Home > Summit Bank > Assets and Liabilities
Summit Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 17 | 5,804 |
| Assets and Liabilities | ||
| Total Assets: | $73,066,000 | 5,774 |
| Cash and due from depository institutions | $9,225,000 | 5,804 |
| Interest-bearing balances | $4,359,000 | 4,186 |
| Securities | $5,458,000 | 6,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $53,759,000 | 5,180 |
| Loan loss allowance | $3,417,000 | 2,149 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $417,000 | 6,239 |
| Other real estate owned | $3,075,000 | 5,804 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $1,132,000 | 6,077 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $73,066,000 | 5,774 |
| Total liabilities | $71,631,000 | 5,508 |
| Total deposits | $67,471,000 | 5,514 |
| Interest-bearing deposits | $61,723,000 | 5,285 |
| Deposits held in domestic offices | $67,471,000 | 5,513 |
| % insured | 99.80% | 169 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $4,000,000 | 3,116 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $160,000 | 6,441 |
| Total equity capital | $1,435,000 | 7,434 |
| Total bank equity capital | $1,435,000 | 7,434 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $8,470,000 | 604 |
| Surplus | $1,027,000 | 5,903 |
| Undivided profits | $-8,062,000 | 7,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,021,000 | 1,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $194,000 | 6,799 |
| Earning assets | $63,576,000 | 5,843 |
| Long-term assets (5+ years) | $4,333,000 | 6,138 |
| Average Assets, year-to-date | $75,296,000 | 5,680 |
| Average Assets, quarterly | $72,529,500 | 5,775 |
| Volatile liabilities | $525,000 | 6,888 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $4,000,000 | 2,991 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $1,735,000 | 6,473 |
| Tier 1 (core) risk-based capital | $1,416,000 | 7,428 |
| Tier 2 risk-based capital | $747,000 | 4,808 |
| Total risk weighted assets | $57,105,000 | 5,221 |
| Total unused commitments | $1,735,000 | 6,475 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 17 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $71,993,000 | 5,826 |
| Cash and due from depository institutions | $3,538,000 | 5,844 |
| Interest-bearing balances | $1,400,000 | 5,450 |
| Securities | $7,249,000 | 6,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $56,051,000 | 5,096 |
| Loan loss allowance | $3,417,000 | 2,160 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $477,000 | 6,147 |
| Other real estate owned | $3,481,000 | 5,844 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $1,197,000 | 6,067 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $71,993,000 | 5,826 |
| Total liabilities | $70,517,000 | 5,599 |
| Total deposits | $66,367,000 | 5,620 |
| Interest-bearing deposits | $59,234,000 | 5,456 |
| Deposits held in domestic offices | $66,367,000 | 5,618 |
| % insured | 99.30% | 302 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,145 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $150,000 | 6,458 |
| Total equity capital | $1,476,000 | 7,485 |
| Total bank equity capital | $1,476,000 | 7,485 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $8,470,000 | 613 |
| Surplus | $1,026,000 | 5,949 |
| Undivided profits | $-8,020,000 | 7,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,800,000 | 2,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $248,000 | 6,489 |
| Earning assets | $64,700,000 | 5,855 |
| Long-term assets (5+ years) | $10,101,000 | 5,351 |
| Average Assets, year-to-date | $76,411,000 | 5,688 |
| Average Assets, quarterly | $76,411,000 | 5,688 |
| Volatile liabilities | $524,000 | 6,940 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $4,000,000 | 3,013 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $2,177,000 | 6,314 |
| Tier 1 (core) risk-based capital | $1,496,000 | 7,475 |
| Tier 2 risk-based capital | $776,000 | 4,743 |
| Total risk weighted assets | $59,478,000 | 5,151 |
| Total unused commitments | $2,177,000 | 6,316 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 18 | 5,780 |
| Assets and Liabilities | ||
| Total Assets: | $80,829,000 | 5,610 |
| Cash and due from depository institutions | $7,417,000 | 5,780 |
| Interest-bearing balances | $3,284,000 | 4,447 |
| Securities | $7,677,000 | 6,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $60,468,000 | 5,020 |
| Loan loss allowance | $3,510,000 | 2,115 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $480,000 | 6,229 |
| Other real estate owned | $3,466,000 | 5,780 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $1,321,000 | 6,025 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $80,829,000 | 5,610 |
| Total liabilities | $78,247,000 | 5,393 |
| Total deposits | $76,098,000 | 5,305 |
| Interest-bearing deposits | $68,250,000 | 5,126 |
| Deposits held in domestic offices | $76,098,000 | 5,304 |
| % insured | 99.21% | 314 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,000,000 | 3,968 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $149,000 | 6,548 |
| Total equity capital | $2,582,000 | 7,340 |
| Total bank equity capital | $2,582,000 | 7,340 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $8,470,000 | 613 |
| Surplus | $1,027,000 | 6,009 |
| Undivided profits | $-6,915,000 | 7,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,996,000 | 2,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $260,000 | 6,505 |
| Earning assets | $71,429,000 | 5,665 |
| Long-term assets (5+ years) | $10,496,000 | 5,276 |
| Average Assets, year-to-date | $88,118,600 | 5,346 |
| Average Assets, quarterly | $83,908,500 | 5,507 |
| Volatile liabilities | $27,702,000 | 3,919 |
| Insider loans | $270,000 | 5,700 |
| FHLB advances | $2,000,000 | 3,805 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $2,918,000 | 5,974 |
| Tier 1 (core) risk-based capital | $2,636,000 | 7,302 |
| Tier 2 risk-based capital | $857,000 | 4,533 |
| Total risk weighted assets | $65,899,000 | 4,971 |
| Total unused commitments | $2,918,000 | 5,976 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 23 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $86,988,000 | 5,470 |
| Cash and due from depository institutions | $9,397,000 | 5,223 |
| Interest-bearing balances | $6,837,000 | 3,401 |
| Securities | $8,211,000 | 5,965 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $63,939,000 | 4,951 |
| Loan loss allowance | $2,623,000 | 2,678 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $574,000 | 6,108 |
| Other real estate owned | $3,512,000 | 5,223 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $1,355,000 | 6,095 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $86,988,000 | 5,470 |
| Total liabilities | $83,330,000 | 5,239 |
| Total deposits | $81,170,000 | 5,135 |
| Interest-bearing deposits | $72,271,000 | 5,017 |
| Deposits held in domestic offices | $81,170,000 | 5,133 |
| % insured | 98.32% | 454 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $2,000,000 | 4,096 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $160,000 | 6,838 |
| Total equity capital | $3,658,000 | 7,183 |
| Total bank equity capital | $3,658,000 | 7,183 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $8,470,000 | 614 |
| Surplus | $1,027,000 | 6,082 |
| Undivided profits | $-5,839,000 | 7,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,515,000 | 2,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $235,000 | 6,854 |
| Earning assets | $78,987,000 | 5,478 |
| Long-term assets (5+ years) | $12,016,000 | 5,083 |
| Average Assets, year-to-date | $89,941,000 | 5,360 |
| Average Assets, quarterly | $89,926,000 | 5,378 |
| Volatile liabilities | $27,387,000 | 4,054 |
| Insider loans | $270,000 | 5,784 |
| FHLB advances | $2,000,000 | 3,922 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $4,097,000 | 5,578 |
| Tier 1 (core) risk-based capital | $3,705,000 | 7,099 |
