Home > Summit Bank > Net charge- offs to loans

Summit Bank, Net charge- offs to loans

2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0428%9,264
Percentage Net Loans Charged-off: Total real estate loans0.0009%953
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0036%1,276
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0017%881
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0018%818
Percentage Net Loans Charged-off: Commercial and industrial-0.5212%1,474
Percentage Net Loans Charged-off: Loans to individuals-0.7019%1,556
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease80.9249%1
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0982%4,863
Percentage Net Loans Charged-off: Total real estate loans0.0904%291
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0378%294
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1048%283
Percentage Net Loans Charged-off: Home equity loans-0.0115%1,289
All other 1-4 family - Percent of loans charged-off, net0.1106%258
Percentage Net Loans Charged-off: Commercial and industrial0.0323%914
Percentage Net Loans Charged-off: Loans to individuals0.3855%912
Percentage Net Loans Charged-off: Credit card loans2.6445%410
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease34.2790%3
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0080%9,210
Percentage Net Loans Charged-off: Total real estate loans-0.0083%1,268
Percentage Net Loans Charged-off:Construction & development-1.0181%1,389
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial-0.0130%1,219
Percentage Net Loans Charged-off: Loans to individuals0.0140%1,310
Percentage Net Loans Charged-off: Credit card loans-0.3404%1,268
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3446%2,378
Percentage Net Loans Charged-off: Total real estate loans0.2348%143
Percentage Net Loans Charged-off:Construction & development21.0584%5
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential1.8356%21
Percentage Net Loans Charged-off: 1-4 family residential0.1001%331
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.1022%296
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals5.9677%42
Percentage Net Loans Charged-off: Credit card loans2.7965%503
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5584%1,554
Percentage Net Loans Charged-off: Total real estate loans0.5591%78
Percentage Net Loans Charged-off:Construction & development116.4045%1
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.1061%358
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.1081%343
Percentage Net Loans Charged-off: Commercial and industrial0.0000%891
Percentage Net Loans Charged-off: Loans to individuals0.6877%732
Percentage Net Loans Charged-off: Credit card loans4.1866%266
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5211%1,579
Percentage Net Loans Charged-off: Total real estate loans0.5266%137
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate1.5635%77
Percentage Net Loans Charged-off: Multi-family residential3.8993%30
Percentage Net Loans Charged-off: 1-4 family residential0.2419%185
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.2475%186
Percentage Net Loans Charged-off: Commercial and industrial0.0000%798
Percentage Net Loans Charged-off: Loans to individuals0.0938%1,252
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5630%1,584
Percentage Net Loans Charged-off: Total real estate loans0.5676%179
Percentage Net Loans Charged-off:Construction & development3.0015%77
Percentage Net Loans Charged-off: Commercial real estate1.3149%137
Percentage Net Loans Charged-off: Multi-family residential-0.6607%1,393
Percentage Net Loans Charged-off: 1-4 family residential0.4536%117
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.4689%115
Percentage Net Loans Charged-off: Commercial and industrial0.0000%761
Percentage Net Loans Charged-off: Loans to individuals0.0909%1,190
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1243%1,084
Percentage Net Loans Charged-off: Total real estate loans1.1059%162
Percentage Net Loans Charged-off:Construction & development48.1545%6
Percentage Net Loans Charged-off: Commercial real estate2.6210%117
Percentage Net Loans Charged-off: Multi-family residential4.5892%47
Percentage Net Loans Charged-off: 1-4 family residential0.1659%372
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.1729%360
Percentage Net Loans Charged-off: Commercial and industrial0.0000%929
Percentage Net Loans Charged-off: Loans to individuals2.3999%132
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3086%1,450
Percentage Net Loans Charged-off: Total real estate loans1.3089%186
Percentage Net Loans Charged-off:Construction & development2.7262%244
Percentage Net Loans Charged-off: Commercial real estate4.7082%66
Percentage Net Loans Charged-off: Multi-family residential1.2292%214
Percentage Net Loans Charged-off: 1-4 family residential0.4599%181
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.4828%182
Percentage Net Loans Charged-off: Commercial and industrial166.6667%3
Percentage Net Loans Charged-off: Loans to individuals-0.3776%1,572
Percentage Net Loans Charged-off: Credit card loans1.1547%844
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE357.1429%2