Home > Sturdy Savings Bank > Income and Expense
Sturdy Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $10,273,000 | 1,237 |
| Total interest expense | $2,639,000 | 1,572 |
| Net interest income | $7,634,000 | 1,112 |
| Provision for loan and lease losses | $64,000 | 1,740 |
| Total noninterest income | $1,257,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $231,000 | 1,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,026,000 | 944 |
| Total noninterest expense | $7,629,000 | 916 |
| Salaries and employee benefits | $4,586,000 | 865 |
| Premises and equipment expense | $734,000 | 926 |
| Additional noninterest expense | $1,026,000 | 944 |
| Pre-tax net operating income | $1,198,000 | 2,036 |
| Securities gains (losses) | $43,000 | 245 |
| Applicable income taxes | $245,000 | 1,456 |
| Income before extraordinary items | $996,000 | 2,042 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $996,000 | 2,067 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $996,000 | 2,042 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $961,600 | 2,106 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $40,979,000 | 1,221 |
| Total interest expense | $12,413,000 | 1,452 |
| Net interest income | $28,566,000 | 1,099 |
| Provision for loan and lease losses | $277,000 | 1,813 |
| Total noninterest income | $5,589,000 | 1,099 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $868,000 | 1,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,721,000 | 904 |
| Total noninterest expense | $29,437,000 | 929 |
| Salaries and employee benefits | $17,545,000 | 876 |
| Premises and equipment expense | $2,823,000 | 927 |
| Additional noninterest expense | $4,721,000 | 904 |
| Pre-tax net operating income | $4,441,000 | 1,998 |
| Securities gains (losses) | $-27,000 | 3,754 |
| Applicable income taxes | $814,000 | 1,532 |
| Income before extraordinary items | $3,600,000 | 2,082 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,600,000 | 2,104 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,600,000 | 2,082 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,622,140 | 2,080 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $96,000 | 4,499 |
| Total interest expense | $0 | 4,421 |
| Net interest income | $0 | 4,521 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $1,451 | 4,471 |
| Gross Fiduciary activities income | $497,000 | 606 |
| Service charges on deposit accounts | $0 | 4,347 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $0 | 4,404 |
| Total noninterest expense | $0 | 4,483 |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,460 |
| Additional noninterest expense | $1,415 | 4,430 |
| Pre-tax net operating income | $529,000 | 3,712 |
| Securities gains (losses) | $49,000 | 406 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $0 | 4,193 |
| Extraordinary gains, net | $6,588,000 | 16 |
| Net income | $2,760,000 | 2,070 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $0 | 4,196 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $459,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $28,790,000 | 26 |
| Net operating income | $0 | 4,213 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $20,014,000 | 1,222 |
| Total interest expense | $6,751,000 | 1,327 |
| Net interest income | $13,263,000 | 1,148 |
| Provision for loan and lease losses | $78,000 | 2,009 |
| Total noninterest income | $3,413,000 | 961 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $404,000 | 1,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,009,000 | 769 |
| Total noninterest expense | $14,734,000 | 928 |
| Salaries and employee benefits | $8,960,000 | 859 |
| Premises and equipment expense | $1,446,000 | 910 |
| Additional noninterest expense | $3,009,000 | 769 |
| Pre-tax net operating income | $1,864,000 | 2,193 |
| Securities gains (losses) | $-42,000 | 4,080 |
| Applicable income taxes | $148,000 | 2,164 |
| Income before extraordinary items | $1,674,000 | 2,141 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,674,000 | 2,170 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,674,000 | 2,143 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,712,640 | 2,116 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $10,197,000 | 1,194 |
| Total interest expense | $3,580,000 | 1,260 |
| Net interest income | $6,617,000 | 1,159 |
| Provision for loan and lease losses | $-44,000 | 4,279 |
| Total noninterest income | $2,391,000 | 767 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $189,000 | 1,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,202,000 | 607 |
| Total noninterest expense | $7,379,000 | 925 |
| Salaries and employee benefits | $4,458,000 | 868 |
| Premises and equipment expense | $717,000 | 930 |
| Additional noninterest expense | $2,202,000 | 607 |
| Pre-tax net operating income | $1,673,000 | 1,463 |
| Securities gains (losses) | $-30,000 | 4,209 |
| Applicable income taxes | $77,000 | 2,097 |
| Income before extraordinary items | $1,566,000 | 1,380 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,566,000 | 1,393 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,566,000 | 1,379 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,594,500 | 1,372 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $39,090,000 | 1,147 |
| Total interest expense | $11,124,000 | 1,199 |
| Net interest income | $27,966,000 | 1,108 |
| Provision for loan and lease losses | $223,000 | 1,931 |
| Total noninterest income | $4,122,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $896,000 | 1,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,226,000 | 1,197 |
| Total noninterest expense | $29,119,000 | 919 |
| Salaries and employee benefits | $17,512,000 | 855 |
| Premises and equipment expense | $2,869,000 | 910 |
| Additional noninterest expense | $3,226,000 | 1,197 |
| Pre-tax net operating income | $2,746,000 | 2,615 |
| Securities gains (losses) | $-200,000 | 3,953 |
| Applicable income taxes | $325,000 | 2,177 |
| Income before extraordinary items | $2,221,000 | 2,667 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,221,000 | 2,694 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,221,000 | 2,669 |
| Net charge-offs | $-1,000 | 3,506 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,395,000 | 2,613 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $28,809,000 | 1,134 |
| Total interest expense | $7,789,000 | 1,184 |
| Net interest income | $21,020,000 | 1,110 |
| Provision for loan and lease losses | $194,000 | 1,686 |
| Total noninterest income | $3,158,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $682,000 | 1,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,476,000 | 1,182 |
