Home > Summit Community Bank > Income and Expense
Summit Community Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 5,227 |
| Total interest expense | $228,000 | 5,464 |
| Net interest income | $2,088,000 | 5,141 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $319,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $83,000 | 5,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $236,000 | 4,097 |
| Total noninterest expense | $1,243,000 | 5,768 |
| Salaries and employee benefits | $678,000 | 5,746 |
| Premises and equipment expense | $184,000 | 5,248 |
| Additional noninterest expense | $381,000 | 5,853 |
| Pre-tax net operating income | $1,074,000 | 3,564 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,074,000 | 3,289 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,074,000 | 3,292 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,074,000 | 3,293 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $507,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,074,000 | 3,213 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 5,317 |
| Total interest expense | $153,000 | 5,522 |
| Net interest income | $1,343,000 | 5,215 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $162,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $54,000 | 5,183 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $108,000 | 4,639 |
| Total noninterest expense | $817,000 | 5,814 |
| Salaries and employee benefits | $451,000 | 5,786 |
| Premises and equipment expense | $115,000 | 5,380 |
| Additional noninterest expense | $251,000 | 5,889 |
| Pre-tax net operating income | $598,000 | 3,827 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $598,000 | 3,615 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $598,000 | 3,617 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $598,000 | 3,618 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $507,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $598,000 | 3,509 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 5,360 |
| Total interest expense | $79,000 | 5,549 |
| Net interest income | $667,000 | 5,255 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $103,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $22,000 | 5,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 4,075 |
| Total noninterest expense | $388,000 | 5,962 |
| Salaries and employee benefits | $210,000 | 5,948 |
| Premises and equipment expense | $53,000 | 5,559 |
| Additional noninterest expense | $125,000 | 5,961 |
| Pre-tax net operating income | $292,000 | 3,849 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $292,000 | 3,618 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $292,000 | 3,618 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $292,000 | 3,620 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $507,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $292,000 | 3,525 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 5,432 |
| Total interest expense | $365,000 | 5,693 |
| Net interest income | $2,712,000 | 5,314 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $501,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $112,000 | 5,271 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $389,000 | 3,666 |
| Total noninterest expense | $1,381,000 | 6,240 |
| Salaries and employee benefits | $715,000 | 6,252 |
| Premises and equipment expense | $163,000 | 6,013 |
| Additional noninterest expense | $503,000 | 6,062 |
| Pre-tax net operating income | $1,232,000 | 3,668 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,232,000 | 3,478 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,232,000 | 3,480 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,232,000 | 3,481 |
| Net charge-offs | $462,000 | 2,754 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,232,000 | 3,339 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 5,335 |
| Total interest expense | $298,000 | 5,686 |
| Net interest income | $2,233,000 | 5,203 |
| Provision for loan and lease losses | $537,000 | 2,188 |
| Total noninterest income | $148,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $83,000 | 5,361 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $65,000 | 5,532 |
| Total noninterest expense | $1,061,000 | 6,252 |
| Salaries and employee benefits | $555,000 | 6,254 |
| Premises and equipment expense | $122,000 | 6,086 |
| Additional noninterest expense | $384,000 | 6,096 |
| Pre-tax net operating income | $783,000 | 4,067 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $783,000 | 3,894 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $783,000 | 3,895 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $783,000 | 3,896 |
| Net charge-offs | $455,000 | 2,309 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $783,000 | 3,731 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 5,375 |
| Total interest expense | $208,000 | 5,702 |
| Net interest income | $1,482,000 | 5,244 |
| Provision for loan and lease losses | $374,000 | 2,171 |
| Total noninterest income | $54,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $40,000 | 5,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,336 |
| Total noninterest expense | $726,000 | 6,254 |
| Salaries and employee benefits | $373,000 | 6,292 |
| Premises and equipment expense | $81,000 | 6,115 |
| Additional noninterest expense | $272,000 | 6,059 |
| Pre-tax net operating income | $436,000 | 4,325 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $436,000 | 4,219 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $436,000 | 4,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $436,000 | 4,221 |
