Home > Summit Bank > Income and Expense
Summit Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $11,061,000 | 561 |
| Total interest expense | $1,643,000 | 432 |
| Net interest income | $9,418,000 | 588 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,476,000 | 929 |
| Gross Fiduciary activities income | $55,000 | 762 |
| Service charges on deposit accounts | $507,000 | 643 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $914,000 | 915 |
| Total noninterest expense | $6,786,000 | 755 |
| Salaries and employee benefits | $4,241,000 | 655 |
| Premises and equipment expense | $1,202,000 | 526 |
| Additional noninterest expense | $1,343,000 | 1,191 |
| Pre-tax net operating income | $4,108,000 | 519 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $717,000 | 715 |
| Income before extraordinary items | $3,391,000 | 477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,391,000 | 476 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,391,000 | 477 |
| Net charge-offs | $404,000 | 580 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $3,391,000 | 470 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $47,781,000 | 517 |
| Total interest expense | $7,298,000 | 432 |
| Net interest income | $40,483,000 | 526 |
| Provision for loan and lease losses | $2,400,000 | 536 |
| Total noninterest income | $7,280,000 | 866 |
| Gross Fiduciary activities income | $191,000 | 785 |
| Service charges on deposit accounts | $2,341,000 | 590 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,748,000 | 839 |
| Total noninterest expense | $28,389,000 | 710 |
| Salaries and employee benefits | $17,927,000 | 600 |
| Premises and equipment expense | $4,874,000 | 505 |
| Additional noninterest expense | $5,588,000 | 1,204 |
| Pre-tax net operating income | $16,974,000 | 491 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,451,000 | 775 |
| Income before extraordinary items | $14,523,000 | 470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,523,000 | 470 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $14,523,000 | 471 |
| Net charge-offs | $2,117,000 | 712 |
| Cash dividends | $2,500,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 603 |
| Net operating income | $14,523,000 | 461 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $35,934,000 | 516 |
| Total interest expense | $5,525,000 | 439 |
| Net interest income | $30,409,000 | 521 |
| Provision for loan and lease losses | $2,210,000 | 446 |
| Total noninterest income | $5,653,000 | 854 |
| Gross Fiduciary activities income | $142,000 | 781 |
| Service charges on deposit accounts | $1,739,000 | 588 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,772,000 | 819 |
| Total noninterest expense | $21,229,000 | 720 |
| Salaries and employee benefits | $13,458,000 | 607 |
| Premises and equipment expense | $3,623,000 | 510 |
| Additional noninterest expense | $4,148,000 | 1,207 |
| Pre-tax net operating income | $12,623,000 | 509 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,844,000 | 792 |
| Income before extraordinary items | $10,779,000 | 475 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $10,779,000 | 474 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,779,000 | 476 |
| Net charge-offs | $1,716,000 | 667 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 566 |
| Net operating income | $10,779,000 | 463 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $23,986,000 | 515 |
| Total interest expense | $3,777,000 | 434 |
| Net interest income | $20,209,000 | 523 |
| Provision for loan and lease losses | $1,630,000 | 434 |
| Total noninterest income | $3,827,000 | 840 |
| Gross Fiduciary activities income | $92,000 | 793 |
| Service charges on deposit accounts | $1,125,000 | 598 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,610,000 | 816 |
| Total noninterest expense | $14,028,000 | 723 |
| Salaries and employee benefits | $9,018,000 | 603 |
| Premises and equipment expense | $2,419,000 | 507 |
| Additional noninterest expense | $2,591,000 | 1,284 |
| Pre-tax net operating income | $8,378,000 | 503 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,257,000 | 768 |
| Income before extraordinary items | $7,121,000 | 472 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,121,000 | 471 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,121,000 | 474 |
| Net charge-offs | $1,360,000 | 615 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 632 |
| Net operating income | $7,121,000 | 456 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $11,946,000 | 517 |
| Total interest expense | $1,914,000 | 445 |
| Net interest income | $10,032,000 | 536 |
| Provision for loan and lease losses | $1,030,000 | 379 |
| Total noninterest income | $1,910,000 | 849 |
| Gross Fiduciary activities income | $44,000 | 798 |
| Service charges on deposit accounts | $554,000 | 602 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,312,000 | 812 |
| Total noninterest expense | $6,947,000 | 737 |
| Salaries and employee benefits | $4,472,000 | 616 |
| Premises and equipment expense | $1,183,000 | 526 |
| Additional noninterest expense | $1,292,000 | 1,281 |
| Pre-tax net operating income | $3,965,000 | 526 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $490,000 | 941 |
| Income before extraordinary items | $3,475,000 | 479 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,475,000 | 479 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,475,000 | 480 |
| Net charge-offs | $621,000 | 665 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 473 |
| Net operating income | $3,475,000 | 461 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $50,325,000 | 516 |
| Total interest expense | $10,090,000 | 399 |
| Net interest income | $40,235,000 | 542 |
| Provision for loan and lease losses | $3,081,000 | 750 |
| Total noninterest income | $7,170,000 | 870 |
| Gross Fiduciary activities income | $103,000 | 877 |
| Service charges on deposit accounts | $2,415,000 | 589 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,652,000 | 857 |
| Total noninterest expense | $28,389,000 | 717 |
| Salaries and employee benefits | $17,432,000 | 604 |
| Premises and equipment expense | $4,666,000 | 512 |
| Additional noninterest expense | $6,291,000 | 1,105 |
| Pre-tax net operating income | $15,935,000 | 505 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,508,000 | 1,096 |
| Income before extraordinary items | $14,427,000 | 461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,427,000 | 459 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $14,427,000 | 460 |