| Total noninterest expense | $21,962,000 | 913 |
| Salaries and employee benefits | $13,394,000 | 850 |
| Premises and equipment expense | $2,147,000 | 920 |
| Additional noninterest expense | $2,476,000 | 1,182 |
| Pre-tax net operating income | $2,022,000 | 2,684 |
| Securities gains (losses) | $-84,000 | 3,961 |
| Applicable income taxes | $245,000 | 2,225 |
| Income before extraordinary items | $1,693,000 | 2,709 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,693,000 | 2,739 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,693,000 | 2,710 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,766,080 | 2,679 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $18,782,000 | 1,130 |
| Total interest expense | $4,716,000 | 1,157 |
| Net interest income | $14,066,000 | 1,117 |
| Provision for loan and lease losses | $180,000 | 1,397 |
| Total noninterest income | $2,012,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $428,000 | 1,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,584,000 | 1,149 |
| Total noninterest expense | $14,794,000 | 888 |
| Salaries and employee benefits | $9,030,000 | 831 |
| Premises and equipment expense | $1,426,000 | 910 |
| Additional noninterest expense | $1,584,000 | 1,148 |
| Pre-tax net operating income | $1,104,000 | 2,927 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $117,000 | 2,466 |
| Income before extraordinary items | $987,000 | 2,875 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $987,000 | 2,905 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $987,000 | 2,874 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $987,000 | 2,897 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,203,000 | 1,133 |
| Total interest expense | $1,800,000 | 1,282 |
| Net interest income | $7,403,000 | 1,067 |
| Provision for loan and lease losses | $86,000 | 1,376 |
| Total noninterest income | $929,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $211,000 | 1,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $718,000 | 1,200 |
| Total noninterest expense | $7,399,000 | 900 |
| Salaries and employee benefits | $4,547,000 | 846 |
| Premises and equipment expense | $739,000 | 893 |
| Additional noninterest expense | $718,000 | 1,200 |
| Pre-tax net operating income | $847,000 | 2,500 |
| Securities gains (losses) | $43,000 | 287 |
| Applicable income taxes | $161,000 | 1,830 |
| Income before extraordinary items | $729,000 | 2,480 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $729,000 | 2,480 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $729,000 | 2,480 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $693,740 | 2,572 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $33,027,000 | 1,058 |
| Total interest expense | $911,000 | 2,539 |
| Net interest income | $32,116,000 | 965 |
| Provision for loan and lease losses | $-122,000 | 4,382 |
| Total noninterest income | $4,209,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $772,000 | 1,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,437,000 | 1,158 |
| Total noninterest expense | $30,448,000 | 865 |
| Salaries and employee benefits | $19,421,000 | 763 |
| Premises and equipment expense | $3,002,000 | 862 |
| Additional noninterest expense | $3,437,000 | 1,158 |
| Pre-tax net operating income | $5,999,000 | 1,825 |
| Securities gains (losses) | $-342,000 | 4,235 |
| Applicable income taxes | $1,261,000 | 1,387 |
| Income before extraordinary items | $4,396,000 | 1,988 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,396,000 | 1,988 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,396,000 | 1,987 |
| Net charge-offs | $17,000 | 1,980 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,666,180 | 1,941 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $24,100,000 | 1,045 |
| Total interest expense | $491,000 | 2,681 |
| Net interest income | $23,609,000 | 968 |
| Provision for loan and lease losses | $59,000 | 2,185 |
| Total noninterest income | $3,335,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $601,000 | 1,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,734,000 | 1,137 |
| Total noninterest expense | $21,759,000 | 886 |
| Salaries and employee benefits | $13,742,000 | 807 |
| Premises and equipment expense | $2,245,000 | 861 |
| Additional noninterest expense | $2,734,000 | 1,137 |
| Pre-tax net operating income | $5,126,000 | 1,668 |
| Securities gains (losses) | $-348,000 | 4,443 |
| Applicable income taxes | $1,105,000 | 1,279 |
| Income before extraordinary items | $3,673,000 | 1,828 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,673,000 | 1,826 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,673,000 | 1,827 |
| Net charge-offs | $8,000 | 1,888 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,947,920 | 1,782 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,972,000 | 1,063 |
| Total interest expense | $319,000 | 2,574 |
| Net interest income | $14,653,000 | 1,003 |
| Provision for loan and lease losses | $62,000 | 1,757 |
| Total noninterest income | $2,291,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $383,000 | 1,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,908,000 | 1,122 |
| Total noninterest expense | $14,518,000 | 869 |
| Salaries and employee benefits | $9,095,000 | 799 |
| Premises and equipment expense | $1,490,000 | 857 |
| Additional noninterest expense | $3,933,000 | 944 |
| Pre-tax net operating income | $2,364,000 | 1,994 |
| Securities gains (losses) | $-232,000 | 4,486 |
| Applicable income taxes | $423,000 | 1,602 |
| Income before extraordinary items | $1,709,000 | 2,183 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,709,000 | 2,183 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,709,000 | 2,183 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,894,600 | 2,093 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 1,079 |
| Total interest expense | $185,000 | 2,337 |
| Net interest income | $6,980,000 | 1,019 |
| Provision for loan and lease losses | $-112,000 | 4,532 |
| Total noninterest income | $1,253,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $183,000 | 1,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,070,000 | 1,042 |
| Total noninterest expense | $7,305,000 | 865 |
| Salaries and employee benefits | $4,545,000 | 808 |
| Premises and equipment expense | $722,000 | 881 |
| Additional noninterest expense | $2,038,000 | 905 |
| Pre-tax net operating income | $1,040,000 | 2,051 |
| Securities gains (losses) | $-129,000 | 4,557 |
| Applicable income taxes | $170,000 | 1,714 |
