
Additional Noninterest Income	$147,000	5,655
Total noninterest expense	$11,734,000	1,522
Salaries and employee benefits	$3,920,000	2,482
Premises and equipment expense	$1,173,000	2,112
Additional noninterest expense	$6,641,000	813
Pre-tax net operating income	$12,914,000	776
Securities gains (losses)	$0	1,687
Applicable income taxes	$4,206,000	725
Income before extraordinary items	$8,708,000	857
Extraordinary gains, net	$0	51
Net income	$8,708,000	856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$426,000	1,315
Cash dividends	$3,200,000	1,048
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$8,708,000	848
2006-09-30 (YTD Data)		Rank
Total interest income	$36,361,000	788
Total interest expense	$19,619,000	642
Net interest income	$16,742,000	1,017
Provision for loan and lease losses	$350,000	1,901
Total noninterest income	$2,108,000	1,731
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,546,000	860
Trading account gains and fees	$0	126
Additional Noninterest Income	$562,000	2,686
Total noninterest expense	$8,866,000	1,514
Salaries and employee benefits	$2,952,000	2,471
Premises and equipment expense	$879,000	2,130
Additional noninterest expense	$5,035,000	803
Pre-tax net operating income	$9,634,000	805
Securities gains (losses)	$0	1,388
Applicable income taxes	$3,110,000	770
Income before extraordinary items	$6,524,000	900
Extraordinary gains, net	$0	45
Net income	$6,524,000	899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	1,689
Cash dividends	$1,600,000	1,361
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$6,524,000	885
2006-06-30 (YTD Data)		Rank
Total interest income	$23,357,000	804
Total interest expense	$12,434,000	642
Net interest income	$10,923,000	1,041
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$1,380,000	1,751
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,016,000	854
Trading account gains and fees	$0	126
Additional Noninterest Income	$364,000	2,693
Total noninterest expense	$5,977,000	1,502
Salaries and employee benefits	$2,045,000	2,392
Premises and equipment expense	$587,000	2,125
Additional noninterest expense	$3,345,000	814
Pre-tax net operating income	$6,026,000	856
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,944,000	814
Income before extraordinary items	$4,082,000	943
Extraordinary gains, net	$0	39
Net income	$4,082,000	944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	1,359
Cash dividends	$1,600,000	986
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,082,000	922
2006-03-31 (YTD Data)		Rank
Total interest income	$11,369,000	799
Total interest expense	$5,900,000	635
Net interest income	$5,469,000	1,036
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$644,000	1,811
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$462,000	915
Trading account gains and fees	$0	115
Additional Noninterest Income	$182,000	2,657
Total noninterest expense	$2,968,000	1,519
Salaries and employee benefits	$1,034,000	2,379
Premises and equipment expense	$286,000	2,183
Additional noninterest expense	$1,648,000	809
Pre-tax net operating income	$2,995,000	848
Securities gains (losses)	$0	955
Applicable income taxes	$934,000	832
Income before extraordinary items	$2,061,000	919
Extraordinary gains, net	$0	21
Net income	$2,061,000	918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,455
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,061,000	899
2005-12-31 (YTD Data)		Rank
Total interest income	$37,386,000	876
Total interest expense	$16,998,000	678
Net interest income	$20,388,000	1,056
Provision for loan and lease losses	$790,000	1,280
Total noninterest income	$2,470,000	1,888
Gross Fiduciary activities income	$4,000	1,396
Service charges on deposit accounts	$1,956,000	888
Trading account gains and fees	$0	138
Additional Noninterest Income	$510,000	3,331
Total noninterest expense	$10,847,000	1,582
Salaries and employee benefits	$3,878,000	2,359
Premises and equipment expense	$1,099,000	2,181
Additional noninterest expense	$5,870,000	877
Pre-tax net operating income	$11,221,000	884
Securities gains (losses)	$-1,125,000	8,756
Applicable income taxes	$2,953,000	960
Income before extraordinary items	$7,143,000	1,016
Extraordinary gains, net	$0	46
Net income	$7,143,000	1,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	2,065
Cash dividends	$2,800,000	1,097
Sale, conversion, retirement of capital stock, net	$2,775,000	365
