Home > Summit Bank > Income and Expense
Summit Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $325,399,000 | 184 |
| Total interest expense | $166,719,000 | 188 |
| Net interest income | $158,680,000 | 177 |
| Provision for loan and lease losses | $10,543,000 | 194 |
| Total noninterest income | $69,610,000 | 184 |
| Gross Fiduciary activities income | $5,542,000 | 155 |
| Service charges on deposit accounts | $14,394,000 | 141 |
| Trading account gains and fees | $411,000 | 94 |
| Additional Noninterest Income | $49,263,000 | 174 |
| Total noninterest expense | $150,278,000 | 170 |
| Salaries and employee benefits | $61,282,000 | 162 |
| Premises and equipment expense | $21,959,000 | 141 |
| Additional noninterest expense | $67,037,000 | 172 |
| Pre-tax net operating income | $67,469,000 | 191 |
| Securities gains (losses) | $70,000 | 646 |
| Applicable income taxes | $26,997,000 | 167 |
| Income before extraordinary items | $40,542,000 | 199 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $40,542,000 | 198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,575,000 | 152 |
| Cash dividends | $25,318,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $40,497,200 | 201 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $240,485,000 | 204 |
| Total interest expense | $114,018,000 | 207 |
| Net interest income | $126,467,000 | 203 |
| Provision for loan and lease losses | $6,925,000 | 252 |
| Total noninterest income | $67,210,000 | 199 |
| Gross Fiduciary activities income | $5,452,000 | 188 |
| Service charges on deposit accounts | $11,336,000 | 165 |
| Trading account gains and fees | $276,000 | 100 |
| Additional Noninterest Income | $50,146,000 | 173 |
| Total noninterest expense | $129,168,000 | 182 |
| Salaries and employee benefits | $52,052,000 | 173 |
| Premises and equipment expense | $17,779,000 | 161 |
| Additional noninterest expense | $59,337,000 | 186 |
| Pre-tax net operating income | $57,584,000 | 224 |
| Securities gains (losses) | $439,000 | 371 |
| Applicable income taxes | $21,740,000 | 216 |
| Income before extraordinary items | $36,283,000 | 237 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $36,283,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,089,000 | 176 |
| Cash dividends | $33,384,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $36,002,040 | 233 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $208,923,000 | 217 |
| Total interest expense | $102,567,000 | 217 |
| Net interest income | $106,356,000 | 212 |
| Provision for loan and lease losses | $4,500,000 | 347 |
| Total noninterest income | $40,441,000 | 255 |
| Gross Fiduciary activities income | $4,770,000 | 196 |
| Service charges on deposit accounts | $10,030,000 | 172 |
| Trading account gains and fees | $388,000 | 113 |
| Additional Noninterest Income | $25,253,000 | 254 |
| Total noninterest expense | $90,516,000 | 244 |
| Salaries and employee benefits | $33,432,000 | 234 |
| Premises and equipment expense | $13,617,000 | 197 |
| Additional noninterest expense | $43,467,000 | 236 |
| Pre-tax net operating income | $51,781,000 | 232 |
| Securities gains (losses) | $-442,000 | 10,439 |
| Applicable income taxes | $16,737,000 | 237 |
| Income before extraordinary items | $34,602,000 | 237 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $34,602,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,823,000 | 211 |
| Cash dividends | $30,600,000 | 197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $34,898,140 | 231 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $205,329,000 | 233 |
| Total interest expense | $96,506,000 | 238 |
| Net interest income | $108,823,000 | 226 |
| Provision for loan and lease losses | $3,930,000 | 365 |
| Total noninterest income | $32,061,000 | 271 |
| Gross Fiduciary activities income | $4,802,000 | 201 |
| Service charges on deposit accounts | $9,607,000 | 173 |
| Trading account gains and fees | $434,000 | 111 |
| Additional Noninterest Income | $17,218,000 | 286 |
| Total noninterest expense | $85,307,000 | 237 |
| Salaries and employee benefits | $30,209,000 | 239 |
| Premises and equipment expense | $25,680,000 | 125 |
| Additional noninterest expense | $29,418,000 | 269 |
| Pre-tax net operating income | $51,647,000 | 229 |
| Securities gains (losses) | $-103,000 | 10,768 |
| Applicable income taxes | $16,219,000 | 251 |
| Income before extraordinary items | $35,325,000 | 227 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $35,325,000 | 227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,021,000 | 322 |
| Cash dividends | $34,576,000 | 162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $35,396,070 | 220 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $199,776,000 | 262 |
| Total interest expense | $92,154,000 | 268 |
| Net interest income | $107,622,000 | 255 |
| Provision for loan and lease losses | $6,000,000 | 301 |
| Total noninterest income | $26,496,000 | 323 |
| Gross Fiduciary activities income | $4,248,000 | 237 |
| Service charges on deposit accounts | $9,418,000 | 213 |
| Trading account gains and fees | $28,000 | 217 |
| Additional Noninterest Income | $12,802,000 | 370 |
| Total noninterest expense | $95,535,000 | 254 |
| Salaries and employee benefits | $29,908,000 | 280 |