| Income before extraordinary items | $741,000 | 2,291 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $741,000 | 2,289 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $741,000 | 2,291 |
| Net charge-offs | $4,000 | 1,408 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $845,490 | 2,139 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $30,778,000 | 1,033 |
| Total interest expense | $1,086,000 | 2,095 |
| Net interest income | $29,692,000 | 980 |
| Provision for loan and lease losses | $-10,000 | 4,143 |
| Total noninterest income | $3,796,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $502,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,294,000 | 1,404 |
| Total noninterest expense | $27,599,000 | 904 |
| Salaries and employee benefits | $17,286,000 | 832 |
| Premises and equipment expense | $2,738,000 | 931 |
| Additional noninterest expense | $7,575,000 | 976 |
| Pre-tax net operating income | $5,899,000 | 1,844 |
| Securities gains (losses) | $-86,000 | 4,632 |
| Applicable income taxes | $1,396,000 | 1,368 |
| Income before extraordinary items | $4,417,000 | 2,039 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,417,000 | 2,040 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,417,000 | 2,041 |
| Net charge-offs | $22,000 | 2,033 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,484,940 | 2,001 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $23,455,000 | 1,036 |
| Total interest expense | $800,000 | 2,199 |
| Net interest income | $22,655,000 | 983 |
| Provision for loan and lease losses | $-27,000 | 4,316 |
| Total noninterest income | $2,925,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $347,000 | 1,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,578,000 | 1,420 |
| Total noninterest expense | $20,474,000 | 923 |
| Salaries and employee benefits | $12,882,000 | 850 |
| Premises and equipment expense | $2,086,000 | 938 |
| Additional noninterest expense | $5,506,000 | 998 |
| Pre-tax net operating income | $5,133,000 | 1,723 |
| Securities gains (losses) | $-58,000 | 4,740 |
| Applicable income taxes | $1,265,000 | 1,289 |
| Income before extraordinary items | $3,810,000 | 1,944 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,810,000 | 1,943 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,810,000 | 1,944 |
| Net charge-offs | $11,000 | 1,949 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,855,820 | 1,899 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $15,486,000 | 1,035 |
| Total interest expense | $537,000 | 2,256 |
| Net interest income | $14,949,000 | 973 |
| Provision for loan and lease losses | $83,000 | 1,837 |
| Total noninterest income | $1,942,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $228,000 | 1,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,714,000 | 1,411 |
| Total noninterest expense | $13,414,000 | 927 |
| Salaries and employee benefits | $8,496,000 | 855 |
| Premises and equipment expense | $1,391,000 | 928 |
| Additional noninterest expense | $3,527,000 | 1,020 |
| Pre-tax net operating income | $3,394,000 | 1,704 |
| Securities gains (losses) | $-47,000 | 4,806 |
| Applicable income taxes | $834,000 | 1,288 |
| Income before extraordinary items | $2,513,000 | 1,932 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,513,000 | 1,931 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,513,000 | 1,932 |
| Net charge-offs | $5,000 | 1,907 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,550,130 | 1,879 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,579,000 | 1,048 |
| Total interest expense | $282,000 | 2,263 |
| Net interest income | $7,297,000 | 978 |
| Provision for loan and lease losses | $20,000 | 2,251 |
| Total noninterest income | $960,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $119,000 | 1,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $841,000 | 1,422 |
| Total noninterest expense | $6,612,000 | 926 |
| Salaries and employee benefits | $4,182,000 | 862 |
| Premises and equipment expense | $744,000 | 892 |
| Additional noninterest expense | $1,686,000 | 1,032 |
| Pre-tax net operating income | $1,625,000 | 1,776 |
| Securities gains (losses) | $-53,000 | 4,843 |
| Applicable income taxes | $387,000 | 1,342 |
| Income before extraordinary items | $1,185,000 | 2,007 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,185,000 | 2,007 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,185,000 | 2,007 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,226,870 | 1,932 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $29,712,000 | 1,057 |
| Total interest expense | $1,537,000 | 2,341 |
| Net interest income | $28,175,000 | 964 |
| Provision for loan and lease losses | $1,318,000 | 1,344 |
| Total noninterest income | $3,338,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $527,000 | 1,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,811,000 | 1,496 |
| Total noninterest expense | $25,920,000 | 924 |
| Salaries and employee benefits | $16,272,000 | 844 |
| Premises and equipment expense | $2,474,000 | 991 |
| Additional noninterest expense | $7,174,000 | 969 |
| Pre-tax net operating income | $4,275,000 | 1,987 |
| Securities gains (losses) | $912,000 | 403 |
| Applicable income taxes | $1,313,000 | 1,243 |
| Income before extraordinary items | $3,874,000 | 1,963 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,874,000 | 1,962 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,874,000 | 1,963 |
| Net charge-offs | $734,000 | 785 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,153,520 | 2,179 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $22,319,000 | 1,056 |
| Total interest expense | $1,241,000 | 2,332 |
| Net interest income | $21,078,000 | 954 |
| Provision for loan and lease losses | $1,373,000 | 1,132 |
| Total noninterest income | $2,376,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $402,000 | 1,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,974,000 | 1,506 |
| Total noninterest expense | $19,641,000 | 902 |
| Salaries and employee benefits | $12,304,000 | 827 |
| Premises and equipment expense | $1,830,000 | 997 |
| Additional noninterest expense | $5,507,000 | 926 |
| Pre-tax net operating income | $2,440,000 | 2,325 |
| Securities gains (losses) | $839,000 | 346 |
| Applicable income taxes | $810,000 | 1,348 |
| Income before extraordinary items | $2,469,000 | 2,166 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,469,000 | 2,166 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,469,000 | 2,166 |
| Net charge-offs | $732,000 | 604 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,806,190 | 2,542 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $14,688,000 | 1,088 |
