Home > Suburban Federal Savings Bank > Income and Expense
Suburban Federal Savings Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,675,000 | 1,634 |
| Total interest expense | $13,018,000 | 1,248 |
| Net interest income | $10,657,000 | 2,078 |
| Provision for loan and lease losses | $20,404,000 | 367 |
| Total noninterest income | $-10,147,000 | 8,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-403,000 | 8,232 |
| Additional Noninterest Income | $-9,744,000 | 8,301 |
| Total noninterest expense | $13,763,000 | 1,421 |
| Salaries and employee benefits | $6,026,000 | 1,694 |
| Premises and equipment expense | $2,327,000 | 1,182 |
| Additional noninterest expense | $5,410,000 | 1,184 |
| Pre-tax net operating income | $-33,657,000 | 8,163 |
| Securities gains (losses) | $272,000 | 585 |
| Applicable income taxes | $-475,000 | 7,474 |
| Income before extraordinary items | $-32,910,000 | 8,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-32,910,000 | 8,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,427,000 | 371 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-33,179,280 | 8,174 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,523,000 | 1,690 |
| Total interest expense | $10,029,000 | 1,263 |
| Net interest income | $7,494,000 | 2,236 |
| Provision for loan and lease losses | $14,404,000 | 312 |
| Total noninterest income | $-9,965,000 | 8,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-403,000 | 8,321 |
| Additional Noninterest Income | $-9,562,000 | 8,385 |
| Total noninterest expense | $10,737,000 | 1,343 |
| Salaries and employee benefits | $4,667,000 | 1,664 |
| Premises and equipment expense | $1,772,000 | 1,172 |
| Additional noninterest expense | $4,298,000 | 1,071 |
| Pre-tax net operating income | $-27,612,000 | 8,304 |
| Securities gains (losses) | $227,000 | 567 |
| Applicable income taxes | $-475,000 | 7,868 |
| Income before extraordinary items | $-26,910,000 | 8,295 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-26,910,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,029,000 | 317 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-27,132,460 | 8,309 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,978,000 | 1,676 |
| Total interest expense | $7,040,000 | 1,243 |
| Net interest income | $4,938,000 | 2,246 |
| Provision for loan and lease losses | $11,404,000 | 245 |
| Total noninterest income | $-9,530,000 | 8,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-150,000 | 8,387 |
| Additional Noninterest Income | $-9,380,000 | 8,455 |
| Total noninterest expense | $7,357,000 | 1,301 |
| Salaries and employee benefits | $3,308,000 | 1,593 |
| Premises and equipment expense | $1,217,000 | 1,142 |
| Additional noninterest expense | $2,832,000 | 1,062 |
| Pre-tax net operating income | $-23,353,000 | 8,395 |
| Securities gains (losses) | $182,000 | 662 |
| Applicable income taxes | $-475,000 | 8,169 |
| Income before extraordinary items | $-22,696,000 | 8,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,696,000 | 8,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,017,000 | 357 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-22,874,360 | 8,393 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 1,679 |
| Total interest expense | $3,926,000 | 1,188 |
| Net interest income | $2,266,000 | 2,418 |
| Provision for loan and lease losses | $2,126,000 | 388 |
| Total noninterest income | $-1,077,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,077,000 | 8,487 |
| Total noninterest expense | $2,986,000 | 1,628 |
| Salaries and employee benefits | $1,514,000 | 1,739 |
| Premises and equipment expense | $621,000 | 1,130 |
| Additional noninterest expense | $851,000 | 1,680 |
| Pre-tax net operating income | $-3,923,000 | 8,421 |
| Securities gains (losses) | $-9,000 | 8,315 |
| Applicable income taxes | $-1,570,000 | 8,423 |
| Income before extraordinary items | $-2,362,000 | 8,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,362,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,342 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,356,240 | 8,400 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $30,189,000 | 1,423 |
| Total interest expense | $17,236,000 | 1,145 |
| Net interest income | $12,953,000 | 1,751 |
| Provision for loan and lease losses | $1,321,000 | 1,165 |
| Total noninterest income | $1,286,000 | 3,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,286,000 | 1,868 |
| Total noninterest expense | $12,836,000 | 1,440 |