| Net charge-offs | $4,259,000 | 652 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 603 |
| Net operating income | $14,427,000 | 451 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $37,997,000 | 518 |
| Total interest expense | $7,281,000 | 442 |
| Net interest income | $30,716,000 | 540 |
| Provision for loan and lease losses | $2,696,000 | 678 |
| Total noninterest income | $5,721,000 | 818 |
| Gross Fiduciary activities income | $65,000 | 896 |
| Service charges on deposit accounts | $1,773,000 | 606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,883,000 | 773 |
| Total noninterest expense | $21,000,000 | 716 |
| Salaries and employee benefits | $12,996,000 | 599 |
| Premises and equipment expense | $3,472,000 | 523 |
| Additional noninterest expense | $4,532,000 | 1,141 |
| Pre-tax net operating income | $12,741,000 | 489 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,850,000 | 762 |
| Income before extraordinary items | $10,891,000 | 466 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $10,891,000 | 464 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $10,891,000 | 465 |
| Net charge-offs | $2,609,000 | 751 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 567 |
| Net operating income | $10,891,000 | 451 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $25,574,000 | 518 |
| Total interest expense | $4,986,000 | 445 |
| Net interest income | $20,588,000 | 543 |
| Provision for loan and lease losses | $2,136,000 | 608 |
| Total noninterest income | $3,888,000 | 803 |
| Gross Fiduciary activities income | $41,000 | 915 |
| Service charges on deposit accounts | $1,155,000 | 615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,692,000 | 756 |
| Total noninterest expense | $13,844,000 | 724 |
| Salaries and employee benefits | $8,564,000 | 602 |
| Premises and equipment expense | $2,263,000 | 534 |
| Additional noninterest expense | $3,017,000 | 1,142 |
| Pre-tax net operating income | $8,496,000 | 480 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,241,000 | 748 |
| Income before extraordinary items | $7,255,000 | 456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,255,000 | 455 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,255,000 | 455 |
| Net charge-offs | $1,608,000 | 814 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 491 |
| Net operating income | $7,255,000 | 440 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $12,479,000 | 536 |
| Total interest expense | $2,548,000 | 451 |
| Net interest income | $9,931,000 | 559 |
| Provision for loan and lease losses | $696,000 | 829 |
| Total noninterest income | $1,718,000 | 869 |
| Gross Fiduciary activities income | $18,000 | 929 |
| Service charges on deposit accounts | $568,000 | 622 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,132,000 | 822 |
| Total noninterest expense | $6,687,000 | 742 |
| Salaries and employee benefits | $4,258,000 | 608 |
| Premises and equipment expense | $1,102,000 | 553 |
| Additional noninterest expense | $1,327,000 | 1,260 |
| Pre-tax net operating income | $4,266,000 | 476 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $667,000 | 690 |
| Income before extraordinary items | $3,599,000 | 459 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,599,000 | 459 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,599,000 | 460 |
| Net charge-offs | $561,000 | 1,013 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 424 |
| Net operating income | $3,599,000 | 439 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $51,042,000 | 535 |
| Total interest expense | $11,965,000 | 467 |
| Net interest income | $39,077,000 | 560 |
| Provision for loan and lease losses | $3,327,000 | 1,091 |
| Total noninterest income | $6,047,000 | 897 |
| Gross Fiduciary activities income | $28,000 | 989 |
| Service charges on deposit accounts | $2,381,000 | 620 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,638,000 | 905 |
| Total noninterest expense | $26,344,000 | 748 |
| Salaries and employee benefits | $16,097,000 | 601 |
| Premises and equipment expense | $4,365,000 | 575 |
| Additional noninterest expense | $5,882,000 | 1,188 |
| Pre-tax net operating income | $15,453,000 | 442 |
| Securities gains (losses) | $249,000 | 1,283 |
| Applicable income taxes | $1,890,000 | 829 |
| Income before extraordinary items | $13,812,000 | 401 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,812,000 | 402 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $13,812,000 | 402 |
| Net charge-offs | $1,779,000 | 1,674 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 757 |
| Net operating income | $13,592,880 | 398 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $38,207,000 | 545 |
| Total interest expense | $9,262,000 | 478 |
| Net interest income | $28,945,000 | 562 |
| Provision for loan and lease losses | $2,297,000 | 1,131 |
| Total noninterest income | $4,397,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,719,000 | 647 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,678,000 | 906 |
| Total noninterest expense | $19,585,000 | 757 |
| Salaries and employee benefits | $11,929,000 | 611 |
| Premises and equipment expense | $3,199,000 | 599 |
| Additional noninterest expense | $4,457,000 | 1,167 |
| Pre-tax net operating income | $11,460,000 | 462 |
| Securities gains (losses) | $249,000 | 1,049 |
| Applicable income taxes | $1,420,000 | 825 |
| Income before extraordinary items | $10,289,000 | 407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,289,000 | 407 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $10,289,000 | 407 |
| Net charge-offs | $937,000 | 1,964 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 772 |
| Net operating income | $10,069,880 | 403 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $25,438,000 | 553 |
| Total interest expense | $6,327,000 | 489 |
| Net interest income | $19,111,000 | 573 |
| Provision for loan and lease losses | $1,682,000 | 1,032 |
| Total noninterest income | $2,799,000 | 964 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,069,000 | 689 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,730,000 | 917 |
| Total noninterest expense | $13,026,000 | 767 |
| Salaries and employee benefits | $7,885,000 | 617 |
| Premises and equipment expense | $2,108,000 | 610 |
| Additional noninterest expense | $3,033,000 | 1,167 |
| Pre-tax net operating income | $7,202,000 | 474 |
| Securities gains (losses) | $249,000 | 626 |
| Applicable income taxes | $755,000 | 963 |