| Total interest expense | $931,000 | 2,249 |
| Net interest income | $13,757,000 | 979 |
| Provision for loan and lease losses | $1,139,000 | 1,006 |
| Total noninterest income | $1,590,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $286,000 | 1,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,304,000 | 1,434 |
| Total noninterest expense | $13,152,000 | 889 |
| Salaries and employee benefits | $8,164,000 | 823 |
| Premises and equipment expense | $1,209,000 | 999 |
| Additional noninterest expense | $3,779,000 | 897 |
| Pre-tax net operating income | $1,056,000 | 2,866 |
| Securities gains (losses) | $65,000 | 1,185 |
| Applicable income taxes | $237,000 | 1,921 |
| Income before extraordinary items | $884,000 | 2,970 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $884,000 | 2,969 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $884,000 | 2,970 |
| Net charge-offs | $729,000 | 473 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $832,650 | 3,005 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $7,493,000 | 1,070 |
| Total interest expense | $615,000 | 2,019 |
| Net interest income | $6,878,000 | 970 |
| Provision for loan and lease losses | $1,262,000 | 531 |
| Total noninterest income | $818,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $182,000 | 1,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 1,310 |
| Total noninterest expense | $6,702,000 | 882 |
| Salaries and employee benefits | $4,000,000 | 844 |
| Premises and equipment expense | $617,000 | 999 |
| Additional noninterest expense | $2,085,000 | 826 |
| Pre-tax net operating income | $-268,000 | 4,933 |
| Securities gains (losses) | $46,000 | 871 |
| Applicable income taxes | $-111,000 | 4,958 |
| Income before extraordinary items | $-111,000 | 4,859 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-111,000 | 4,859 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-111,000 | 4,859 |
| Net charge-offs | $726,000 | 297 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-147,340 | 4,903 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $30,448,000 | 1,070 |
| Total interest expense | $2,535,000 | 2,028 |
| Net interest income | $27,913,000 | 956 |
| Provision for loan and lease losses | $506,000 | 1,464 |
| Total noninterest income | $3,514,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $788,000 | 1,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,726,000 | 1,282 |
| Total noninterest expense | $26,866,000 | 856 |
| Salaries and employee benefits | $15,979,000 | 822 |
| Premises and equipment expense | $2,503,000 | 981 |
| Additional noninterest expense | $8,384,000 | 823 |
| Pre-tax net operating income | $4,055,000 | 2,038 |
| Securities gains (losses) | $91,000 | 977 |
| Applicable income taxes | $1,058,000 | 1,384 |
| Income before extraordinary items | $3,088,000 | 2,243 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,088,000 | 2,245 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,088,000 | 2,245 |
| Net charge-offs | $379,000 | 1,223 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,016,110 | 2,247 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $22,742,000 | 1,079 |
| Total interest expense | $1,883,000 | 2,049 |
| Net interest income | $20,859,000 | 965 |
| Provision for loan and lease losses | $33,000 | 3,337 |
| Total noninterest income | $2,742,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $597,000 | 1,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,145,000 | 1,232 |
| Total noninterest expense | $19,508,000 | 876 |
| Salaries and employee benefits | $11,927,000 | 821 |
| Premises and equipment expense | $1,878,000 | 983 |
| Additional noninterest expense | $5,703,000 | 885 |
| Pre-tax net operating income | $4,060,000 | 1,710 |
| Securities gains (losses) | $98,000 | 791 |
| Applicable income taxes | $1,092,000 | 1,161 |
| Income before extraordinary items | $3,066,000 | 1,910 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,066,000 | 1,910 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,066,000 | 1,911 |
| Net charge-offs | $52,000 | 2,194 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,988,580 | 1,908 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,997,000 | 1,086 |
| Total interest expense | $1,294,000 | 1,997 |
| Net interest income | $13,703,000 | 971 |
| Provision for loan and lease losses | $99,000 | 2,234 |
| Total noninterest income | $1,788,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $413,000 | 1,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,375,000 | 1,231 |
| Total noninterest expense | $12,628,000 | 900 |
| Salaries and employee benefits | $7,878,000 | 822 |
| Premises and equipment expense | $1,259,000 | 979 |
| Additional noninterest expense | $3,491,000 | 971 |
| Pre-tax net operating income | $2,764,000 | 1,649 |
| Securities gains (losses) | $75,000 | 624 |
| Applicable income taxes | $747,000 | 1,115 |
| Income before extraordinary items | $2,092,000 | 1,842 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,092,000 | 1,841 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,092,000 | 1,842 |
| Net charge-offs | $45,000 | 1,906 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,032,750 | 1,863 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,483,000 | 1,084 |
| Total interest expense | $557,000 | 2,162 |
| Net interest income | $6,926,000 | 968 |
| Provision for loan and lease losses | $54,000 | 2,009 |
| Total noninterest income | $820,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $206,000 | 1,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $614,000 | 1,269 |
| Total noninterest expense | $6,159,000 | 916 |
| Salaries and employee benefits | $3,854,000 | 831 |
| Premises and equipment expense | $621,000 | 997 |
| Additional noninterest expense | $1,684,000 | 975 |
| Pre-tax net operating income | $1,533,000 | 1,498 |
| Securities gains (losses) | $35,000 | 458 |
| Applicable income taxes | $417,000 | 1,015 |
| Income before extraordinary items | $1,151,000 | 1,680 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,151,000 | 1,678 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,151,000 | 1,679 |
| Net charge-offs | $29,000 | 1,522 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,123,350 | 1,697 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $30,410,000 | 1,005 |
| Total interest expense | $1,358,000 | 2,483 |
| Net interest income | $29,052,000 | 918 |
| Provision for loan and lease losses | $258,000 | 2,111 |
| Total noninterest income | $3,094,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $834,000 | 1,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,260,000 | 1,381 |
