Home > Sturgeon State Bank > Assets and Liabilities
Sturgeon State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $38,481,000 | 7,899 |
| Cash and due from depository institutions | $1,207,000 | 6,706 |
| Interest-bearing balances | $198,000 | 4,347 |
| Securities | $7,023,000 | 8,015 |
| Federal funds sold & reverse repurchase agreements | $4,113,000 | 3,948 |
| Net loans & leases | $25,237,000 | 7,270 |
| Loan loss allowance | $343,000 | 6,943 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $532,000 | 7,628 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $2,000 | 3,396 |
| All other assets | $367,000 | 8,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,481,000 | 7,899 |
| Total liabilities | $35,156,000 | 7,787 |
| Total deposits | $34,958,000 | 7,649 |
| Interest-bearing deposits | $30,951,000 | 7,505 |
| Deposits held in domestic offices | $34,958,000 | 7,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $198,000 | 8,639 |
| Total equity capital | $3,325,000 | 8,533 |
| Total bank equity capital | $3,325,000 | 8,533 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $450,000 | 8,694 |
| Undivided profits | $2,625,000 | 6,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 7,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $229,000 | 7,520 |
| Earning assets | $36,571,000 | 7,777 |
| Long-term assets (5+ years) | $524,000 | 8,732 |
| Average Assets, year-to-date | $37,656,400 | 7,785 |
| Average Assets, quarterly | $38,061,500 | 7,861 |
| Volatile liabilities | $2,762,000 | 8,451 |
| Insider loans | $306,000 | 6,398 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,149,000 | 8,434 |
| Tier 1 (core) risk-based capital | $3,309,000 | 8,444 |
| Tier 2 risk-based capital | $307,750 | 6,910 |
| Total risk weighted assets | $24,584,450 | 7,561 |
| Total unused commitments | $1,149,000 | 8,442 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $37,131,000 | 8,179 |
| Cash and due from depository institutions | $1,123,000 | 6,915 |
| Interest-bearing balances | $182,000 | 4,123 |
| Securities | $9,935,000 | 7,429 |
| Federal funds sold & reverse repurchase agreements | $743,000 | 6,837 |
| Net loans & leases | $24,319,000 | 7,606 |
| Loan loss allowance | $282,000 | 7,755 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $566,000 | 7,629 |
| Other real estate owned | $0 | 6,915 |
| Goodwill and other intangibles | $3,000 | 3,490 |
| All other assets | $442,000 | 8,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,131,000 | 8,179 |
| Total liabilities | $34,163,000 | 8,036 |
| Total deposits | $33,959,000 | 7,897 |
| Interest-bearing deposits | $30,312,000 | 7,723 |
| Deposits held in domestic offices | $33,959,000 | 7,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $204,000 | 8,936 |
| Total equity capital | $2,968,000 | 9,064 |
| Total bank equity capital | $2,968,000 | 9,064 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $450,000 | 9,027 |
| Undivided profits | $2,268,000 | 6,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 8,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $252,000 | 7,454 |
| Earning assets | $35,179,000 | 8,062 |
| Long-term assets (5+ years) | $627,000 | 8,870 |
| Average Assets, year-to-date | $36,046,600 | 8,107 |
| Average Assets, quarterly | $37,288,000 | 8,109 |
| Volatile liabilities | $2,818,000 | 8,638 |
| Insider loans | $323,000 | 6,487 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $863,000 | 8,991 |
| Tier 1 (core) risk-based capital | $2,961,000 | 8,974 |
| Tier 2 risk-based capital | $282,000 | 7,263 |
| Total risk weighted assets | $22,975,300 | 7,974 |
| Total unused commitments | $863,000 | 9,003 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $33,326,000 | 8,850 |
| Cash and due from depository institutions | $957,000 | 7,260 |
| Interest-bearing balances | $130,000 | 4,358 |
| Securities | $8,679,000 | 8,378 |
| Federal funds sold & reverse repurchase agreements | $1,990,000 | 4,952 |
| Net loans & leases | $20,870,000 | 8,283 |
| Loan loss allowance | $329,000 | 7,526 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $412,000 | 8,545 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $4,000 | 3,337 |