| Tier 2 risk-based capital | $898,000 | 4,502 |
| Total risk weighted assets | $70,169,000 | 4,884 |
| Total unused commitments | $4,097,000 | 5,581 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 24 | 5,150 |
| Assets and Liabilities | ||
| Total Assets: | $92,864,000 | 5,315 |
| Cash and due from depository institutions | $19,522,000 | 5,150 |
| Interest-bearing balances | $17,039,000 | 1,848 |
| Securities | $1,064,000 | 7,355 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $67,238,000 | 4,868 |
| Loan loss allowance | $2,891,000 | 2,477 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $616,000 | 6,089 |
| Other real estate owned | $3,057,000 | 5,150 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $1,367,000 | 6,111 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $92,864,000 | 5,315 |
| Total liabilities | $87,490,000 | 5,130 |
| Total deposits | $85,333,000 | 5,015 |
| Interest-bearing deposits | $75,523,000 | 4,916 |
| Deposits held in domestic offices | $85,333,000 | 5,014 |
| % insured | 97.55% | 712 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,000,000 | 4,228 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $157,000 | 6,830 |
| Total equity capital | $5,374,000 | 6,665 |
| Total bank equity capital | $5,374,000 | 6,665 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $8,470,000 | 618 |
| Surplus | $1,027,000 | 6,118 |
| Undivided profits | $-4,123,000 | 7,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,354,000 | 2,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $238,000 | 6,855 |
| Earning assets | $85,341,000 | 5,280 |
| Long-term assets (5+ years) | $590,000 | 6,926 |
| Average Assets, year-to-date | $90,925,330 | 5,359 |
| Average Assets, quarterly | $92,986,500 | 5,303 |
| Volatile liabilities | $27,387,000 | 4,096 |
| Insider loans | $270,000 | 5,853 |
| FHLB advances | $2,000,000 | 4,068 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $4,742,000 | 5,447 |
| Tier 1 (core) risk-based capital | $5,352,000 | 6,576 |
| Tier 2 risk-based capital | $923,000 | 4,443 |
| Total risk weighted assets | $71,891,000 | 4,872 |
| Total unused commitments | $4,742,000 | 5,447 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 24 | 5,190 |
| Assets and Liabilities | ||
| Total Assets: | $93,109,000 | 5,357 |
| Cash and due from depository institutions | $17,803,000 | 5,190 |
| Interest-bearing balances | $13,500,000 | 2,177 |
| Securities | $0 | 7,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $69,772,000 | 4,816 |
| Loan loss allowance | $2,536,000 | 2,756 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $657,000 | 6,100 |
| Other real estate owned | $3,485,000 | 5,190 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,392,000 | 6,180 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $93,109,000 | 5,357 |
| Total liabilities | $87,290,000 | 5,204 |
| Total deposits | $85,133,000 | 5,090 |
| Interest-bearing deposits | $75,399,000 | 4,986 |
| Deposits held in domestic offices | $85,133,000 | 5,089 |
| % insured | 97.31% | 831 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,000,000 | 4,333 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $157,000 | 6,847 |
| Total equity capital | $5,819,000 | 6,579 |
| Total bank equity capital | $5,819,000 | 6,579 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $8,470,000 | 627 |
| Surplus | $1,027,000 | 6,207 |
| Undivided profits | $-3,678,000 | 7,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,208,000 | 3,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $214,000 | 7,104 |
| Earning assets | $83,272,000 | 5,397 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $89,956,000 | 5,455 |
| Average Assets, quarterly | $89,956,000 | 5,455 |
| Volatile liabilities | $26,416,000 | 4,235 |
| Insider loans | $270,000 | 5,913 |
| FHLB advances | $2,000,000 | 4,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,488,000 | 5,330 |
| Tier 1 (core) risk-based capital | $5,819,000 | 6,497 |
| Tier 2 risk-based capital | $962,000 | 4,399 |
| Total risk weighted assets | $75,379,000 | 4,814 |
| Total unused commitments | $5,488,000 | 5,334 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 24 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $86,803,000 | 5,595 |
| Cash and due from depository institutions | $10,424,000 | 5,223 |
| Interest-bearing balances | $7,576,000 | 2,711 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $70,811,000 | 4,833 |
| Loan loss allowance | $2,570,000 | 2,698 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $700,000 | 6,080 |
| Other real estate owned | $3,397,000 | 5,223 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,471,000 | 6,175 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $86,803,000 | 5,595 |
| Total liabilities | $80,870,000 | 5,455 |
| Total deposits | $80,711,000 | 5,261 |
| Interest-bearing deposits | $71,897,000 | 5,109 |
| Deposits held in domestic offices | $80,711,000 | 5,261 |
| % insured | 95.97% | 1,297 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $159,000 | 6,870 |
| Total equity capital | $5,933,000 | 6,582 |
| Total bank equity capital | $5,933,000 | 6,582 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $8,470,000 | 627 |
| Surplus | $1,027,000 | 6,263 |
| Undivided profits | $-3,564,000 | 7,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,268,000 | 2,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $235,000 | 7,045 |
| Earning assets | $78,387,000 | 5,585 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $98,854,000 | 5,117 |
| Average Assets, quarterly | $96,191,500 | 5,275 |
| Volatile liabilities | $19,559,000 | 4,970 |
| Insider loans | $270,000 | 6,005 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $5,491,000 | 5,309 |
| Tier 1 (core) risk-based capital | $5,933,000 | 6,484 |
| Tier 2 risk-based capital | $989,000 | 4,354 |
| Total risk weighted assets | $77,547,000 | 4,788 |
| Total unused commitments | $5,491,000 | 5,311 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 25 | 5,159 |
| Assets and Liabilities | ||
| Total Assets: | $105,580,000 | 5,030 |
| Cash and due from depository institutions | $26,451,000 | 5,159 |
| Interest-bearing balances | $24,512,000 | 1,044 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $76,139,000 | 4,693 |
| Loan loss allowance | $1,558,000 | 3,688 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $737,000 | 6,067 |
| Other real estate owned | $1,465,000 | 5,159 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $788,000 | 6,916 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $105,580,000 | 5,030 |
| Total liabilities | $97,951,000 | 4,911 |
| Total deposits | $95,739,000 | 4,738 |
| Interest-bearing deposits | $85,982,000 | 4,609 |
| Deposits held in domestic offices | $95,739,000 | 4,736 |
| % insured | 94.48% | 2,075 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $2,000,000 | 4,601 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $212,000 | 6,864 |
| Total equity capital | $7,629,000 | 6,115 |
| Total bank equity capital | $7,629,000 | 6,114 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $8,470,000 | 629 |
| Surplus | $1,027,000 | 6,314 |
| Undivided profits | $-1,868,000 | 7,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,931,000 | 2,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $261,000 | 7,045 |
| Earning assets | $100,651,000 | 4,931 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $101,866,750 | 5,071 |
| Average Assets, quarterly | $105,034,000 | 5,027 |
| Volatile liabilities | $25,315,000 | 4,407 |
| Insider loans | $275,000 | 6,022 |
| FHLB advances | $2,000,000 | 4,440 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,627,000 | 5,399 |
| Tier 1 (core) risk-based capital | $7,629,000 | 5,968 |
| Tier 2 risk-based capital | $1,008,000 | 4,277 |
| Total risk weighted assets | $80,118,000 | 4,733 |
| Total unused commitments | $5,627,000 | 5,400 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 26 | 5,110 |