Net operating income	$7,941,750	894
2005-09-30 (YTD Data)		Rank
Total interest income	$26,851,000	896
Total interest expense	$11,771,000	694
Net interest income	$15,080,000	1,057
Provision for loan and lease losses	$630,000	1,160
Total noninterest income	$1,961,000	1,806
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,436,000	909
Trading account gains and fees	$0	126
Additional Noninterest Income	$525,000	2,785
Total noninterest expense	$8,043,000	1,580
Salaries and employee benefits	$2,877,000	2,349
Premises and equipment expense	$839,000	2,127
Additional noninterest expense	$4,327,000	877
Pre-tax net operating income	$8,368,000	882
Securities gains (losses)	$38,000	975
Applicable income taxes	$2,673,000	849
Income before extraordinary items	$5,733,000	942
Extraordinary gains, net	$0	35
Net income	$5,733,000	943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	1,835
Cash dividends	$1,300,000	1,484
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$5,707,160	928
2005-06-30 (YTD Data)		Rank
Total interest income	$17,304,000	903
Total interest expense	$7,317,000	694
Net interest income	$9,987,000	1,055
Provision for loan and lease losses	$420,000	1,135
Total noninterest income	$1,240,000	1,881
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$898,000	945
Trading account gains and fees	$0	116
Additional Noninterest Income	$342,000	2,817
Total noninterest expense	$5,321,000	1,588
Salaries and employee benefits	$1,906,000	2,352
Premises and equipment expense	$571,000	2,067
Additional noninterest expense	$2,844,000	886
Pre-tax net operating income	$5,486,000	876
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,748,000	850
Income before extraordinary items	$3,738,000	935
Extraordinary gains, net	$0	30
Net income	$3,738,000	936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	1,653
Cash dividends	$1,300,000	1,049
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,738,000	913
2005-03-31 (YTD Data)		Rank
Total interest income	$8,341,000	914
Total interest expense	$3,447,000	700
Net interest income	$4,894,000	1,063
Provision for loan and lease losses	$210,000	1,084
Total noninterest income	$562,000	1,963
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$413,000	1,001
Trading account gains and fees	$0	115
Additional Noninterest Income	$149,000	2,992
Total noninterest expense	$2,642,000	1,608
Salaries and employee benefits	$948,000	2,392
Premises and equipment expense	$289,000	2,062
Additional noninterest expense	$1,405,000	889
Pre-tax net operating income	$2,604,000	904
Securities gains (losses)	$0	1,685
Applicable income taxes	$803,000	904
Income before extraordinary items	$1,801,000	962
Extraordinary gains, net	$0	24
Net income	$1,801,000	963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	1,233
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,801,000	940
2004-12-31 (YTD Data)		Rank
Total interest income	$31,733,000	878
Total interest expense	$12,189,000	667
Net interest income	$19,544,000	1,015
Provision for loan and lease losses	$690,000	1,474
Total noninterest income	$2,222,000	2,046
Gross Fiduciary activities income	$2,000	1,487
Service charges on deposit accounts	$1,612,000	1,106
Trading account gains and fees	$0	138
Additional Noninterest Income	$608,000	2,969
Total noninterest expense	$10,652,000	1,527
Salaries and employee benefits	$4,129,000	2,106
Premises and equipment expense	$1,117,000	2,054
Additional noninterest expense	$5,406,000	929
Pre-tax net operating income	$10,424,000	842
Securities gains (losses)	$55,000	1,669
Applicable income taxes	$3,186,000	861
Income before extraordinary items	$7,293,000	903
Extraordinary gains, net	$0	34
Net income	$7,293,000	904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$613,000	1,140
Cash dividends	$2,500,000	1,119
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$7,254,500	869
2004-09-30 (YTD Data)		Rank
Total interest income	$6,628,000	3,128
Total interest expense	$2,447,000	2,401
Net interest income	$4,181,000	3,468
Provision for loan and lease losses	$293,000	2,317
Total noninterest income	$603,000	4,063
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$479,000	2,594
Trading account gains and fees	$0	134
Additional Noninterest Income	$124,000	5,505
Total noninterest expense	$2,775,000	3,953
Salaries and employee benefits	$1,056,000	5,114
Premises and equipment expense	$350,000	4,288
