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Summit Bank of Clinton County, Income and Expense

1992-12-31 (YTD Data)Rank
Total interest income$10,686,0003,274
Total interest expense$4,603,0003,568
Net interest income$6,083,0003,011
Provision for loan and lease losses$2,155,0001,092
Total noninterest income$545,0005,305
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$395,0003,530
Trading account gains and fees$0504
Additional Noninterest Income$150,0006,642
Total noninterest expense$3,885,0003,598
Salaries and employee benefits$1,822,0003,510
Premises and equipment expense$671,0003,033
Additional noninterest expense$1,392,0003,809
Pre-tax net operating income$588,0007,804
Securities gains (losses)$46,0004,268
Applicable income taxes$3,00012,573
Income before extraordinary items$631,0006,366
Extraordinary gains, net$-67,00013,610
Net income$564,0006,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,699,0001,081
Cash dividends$450,0003,037
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$585,0006,317

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.