| Net charge-offs | $455,000 | 1,881 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $436,000 | 4,043 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 5,170 |
| Total interest expense | $110,000 | 5,710 |
| Net interest income | $834,000 | 4,997 |
| Provision for loan and lease losses | $112,000 | 2,747 |
| Total noninterest income | $8,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-9,000 | 6,975 |
| Total noninterest expense | $360,000 | 6,309 |
| Salaries and employee benefits | $192,000 | 6,276 |
| Premises and equipment expense | $39,000 | 6,220 |
| Additional noninterest expense | $129,000 | 6,173 |
| Pre-tax net operating income | $370,000 | 3,451 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $370,000 | 3,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 3,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $370,000 | 3,231 |
| Net charge-offs | $239,000 | 1,693 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $370,000 | 3,069 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 5,700 |
| Total interest expense | $602,000 | 5,516 |
| Net interest income | $2,487,000 | 5,657 |
| Provision for loan and lease losses | $250,000 | 4,345 |
| Total noninterest income | $39,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $55,000 | 6,246 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-16,000 | 6,757 |
| Total noninterest expense | $1,478,000 | 6,332 |
| Salaries and employee benefits | $692,000 | 6,495 |
| Premises and equipment expense | $156,000 | 6,375 |
| Additional noninterest expense | $630,000 | 5,903 |
| Pre-tax net operating income | $798,000 | 4,090 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $798,000 | 3,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $798,000 | 3,951 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $798,000 | 3,950 |
| Net charge-offs | $333,000 | 3,683 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $798,000 | 3,824 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 5,758 |
| Total interest expense | $478,000 | 5,506 |
| Net interest income | $1,843,000 | 5,725 |
| Provision for loan and lease losses | $187,000 | 4,224 |
| Total noninterest income | $7,000 | 7,069 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $32,000 | 6,476 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-25,000 | 6,966 |
| Total noninterest expense | $1,148,000 | 6,318 |
| Salaries and employee benefits | $537,000 | 6,467 |
| Premises and equipment expense | $117,000 | 6,415 |
| Additional noninterest expense | $494,000 | 5,855 |
| Pre-tax net operating income | $515,000 | 4,431 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $515,000 | 4,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 4,261 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $515,000 | 4,261 |
| Net charge-offs | $350,000 | 3,073 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $515,000 | 4,131 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 5,853 |
| Total interest expense | $329,000 | 5,558 |
| Net interest income | $1,189,000 | 5,837 |
| Provision for loan and lease losses | $125,000 | 4,121 |
| Total noninterest income | $24,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $21,000 | 6,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,846 |
| Total noninterest expense | $759,000 | 6,395 |
| Salaries and employee benefits | $360,000 | 6,514 |
| Premises and equipment expense | $78,000 | 6,455 |
| Additional noninterest expense | $321,000 | 5,985 |
| Pre-tax net operating income | $329,000 | 4,488 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $329,000 | 4,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $329,000 | 4,310 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $329,000 | 4,312 |
| Net charge-offs | $214,000 | 3,041 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $329,000 | 4,222 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 5,804 |
| Total interest expense | $169,000 | 5,602 |
| Net interest income | $620,000 | 5,747 |
| Provision for loan and lease losses | $62,000 | 3,923 |
| Total noninterest income | $12,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $401,000 | 6,340 |
| Salaries and employee benefits | $184,000 | 6,521 |
| Premises and equipment expense | $40,000 | 6,475 |
| Additional noninterest expense | $177,000 | 5,812 |
| Pre-tax net operating income | $169,000 | 4,471 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $169,000 | 4,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $169,000 | 4,255 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $169,000 | 4,256 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $169,000 | 4,200 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 5,956 |
| Total interest expense | $1,292,000 | 4,625 |
| Net interest income | $1,822,000 | 6,405 |
| Provision for loan and lease losses | $132,000 | 5,767 |
| Total noninterest income | $93,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 6,339 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 6,107 |
| Total noninterest expense | $1,541,000 | 6,472 |
| Salaries and employee benefits | $622,000 | 6,875 |
| Premises and equipment expense | $166,000 | 6,504 |
| Additional noninterest expense | $753,000 | 5,745 |
| Pre-tax net operating income | $242,000 | 5,073 |
| Securities gains (losses) | $28,000 | 2,956 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $270,000 | 5,048 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $270,000 | 5,051 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $270,000 | 5,051 |