| All other assets | $414,000 | 9,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,326,000 | 8,850 |
| Total liabilities | $30,737,000 | 8,732 |
| Total deposits | $30,472,000 | 8,601 |
| Interest-bearing deposits | $27,228,000 | 8,434 |
| Deposits held in domestic offices | $30,472,000 | 8,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $265,000 | 8,319 |
| Total equity capital | $2,589,000 | 9,686 |
| Total bank equity capital | $2,589,000 | 9,686 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $450,000 | 9,426 |
| Undivided profits | $1,889,000 | 7,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 5,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $210,000 | 8,288 |
| Earning assets | $31,669,000 | 8,687 |
| Long-term assets (5+ years) | $480,000 | 9,320 |
| Average Assets, year-to-date | $30,979,800 | 8,954 |
| Average Assets, quarterly | $32,679,500 | 8,865 |
| Volatile liabilities | $2,507,000 | 8,999 |
| Insider loans | $303,000 | 6,806 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $903,000 | 9,013 |
| Tier 1 (core) risk-based capital | $2,586,000 | 9,639 |
| Tier 2 risk-based capital | $251,640 | 7,893 |
| Total risk weighted assets | $20,054,140 | 8,628 |
| Total unused commitments | $903,000 | 9,026 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $29,346,000 | 9,600 |
| Cash and due from depository institutions | $1,480,000 | 7,557 |
| Interest-bearing balances | $218,000 | 4,119 |
| Securities | $8,273,000 | 8,890 |
| Federal funds sold & reverse repurchase agreements | $845,000 | 7,643 |
| Net loans & leases | $17,930,000 | 8,980 |
| Loan loss allowance | $322,000 | 7,817 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $446,000 | 8,579 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $6,000 | 3,051 |
| All other assets | $366,000 | 10,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,346,000 | 9,600 |
| Total liabilities | $26,983,000 | 9,480 |
| Total deposits | $26,851,000 | 9,368 |
| Interest-bearing deposits | $23,559,000 | 9,237 |
| Deposits held in domestic offices | $26,851,000 | 9,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $132,000 | 10,693 |
| Total equity capital | $2,363,000 | 10,253 |
| Total bank equity capital | $2,363,000 | 10,253 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $450,000 | 9,795 |
| Undivided profits | $1,663,000 | 8,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $191,000 | 8,947 |
| Earning assets | $27,266,000 | 9,519 |
| Long-term assets (5+ years) | $357,000 | 9,849 |
| Average Assets, year-to-date | $26,143,000 | 9,815 |
| Average Assets, quarterly | $28,698,500 | 9,624 |
| Volatile liabilities | $1,981,000 | 9,641 |
| Insider loans | $266,000 | 7,353 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $953,000 | 9,049 |
| Tier 1 (core) risk-based capital | $2,352,000 | 10,203 |
| Tier 2 risk-based capital | $218,310 | 8,572 |
| Total risk weighted assets | $17,361,110 | 9,340 |
| Total unused commitments | $953,000 | 9,059 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $21,491,000 | 10,890 |
| Cash and due from depository institutions | $1,178,000 | 9,330 |
| Interest-bearing balances | $163,000 | 4,787 |
| Securities | $7,226,000 | 9,841 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 7,712 |
| Net loans & leases | $12,322,000 | 10,435 |
| Loan loss allowance | $256,000 | 8,988 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $243,000 | 10,325 |
| Other real estate owned | $0 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $322,000 | 10,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,491,000 | 10,890 |
| Total liabilities | $19,334,000 | 10,855 |
| Total deposits | $19,275,000 | 10,738 |
| Interest-bearing deposits | $17,172,000 | 10,585 |
| Deposits held in domestic offices | $19,275,000 | 10,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $59,000 | 11,984 |
| Total equity capital | $2,157,000 | 10,698 |
| Total bank equity capital | $2,157,000 | 10,698 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $450,000 | 10,198 |
| Undivided profits | $1,457,000 | 8,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $141,000 | 9,880 |
