Home > Summit Bank of Clinton County > Income and Expense
Summit Bank of Clinton County, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,686,000 | 3,274 |
| Total interest expense | $4,603,000 | 3,568 |
| Net interest income | $6,083,000 | 3,011 |
| Provision for loan and lease losses | $2,155,000 | 1,092 |
| Total noninterest income | $545,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $395,000 | 3,530 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $150,000 | 6,642 |
| Total noninterest expense | $3,885,000 | 3,598 |
| Salaries and employee benefits | $1,822,000 | 3,510 |
| Premises and equipment expense | $671,000 | 3,033 |
| Additional noninterest expense | $1,392,000 | 3,809 |
| Pre-tax net operating income | $588,000 | 7,804 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $631,000 | 6,366 |
| Extraordinary gains, net | $-67,000 | 13,610 |
| Net income | $564,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,699,000 | 1,081 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $585,000 | 6,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.