| Net charge-offs | $135,000 | 5,150 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $242,000 | 4,994 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 6,096 |
| Total interest expense | $968,000 | 4,781 |
| Net interest income | $1,332,000 | 6,540 |
| Provision for loan and lease losses | $96,000 | 5,722 |
| Total noninterest income | $48,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $33,000 | 6,398 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $15,000 | 6,786 |
| Total noninterest expense | $1,139,000 | 6,559 |
| Salaries and employee benefits | $521,000 | 6,741 |
| Premises and equipment expense | $123,000 | 6,591 |
| Additional noninterest expense | $495,000 | 6,062 |
| Pre-tax net operating income | $145,000 | 5,442 |
| Securities gains (losses) | $28,000 | 2,749 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $173,000 | 5,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $173,000 | 5,420 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $173,000 | 5,420 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $145,000 | 5,367 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 6,132 |
| Total interest expense | $633,000 | 4,941 |
| Net interest income | $904,000 | 6,542 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $18,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 7,234 |
| Total noninterest expense | $766,000 | 6,578 |
| Salaries and employee benefits | $349,000 | 6,783 |
| Premises and equipment expense | $80,000 | 6,663 |
| Additional noninterest expense | $337,000 | 6,055 |
| Pre-tax net operating income | $96,000 | 5,532 |
| Securities gains (losses) | $28,000 | 2,205 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $124,000 | 5,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,391 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $124,000 | 5,391 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $96,000 | 5,442 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,325 |
| Total interest expense | $305,000 | 5,162 |
| Net interest income | $425,000 | 6,710 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $1,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-7,000 | 7,552 |
| Total noninterest expense | $344,000 | 6,857 |
| Salaries and employee benefits | $172,000 | 6,906 |
| Premises and equipment expense | $44,000 | 6,603 |
| Additional noninterest expense | $128,000 | 6,618 |
| Pre-tax net operating income | $52,000 | 5,639 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $52,000 | 5,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,676 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $52,000 | 5,675 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $52,000 | 5,575 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 6,420 |
| Total interest expense | $778,000 | 6,520 |
| Net interest income | $2,096,000 | 6,255 |
| Provision for loan and lease losses | $570,000 | 4,341 |
| Total noninterest income | $53,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $45,000 | 6,552 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,000 | 7,239 |
| Total noninterest expense | $1,499,000 | 6,796 |
| Salaries and employee benefits | $582,000 | 7,239 |
| Premises and equipment expense | $203,000 | 6,461 |
| Additional noninterest expense | $714,000 | 6,088 |
| Pre-tax net operating income | $80,000 | 5,150 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $80,000 | 5,236 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $80,000 | 5,235 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $80,000 | 5,235 |
| Net charge-offs | $463,000 | 3,896 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $80,000 | 5,173 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 6,617 |
| Total interest expense | $589,000 | 6,638 |
| Net interest income | $1,431,000 | 6,489 |
| Provision for loan and lease losses | $480,000 | 3,857 |
| Total noninterest income | $53,000 | 7,371 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $35,000 | 6,570 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $1,114,000 | 6,845 |
| Salaries and employee benefits | $439,000 | 7,278 |
| Premises and equipment expense | $181,000 | 6,180 |
| Additional noninterest expense | $494,000 | 6,272 |
| Pre-tax net operating income | $-110,000 | 5,900 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-110,000 | 5,996 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-110,000 | 5,996 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-110,000 | 5,996 |
| Net charge-offs | $463,000 | 3,149 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-110,000 | 5,962 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 6,684 |
| Total interest expense | $415,000 | 6,648 |
| Net interest income | $936,000 | 6,542 |
| Provision for loan and lease losses | $390,000 | 3,317 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $22,000 | 6,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,000 | 7,286 |
| Total noninterest expense | $680,000 | 7,058 |
| Salaries and employee benefits | $299,000 | 7,330 |
| Premises and equipment expense | $129,000 | 6,078 |
| Additional noninterest expense | $252,000 | 6,833 |
| Pre-tax net operating income | $-103,000 | 6,103 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-103,000 | 6,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-103,000 | 6,194 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-103,000 | 6,194 |
| Net charge-offs | $463,000 | 2,432 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-103,000 | 6,160 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,688 |
| Total interest expense | $207,000 | 6,744 |