| Salaries and employee benefits | $7,704,000 | 1,300 |
| Premises and equipment expense | $2,171,000 | 1,223 |
| Additional noninterest expense | $2,961,000 | 1,862 |
| Pre-tax net operating income | $82,000 | 7,198 |
| Securities gains (losses) | $50,000 | 792 |
| Applicable income taxes | $38,000 | 5,080 |
| Income before extraordinary items | $94,000 | 7,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $94,000 | 7,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,338 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $58,500 | 7,268 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,943,000 | 1,405 |
| Total interest expense | $12,817,000 | 1,157 |
| Net interest income | $10,126,000 | 1,678 |
| Provision for loan and lease losses | $911,000 | 968 |
| Total noninterest income | $1,254,000 | 2,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,254,000 | 1,551 |
| Total noninterest expense | $9,804,000 | 1,394 |
| Salaries and employee benefits | $6,012,000 | 1,247 |
| Premises and equipment expense | $1,608,000 | 1,231 |
| Additional noninterest expense | $2,184,000 | 1,850 |
| Pre-tax net operating income | $665,000 | 5,226 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $254,000 | 3,411 |
| Income before extraordinary items | $417,000 | 5,744 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $417,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $413,160 | 5,752 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,335,000 | 1,420 |
| Total interest expense | $8,312,000 | 1,196 |
| Net interest income | $7,023,000 | 1,638 |
| Provision for loan and lease losses | $758,000 | 734 |
| Total noninterest income | $1,126,000 | 2,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,126,000 | 1,296 |
| Total noninterest expense | $6,804,000 | 1,361 |
| Salaries and employee benefits | $4,157,000 | 1,222 |
| Premises and equipment expense | $1,095,000 | 1,219 |
| Additional noninterest expense | $1,552,000 | 1,753 |
| Pre-tax net operating income | $587,000 | 4,710 |
| Securities gains (losses) | $327,000 | 244 |
| Applicable income taxes | $351,000 | 2,553 |
| Income before extraordinary items | $563,000 | 4,294 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $563,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,920 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $353,720 | 5,314 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,514,000 | 1,433 |
| Total interest expense | $4,044,000 | 1,218 |
| Net interest income | $3,470,000 | 1,654 |
| Provision for loan and lease losses | $780,000 | 352 |
| Total noninterest income | $871,000 | 1,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $871,000 | 938 |
| Total noninterest expense | $3,443,000 | 1,350 |
| Salaries and employee benefits | $2,152,000 | 1,190 |
| Premises and equipment expense | $562,000 | 1,201 |
| Additional noninterest expense | $729,000 | 1,838 |
| Pre-tax net operating income | $118,000 | 6,449 |
| Securities gains (losses) | $-37,000 | 8,461 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $69,000 | 6,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $69,000 | 6,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $100,450 | 6,379 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,734,000 | 1,384 |
| Total interest expense | $14,792,000 | 1,132 |
| Net interest income | $13,942,000 | 1,643 |
| Provision for loan and lease losses | $316,000 | 2,673 |
| Total noninterest income | $4,858,000 | 1,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,858,000 | 692 |
| Total noninterest expense | $16,805,000 | 1,065 |
| Salaries and employee benefits | $8,063,000 | 1,206 |
| Premises and equipment expense | $2,101,000 | 1,222 |
| Additional noninterest expense | $6,641,000 | 813 |
| Pre-tax net operating income | $1,679,000 | 4,037 |
| Securities gains (losses) | $1,348,000 | 145 |
| Applicable income taxes | $1,089,000 | 2,080 |
| Income before extraordinary items | $1,938,000 | 3,170 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,938,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,461 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,075,280 | 4,535 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,317,000 | 1,319 |
| Total interest expense | $10,760,000 | 1,139 |
| Net interest income | $11,557,000 | 1,500 |
| Provision for loan and lease losses | $-65,000 | 8,545 |
| Total noninterest income | $1,533,000 | 2,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,533,000 | 1,348 |
