Home > Summit Community Bank > Income and Expense
Summit Community Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 3,286 |
| Total interest expense | $175,000 | 3,446 |
| Net interest income | $1,529,000 | 3,222 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $1,123,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,102,000 | 780 |
| Total noninterest expense | $2,061,000 | 2,278 |
| Salaries and employee benefits | $1,337,000 | 1,942 |
| Premises and equipment expense | $215,000 | 2,610 |
| Additional noninterest expense | $509,000 | 2,843 |
| Pre-tax net operating income | $566,000 | 2,678 |
| Securities gains (losses) | $24,000 | 901 |
| Applicable income taxes | $203,000 | 1,700 |
| Income before extraordinary items | $387,000 | 3,074 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $387,000 | 3,077 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $387,000 | 3,077 |
| Net charge-offs | $175,000 | 1,028 |
| Cash dividends | $340,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $371,160 | 3,122 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,936,000 | 3,272 |
| Total interest expense | $818,000 | 3,404 |
| Net interest income | $6,118,000 | 3,228 |
| Provision for loan and lease losses | $205,000 | 2,930 |
| Total noninterest income | $6,539,000 | 935 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $103,000 | 5,218 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,436,000 | 666 |
| Total noninterest expense | $9,564,000 | 1,973 |
| Salaries and employee benefits | $6,412,000 | 1,617 |
| Premises and equipment expense | $909,000 | 2,441 |
| Additional noninterest expense | $2,243,000 | 2,730 |
| Pre-tax net operating income | $2,888,000 | 2,224 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,023,000 | 1,446 |
| Income before extraordinary items | $1,865,000 | 2,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,865,000 | 2,747 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,865,000 | 2,747 |
| Net charge-offs | $483,000 | 2,052 |
| Cash dividends | $434,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,865,000 | 2,686 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 3,280 |
| Total interest expense | $629,000 | 3,427 |
| Net interest income | $4,624,000 | 3,223 |
| Provision for loan and lease losses | $185,000 | 2,676 |
| Total noninterest income | $5,210,000 | 904 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $79,000 | 5,234 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,131,000 | 654 |
| Total noninterest expense | $7,462,000 | 1,913 |
| Salaries and employee benefits | $5,028,000 | 1,549 |
| Premises and equipment expense | $682,000 | 2,460 |
| Additional noninterest expense | $1,752,000 | 2,619 |
| Pre-tax net operating income | $2,187,000 | 2,274 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $766,000 | 1,492 |
| Income before extraordinary items | $1,421,000 | 2,762 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,421,000 | 2,766 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,421,000 | 2,766 |
| Net charge-offs | $324,000 | 2,042 |
| Cash dividends | $179,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,421,000 | 2,680 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 3,289 |
| Total interest expense | $431,000 | 3,426 |
| Net interest income | $3,065,000 | 3,237 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $3,595,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $54,000 | 5,183 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,541,000 | 641 |
| Total noninterest expense | $5,039,000 | 1,892 |
| Salaries and employee benefits | $3,353,000 | 1,550 |
| Premises and equipment expense | $461,000 | 2,439 |
| Additional noninterest expense | $1,225,000 | 2,486 |
| Pre-tax net operating income | $1,471,000 | 2,226 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $515,000 | 1,487 |
| Income before extraordinary items | $956,000 | 2,730 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $956,000 | 2,735 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $956,000 | 2,735 |
| Net charge-offs | $271,000 | 1,790 |
| Cash dividends | $145,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $956,000 | 2,632 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,306 |
| Total interest expense | $218,000 | 3,490 |
| Net interest income | $1,536,000 | 3,241 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $1,723,000 | 919 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,697,000 | 672 |
| Total noninterest expense | $2,557,000 | 1,880 |
| Salaries and employee benefits | $1,641,000 | 1,605 |
| Premises and equipment expense | $217,000 | 2,600 |
| Additional noninterest expense | $699,000 | 2,230 |
| Pre-tax net operating income | $627,000 | 2,482 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $216,000 | 1,634 |
| Income before extraordinary items | $411,000 | 2,974 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $411,000 | 2,974 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $411,000 | 2,976 |
| Net charge-offs | $57,000 | 2,329 |
| Cash dividends | $55,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $411,000 | 2,893 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 3,447 |