| Income before extraordinary items | $6,696,000 | 411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,696,000 | 411 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $6,696,000 | 411 |
| Net charge-offs | $1,403,000 | 1,184 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 884 |
| Net operating income | $6,471,900 | 406 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $12,642,000 | 563 |
| Total interest expense | $3,250,000 | 496 |
| Net interest income | $9,392,000 | 584 |
| Provision for loan and lease losses | $820,000 | 994 |
| Total noninterest income | $1,388,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $507,000 | 702 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $881,000 | 903 |
| Total noninterest expense | $6,328,000 | 793 |
| Salaries and employee benefits | $3,830,000 | 646 |
| Premises and equipment expense | $1,090,000 | 613 |
| Additional noninterest expense | $1,408,000 | 1,254 |
| Pre-tax net operating income | $3,632,000 | 471 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $345,000 | 994 |
| Income before extraordinary items | $3,287,000 | 406 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,287,000 | 406 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,287,000 | 406 |
| Net charge-offs | $578,000 | 1,221 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 7,530 |
| Net operating income | $3,287,000 | 397 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $52,836,000 | 555 |
| Total interest expense | $16,895,000 | 469 |
| Net interest income | $35,941,000 | 602 |
| Provision for loan and lease losses | $3,470,000 | 1,467 |
| Total noninterest income | $6,286,000 | 896 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,570,000 | 581 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,716,000 | 914 |
| Total noninterest expense | $25,253,000 | 792 |
| Salaries and employee benefits | $14,836,000 | 651 |
| Premises and equipment expense | $4,415,000 | 582 |
| Additional noninterest expense | $6,002,000 | 1,233 |
| Pre-tax net operating income | $13,504,000 | 417 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $970,000 | 1,250 |
| Income before extraordinary items | $12,534,000 | 372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,534,000 | 371 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $12,534,000 | 372 |
| Net charge-offs | $3,122,000 | 1,437 |
| Cash dividends | $10,500,000 | 168 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 757 |
| Net operating income | $12,534,000 | 353 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $39,799,000 | 560 |
| Total interest expense | $13,197,000 | 464 |
| Net interest income | $26,602,000 | 608 |
| Provision for loan and lease losses | $2,145,000 | 1,579 |
| Total noninterest income | $4,546,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,999,000 | 575 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,547,000 | 936 |
| Total noninterest expense | $18,619,000 | 793 |
| Salaries and employee benefits | $10,963,000 | 651 |
| Premises and equipment expense | $3,285,000 | 583 |
| Additional noninterest expense | $4,371,000 | 1,244 |
| Pre-tax net operating income | $10,384,000 | 409 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $830,000 | 1,165 |
| Income before extraordinary items | $9,554,000 | 360 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,554,000 | 361 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $9,554,000 | 361 |
| Net charge-offs | $2,006,000 | 1,506 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 709 |
| Net operating income | $9,554,000 | 354 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $26,444,000 | 565 |
| Total interest expense | $8,988,000 | 473 |
| Net interest income | $17,456,000 | 616 |
| Provision for loan and lease losses | $1,420,000 | 1,576 |
| Total noninterest income | $2,824,000 | 938 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,372,000 | 561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,452,000 | 1,000 |
| Total noninterest expense | $12,078,000 | 818 |
| Salaries and employee benefits | $7,185,000 | 661 |
| Premises and equipment expense | $2,187,000 | 593 |
| Additional noninterest expense | $2,706,000 | 1,318 |
| Pre-tax net operating income | $6,782,000 | 414 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $530,000 | 1,164 |
| Income before extraordinary items | $6,252,000 | 352 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,252,000 | 352 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $6,252,000 | 352 |
| Net charge-offs | $1,272,000 | 1,511 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 651 |
| Net operating income | $6,252,000 | 347 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $13,098,000 | 591 |
| Total interest expense | $4,490,000 | 498 |
| Net interest income | $8,608,000 | 634 |
| Provision for loan and lease losses | $780,000 | 1,367 |
| Total noninterest income | $1,396,000 | 930 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $657,000 | 585 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $739,000 | 978 |
| Total noninterest expense | $5,972,000 | 827 |
| Salaries and employee benefits | $3,544,000 | 676 |
| Premises and equipment expense | $1,047,000 | 637 |
| Additional noninterest expense | $1,381,000 | 1,284 |
| Pre-tax net operating income | $3,252,000 | 407 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $230,000 | 1,293 |
| Income before extraordinary items | $3,022,000 | 358 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,022,000 | 360 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,022,000 | 360 |
| Net charge-offs | $429,000 | 1,707 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 592 |
| Net operating income | $3,022,000 | 349 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $53,075,000 | 615 |
| Total interest expense | $20,006,000 | 569 |
| Net interest income | $33,069,000 | 646 |
| Provision for loan and lease losses | $3,050,000 | 1,961 |
| Total noninterest income | $5,829,000 | 971 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,971,000 | 563 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,858,000 | 1,082 |
| Total noninterest expense | $25,426,000 | 830 |
| Salaries and employee benefits | $15,209,000 | 628 |
| Premises and equipment expense | $3,953,000 | 673 |
| Additional noninterest expense | $6,264,000 | 1,224 |
| Pre-tax net operating income | $10,422,000 | 403 |
| Securities gains (losses) | $12,000 | 3,205 |
| Applicable income taxes | $485,000 | 1,582 |
| Income before extraordinary items | $9,949,000 | 319 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,949,000 | 320 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $9,949,000 | 321 |
