Home > Summit Community Bank, Inc > Net charge- offs to loans
Summit Community Bank, Inc, Net charge- offs to loans
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0661% | 4,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.1854% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0723% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,496 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3044% | 4,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0199% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3461% | 4,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0298% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3200% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3263% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3892% | 184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2683% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0180% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0970% | 4,495 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0664% | 4,421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1012% | 4,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0122% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7083% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5747% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5658% | 372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1729% | 107 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3680% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,533 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 4,193 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0671% | 4,447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5045% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5842% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3149% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2359% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2698% | 54 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5682% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,575 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0815% | 4,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5941% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6840% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3204% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 4,453 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,637 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0489% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0732% | 4,578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 4,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6728% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6578% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5897% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,629 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0404% | 4,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0124% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1264% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4991% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1526% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0286% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 4,674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 4,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0294% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1174% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8775% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1272% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0464% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 3,910 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 3,808 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1009% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4903% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3833% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4535% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 327 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,060 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,036 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 3,818 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0280% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0938% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2096% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4688% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5848% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5993% | 150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 746 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 3,956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 3,900 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0647% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5529% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8001% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5435% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 3,939 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0900% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4796% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1876% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4530% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 3,945 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0413% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1361% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5404% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1348% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5183% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 3,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1620% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5306% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3173% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5387% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0230% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1493% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0243% | 4,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0259% | 3,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2053% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3935% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1610% | 474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 566 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 4,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2127% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0335% | 4,039 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,924 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 3,476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1199% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5029% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0693% | 510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0609% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 4,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0374% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0549% | 4,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3999% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7257% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3143% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1818% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 4,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1107% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0588% | 4,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1565% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3421% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9557% | 326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 1,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.0953% | 4,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1700% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2006% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1337% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9123% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9331% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9114% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 1,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 844 |
| Percentage Net Loans Charged-off:Construction & development | -0.1301% | 4,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1854% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 3,615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2257% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1268% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9788% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2583% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9676% | 707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 975 |
| Percentage Net Loans Charged-off:Construction & development | -0.2022% | 4,697 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1407% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 3,676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1747% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0107% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9409% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9470% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8601% | 777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 898 |
| Percentage Net Loans Charged-off:Construction & development | -0.4211% | 4,798 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0595% | 3,786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1867% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0307% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8642% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8699% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8639% | 787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 802 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1052% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1314% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1538% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1356% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7643% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5645% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7729% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0147% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1164% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0193% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1238% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8022% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5679% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8122% | 848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1518% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1598% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.4073% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1793% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0552% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1587% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0446% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6668% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4210% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6772% | 952 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2159% | 255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3629% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1652% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 3,664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1995% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0640% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4618% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8333% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4461% | 1,309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 3,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.2568% | 4,944 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 4,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1609% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0690% | 4,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4217% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8915% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4469% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.3196% | 5,021 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 5,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1088% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7924% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5479% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8044% | 947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 4,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 5,063 |
| Percentage Net Loans Charged-off:Construction & development | -0.5149% | 5,116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0386% | 5,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0441% | 3,944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3698% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2682% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3753% | 1,678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0554% | 4,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1366% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1676% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3682% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3924% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 5,087 |
| Percentage Net Loans Charged-off:Construction & development | -0.9050% | 5,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 4,548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2299% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4341% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6398% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0785% | 1,095 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6871% | 1,290 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0067% | 4,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.8225% | 5,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,590 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2030% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4421% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5153% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2245% | 1,102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5636% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0101% | 5,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 4,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1198% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4206% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7569% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3370% | 1,102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8287% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 4,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1233% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8570% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6050% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3414% | 1,102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6666% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1045% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1446% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1024% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1557% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0779% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0158% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5639% | 1,175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0167% | 3,534 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2730% | 5,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1228% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1460% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1380% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1656% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1102% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0493% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7683% | 1,175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0968% | 2,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1226% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1232% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.2538% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1291% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2129% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1689% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1364% | 1,183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0673% | 2,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2267% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2253% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.7424% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2637% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1823% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3629% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0843% | 5,159 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5348% | 1,185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3769% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3589% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 3.6599% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0935% | 5,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 2,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 2,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4399% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2024% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5969% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1214% | 730 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0371% | 5,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5245% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5259% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 5.1797% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 4,375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 2,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6103% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4677% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2426% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4230% | 1,714 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0544% | 5,588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7485% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7514% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 7.8500% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0675% | 6,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 4,406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0796% | 6,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8994% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4696% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7308% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4542% | 1,495 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0675% | 5,652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0770% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0305% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 10.9126% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2085% | 6,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 4,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2488% | 6,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8491% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4719% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4679% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4129% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1827% | 5,770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0262% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0647% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 4.0753% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1008% | 2,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0042% | 612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5886% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1318% | 1,178 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8742% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8870% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1241% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5970% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0263% | 5,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6822% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1743% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2905% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 5.7041% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1656% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0056% | 504 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6931% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1815% | 986 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9859% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3429% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0792% | 