Suburban Federal Savings, a Federal Savings Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$29,748,0001,135
Total interest expense$18,500,000888
Net interest income$11,248,0001,527
Provision for loan and lease losses$180,0003,648
Total noninterest income$2,657,0001,412
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$2,657,000915
Total noninterest expense$9,802,0001,341
Salaries and employee benefits$5,460,0001,209
Premises and equipment expense$2,228,000900
Additional noninterest expense$2,114,0001,999
Pre-tax net operating income$3,923,0001,913
Securities gains (losses)$34,0001,562
Applicable income taxes$1,399,0001,805
Income before extraordinary items$2,558,0002,068
Extraordinary gains, net$044
Net income$2,558,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-179,00010,806
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,535,9002,029
1996-12-31 (YTD Data)Rank
Total interest income$26,122,0001,307
Total interest expense$15,941,0001,034
Net interest income$10,181,0001,739
Provision for loan and lease losses$193,0003,505
Total noninterest income$2,348,0001,618
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$2,348,0001,041
Total noninterest expense$10,900,0001,319
Salaries and employee benefits$4,677,0001,434
Premises and equipment expense$2,077,0001,019
Additional noninterest expense$4,146,0001,317
Pre-tax net operating income$1,436,0004,500
Securities gains (losses)$112,000907
Applicable income taxes$569,0003,742
Income before extraordinary items$979,0004,590
Extraordinary gains, net$053
Net income$979,0004,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,811
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$907,3204,786
1995-12-31 (YTD Data)Rank
Total interest income$23,266,0001,474
Total interest expense$13,358,0001,245
Net interest income$9,908,0001,802
Provision for loan and lease losses$77,0005,197
Total noninterest income$1,677,0002,110
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,677,0001,288
Total noninterest expense$8,916,0001,592
Salaries and employee benefits$4,236,0001,572
Premises and equipment expense$2,132,0001,006
Additional noninterest expense$2,548,0001,963
Pre-tax net operating income$2,592,0002,749
Securities gains (losses)$75,0001,081
Applicable income taxes$1,015,0002,348
Income before extraordinary items$1,652,0002,973
Extraordinary gains, net$065
Net income$1,652,0002,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,578
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,604,0003,023
1994-12-31 (YTD Data)Rank
Total interest income$19,633,0001,576
Total interest expense$9,985,0001,316
Net interest income$9,648,0001,874
Provision for loan and lease losses$57,0005,874
Total noninterest income$1,355,0002,489
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,355,0001,487
Total noninterest expense$8,049,0001,806
Salaries and employee benefits$3,941,0001,701
Premises and equipment expense$1,856,0001,139
Additional noninterest expense$2,252,0002,330
Pre-tax net operating income$2,897,0002,452
Securities gains (losses)$51,0001,146
Applicable income taxes$1,123,0002,006
Income before extraordinary items$1,825,0002,660
Extraordinary gains, net$0249
Net income$1,825,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,088
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,792,3602,716
1993-12-31 (YTD Data)Rank
Total interest income$17,925,0001,745
Total interest expense$8,943,0001,491
Net interest income$8,982,0002,011
Provision for loan and lease losses$142,0004,798
Total noninterest income$1,435,0002,525
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,435,0001,602
Total noninterest expense$7,327,0002,011
Salaries and employee benefits$3,668,0001,832
Premises and equipment expense$1,788,0001,191
Additional noninterest expense$1,871,0002,889
Pre-tax net operating income$2,948,0002,325
Securities gains (losses)$472,000933
Applicable income taxes$1,306,0001,795
Income before extraordinary items$2,114,0002,367
Extraordinary gains, net$03,149
Net income$2,114,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$750,0002,263
Sale, conversion, retirement of capital stock, net$14,0001,115
Net operating income$1,811,9202,594
1992-12-31 (YTD Data)Rank
Total interest income$19,801,0001,789
Total interest expense$11,046,0001,583
Net interest income$8,755,0002,084
Provision for loan and lease losses$253,0004,557
Total noninterest income$1,266,0002,743
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,266,0001,703
Total noninterest expense$6,959,0002,114
Salaries and employee benefits$3,430,0001,917
Premises and equipment expense$1,727,0001,277
Additional noninterest expense$1,802,0003,060
Pre-tax net operating income$2,809,0002,196
Securities gains (losses)$218,0001,894
Applicable income taxes$1,188,0001,779
Income before extraordinary items$1,839,0002,495
Extraordinary gains, net$-199,00013,739
Net income$1,640,0002,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0008,662
Cash dividends$240,0004,583
Sale, conversion, retirement of capital stock, net$4,024,000199
Net operating income$1,699,4802,507

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.