| Total noninterest expense | $11,490,000 | 1,186 |
| Salaries and employee benefits | $6,362,000 | 1,162 |
| Premises and equipment expense | $1,568,000 | 1,236 |
| Additional noninterest expense | $3,560,000 | 1,131 |
| Pre-tax net operating income | $1,665,000 | 3,538 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $658,000 | 2,457 |
| Income before extraordinary items | $996,000 | 4,176 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $996,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,421 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,003,040 | 4,150 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,749,000 | 1,307 |
| Total interest expense | $6,896,000 | 1,129 |
| Net interest income | $7,853,000 | 1,466 |
| Provision for loan and lease losses | $-63,000 | 8,599 |
| Total noninterest income | $656,000 | 2,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $656,000 | 1,847 |
| Total noninterest expense | $7,667,000 | 1,186 |
| Salaries and employee benefits | $4,018,000 | 1,233 |
| Premises and equipment expense | $986,000 | 1,320 |
| Additional noninterest expense | $2,663,000 | 1,010 |
| Pre-tax net operating income | $905,000 | 4,035 |
| Securities gains (losses) | $208,000 | 261 |
| Applicable income taxes | $449,000 | 2,456 |
| Income before extraordinary items | $664,000 | 4,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $664,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,479 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $530,880 | 4,725 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 1,464 |
| Total interest expense | $3,207,000 | 1,143 |
| Net interest income | $3,256,000 | 1,772 |
| Provision for loan and lease losses | $-37,000 | 8,604 |
| Total noninterest income | $294,000 | 3,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $294,000 | 1,972 |
| Total noninterest expense | $3,104,000 | 1,457 |
| Salaries and employee benefits | $1,867,000 | 1,334 |
| Premises and equipment expense | $538,000 | 1,201 |
| Additional noninterest expense | $699,000 | 1,869 |
| Pre-tax net operating income | $483,000 | 3,820 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $186,000 | 2,707 |
| Income before extraordinary items | $295,000 | 4,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,405 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $296,280 | 4,441 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,215,000 | 1,387 |
| Total interest expense | $10,517,000 | 1,066 |
| Net interest income | $13,698,000 | 1,603 |
| Provision for loan and lease losses | $125,000 | 4,393 |
| Total noninterest income | $2,497,000 | 1,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,497,000 | 1,163 |
| Total noninterest expense | $14,162,000 | 1,225 |
| Salaries and employee benefits | $8,483,000 | 1,090 |
| Premises and equipment expense | $1,859,000 | 1,322 |
| Additional noninterest expense | $3,820,000 | 1,337 |
| Pre-tax net operating income | $1,908,000 | 3,804 |
| Securities gains (losses) | $624,000 | 249 |
| Applicable income taxes | $1,051,000 | 2,200 |
| Income before extraordinary items | $1,481,000 | 3,810 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,481,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,068 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,081,640 | 4,586 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,918,000 | 1,440 |
| Total interest expense | $7,394,000 | 1,082 |
| Net interest income | $9,524,000 | 1,710 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $2,342,000 | 1,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,342,000 | 992 |
| Total noninterest expense | $9,454,000 | 1,357 |
| Salaries and employee benefits | $6,096,000 | 1,127 |
| Premises and equipment expense | $1,458,000 | 1,252 |
| Additional noninterest expense | $1,900,000 | 1,963 |
| Pre-tax net operating income | $2,257,000 | 2,789 |
| Securities gains (losses) | $137,000 | 571 |
| Applicable income taxes | $997,000 | 1,884 |
| Income before extraordinary items | $1,397,000 | 3,312 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,397,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,309,320 | 3,424 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,668,000 | 1,473 |
| Total interest expense | $4,586,000 | 1,088 |
| Net interest income | $6,082,000 | 1,767 |
| Provision for loan and lease losses | $86,000 | 3,665 |
| Total noninterest income | $1,169,000 | 1,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,169,000 | 1,202 |