| Total noninterest expense | $24,208,000 | 908 |
| Salaries and employee benefits | $14,794,000 | 843 |
| Premises and equipment expense | $2,521,000 | 968 |
| Additional noninterest expense | $6,893,000 | 976 |
| Pre-tax net operating income | $7,680,000 | 1,261 |
| Securities gains (losses) | $-18,000 | 4,565 |
| Applicable income taxes | $2,089,000 | 851 |
| Income before extraordinary items | $5,573,000 | 1,448 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,573,000 | 1,447 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,573,000 | 1,447 |
| Net charge-offs | $83,000 | 2,278 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,587,220 | 1,438 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $22,619,000 | 1,006 |
| Total interest expense | $1,096,000 | 2,305 |
| Net interest income | $21,523,000 | 918 |
| Provision for loan and lease losses | $196,000 | 2,018 |
| Total noninterest income | $2,306,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $628,000 | 1,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,678,000 | 1,412 |
| Total noninterest expense | $18,167,000 | 902 |
| Salaries and employee benefits | $11,152,000 | 841 |
| Premises and equipment expense | $1,871,000 | 969 |
| Additional noninterest expense | $5,144,000 | 968 |
| Pre-tax net operating income | $5,466,000 | 1,323 |
| Securities gains (losses) | $-12,000 | 4,815 |
| Applicable income taxes | $1,470,000 | 903 |
| Income before extraordinary items | $3,984,000 | 1,521 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,984,000 | 1,520 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,984,000 | 1,520 |
| Net charge-offs | $59,000 | 2,086 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,993,480 | 1,502 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $14,938,000 | 1,005 |
| Total interest expense | $813,000 | 2,060 |
| Net interest income | $14,125,000 | 924 |
| Provision for loan and lease losses | $273,000 | 1,281 |
| Total noninterest income | $1,410,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $428,000 | 1,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $982,000 | 1,535 |
| Total noninterest expense | $12,035,000 | 918 |
| Salaries and employee benefits | $7,363,000 | 854 |
| Premises and equipment expense | $1,250,000 | 966 |
| Additional noninterest expense | $3,422,000 | 958 |
| Pre-tax net operating income | $3,227,000 | 1,449 |
| Securities gains (losses) | $-12,000 | 5,029 |
| Applicable income taxes | $794,000 | 1,026 |
| Income before extraordinary items | $2,421,000 | 1,620 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,421,000 | 1,619 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,421,000 | 1,619 |
| Net charge-offs | $57,000 | 1,671 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,430,480 | 1,599 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,166,000 | 1,029 |
| Total interest expense | $360,000 | 2,175 |
| Net interest income | $6,806,000 | 947 |
| Provision for loan and lease losses | $138,000 | 1,230 |
| Total noninterest income | $747,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $215,000 | 1,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 1,431 |
| Total noninterest expense | $5,890,000 | 938 |
| Salaries and employee benefits | $3,648,000 | 869 |
| Premises and equipment expense | $624,000 | 984 |
| Additional noninterest expense | $1,618,000 | 1,001 |
| Pre-tax net operating income | $1,525,000 | 1,461 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $371,000 | 1,056 |
| Income before extraordinary items | $1,154,000 | 1,634 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,154,000 | 1,634 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,154,000 | 1,634 |
| Net charge-offs | $5,000 | 2,201 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,154,000 | 1,621 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $27,708,000 | 1,034 |
| Total interest expense | $1,563,000 | 1,855 |
| Net interest income | $26,145,000 | 960 |
| Provision for loan and lease losses | $438,000 | 1,572 |
| Total noninterest income | $3,149,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $824,000 | 1,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,325,000 | 1,390 |
| Total noninterest expense | $21,908,000 | 981 |
| Salaries and employee benefits | $13,308,000 | 910 |
| Premises and equipment expense | $2,353,000 | 1,015 |
| Additional noninterest expense | $6,247,000 | 1,035 |
| Pre-tax net operating income | $6,948,000 | 1,320 |
| Securities gains (losses) | $49,000 | 910 |
| Applicable income taxes | $4,746,000 | 687 |
| Income before extraordinary items | $2,251,000 | 2,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,251,000 | 2,490 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,251,000 | 2,490 |
| Net charge-offs | $35,000 | 3,157 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,219,640 | 2,492 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $20,693,000 | 1,036 |
| Total interest expense | $1,096,000 | 1,936 |
| Net interest income | $19,597,000 | 959 |
| Provision for loan and lease losses | $388,000 | 1,385 |
| Total noninterest income | $2,510,000 | 1,474 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $605,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,905,000 | 1,324 |
| Total noninterest expense | $16,506,000 | 976 |
| Salaries and employee benefits | $10,017,000 | 905 |
| Premises and equipment expense | $1,784,000 | 1,009 |
| Additional noninterest expense | $4,705,000 | 1,030 |
| Pre-tax net operating income | $5,213,000 | 1,331 |
| Securities gains (losses) | $49,000 | 888 |
| Applicable income taxes | $1,811,000 | 981 |
| Income before extraordinary items | $3,451,000 | 1,535 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,451,000 | 1,534 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,451,000 | 1,535 |
| Net charge-offs | $28,000 | 2,818 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,418,660 | 1,527 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $13,597,000 | 1,037 |
| Total interest expense | $760,000 | 1,851 |
| Net interest income | $12,837,000 | 977 |
| Provision for loan and lease losses | $355,000 | 1,071 |
| Total noninterest income | $1,639,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $404,000 | 1,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,235,000 | 1,342 |
| Total noninterest expense | $10,920,000 | 983 |
| Salaries and employee benefits | $6,654,000 | 916 |
| Premises and equipment expense | $1,172,000 | 1,023 |
| Additional noninterest expense | $3,094,000 | 1,044 |
| Pre-tax net operating income | $3,201,000 | 1,392 |
| Securities gains (losses) | $49,000 | 664 |