| Net charge-offs | $2,787,000 | 1,680 |
| Cash dividends | $2,400,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 875 |
| Net operating income | $9,937,600 | 320 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $39,834,000 | 628 |
| Total interest expense | $15,322,000 | 592 |
| Net interest income | $24,512,000 | 658 |
| Provision for loan and lease losses | $2,153,000 | 1,817 |
| Total noninterest income | $4,383,000 | 975 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,205,000 | 568 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,178,000 | 1,087 |
| Total noninterest expense | $19,271,000 | 815 |
| Salaries and employee benefits | $11,486,000 | 638 |
| Premises and equipment expense | $2,993,000 | 684 |
| Additional noninterest expense | $4,792,000 | 1,173 |
| Pre-tax net operating income | $7,471,000 | 445 |
| Securities gains (losses) | $12,000 | 2,919 |
| Applicable income taxes | $185,000 | 2,395 |
| Income before extraordinary items | $7,298,000 | 358 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $7,298,000 | 356 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $7,298,000 | 358 |
| Net charge-offs | $1,573,000 | 1,730 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 814 |
| Net operating income | $7,286,240 | 356 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $26,414,000 | 647 |
| Total interest expense | $10,338,000 | 619 |
| Net interest income | $16,076,000 | 668 |
| Provision for loan and lease losses | $938,000 | 2,150 |
| Total noninterest income | $2,886,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,420,000 | 586 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,466,000 | 1,119 |
| Total noninterest expense | $12,849,000 | 834 |
| Salaries and employee benefits | $7,578,000 | 655 |
| Premises and equipment expense | $1,963,000 | 715 |
| Additional noninterest expense | $3,308,000 | 1,161 |
| Pre-tax net operating income | $5,175,000 | 420 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $465,000 | 1,147 |
| Income before extraordinary items | $4,710,000 | 373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,710,000 | 370 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,710,000 | 372 |
| Net charge-offs | $922,000 | 1,704 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 782 |
| Net operating income | $4,710,000 | 356 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,339,000 | 648 |
| Total interest expense | $5,244,000 | 637 |
| Net interest income | $8,095,000 | 653 |
| Provision for loan and lease losses | $478,000 | 1,820 |
| Total noninterest income | $1,352,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $680,000 | 600 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $672,000 | 1,150 |
| Total noninterest expense | $6,321,000 | 798 |
| Salaries and employee benefits | $3,735,000 | 672 |
| Premises and equipment expense | $991,000 | 720 |
| Additional noninterest expense | $1,595,000 | 1,058 |
| Pre-tax net operating income | $2,648,000 | 444 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $335,000 | 963 |
| Income before extraordinary items | $2,313,000 | 420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,313,000 | 421 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,313,000 | 422 |
| Net charge-offs | $246,000 | 1,972 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
| Net operating income | $2,313,000 | 387 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $55,355,000 | 675 |
| Total interest expense | $23,001,000 | 694 |
| Net interest income | $32,354,000 | 674 |
| Provision for loan and lease losses | $2,040,000 | 1,766 |
| Total noninterest income | $5,823,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,277,000 | 527 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,546,000 | 1,103 |
| Total noninterest expense | $24,232,000 | 820 |
| Salaries and employee benefits | $15,301,000 | 642 |
| Premises and equipment expense | $3,876,000 | 708 |
| Additional noninterest expense | $5,055,000 | 1,257 |
| Pre-tax net operating income | $11,905,000 | 447 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,995,000 | 681 |
| Income before extraordinary items | $9,910,000 | 385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,910,000 | 385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $940,000 | 2,024 |
| Cash dividends | $1,500,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 963 |
| Net operating income | $9,910,000 | 410 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $41,555,000 | 701 |
| Total interest expense | $17,360,000 | 717 |
| Net interest income | $24,195,000 | 698 |
| Provision for loan and lease losses | $1,390,000 | 1,508 |
| Total noninterest income | $4,380,000 | 969 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,416,000 | 544 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,964,000 | 1,120 |
| Total noninterest expense | $18,238,000 | 803 |
| Salaries and employee benefits | $11,628,000 | 646 |
| Premises and equipment expense | $2,916,000 | 713 |
| Additional noninterest expense | $3,694,000 | 1,240 |
| Pre-tax net operating income | $8,947,000 | 564 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,515,000 | 829 |
| Income before extraordinary items | $7,432,000 | 490 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,432,000 | 489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 2,078 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 831 |
| Net operating income | $7,432,000 | 513 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $27,717,000 | 702 |
| Total interest expense | $12,100,000 | 712 |
| Net interest income | $15,617,000 | 715 |
| Provision for loan and lease losses | $635,000 | 1,641 |
| Total noninterest income | $2,860,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,548,000 | 554 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,312,000 | 1,165 |
| Total noninterest expense | $12,039,000 | 806 |
| Salaries and employee benefits | $7,755,000 | 642 |
| Premises and equipment expense | $1,945,000 | 709 |
| Additional noninterest expense | $2,339,000 | 1,277 |
| Pre-tax net operating income | $5,803,000 | 615 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,035,000 | 916 |
| Income before extraordinary items | $4,768,000 | 579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,768,000 | 578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,669 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 749 |
| Net operating income | $4,768,000 | 563 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,264,000 | 701 |