| Assets and Liabilities | ||
| Total Assets: | $104,488,000 | 5,070 |
| Cash and due from depository institutions | $23,476,000 | 5,110 |
| Interest-bearing balances | $19,868,000 | 1,075 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $77,959,000 | 4,639 |
| Loan loss allowance | $1,472,000 | 3,740 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $792,000 | 6,041 |
| Other real estate owned | $1,465,000 | 5,110 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $796,000 | 6,903 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $104,488,000 | 5,070 |
| Total liabilities | $96,784,000 | 4,963 |
| Total deposits | $94,504,000 | 4,792 |
| Interest-bearing deposits | $84,009,000 | 4,676 |
| Deposits held in domestic offices | $94,504,000 | 4,789 |
| % insured | 84.97% | 2,194 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $2,000,000 | 4,657 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $280,000 | 6,511 |
| Total equity capital | $7,704,000 | 6,088 |
| Total bank equity capital | $7,704,000 | 6,086 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $8,470,000 | 627 |
| Surplus | $1,027,000 | 6,376 |
| Undivided profits | $-1,793,000 | 7,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,742,000 | 3,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $269,000 | 6,986 |
| Earning assets | $97,827,000 | 4,993 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $100,629,000 | 5,145 |
| Average Assets, quarterly | $102,851,000 | 5,109 |
| Volatile liabilities | $23,525,000 | 4,605 |
| Insider loans | $275,000 | 6,087 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,390,000 | 5,954 |
| Tier 1 (core) risk-based capital | $7,704,000 | 5,989 |
| Tier 2 risk-based capital | $1,036,000 | 4,198 |
| Total risk weighted assets | $82,448,000 | 4,687 |
| Total unused commitments | $4,390,000 | 5,956 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 26 | 5,141 |
| Assets and Liabilities | ||
| Total Assets: | $101,214,000 | 5,176 |
| Cash and due from depository institutions | $18,406,000 | 5,141 |
| Interest-bearing balances | $14,482,000 | 1,226 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $80,236,000 | 4,581 |
| Loan loss allowance | $1,424,000 | 3,755 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $862,000 | 5,972 |
| Other real estate owned | $973,000 | 5,141 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $737,000 | 7,056 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $101,214,000 | 5,176 |
| Total liabilities | $93,306,000 | 5,064 |
| Total deposits | $89,052,000 | 4,960 |
| Interest-bearing deposits | $79,734,000 | 4,813 |
| Deposits held in domestic offices | $89,052,000 | 4,957 |
| % insured | 86.85% | 1,779 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $4,000,000 | 4,180 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $254,000 | 6,561 |
| Total equity capital | $7,908,000 | 6,091 |
| Total bank equity capital | $7,908,000 | 6,090 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,470,000 | 627 |
| Surplus | $1,027,000 | 6,412 |
| Undivided profits | $-1,589,000 | 7,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,608,000 | 3,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $264,000 | 7,054 |
| Earning assets | $94,718,000 | 5,094 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $98,699,500 | 5,216 |
| Average Assets, quarterly | $98,699,500 | 5,216 |
| Volatile liabilities | $20,344,000 | 4,932 |
| Insider loans | $305,000 | 6,038 |
| FHLB advances | $4,000,000 | 4,032 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $6,753,000 | 5,259 |
| Tier 1 (core) risk-based capital | $7,908,000 | 5,970 |
| Tier 2 risk-based capital | $1,060,000 | 4,104 |
| Total risk weighted assets | $84,474,000 | 4,619 |
| Total unused commitments | $6,753,000 | 5,260 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 27 | 5,069 |
| Assets and Liabilities | ||
| Total Assets: | $96,185,000 | 5,296 |
| Cash and due from depository institutions | $10,707,000 | 5,069 |
| Interest-bearing balances | $195,000 | 5,164 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $82,835,000 | 4,531 |
| Loan loss allowance | $1,470,000 | 3,651 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $909,000 | 5,929 |
| Other real estate owned | $924,000 | 5,069 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $810,000 | 7,008 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $96,185,000 | 5,296 |
| Total liabilities | $88,347,000 | 5,195 |
| Total deposits | $84,053,000 | 5,066 |
| Interest-bearing deposits | $75,207,000 | 4,922 |
| Deposits held in domestic offices | $84,053,000 | 5,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $4,000,000 | 4,405 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $294,000 | 6,387 |
| Total equity capital | $7,838,000 | 6,138 |
| Total bank equity capital | $7,838,000 | 6,138 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,470,000 | 623 |
| Surplus | $1,027,000 | 6,431 |
| Undivided profits | $-1,659,000 | 7,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,355,000 | 3,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $286,000 | 7,050 |
| Earning assets | $83,030,000 | 5,474 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $91,080,000 | 5,317 |
| Average Assets, quarterly | $94,722,000 | 5,307 |
| Volatile liabilities | $15,562,000 | 5,499 |
| Insider loans | $50,000 | 7,131 |
| FHLB advances | $4,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $10,423,000 | 4,412 |
| Tier 1 (core) risk-based capital | $7,838,000 | 6,008 |
| Tier 2 risk-based capital | $1,093,000 | 3,999 |
| Total risk weighted assets | $87,096,000 | 4,555 |
| Total unused commitments | $10,423,000 | 4,415 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 27 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $93,259,000 | 5,366 |
| Cash and due from depository institutions | $5,419,000 | 5,124 |
| Interest-bearing balances | $181,000 | 4,557 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,077 |
| Net loans & leases | $84,477,000 | 4,470 |
| Loan loss allowance | $900,000 | 4,692 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $956,000 | 5,893 |
| Other real estate owned | $945,000 | 5,124 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $962,000 | 6,806 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $93,259,000 | 5,366 |
| Total liabilities | $84,788,000 | 5,284 |
| Total deposits | $78,429,000 | 5,223 |
| Interest-bearing deposits | $69,910,000 | 5,066 |
| Deposits held in domestic offices | $78,429,000 | 5,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,407 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $4,000,000 | 4,404 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $359,000 | 6,222 |
| Total equity capital | $8,471,000 | 5,964 |
| Total bank equity capital | $8,471,000 | 5,964 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $8,470,000 | 622 |
| Surplus | $900,000 | 6,688 |
| Undivided profits | $-899,000 | 7,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,311,000 | 2,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $325,000 | 6,924 |
| Earning assets | $85,158,000 | 5,369 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $89,803,750 | 5,379 |
| Average Assets, quarterly | $94,337,000 | 5,302 |
| Volatile liabilities | $26,879,000 | 4,095 |
| Insider loans | $50,000 | 7,168 |
| FHLB advances | $4,000,000 | 4,266 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $12,729,000 | 4,114 |
| Tier 1 (core) risk-based capital | $8,471,000 | 5,882 |
| Tier 2 risk-based capital | $914,000 | 4,402 |
| Total risk weighted assets | $89,696,000 | 4,471 |
| Total unused commitments | $12,729,000 | 4,115 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 32 | 4,653 |
| Assets and Liabilities | ||
| Total Assets: | $95,415,000 | 5,302 |
| Cash and due from depository institutions | $3,693,000 | 4,653 |
