Home > Suburban Bank & Trust Company > Income and Expense
Suburban Bank & Trust Company, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,605,000 | 1,456 |
| Total interest expense | $589,000 | 2,188 |
| Net interest income | $8,016,000 | 1,402 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $951,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $799,000 | 807 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,008 |
| Total noninterest expense | $7,260,000 | 1,359 |
| Salaries and employee benefits | $3,678,000 | 1,462 |
| Premises and equipment expense | $1,195,000 | 1,018 |
| Additional noninterest expense | $2,387,000 | 1,319 |
| Pre-tax net operating income | $1,607,000 | 2,218 |
| Securities gains (losses) | $100,000 | 851 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,707,000 | 1,848 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,707,000 | 1,851 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,707,000 | 1,852 |
| Net charge-offs | $-16,000 | 5,405 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,607,000 | 1,883 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 1,469 |
| Total interest expense | $299,000 | 2,178 |
| Net interest income | $3,951,000 | 1,420 |
| Provision for loan and lease losses | $450,000 | 443 |
| Total noninterest income | $387,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $392,000 | 798 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-5,000 | 6,305 |
| Total noninterest expense | $3,661,000 | 1,346 |
| Salaries and employee benefits | $1,892,000 | 1,426 |
| Premises and equipment expense | $568,000 | 1,071 |
| Additional noninterest expense | $1,201,000 | 1,308 |
| Pre-tax net operating income | $227,000 | 4,265 |
| Securities gains (losses) | $100,000 | 588 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $327,000 | 3,485 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $327,000 | 3,488 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $327,000 | 3,488 |
| Net charge-offs | $300,000 | 533 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $227,000 | 4,020 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,954,000 | 1,405 |
| Total interest expense | $1,493,000 | 1,893 |
| Net interest income | $16,461,000 | 1,349 |
| Provision for loan and lease losses | $3,300,000 | 297 |
| Total noninterest income | $2,194,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,848,000 | 744 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $346,000 | 3,829 |
| Total noninterest expense | $15,009,000 | 1,313 |
| Salaries and employee benefits | $7,785,000 | 1,358 |
| Premises and equipment expense | $2,196,000 | 1,089 |
| Additional noninterest expense | $5,028,000 | 1,296 |
| Pre-tax net operating income | $346,000 | 5,386 |
| Securities gains (losses) | $74,000 | 1,465 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $420,000 | 5,110 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $420,000 | 5,109 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $420,000 | 5,110 |
| Net charge-offs | $5,240,000 | 228 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $346,000 | 5,238 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,534,000 | 1,410 |
| Total interest expense | $1,187,000 | 1,838 |
| Net interest income | $12,347,000 | 1,352 |
| Provision for loan and lease losses | $3,125,000 | 238 |
| Total noninterest income | $1,724,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,399,000 | 732 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $325,000 | 3,523 |
| Total noninterest expense | $11,267,000 | 1,321 |
| Salaries and employee benefits | $5,681,000 | 1,399 |
| Premises and equipment expense | $1,675,000 | 1,082 |
| Additional noninterest expense | $3,911,000 | 1,247 |
| Pre-tax net operating income | $-321,000 | 6,347 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-276,000 | 6,345 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-276,000 | 6,344 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-276,000 | 6,344 |
| Net charge-offs | $4,061,000 | 212 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-321,000 | 6,360 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,041,000 | 1,404 |
| Total interest expense | $796,000 | 1,846 |
| Net interest income | $8,245,000 | 1,348 |
| Provision for loan and lease losses | $2,500,000 | 214 |
| Total noninterest income | $945,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $909,000 | 737 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $36,000 | 5,600 |
| Total noninterest expense | $7,579,000 | 1,311 |
| Salaries and employee benefits | $3,837,000 | 1,377 |
| Premises and equipment expense | $1,146,000 | 1,064 |
| Additional noninterest expense | $2,596,000 | 1,247 |
| Pre-tax net operating income | $-889,000 | 6,566 |
| Securities gains (losses) | $18,000 | 1,704 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-871,000 | 6,566 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-871,000 | 6,566 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-871,000 | 6,566 |
| Net charge-offs | $2,900,000 | 212 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-889,000 | 6,564 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 1,399 |
| Total interest expense | $399,000 | 1,868 |
| Net interest income | $4,132,000 | 1,337 |
| Provision for loan and lease losses | $1,075,000 | 238 |
| Total noninterest income | $358,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $467,000 | 696 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-109,000 | 6,660 |
| Total noninterest expense | $3,840,000 | 1,307 |
| Salaries and employee benefits | $1,995,000 | 1,347 |
| Premises and equipment expense | $603,000 | 1,039 |
| Additional noninterest expense | $1,242,000 | 1,297 |
| Pre-tax net operating income | $-425,000 | 6,616 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-425,000 | 6,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-425,000 | 6,618 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-425,000 | 6,618 |
| Net charge-offs | $2,241,000 | 156 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-425,000 | 6,617 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,376,000 | 1,312 |
| Total interest expense | $1,948,000 | 1,746 |
| Net interest income | $17,428,000 | 1,267 |
| Provision for loan and lease losses | $5,165,000 | 260 |
| Total noninterest income | $-455,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,969,000 | 710 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-2,424,000 | 6,802 |
| Total noninterest expense | $14,762,000 | 1,337 |
| Salaries and employee benefits | $7,484,000 | 1,404 |
| Premises and equipment expense | $2,289,000 | 1,038 |
| Additional noninterest expense | $4,989,000 | 1,345 |
| Pre-tax net operating income | $-2,954,000 | 6,715 |
| Securities gains (losses) | $593,000 | 387 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-2,361,000 | 6,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,361,000 | 6,690 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,361,000 | 6,690 |
| Net charge-offs | $5,891,000 | 291 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,954,000 | 6,712 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,038,000 | 1,361 |
| Total interest expense | $1,521,000 | 1,727 |
| Net interest income | $12,517,000 | 1,305 |
| Provision for loan and lease losses | $3,700,000 | 276 |
| Total noninterest income | $-1,141,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,480,000 | 706 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-2,621,000 | 6,890 |
| Total noninterest expense | $11,210,000 | 1,328 |
| Salaries and employee benefits | $5,589,000 | 1,415 |
| Premises and equipment expense | $1,704,000 | 1,060 |
| Additional noninterest expense | $3,917,000 | 1,284 |
| Pre-tax net operating income | $-3,534,000 | 6,836 |
| Securities gains (losses) | $593,000 | 350 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,941,000 | 6,829 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,941,000 | 6,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,941,000 | 6,830 |
