Home > Summit Bank > Net charge- offs to loans
Summit Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4187% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 652 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 1,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0159% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4890% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8990% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4756% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6441% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 445 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 1,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0470% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 1,279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8834% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4354% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6770% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8442% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2117% | 3,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 528 |
| Percentage Net Loans Charged-off:Construction & development | -0.2213% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0800% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0561% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0918% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2399% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7242% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9190% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4625% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2841% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 160 |
| Percentage Net Loans Charged-off:Construction & development | -0.2324% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2836% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0927% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3155% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5921% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7454% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7148% | 39 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5666% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5433% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 3.2859% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1434% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2428% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4923% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3138% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4129% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4662% | 52 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0530% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3288% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 8.4096% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5677% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2139% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2428% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2060% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8366% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0729% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3636% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6436% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5334% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1004% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 13.9415% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7688% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2757% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1599% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0782% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2953% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5733% | 857 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0436% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0381% | 489 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9727% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8835% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 6.1864% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7885% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1774% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0664% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8611% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0852% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3686% | 1,283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5731% | 49 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7723% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8756% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 8.3240% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5654% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1382% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2220% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0556% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7191% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2143% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2838% | 1,001 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1641% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5326% | 112 |