| Earning assets | $19,911,000 | 10,811 |
| Long-term assets (5+ years) | $378,000 | 10,313 |
| Average Assets, year-to-date | $20,725,200 | 10,945 |
| Average Assets, quarterly | $21,119,500 | 10,925 |
| Volatile liabilities | $1,068,000 | 11,001 |
| Insider loans | $165,000 | 8,572 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $384,000 | 10,648 |
| Tier 1 (core) risk-based capital | $2,260,000 | 10,621 |
| Tier 2 risk-based capital | $152,300 | 10,095 |
| Total risk weighted assets | $12,080,000 | 10,759 |
| Total unused commitments | $384,000 | 10,652 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $20,432,000 | 11,537 |
| Cash and due from depository institutions | $914,000 | 10,317 |
| Interest-bearing balances | $157,000 | 5,914 |
| Securities | $8,178,000 | 9,803 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 8,684 |
| Net loans & leases | $10,200,000 | 11,298 |
| Loan loss allowance | $258,000 | 9,263 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $130,000 | 11,871 |
| Other real estate owned | $117,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $243,000 | 11,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,432,000 | 11,537 |
| Total liabilities | $18,264,000 | 11,554 |
| Total deposits | $18,201,000 | 11,456 |
| Interest-bearing deposits | $16,297,000 | 11,297 |
| Deposits held in domestic offices | $18,201,000 | 11,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $63,000 | 12,470 |
| Total equity capital | $2,168,000 | 11,058 |
| Total bank equity capital | $2,168,000 | 11,058 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $450,000 | 10,599 |
| Undivided profits | $1,468,000 | 8,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 6,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $116,000 | 10,518 |
| Earning assets | $19,185,000 | 11,425 |
| Long-term assets (5+ years) | $504,000 | 10,659 |
| Average Assets, year-to-date | $20,955,400 | 11,369 |
| Average Assets, quarterly | $20,589,500 | 11,482 |
| Volatile liabilities | $1,127,000 | 11,146 |
| Insider loans | $108,000 | 9,616 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $592,000 | 10,272 |
| Tier 1 (core) risk-based capital | $2,168,000 | 11,024 |
| Tier 2 risk-based capital | $132,530 | 10,855 |
| Total risk weighted assets | $10,477,230 | 11,560 |
| Total unused commitments | $592,000 | 10,291 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $21,224,000 | 11,818 |
| Cash and due from depository institutions | $1,112,000 | 10,332 |
| Interest-bearing balances | $156,000 | 6,482 |
| Securities | $7,701,000 | 10,167 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 7,637 |
| Net loans & leases | $10,562,000 | 11,493 |
| Loan loss allowance | $232,000 | 9,914 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $112,000 | 12,579 |
| Other real estate owned | $31,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $256,000 | 12,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,224,000 | 11,818 |
| Total liabilities | $19,188,000 | 11,811 |
| Total deposits | $19,005,000 | 11,733 |
| Interest-bearing deposits | $16,825,000 | 11,586 |
| Deposits held in domestic offices | $19,005,000 | 11,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $183,000 | 10,391 |
| Total equity capital | $2,036,000 | 11,421 |
| Total bank equity capital | $2,036,000 | 11,421 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $450,000 | 10,917 |
| Undivided profits | $1,336,000 | 8,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 8,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $141,000 | 10,284 |
| Earning assets | $19,869,000 | 11,685 |
| Long-term assets (5+ years) | $401,000 | 11,140 |
| Average Assets, year-to-date | $21,314,800 | 11,686 |
| Average Assets, quarterly | $21,331,000 | 11,749 |
| Volatile liabilities | $1,054,000 | 11,682 |
| Insider loans | $56,000 | 6,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $356,000 | 11,064 |
| Tier 1 (core) risk-based capital | $2,036,000 | 11,377 |
| Tier 2 risk-based capital | $134,370 | 11,071 |
| Total risk weighted assets | $10,651,970 | 11,888 |
| Total unused commitments | $356,000 | 11,086 |
| Derivatives | $0 | 651 |