| Total noninterest expense | $5,885,000 | 1,442 |
| Salaries and employee benefits | $3,773,000 | 1,213 |
| Premises and equipment expense | $1,088,000 | 1,097 |
| Additional noninterest expense | $1,024,000 | 2,369 |
| Pre-tax net operating income | $1,280,000 | 3,102 |
| Securities gains (losses) | $137,000 | 478 |
| Applicable income taxes | $605,000 | 1,993 |
| Income before extraordinary items | $812,000 | 3,608 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $812,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $724,320 | 3,843 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 1,439 |
| Total interest expense | $2,155,000 | 1,085 |
| Net interest income | $3,204,000 | 1,671 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $185,000 | 4,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $185,000 | 2,606 |
| Total noninterest expense | $2,861,000 | 1,483 |
| Salaries and employee benefits | $1,797,000 | 1,286 |
| Premises and equipment expense | $551,000 | 1,086 |
| Additional noninterest expense | $513,000 | 2,369 |
| Pre-tax net operating income | $478,000 | 3,795 |
| Securities gains (losses) | $332,000 | 190 |
| Applicable income taxes | $350,000 | 1,773 |
| Income before extraordinary items | $460,000 | 3,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $460,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $247,520 | 4,852 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,016,000 | 1,791 |
| Total interest expense | $6,059,000 | 1,354 |
| Net interest income | $9,957,000 | 2,037 |
| Provision for loan and lease losses | $184,000 | 3,847 |
| Total noninterest income | $846,000 | 3,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $846,000 | 2,402 |
| Total noninterest expense | $9,879,000 | 1,647 |
| Salaries and employee benefits | $6,014,000 | 1,476 |
| Premises and equipment expense | $1,777,000 | 1,291 |
| Additional noninterest expense | $2,088,000 | 2,326 |
| Pre-tax net operating income | $740,000 | 5,976 |
| Securities gains (losses) | $1,114,000 | 261 |
| Applicable income taxes | $684,000 | 2,801 |
| Income before extraordinary items | $1,170,000 | 4,271 |
| Extraordinary gains, net | $-636,000 | 8,971 |
| Net income | $534,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,489 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $457,040 | 6,461 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,321,000 | 1,875 |
| Total interest expense | $4,103,000 | 1,478 |
| Net interest income | $7,218,000 | 2,099 |
| Provision for loan and lease losses | $67,000 | 4,990 |
| Total noninterest income | $656,000 | 3,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $656,000 | 2,361 |
| Total noninterest expense | $7,023,000 | 1,721 |
| Salaries and employee benefits | $4,268,000 | 1,554 |
| Premises and equipment expense | $1,242,000 | 1,396 |
| Additional noninterest expense | $1,513,000 | 2,367 |
| Pre-tax net operating income | $784,000 | 5,238 |
| Securities gains (losses) | $782,000 | 312 |
| Applicable income taxes | $575,000 | 2,652 |
| Income before extraordinary items | $991,000 | 4,029 |
| Extraordinary gains, net | $-636,000 | 9,019 |
| Net income | $355,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,887 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $490,520 | 5,784 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,710,000 | 2,082 |
| Total interest expense | $2,397,000 | 1,660 |
| Net interest income | $4,313,000 | 2,315 |
| Provision for loan and lease losses | $98,000 | 3,550 |
| Total noninterest income | $515,000 | 3,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $515,000 | 2,144 |
| Total noninterest expense | $4,313,000 | 1,852 |
| Salaries and employee benefits | $2,604,000 | 1,687 |
| Premises and equipment expense | $749,000 | 1,549 |
| Additional noninterest expense | $960,000 | 2,476 |
| Pre-tax net operating income | $417,000 | 5,765 |
| Securities gains (losses) | $642,000 | 298 |
| Applicable income taxes | $409,000 | 2,517 |
| Income before extraordinary items | $650,000 | 4,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 4,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,185 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $239,120 | 6,462 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 2,148 |
| Total interest expense | $1,191,000 | 1,692 |
| Net interest income | $2,062,000 | 2,422 |
| Provision for loan and lease losses | $51,000 | 3,263 |