| Total interest expense | $1,089,000 | 3,416 |
| Net interest income | $5,921,000 | 3,405 |
| Provision for loan and lease losses | $700,000 | 2,253 |
| Total noninterest income | $6,826,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $107,000 | 5,337 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,719,000 | 651 |
| Total noninterest expense | $9,894,000 | 1,931 |
| Salaries and employee benefits | $7,032,000 | 1,450 |
| Premises and equipment expense | $885,000 | 2,524 |
| Additional noninterest expense | $1,977,000 | 3,124 |
| Pre-tax net operating income | $2,153,000 | 2,677 |
| Securities gains (losses) | $36,000 | 2,920 |
| Applicable income taxes | $712,000 | 1,822 |
| Income before extraordinary items | $1,477,000 | 3,161 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,477,000 | 3,161 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,477,000 | 3,161 |
| Net charge-offs | $483,000 | 2,703 |
| Cash dividends | $228,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,452,880 | 3,054 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 3,524 |
| Total interest expense | $843,000 | 3,461 |
| Net interest income | $4,375,000 | 3,494 |
| Provision for loan and lease losses | $480,000 | 2,323 |
| Total noninterest income | $4,817,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $77,000 | 5,469 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,740,000 | 668 |
| Total noninterest expense | $7,218,000 | 1,981 |
| Salaries and employee benefits | $5,080,000 | 1,496 |
| Premises and equipment expense | $677,000 | 2,505 |
| Additional noninterest expense | $1,461,000 | 3,182 |
| Pre-tax net operating income | $1,494,000 | 2,896 |
| Securities gains (losses) | $36,000 | 2,615 |
| Applicable income taxes | $498,000 | 1,947 |
| Income before extraordinary items | $1,032,000 | 3,364 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,032,000 | 3,365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,032,000 | 3,366 |
| Net charge-offs | $355,000 | 2,619 |
| Cash dividends | $173,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,007,880 | 3,265 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 3,605 |
| Total interest expense | $577,000 | 3,492 |
| Net interest income | $2,827,000 | 3,585 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $2,939,000 | 999 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $48,000 | 5,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,891,000 | 712 |
| Total noninterest expense | $4,669,000 | 2,054 |
| Salaries and employee benefits | $3,212,000 | 1,572 |
| Premises and equipment expense | $457,000 | 2,490 |
| Additional noninterest expense | $1,000,000 | 3,118 |
| Pre-tax net operating income | $847,000 | 3,176 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $284,000 | 2,114 |
| Income before extraordinary items | $582,000 | 3,709 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $582,000 | 3,710 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $582,000 | 3,711 |
| Net charge-offs | $288,000 | 2,367 |
| Cash dividends | $115,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $569,270 | 3,560 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 3,675 |
| Total interest expense | $303,000 | 3,494 |
| Net interest income | $1,379,000 | 3,663 |
| Provision for loan and lease losses | $160,000 | 2,234 |
| Total noninterest income | $1,199,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,174,000 | 810 |
| Total noninterest expense | $2,095,000 | 2,277 |
| Salaries and employee benefits | $1,398,000 | 1,796 |
| Premises and equipment expense | $231,000 | 2,477 |
| Additional noninterest expense | $466,000 | 3,266 |
| Pre-tax net operating income | $323,000 | 3,701 |
| Securities gains (losses) | $19,000 | 1,613 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $233,000 | 4,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $233,000 | 4,120 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $233,000 | 4,120 |
| Net charge-offs | $151,000 | 2,078 |
| Cash dividends | $55,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $220,080 | 4,061 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,109,000 | 3,635 |
| Total interest expense | $1,661,000 | 3,178 |
| Net interest income | $5,448,000 | 3,700 |
| Provision for loan and lease losses | $400,000 | 3,737 |
| Total noninterest income | $3,533,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $97,000 | 5,561 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,436,000 | 946 |
| Total noninterest expense | $7,689,000 | 2,461 |
| Salaries and employee benefits | $4,786,000 | 2,025 |
| Premises and equipment expense | $963,000 | 2,483 |
| Additional noninterest expense | $1,940,000 | 3,221 |
| Pre-tax net operating income | $892,000 | 3,931 |
| Securities gains (losses) | $-3,000 | 6,779 |
| Applicable income taxes | $288,000 | 2,578 |
| Income before extraordinary items | $601,000 | 4,405 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $601,000 | 4,406 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $601,000 | 4,406 |
| Net charge-offs | $478,000 | 3,232 |