Additional noninterest expense	$1,369,000	2,594
Pre-tax net operating income	$1,716,000	3,268
Securities gains (losses)	$-5,000	8,357
Applicable income taxes	$509,000	2,866
Income before extraordinary items	$1,202,000	3,536
Extraordinary gains, net	$0	26
Net income	$1,202,000	3,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,193
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,205,500	3,456
2004-06-30 (YTD Data)		Rank
Total interest income	$4,363,000	3,144
Total interest expense	$1,561,000	2,485
Net interest income	$2,802,000	3,444
Provision for loan and lease losses	$195,000	2,252
Total noninterest income	$400,000	4,093
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$317,000	2,597
Trading account gains and fees	$0	130
Additional Noninterest Income	$83,000	5,537
Total noninterest expense	$1,816,000	4,050
Salaries and employee benefits	$706,000	5,140
Premises and equipment expense	$244,000	4,149
Additional noninterest expense	$866,000	2,718
Pre-tax net operating income	$1,191,000	3,126
Securities gains (losses)	$-5,000	8,574
Applicable income taxes	$360,000	2,749
Income before extraordinary items	$826,000	3,448
Extraordinary gains, net	$0	21
Net income	$826,000	3,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,035
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$829,500	3,344
2004-03-31 (YTD Data)		Rank
Total interest income	$2,156,000	3,184
Total interest expense	$763,000	2,563
Net interest income	$1,393,000	3,462
Provision for loan and lease losses	$97,000	2,183
Total noninterest income	$181,000	4,308
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$148,000	2,703
Trading account gains and fees	$0	121
Additional Noninterest Income	$33,000	5,928
Total noninterest expense	$897,000	4,101
Salaries and employee benefits	$347,000	5,216
Premises and equipment expense	$131,000	3,970
Additional noninterest expense	$419,000	2,784
Pre-tax net operating income	$580,000	3,163
Securities gains (losses)	$-9,000	8,908
Applicable income taxes	$172,000	2,827
Income before extraordinary items	$399,000	3,519
Extraordinary gains, net	$0	16
Net income	$399,000	3,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,516
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$405,300	3,357
2003-12-31 (YTD Data)		Rank
Total interest income	$8,599,000	3,227
Total interest expense	$3,303,000	2,624
Net interest income	$5,296,000	3,535
Provision for loan and lease losses	$330,000	2,962
Total noninterest income	$647,000	4,765
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$492,000	3,126
Trading account gains and fees	$0	160
Additional Noninterest Income	$155,000	5,766
Total noninterest expense	$3,418,000	4,198
Salaries and employee benefits	$1,273,000	5,427
Premises and equipment expense	$434,000	4,472
Additional noninterest expense	$1,711,000	2,744
Pre-tax net operating income	$2,195,000	3,173
Securities gains (losses)	$26,000	3,046
Applicable income taxes	$644,000	2,935
Income before extraordinary items	$1,577,000	3,440
Extraordinary gains, net	$0	54
Net income	$1,577,000	3,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	2,928
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,558,540	3,299
2003-09-30 (YTD Data)		Rank
Total interest income	$6,472,000	3,262
Total interest expense	$2,548,000	2,638
Net interest income	$3,924,000	3,578
Provision for loan and lease losses	$248,000	2,877
Total noninterest income	$466,000	4,927
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$353,000	3,258
Trading account gains and fees	$0	153
Additional Noninterest Income	$113,000	5,844
Total noninterest expense	$2,550,000	4,202
Salaries and employee benefits	$944,000	5,445
Premises and equipment expense	$325,000	4,483
Additional noninterest expense	$1,281,000	2,734
Pre-tax net operating income	$1,592,000	3,397
Securities gains (losses)	$12,000	3,246
Applicable income taxes	$489,000	3,070
Income before extraordinary items	$1,115,000	3,701
Extraordinary gains, net	$0	40
Net income	$1,115,000	3,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	2,271
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,106,600	3,548
2003-06-30 (YTD Data)		Rank
Total interest income	$4,357,000	3,256
Total interest expense	$1,739,000	2,656
Net interest income	$2,618,000	3,571
Provision for loan and lease losses	$165,000	2,855
Total noninterest income	$305,000	4,945
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$230,000	3,273