| Net charge-offs | $5,568,000 | 233 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-3,534,000 | 6,831 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,504,000 | 1,335 |
| Total interest expense | $1,077,000 | 1,663 |
| Net interest income | $8,427,000 | 1,279 |
| Provision for loan and lease losses | $1,400,000 | 506 |
| Total noninterest income | $-1,327,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $956,000 | 716 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,283,000 | 6,939 |
| Total noninterest expense | $7,591,000 | 1,316 |
| Salaries and employee benefits | $3,809,000 | 1,385 |
| Premises and equipment expense | $1,140,000 | 1,048 |
| Additional noninterest expense | $2,642,000 | 1,256 |
| Pre-tax net operating income | $-1,891,000 | 6,868 |
| Securities gains (losses) | $593,000 | 313 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,298,000 | 6,846 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,298,000 | 6,847 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,298,000 | 6,847 |
| Net charge-offs | $173,000 | 2,250 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,891,000 | 6,865 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 1,334 |
| Total interest expense | $597,000 | 1,544 |
| Net interest income | $4,168,000 | 1,293 |
| Provision for loan and lease losses | $600,000 | 594 |
| Total noninterest income | $443,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $453,000 | 760 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-10,000 | 6,795 |
| Total noninterest expense | $3,855,000 | 1,306 |
| Salaries and employee benefits | $1,931,000 | 1,379 |
| Premises and equipment expense | $585,000 | 1,050 |
| Additional noninterest expense | $1,339,000 | 1,229 |
| Pre-tax net operating income | $156,000 | 4,815 |
| Securities gains (losses) | $320,000 | 307 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $476,000 | 2,680 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $476,000 | 2,683 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $476,000 | 2,682 |
| Net charge-offs | $42,000 | 2,538 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $156,000 | 4,572 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,004,000 | 1,271 |
| Total interest expense | $3,425,000 | 1,316 |
| Net interest income | $17,579,000 | 1,252 |
| Provision for loan and lease losses | $10,550,000 | 261 |
| Total noninterest income | $5,503,000 | 1,076 |
| Gross Fiduciary activities income | $366,000 | 669 |
| Service charges on deposit accounts | $2,192,000 | 648 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,945,000 | 1,173 |
| Total noninterest expense | $16,394,000 | 1,232 |
| Salaries and employee benefits | $8,071,000 | 1,285 |
| Premises and equipment expense | $2,381,000 | 1,002 |
| Additional noninterest expense | $5,942,000 | 1,168 |
| Pre-tax net operating income | $-3,862,000 | 6,922 |
| Securities gains (losses) | $177,000 | 1,805 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-3,685,000 | 6,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,685,000 | 6,928 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,685,000 | 6,928 |
| Net charge-offs | $14,862,000 | 231 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,862,000 | 6,923 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,902,000 | 1,282 |
| Total interest expense | $2,698,000 | 1,309 |
| Net interest income | $13,204,000 | 1,263 |
| Provision for loan and lease losses | $9,050,000 | 236 |
| Total noninterest income | $4,886,000 | 935 |
| Gross Fiduciary activities income | $366,000 | 602 |
| Service charges on deposit accounts | $1,664,000 | 651 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,856,000 | 973 |
| Total noninterest expense | $12,295,000 | 1,232 |
| Salaries and employee benefits | $6,101,000 | 1,282 |
| Premises and equipment expense | $1,847,000 | 968 |
| Additional noninterest expense | $4,347,000 | 1,186 |
| Pre-tax net operating income | $-3,255,000 | 7,047 |
| Securities gains (losses) | $177,000 | 1,532 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-3,078,000 | 7,051 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,078,000 | 7,051 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,078,000 | 7,051 |
| Net charge-offs | $12,576,000 | 217 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,255,000 | 7,046 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,695,000 | 1,287 |
| Total interest expense | $1,873,000 | 1,299 |
| Net interest income | $8,822,000 | 1,263 |
| Provision for loan and lease losses | $7,221,000 | 219 |
| Total noninterest income | $5,914,000 | 592 |
| Gross Fiduciary activities income | $366,000 | 525 |
| Service charges on deposit accounts | $1,118,000 | 639 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,430,000 | 516 |
| Total noninterest expense | $8,401,000 | 1,199 |
| Salaries and employee benefits | $4,176,000 | 1,255 |
| Premises and equipment expense | $1,269,000 | 948 |
| Additional noninterest expense | $2,956,000 | 1,163 |
| Pre-tax net operating income | $-886,000 | 6,944 |
| Securities gains (losses) | $177,000 | 1,193 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-709,000 | 6,939 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-709,000 | 6,938 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-709,000 | 6,939 |
| Net charge-offs | $4,151,000 | 384 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-886,000 | 6,958 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 1,274 |
| Total interest expense | $991,000 | 1,276 |
| Net interest income | $4,414,000 | 1,259 |
| Provision for loan and lease losses | $2,300,000 | 311 |
| Total noninterest income | $3,556,000 | 509 |
| Gross Fiduciary activities income | $365,000 | 368 |
| Service charges on deposit accounts | $583,000 | 608 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,608,000 | 461 |
| Total noninterest expense | $4,351,000 | 1,147 |
| Salaries and employee benefits | $2,217,000 | 1,177 |
| Premises and equipment expense | $688,000 | 881 |
| Additional noninterest expense | $1,446,000 | 1,183 |
| Pre-tax net operating income | $1,319,000 | 1,331 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,319,000 | 1,121 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,319,000 | 1,122 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,319,000 | 1,121 |
| Net charge-offs | $960,000 | 690 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,319,000 | 1,056 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,585,000 | 1,215 |
| Total interest expense | $4,763,000 | 1,276 |
| Net interest income | $18,822,000 | 1,184 |
| Provision for loan and lease losses | $14,800,000 | 299 |
| Total noninterest income | $4,258,000 | 1,186 |
| Gross Fiduciary activities income | $1,614,000 | 306 |
| Service charges on deposit accounts | $2,511,000 | 581 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $133,000 | 4,999 |
| Total noninterest expense | $17,631,000 | 1,116 |
| Salaries and employee benefits | $8,545,000 | 1,162 |
| Premises and equipment expense | $2,736,000 | 922 |
| Additional noninterest expense | $6,350,000 | 1,107 |
| Pre-tax net operating income | $-9,351,000 | 7,202 |
| Securities gains (losses) | $1,174,000 | 376 |
| Applicable income taxes | $-55,000 | 6,747 |
| Income before extraordinary items | $-8,122,000 | 7,174 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,122,000 | 7,173 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,122,000 | 7,174 |
| Net charge-offs | $13,098,000 | 352 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-9,284,260 | 7,192 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,896,000 | 1,215 |
| Total interest expense | $3,705,000 | 1,283 |
| Net interest income | $14,191,000 | 1,181 |
| Provision for loan and lease losses | $13,000,000 | 259 |
| Total noninterest income | $3,234,000 | 1,177 |
| Gross Fiduciary activities income | $1,208,000 | 307 |
| Service charges on deposit accounts | $1,907,000 | 581 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $119,000 | 4,880 |