| Cash dividends | $67,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $603,040 | 4,275 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 3,689 |
| Total interest expense | $1,312,000 | 3,173 |
| Net interest income | $3,996,000 | 3,772 |
| Provision for loan and lease losses | $350,000 | 3,408 |
| Total noninterest income | $2,679,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,607,000 | 928 |
| Total noninterest expense | $5,872,000 | 2,429 |
| Salaries and employee benefits | $3,364,000 | 2,158 |
| Premises and equipment expense | $731,000 | 2,476 |
| Additional noninterest expense | $1,777,000 | 2,701 |
| Pre-tax net operating income | $453,000 | 4,608 |
| Securities gains (losses) | $-3,000 | 6,910 |
| Applicable income taxes | $139,000 | 2,963 |
| Income before extraordinary items | $311,000 | 5,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 5,002 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $311,000 | 5,002 |
| Net charge-offs | $208,000 | 3,670 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $313,070 | 4,880 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 3,727 |
| Total interest expense | $925,000 | 3,148 |
| Net interest income | $2,618,000 | 3,828 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $1,443,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,398,000 | 1,068 |
| Total noninterest expense | $3,587,000 | 2,631 |
| Salaries and employee benefits | $2,062,000 | 2,355 |
| Premises and equipment expense | $503,000 | 2,437 |
| Additional noninterest expense | $1,022,000 | 3,154 |
| Pre-tax net operating income | $124,000 | 5,558 |
| Securities gains (losses) | $-24,000 | 7,146 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $79,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 5,825 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $79,000 | 5,826 |
| Net charge-offs | $234,000 | 2,949 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $97,960 | 5,633 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 3,738 |
| Total interest expense | $491,000 | 3,090 |
| Net interest income | $1,284,000 | 3,873 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $625,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $603,000 | 1,175 |
| Total noninterest expense | $1,769,000 | 2,682 |
| Salaries and employee benefits | $1,041,000 | 2,354 |
| Premises and equipment expense | $254,000 | 2,461 |
| Additional noninterest expense | $474,000 | 3,316 |
| Pre-tax net operating income | $-60,000 | 6,576 |
| Securities gains (losses) | $-3,000 | 7,054 |
| Applicable income taxes | $-29,000 | 7,126 |
| Income before extraordinary items | $-34,000 | 6,541 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-34,000 | 6,541 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-34,000 | 6,541 |
| Net charge-offs | $141,000 | 2,410 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-32,080 | 6,527 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 3,589 |
| Total interest expense | $2,823,000 | 2,731 |
| Net interest income | $5,080,000 | 3,915 |
| Provision for loan and lease losses | $1,943,000 | 2,114 |
| Total noninterest income | $5,663,000 | 974 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 5,546 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,568,000 | 685 |
| Total noninterest expense | $8,292,000 | 2,333 |
| Salaries and employee benefits | $5,322,000 | 1,819 |
| Premises and equipment expense | $1,060,000 | 2,352 |
| Additional noninterest expense | $1,910,000 | 3,381 |
| Pre-tax net operating income | $508,000 | 4,352 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $143,000 | 2,969 |
| Income before extraordinary items | $380,000 | 4,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $380,000 | 4,687 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $380,000 | 4,687 |
| Net charge-offs | $1,359,000 | 2,288 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $369,050 | 4,570 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,996,000 | 3,624 |
| Total interest expense | $2,216,000 | 2,741 |
| Net interest income | $3,780,000 | 3,990 |
| Provision for loan and lease losses | $1,493,000 | 1,985 |
| Total noninterest income | $4,058,000 | 988 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $72,000 | 5,624 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,986,000 | 672 |
| Total noninterest expense | $5,996,000 | 2,419 |
| Salaries and employee benefits | $3,912,000 | 1,859 |
| Premises and equipment expense | $767,000 | 2,479 |
| Additional noninterest expense | $1,317,000 | 3,571 |
| Pre-tax net operating income | $349,000 | 4,678 |
| Securities gains (losses) | $15,000 | 2,997 |
| Applicable income taxes | $94,000 | 3,168 |
| Income before extraordinary items | $270,000 | 4,996 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $270,000 | 4,998 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $270,000 | 4,999 |
| Net charge-offs | $1,326,000 | 1,890 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $258,900 | 4,875 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 3,650 |
| Total interest expense | $1,569,000 | 2,690 |
| Net interest income | $2,430,000 | 4,093 |
| Provision for loan and lease losses | $850,000 | 2,119 |