| Interest-bearing balances | $180,000 | 4,453 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,123 |
| Net loans & leases | $83,776,000 | 4,465 |
| Loan loss allowance | $847,000 | 4,813 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $952,000 | 5,935 |
| Other real estate owned | $771,000 | 4,653 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $923,000 | 6,863 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $95,415,000 | 5,302 |
| Total liabilities | $87,191,000 | 5,221 |
| Total deposits | $84,859,000 | 5,009 |
| Interest-bearing deposits | $73,723,000 | 4,919 |
| Deposits held in domestic offices | $84,859,000 | 5,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,000,000 | 4,830 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $332,000 | 6,325 |
| Total equity capital | $8,224,000 | 6,069 |
| Total bank equity capital | $8,224,000 | 6,069 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $8,470,000 | 613 |
| Surplus | $0 | 7,856 |
| Undivided profits | $-246,000 | 7,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,575,000 | 3,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $303,000 | 7,033 |
| Earning assets | $89,256,000 | 5,216 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $88,652,000 | 5,451 |
| Average Assets, quarterly | $91,548,500 | 5,392 |
| Volatile liabilities | $21,955,000 | 4,561 |
| Insider loans | $26,000 | 7,381 |
| FHLB advances | $2,000,000 | 4,664 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $17,740,000 | 3,563 |
| Tier 1 (core) risk-based capital | $8,224,000 | 5,996 |
| Tier 2 risk-based capital | $861,000 | 4,557 |
| Total risk weighted assets | $90,580,000 | 4,433 |
| Total unused commitments | $17,740,000 | 3,564 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 29 | 4,992 |
| Assets and Liabilities | ||
| Total Assets: | $87,682,000 | 5,532 |
| Cash and due from depository institutions | $3,370,000 | 4,992 |
| Interest-bearing balances | $191,000 | 4,471 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,883 |
| Net loans & leases | $81,252,000 | 4,487 |
| Loan loss allowance | $780,000 | 4,970 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $945,000 | 5,955 |
| Other real estate owned | $450,000 | 4,992 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $865,000 | 6,881 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $87,682,000 | 5,532 |
| Total liabilities | $79,410,000 | 5,449 |
| Total deposits | $79,074,000 | 5,199 |
| Interest-bearing deposits | $68,658,000 | 5,131 |
| Deposits held in domestic offices | $79,074,000 | 5,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $336,000 | 6,540 |
| Total equity capital | $8,272,000 | 6,133 |
| Total bank equity capital | $8,272,000 | 6,133 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $8,470,000 | 606 |
| Surplus | $0 | 7,894 |
| Undivided profits | $-198,000 | 7,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $290,000 | 7,103 |
| Earning assets | $82,243,000 | 5,454 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $85,270,500 | 5,582 |
| Average Assets, quarterly | $85,270,500 | 5,582 |
| Volatile liabilities | $19,408,000 | 4,855 |
| Insider loans | $172,000 | 6,612 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $18,748,000 | 3,512 |
| Tier 1 (core) risk-based capital | $8,272,000 | 5,981 |
| Tier 2 risk-based capital | $794,000 | 4,711 |
| Total risk weighted assets | $84,196,000 | 4,590 |
| Total unused commitments | $18,748,000 | 3,514 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 30 | 4,874 |
| Assets and Liabilities | ||
| Total Assets: | $82,859,000 | 5,669 |
| Cash and due from depository institutions | $4,033,000 | 4,874 |
| Interest-bearing balances | $172,000 | 4,144 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,547 |
| Net loans & leases | $75,162,000 | 4,697 |
| Loan loss allowance | $729,000 | 5,089 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $816,000 | 6,198 |
| Other real estate owned | $450,000 | 4,874 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $898,000 | 6,912 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $82,859,000 | 5,669 |
| Total liabilities | $74,627,000 | 5,605 |
| Total deposits | $70,396,000 | 5,540 |
| Interest-bearing deposits | $60,807,000 | 5,455 |
| Deposits held in domestic offices | $70,396,000 | 5,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,000,000 | 3,846 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $231,000 | 7,150 |
| Total equity capital | $8,232,000 | 6,095 |
| Total bank equity capital | $8,232,000 | 6,095 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,470,000 | 595 |
| Surplus | $0 | 7,931 |
| Undivided profits | $-238,000 | 7,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $295,000 | 7,250 |
| Earning assets | $76,834,000 | 5,625 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $71,273,000 | 5,949 |
| Average Assets, quarterly | $80,270,000 | 5,732 |
| Volatile liabilities | $21,182,000 | 4,645 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $19,424,000 | 3,429 |
| Tier 1 (core) risk-based capital | $8,232,000 | 5,981 |
| Tier 2 risk-based capital | $743,000 | 4,867 |
| Total risk weighted assets | $78,121,000 | 4,753 |
| Total unused commitments | $19,424,000 | 3,431 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 29 | 4,997 |
| Assets and Liabilities | ||
| Total Assets: | $77,681,000 | 5,824 |
| Cash and due from depository institutions | $3,756,000 | 4,997 |
| Interest-bearing balances | $566,000 | 2,897 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,476 |
| Net loans & leases | $69,001,000 | 4,885 |
| Loan loss allowance | $643,000 | 5,417 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $812,000 | 6,229 |
| Other real estate owned | $225,000 | 4,997 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $887,000 | 7,020 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $77,681,000 | 5,824 |
| Total liabilities | $69,557,000 | 5,758 |
| Total deposits | $69,373,000 | 5,539 |
| Interest-bearing deposits | $57,486,000 | 5,601 |
| Deposits held in domestic offices | $69,373,000 | 5,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $184,000 | 7,601 |
| Total equity capital | $8,124,000 | 6,124 |
| Total bank equity capital | $8,124,000 | 6,124 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,470,000 | 569 |
| Surplus | $0 | 7,949 |
| Undivided profits | $-346,000 | 7,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $274,000 | 7,530 |
| Earning assets | $72,567,000 | 5,770 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $68,376,500 | 6,050 |
| Average Assets, quarterly | $73,664,000 | 5,948 |
| Volatile liabilities | $16,069,000 | 5,250 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $18,767,000 | 3,542 |
| Tier 1 (core) risk-based capital | $8,124,000 | 6,022 |
| Tier 2 risk-based capital | $657,000 | 5,166 |
| Total risk weighted assets | $71,723,000 | 4,957 |
| Total unused commitments | $18,767,000 | 3,542 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 29 | 5,043 |
| Assets and Liabilities | ||
| Total Assets: | $69,647,000 | 6,105 |
| Cash and due from depository institutions | $2,765,000 | 5,043 |
| Interest-bearing balances | $556,000 | 3,009 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $4,270,000 | 2,962 |
| Net loans & leases | $60,927,000 | 5,200 |
| Loan loss allowance | $593,000 | 5,644 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $827,000 | 6,213 |
| Other real estate owned | $0 | 5,043 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $858,000 | 7,049 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $69,648,000 | 6,105 |
| Total liabilities | $61,511,000 | 6,060 |
| Total deposits | $57,363,000 | 6,057 |
| Interest-bearing deposits | $48,016,000 | 6,094 |
| Deposits held in domestic offices | $57,363,000 | 6,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 3,667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $148,000 | 7,762 |