| Total noninterest expense | $13,109,000 | 1,127 |
| Salaries and employee benefits | $6,441,000 | 1,153 |
| Premises and equipment expense | $2,113,000 | 899 |
| Additional noninterest expense | $4,555,000 | 1,147 |
| Pre-tax net operating income | $-8,684,000 | 7,321 |
| Securities gains (losses) | $886,000 | 395 |
| Applicable income taxes | $-55,000 | 6,938 |
| Income before extraordinary items | $-7,743,000 | 7,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,743,000 | 7,316 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,743,000 | 7,316 |
| Net charge-offs | $8,344,000 | 410 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-8,620,140 | 7,317 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,034,000 | 1,212 |
| Total interest expense | $2,566,000 | 1,278 |
| Net interest income | $9,468,000 | 1,182 |
| Provision for loan and lease losses | $10,750,000 | 225 |
| Total noninterest income | $1,838,000 | 1,304 |
| Gross Fiduciary activities income | $812,000 | 307 |
| Service charges on deposit accounts | $1,285,000 | 580 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-259,000 | 7,303 |
| Total noninterest expense | $8,676,000 | 1,154 |
| Salaries and employee benefits | $4,262,000 | 1,176 |
| Premises and equipment expense | $1,442,000 | 890 |
| Additional noninterest expense | $2,972,000 | 1,196 |
| Pre-tax net operating income | $-8,120,000 | 7,426 |
| Securities gains (losses) | $763,000 | 253 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-7,357,000 | 7,419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,357,000 | 7,419 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-7,357,000 | 7,419 |
| Net charge-offs | $6,368,000 | 380 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-8,120,000 | 7,426 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 1,205 |
| Total interest expense | $1,320,000 | 1,280 |
| Net interest income | $4,777,000 | 1,169 |
| Provision for loan and lease losses | $3,000,000 | 364 |
| Total noninterest income | $1,240,000 | 1,056 |
| Gross Fiduciary activities income | $406,000 | 304 |
| Service charges on deposit accounts | $639,000 | 563 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,501 |
| Total noninterest expense | $4,427,000 | 1,136 |
| Salaries and employee benefits | $2,111,000 | 1,194 |
| Premises and equipment expense | $766,000 | 858 |
| Additional noninterest expense | $1,550,000 | 1,155 |
| Pre-tax net operating income | $-1,410,000 | 7,340 |
| Securities gains (losses) | $445,000 | 174 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-965,000 | 7,285 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-965,000 | 7,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-965,000 | 7,286 |
| Net charge-offs | $2,204,000 | 512 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,410,000 | 7,352 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,260,000 | 1,097 |
| Total interest expense | $7,824,000 | 1,059 |
| Net interest income | $20,436,000 | 1,095 |
| Provision for loan and lease losses | $22,118,000 | 336 |
| Total noninterest income | $4,033,000 | 1,264 |
| Gross Fiduciary activities income | $1,601,000 | 304 |
| Service charges on deposit accounts | $2,900,000 | 518 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-468,000 | 7,387 |
| Total noninterest expense | $18,949,000 | 1,053 |
| Salaries and employee benefits | $9,546,000 | 1,031 |
| Premises and equipment expense | $3,165,000 | 815 |
| Additional noninterest expense | $6,238,000 | 1,186 |
| Pre-tax net operating income | $-16,598,000 | 7,483 |
| Securities gains (losses) | $1,707,000 | 306 |
| Applicable income taxes | $-53,000 | 6,727 |
| Income before extraordinary items | $-14,838,000 | 7,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,838,000 | 7,470 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-14,838,000 | 7,470 |
| Net charge-offs | $19,799,000 | 335 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-16,545,000 | 7,483 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,797,000 | 1,072 |
| Total interest expense | $6,228,000 | 1,040 |
| Net interest income | $15,569,000 | 1,073 |
| Provision for loan and lease losses | $15,618,000 | 344 |
| Total noninterest income | $5,065,000 | 837 |
| Gross Fiduciary activities income | $1,194,000 | 305 |
| Service charges on deposit accounts | $2,233,000 | 510 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,638,000 | 1,264 |
| Total noninterest expense | $14,223,000 | 1,032 |
| Salaries and employee benefits | $7,211,000 | 1,006 |
| Premises and equipment expense | $2,426,000 | 800 |
| Additional noninterest expense | $4,586,000 | 1,177 |
| Pre-tax net operating income | $-9,207,000 | 7,531 |
| Securities gains (losses) | $1,409,000 | 309 |
| Applicable income taxes | $-52,000 | 6,984 |
| Income before extraordinary items | $-7,746,000 | 7,532 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,746,000 | 7,532 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,746,000 | 7,532 |
| Net charge-offs | $13,522,000 | 366 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,140,910 | 7,553 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,924,000 | 1,055 |
| Total interest expense | $4,374,000 | 1,027 |
| Net interest income | $10,550,000 | 1,054 |
| Provision for loan and lease losses | $14,118,000 | 275 |
| Total noninterest income | $3,655,000 | 777 |
| Gross Fiduciary activities income | $796,000 | 304 |
| Service charges on deposit accounts | $1,468,000 | 523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,391,000 | 1,043 |
| Total noninterest expense | $9,568,000 | 1,029 |
| Salaries and employee benefits | $4,905,000 | 988 |
| Premises and equipment expense | $1,660,000 | 789 |
| Additional noninterest expense | $3,003,000 | 1,184 |
| Pre-tax net operating income | $-9,481,000 | 7,677 |
| Securities gains (losses) | $1,159,000 | 226 |
| Applicable income taxes | $-52,000 | 7,088 |
| Income before extraordinary items | $-8,270,000 | 7,668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,270,000 | 7,668 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,270,000 | 7,668 |
| Net charge-offs | $11,013,000 | 310 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,417,410 | 7,688 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,895,000 | 887 |
| Total interest expense | $2,238,000 | 1,048 |
| Net interest income | $6,657,000 | 826 |
| Provision for loan and lease losses | $3,000,000 | 548 |
| Total noninterest income | $1,328,000 | 967 |
| Gross Fiduciary activities income | $403,000 | 298 |
| Service charges on deposit accounts | $672,000 | 564 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $253,000 | 2,046 |
| Total noninterest expense | $4,806,000 | 1,034 |
| Salaries and employee benefits | $2,523,000 | 966 |
| Premises and equipment expense | $850,000 | 786 |
| Additional noninterest expense | $1,433,000 | 1,230 |
| Pre-tax net operating income | $179,000 | 4,275 |
| Securities gains (losses) | $339,000 | 346 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $518,000 | 2,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $518,000 | 2,084 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $518,000 | 2,085 |
| Net charge-offs | $2,757,000 | 517 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $179,000 | 3,972 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,474,000 | 1,045 |
| Total interest expense | $10,758,000 | 1,100 |
| Net interest income | $21,716,000 | 1,002 |
| Provision for loan and lease losses | $11,602,000 | 769 |
| Total noninterest income | $5,176,000 | 1,063 |
| Gross Fiduciary activities income | $1,778,000 | 270 |
| Service charges on deposit accounts | $2,508,000 | 670 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $890,000 | 2,304 |
| Total noninterest expense | $43,234,000 | 504 |
| Salaries and employee benefits | $9,920,000 | 988 |
| Premises and equipment expense | $3,415,000 | 789 |
| Additional noninterest expense | $29,899,000 | 317 |