| Total noninterest income | $2,677,000 | 974 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $47,000 | 5,677 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,630,000 | 652 |
| Total noninterest expense | $3,839,000 | 2,520 |
| Salaries and employee benefits | $2,531,000 | 1,923 |
| Premises and equipment expense | $512,000 | 2,490 |
| Additional noninterest expense | $796,000 | 3,815 |
| Pre-tax net operating income | $418,000 | 3,931 |
| Securities gains (losses) | $15,000 | 2,470 |
| Applicable income taxes | $131,000 | 2,540 |
| Income before extraordinary items | $302,000 | 4,292 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $302,000 | 4,291 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $302,000 | 4,291 |
| Net charge-offs | $621,000 | 2,201 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $291,500 | 4,211 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,721 |
| Total interest expense | $804,000 | 2,749 |
| Net interest income | $1,189,000 | 4,188 |
| Provision for loan and lease losses | $350,000 | 2,221 |
| Total noninterest income | $1,143,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,118,000 | 724 |
| Total noninterest expense | $1,867,000 | 2,617 |
| Salaries and employee benefits | $1,229,000 | 2,009 |
| Premises and equipment expense | $259,000 | 2,520 |
| Additional noninterest expense | $379,000 | 3,938 |
| Pre-tax net operating income | $115,000 | 4,891 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $34,000 | 3,085 |
| Income before extraordinary items | $90,000 | 5,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 5,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $90,000 | 5,113 |
| Net charge-offs | $256,000 | 2,203 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $83,430 | 5,086 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,749,000 | 3,587 |
| Total interest expense | $4,564,000 | 2,453 |
| Net interest income | $4,185,000 | 4,443 |
| Provision for loan and lease losses | $1,599,000 | 2,794 |
| Total noninterest income | $3,355,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $107,000 | 5,657 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,248,000 | 996 |
| Total noninterest expense | $6,033,000 | 3,165 |
| Salaries and employee benefits | $3,778,000 | 2,572 |
| Premises and equipment expense | $872,000 | 2,900 |
| Additional noninterest expense | $1,383,000 | 4,309 |
| Pre-tax net operating income | $-92,000 | 5,576 |
| Securities gains (losses) | $28,000 | 2,908 |
| Applicable income taxes | $-79,000 | 6,526 |
| Income before extraordinary items | $15,000 | 5,477 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $15,000 | 5,476 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $15,000 | 5,476 |
| Net charge-offs | $1,802,000 | 2,157 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,920 | 5,492 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,649,000 | 3,601 |
| Total interest expense | $3,618,000 | 2,439 |
| Net interest income | $3,031,000 | 4,555 |
| Provision for loan and lease losses | $1,080,000 | 2,670 |
| Total noninterest income | $1,797,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $82,000 | 5,667 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,715,000 | 1,277 |
| Total noninterest expense | $4,155,000 | 3,403 |
| Salaries and employee benefits | $2,500,000 | 2,950 |
| Premises and equipment expense | $600,000 | 3,164 |
| Additional noninterest expense | $1,055,000 | 4,238 |
| Pre-tax net operating income | $-407,000 | 6,245 |
| Securities gains (losses) | $27,000 | 2,619 |
| Applicable income taxes | $-152,000 | 7,036 |
| Income before extraordinary items | $-228,000 | 6,155 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-228,000 | 6,156 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-228,000 | 6,155 |
| Net charge-offs | $1,215,000 | 1,989 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-245,280 | 6,148 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 3,636 |
| Total interest expense | $2,520,000 | 2,434 |
| Net interest income | $1,903,000 | 4,725 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $754,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $58,000 | 5,576 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $696,000 | 1,816 |
| Total noninterest expense | $2,314,000 | 3,947 |
| Salaries and employee benefits | $1,303,000 | 3,652 |
| Premises and equipment expense | $376,000 | 3,348 |
| Additional noninterest expense | $635,000 | 4,556 |
| Pre-tax net operating income | $93,000 | 5,269 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $19,000 | 3,735 |
| Income before extraordinary items | $83,000 | 5,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 5,330 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $83,000 | 5,330 |
| Net charge-offs | $91,000 | 4,347 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $75,710 | 5,303 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 3,702 |
| Total interest expense | $1,292,000 | 2,464 |
| Net interest income | $890,000 | 4,920 |
| Provision for loan and lease losses | $122,000 | 3,574 |
| Total noninterest income | $229,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $199,000 | 2,526 |
| Total noninterest expense | $930,000 | 4,515 |