| Total equity capital | $8,137,000 | 6,068 |
| Total bank equity capital | $8,137,000 | 6,068 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,470,000 | 563 |
| Surplus | $0 | 8,003 |
| Undivided profits | $-333,000 | 7,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $247,000 | 7,606 |
| Earning assets | $65,753,000 | 6,041 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $65,275,000 | 6,192 |
| Average Assets, quarterly | $67,409,500 | 6,155 |
| Volatile liabilities | $14,402,000 | 5,452 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $4,000,000 | 3,510 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $19,430,000 | 3,455 |
| Tier 1 (core) risk-based capital | $8,137,000 | 6,007 |
| Tier 2 risk-based capital | $607,000 | 5,376 |
| Total risk weighted assets | $63,652,000 | 5,274 |
| Total unused commitments | $19,430,000 | 3,455 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 31 | 4,814 |
| Assets and Liabilities | ||
| Total Assets: | $65,172,000 | 6,258 |
| Cash and due from depository institutions | $3,381,000 | 4,814 |
| Interest-bearing balances | $540,000 | 3,089 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $5,770,000 | 3,036 |
| Net loans & leases | $54,816,000 | 5,430 |
| Loan loss allowance | $542,000 | 5,861 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $474,000 | 7,039 |
| Other real estate owned | $0 | 4,814 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $731,000 | 7,264 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $65,173,000 | 6,258 |
| Total liabilities | $57,062,000 | 6,258 |
| Total deposits | $56,920,000 | 6,102 |
| Interest-bearing deposits | $47,137,000 | 6,151 |
| Deposits held in domestic offices | $56,920,000 | 6,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $142,000 | 7,802 |
| Total equity capital | $8,111,000 | 6,070 |
| Total bank equity capital | $8,111,000 | 6,070 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,470,000 | 548 |
| Surplus | $0 | 8,027 |
| Undivided profits | $-359,000 | 7,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $212,000 | 7,783 |
| Earning assets | $61,126,000 | 6,214 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $63,089,000 | 6,302 |
| Average Assets, quarterly | $63,089,000 | 6,302 |
| Volatile liabilities | $14,017,000 | 5,422 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $14,250,000 | 4,102 |
| Tier 1 (core) risk-based capital | $8,111,000 | 5,992 |
| Tier 2 risk-based capital | $556,000 | 5,578 |
| Total risk weighted assets | $57,304,000 | 5,522 |
| Total unused commitments | $14,250,000 | 4,102 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 27 | 5,256 |
| Assets and Liabilities | ||
| Total Assets: | $61,006,000 | 6,417 |
| Cash and due from depository institutions | $2,804,000 | 5,256 |
| Interest-bearing balances | $533,000 | 3,086 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $6,970,000 | 2,288 |
| Net loans & leases | $50,055,000 | 5,669 |
| Loan loss allowance | $499,000 | 6,042 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $426,000 | 7,176 |
| Other real estate owned | $0 | 5,256 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $751,000 | 7,289 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $61,006,000 | 6,417 |
| Total liabilities | $52,945,000 | 6,424 |
| Total deposits | $52,799,000 | 6,272 |
| Interest-bearing deposits | $46,596,000 | 6,128 |
| Deposits held in domestic offices | $52,799,000 | 6,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $146,000 | 7,745 |
| Total equity capital | $8,061,000 | 6,043 |
| Total bank equity capital | $8,061,000 | 6,043 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $8,470,000 | 539 |
| Surplus | $0 | 8,057 |
| Undivided profits | $-409,000 | 8,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $210,000 | 7,854 |
| Earning assets | $57,558,000 | 6,340 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $56,414,400 | 6,495 |
| Average Assets, quarterly | $59,707,500 | 6,431 |
| Volatile liabilities | $12,760,000 | 5,703 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $7,706,000 | 5,270 |
| Tier 1 (core) risk-based capital | $8,061,000 | 5,981 |
| Tier 2 risk-based capital | $510,000 | 5,773 |
| Total risk weighted assets | $52,681,000 | 5,709 |
| Total unused commitments | $7,706,000 | 5,271 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 23 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $58,409,000 | 6,520 |
| Cash and due from depository institutions | $3,040,000 | 5,785 |
| Interest-bearing balances | $526,000 | 3,031 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $4,570,000 | 2,592 |
| Net loans & leases | $50,136,000 | 5,683 |
| Loan loss allowance | $498,000 | 6,083 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $239,000 | 7,808 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $424,000 | 8,108 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $58,409,000 | 6,520 |
| Total liabilities | $50,699,000 | 6,530 |
| Total deposits | $50,586,000 | 6,356 |
| Interest-bearing deposits | $43,587,000 | 6,274 |
| Deposits held in domestic offices | $50,586,000 | 6,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $113,000 | 8,112 |
| Total equity capital | $7,710,000 | 6,168 |
| Total bank equity capital | $7,710,000 | 6,168 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,470,000 | 523 |
| Surplus | $0 | 8,106 |
| Undivided profits | $-760,000 | 8,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $176,000 | 8,094 |
| Earning assets | $55,232,000 | 6,445 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $55,266,500 | 6,582 |
| Average Assets, quarterly | $58,073,000 | 6,503 |
| Volatile liabilities | $9,992,000 | 6,230 |
| Insider loans | $82,000 | 7,216 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $10,994,000 | 4,579 |
| Tier 1 (core) risk-based capital | $7,710,000 | 6,125 |
| Tier 2 risk-based capital | $509,000 | 5,790 |
| Total risk weighted assets | $51,770,000 | 5,782 |
| Total unused commitments | $10,994,000 | 4,580 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 22 | 5,935 |
| Assets and Liabilities | ||
| Total Assets: | $57,737,000 | 6,549 |
| Cash and due from depository institutions | $2,561,000 | 5,935 |
| Interest-bearing balances | $520,000 | 3,047 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $5,430,000 | 2,107 |
| Net loans & leases | $49,164,000 | 5,699 |
| Loan loss allowance | $486,000 | 6,136 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $168,000 | 8,086 |
| Other real estate owned | $0 | 5,935 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $414,000 | 8,111 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $57,737,000 | 6,549 |
| Total liabilities | $50,277,000 | 6,577 |
| Total deposits | $49,162,000 | 6,443 |
| Interest-bearing deposits | $41,934,000 | 6,377 |
| Deposits held in domestic offices | $49,162,000 | 6,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $115,000 | 7,968 |
| Total equity capital | $7,460,000 | 6,158 |
| Total bank equity capital | $7,460,000 | 6,158 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $8,470,000 | 502 |
| Surplus | $0 | 8,130 |
| Undivided profits | $-1,010,000 | 8,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $172,000 | 8,060 |
| Earning assets | $55,114,000 | 6,446 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $54,219,000 | 6,672 |
| Average Assets, quarterly | $55,616,500 | 6,619 |
| Volatile liabilities | $10,058,000 | 6,201 |
| Insider loans | $90,000 | 7,203 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,254,000 | 4,198 |
| Tier 1 (core) risk-based capital | $7,460,000 | 6,186 |
| Tier 2 risk-based capital | $496,000 | 5,855 |
| Total risk weighted assets | $50,714,000 | 5,801 |
| Total unused commitments | $13,254,000 | 4,198 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 22 | 5,907 |
| Assets and Liabilities | ||
