Home > SUBURBAN WEST STATE BANK > Income and Expense
SUBURBAN WEST STATE BANK, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 8,412 |
| Total interest expense | $920,000 | 8,392 |
| Net interest income | $1,156,000 | 8,287 |
| Provision for loan and lease losses | $59,000 | 6,324 |
| Total noninterest income | $194,000 | 7,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $882,000 | 8,489 |
| Salaries and employee benefits | $551,000 | 8,036 |
| Premises and equipment expense | $88,000 | 8,858 |
| Additional noninterest expense | $243,000 | 8,626 |
| Pre-tax net operating income | $409,000 | 7,560 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $88,000 | 7,104 |
| Income before extraordinary items | $321,000 | 7,469 |
| Extraordinary gains, net | $69,000 | 19 |
| Net income | $390,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $112,000 | 5,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $321,000 | 7,440 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 8,690 |
| Total interest expense | $865,000 | 8,777 |
| Net interest income | $1,131,000 | 8,498 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $172,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $846,000 | 8,616 |
| Salaries and employee benefits | $494,000 | 8,395 |
| Premises and equipment expense | $100,000 | 8,699 |
| Additional noninterest expense | $252,000 | 8,587 |
| Pre-tax net operating income | $447,000 | 7,638 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $44,000 | 8,433 |
| Income before extraordinary items | $403,000 | 7,192 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $403,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,653 |
| Cash dividends | $299,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $403,000 | 7,101 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 9,209 |
| Total interest expense | $805,000 | 9,245 |
| Net interest income | $1,039,000 | 9,090 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $235,000 | 7,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $833,000 | 8,916 |
| Salaries and employee benefits | $478,000 | 8,762 |
| Premises and equipment expense | $133,000 | 8,167 |
| Additional noninterest expense | $222,000 | 9,151 |
| Pre-tax net operating income | $421,000 | 8,330 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $167,000 | 7,362 |
| Income before extraordinary items | $254,000 | 8,715 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $254,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $126,000 | 6,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $254,000 | 8,674 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 9,687 |
| Total interest expense | $806,000 | 9,622 |
| Net interest income | $976,000 | 9,622 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $190,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $752,000 | 9,622 |
| Salaries and employee benefits | $442,000 | 9,309 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $212,000 | 9,797 |
| Pre-tax net operating income | $414,000 | 8,430 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $154,000 | 7,820 |
| Income before extraordinary items | $260,000 | 8,751 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $260,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,684 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $260,000 | 8,687 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 10,351 |
| Total interest expense | $686,000 | 10,364 |
| Net interest income | $912,000 | 10,208 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $207,000 | 8,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $710,000 | 10,139 |
| Salaries and employee benefits | $401,000 | 9,941 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $243,000 | 9,908 |
| Pre-tax net operating income | $403,000 | 9,049 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $146,000 | 8,329 |
| Income before extraordinary items | $257,000 | 9,352 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $257,000 | 9,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $162,000 | 5,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $257,000 | 9,326 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 10,847 |
| Total interest expense | $568,000 | 10,754 |
| Net interest income | $874,000 | 10,813 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $196,000 | 8,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $737,000 | 10,532 |
| Salaries and employee benefits | $408,000 | 10,222 |
| Premises and equipment expense | $75,000 | 10,805 |
| Additional noninterest expense | $254,000 | 10,478 |
| Pre-tax net operating income | $333,000 | 9,876 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $109,000 | 9,152 |
| Income before extraordinary items | $224,000 | 9,989 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $224,000 | 10,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,602 |
| Cash dividends | $119,000 | 6,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $224,000 | 10,049 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 11,299 |
| Total interest expense | $585,000 | 11,221 |
| Net interest income | $889,000 | 11,205 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $201,000 | 9,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $778,000 | 10,771 |
| Salaries and employee benefits | $395,000 | 10,690 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $305,000 | 10,379 |
| Pre-tax net operating income | $312,000 | 10,140 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $210,000 | 10,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $210,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 13,025 |
| Cash dividends | $144,000 | 6,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $210,000 | 10,298 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 11,068 |
| Total interest expense | $811,000 | 11,274 |
| Net interest income | $1,104,000 | 10,684 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $182,000 | 9,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $789,000 | 11,056 |
| Salaries and employee benefits | $361,000 | 11,327 |
| Premises and equipment expense | $82,000 | 11,425 |
| Additional noninterest expense | $346,000 | 10,250 |
| Pre-tax net operating income | $481,000 | 8,542 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $186,000 | 7,837 |
| Income before extraordinary items | $298,000 | 9,359 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $298,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $144,000 | 5,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $296,080 | 8,987 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.