| Pre-tax net operating income | $-27,944,000 | 7,784 |
| Securities gains (losses) | $903,000 | 540 |
| Applicable income taxes | $113,000 | 2,806 |
| Income before extraordinary items | $-27,154,000 | 7,802 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-27,154,000 | 7,801 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-27,154,000 | 7,801 |
| Net charge-offs | $10,030,000 | 683 |
| Cash dividends | $835,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-28,057,000 | 7,808 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,825,000 | 1,043 |
| Total interest expense | $8,377,000 | 1,113 |
| Net interest income | $16,448,000 | 994 |
| Provision for loan and lease losses | $4,902,000 | 1,060 |
| Total noninterest income | $3,787,000 | 1,097 |
| Gross Fiduciary activities income | $1,270,000 | 275 |
| Service charges on deposit accounts | $1,860,000 | 678 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $657,000 | 2,380 |
| Total noninterest expense | $14,344,000 | 1,082 |
| Salaries and employee benefits | $7,372,000 | 1,008 |
| Premises and equipment expense | $2,674,000 | 765 |
| Additional noninterest expense | $4,298,000 | 1,277 |
| Pre-tax net operating income | $989,000 | 2,754 |
| Securities gains (losses) | $852,000 | 438 |
| Applicable income taxes | $43,000 | 3,409 |
| Income before extraordinary items | $1,798,000 | 1,492 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,798,000 | 1,490 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,798,000 | 1,492 |
| Net charge-offs | $3,087,000 | 1,166 |
| Cash dividends | $835,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $963,040 | 2,493 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,567,000 | 1,069 |
| Total interest expense | $5,793,000 | 1,133 |
| Net interest income | $10,774,000 | 1,007 |
| Provision for loan and lease losses | $3,902,000 | 905 |
| Total noninterest income | $2,468,000 | 1,125 |
| Gross Fiduciary activities income | $847,000 | 278 |
| Service charges on deposit accounts | $1,199,000 | 695 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $422,000 | 2,470 |
| Total noninterest expense | $9,680,000 | 1,088 |
| Salaries and employee benefits | $4,977,000 | 1,018 |
| Premises and equipment expense | $1,850,000 | 759 |
| Additional noninterest expense | $2,853,000 | 1,301 |
| Pre-tax net operating income | $-340,000 | 6,477 |
| Securities gains (losses) | $834,000 | 340 |
| Applicable income taxes | $28,000 | 3,524 |
| Income before extraordinary items | $466,000 | 3,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $466,000 | 3,218 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $466,000 | 3,220 |
| Net charge-offs | $2,888,000 | 884 |
| Cash dividends | $835,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-317,960 | 6,549 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,353,000 | 1,064 |
| Total interest expense | $2,962,000 | 1,157 |
| Net interest income | $5,391,000 | 1,005 |
| Provision for loan and lease losses | $1,102,000 | 1,113 |
| Total noninterest income | $1,251,000 | 1,071 |
| Gross Fiduciary activities income | $447,000 | 272 |
| Service charges on deposit accounts | $599,000 | 672 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $205,000 | 2,478 |
| Total noninterest expense | $4,955,000 | 1,021 |
| Salaries and employee benefits | $2,614,000 | 971 |
| Premises and equipment expense | $960,000 | 744 |
| Additional noninterest expense | $1,381,000 | 1,204 |
| Pre-tax net operating income | $585,000 | 2,083 |
| Securities gains (losses) | $590,000 | 277 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $1,162,000 | 916 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,162,000 | 916 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,162,000 | 918 |
| Net charge-offs | $2,248,000 | 560 |
| Cash dividends | $535,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $577,900 | 1,758 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $36,170,000 | 1,050 |
| Total interest expense | $14,836,000 | 1,095 |
| Net interest income | $21,334,000 | 1,012 |
| Provision for loan and lease losses | $7,064,000 | 781 |
| Total noninterest income | $8,366,000 | 689 |
| Gross Fiduciary activities income | $1,895,000 | 273 |
| Service charges on deposit accounts | $2,383,000 | 725 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,088,000 | 759 |
| Total noninterest expense | $20,393,000 | 976 |
| Salaries and employee benefits | $11,197,000 | 889 |
| Premises and equipment expense | $3,525,000 | 789 |
| Additional noninterest expense | $5,671,000 | 1,131 |
| Pre-tax net operating income | $2,243,000 | 2,270 |
| Securities gains (losses) | $141,000 | 905 |
| Applicable income taxes | $91,000 | 3,449 |
| Income before extraordinary items | $2,293,000 | 1,736 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,293,000 | 1,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,268,000 | 948 |
| Cash dividends | $3,900,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,157,640 | 1,973 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,564,000 | 1,056 |
| Total interest expense | $11,516,000 | 1,094 |
| Net interest income | $16,048,000 | 1,025 |
| Provision for loan and lease losses | $4,100,000 | 749 |
| Total noninterest income | $7,068,000 | 655 |
| Gross Fiduciary activities income | $1,447,000 | 277 |
| Service charges on deposit accounts | $1,748,000 | 756 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,873,000 | 680 |
| Total noninterest expense | $15,362,000 | 967 |
| Salaries and employee benefits | $8,572,000 | 894 |
| Premises and equipment expense | $2,659,000 | 787 |
| Additional noninterest expense | $4,131,000 | 1,110 |
| Pre-tax net operating income | $3,654,000 | 1,347 |
| Securities gains (losses) | $141,000 | 783 |
| Applicable income taxes | $79,000 | 3,795 |
| Income before extraordinary items | $3,716,000 | 987 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,716,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-413,000 | 8,364 |
| Cash dividends | $3,750,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,577,820 | 1,087 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,391,000 | 1,070 |
| Total interest expense | $7,870,000 | 1,111 |
| Net interest income | $10,521,000 | 1,038 |
| Provision for loan and lease losses | $4,100,000 | 498 |
| Total noninterest income | $4,663,000 | 672 |
| Gross Fiduciary activities income | $992,000 | 279 |
| Service charges on deposit accounts | $1,061,000 | 819 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,610,000 | 687 |
| Total noninterest expense | $10,437,000 | 950 |
| Salaries and employee benefits | $5,838,000 | 883 |
| Premises and equipment expense | $1,764,000 | 788 |
| Additional noninterest expense | $2,835,000 | 1,059 |
| Pre-tax net operating income | $647,000 | 3,851 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $67,000 | 3,829 |
| Income before extraordinary items | $580,000 | 3,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $580,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $3,050,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $580,000 | 3,652 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 1,067 |
| Total interest expense | $4,229,000 | 1,108 |
| Net interest income | $5,208,000 | 1,035 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $1,626,000 | 898 |
| Gross Fiduciary activities income | $525,000 | 269 |
| Service charges on deposit accounts | $555,000 | 777 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $546,000 | 1,322 |
| Total noninterest expense | $5,220,000 | 931 |
| Salaries and employee benefits | $3,006,000 | 862 |
| Premises and equipment expense | $855,000 | 815 |
| Additional noninterest expense | $1,359,000 | 1,070 |
| Pre-tax net operating income | $1,464,000 | 1,294 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $55,000 | 3,465 |
| Income before extraordinary items | $1,409,000 | 1,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,409,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $1,100,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,409,000 | 1,030 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,126,000 | 1,021 |