| Total noninterest income | $395,000 | 2,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $395,000 | 1,549 |
| Total noninterest expense | $2,134,000 | 1,879 |
| Salaries and employee benefits | $1,265,000 | 1,751 |
| Premises and equipment expense | $407,000 | 1,445 |
| Additional noninterest expense | $462,000 | 2,544 |
| Pre-tax net operating income | $272,000 | 5,061 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $105,000 | 3,703 |
| Income before extraordinary items | $167,000 | 5,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,934 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $167,000 | 5,634 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,152,000 | 2,159 |
| Total interest expense | $6,037,000 | 1,471 |
| Net interest income | $7,115,000 | 2,715 |
| Provision for loan and lease losses | $854,000 | 1,378 |
| Total noninterest income | $1,093,000 | 3,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,093,000 | 2,258 |
| Total noninterest expense | $7,809,000 | 2,021 |
| Salaries and employee benefits | $5,477,000 | 1,575 |
| Premises and equipment expense | $1,264,000 | 1,803 |
| Additional noninterest expense | $1,068,000 | 4,064 |
| Pre-tax net operating income | $-455,000 | 8,802 |
| Securities gains (losses) | $428,000 | 836 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $-31,000 | 8,669 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-31,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 1,393 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-459,000 | 8,826 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,911,000 | 2,189 |
| Total interest expense | $4,754,000 | 1,464 |
| Net interest income | $5,157,000 | 2,817 |
| Provision for loan and lease losses | $723,000 | 1,182 |
| Total noninterest income | $898,000 | 3,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $898,000 | 2,206 |
| Total noninterest expense | $4,572,000 | 2,576 |
| Salaries and employee benefits | $2,952,000 | 2,167 |
| Premises and equipment expense | $884,000 | 1,937 |
| Additional noninterest expense | $736,000 | 4,325 |
| Pre-tax net operating income | $760,000 | 5,291 |
| Securities gains (losses) | $428,000 | 761 |
| Applicable income taxes | $459,000 | 3,176 |
| Income before extraordinary items | $729,000 | 4,880 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $729,000 | 4,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,191 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $455,080 | 5,900 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 2,199 |
| Total interest expense | $3,297,000 | 1,460 |
| Net interest income | $3,327,000 | 2,902 |
| Provision for loan and lease losses | $576,000 | 1,027 |
| Total noninterest income | $201,000 | 5,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $201,000 | 4,025 |
| Total noninterest expense | $2,927,000 | 2,663 |
| Salaries and employee benefits | $1,849,000 | 2,285 |
| Premises and equipment expense | $580,000 | 1,962 |
| Additional noninterest expense | $498,000 | 4,256 |
| Pre-tax net operating income | $25,000 | 8,524 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $15,000 | 8,677 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,062 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $15,000 | 8,557 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 2,197 |
| Total interest expense | $1,679,000 | 1,477 |
| Net interest income | $1,662,000 | 2,885 |
| Provision for loan and lease losses | $160,000 | 1,616 |
| Total noninterest income | $99,000 | 5,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 3,949 |
| Total noninterest expense | $1,459,000 | 2,653 |
| Salaries and employee benefits | $921,000 | 2,278 |
| Premises and equipment expense | $307,000 | 1,859 |
| Additional noninterest expense | $231,000 | 4,485 |
| Pre-tax net operating income | $142,000 | 6,566 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $55,000 | 4,964 |
| Income before extraordinary items | $87,000 | 7,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,647 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $87,000 | 6,985 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,080,000 | 2,346 |
| Total interest expense | $6,816,000 | 1,679 |
| Net interest income | $6,264,000 | 3,029 |
| Provision for loan and lease losses | $142,000 | 5,042 |
| Total noninterest income | $354,000 | 6,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $354,000 | 3,926 |
| Total noninterest expense | $5,094,000 | 2,877 |
| Salaries and employee benefits | $3,133,000 | 2,521 |