| Total interest expense | $6,611,000 | 690 |
| Net interest income | $7,653,000 | 721 |
| Provision for loan and lease losses | $360,000 | 1,229 |
| Total noninterest income | $1,441,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $755,000 | 561 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $686,000 | 1,136 |
| Total noninterest expense | $5,876,000 | 815 |
| Salaries and employee benefits | $3,832,000 | 655 |
| Premises and equipment expense | $925,000 | 758 |
| Additional noninterest expense | $1,119,000 | 1,281 |
| Pre-tax net operating income | $2,858,000 | 677 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $525,000 | 976 |
| Income before extraordinary items | $2,333,000 | 661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,333,000 | 662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,203 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 645 |
| Net operating income | $2,333,000 | 631 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $56,594,000 | 728 |
| Total interest expense | $28,159,000 | 694 |
| Net interest income | $28,435,000 | 778 |
| Provision for loan and lease losses | $1,495,000 | 1,057 |
| Total noninterest income | $7,327,000 | 796 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,270,000 | 530 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,057,000 | 810 |
| Total noninterest expense | $23,171,000 | 793 |
| Salaries and employee benefits | $14,484,000 | 667 |
| Premises and equipment expense | $3,597,000 | 741 |
| Additional noninterest expense | $5,090,000 | 1,106 |
| Pre-tax net operating income | $11,096,000 | 765 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,095,000 | 1,091 |
| Income before extraordinary items | $9,001,000 | 725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,001,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 2,245 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $523,000 | 528 |
| Net operating income | $9,001,000 | 717 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $42,143,000 | 730 |
| Total interest expense | $20,842,000 | 704 |
| Net interest income | $21,301,000 | 780 |
| Provision for loan and lease losses | $1,055,000 | 864 |
| Total noninterest income | $5,736,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,391,000 | 537 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,345,000 | 762 |
| Total noninterest expense | $17,499,000 | 782 |
| Salaries and employee benefits | $10,882,000 | 666 |
| Premises and equipment expense | $2,679,000 | 746 |
| Additional noninterest expense | $3,938,000 | 1,045 |
| Pre-tax net operating income | $8,483,000 | 816 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,620,000 | 1,147 |
| Income before extraordinary items | $6,863,000 | 765 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,863,000 | 763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,863 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $499,000 | 412 |
| Net operating income | $6,863,000 | 756 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,608,000 | 756 |
| Total interest expense | $13,470,000 | 731 |
| Net interest income | $14,138,000 | 798 |
| Provision for loan and lease losses | $675,000 | 797 |
| Total noninterest income | $4,034,000 | 768 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,563,000 | 558 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,471,000 | 708 |
| Total noninterest expense | $11,860,000 | 787 |
| Salaries and employee benefits | $7,354,000 | 676 |
| Premises and equipment expense | $1,799,000 | 760 |
| Additional noninterest expense | $2,707,000 | 1,034 |
| Pre-tax net operating income | $5,637,000 | 855 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,110,000 | 1,181 |
| Income before extraordinary items | $4,527,000 | 801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,527,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,733 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $476,000 | 306 |
| Net operating income | $4,527,000 | 790 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,663,000 | 754 |
| Total interest expense | $6,687,000 | 728 |
| Net interest income | $6,976,000 | 800 |
| Provision for loan and lease losses | $350,000 | 698 |
| Total noninterest income | $2,416,000 | 638 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $734,000 | 570 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,682,000 | 560 |
| Total noninterest expense | $6,150,000 | 764 |
| Salaries and employee benefits | $3,676,000 | 685 |
| Premises and equipment expense | $895,000 | 762 |
| Additional noninterest expense | $1,579,000 | 871 |
| Pre-tax net operating income | $2,892,000 | 824 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $660,000 | 1,028 |
| Income before extraordinary items | $2,232,000 | 802 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,232,000 | 801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,411 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $454,000 | 174 |
| Net operating income | $2,232,000 | 792 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $48,811,000 | 791 |
| Total interest expense | $22,472,000 | 748 |
| Net interest income | $26,339,000 | 833 |
| Provision for loan and lease losses | $1,375,000 | 757 |
| Total noninterest income | $5,388,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,241,000 | 528 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,147,000 | 1,288 |
| Total noninterest expense | $19,828,000 | 895 |
| Salaries and employee benefits | $12,685,000 | 742 |
| Premises and equipment expense | $3,325,000 | 757 |
| Additional noninterest expense | $3,818,000 | 1,388 |
| Pre-tax net operating income | $10,524,000 | 939 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,063,000 | 1,296 |
| Income before extraordinary items | $8,461,000 | 890 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,461,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,263 |
| Cash dividends | $2,300,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,123 |
| Net operating income | $8,461,000 | 873 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $35,470,000 | 812 |
| Total interest expense | $16,034,000 | 767 |
| Net interest income | $19,436,000 | 872 |
| Provision for loan and lease losses | $1,030,000 | 737 |
| Total noninterest income | $4,033,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,455,000 | 525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,578,000 | 1,321 |
| Total noninterest expense | $14,611,000 | 918 |