| Total interest expense | $19,814,000 | 990 |
| Net interest income | $21,312,000 | 1,040 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $4,632,000 | 1,164 |
| Gross Fiduciary activities income | $2,191,000 | 261 |
| Service charges on deposit accounts | $2,100,000 | 849 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $341,000 | 4,016 |
| Total noninterest expense | $20,262,000 | 922 |
| Salaries and employee benefits | $10,767,000 | 922 |
| Premises and equipment expense | $2,989,000 | 877 |
| Additional noninterest expense | $6,506,000 | 869 |
| Pre-tax net operating income | $5,682,000 | 1,467 |
| Securities gains (losses) | $71,000 | 696 |
| Applicable income taxes | $60,000 | 4,822 |
| Income before extraordinary items | $5,693,000 | 1,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,693,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,336 |
| Cash dividends | $3,500,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,622,710 | 1,135 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,011,000 | 1,023 |
| Total interest expense | $14,838,000 | 990 |
| Net interest income | $16,173,000 | 1,028 |
| Provision for loan and lease losses | $720,000 | 1,182 |
| Total noninterest income | $3,510,000 | 1,149 |
| Gross Fiduciary activities income | $1,652,000 | 258 |
| Service charges on deposit accounts | $1,597,000 | 824 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $261,000 | 4,011 |
| Total noninterest expense | $13,674,000 | 1,016 |
| Salaries and employee benefits | $7,340,000 | 1,022 |
| Premises and equipment expense | $2,170,000 | 904 |
| Additional noninterest expense | $4,164,000 | 995 |
| Pre-tax net operating income | $5,289,000 | 1,293 |
| Securities gains (losses) | $71,000 | 567 |
| Applicable income taxes | $45,000 | 5,015 |
| Income before extraordinary items | $5,315,000 | 980 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,315,000 | 978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,354 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,244,710 | 983 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,884,000 | 1,028 |
| Total interest expense | $9,730,000 | 1,015 |
| Net interest income | $11,154,000 | 1,008 |
| Provision for loan and lease losses | $480,000 | 1,063 |
| Total noninterest income | $2,333,000 | 1,182 |
| Gross Fiduciary activities income | $1,094,000 | 265 |
| Service charges on deposit accounts | $1,060,000 | 835 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $179,000 | 4,003 |
| Total noninterest expense | $9,068,000 | 1,042 |
| Salaries and employee benefits | $4,860,000 | 1,048 |
| Premises and equipment expense | $1,444,000 | 917 |
| Additional noninterest expense | $2,764,000 | 1,008 |
| Pre-tax net operating income | $3,939,000 | 1,196 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $30,000 | 5,109 |
| Income before extraordinary items | $3,909,000 | 926 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,909,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,412 |
| Cash dividends | $1,600,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,909,000 | 915 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,342,000 | 1,029 |
| Total interest expense | $4,754,000 | 1,033 |
| Net interest income | $5,588,000 | 999 |
| Provision for loan and lease losses | $240,000 | 1,001 |
| Total noninterest income | $1,133,000 | 1,192 |
| Gross Fiduciary activities income | $549,000 | 267 |
| Service charges on deposit accounts | $495,000 | 872 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $89,000 | 3,989 |
| Total noninterest expense | $4,421,000 | 1,065 |
| Salaries and employee benefits | $2,356,000 | 1,090 |
| Premises and equipment expense | $727,000 | 914 |
| Additional noninterest expense | $1,338,000 | 1,027 |
| Pre-tax net operating income | $2,060,000 | 1,137 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $2,045,000 | 873 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,045,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,045,000 | 863 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $35,715,000 | 1,103 |
| Total interest expense | $15,491,000 | 1,083 |
| Net interest income | $20,224,000 | 1,097 |
| Provision for loan and lease losses | $637,000 | 1,532 |
| Total noninterest income | $4,628,000 | 1,168 |
| Gross Fiduciary activities income | $2,152,000 | 263 |
| Service charges on deposit accounts | $2,146,000 | 815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $330,000 | 4,115 |
| Total noninterest expense | $16,628,000 | 1,077 |
| Salaries and employee benefits | $9,409,000 | 1,025 |
| Premises and equipment expense | $2,505,000 | 995 |
| Additional noninterest expense | $4,714,000 | 1,138 |
| Pre-tax net operating income | $7,587,000 | 1,288 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $60,000 | 5,326 |
| Income before extraordinary items | $7,527,000 | 994 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,527,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,387 |
| Cash dividends | $4,750,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,527,000 | 983 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,065,000 | 1,139 |
| Total interest expense | $11,082,000 | 1,108 |
| Net interest income | $14,983,000 | 1,124 |
| Provision for loan and lease losses | $720,000 | 1,024 |
| Total noninterest income | $3,477,000 | 1,173 |
| Gross Fiduciary activities income | $1,613,000 | 266 |
| Service charges on deposit accounts | $1,620,000 | 819 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $244,000 | 4,138 |
| Total noninterest expense | $12,061,000 | 1,132 |
| Salaries and employee benefits | $6,536,000 | 1,124 |
| Premises and equipment expense | $1,921,000 | 987 |
| Additional noninterest expense | $3,604,000 | 1,121 |
| Pre-tax net operating income | $5,679,000 | 1,344 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $45,000 | 5,504 |
| Income before extraordinary items | $5,634,000 | 1,033 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,634,000 | 1,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,902 |
| Cash dividends | $2,950,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,634,000 | 1,017 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,886,000 | 1,151 |
| Total interest expense | $7,002,000 | 1,108 |
| Net interest income | $9,884,000 | 1,142 |
| Provision for loan and lease losses | $720,000 | 700 |
| Total noninterest income | $2,313,000 | 1,175 |
| Gross Fiduciary activities income | $1,082,000 | 270 |
| Service charges on deposit accounts | $1,071,000 | 815 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 4,176 |
| Total noninterest expense | $8,043,000 | 1,139 |
| Salaries and employee benefits | $4,407,000 | 1,118 |
| Premises and equipment expense | $1,271,000 | 996 |
| Additional noninterest expense | $2,365,000 | 1,147 |
| Pre-tax net operating income | $3,434,000 | 1,469 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $30,000 | 5,570 |
| Income before extraordinary items | $3,404,000 | 1,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,404,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,198 |
| Cash dividends | $1,950,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,404,000 | 1,112 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,292,000 | 1,140 |
| Total interest expense | $3,355,000 | 1,087 |
| Net interest income | $4,937,000 | 1,143 |
| Provision for loan and lease losses | $360,000 | 670 |
| Total noninterest income | $1,150,000 | 1,157 |
| Gross Fiduciary activities income | $555,000 | 259 |
| Service charges on deposit accounts | $515,000 | 818 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $3,972,000 | 1,145 |
| Salaries and employee benefits | $2,130,000 | 1,164 |
| Premises and equipment expense | $632,000 | 999 |
| Additional noninterest expense | $1,210,000 | 1,108 |