| Total Assets: | $53,496,000 | 6,754 |
| Cash and due from depository institutions | $2,365,000 | 5,907 |
| Interest-bearing balances | $516,000 | 3,180 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $5,030,000 | 2,615 |
| Net loans & leases | $45,547,000 | 5,848 |
| Loan loss allowance | $424,000 | 6,454 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $172,000 | 8,074 |
| Other real estate owned | $0 | 5,907 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $382,000 | 8,149 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $53,496,000 | 6,754 |
| Total liabilities | $46,236,000 | 6,783 |
| Total deposits | $46,141,000 | 6,617 |
| Interest-bearing deposits | $38,608,000 | 6,603 |
| Deposits held in domestic offices | $46,141,000 | 6,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $95,000 | 8,092 |
| Total equity capital | $7,260,000 | 6,219 |
| Total bank equity capital | $7,260,000 | 6,219 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,470,000 | 491 |
| Surplus | $0 | 8,136 |
| Undivided profits | $-1,210,000 | 8,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $158,000 | 8,103 |
| Earning assets | $51,093,000 | 6,658 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $52,460,000 | 6,790 |
| Average Assets, quarterly | $52,460,000 | 6,790 |
| Volatile liabilities | $8,476,000 | 6,414 |
| Insider loans | $40,000 | 7,523 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $18,620,000 | 3,466 |
| Tier 1 (core) risk-based capital | $7,260,000 | 6,200 |
| Tier 2 risk-based capital | $435,000 | 6,149 |
| Total risk weighted assets | $47,229,000 | 5,918 |
| Total unused commitments | $18,620,000 | 3,468 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $51,424,000 | 6,888 |
| Cash and due from depository institutions | $3,113,000 | 6,475 |
| Interest-bearing balances | $510,000 | 3,312 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,941 |
| Net loans & leases | $40,970,000 | 6,120 |
| Loan loss allowance | $409,000 | 6,559 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $164,000 | 8,127 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $377,000 | 8,210 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $51,424,000 | 6,888 |
| Total liabilities | $44,374,000 | 6,919 |
| Total deposits | $44,291,000 | 6,746 |
| Interest-bearing deposits | $37,260,000 | 6,690 |
| Deposits held in domestic offices | $44,291,000 | 6,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $83,000 | 8,181 |
| Total equity capital | $7,050,000 | 6,296 |
| Total bank equity capital | $7,050,000 | 6,296 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $8,470,000 | 479 |
| Surplus | $0 | 8,157 |
| Undivided profits | $-1,420,000 | 8,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $147,000 | 8,208 |
| Earning assets | $48,280,000 | 6,826 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $48,065,200 | 6,933 |
| Average Assets, quarterly | $51,491,500 | 6,854 |
| Volatile liabilities | $5,624,000 | 7,149 |
| Insider loans | $40,000 | 7,549 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,394,000 | 5,322 |
| Tier 1 (core) risk-based capital | $7,050,000 | 6,279 |
| Tier 2 risk-based capital | $416,000 | 6,263 |
| Total risk weighted assets | $43,256,000 | 6,166 |
| Total unused commitments | $7,394,000 | 5,322 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $51,559,000 | 6,861 |
| Cash and due from depository institutions | $2,783,000 | 5,934 |
| Interest-bearing balances | $9,000 | 6,506 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,436 |
| Net loans & leases | $39,359,000 | 6,231 |
| Loan loss allowance | $410,000 | 6,582 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $174,000 | 8,098 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $343,000 | 8,306 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $51,559,000 | 6,861 |
| Total liabilities | $44,653,000 | 6,876 |
| Total deposits | $44,582,000 | 6,692 |
| Interest-bearing deposits | $37,101,000 | 6,694 |
| Deposits held in domestic offices | $44,582,000 | 6,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $71,000 | 8,428 |
| Total equity capital | $6,906,000 | 6,375 |
| Total bank equity capital | $6,906,000 | 6,375 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,470,000 | 455 |
| Surplus | $0 | 8,180 |
| Undivided profits | $-1,564,000 | 8,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $128,000 | 8,353 |
| Earning assets | $48,268,000 | 6,795 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $47,225,500 | 6,994 |
| Average Assets, quarterly | $51,951,500 | 6,824 |
| Volatile liabilities | $5,804,000 | 7,113 |
| Insider loans | $109,000 | 7,124 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,573,000 | 5,233 |
| Tier 1 (core) risk-based capital | $6,906,000 | 6,304 |
| Tier 2 risk-based capital | $410,000 | 6,322 |
| Total risk weighted assets | $42,057,000 | 6,245 |
| Total unused commitments | $7,573,000 | 5,236 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 21 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $52,344,000 | 6,804 |
| Cash and due from depository institutions | $1,016,000 | 6,099 |
| Interest-bearing balances | $9,000 | 6,470 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $11,600,000 | 1,033 |
| Net loans & leases | $39,198,000 | 6,178 |
| Loan loss allowance | $393,000 | 6,664 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $195,000 | 8,012 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $335,000 | 8,271 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $52,344,000 | 6,804 |
| Total liabilities | $45,632,000 | 6,807 |
| Total deposits | $45,554,000 | 6,625 |
| Interest-bearing deposits | $38,716,000 | 6,588 |
| Deposits held in domestic offices | $45,554,000 | 6,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $78,000 | 8,276 |
| Total equity capital | $6,712,000 | 6,404 |
| Total bank equity capital | $6,712,000 | 6,404 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,470,000 | 431 |
| Surplus | $0 | 8,188 |
| Undivided profits | $-1,758,000 | 8,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $130,000 | 8,300 |
| Earning assets | $50,807,000 | 6,646 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $45,781,000 | 7,067 |
| Average Assets, quarterly | $47,607,000 | 7,002 |
| Volatile liabilities | $3,535,000 | 7,725 |
| Insider loans | $101,000 | 7,192 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,921,000 | 5,131 |
| Tier 1 (core) risk-based capital | $6,712,000 | 6,315 |
| Tier 2 risk-based capital | $393,000 | 6,402 |
| Total risk weighted assets | $42,121,000 | 6,194 |
| Total unused commitments | $7,921,000 | 5,131 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $42,870,000 | 7,277 |
| Cash and due from depository institutions | $2,901,000 | 6,116 |
| Interest-bearing balances | $942,000 | 2,806 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,532 |
| Net loans & leases | $31,448,000 | 6,683 |
| Loan loss allowance | $311,000 | 7,201 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $219,000 | 7,972 |
| Other real estate owned | $0 | 6,116 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $302,000 | 8,403 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $42,870,000 | 7,277 |
| Total liabilities | $36,220,000 | 7,375 |
| Total deposits | $36,178,000 | 7,239 |
| Interest-bearing deposits | $31,462,000 | 7,143 |
| Deposits held in domestic offices | $36,178,000 | 7,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $42,000 | 8,639 |
| Total equity capital | $6,650,000 | 6,370 |
| Total bank equity capital | $6,650,000 | 6,370 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,470,000 | 415 |
| Surplus | $0 | 8,248 |
| Undivided profits | $-1,820,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $102,000 | 8,492 |
| Earning assets | $40,390,000 | 7,218 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $42,499,500 | 7,287 |
| Average Assets, quarterly | $42,499,500 | 7,287 |