| Salaries and employee benefits | $9,457,000 | 770 |
| Premises and equipment expense | $2,456,000 | 787 |
| Additional noninterest expense | $2,698,000 | 1,469 |
| Pre-tax net operating income | $7,828,000 | 986 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,563,000 | 1,352 |
| Income before extraordinary items | $6,265,000 | 931 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,265,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 1,425 |
| Cash dividends | $2,300,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 971 |
| Net operating income | $6,265,000 | 920 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,799,000 | 826 |
| Total interest expense | $10,260,000 | 760 |
| Net interest income | $12,539,000 | 899 |
| Provision for loan and lease losses | $620,000 | 791 |
| Total noninterest income | $2,673,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,654,000 | 513 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,019,000 | 1,338 |
| Total noninterest expense | $9,544,000 | 943 |
| Salaries and employee benefits | $6,122,000 | 792 |
| Premises and equipment expense | $1,588,000 | 810 |
| Additional noninterest expense | $1,834,000 | 1,449 |
| Pre-tax net operating income | $5,048,000 | 1,012 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $966,000 | 1,444 |
| Income before extraordinary items | $4,082,000 | 943 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,082,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $2,300,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 851 |
| Net operating income | $4,082,000 | 922 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,016,000 | 831 |
| Total interest expense | $4,903,000 | 753 |
| Net interest income | $6,113,000 | 923 |
| Provision for loan and lease losses | $320,000 | 737 |
| Total noninterest income | $1,188,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $759,000 | 540 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $429,000 | 1,500 |
| Total noninterest expense | $4,449,000 | 1,019 |
| Salaries and employee benefits | $2,842,000 | 864 |
| Premises and equipment expense | $742,000 | 860 |
| Additional noninterest expense | $865,000 | 1,518 |
| Pre-tax net operating income | $2,532,000 | 989 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $487,000 | 1,430 |
| Income before extraordinary items | $2,045,000 | 929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,045,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 945 |
| Cash dividends | $2,300,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,045,000 | 908 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,293,000 | 880 |
| Total interest expense | $14,643,000 | 780 |
| Net interest income | $22,650,000 | 938 |
| Provision for loan and lease losses | $1,515,000 | 704 |
| Total noninterest income | $5,120,000 | 1,070 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,179,000 | 533 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,941,000 | 1,389 |
| Total noninterest expense | $17,192,000 | 985 |
| Salaries and employee benefits | $10,844,000 | 843 |
| Premises and equipment expense | $2,621,000 | 916 |
| Additional noninterest expense | $3,727,000 | 1,368 |
| Pre-tax net operating income | $9,063,000 | 1,067 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,197,000 | 2,015 |
| Income before extraordinary items | $7,866,000 | 919 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,866,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,089 |
| Cash dividends | $4,250,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,866,000 | 901 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,016,000 | 890 |
| Total interest expense | $10,342,000 | 778 |
| Net interest income | $16,674,000 | 951 |
| Provision for loan and lease losses | $1,010,000 | 751 |
| Total noninterest income | $3,759,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,316,000 | 544 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,443,000 | 1,405 |
| Total noninterest expense | $12,780,000 | 991 |
| Salaries and employee benefits | $8,079,000 | 842 |
| Premises and equipment expense | $1,926,000 | 924 |
| Additional noninterest expense | $2,775,000 | 1,368 |
| Pre-tax net operating income | $6,643,000 | 1,087 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $822,000 | 2,164 |
| Income before extraordinary items | $5,821,000 | 927 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,821,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,243 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,821,000 | 910 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,394,000 | 896 |
| Total interest expense | $6,489,000 | 772 |
| Net interest income | $10,905,000 | 955 |
| Provision for loan and lease losses | $560,000 | 881 |
| Total noninterest income | $2,443,000 | 1,096 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,451,000 | 569 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $992,000 | 1,357 |
| Total noninterest expense | $8,333,000 | 1,002 |
| Salaries and employee benefits | $5,284,000 | 848 |
| Premises and equipment expense | $1,244,000 | 939 |
| Additional noninterest expense | $1,805,000 | 1,377 |
| Pre-tax net operating income | $4,455,000 | 1,066 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $592,000 | 2,031 |
| Income before extraordinary items | $3,863,000 | 905 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,863,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,173 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,863,000 | 885 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 906 |
| Total interest expense | $3,062,000 | 780 |
| Net interest income | $5,355,000 | 965 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $1,092,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $633,000 | 635 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $459,000 | 1,407 |
| Total noninterest expense | $4,069,000 | 1,027 |
| Salaries and employee benefits | $2,588,000 | 859 |
| Premises and equipment expense | $628,000 | 945 |
| Additional noninterest expense | $853,000 | 1,470 |
| Pre-tax net operating income | $2,253,000 | 1,031 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $416,000 | 1,568 |
| Income before extraordinary items | $1,837,000 | 952 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,837,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,837,000 | 928 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $31,754,000 | 877 |
| Total interest expense | $10,296,000 | 799 |
| Net interest income | $21,458,000 | 918 |
