Home > Summit Community Bank > Income and Expense
Summit Community Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,598,000 | 1,188 |
| Total interest expense | $11,424,000 | 1,502 |
| Net interest income | $18,174,000 | 951 |
| Provision for loan and lease losses | $887,000 | 1,177 |
| Total noninterest income | $2,326,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,488,000 | 901 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $838,000 | 2,092 |
| Total noninterest expense | $10,205,000 | 1,357 |
| Salaries and employee benefits | $5,352,000 | 1,334 |
| Premises and equipment expense | $1,339,000 | 1,553 |
| Additional noninterest expense | $3,514,000 | 1,295 |
| Pre-tax net operating income | $9,408,000 | 819 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $3,276,000 | 768 |
| Income before extraordinary items | $6,127,000 | 859 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,127,000 | 859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 1,209 |
| Cash dividends | $2,125,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,130,250 | 862 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,544,000 | 1,325 |
| Total interest expense | $8,160,000 | 1,824 |
| Net interest income | $16,384,000 | 1,068 |
| Provision for loan and lease losses | $853,000 | 1,118 |
| Total noninterest income | $2,330,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,453,000 | 912 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $877,000 | 2,035 |
| Total noninterest expense | $9,721,000 | 1,427 |
| Salaries and employee benefits | $4,987,000 | 1,385 |
| Premises and equipment expense | $1,278,000 | 1,599 |
| Additional noninterest expense | $3,456,000 | 1,336 |
| Pre-tax net operating income | $8,140,000 | 983 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $2,825,000 | 922 |
| Income before extraordinary items | $5,310,000 | 1,041 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,310,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,459 |
| Cash dividends | $2,500,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,313,250 | 1,025 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,688,000 | 1,419 |
| Total interest expense | $8,090,000 | 1,885 |
| Net interest income | $14,598,000 | 1,163 |
| Provision for loan and lease losses | $602,000 | 1,474 |
| Total noninterest income | $2,080,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,427,000 | 863 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $653,000 | 2,503 |
| Total noninterest expense | $8,875,000 | 1,494 |
| Salaries and employee benefits | $4,669,000 | 1,400 |
| Premises and equipment expense | $1,197,000 | 1,645 |
| Additional noninterest expense | $3,009,000 | 1,450 |
| Pre-tax net operating income | $7,201,000 | 1,051 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $2,518,000 | 1,012 |
| Income before extraordinary items | $4,718,000 | 1,143 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,718,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,303 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,695,250 | 1,115 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,912,000 | 1,750 |
| Total interest expense | $6,521,000 | 2,302 |
| Net interest income | $12,391,000 | 1,392 |
| Provision for loan and lease losses | $900,000 | 1,074 |
| Total noninterest income | $1,853,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,407,000 | 901 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $446,000 | 3,062 |
| Total noninterest expense | $7,454,000 | 1,746 |
| Salaries and employee benefits | $3,718,000 | 1,756 |
| Premises and equipment expense | $981,000 | 2,021 |
| Additional noninterest expense | $2,755,000 | 1,556 |
| Pre-tax net operating income | $5,890,000 | 1,317 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $2,032,000 | 1,307 |
| Income before extraordinary items | $3,860,000 | 1,414 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,860,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 10,723 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,858,680 | 1,380 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 4,418 |
| Total interest expense | $2,603,000 | 5,352 |
| Net interest income | $4,662,000 | 3,779 |
| Provision for loan and lease losses | $195,000 | 3,475 |
| Total noninterest income | $738,000 | 3,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $559,000 | 2,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,485 |
| Total noninterest expense | $2,685,000 | 4,731 |
| Salaries and employee benefits | $1,422,000 | 4,532 |
| Premises and equipment expense | $373,000 | 4,796 |
| Additional noninterest expense | $890,000 | 4,801 |
| Pre-tax net operating income | $2,520,000 | 2,755 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $865,000 | 2,659 |
| Income before extraordinary items | $1,655,000 | 2,913 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,655,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,655,000 | 2,880 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 5,082 |
| Total interest expense | $2,191,000 | 6,100 |
| Net interest income | $3,983,000 | 4,330 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $746,000 | 3,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $526,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,847 |
| Total noninterest expense | $2,635,000 | 4,773 |
| Salaries and employee benefits | $1,269,000 | 4,970 |
| Premises and equipment expense | $336,000 | 5,189 |
| Additional noninterest expense | $1,030,000 | 4,241 |
| Pre-tax net operating income | $2,034,000 | 3,443 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $701,000 | 3,232 |
| Income before extraordinary items | $1,333,000 | 3,590 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,333,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,942 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,333,000 | 3,568 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,781 |
| Total interest expense | $1,504,000 | 6,880 |
| Net interest income | $3,363,000 | 5,116 |
| Provision for loan and lease losses | $-65,000 | 12,057 |
| Total noninterest income | $635,000 | 4,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,191 |
| Total noninterest expense | $2,417,000 | 5,309 |
| Salaries and employee benefits | $1,123,000 | 5,559 |
| Premises and equipment expense | $334,000 | 5,248 |
| Additional noninterest expense | $960,000 | 4,879 |
| Pre-tax net operating income | $1,646,000 | 4,071 |
| Securities gains (losses) | $-67,000 | 11,264 |
| Applicable income taxes | $544,000 | 3,804 |
| Income before extraordinary items | $1,035,000 | 4,406 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,035,000 | 4,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,079,220 | 4,295 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,822,000 | 5,957 |
| Total interest expense | $1,442,000 | 7,401 |
| Net interest income | $3,380,000 | 5,110 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $647,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,409 |
| Total noninterest expense | $2,428,000 | 5,396 |
| Salaries and employee benefits | $1,070,000 | 5,794 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $1,052,000 | 4,712 |
| Pre-tax net operating income | $1,594,000 | 4,098 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $538,000 | 3,930 |
| Income before extraordinary items | $1,056,000 | 4,478 |
| Extraordinary gains, net | $2,000 | 3,122 |
| Net income | $1,058,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,951 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,056,000 | 4,245 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 6,460 |
| Total interest expense | $1,791,000 | 7,647 |
| Net interest income | $3,141,000 | 5,503 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $588,000 | 5,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,812 |
| Total noninterest expense | $2,379,000 | 5,526 |
| Salaries and employee benefits | $998,000 | 6,036 |
| Premises and equipment expense | $288,000 | 6,154 |
| Additional noninterest expense | $1,093,000 | 4,710 |
| Pre-tax net operating income | $1,350,000 | 4,475 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $439,000 | 4,464 |
| Income before extraordinary items | $911,000 | 4,886 |
| Extraordinary gains, net | $30,000 | 1,127 |
| Net income | $941,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 4,017 |
| Cash dividends | $395,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $911,000 | 4,563 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.