| Premises and equipment expense | $13,869,000 | 223 |
| Additional noninterest expense | $51,758,000 | 234 |
| Pre-tax net operating income | $32,583,000 | 324 |
| Securities gains (losses) | $862,000 | 289 |
| Applicable income taxes | $10,225,000 | 357 |
| Income before extraordinary items | $23,220,000 | 309 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $23,220,000 | 309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,882,000 | 272 |
| Cash dividends | $22,799,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $22,625,220 | 305 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $211,140,000 | 263 |
| Total interest expense | $95,915,000 | 277 |
| Net interest income | $115,225,000 | 252 |
| Provision for loan and lease losses | $8,100,000 | 216 |
| Total noninterest income | $19,076,000 | 410 |
| Gross Fiduciary activities income | $4,007,000 | 255 |
| Service charges on deposit accounts | $8,430,000 | 240 |
| Trading account gains and fees | $227,000 | 229 |
| Additional Noninterest Income | $6,412,000 | 568 |
| Total noninterest expense | $87,741,000 | 273 |
| Salaries and employee benefits | $32,781,000 | 281 |
| Premises and equipment expense | $12,325,000 | 243 |
| Additional noninterest expense | $42,635,000 | 262 |
| Pre-tax net operating income | $38,460,000 | 305 |
| Securities gains (losses) | $353,000 | 454 |
| Applicable income taxes | $11,840,000 | 333 |
| Income before extraordinary items | $26,973,000 | 294 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $26,973,000 | 292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,966,000 | 245 |
| Cash dividends | $15,063,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $26,729,430 | 290 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $192,613,000 | 251 |
| Total interest expense | $77,623,000 | 266 |
| Net interest income | $114,990,000 | 250 |
| Provision for loan and lease losses | $9,000,000 | 204 |
| Total noninterest income | $19,570,000 | 384 |
| Gross Fiduciary activities income | $3,503,000 | 276 |
| Service charges on deposit accounts | $8,349,000 | 235 |
| Trading account gains and fees | $362,000 | 158 |
| Additional Noninterest Income | $7,356,000 | 501 |
| Total noninterest expense | $83,311,000 | 284 |
| Salaries and employee benefits | $31,526,000 | 291 |
| Premises and equipment expense | $12,310,000 | 247 |
| Additional noninterest expense | $39,475,000 | 276 |
| Pre-tax net operating income | $42,249,000 | 277 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $13,165,000 | 281 |
| Income before extraordinary items | $29,084,000 | 264 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $29,084,000 | 262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $870,000 | 950 |
| Cash dividends | $12,194,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $551,000 | 532 |
| Net operating income | $29,084,000 | 267 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $139,892,000 | 305 |
| Total interest expense | $66,204,000 | 288 |
| Net interest income | $73,688,000 | 317 |
| Provision for loan and lease losses | $9,807,000 | 278 |
| Total noninterest income | $16,263,000 | 435 |
| Gross Fiduciary activities income | $2,609,000 | 325 |
| Service charges on deposit accounts | $5,941,000 | 281 |
| Trading account gains and fees | $208,000 | 224 |
| Additional Noninterest Income | $7,505,000 | 519 |
| Total noninterest expense | $68,092,000 | 329 |
| Salaries and employee benefits | $28,880,000 | 301 |
| Premises and equipment expense | $9,404,000 | 306 |
| Additional noninterest expense | $29,808,000 | 354 |
| Pre-tax net operating income | $12,052,000 | 602 |
| Securities gains (losses) | $1,822,000 | 343 |
| Applicable income taxes | $3,175,000 | 817 |
| Income before extraordinary items | $10,699,000 | 514 |
| Extraordinary gains, net | $105,000 | 1,523 |
| Net income | $10,804,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,444,000 | 232 |
| Cash dividends | $6,532,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 821 |
| Net operating income | $9,296,060 | 535 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $149,799,000 | 324 |
| Total interest expense | $77,664,000 | 306 |
| Net interest income | $72,135,000 | 328 |
| Provision for loan and lease losses | $14,642,000 | 274 |
| Total noninterest income | $12,311,000 | 522 |
| Gross Fiduciary activities income | $2,595,000 | 331 |
| Service charges on deposit accounts | $4,934,000 | 317 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,782,000 | 698 |
| Total noninterest expense | $61,476,000 | 342 |
| Salaries and employee benefits | $27,333,000 | 296 |
| Premises and equipment expense | $9,016,000 | 319 |
| Additional noninterest expense | $25,127,000 | 391 |
| Pre-tax net operating income | $8,328,000 | 771 |
| Securities gains (losses) | $5,779,000 | 182 |
| Applicable income taxes | $3,386,000 | 689 |
| Income before extraordinary items | $10,721,000 | 458 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,721,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,772,000 | 476 |
| Cash dividends | $6,799,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $10,244,000 | 88 |
| Net operating income | $6,328,960 | 683 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.