| Pre-tax net operating income | $1,755,000 | 1,407 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $1,740,000 | 1,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,740,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,106 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,740,000 | 1,066 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,281,000 | 1,088 |
| Total interest expense | $10,043,000 | 1,126 |
| Net interest income | $20,238,000 | 1,067 |
| Provision for loan and lease losses | $1,420,000 | 759 |
| Total noninterest income | $4,945,000 | 1,098 |
| Gross Fiduciary activities income | $2,236,000 | 247 |
| Service charges on deposit accounts | $2,313,000 | 748 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $396,000 | 3,794 |
| Total noninterest expense | $15,004,000 | 1,152 |
| Salaries and employee benefits | $7,888,000 | 1,172 |
| Premises and equipment expense | $2,501,000 | 965 |
| Additional noninterest expense | $4,615,000 | 1,106 |
| Pre-tax net operating income | $8,759,000 | 1,107 |
| Securities gains (losses) | $-176,000 | 8,558 |
| Applicable income taxes | $158,000 | 4,942 |
| Income before extraordinary items | $8,425,000 | 858 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,425,000 | 859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,660,000 | 464 |
| Cash dividends | $5,600,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,597,480 | 827 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,120,000 | 1,083 |
| Total interest expense | $6,967,000 | 1,143 |
| Net interest income | $15,153,000 | 1,052 |
| Provision for loan and lease losses | $1,720,000 | 441 |
| Total noninterest income | $3,758,000 | 1,094 |
| Gross Fiduciary activities income | $1,661,000 | 250 |
| Service charges on deposit accounts | $1,770,000 | 733 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $327,000 | 3,649 |
| Total noninterest expense | $11,012,000 | 1,162 |
| Salaries and employee benefits | $5,741,000 | 1,199 |
| Premises and equipment expense | $1,777,000 | 1,002 |
| Additional noninterest expense | $3,494,000 | 1,084 |
| Pre-tax net operating income | $6,179,000 | 1,160 |
| Securities gains (losses) | $-101,000 | 8,628 |
| Applicable income taxes | $75,000 | 5,494 |
| Income before extraordinary items | $6,003,000 | 895 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,003,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,688,000 | 329 |
| Cash dividends | $3,800,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,102,990 | 863 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,165,000 | 1,091 |
| Total interest expense | $4,238,000 | 1,175 |
| Net interest income | $9,927,000 | 1,059 |
| Provision for loan and lease losses | $1,720,000 | 297 |
| Total noninterest income | $2,500,000 | 1,073 |
| Gross Fiduciary activities income | $1,097,000 | 252 |
| Service charges on deposit accounts | $1,142,000 | 741 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $261,000 | 3,308 |
| Total noninterest expense | $7,079,000 | 1,194 |
| Salaries and employee benefits | $3,580,000 | 1,278 |
| Premises and equipment expense | $1,179,000 | 1,000 |
| Additional noninterest expense | $2,320,000 | 1,083 |
| Pre-tax net operating income | $3,628,000 | 1,291 |
| Securities gains (losses) | $49,000 | 786 |
| Applicable income taxes | $60,000 | 5,354 |
| Income before extraordinary items | $3,617,000 | 959 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,617,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,694,000 | 252 |
| Cash dividends | $3,300,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,568,980 | 959 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 1,126 |
| Total interest expense | $1,946,000 | 1,215 |
| Net interest income | $4,815,000 | 1,083 |
| Provision for loan and lease losses | $360,000 | 653 |
| Total noninterest income | $1,275,000 | 1,033 |
| Gross Fiduciary activities income | $532,000 | 260 |
| Service charges on deposit accounts | $548,000 | 741 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $3,456,000 | 1,229 |
| Salaries and employee benefits | $1,754,000 | 1,308 |
| Premises and equipment expense | $559,000 | 1,076 |
| Additional noninterest expense | $1,143,000 | 1,084 |
| Pre-tax net operating income | $2,274,000 | 1,022 |
| Securities gains (losses) | $42,000 | 592 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $2,301,000 | 763 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,301,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 453 |
| Cash dividends | $800,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,259,420 | 758 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,938,000 | 1,134 |
| Total interest expense | $6,251,000 | 1,318 |
| Net interest income | $18,687,000 | 1,068 |
| Provision for loan and lease losses | $1,770,000 | 611 |
| Total noninterest income | $4,864,000 | 1,100 |
| Gross Fiduciary activities income | $2,119,000 | 250 |
| Service charges on deposit accounts | $2,418,000 | 726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $327,000 | 4,106 |
| Total noninterest expense | $13,351,000 | 1,228 |
| Salaries and employee benefits | $7,010,000 | 1,253 |
| Premises and equipment expense | $2,299,000 | 999 |
| Additional noninterest expense | $4,042,000 | 1,220 |
| Pre-tax net operating income | $8,430,000 | 1,039 |
| Securities gains (losses) | $333,000 | 592 |
| Applicable income taxes | $211,000 | 4,688 |
| Income before extraordinary items | $8,552,000 | 773 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,552,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,250,000 | 417 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,225,660 | 777 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,936,000 | 1,162 |
| Total interest expense | $4,515,000 | 1,339 |
| Net interest income | $13,421,000 | 1,102 |
| Provision for loan and lease losses | $1,410,000 | 556 |
| Total noninterest income | $3,673,000 | 1,111 |
| Gross Fiduciary activities income | $1,595,000 | 255 |
| Service charges on deposit accounts | $1,824,000 | 729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $254,000 | 4,035 |
| Total noninterest expense | $9,802,000 | 1,251 |
| Salaries and employee benefits | $4,968,000 | 1,323 |
| Premises and equipment expense | $1,650,000 | 1,049 |
| Additional noninterest expense | $3,184,000 | 1,153 |
| Pre-tax net operating income | $5,882,000 | 1,122 |
| Securities gains (losses) | $256,000 | 667 |
| Applicable income taxes | $45,000 | 6,037 |
| Income before extraordinary items | $6,093,000 | 823 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,093,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,894,000 | 365 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,839,560 | 819 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,717,000 | 1,172 |
| Total interest expense | $2,938,000 | 1,345 |
| Net interest income | $8,779,000 | 1,121 |
| Provision for loan and lease losses | $1,080,000 | 494 |
| Total noninterest income | $2,357,000 | 1,138 |
| Gross Fiduciary activities income | $1,074,000 | 252 |
| Service charges on deposit accounts | $1,187,000 | 734 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 5,236 |
| Total noninterest expense | $6,368,000 | 1,283 |
| Salaries and employee benefits | $3,038,000 | 1,457 |
| Premises and equipment expense | $1,115,000 | 1,040 |
| Additional noninterest expense | $2,215,000 | 1,110 |
| Pre-tax net operating income | $3,688,000 | 1,169 |
| Securities gains (losses) | $-15,000 | 8,750 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $3,643,000 | 896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,643,000 | 896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,678,000 | 295 |
| Cash dividends | $1,200,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,657,850 | 852 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 1,210 |
| Total interest expense | $1,456,000 | 1,375 |
| Net interest income | $4,274,000 | 1,156 |
| Provision for loan and lease losses | $720,000 | 398 |
| Total noninterest income | $1,164,000 | 1,113 |
