Home > Sturgeon Lake State Bank > Income and Expense
Sturgeon Lake State Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $886,000 | 11,919 |
Total interest expense | $354,000 | 11,814 |
Net interest income | $532,000 | 11,902 |
Provision for loan and lease losses | $41,000 | 6,560 |
Total noninterest income | $54,000 | 11,857 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $40,000 | 10,040 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 11,845 |
Total noninterest expense | $521,000 | 11,500 |
Salaries and employee benefits | $349,000 | 10,755 |
Premises and equipment expense | $18,000 | 12,456 |
Additional noninterest expense | $154,000 | 11,740 |
Pre-tax net operating income | $24,000 | 12,009 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $-5,000 | 12,058 |
Income before extraordinary items | $29,000 | 11,922 |
Extraordinary gains, net | $0 | 249 |
Net income | $29,000 | 11,922 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 5,399 |
Cash dividends | $1,174,000 | 1,684 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $29,000 | 11,962 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $985,000 | 12,326 |
Total interest expense | $397,000 | 12,243 |
Net interest income | $588,000 | 12,260 |
Provision for loan and lease losses | $18,000 | 9,198 |
Total noninterest income | $48,000 | 12,596 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 10,450 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 12,819 |
Total noninterest expense | $479,000 | 12,267 |
Salaries and employee benefits | $321,000 | 11,433 |
Premises and equipment expense | $15,000 | 13,159 |
Additional noninterest expense | $143,000 | 12,505 |
Pre-tax net operating income | $139,000 | 11,563 |
Securities gains (losses) | $5,000 | 6,132 |
Applicable income taxes | $34,000 | 11,288 |
Income before extraordinary items | $110,000 | 11,698 |
Extraordinary gains, net | $23,000 | 2,642 |
Net income | $133,000 | 11,488 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 9,554 |
Cash dividends | $15,000 | 8,780 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $106,200 | 11,544 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,067,000 | 12,899 |
Total interest expense | $488,000 | 12,817 |
Net interest income | $579,000 | 12,803 |
Provision for loan and lease losses | $30,000 | 9,956 |
Total noninterest income | $36,000 | 13,429 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $29,000 | 11,097 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 13,545 |
Total noninterest expense | $456,000 | 12,879 |
Salaries and employee benefits | $307,000 | 11,930 |
Premises and equipment expense | $13,000 | 13,799 |
Additional noninterest expense | $136,000 | 13,144 |
Pre-tax net operating income | $129,000 | 11,725 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $26,000 | 11,922 |
Income before extraordinary items | $103,000 | 11,896 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $103,000 | 11,969 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 8,560 |
Cash dividends | $15,000 | 8,575 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $103,000 | 11,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.