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Summit Bank, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$325,399,000184
Total interest expense$166,719,000188
Net interest income$158,680,000177
Provision for loan and lease losses$10,543,000194
Total noninterest income$69,610,000184
Gross Fiduciary activities income$5,542,000155
Service charges on deposit accounts$14,394,000141
Trading account gains and fees$411,00094
Additional Noninterest Income$49,263,000174
Total noninterest expense$150,278,000170
Salaries and employee benefits$61,282,000162
Premises and equipment expense$21,959,000141
Additional noninterest expense$67,037,000172
Pre-tax net operating income$67,469,000191
Securities gains (losses)$70,000646
Applicable income taxes$26,997,000167
Income before extraordinary items$40,542,000199
Extraordinary gains, net$038
Net income$40,542,000198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,575,000152
Cash dividends$25,318,000206
Sale, conversion, retirement of capital stock, net$0969
Net operating income$40,497,200201
1999-12-31 (YTD Data)Rank
Total interest income$240,485,000204
Total interest expense$114,018,000207
Net interest income$126,467,000203
Provision for loan and lease losses$6,925,000252
Total noninterest income$67,210,000199
Gross Fiduciary activities income$5,452,000188
Service charges on deposit accounts$11,336,000165
Trading account gains and fees$276,000100
Additional Noninterest Income$50,146,000173
Total noninterest expense$129,168,000182
Salaries and employee benefits$52,052,000173
Premises and equipment expense$17,779,000161
Additional noninterest expense$59,337,000186
Pre-tax net operating income$57,584,000224
Securities gains (losses)$439,000371
Applicable income taxes$21,740,000216
Income before extraordinary items$36,283,000237
Extraordinary gains, net$035
Net income$36,283,000238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,089,000176
Cash dividends$33,384,000184
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$36,002,040233
1998-12-31 (YTD Data)Rank
Total interest income$208,923,000217
Total interest expense$102,567,000217
Net interest income$106,356,000212
Provision for loan and lease losses$4,500,000347
Total noninterest income$40,441,000255
Gross Fiduciary activities income$4,770,000196
Service charges on deposit accounts$10,030,000172
Trading account gains and fees$388,000113
Additional Noninterest Income$25,253,000254
Total noninterest expense$90,516,000244
Salaries and employee benefits$33,432,000234
Premises and equipment expense$13,617,000197
Additional noninterest expense$43,467,000236
Pre-tax net operating income$51,781,000232
Securities gains (losses)$-442,00010,439
Applicable income taxes$16,737,000237
Income before extraordinary items$34,602,000237
Extraordinary gains, net$032
Net income$34,602,000238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,823,000211
Cash dividends$30,600,000197
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$34,898,140231
1997-12-31 (YTD Data)Rank
Total interest income$205,329,000233
Total interest expense$96,506,000238
Net interest income$108,823,000226
Provision for loan and lease losses$3,930,000365
Total noninterest income$32,061,000271
Gross Fiduciary activities income$4,802,000201
Service charges on deposit accounts$9,607,000173
Trading account gains and fees$434,000111
Additional Noninterest Income$17,218,000286
Total noninterest expense$85,307,000237
Salaries and employee benefits$30,209,000239
Premises and equipment expense$25,680,000125
Additional noninterest expense$29,418,000269
Pre-tax net operating income$51,647,000229
Securities gains (losses)$-103,00010,768
Applicable income taxes$16,219,000251
Income before extraordinary items$35,325,000227
Extraordinary gains, net$044
Net income$35,325,000227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,021,000322
Cash dividends$34,576,000162
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$35,396,070220
1996-12-31 (YTD Data)Rank
Total interest income$199,776,000262
Total interest expense$92,154,000268
Net interest income$107,622,000255
Provision for loan and lease losses$6,000,000301
Total noninterest income$26,496,000323
Gross Fiduciary activities income$4,248,000237
Service charges on deposit accounts$9,418,000213
Trading account gains and fees$28,000217
Additional Noninterest Income$12,802,000370
Total noninterest expense$95,535,000254
Salaries and employee benefits$29,908,000280
Premises and equipment expense$13,869,000223