| Volatile liabilities | $4,134,000 | 7,500 |
| Insider loans | $65,000 | 7,465 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,540,000 | 4,730 |
| Tier 1 (core) risk-based capital | $6,650,000 | 6,320 |
| Tier 2 risk-based capital | $311,000 | 6,955 |
| Total risk weighted assets | $34,135,000 | 6,695 |
| Total unused commitments | $9,540,000 | 4,732 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 20 | 6,242 |
| Assets and Liabilities | ||
| Total Assets: | $42,129,000 | 7,351 |
| Cash and due from depository institutions | $2,746,000 | 6,242 |
| Interest-bearing balances | $926,000 | 2,889 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,279 |
| Net loans & leases | $29,732,000 | 6,840 |
| Loan loss allowance | $304,000 | 7,261 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $242,000 | 7,912 |
| Other real estate owned | $0 | 6,242 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $309,000 | 8,410 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $42,129,000 | 7,351 |
| Total liabilities | $35,487,000 | 7,442 |
| Total deposits | $35,426,000 | 7,306 |
| Interest-bearing deposits | $29,990,000 | 7,259 |
| Deposits held in domestic offices | $35,426,000 | 7,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $61,000 | 8,385 |
| Total equity capital | $6,642,000 | 6,406 |
| Total bank equity capital | $6,642,000 | 6,406 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,470,000 | 400 |
| Surplus | $0 | 8,282 |
| Undivided profits | $-1,828,000 | 8,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $88,000 | 8,609 |
| Earning assets | $39,758,000 | 7,277 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $32,733,800 | 7,794 |
| Average Assets, quarterly | $41,280,000 | 7,374 |
| Volatile liabilities | $2,939,000 | 7,938 |
| Insider loans | $124,000 | 7,106 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,110,000 | 5,484 |
| Tier 1 (core) risk-based capital | $6,642,000 | 6,308 |
| Tier 2 risk-based capital | $304,000 | 7,019 |
| Total risk weighted assets | $32,670,000 | 6,814 |
| Total unused commitments | $6,110,000 | 5,486 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 20 | 6,262 |
| Assets and Liabilities | ||
| Total Assets: | $40,431,000 | 7,452 |
| Cash and due from depository institutions | $2,766,000 | 6,262 |
| Interest-bearing balances | $1,024,000 | 2,821 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,348 |
| Net loans & leases | $28,834,000 | 6,906 |
| Loan loss allowance | $294,000 | 7,358 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $260,000 | 7,869 |
| Other real estate owned | $0 | 6,262 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $171,000 | 8,832 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $40,431,000 | 7,452 |
| Total liabilities | $33,757,000 | 7,548 |
| Total deposits | $33,727,000 | 7,398 |
| Interest-bearing deposits | $28,933,000 | 7,358 |
| Deposits held in domestic offices | $33,727,000 | 7,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $30,000 | 8,885 |
| Total equity capital | $6,674,000 | 6,408 |
| Total bank equity capital | $6,674,000 | 6,408 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,470,000 | 396 |
| Surplus | $0 | 8,313 |
| Undivided profits | $-1,796,000 | 8,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $84,000 | 8,682 |
| Earning assets | $38,258,000 | 7,374 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $30,385,000 | 7,963 |
| Average Assets, quarterly | $36,060,500 | 7,679 |
| Volatile liabilities | $3,326,000 | 7,843 |
| Insider loans | $90,000 | 7,354 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,478,000 | 5,687 |
| Tier 1 (core) risk-based capital | $6,674,000 | 6,282 |
| Tier 2 risk-based capital | $294,000 | 7,105 |
| Total risk weighted assets | $31,567,000 | 6,882 |
| Total unused commitments | $5,478,000 | 5,694 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 17 | 6,768 |
| Assets and Liabilities | ||
| Total Assets: | $31,690,000 | 7,966 |
| Cash and due from depository institutions | $3,237,000 | 6,768 |
| Interest-bearing balances | $916,000 | 2,949 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 1,882 |
| Net loans & leases | $22,716,000 | 7,383 |
| Loan loss allowance | $207,000 | 7,975 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $205,000 | 8,119 |
| Other real estate owned | $0 | 6,768 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $132,000 | 8,945 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $31,690,000 | 7,966 |
| Total liabilities | $24,857,000 | 8,130 |
| Total deposits | $24,834,000 | 8,031 |
| Interest-bearing deposits | $20,875,000 | 8,019 |
| Deposits held in domestic offices | $24,834,000 | 8,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $23,000 | 8,957 |
| Total equity capital | $6,833,000 | 6,199 |
| Total bank equity capital | $6,833,000 | 6,199 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,470,000 | 392 |
| Surplus | $0 | 8,370 |
| Undivided profits | $-1,637,000 | 8,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $58,000 | 8,849 |
| Earning assets | $29,032,000 | 7,950 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $27,036,330 | 8,195 |
| Average Assets, quarterly | $29,260,000 | 8,085 |
| Volatile liabilities | $1,566,000 | 8,521 |
| Insider loans | $72,000 | 7,520 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,198,000 | 5,826 |
| Tier 1 (core) risk-based capital | $6,833,000 | 6,153 |
| Tier 2 risk-based capital | $207,000 | 7,808 |
| Total risk weighted assets | $24,049,000 | 7,490 |
| Total unused commitments | $5,198,000 | 5,829 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 18 | 6,622 |
| Assets and Liabilities | ||
| Total Assets: | $26,830,000 | 8,269 |
| Cash and due from depository institutions | $3,148,000 | 6,622 |
| Interest-bearing balances | $913,000 | 3,166 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,450 |
| Net loans & leases | $17,476,000 | 7,851 |
| Loan loss allowance | $179,000 | 8,155 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $178,000 | 8,254 |
| Other real estate owned | $0 | 6,622 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $128,000 | 8,976 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $26,830,000 | 8,269 |
| Total liabilities | $22,990,000 | 8,274 |
| Total deposits | $22,978,000 | 8,186 |
| Interest-bearing deposits | $19,539,000 | 8,154 |
| Deposits held in domestic offices | $22,978,000 | 8,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $12,000 | 9,081 |
| Total equity capital | $3,840,000 | 7,852 |
| Total bank equity capital | $3,840,000 | 7,852 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,391,000 | 669 |
| Surplus | $0 | 8,403 |
| Undivided profits | $-1,551,000 | 8,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $49,000 | 8,902 |
| Earning assets | $24,289,000 | 8,263 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $24,709,500 | 8,374 |
| Average Assets, quarterly | $24,709,500 | 8,374 |
| Volatile liabilities | $1,858,000 | 8,413 |
| Insider loans | $90,000 | 7,402 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,656,000 | 6,052 |
| Tier 1 (core) risk-based capital | $3,840,000 | 7,756 |
| Tier 2 risk-based capital | $179,000 | 8,031 |
| Total risk weighted assets | $18,877,000 | 7,951 |
| Total unused commitments | $4,656,000 | 6,058 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $22,589,000 | 8,533 |
| Cash and due from depository institutions | $4,462,000 | 7,346 |
| Interest-bearing balances | $911,000 | 3,048 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 2,793 |
| Net loans & leases | $13,917,000 | 8,228 |
| Loan loss allowance | $145,000 | 8,408 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $182,000 | 8,304 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $128,000 | 9,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,589,000 | 8,533 |
| Total liabilities | $18,569,000 | 8,596 |