| Salaries and employee benefits | $460,000 | 4,727 |
| Premises and equipment expense | $164,000 | 3,727 |
| Additional noninterest expense | $306,000 | 4,348 |
| Pre-tax net operating income | $67,000 | 5,411 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $53,000 | 5,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 5,634 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $53,000 | 5,634 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,460 | 5,497 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,160,000 | 3,759 |
| Total interest expense | $5,933,000 | 2,546 |
| Net interest income | $3,227,000 | 5,206 |
| Provision for loan and lease losses | $363,000 | 4,295 |
| Total noninterest income | $396,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 5,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $272,000 | 4,275 |
| Total noninterest expense | $3,127,000 | 4,991 |
| Salaries and employee benefits | $1,552,000 | 5,244 |
| Premises and equipment expense | $583,000 | 4,023 |
| Additional noninterest expense | $992,000 | 4,847 |
| Pre-tax net operating income | $133,000 | 5,932 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $12,000 | 4,478 |
| Income before extraordinary items | $121,000 | 5,785 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $121,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 3,703 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $121,000 | 5,937 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,897,000 | 3,813 |
| Total interest expense | $4,510,000 | 2,603 |
| Net interest income | $2,387,000 | 5,288 |
| Provision for loan and lease losses | $158,000 | 4,566 |
| Total noninterest income | $298,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $91,000 | 5,671 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $207,000 | 4,351 |
| Total noninterest expense | $2,396,000 | 4,895 |
| Salaries and employee benefits | $1,182,000 | 5,216 |
| Premises and equipment expense | $460,000 | 3,882 |
| Additional noninterest expense | $754,000 | 4,729 |
| Pre-tax net operating income | $131,000 | 6,285 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $24,000 | 4,520 |
| Income before extraordinary items | $107,000 | 6,140 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $107,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,748 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $107,000 | 6,295 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 3,875 |
| Total interest expense | $3,045,000 | 2,677 |
| Net interest income | $1,527,000 | 5,420 |
| Provision for loan and lease losses | $107,000 | 4,169 |
| Total noninterest income | $198,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $57,000 | 5,778 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $141,000 | 4,410 |
| Total noninterest expense | $1,605,000 | 4,901 |
| Salaries and employee benefits | $784,000 | 5,279 |
| Premises and equipment expense | $307,000 | 3,902 |
| Additional noninterest expense | $514,000 | 4,649 |
| Pre-tax net operating income | $13,000 | 6,865 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-17,000 | 7,639 |
| Income before extraordinary items | $30,000 | 6,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,549 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $30,000 | 6,763 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 3,970 |
| Total interest expense | $1,553,000 | 2,790 |
| Net interest income | $723,000 | 5,592 |
| Provision for loan and lease losses | $33,000 | 4,291 |
| Total noninterest income | $104,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $787,000 | 4,976 |
| Salaries and employee benefits | $395,000 | 5,278 |
| Premises and equipment expense | $150,000 | 3,987 |
| Additional noninterest expense | $242,000 | 4,793 |
| Pre-tax net operating income | $7,000 | 7,093 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-4,000 | 7,784 |
| Income before extraordinary items | $11,000 | 7,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $11,000 | 7,044 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,529,000 | 4,193 |
| Total interest expense | $5,466,000 | 3,236 |
| Net interest income | $3,063,000 | 5,441 |
| Provision for loan and lease losses | $179,000 | 4,097 |
| Total noninterest income | $365,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $96,000 | 6,071 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $269,000 | 4,439 |
| Total noninterest expense | $2,771,000 | 5,260 |
| Salaries and employee benefits | $1,416,000 | 5,480 |
| Premises and equipment expense | $475,000 | 4,522 |
| Additional noninterest expense | $880,000 | 5,025 |
| Pre-tax net operating income | $478,000 | 6,063 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $119,000 | 4,341 |
| Income before extraordinary items | $360,000 | 6,206 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $360,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,104 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $359,250 | 6,195 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 4,255 |
| Total interest expense | $3,938,000 | 3,336 |
| Net interest income | $2,345,000 | 5,412 |