3,515 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3046% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0560% | 5,623 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3243% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4826% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 5.2561% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 1,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0085% | 416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4419% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2798% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8598% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1299% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0795% | 5,635 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2028% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2217% | 5,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0063% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1342% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 9.9633% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0694% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0172% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3454% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1420% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3845% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0755% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1989% | 5,921 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9268% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4025% | 6,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8550% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8228% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 4.2435% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3307% | 1,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3058% | 635 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5668% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1076% | 5,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6918% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4189% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2757% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9505% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0996% | 3,786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8088% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8603% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 3.9464% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3991% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7219% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1417% | 5,122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8807% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5303% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2778% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9672% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 3,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7837% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8588% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 4.5555% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6004% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3258% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2189% | 5,167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4245% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2729% | 2,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2949% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2942% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1667% | 2,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4860% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5385% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 1.5499% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7607% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4716% | 5,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2612% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1309% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1458% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8307% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0388% | 2,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9579% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0270% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 3.3479% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 2,948 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0313% | 5,639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4431% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6784% | 1,076 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5766% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5414% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3571% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1774% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2194% | 3,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9746% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0281% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 3.0204% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1915% | 2,374 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0342% | 5,652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4731% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6109% | 993 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6226% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7235% | 2,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3364% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0825% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1476% | 3,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0421% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1609% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 3.4328% | 1,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0936% | 2,300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0514% | 5,687 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7740% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 5,216 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0797% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1409% | 2,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4070% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2857% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2438% | 2,927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3101% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4999% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 6.6264% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 6,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7088% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 5,233 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0008% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1282% | 6,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1763% | 2,911 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0007% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0518% | 3,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9480% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1480% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 5.5105% | 1,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2060% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0964% | 675 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0077% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3998% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9439% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5383% | 3,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1510% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3127% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9932% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2168% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 4.8514% | 1,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5798% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2310% | 433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8578% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8557% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6971% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4639% | 2,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9664% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5293% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7942% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0242% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 4.7854% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2501% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2716% | 606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9084% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9032% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7495% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1537% | 3,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1585% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2819% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5779% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7861% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 7.1150% | 608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3244% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5601% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3319% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7530% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9486% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0685% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0558% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6620% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7096% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9230% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 8.0837% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0869% | 2,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0098% | 915 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0335% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5545% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9561% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2707% | 4,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7660% | 3,298 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4281% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2244% | 1,560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8541% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0831% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 9.3233% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1155% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0132% | 698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6645% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1376% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5952% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3355% | 3,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7607% | 2,998 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1143% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2954% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0213% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3182% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 10.3006% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1470% | 1,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0207% | 517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6021% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8658% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5641% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 3,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6104% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7970% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4472% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3515% | 8,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4316% | 8,084 |
| Percentage Net Loans Charged-off:Construction & development | -2.8064% | 7,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0962% | 1,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0329% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2843% | 1,632 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7362% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0506% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3956% | 3,178 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5606% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8320% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6841% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7299% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 2.0930% | 1,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 1,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8131% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3876% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0484% | 1,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4352% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1768% | 3,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1689% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5499% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3001% | 2,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2870% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0573% | 1,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8473% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4052% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0659% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4525% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 2,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1549% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4372% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2904% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2927% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6902% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3425% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1009% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3761% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1807% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6430% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2257% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2208% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2328% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 7,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6641% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3104% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7147% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6076% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4640% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 2,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 1,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2096% | 1,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2359% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0616% | 3,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6147% | 2,630 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3988% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0937% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 7,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2660% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3076% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5345% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1220% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 3,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 2,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 7,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1401% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4416% | 2,598 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2229% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0851% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4018% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5205% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0357% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 3,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0923% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4496% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 3,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3994% | 3,342 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8759% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 3,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 8,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6053% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 2,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7518% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 8,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9159% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2007% | 3,654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5763% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 4,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 8,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0423% | 8,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 6,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8382% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 8,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 2,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0678% | 3,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5193% | 3,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2980% | 1,412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 8,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5029% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2063% | 1,298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 8,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0957% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3736% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3110% | 2,010 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 8,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1385% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1959% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2505% | 3,380 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9402% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2189% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3409% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4692% | 3,964 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7034% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 3,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 8,257 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0462% | 8,438 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9216% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 4,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 8,323 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 8,499 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5178% | 3,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 2,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 8,392 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0486% | 8,557 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6515% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5306% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1929% | 3,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1521% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2070% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0880% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7457% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2545% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2099% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2874% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9455% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3166% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2496% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4342% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3120% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3904% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5015% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8725% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0915% | 7,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 5,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 2,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2041% | 3,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3273% | 5,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1750% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 2,121 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1165% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5173% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6020% | 3,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 5,328 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 7,448 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |