Home > Summit Bank > Income and Expense
Summit Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $759,000 | 11,064 |
Total interest expense | $340,000 | 11,002 |
Net interest income | $419,000 | 11,060 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $87,000 | 10,143 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $80,000 | 7,987 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 11,116 |
Total noninterest expense | $312,000 | 11,193 |
Salaries and employee benefits | $184,000 | 11,092 |
Premises and equipment expense | $51,000 | 10,608 |
Additional noninterest expense | $77,000 | 11,270 |
Pre-tax net operating income | $194,000 | 9,824 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $68,000 | 9,357 |
Income before extraordinary items | $126,000 | 9,988 |
Extraordinary gains, net | $0 | 53 |
Net income | $126,000 | 9,986 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,612 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $126,000 | 9,938 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $736,000 | 11,592 |
Total interest expense | $313,000 | 11,551 |
Net interest income | $423,000 | 11,547 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $110,000 | 10,066 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $98,000 | 7,837 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 11,383 |
Total noninterest expense | $363,000 | 11,560 |
Salaries and employee benefits | $214,000 | 11,408 |
Premises and equipment expense | $46,000 | 11,193 |
Additional noninterest expense | $103,000 | 11,588 |
Pre-tax net operating income | $170,000 | 10,648 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $55,000 | 10,091 |
Income before extraordinary items | $115,000 | 10,794 |
Extraordinary gains, net | $0 | 65 |
Net income | $115,000 | 10,794 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 10,875 |
Cash dividends | $60,000 | 7,552 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $115,000 | 10,764 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $733,000 | 12,156 |
Total interest expense | $281,000 | 12,096 |
Net interest income | $452,000 | 12,122 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $129,000 | 10,121 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $103,000 | 8,012 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 11,043 |
Total noninterest expense | $387,000 | 12,087 |
Salaries and employee benefits | $212,000 | 11,977 |
Premises and equipment expense | $42,000 | 11,924 |
Additional noninterest expense | $133,000 | 11,987 |
Pre-tax net operating income | $194,000 | 10,941 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $59,000 | 10,250 |
Income before extraordinary items | $135,000 | 11,000 |
Extraordinary gains, net | $0 | 249 |
Net income | $135,000 | 11,008 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,198 |
Cash dividends | $60,000 | 7,692 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $135,000 | 11,055 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $695,000 | 12,817 |
Total interest expense | $275,000 | 12,768 |
Net interest income | $420,000 | 12,761 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $114,000 | 10,983 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $89,000 | 8,728 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 11,679 |
Total noninterest expense | $355,000 | 12,813 |
Salaries and employee benefits | $207,000 | 12,571 |
Premises and equipment expense | $26,000 | 12,948 |
Additional noninterest expense | $122,000 | 12,740 |
Pre-tax net operating income | $179,000 | 11,225 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $59,000 | 10,725 |
Income before extraordinary items | $120,000 | 11,568 |
Extraordinary gains, net | $10,000 | 2,939 |
Net income | $130,000 | 11,520 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 11,387 |
Cash dividends | $60,000 | 7,697 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $120,000 | 11,365 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $722,000 | 13,461 |
Total interest expense | $313,000 | 13,441 |
Net interest income | $409,000 | 13,366 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $110,000 | 11,456 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $83,000 | 9,060 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 12,017 |
Total noninterest expense | $336,000 | 13,458 |
Salaries and employee benefits | $187,000 | 13,277 |
Premises and equipment expense | $26,000 | 13,525 |
Additional noninterest expense | $123,000 | 13,298 |
Pre-tax net operating income | $183,000 | 11,235 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $62,000 | 10,939 |
Income before extraordinary items | $121,000 | 11,667 |
Extraordinary gains, net | $7,000 | 1,371 |
Net income | $128,000 | 11,654 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 12,178 |
Cash dividends | $60,000 | 7,413 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $121,000 | 11,342 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.