| Provision for loan and lease losses | $960,000 | 1,078 |
| Total noninterest income | $4,494,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,718,000 | 647 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,776,000 | 1,447 |
| Total noninterest expense | $16,012,000 | 1,013 |
| Salaries and employee benefits | $9,548,000 | 897 |
| Premises and equipment expense | $2,334,000 | 983 |
| Additional noninterest expense | $4,130,000 | 1,192 |
| Pre-tax net operating income | $8,980,000 | 969 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $1,962,000 | 1,299 |
| Income before extraordinary items | $7,024,000 | 941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,024,000 | 942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 1,059 |
| Cash dividends | $1,780,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,019,320 | 894 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,561,000 | 876 |
| Total interest expense | $7,504,000 | 797 |
| Net interest income | $16,057,000 | 922 |
| Provision for loan and lease losses | $840,000 | 914 |
| Total noninterest income | $3,378,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,051,000 | 645 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,327,000 | 1,454 |
| Total noninterest expense | $11,956,000 | 1,018 |
| Salaries and employee benefits | $7,131,000 | 900 |
| Premises and equipment expense | $1,721,000 | 1,000 |
| Additional noninterest expense | $3,104,000 | 1,184 |
| Pre-tax net operating income | $6,639,000 | 998 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $1,472,000 | 1,298 |
| Income before extraordinary items | $5,173,000 | 961 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,173,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,164 |
| Cash dividends | $180,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,168,320 | 932 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,520,000 | 868 |
| Total interest expense | $4,927,000 | 799 |
| Net interest income | $10,593,000 | 920 |
| Provision for loan and lease losses | $750,000 | 665 |
| Total noninterest income | $2,185,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,321,000 | 659 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $864,000 | 1,469 |
| Total noninterest expense | $7,793,000 | 1,025 |
| Salaries and employee benefits | $4,664,000 | 916 |
| Premises and equipment expense | $1,121,000 | 1,027 |
| Additional noninterest expense | $2,008,000 | 1,196 |
| Pre-tax net operating income | $4,235,000 | 1,026 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $930,000 | 1,359 |
| Income before extraordinary items | $3,311,000 | 986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,311,000 | 987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,185 |
| Cash dividends | $180,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,306,320 | 949 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 890 |
| Total interest expense | $2,507,000 | 807 |
| Net interest income | $5,198,000 | 949 |
| Provision for loan and lease losses | $392,000 | 636 |
| Total noninterest income | $1,052,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $613,000 | 694 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $439,000 | 1,424 |
| Total noninterest expense | $3,776,000 | 1,078 |
| Salaries and employee benefits | $2,305,000 | 939 |
| Premises and equipment expense | $567,000 | 1,040 |
| Additional noninterest expense | $904,000 | 1,341 |
| Pre-tax net operating income | $2,082,000 | 1,039 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $480,000 | 1,339 |
| Income before extraordinary items | $1,608,000 | 1,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,608,000 | 1,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $180,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,603,380 | 966 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,157,000 | 933 |
| Total interest expense | $9,635,000 | 927 |
| Net interest income | $20,522,000 | 933 |
| Provision for loan and lease losses | $3,418,000 | 432 |
| Total noninterest income | $4,443,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,241,000 | 761 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,202,000 | 1,370 |
| Total noninterest expense | $13,767,000 | 1,176 |
| Salaries and employee benefits | $8,253,000 | 1,026 |
| Premises and equipment expense | $2,115,000 | 1,076 |
| Additional noninterest expense | $3,399,000 | 1,442 |
| Pre-tax net operating income | $7,780,000 | 1,081 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,055,000 | 1,264 |
| Income before extraordinary items | $5,725,000 | 1,121 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,725,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,572,000 | 660 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,725,000 | 1,062 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,501,000 | 956 |
| Total interest expense | $7,160,000 | 977 |
| Net interest income | $15,341,000 | 953 |
| Provision for loan and lease losses | $2,807,000 | 412 |
| Total noninterest income | $3,328,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,569,000 | 827 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,759,000 | 1,362 |
| Total noninterest expense | $10,021,000 | 1,214 |
| Salaries and employee benefits | $6,063,000 | 1,050 |
| Premises and equipment expense | $1,580,000 | 1,093 |
| Additional noninterest expense | $2,378,000 | 1,552 |
| Pre-tax net operating income | $5,841,000 | 1,111 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,660,000 | 1,239 |
| Income before extraordinary items | $4,181,000 | 1,192 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,181,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,519,000 | 535 |
| Cash dividends | $450,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,181,000 | 1,125 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,834,000 | 976 |
| Total interest expense | $4,915,000 | 976 |
| Net interest income | $9,919,000 | 978 |
| Provision for loan and lease losses | $1,728,000 | 433 |
| Total noninterest income | $2,077,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $967,000 | 880 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,110,000 | 1,399 |
| Total noninterest expense | $6,455,000 | 1,262 |
| Salaries and employee benefits | $3,907,000 | 1,076 |
| Premises and equipment expense | $1,037,000 | 1,101 |
| Additional noninterest expense | $1,511,000 | 1,608 |
| Pre-tax net operating income | $3,813,000 | 1,125 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,160,000 | 1,214 |