| Provision for loan and lease losses | $113,000 | 3,939 |
| Total noninterest income | $193,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 6,198 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $126,000 | 5,394 |
| Total noninterest expense | $1,973,000 | 5,405 |
| Salaries and employee benefits | $995,000 | 5,657 |
| Premises and equipment expense | $335,000 | 4,680 |
| Additional noninterest expense | $643,000 | 5,074 |
| Pre-tax net operating income | $452,000 | 5,959 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $122,000 | 4,253 |
| Income before extraordinary items | $330,000 | 6,163 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $330,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,005 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $330,000 | 6,150 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 4,340 |
| Total interest expense | $2,520,000 | 3,431 |
| Net interest income | $1,552,000 | 5,470 |
| Provision for loan and lease losses | $61,000 | 3,977 |
| Total noninterest income | $127,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $1,274,000 | 5,538 |
| Salaries and employee benefits | $632,000 | 5,847 |
| Premises and equipment expense | $218,000 | 4,763 |
| Additional noninterest expense | $424,000 | 5,096 |
| Pre-tax net operating income | $344,000 | 5,787 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $97,000 | 4,157 |
| Income before extraordinary items | $247,000 | 6,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 6,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $247,000 | 6,023 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 4,413 |
| Total interest expense | $1,232,000 | 3,471 |
| Net interest income | $756,000 | 5,568 |
| Provision for loan and lease losses | $23,000 | 4,237 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $613,000 | 5,688 |
| Salaries and employee benefits | $305,000 | 5,989 |
| Premises and equipment expense | $107,000 | 4,842 |
| Additional noninterest expense | $201,000 | 5,243 |
| Pre-tax net operating income | $179,000 | 5,729 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $51,000 | 4,100 |
| Income before extraordinary items | $128,000 | 5,957 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $128,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $128,000 | 5,943 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 4,652 |
| Total interest expense | $3,888,000 | 3,664 |
| Net interest income | $2,896,000 | 5,631 |
| Provision for loan and lease losses | $219,000 | 3,373 |
| Total noninterest income | $220,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $85,000 | 6,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 5,824 |
| Total noninterest expense | $2,252,000 | 5,803 |
| Salaries and employee benefits | $1,075,000 | 6,229 |
| Premises and equipment expense | $311,000 | 5,654 |
| Additional noninterest expense | $866,000 | 4,986 |
| Pre-tax net operating income | $645,000 | 6,065 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $204,000 | 4,277 |
| Income before extraordinary items | $441,000 | 6,360 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $441,000 | 6,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $441,000 | 6,359 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 4,736 |
| Total interest expense | $2,717,000 | 3,757 |
| Net interest income | $2,185,000 | 5,666 |
| Provision for loan and lease losses | $162,000 | 3,271 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $48,000 | 6,766 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,880 |
| Total noninterest expense | $1,666,000 | 5,830 |
| Salaries and employee benefits | $785,000 | 6,278 |
| Premises and equipment expense | $303,000 | 4,909 |
| Additional noninterest expense | $578,000 | 5,327 |
| Pre-tax net operating income | $503,000 | 6,207 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $166,000 | 4,369 |
| Income before extraordinary items | $337,000 | 6,521 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $337,000 | 6,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $337,000 | 6,527 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,129,000 | 4,825 |
| Total interest expense | $1,654,000 | 3,868 |
| Net interest income | $1,475,000 | 5,651 |
| Provision for loan and lease losses | $113,000 | 3,163 |
| Total noninterest income | $95,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $1,125,000 | 5,820 |
| Salaries and employee benefits | $523,000 | 6,313 |
| Premises and equipment expense | $173,000 | 5,359 |
| Additional noninterest expense | $429,000 | 4,985 |
| Pre-tax net operating income | $332,000 | 6,255 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $113,000 | 4,369 |
| Income before extraordinary items | $219,000 | 6,593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $219,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $219,000 | 6,589 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 4,905 |
| Total interest expense | $768,000 | 3,928 |
| Net interest income | $729,000 | 5,677 |
| Provision for loan and lease losses | $55,000 | 2,999 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $563,000 | 5,816 |