| Gross Fiduciary activities income | $535,000 | 257 |
| Service charges on deposit accounts | $578,000 | 737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $51,000 | 5,085 |
| Total noninterest expense | $3,092,000 | 1,329 |
| Salaries and employee benefits | $1,500,000 | 1,478 |
| Premises and equipment expense | $572,000 | 1,023 |
| Additional noninterest expense | $1,020,000 | 1,179 |
| Pre-tax net operating income | $1,626,000 | 1,297 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $1,621,000 | 1,007 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,621,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,566,000 | 205 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,611,100 | 960 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $24,547,000 | 1,161 |
| Total interest expense | $7,037,000 | 1,258 |
| Net interest income | $17,510,000 | 1,104 |
| Provision for loan and lease losses | $2,140,000 | 613 |
| Total noninterest income | $5,047,000 | 1,125 |
| Gross Fiduciary activities income | $2,165,000 | 243 |
| Service charges on deposit accounts | $2,572,000 | 669 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $310,000 | 4,438 |
| Total noninterest expense | $12,993,000 | 1,244 |
| Salaries and employee benefits | $6,660,000 | 1,287 |
| Premises and equipment expense | $2,215,000 | 1,034 |
| Additional noninterest expense | $4,118,000 | 1,208 |
| Pre-tax net operating income | $7,424,000 | 1,122 |
| Securities gains (losses) | $1,164,000 | 429 |
| Applicable income taxes | $256,000 | 4,535 |
| Income before extraordinary items | $8,332,000 | 782 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,332,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,912,000 | 576 |
| Cash dividends | $6,600,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,202,920 | 844 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,635,000 | 1,168 |
| Total interest expense | $5,417,000 | 1,280 |
| Net interest income | $13,218,000 | 1,106 |
| Provision for loan and lease losses | $1,780,000 | 580 |
| Total noninterest income | $3,814,000 | 1,136 |
| Gross Fiduciary activities income | $1,625,000 | 253 |
| Service charges on deposit accounts | $1,938,000 | 675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 4,375 |
| Total noninterest expense | $9,733,000 | 1,258 |
| Salaries and employee benefits | $5,057,000 | 1,286 |
| Premises and equipment expense | $1,561,000 | 1,103 |
| Additional noninterest expense | $3,115,000 | 1,214 |
| Pre-tax net operating income | $5,519,000 | 1,172 |
| Securities gains (losses) | $968,000 | 460 |
| Applicable income taxes | $45,000 | 6,297 |
| Income before extraordinary items | $6,442,000 | 793 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,442,000 | 794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,913,000 | 455 |
| Cash dividends | $2,600,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,483,680 | 853 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,533,000 | 1,173 |
| Total interest expense | $3,660,000 | 1,303 |
| Net interest income | $8,873,000 | 1,102 |
| Provision for loan and lease losses | $1,420,000 | 502 |
| Total noninterest income | $2,517,000 | 1,145 |
| Gross Fiduciary activities income | $1,080,000 | 261 |
| Service charges on deposit accounts | $1,244,000 | 686 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $193,000 | 4,098 |
| Total noninterest expense | $6,585,000 | 1,237 |
| Salaries and employee benefits | $3,353,000 | 1,289 |
| Premises and equipment expense | $1,059,000 | 1,086 |
| Additional noninterest expense | $2,173,000 | 1,154 |
| Pre-tax net operating income | $3,385,000 | 1,259 |
| Securities gains (losses) | $966,000 | 372 |
| Applicable income taxes | $30,000 | 6,338 |
| Income before extraordinary items | $4,321,000 | 787 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,321,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,874,000 | 345 |
| Cash dividends | $2,100,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,364,660 | 915 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 1,151 |
| Total interest expense | $1,857,000 | 1,311 |
| Net interest income | $4,527,000 | 1,080 |
| Provision for loan and lease losses | $560,000 | 580 |
| Total noninterest income | $1,210,000 | 1,158 |
| Gross Fiduciary activities income | $536,000 | 273 |
| Service charges on deposit accounts | $596,000 | 697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 4,393 |
| Total noninterest expense | $3,255,000 | 1,238 |
| Salaries and employee benefits | $1,691,000 | 1,282 |
| Premises and equipment expense | $538,000 | 1,079 |
| Additional noninterest expense | $1,026,000 | 1,190 |
| Pre-tax net operating income | $1,922,000 | 1,124 |
| Securities gains (losses) | $373,000 | 437 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $2,280,000 | 744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,280,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 675 |
| Cash dividends | $400,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,910,730 | 805 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,356,000 | 1,165 |
| Total interest expense | $8,554,000 | 1,308 |
| Net interest income | $17,802,000 | 1,075 |
| Provision for loan and lease losses | $2,899,000 | 560 |
| Total noninterest income | $5,318,000 | 994 |
| Gross Fiduciary activities income | $2,413,000 | 254 |
| Service charges on deposit accounts | $2,476,000 | 660 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $429,000 | 3,569 |
| Total noninterest expense | $13,561,000 | 1,132 |
| Salaries and employee benefits | $7,454,000 | 1,070 |
| Premises and equipment expense | $2,211,000 | 987 |
| Additional noninterest expense | $3,896,000 | 1,234 |
| Pre-tax net operating income | $6,660,000 | 1,265 |
| Securities gains (losses) | $1,751,000 | 303 |
| Applicable income taxes | $2,720,000 | 1,014 |
| Income before extraordinary items | $5,691,000 | 1,103 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,691,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,598,000 | 646 |
| Cash dividends | $9,250,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,500,320 | 1,333 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $28,057,000 | 1,224 |
| Total interest expense | $12,699,000 | 1,285 |
| Net interest income | $15,358,000 | 1,151 |
| Provision for loan and lease losses | $1,697,000 | 807 |
| Total noninterest income | $6,575,000 | 790 |
| Gross Fiduciary activities income | $2,470,000 | 260 |
| Service charges on deposit accounts | $2,901,000 | 520 |
| Trading account gains and fees | $508,000 | 83 |
| Additional Noninterest Income | $696,000 | 2,583 |
| Total noninterest expense | $16,807,000 | 888 |
| Salaries and employee benefits | $7,155,000 | 1,038 |
| Premises and equipment expense | $2,527,000 | 830 |
| Additional noninterest expense | $7,125,000 | 726 |
| Pre-tax net operating income | $3,429,000 | 2,006 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $1,457,000 | 1,526 |
| Income before extraordinary items | $1,974,000 | 2,568 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,974,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,597,000 | 679 |
| Cash dividends | $5,000,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,972,720 | 2,485 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $33,508,000 | 1,052 |
| Total interest expense | $15,556,000 | 1,122 |
| Net interest income | $17,952,000 | 962 |
| Provision for loan and lease losses | $1,508,000 | 754 |
| Total noninterest income | $5,971,000 | 816 |
| Gross Fiduciary activities income | $1,885,000 | 296 |
| Service charges on deposit accounts | $3,185,000 | 424 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $901,000 | 1,987 |
| Total noninterest expense | $14,357,000 | 983 |
| Salaries and employee benefits | $6,133,000 | 1,156 |
| Premises and equipment expense | $2,043,000 | 975 |
| Additional noninterest expense | $6,181,000 | 806 |
| Pre-tax net operating income | $8,058,000 | 958 |
| Securities gains (losses) | $-49,000 | 9,197 |