| Applicable income taxes | $1,102,000 | 1,039 |
| Income before extraordinary items | $2,148,000 | 1,606 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,148,000 | 1,606 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,148,000 | 1,606 |
| Net charge-offs | $25,000 | 2,462 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,115,660 | 1,605 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,644,000 | 1,053 |
| Total interest expense | $339,000 | 1,989 |
| Net interest income | $6,305,000 | 994 |
| Provision for loan and lease losses | $297,000 | 717 |
| Total noninterest income | $839,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $197,000 | 1,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $642,000 | 1,298 |
| Total noninterest expense | $5,357,000 | 1,004 |
| Salaries and employee benefits | $3,261,000 | 938 |
| Premises and equipment expense | $579,000 | 1,038 |
| Additional noninterest expense | $1,517,000 | 1,054 |
| Pre-tax net operating income | $1,490,000 | 1,445 |
| Securities gains (losses) | $20,000 | 520 |
| Applicable income taxes | $501,000 | 1,076 |
| Income before extraordinary items | $1,009,000 | 1,665 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,009,000 | 1,665 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,009,000 | 1,665 |
| Net charge-offs | $68,000 | 1,139 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $995,600 | 1,665 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $25,664,000 | 1,049 |
| Total interest expense | $1,323,000 | 1,975 |
| Net interest income | $24,341,000 | 999 |
| Provision for loan and lease losses | $119,000 | 2,989 |
| Total noninterest income | $4,216,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $770,000 | 1,485 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,446,000 | 1,095 |
| Total noninterest expense | $21,832,000 | 976 |
| Salaries and employee benefits | $13,460,000 | 877 |
| Premises and equipment expense | $2,302,000 | 1,027 |
| Additional noninterest expense | $6,070,000 | 1,090 |
| Pre-tax net operating income | $6,606,000 | 1,298 |
| Securities gains (losses) | $120,000 | 1,214 |
| Applicable income taxes | $2,286,000 | 944 |
| Income before extraordinary items | $4,440,000 | 1,526 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,440,000 | 1,525 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,440,000 | 1,525 |
| Net charge-offs | $19,000 | 3,658 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,360,800 | 1,519 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,181,000 | 1,052 |
| Total interest expense | $1,017,000 | 1,952 |
| Net interest income | $18,164,000 | 1,002 |
| Provision for loan and lease losses | $125,000 | 2,532 |
| Total noninterest income | $3,120,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $562,000 | 1,529 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,558,000 | 1,109 |
| Total noninterest expense | $16,584,000 | 958 |
| Salaries and employee benefits | $10,268,000 | 855 |
| Premises and equipment expense | $1,724,000 | 1,026 |
| Additional noninterest expense | $4,592,000 | 1,076 |
| Pre-tax net operating income | $4,575,000 | 1,405 |
| Securities gains (losses) | $119,000 | 1,142 |
| Applicable income taxes | $1,578,000 | 1,039 |
| Income before extraordinary items | $3,116,000 | 1,632 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,116,000 | 1,631 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,116,000 | 1,632 |
| Net charge-offs | $5,000 | 3,620 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,037,460 | 1,621 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,781,000 | 1,053 |
| Total interest expense | $723,000 | 1,859 |
| Net interest income | $12,058,000 | 1,006 |
| Provision for loan and lease losses | $126,000 | 2,063 |
| Total noninterest income | $1,950,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $377,000 | 1,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,573,000 | 1,146 |
| Total noninterest expense | $11,037,000 | 958 |
| Salaries and employee benefits | $6,835,000 | 862 |
| Premises and equipment expense | $1,141,000 | 1,042 |
| Additional noninterest expense | $3,061,000 | 1,073 |
| Pre-tax net operating income | $2,845,000 | 1,464 |
| Securities gains (losses) | $119,000 | 855 |
| Applicable income taxes | $984,000 | 1,096 |
| Income before extraordinary items | $1,980,000 | 1,677 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,980,000 | 1,678 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,980,000 | 1,678 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,900,270 | 1,694 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 1,058 |
| Total interest expense | $360,000 | 1,873 |
| Net interest income | $5,996,000 | 1,006 |
| Provision for loan and lease losses | $31,000 | 2,500 |
| Total noninterest income | $1,012,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $188,000 | 1,497 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $824,000 | 1,072 |
| Total noninterest expense | $5,449,000 | 966 |
| Salaries and employee benefits | $3,357,000 | 880 |
| Premises and equipment expense | $556,000 | 1,070 |
| Additional noninterest expense | $1,536,000 | 1,067 |
| Pre-tax net operating income | $1,528,000 | 1,388 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $508,000 | 1,043 |
| Income before extraordinary items | $1,020,000 | 1,587 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,020,000 | 1,588 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,020,000 | 1,588 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,020,000 | 1,547 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $23,171,000 | 1,104 |
| Total interest expense | $1,278,000 | 2,014 |
| Net interest income | $21,893,000 | 1,043 |
| Provision for loan and lease losses | $16,000 | 4,124 |
| Total noninterest income | $3,663,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $849,000 | 1,407 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,814,000 | 1,207 |
| Total noninterest expense | $20,992,000 | 982 |
| Salaries and employee benefits | $12,764,000 | 889 |
| Premises and equipment expense | $2,220,000 | 1,065 |
| Additional noninterest expense | $6,008,000 | 1,083 |
| Pre-tax net operating income | $4,548,000 | 1,705 |
| Securities gains (losses) | $216,000 | 701 |
| Applicable income taxes | $1,547,000 | 1,212 |
| Income before extraordinary items | $3,217,000 | 1,935 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,217,000 | 1,936 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,217,000 | 1,937 |
| Net charge-offs | $183,000 | 2,065 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,070,120 | 1,978 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $17,089,000 | 1,132 |