Additional noninterest expense$51,758,000234
Pre-tax net operating income$32,583,000324
Securities gains (losses)$862,000289
Applicable income taxes$10,225,000357
Income before extraordinary items$23,220,000309
Extraordinary gains, net$053
Net income$23,220,000309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,882,000272
Cash dividends$22,799,000252
Sale, conversion, retirement of capital stock, net$0953
Net operating income$22,625,220305
1995-12-31 (YTD Data)Rank
Total interest income$211,140,000263
Total interest expense$95,915,000277
Net interest income$115,225,000252
Provision for loan and lease losses$8,100,000216
Total noninterest income$19,076,000410
Gross Fiduciary activities income$4,007,000255
Service charges on deposit accounts$8,430,000240
Trading account gains and fees$227,000229
Additional Noninterest Income$6,412,000568
Total noninterest expense$87,741,000273
Salaries and employee benefits$32,781,000281
Premises and equipment expense$12,325,000243
Additional noninterest expense$42,635,000262
Pre-tax net operating income$38,460,000305
Securities gains (losses)$353,000454
Applicable income taxes$11,840,000333
Income before extraordinary items$26,973,000294
Extraordinary gains, net$065
Net income$26,973,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,966,000245
Cash dividends$15,063,000309
Sale, conversion, retirement of capital stock, net$0809
Net operating income$26,729,430290
1994-12-31 (YTD Data)Rank
Total interest income$192,613,000251
Total interest expense$77,623,000266
Net interest income$114,990,000250
Provision for loan and lease losses$9,000,000204
Total noninterest income$19,570,000384
Gross Fiduciary activities income$3,503,000276
Service charges on deposit accounts$8,349,000235
Trading account gains and fees$362,000158
Additional Noninterest Income$7,356,000501
Total noninterest expense$83,311,000284
Salaries and employee benefits$31,526,000291
Premises and equipment expense$12,310,000247
Additional noninterest expense$39,475,000276
Pre-tax net operating income$42,249,000277
Securities gains (losses)$03,600
Applicable income taxes$13,165,000281
Income before extraordinary items$29,084,000264
Extraordinary gains, net$0249
Net income$29,084,000262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$870,000950
Cash dividends$12,194,000297
Sale, conversion, retirement of capital stock, net$551,000532
Net operating income$29,084,000267
1993-12-31 (YTD Data)Rank
Total interest income$139,892,000305
Total interest expense$66,204,000288
Net interest income$73,688,000317
Provision for loan and lease losses$9,807,000278
Total noninterest income$16,263,000435
Gross Fiduciary activities income$2,609,000325
Service charges on deposit accounts$5,941,000281
Trading account gains and fees$208,000224
Additional Noninterest Income$7,505,000519
Total noninterest expense$68,092,000329
Salaries and employee benefits$28,880,000301
Premises and equipment expense$9,404,000306
Additional noninterest expense$29,808,000354
Pre-tax net operating income$12,052,000602
Securities gains (losses)$1,822,000343
Applicable income taxes$3,175,000817
Income before extraordinary items$10,699,000514
Extraordinary gains, net$105,0001,523
Net income$10,804,000522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,444,000232
Cash dividends$6,532,000381
Sale, conversion, retirement of capital stock, net$156,000821
Net operating income$9,296,060535
1992-12-31 (YTD Data)Rank
Total interest income$149,799,000324
Total interest expense$77,664,000306
Net interest income$72,135,000328
Provision for loan and lease losses$14,642,000274
Total noninterest income$12,311,000522
Gross Fiduciary activities income$2,595,000331
Service charges on deposit accounts$4,934,000317
Trading account gains and fees$0504
Additional Noninterest Income$4,782,000698
Total noninterest expense$61,476,000342
Salaries and employee benefits$27,333,000296
Premises and equipment expense$9,016,000319
Additional noninterest expense$25,127,000391
Pre-tax net operating income$8,328,000771
Securities gains (losses)$5,779,000182
Applicable income taxes$3,386,000689
Income before extraordinary items$10,721,000458
Extraordinary gains, net$01,422
Net income$10,721,000464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,772,000476
Cash dividends$6,799,000290
Sale, conversion, retirement of capital stock, net$10,244,00088
Net operating income$6,328,960683

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.