| Premises and equipment expense | $1,157,000 | 1,907 |
| Additional noninterest expense | $804,000 | 4,908 |
| Pre-tax net operating income | $1,382,000 | 4,329 |
| Securities gains (losses) | $-10,000 | 8,909 |
| Applicable income taxes | $486,000 | 3,502 |
| Income before extraordinary items | $886,000 | 4,921 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $886,000 | 4,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 3,062 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $892,500 | 4,772 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,941,000 | 2,460 |
| Total interest expense | $8,551,000 | 1,900 |
| Net interest income | $5,390,000 | 3,227 |
| Provision for loan and lease losses | $52,000 | 6,614 |
| Total noninterest income | $332,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $332,000 | 3,898 |
| Total noninterest expense | $3,781,000 | 3,603 |
| Salaries and employee benefits | $2,397,000 | 3,064 |
| Premises and equipment expense | $765,000 | 2,748 |
| Additional noninterest expense | $619,000 | 5,723 |
| Pre-tax net operating income | $1,889,000 | 3,312 |
| Securities gains (losses) | $86,000 | 1,877 |
| Applicable income taxes | $776,000 | 2,488 |
| Income before extraordinary items | $1,199,000 | 3,814 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,199,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,143,960 | 3,792 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,184,000 | 2,861 |
| Total interest expense | $7,707,000 | 2,206 |
| Net interest income | $4,477,000 | 3,815 |
| Provision for loan and lease losses | $7,000 | 8,084 |
| Total noninterest income | $328,000 | 6,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $328,000 | 3,731 |
| Total noninterest expense | $3,420,000 | 3,778 |
| Salaries and employee benefits | $2,046,000 | 3,396 |
| Premises and equipment expense | $759,000 | 2,695 |
| Additional noninterest expense | $615,000 | 5,687 |
| Pre-tax net operating income | $1,378,000 | 4,321 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $612,000 | 3,058 |
| Income before extraordinary items | $768,000 | 5,163 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $768,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $766,720 | 5,169 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,725,000 | 3,296 |
| Total interest expense | $5,871,000 | 2,508 |
| Net interest income | $3,854,000 | 4,311 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $320,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $320,000 | 3,875 |
| Total noninterest expense | $3,250,000 | 3,938 |
| Salaries and employee benefits | $1,998,000 | 3,445 |
| Premises and equipment expense | $673,000 | 2,960 |
| Additional noninterest expense | $579,000 | 5,955 |
| Pre-tax net operating income | $924,000 | 5,535 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $307,000 | 4,773 |
| Income before extraordinary items | $647,000 | 5,687 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $647,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $626,600 | 5,741 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,478,000 | 3,721 |
| Total interest expense | $5,468,000 | 2,760 |
| Net interest income | $3,010,000 | 5,122 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $362,000 | 5,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $362,000 | 3,636 |
| Total noninterest expense | $3,301,000 | 3,798 |
| Salaries and employee benefits | $2,135,000 | 3,142 |
| Premises and equipment expense | $628,000 | 3,044 |
| Additional noninterest expense | $538,000 | 6,178 |
| Pre-tax net operating income | $-44,000 | 9,861 |
| Securities gains (losses) | $106,000 | 1,237 |
| Applicable income taxes | $19,000 | 8,905 |
| Income before extraordinary items | $43,000 | 9,658 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $43,000 | 9,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-30,140 | 9,842 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,368,000 | 3,452 |
| Total interest expense | $5,472,000 | 2,732 |
| Net interest income | $3,896,000 | 4,335 |
| Provision for loan and lease losses | $38,000 | 7,082 |
| Total noninterest income | $354,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $354,000 | 3,558 |
| Total noninterest expense | $2,877,000 | 4,247 |
| Salaries and employee benefits | $1,845,000 | 3,550 |
| Premises and equipment expense | $620,000 | 3,051 |
| Additional noninterest expense | $412,000 | 7,243 |