| Income before extraordinary items | $2,653,000 | 1,248 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,653,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,084,000 | 500 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,653,000 | 1,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,273,000 | 1,004 |
| Total interest expense | $2,449,000 | 1,006 |
| Net interest income | $4,824,000 | 1,002 |
| Provision for loan and lease losses | $1,000,000 | 373 |
| Total noninterest income | $890,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $387,000 | 1,073 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $503,000 | 1,482 |
| Total noninterest expense | $3,088,000 | 1,307 |
| Salaries and employee benefits | $1,862,000 | 1,132 |
| Premises and equipment expense | $518,000 | 1,118 |
| Additional noninterest expense | $708,000 | 1,666 |
| Pre-tax net operating income | $1,626,000 | 1,313 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $410,000 | 1,587 |
| Income before extraordinary items | $1,216,000 | 1,354 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,216,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $871,000 | 346 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,216,000 | 1,267 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $27,596,000 | 1,121 |
| Total interest expense | $11,182,000 | 1,002 |
| Net interest income | $16,414,000 | 1,180 |
| Provision for loan and lease losses | $4,052,000 | 447 |
| Total noninterest income | $2,680,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,261,000 | 1,285 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,419,000 | 1,720 |
| Total noninterest expense | $11,784,000 | 1,309 |
| Salaries and employee benefits | $7,155,000 | 1,113 |
| Premises and equipment expense | $1,814,000 | 1,220 |
| Additional noninterest expense | $2,815,000 | 1,668 |
| Pre-tax net operating income | $3,258,000 | 2,334 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $111,000 | 5,860 |
| Income before extraordinary items | $3,157,000 | 1,904 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,157,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,484,000 | 677 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,147,300 | 1,851 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,261,000 | 1,594 |
| Total interest expense | $11,050,000 | 1,468 |
| Net interest income | $10,211,000 | 1,750 |
| Provision for loan and lease losses | $2,301,000 | 626 |
| Total noninterest income | $1,013,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $635,000 | 2,328 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $378,000 | 3,657 |
| Total noninterest expense | $7,842,000 | 1,843 |
| Salaries and employee benefits | $4,641,000 | 1,614 |
| Premises and equipment expense | $1,067,000 | 2,002 |
| Additional noninterest expense | $2,134,000 | 2,103 |
| Pre-tax net operating income | $1,081,000 | 4,697 |
| Securities gains (losses) | $350,000 | 807 |
| Applicable income taxes | $-15,000 | 9,030 |
| Income before extraordinary items | $1,446,000 | 3,306 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,446,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,433 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,096,000 | 3,916 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,043,000 | 3,130 |
| Total interest expense | $6,892,000 | 2,443 |
| Net interest income | $4,151,000 | 4,052 |
| Provision for loan and lease losses | $1,559,000 | 736 |
| Total noninterest income | $302,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 6,989 |
| Total noninterest expense | $4,612,000 | 2,929 |
| Salaries and employee benefits | $2,524,000 | 2,806 |
| Premises and equipment expense | $679,000 | 2,945 |
| Additional noninterest expense | $1,409,000 | 2,974 |
| Pre-tax net operating income | $-1,718,000 | 9,804 |
| Securities gains (losses) | $47,000 | 726 |
| Applicable income taxes | $-568,000 | 9,799 |
| Income before extraordinary items | $-1,103,000 | 9,748 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,103,000 | 9,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,134,020 | 9,758 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 7,326 |
| Total interest expense | $1,853,000 | 6,258 |
| Net interest income | $1,192,000 | 8,205 |
| Provision for loan and lease losses | $92,000 | 5,411 |
| Total noninterest income | $98,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $1,090,000 | 7,871 |
| Salaries and employee benefits | $514,000 | 8,265 |
| Premises and equipment expense | $176,000 | 7,199 |
| Additional noninterest expense | $400,000 | 7,272 |
| Pre-tax net operating income | $108,000 | 9,037 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $101,000 | 8,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $101,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $108,000 | 8,873 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 8,260 |
| Total interest expense | $1,532,000 | 7,120 |
| Net interest income | $818,000 | 9,206 |
| Provision for loan and lease losses | $23,000 | 7,650 |
| Total noninterest income | $81,000 | 9,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $824,000 | 8,695 |
| Salaries and employee benefits | $384,000 | 9,065 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $294,000 | 8,168 |
| Pre-tax net operating income | $52,000 | 9,609 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $57,000 | 9,588 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $57,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $28,000 | 7,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $52,000 | 9,554 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 9,575 |
| Total interest expense | $971,000 | 8,770 |
| Net interest income | $609,000 | 10,163 |
| Provision for loan and lease losses | $127,000 | 4,498 |
| Total noninterest income | $106,000 | 9,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,689 |
| Total noninterest expense | $1,192,000 | 7,705 |
| Salaries and employee benefits | $342,000 | 9,651 |
| Premises and equipment expense | $106,000 | 8,826 |
| Additional noninterest expense | $744,000 | 4,984 |
| Pre-tax net operating income | $-604,000 | 10,769 |
| Securities gains (losses) | $84,000 | 1,065 |
| Applicable income taxes | $-106,000 | 10,714 |
| Income before extraordinary items | $-414,000 | 10,728 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-414,000 | 10,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,100,000 | 300 |
| Net operating income | $-481,200 | 10,731 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.