Trading account gains and fees	$0	150
Additional Noninterest Income	$75,000	5,841
Total noninterest expense	$1,667,000	4,269
Salaries and employee benefits	$611,000	5,560
Premises and equipment expense	$216,000	4,484
Additional noninterest expense	$840,000	2,765
Pre-tax net operating income	$1,091,000	3,308
Securities gains (losses)	$12,000	2,858
Applicable income taxes	$337,000	3,021
Income before extraordinary items	$766,000	3,629
Extraordinary gains, net	$0	30
Net income	$766,000	3,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	1,935
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$757,720	3,458
2003-03-31 (YTD Data)		Rank
Total interest income	$2,189,000	3,251
Total interest expense	$867,000	2,731
Net interest income	$1,322,000	3,535
Provision for loan and lease losses	$82,000	2,707
Total noninterest income	$138,000	5,100
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$110,000	3,304
Trading account gains and fees	$0	134
Additional Noninterest Income	$28,000	6,362
Total noninterest expense	$834,000	4,238
Salaries and employee benefits	$319,000	5,433
Premises and equipment expense	$114,000	4,333
Additional noninterest expense	$401,000	2,859
Pre-tax net operating income	$544,000	3,306
Securities gains (losses)	$12,000	2,102
Applicable income taxes	$167,000	3,022
Income before extraordinary items	$389,000	3,529
Extraordinary gains, net	$0	21
Net income	$389,000	3,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	1,550
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$380,600	3,425
2002-12-31 (YTD Data)		Rank
Total interest income	$8,900,000	3,335
Total interest expense	$4,115,000	2,670
Net interest income	$4,785,000	3,792
Provision for loan and lease losses	$315,000	3,321
Total noninterest income	$596,000	4,748
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$450,000	3,233
Trading account gains and fees	$0	153
Additional Noninterest Income	$146,000	5,658
Total noninterest expense	$3,154,000	4,301
Salaries and employee benefits	$1,186,000	5,523
Premises and equipment expense	$425,000	4,439
Additional noninterest expense	$1,543,000	2,895
Pre-tax net operating income	$1,912,000	3,535
Securities gains (losses)	$-150,000	9,170
Applicable income taxes	$521,000	3,370
Income before extraordinary items	$1,241,000	3,987
Extraordinary gains, net	$0	70
Net income	$1,241,000	3,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	4,337
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,346,000	3,683
2001-12-31 (YTD Data)		Rank
Total interest income	$8,638,000	3,768
Total interest expense	$4,852,000	3,229
Net interest income	$3,786,000	4,308
Provision for loan and lease losses	$240,000	3,705
Total noninterest income	$333,000	6,145
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$344,000	3,816
Trading account gains and fees	$0	177
Additional Noninterest Income	$-11,000	9,577
Total noninterest expense	$2,898,000	4,452
Salaries and employee benefits	$1,061,000	5,780
Premises and equipment expense	$422,000	4,425
Additional noninterest expense	$1,415,000	3,027
Pre-tax net operating income	$981,000	4,947
Securities gains (losses)	$82,000	1,913
Applicable income taxes	$330,000	4,086
Income before extraordinary items	$733,000	5,115
Extraordinary gains, net	$0	105
Net income	$733,000	5,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,597
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$600,000	473
Net operating income	$676,420	5,192
2000-12-31 (YTD Data)		Rank
Total interest income	$7,752,000	4,237
Total interest expense	$4,625,000	3,530
Net interest income	$3,127,000	5,001
Provision for loan and lease losses	$180,000	3,942
Total noninterest income	$365,000	5,794
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$261,000	4,412
Trading account gains and fees	$0	180
Additional Noninterest Income	$104,000	6,336
Total noninterest expense	$2,991,000	4,243
Salaries and employee benefits	$980,000	5,999
Premises and equipment expense	$397,000	4,532
Additional noninterest expense	$1,614,000	2,643
Pre-tax net operating income	$321,000	7,811
Securities gains (losses)	$0	1,956
Applicable income taxes	$147,000	5,956
Income before extraordinary items	$174,000	8,243
Extraordinary gains, net	$0	38
Net income	$174,000	8,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,105
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$174,000	8,249