| Salaries and employee benefits | $262,000 | 6,327 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $189,000 | 5,359 |
| Pre-tax net operating income | $154,000 | 6,362 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $53,000 | 4,415 |
| Income before extraordinary items | $101,000 | 6,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $101,000 | 6,722 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 5,399 |
| Total interest expense | $2,189,000 | 4,170 |
| Net interest income | $2,440,000 | 6,111 |
| Provision for loan and lease losses | $249,000 | 3,182 |
| Total noninterest income | $193,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $42,000 | 7,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,718 |
| Total noninterest expense | $2,061,000 | 6,003 |
| Salaries and employee benefits | $932,000 | 6,544 |
| Premises and equipment expense | $382,000 | 5,005 |
| Additional noninterest expense | $747,000 | 5,393 |
| Pre-tax net operating income | $323,000 | 7,315 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $107,000 | 5,325 |
| Income before extraordinary items | $210,000 | 7,539 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $210,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $213,960 | 7,497 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 5,551 |
| Total interest expense | $1,513,000 | 4,262 |
| Net interest income | $1,755,000 | 6,257 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $151,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 7,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 5,592 |
| Total noninterest expense | $1,554,000 | 5,952 |
| Salaries and employee benefits | $695,000 | 6,562 |
| Premises and equipment expense | $292,000 | 4,928 |
| Additional noninterest expense | $567,000 | 5,293 |
| Pre-tax net operating income | $202,000 | 7,622 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $67,000 | 5,583 |
| Income before extraordinary items | $130,000 | 7,808 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $130,000 | 7,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $3,100,000 | 258 |
| Net operating income | $133,300 | 7,748 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 5,663 |
| Total interest expense | $934,000 | 4,339 |
| Net interest income | $1,120,000 | 6,371 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $90,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $73,000 | 5,795 |
| Total noninterest expense | $1,019,000 | 6,010 |
| Salaries and employee benefits | $443,000 | 6,683 |
| Premises and equipment expense | $193,000 | 4,940 |
| Additional noninterest expense | $383,000 | 5,241 |
| Pre-tax net operating income | $116,000 | 7,763 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $38,000 | 5,720 |
| Income before extraordinary items | $73,000 | 7,940 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $73,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $76,300 | 7,872 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,772 |
| Total interest expense | $444,000 | 4,369 |
| Net interest income | $544,000 | 6,482 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $59,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $527,000 | 5,924 |
| Salaries and employee benefits | $227,000 | 6,667 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $201,000 | 5,048 |
| Pre-tax net operating income | $41,000 | 8,010 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $27,000 | 8,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $27,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $27,000 | 8,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 6,390 |
| Total interest expense | $1,281,000 | 4,931 |
| Net interest income | $1,747,000 | 6,974 |
| Provision for loan and lease losses | $310,000 | 2,840 |
| Total noninterest income | $175,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $35,000 | 7,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $140,000 | 5,820 |
| Total noninterest expense | $1,551,000 | 6,792 |
| Salaries and employee benefits | $780,000 | 7,007 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $546,000 | 6,299 |
| Pre-tax net operating income | $61,000 | 8,213 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-420,000 | 8,894 |
| Income before extraordinary items | $481,000 | 6,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $481,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $481,000 | 6,357 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 6,624 |
| Total interest expense | $877,000 | 5,161 |
| Net interest income | $1,227,000 | 7,143 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $124,000 | 7,519 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $28,000 | 7,518 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 5,987 |
| Total noninterest expense | $1,137,000 | 6,825 |
| Salaries and employee benefits | $555,000 | 7,107 |
| Premises and equipment expense | $154,000 | 6,667 |
| Additional noninterest expense | $428,000 | 6,106 |
| Pre-tax net operating income | $-26,000 | 8,519 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-26,000 | 8,547 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-26,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-26,000 | 8,518 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 6,859 |