| Pre-tax net operating income | $1,335,000 | 4,877 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $469,000 | 4,408 |
| Income before extraordinary items | $866,000 | 5,195 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $866,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $866,000 | 5,138 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,165,000 | 3,556 |
| Total interest expense | $5,348,000 | 2,843 |
| Net interest income | $3,817,000 | 4,496 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $300,000 | 4,071 |
| Total noninterest expense | $3,633,000 | 3,651 |
| Salaries and employee benefits | $1,949,000 | 3,411 |
| Premises and equipment expense | $501,000 | 3,776 |
| Additional noninterest expense | $1,183,000 | 3,825 |
| Pre-tax net operating income | $484,000 | 8,036 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $159,000 | 7,745 |
| Income before extraordinary items | $330,000 | 8,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $330,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $326,650 | 8,140 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,320,000 | 3,505 |
| Total interest expense | $5,510,000 | 2,778 |
| Net interest income | $3,810,000 | 4,494 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $257,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $257,000 | 4,403 |
| Total noninterest expense | $2,811,000 | 4,525 |
| Salaries and employee benefits | $1,772,000 | 3,701 |
| Premises and equipment expense | $470,000 | 3,953 |
| Additional noninterest expense | $569,000 | 6,725 |
| Pre-tax net operating income | $1,256,000 | 5,099 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $467,000 | 4,411 |
| Income before extraordinary items | $799,000 | 5,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $799,000 | 5,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $792,600 | 5,463 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 3,602 |
| Total interest expense | $3,840,000 | 3,185 |
| Net interest income | $4,488,000 | 3,930 |
| Provision for loan and lease losses | $-50,000 | 11,988 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $236,000 | 4,748 |
| Total noninterest expense | $2,776,000 | 4,723 |
| Salaries and employee benefits | $1,768,000 | 3,681 |
| Premises and equipment expense | $445,000 | 4,194 |
| Additional noninterest expense | $563,000 | 7,317 |
| Pre-tax net operating income | $1,998,000 | 3,422 |
| Securities gains (losses) | $83,000 | 860 |
| Applicable income taxes | $816,000 | 2,720 |
| Income before extraordinary items | $1,265,000 | 3,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,265,000 | 3,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,717 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,211,880 | 3,845 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 3,603 |
| Total interest expense | $3,914,000 | 3,225 |
| Net interest income | $4,613,000 | 3,831 |
| Provision for loan and lease losses | $111,000 | 5,491 |
| Total noninterest income | $355,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $355,000 | 4,079 |
| Total noninterest expense | $2,826,000 | 4,757 |
| Salaries and employee benefits | $1,810,000 | 3,594 |
| Premises and equipment expense | $401,000 | 4,702 |
| Additional noninterest expense | $615,000 | 7,206 |
| Pre-tax net operating income | $2,031,000 | 3,262 |
| Securities gains (losses) | $352,000 | 1,153 |
| Applicable income taxes | $858,000 | 2,604 |
| Income before extraordinary items | $1,525,000 | 3,191 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,525,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,299,720 | 3,520 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 3,737 |
| Total interest expense | $5,138,000 | 3,236 |
| Net interest income | $4,208,000 | 4,249 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $256,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $256,000 | 4,891 |
| Total noninterest expense | $2,407,000 | 5,475 |
| Salaries and employee benefits | $1,500,000 | 4,230 |
| Premises and equipment expense | $370,000 | 5,121 |
| Additional noninterest expense | $537,000 | 8,122 |
| Pre-tax net operating income | $1,949,000 | 3,172 |
| Securities gains (losses) | $110,000 | 2,851 |
| Applicable income taxes | $780,000 | 2,682 |
| Income before extraordinary items | $1,278,000 | 3,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,278,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,207,600 | 3,501 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.