| Total interest expense | $967,000 | 2,019 |
| Net interest income | $16,122,000 | 1,070 |
| Provision for loan and lease losses | $179,000 | 2,105 |
| Total noninterest income | $2,815,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $630,000 | 1,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,185,000 | 1,203 |
| Total noninterest expense | $15,736,000 | 997 |
| Salaries and employee benefits | $9,572,000 | 898 |
| Premises and equipment expense | $1,662,000 | 1,086 |
| Additional noninterest expense | $4,502,000 | 1,084 |
| Pre-tax net operating income | $3,022,000 | 1,889 |
| Securities gains (losses) | $179,000 | 701 |
| Applicable income taxes | $1,008,000 | 1,361 |
| Income before extraordinary items | $2,193,000 | 2,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,193,000 | 2,118 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,193,000 | 2,117 |
| Net charge-offs | $197,000 | 1,568 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,069,490 | 2,163 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $11,029,000 | 1,167 |
| Total interest expense | $641,000 | 2,035 |
| Net interest income | $10,388,000 | 1,101 |
| Provision for loan and lease losses | $173,000 | 1,659 |
| Total noninterest income | $1,546,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $413,000 | 1,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,133,000 | 1,420 |
| Total noninterest expense | $10,172,000 | 1,021 |
| Salaries and employee benefits | $6,223,000 | 917 |
| Premises and equipment expense | $1,075,000 | 1,129 |
| Additional noninterest expense | $2,874,000 | 1,125 |
| Pre-tax net operating income | $1,589,000 | 2,243 |
| Securities gains (losses) | $179,000 | 572 |
| Applicable income taxes | $531,000 | 1,569 |
| Income before extraordinary items | $1,237,000 | 2,393 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,237,000 | 2,395 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,237,000 | 2,395 |
| Net charge-offs | $192,000 | 1,210 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,111,700 | 2,507 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 1,244 |
| Total interest expense | $298,000 | 2,187 |
| Net interest income | $4,817,000 | 1,178 |
| Provision for loan and lease losses | $24,000 | 2,747 |
| Total noninterest income | $665,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $185,000 | 1,541 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $480,000 | 1,549 |
| Total noninterest expense | $4,840,000 | 1,067 |
| Salaries and employee benefits | $2,938,000 | 962 |
| Premises and equipment expense | $515,000 | 1,172 |
| Additional noninterest expense | $1,387,000 | 1,148 |
| Pre-tax net operating income | $618,000 | 2,634 |
| Securities gains (losses) | $179,000 | 393 |
| Applicable income taxes | $228,000 | 1,687 |
| Income before extraordinary items | $569,000 | 2,488 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $569,000 | 2,491 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $569,000 | 2,490 |
| Net charge-offs | $11,000 | 2,441 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $441,910 | 2,880 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,769,000 | 1,357 |
| Total interest expense | $1,238,000 | 2,201 |
| Net interest income | $17,531,000 | 1,277 |
| Provision for loan and lease losses | $478,000 | 1,513 |
| Total noninterest income | $2,127,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $698,000 | 1,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,429,000 | 1,830 |
| Total noninterest expense | $18,591,000 | 1,089 |
| Salaries and employee benefits | $11,239,000 | 967 |
| Premises and equipment expense | $1,604,000 | 1,475 |
| Additional noninterest expense | $5,748,000 | 1,137 |
| Pre-tax net operating income | $589,000 | 4,872 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $-105,000 | 6,271 |
| Income before extraordinary items | $698,000 | 4,493 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $698,000 | 4,493 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $698,000 | 4,494 |
| Net charge-offs | $673,000 | 1,198 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $694,000 | 4,455 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,035,000 | 1,364 |
| Total interest expense | $954,000 | 2,188 |
| Net interest income | $13,081,000 | 1,286 |
| Provision for loan and lease losses | $-66,000 | 6,165 |
| Total noninterest income | $1,777,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $528,000 | 1,750 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,249,000 | 1,665 |
| Total noninterest expense | $13,958,000 | 1,093 |
| Salaries and employee benefits | $8,486,000 | 963 |
| Premises and equipment expense | $1,202,000 | 1,489 |
| Additional noninterest expense | $4,270,000 | 1,156 |
| Pre-tax net operating income | $966,000 | 3,820 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $60,000 | 3,576 |
| Income before extraordinary items | $910,000 | 3,663 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $910,000 | 3,665 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $910,000 | 3,666 |
| Net charge-offs | $271,000 | 1,686 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $906,240 | 3,624 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 1,356 |
| Total interest expense | $656,000 | 2,164 |
| Net interest income | $8,688,000 | 1,280 |
| Provision for loan and lease losses | $364,000 | 1,081 |
| Total noninterest income | $1,216,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $355,000 | 1,731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $861,000 | 1,613 |
| Total noninterest expense | $9,058,000 | 1,115 |
| Salaries and employee benefits | $5,621,000 | 969 |
| Premises and equipment expense | $799,000 | 1,494 |
| Additional noninterest expense | $2,638,000 | 1,225 |
| Pre-tax net operating income | $482,000 | 4,231 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $3,000 | 4,347 |
| Income before extraordinary items | $479,000 | 4,027 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $479,000 | 4,032 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $479,000 | 4,032 |
| Net charge-offs | $282,000 | 1,304 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $479,000 | 3,970 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 1,368 |
| Total interest expense | $333,000 | 2,177 |
| Net interest income | $4,304,000 | 1,290 |
| Provision for loan and lease losses | $318,000 | 666 |
| Total noninterest income | $585,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $172,000 | 1,752 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $413,000 | 1,621 |