1999-12-31 (YTD Data)		Rank
Total interest income	$5,899,000	5,005
Total interest expense	$3,034,000	4,558
Net interest income	$2,865,000	5,340
Provision for loan and lease losses	$135,000	4,497
Total noninterest income	$269,000	6,733
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$212,000	4,979
Trading account gains and fees	$0	173
Additional Noninterest Income	$57,000	7,811
Total noninterest expense	$2,297,000	5,166
Salaries and employee benefits	$785,000	6,818
Premises and equipment expense	$325,000	5,223
Additional noninterest expense	$1,187,000	3,460
Pre-tax net operating income	$702,000	6,313
Securities gains (losses)	$0	3,155
Applicable income taxes	$318,000	4,683
Income before extraordinary items	$384,000	7,073
Extraordinary gains, net	$0	35
Net income	$384,000	7,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,488
Cash dividends	$320,000	4,388
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$384,000	7,044
1998-12-31 (YTD Data)		Rank
Total interest income	$2,444,000	8,161
Total interest expense	$1,422,000	7,370
Net interest income	$1,022,000	8,735
Provision for loan and lease losses	$90,000	5,311
Total noninterest income	$65,000	9,598
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	8,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	9,291
Total noninterest expense	$951,000	8,272
Salaries and employee benefits	$292,000	9,660
Premises and equipment expense	$178,000	7,088
Additional noninterest expense	$481,000	6,570
Pre-tax net operating income	$46,000	9,638
Securities gains (losses)	$0	4,449
Applicable income taxes	$58,000	8,195
Income before extraordinary items	$-12,000	9,858
Extraordinary gains, net	$0	32
Net income	$-12,000	9,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,759
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$-12,000	9,814
1997-12-31 (YTD Data)		Rank
Total interest income	$2,531,000	8,336
Total interest expense	$1,210,000	8,084
Net interest income	$1,321,000	8,424
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$44,000	10,388
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$29,000	8,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	10,147
Total noninterest expense	$1,364,000	7,137
Salaries and employee benefits	$456,000	8,910
Premises and equipment expense	$248,000	6,083
Additional noninterest expense	$660,000	5,454
Pre-tax net operating income	$-119,000	10,503
Securities gains (losses)	$0	3,944
Applicable income taxes	$-44,000	10,612
Income before extraordinary items	$-75,000	10,495
Extraordinary gains, net	$0	44
Net income	$-75,000	10,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$-75,000	10,461
1996-12-31 (YTD Data)		Rank
Total interest income	$1,447,000	10,193
Total interest expense	$524,000	10,520
Net interest income	$923,000	9,773
Provision for loan and lease losses	$124,000	4,529
Total noninterest income	$21,000	11,230
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$15,000	9,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	11,162
Total noninterest expense	$1,081,000	8,398
Salaries and employee benefits	$441,000	9,320
Premises and equipment expense	$177,000	7,497
Additional noninterest expense	$463,000	7,361
Pre-tax net operating income	$-261,000	11,112
Securities gains (losses)	$0	4,148
Applicable income taxes	$-108,000	11,178
Income before extraordinary items	$-153,000	11,061
Extraordinary gains, net	$0	53
Net income	$-153,000	11,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-153,000	11,021
1995-12-31 (YTD Data)		Rank
Total interest income	$124,000	11,932
Total interest expense	$24,000	11,925
Net interest income	$100,000	11,922
Provision for loan and lease losses	$7,000	8,542
Total noninterest income	$0	11,937
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	10,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	11,920
Total noninterest expense	$421,000	11,361
Salaries and employee benefits	$184,000	11,573
Premises and equipment expense	$25,000	11,720
Additional noninterest expense	$213,000	10,266
Pre-tax net operating income	$-328,000	11,738
Securities gains (losses)	$0	3,831
Applicable income taxes	$-137,000	11,746
Income before extraordinary items	$-191,000	11,674
Extraordinary gains, net	$0	65
Net income	$-191,000	11,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$11,599,000	44
Net operating income	$-191,000	11,663

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.