| Total deposits | $18,561,000 | 8,515 |
| Interest-bearing deposits | $15,876,000 | 8,467 |
| Deposits held in domestic offices | $18,561,000 | 8,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,000 | 9,160 |
| Total equity capital | $4,020,000 | 7,749 |
| Total bank equity capital | $4,020,000 | 7,749 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,391,000 | 673 |
| Surplus | $0 | 8,463 |
| Undivided profits | $-1,371,000 | 8,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $44,000 | 8,977 |
| Earning assets | $18,728,000 | 8,638 |
| Long-term assets (5+ years) | $2,177,000 | 7,178 |
| Average Assets, year-to-date | $17,501,600 | 8,774 |
| Average Assets, quarterly | $22,554,500 | 8,527 |
| Volatile liabilities | $831,000 | 8,864 |
| Insider loans | $75,000 | 7,569 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,806,000 | 5,840 |
| Tier 1 (core) risk-based capital | $4,020,000 | 7,664 |
| Tier 2 risk-based capital | $145,000 | 8,312 |
| Total risk weighted assets | $16,203,000 | 8,246 |
| Total unused commitments | $4,806,000 | 5,845 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 13 | 7,566 |
| Assets and Liabilities | ||
| Total Assets: | $22,520,000 | 8,587 |
| Cash and due from depository institutions | $5,947,000 | 7,566 |
| Interest-bearing balances | $908,000 | 3,197 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,388 |
| Net loans & leases | $10,670,000 | 8,589 |
| Loan loss allowance | $101,000 | 8,746 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $179,000 | 8,368 |
| Other real estate owned | $0 | 7,566 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $124,000 | 9,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,520,000 | 8,587 |
| Total liabilities | $18,334,000 | 8,648 |
| Total deposits | $18,327,000 | 8,579 |
| Interest-bearing deposits | $16,132,000 | 8,500 |
| Deposits held in domestic offices | $18,327,000 | 8,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,000 | 9,218 |
| Total equity capital | $4,186,000 | 7,700 |
| Total bank equity capital | $4,186,000 | 7,700 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,391,000 | 666 |
| Surplus | $0 | 8,515 |
| Undivided profits | $-1,205,000 | 8,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $28,000 | 9,098 |
| Earning assets | $17,178,000 | 8,753 |
| Long-term assets (5+ years) | $1,259,000 | 7,608 |
| Average Assets, year-to-date | $16,229,750 | 8,886 |
| Average Assets, quarterly | $23,034,500 | 8,554 |
| Volatile liabilities | $629,000 | 8,982 |
| Insider loans | $75,000 | 7,627 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,243,000 | 6,078 |
| Tier 1 (core) risk-based capital | $4,186,000 | 7,609 |
| Tier 2 risk-based capital | $101,000 | 8,693 |
| Total risk weighted assets | $13,406,000 | 8,533 |
| Total unused commitments | $4,243,000 | 6,083 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 12 | 7,773 |
| Assets and Liabilities | ||
| Total Assets: | $23,549,000 | 8,557 |
| Cash and due from depository institutions | $2,422,000 | 7,773 |
| Interest-bearing balances | $905,000 | 3,336 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,282 |
| Net loans & leases | $8,608,000 | 8,786 |
| Loan loss allowance | $84,000 | 8,867 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $189,000 | 8,334 |
| Other real estate owned | $0 | 7,773 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $130,000 | 9,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,549,000 | 8,557 |
| Total liabilities | $19,634,000 | 8,586 |
| Total deposits | $19,622,000 | 8,510 |
| Interest-bearing deposits | $16,346,000 | 8,509 |
| Deposits held in domestic offices | $19,622,000 | 8,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $12,000 | 9,241 |
| Total equity capital | $3,915,000 | 7,860 |
| Total bank equity capital | $3,915,000 | 7,860 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $0 | 8,544 |
| Undivided profits | $-1,085,000 | 8,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $22,000 | 9,155 |
| Earning assets | $21,713,000 | 8,532 |
| Long-term assets (5+ years) | $874,000 | 7,783 |
| Average Assets, year-to-date | $14,133,000 | 9,019 |
| Average Assets, quarterly | $17,335,000 | 8,882 |
| Volatile liabilities | $526,000 | 9,058 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,893,000 | 6,795 |
| Tier 1 (core) risk-based capital | $3,915,000 | 7,742 |
| Tier 2 risk-based capital | $84,000 | 8,831 |
| Total risk weighted assets | $11,952,000 | 8,676 |
| Total unused commitments | $2,893,000 | 6,807 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $11,121,000 | 9,168 |
| Cash and due from depository institutions | $1,730,000 | 7,782 |
| Interest-bearing balances | $1,002,000 | 3,186 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $4,688,000 | 3,338 |
| Net loans & leases | $4,379,000 | 9,107 |
| Loan loss allowance | $44,000 | 9,089 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $214,000 | 8,242 |
| Other real estate owned | $0 | 7,782 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $110,000 | 9,214 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,121,000 | 9,168 |
| Total liabilities | $6,625,000 | 9,214 |
| Total deposits | $6,622,000 | 9,185 |
| Interest-bearing deposits | $5,010,000 | 9,154 |
| Deposits held in domestic offices | $6,622,000 | 9,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,000 | 9,312 |
| Total equity capital | $4,496,000 | 7,521 |
| Total bank equity capital | $4,496,000 | 7,521 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,543,000 | 1,513 |
| Surplus | $2,848,000 | 4,658 |
| Undivided profits | $-895,000 | 8,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $10,000 | 9,221 |
| Earning assets | $10,069,000 | 9,143 |
| Long-term assets (5+ years) | $481,000 | 7,998 |
| Average Assets, year-to-date | $9,425,000 | 9,211 |
| Average Assets, quarterly | $9,425,000 | 9,211 |
| Volatile liabilities | $300,000 | 9,196 |
| Insider loans | $15,000 | 8,185 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,606,000 | 7,687 |
| Tier 1 (core) risk-based capital | $4,496,000 | 7,368 |
| Tier 2 risk-based capital | $44,000 | 9,093 |
| Total risk weighted assets | $6,073,000 | 9,113 |
| Total unused commitments | $1,606,000 | 7,702 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 11 | 8,007 |
| Assets and Liabilities | ||
| Total Assets: | $7,729,000 | 9,290 |
| Cash and due from depository institutions | $390,000 | 8,007 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $6,425,000 | 2,250 |
| Net loans & leases | $591,000 | 9,268 |
| Loan loss allowance | $6,000 | 9,239 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $202,000 | 8,328 |
| Other real estate owned | $0 | 8,007 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $121,000 | 9,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,729,000 | 9,290 |
| Total liabilities | $2,948,000 | 9,315 |
| Total deposits | $2,947,000 | 9,283 |
| Interest-bearing deposits | $2,324,000 | 9,243 |
| Deposits held in domestic offices | $2,947,000 | 9,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,000 | 9,359 |
| Total equity capital | $4,781,000 | 7,320 |
| Total bank equity capital | $4,781,000 | 7,320 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,543,000 | 1,503 |
| Surplus | $2,848,000 | 4,605 |
| Undivided profits | $-610,000 | 8,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,000 | 9,286 |
| Earning assets | $7,016,000 | 9,260 |
| Long-term assets (5+ years) | $477,000 | 8,023 |
| Average Assets, year-to-date | $7,729,000 | 9,281 |
| Average Assets, quarterly | $7,729,000 | 9,282 |
| Volatile liabilities | $250,000 | 9,246 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,000 | 9,095 |
| Tier 1 (core) risk-based capital | $4,781,000 | 7,147 |
| Tier 2 risk-based capital | $6,000 | 9,245 |
| Total risk weighted assets | $2,263,000 | 9,309 |
| Total unused commitments | $15,000 | 9,096 |
| Derivatives | $0 | 527 |