| Total interest expense | $516,000 | 5,561 |
| Net interest income | $777,000 | 7,284 |
| Provision for loan and lease losses | $207,000 | 2,150 |
| Total noninterest income | $82,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $748,000 | 6,898 |
| Salaries and employee benefits | $370,000 | 7,150 |
| Premises and equipment expense | $92,000 | 6,950 |
| Additional noninterest expense | $286,000 | 6,123 |
| Pre-tax net operating income | $-96,000 | 8,690 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-96,000 | 8,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-96,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-96,000 | 8,690 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,119 |
| Total interest expense | $226,000 | 5,989 |
| Net interest income | $365,000 | 7,462 |
| Provision for loan and lease losses | $101,000 | 2,097 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $374,000 | 6,949 |
| Salaries and employee benefits | $187,000 | 7,164 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $143,000 | 6,152 |
| Pre-tax net operating income | $-70,000 | 8,753 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-70,000 | 8,786 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-70,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-70,000 | 8,756 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 8,465 |
| Total interest expense | $388,000 | 8,146 |
| Net interest income | $745,000 | 8,494 |
| Provision for loan and lease losses | $387,000 | 2,658 |
| Total noninterest income | $210,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $9,000 | 7,947 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $201,000 | 5,275 |
| Total noninterest expense | $1,369,000 | 7,135 |
| Salaries and employee benefits | $773,000 | 7,017 |
| Premises and equipment expense | $165,000 | 7,199 |
| Additional noninterest expense | $431,000 | 6,952 |
| Pre-tax net operating income | $-801,000 | 8,924 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-801,000 | 8,995 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-801,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-801,000 | 8,944 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 8,767 |
| Total interest expense | $203,000 | 8,657 |
| Net interest income | $460,000 | 8,751 |
| Provision for loan and lease losses | $318,000 | 2,399 |
| Total noninterest income | $147,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $7,000 | 8,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 5,475 |
| Total noninterest expense | $1,002,000 | 7,198 |
| Salaries and employee benefits | $587,000 | 6,980 |
| Premises and equipment expense | $119,000 | 7,291 |
| Additional noninterest expense | $296,000 | 7,173 |
| Pre-tax net operating income | $-713,000 | 9,020 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-713,000 | 9,083 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-713,000 | 9,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-713,000 | 9,032 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $297,000 | 9,022 |
| Total interest expense | $71,000 | 9,024 |
| Net interest income | $226,000 | 8,966 |
| Provision for loan and lease losses | $227,000 | 2,299 |
| Total noninterest income | $83,000 | 7,712 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,000 | 8,063 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $80,000 | 5,712 |
| Total noninterest expense | $699,000 | 7,095 |
| Salaries and employee benefits | $422,000 | 6,799 |
| Premises and equipment expense | $79,000 | 7,317 |
| Additional noninterest expense | $198,000 | 7,163 |
| Pre-tax net operating income | $-617,000 | 9,107 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-617,000 | 9,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-617,000 | 9,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-617,000 | 9,106 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $62,000 | 9,227 |
| Total interest expense | $11,000 | 9,218 |
| Net interest income | $51,000 | 9,209 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $331,000 | 7,272 |
| Salaries and employee benefits | $189,000 | 7,111 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $103,000 | 7,068 |
| Pre-tax net operating income | $-325,000 | 9,146 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-323,000 | 9,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-323,000 | 9,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-325,000 | 9,140 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 9,354 |
| Total interest expense | $0 | 9,338 |
| Net interest income | $0 | 9,348 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $0 | 9,351 |
| Salaries and employee benefits | $0 | 9,330 |
| Premises and equipment expense | $0 | 9,317 |
| Additional noninterest expense | $0 | 9,348 |
| Pre-tax net operating income | $0 | 8,622 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $0 | 8,725 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $0 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $7,113,000 | 97 |
| Net operating income | $0 | 8,644 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.