| Net interest income | $482,000 | 6,485 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $15,000 | 7,594 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $327,000 | 7,117 |
| Salaries and employee benefits | $163,000 | 7,236 |
| Premises and equipment expense | $60,000 | 6,298 |
| Additional noninterest expense | $104,000 | 7,034 |
| Pre-tax net operating income | $50,000 | 5,636 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $50,000 | 5,682 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $50,000 | 5,685 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $50,000 | 5,685 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $50,000 | 5,516 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 6,754 |
| Total interest expense | $999,000 | 6,777 |
| Net interest income | $1,801,000 | 6,645 |
| Provision for loan and lease losses | $600,000 | 3,490 |
| Total noninterest income | $78,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 6,556 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $1,249,000 | 7,212 |
| Salaries and employee benefits | $596,000 | 7,414 |
| Premises and equipment expense | $150,000 | 7,144 |
| Additional noninterest expense | $503,000 | 6,605 |
| Pre-tax net operating income | $30,000 | 6,212 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $30,000 | 6,102 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $30,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,806 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $30,000 | 6,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 6,854 |
| Total interest expense | $739,000 | 6,921 |
| Net interest income | $1,333,000 | 6,714 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $55,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 7,487 |
| Total noninterest expense | $961,000 | 7,172 |
| Salaries and employee benefits | $497,000 | 7,262 |
| Premises and equipment expense | $114,000 | 7,183 |
| Additional noninterest expense | $350,000 | 6,762 |
| Pre-tax net operating income | $247,000 | 5,852 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $247,000 | 5,460 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $247,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,888 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $247,000 | 5,635 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 7,031 |
| Total interest expense | $447,000 | 7,180 |
| Net interest income | $856,000 | 6,823 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $34,000 | 7,798 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $625,000 | 7,274 |
| Salaries and employee benefits | $334,000 | 7,321 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $211,000 | 6,971 |
| Pre-tax net operating income | $145,000 | 6,145 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $145,000 | 6,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $145,000 | 5,954 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 7,227 |
| Total interest expense | $206,000 | 7,442 |
| Net interest income | $418,000 | 6,922 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $331,000 | 7,204 |
| Salaries and employee benefits | $171,000 | 7,304 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $115,000 | 6,809 |
| Pre-tax net operating income | $44,000 | 6,683 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $44,000 | 6,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 6,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $44,000 | 6,566 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 8,033 |
| Total interest expense | $303,000 | 8,204 |
| Net interest income | $984,000 | 7,760 |
| Provision for loan and lease losses | $160,000 | 4,234 |
| Total noninterest income | $17,000 | 8,258 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,000 | 7,385 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $12,000 | 8,001 |
| Total noninterest expense | $826,000 | 7,900 |
| Salaries and employee benefits | $462,000 | 7,900 |
| Premises and equipment expense | $109,000 | 7,650 |
| Additional noninterest expense | $255,000 | 7,759 |
| Pre-tax net operating income | $15,000 | 7,396 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $15,000 | 7,455 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $15,000 | 7,425 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 8,301 |
| Total interest expense | $128,000 | 8,370 |
| Net interest income | $532,000 | 8,132 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,000 | 8,162 |
| Total noninterest expense | $475,000 | 8,163 |
| Salaries and employee benefits | $246,000 | 8,211 |
| Premises and equipment expense | $69,000 | 7,817 |
| Additional noninterest expense | $160,000 | 7,947 |
| Pre-tax net operating income | $-37,000 | 7,716 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-37,000 | 7,756 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-37,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-37,000 | 7,737 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $227,000 | 8,527 |
| Total interest expense | $28,000 | 8,509 |
| Net interest income | $199,000 | 8,467 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $5,000 | 8,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $212,000 | 8,453 |
| Salaries and employee benefits | $94,000 | 8,498 |
| Premises and equipment expense | $32,000 | 8,160 |
| Additional noninterest expense | $86,000 | 8,176 |
| Pre-tax net operating income | $-48,000 | 7,885 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-48,000 | 7,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-48,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-48,000 | 7,899 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.