Home > Summit Bank > Income and Expense
Summit Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $397,535,000 | 160 |
| Total interest expense | $184,284,000 | 167 |
| Net interest income | $213,251,000 | 147 |
| Provision for loan and lease losses | $6,600,000 | 265 |
| Total noninterest income | $49,746,000 | 231 |
| Gross Fiduciary activities income | $13,007,000 | 131 |
| Service charges on deposit accounts | $20,130,000 | 139 |
| Trading account gains and fees | $284,000 | 211 |
| Additional Noninterest Income | $16,325,000 | 330 |
| Total noninterest expense | $150,719,000 | 176 |
| Salaries and employee benefits | $80,845,000 | 130 |
| Premises and equipment expense | $26,974,000 | 128 |
| Additional noninterest expense | $42,900,000 | 261 |
| Pre-tax net operating income | $105,678,000 | 143 |
| Securities gains (losses) | $-14,890,000 | 11,958 |
| Applicable income taxes | $32,193,000 | 158 |
| Income before extraordinary items | $58,595,000 | 167 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $58,595,000 | 166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,385,000 | 261 |
| Cash dividends | $29,200,000 | 192 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $68,273,500 | 143 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $340,330,000 | 160 |
| Total interest expense | $131,303,000 | 182 |
| Net interest income | $209,027,000 | 146 |
| Provision for loan and lease losses | $7,995,000 | 217 |
| Total noninterest income | $51,530,000 | 219 |
| Gross Fiduciary activities income | $11,875,000 | 138 |
| Service charges on deposit accounts | $18,523,000 | 141 |
| Trading account gains and fees | $177,000 | 201 |
| Additional Noninterest Income | $20,955,000 | 263 |
| Total noninterest expense | $212,954,000 | 135 |
| Salaries and employee benefits | $86,087,000 | 123 |
| Premises and equipment expense | $28,208,000 | 124 |
| Additional noninterest expense | $98,659,000 | 136 |
| Pre-tax net operating income | $39,608,000 | 287 |
| Securities gains (losses) | $221,000 | 465 |
| Applicable income taxes | $16,284,000 | 242 |
| Income before extraordinary items | $23,545,000 | 294 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $23,545,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,777,000 | 170 |
| Cash dividends | $24,199,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $23,403,560 | 301 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $254,295,000 | 185 |
| Total interest expense | $84,669,000 | 234 |
| Net interest income | $169,626,000 | 172 |
| Provision for loan and lease losses | $13,200,000 | 226 |
| Total noninterest income | $46,388,000 | 221 |
| Gross Fiduciary activities income | $11,125,000 | 137 |
| Service charges on deposit accounts | $15,183,000 | 161 |
| Trading account gains and fees | $331,000 | 197 |
| Additional Noninterest Income | $19,749,000 | 277 |
| Total noninterest expense | $142,506,000 | 184 |
| Salaries and employee benefits | $68,821,000 | 138 |
| Premises and equipment expense | $22,553,000 | 143 |
| Additional noninterest expense | $51,132,000 | 238 |
| Pre-tax net operating income | $60,308,000 | 179 |
| Securities gains (losses) | $57,000 | 3,212 |
| Applicable income taxes | $20,253,000 | 178 |
| Income before extraordinary items | $40,112,000 | 192 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $40,112,000 | 198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,203,000 | 218 |
| Cash dividends | $17,838,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $40,074,380 | 180 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $163,871,000 | 302 |
| Total interest expense | $65,363,000 | 350 |
| Net interest income | $98,508,000 | 260 |
| Provision for loan and lease losses | $14,700,000 | 272 |
| Total noninterest income | $34,469,000 | 268 |
| Gross Fiduciary activities income | $10,897,000 | 136 |
| Service charges on deposit accounts | $6,961,000 | 255 |
| Trading account gains and fees | $524,000 | 167 |
| Additional Noninterest Income | $16,087,000 | 324 |
| Total noninterest expense | $91,243,000 | 265 |
| Salaries and employee benefits | $43,516,000 | 204 |
| Premises and equipment expense | $16,082,000 | 191 |
| Additional noninterest expense | $31,645,000 | 325 |
| Pre-tax net operating income | $27,034,000 | 273 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $10,504,000 | 264 |
| Income before extraordinary items | $16,622,000 | 319 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $16,622,000 | 324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,169,000 | 280 |
| Cash dividends | $9,757,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $16,563,120 | 285 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.