| Applicable income taxes | $3,294,000 | 762 |
| Income before extraordinary items | $4,715,000 | 1,126 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,715,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,522,000 | 560 |
| Cash dividends | $5,400,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,746,360 | 1,121 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,522,000 | 1,068 |
| Total interest expense | $12,920,000 | 1,177 |
| Net interest income | $17,602,000 | 1,002 |
| Provision for loan and lease losses | $981,000 | 999 |
| Total noninterest income | $4,096,000 | 1,071 |
| Gross Fiduciary activities income | $274,000 | 792 |
| Service charges on deposit accounts | $3,198,000 | 431 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $624,000 | 2,562 |
| Total noninterest expense | $12,600,000 | 1,102 |
| Salaries and employee benefits | $5,132,000 | 1,349 |
| Premises and equipment expense | $2,116,000 | 954 |
| Additional noninterest expense | $5,352,000 | 912 |
| Pre-tax net operating income | $8,117,000 | 984 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $3,228,000 | 836 |
| Income before extraordinary items | $4,898,000 | 1,117 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,898,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $718,000 | 909 |
| Cash dividends | $4,350,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,892,240 | 1,103 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $31,023,000 | 1,054 |
| Total interest expense | $13,213,000 | 1,171 |
| Net interest income | $17,810,000 | 950 |
| Provision for loan and lease losses | $-723,000 | 10,419 |
| Total noninterest income | $3,298,000 | 1,254 |
| Gross Fiduciary activities income | $202,000 | 867 |
| Service charges on deposit accounts | $2,774,000 | 475 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $322,000 | 3,872 |
| Total noninterest expense | $12,374,000 | 1,070 |
| Salaries and employee benefits | $5,668,000 | 1,158 |
| Premises and equipment expense | $2,017,000 | 956 |
| Additional noninterest expense | $4,689,000 | 992 |
| Pre-tax net operating income | $9,457,000 | 827 |
| Securities gains (losses) | $634,000 | 483 |
| Applicable income taxes | $3,639,000 | 745 |
| Income before extraordinary items | $6,452,000 | 847 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,452,000 | 847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 10,263 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,046,240 | 863 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,270,000 | 1,546 |
| Total interest expense | $9,276,000 | 1,673 |
| Net interest income | $11,994,000 | 1,450 |
| Provision for loan and lease losses | $387,000 | 2,156 |
| Total noninterest income | $1,995,000 | 1,771 |
| Gross Fiduciary activities income | $112,000 | 1,030 |
| Service charges on deposit accounts | $1,121,000 | 1,117 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $762,000 | 2,095 |
| Total noninterest expense | $7,213,000 | 1,799 |
| Salaries and employee benefits | $3,459,000 | 1,897 |
| Premises and equipment expense | $902,000 | 2,171 |
| Additional noninterest expense | $2,852,000 | 1,507 |
| Pre-tax net operating income | $6,389,000 | 1,227 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $2,464,000 | 1,111 |
| Income before extraordinary items | $3,931,000 | 1,392 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,931,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,056,000 | 775 |
| Cash dividends | $4,943,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,927,160 | 1,354 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,451,000 | 2,479 |
| Total interest expense | $5,925,000 | 2,578 |
| Net interest income | $7,526,000 | 2,394 |
| Provision for loan and lease losses | $566,000 | 1,594 |
| Total noninterest income | $760,000 | 3,843 |
| Gross Fiduciary activities income | $51,000 | 1,232 |
| Service charges on deposit accounts | $566,000 | 2,403 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $143,000 | 6,112 |
| Total noninterest expense | $3,927,000 | 3,405 |
| Salaries and employee benefits | $2,030,000 | 3,291 |
| Premises and equipment expense | $450,000 | 4,111 |
| Additional noninterest expense | $1,447,000 | 3,218 |
| Pre-tax net operating income | $3,793,000 | 1,911 |
| Securities gains (losses) | $25,000 | 1,832 |
| Applicable income taxes | $1,376,000 | 1,739 |
| Income before extraordinary items | $2,442,000 | 2,034 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,442,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,305 |
| Cash dividends | $2,881,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,426,000 | 2,001 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 5,637 |
| Total interest expense | $2,243,000 | 5,991 |
| Net interest income | $3,190,000 | 5,235 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $352,000 | 6,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $2,416,000 | 5,147 |
| Salaries and employee benefits | $1,211,000 | 5,180 |
| Premises and equipment expense | $340,000 | 5,132 |
| Additional noninterest expense | $865,000 | 4,924 |
| Pre-tax net operating income | $1,062,000 | 5,741 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $308,000 | 5,904 |
| Income before extraordinary items | $754,000 | 5,689 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $754,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,774 |
| Cash dividends | $157,000 | 5,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $754,000 | 5,667 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 5,925 |
| Total interest expense | $1,617,000 | 6,563 |
| Net interest income | $3,109,000 | 5,462 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $319,000 | 7,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $2,328,000 | 5,491 |
| Salaries and employee benefits | $1,201,000 | 5,236 |
| Premises and equipment expense | $319,000 | 5,448 |
| Additional noninterest expense | $808,000 | 5,657 |
| Pre-tax net operating income | $1,050,000 | 5,751 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $310,000 | 5,758 |
| Income before extraordinary items | $740,000 | 5,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $740,000 | 5,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $158,000 | 5,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $740,000 | 5,735 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 6,600 |
| Total interest expense | $1,482,000 | 7,263 |
| Net interest income | $2,750,000 | 6,067 |
| Provision for loan and lease losses | $119,000 | 5,369 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,802 |
| Total noninterest expense | $2,127,000 | 6,036 |
| Salaries and employee benefits | $1,105,000 | 5,626 |
| Premises and equipment expense | $301,000 | 5,841 |
| Additional noninterest expense | $721,000 | 6,417 |
| Pre-tax net operating income | $855,000 | 6,548 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $594,000 | 6,832 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $692,000 | 6,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,798 |
| Cash dividends | $157,000 | 5,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $594,000 | 6,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 7,165 |
| Total interest expense | $1,762,000 | 7,730 |
| Net interest income | $2,505,000 | 6,587 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $341,000 | 7,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,920,000 | 6,603 |
| Salaries and employee benefits | $1,042,000 | 5,809 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $619,000 | 7,339 |
| Pre-tax net operating income | $914,000 | 6,018 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $273,000 | 6,323 |
| Income before extraordinary items | $641,000 | 6,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $641,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 13,092 |
| Cash dividends | $157,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $641,000 | 5,947 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.