| Total noninterest expense | $4,487,000 | 1,134 |
| Salaries and employee benefits | $2,735,000 | 1,005 |
| Premises and equipment expense | $424,000 | 1,435 |
| Additional noninterest expense | $1,328,000 | 1,208 |
| Pre-tax net operating income | $84,000 | 5,420 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-33,000 | 6,543 |
| Income before extraordinary items | $117,000 | 4,975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 4,978 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $117,000 | 4,977 |
| Net charge-offs | $258,000 | 798 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $117,000 | 4,936 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,528,000 | 1,374 |
| Total interest expense | $1,538,000 | 2,117 |
| Net interest income | $16,990,000 | 1,292 |
| Provision for loan and lease losses | $378,000 | 2,174 |
| Total noninterest income | $2,468,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $714,000 | 1,803 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,754,000 | 1,670 |
| Total noninterest expense | $17,462,000 | 1,171 |
| Salaries and employee benefits | $10,597,000 | 1,014 |
| Premises and equipment expense | $1,568,000 | 1,521 |
| Additional noninterest expense | $5,297,000 | 1,269 |
| Pre-tax net operating income | $1,618,000 | 3,265 |
| Securities gains (losses) | $157,000 | 1,040 |
| Applicable income taxes | $236,000 | 2,828 |
| Income before extraordinary items | $1,539,000 | 3,113 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,539,000 | 3,115 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,539,000 | 3,116 |
| Net charge-offs | $419,000 | 2,207 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,402,410 | 3,226 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,792,000 | 1,388 |
| Total interest expense | $1,179,000 | 2,135 |
| Net interest income | $12,613,000 | 1,297 |
| Provision for loan and lease losses | $-32,000 | 6,489 |
| Total noninterest income | $1,896,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $531,000 | 1,815 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,365,000 | 1,663 |
| Total noninterest expense | $12,958,000 | 1,190 |
| Salaries and employee benefits | $7,910,000 | 1,022 |
| Premises and equipment expense | $1,160,000 | 1,546 |
| Additional noninterest expense | $3,888,000 | 1,294 |
| Pre-tax net operating income | $1,583,000 | 2,825 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $237,000 | 2,633 |
| Income before extraordinary items | $1,346,000 | 2,854 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,346,000 | 2,858 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,346,000 | 2,858 |
| Net charge-offs | $123,000 | 3,064 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,346,000 | 2,785 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,206,000 | 1,379 |
| Total interest expense | $804,000 | 2,125 |
| Net interest income | $8,402,000 | 1,283 |
| Provision for loan and lease losses | $-180,000 | 6,727 |
| Total noninterest income | $1,229,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $353,000 | 1,802 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $876,000 | 1,753 |
| Total noninterest expense | $8,527,000 | 1,195 |
| Salaries and employee benefits | $5,169,000 | 1,047 |
| Premises and equipment expense | $760,000 | 1,576 |
| Additional noninterest expense | $2,598,000 | 1,281 |
| Pre-tax net operating income | $1,284,000 | 2,467 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $249,000 | 2,215 |
| Income before extraordinary items | $1,035,000 | 2,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,035,000 | 2,581 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,035,000 | 2,581 |
| Net charge-offs | $60,000 | 3,207 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,035,000 | 2,471 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 1,390 |
| Total interest expense | $409,000 | 2,153 |
| Net interest income | $4,185,000 | 1,288 |
| Provision for loan and lease losses | $-115,000 | 6,856 |
| Total noninterest income | $480,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $172,000 | 1,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $308,000 | 2,192 |
| Total noninterest expense | $4,205,000 | 1,216 |
| Salaries and employee benefits | $2,565,000 | 1,061 |
| Premises and equipment expense | $374,000 | 1,617 |
| Additional noninterest expense | $1,266,000 | 1,301 |
| Pre-tax net operating income | $575,000 | 2,626 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $93,000 | 2,479 |
| Income before extraordinary items | $482,000 | 2,663 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $482,000 | 2,666 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $482,000 | 2,665 |
| Net charge-offs | $109,000 | 1,821 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $482,000 | 2,587 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,239,000 | 1,383 |
| Total interest expense | $2,237,000 | 1,947 |
| Net interest income | $17,002,000 | 1,288 |
| Provision for loan and lease losses | $508,000 | 2,699 |
| Total noninterest income | $2,303,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $790,000 | 1,708 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,513,000 | 1,838 |
| Total noninterest expense | $16,834,000 | 1,203 |
| Salaries and employee benefits | $10,153,000 | 1,040 |
| Premises and equipment expense | $1,554,000 | 1,530 |
| Additional noninterest expense | $5,127,000 | 1,326 |
| Pre-tax net operating income | $1,963,000 | 2,843 |
| Securities gains (losses) | $295,000 | 1,376 |
| Applicable income taxes | $386,000 | 2,439 |
| Income before extraordinary items | $1,872,000 | 2,703 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,872,000 | 2,707 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,872,000 | 2,705 |
| Net charge-offs | $756,000 | 2,127 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,627,150 | 2,841 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,420,000 | 1,417 |
| Total interest expense | $1,679,000 | 2,029 |
| Net interest income | $12,741,000 | 1,301 |
| Provision for loan and lease losses | $355,000 | 2,749 |
| Total noninterest income | $1,822,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $604,000 | 1,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,218,000 | 1,762 |
| Total noninterest expense | $12,458,000 | 1,219 |
| Salaries and employee benefits | $7,630,000 | 1,028 |
| Premises and equipment expense | $1,169,000 | 1,535 |
| Additional noninterest expense | $3,659,000 | 1,392 |
| Pre-tax net operating income | $1,750,000 | 2,599 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $318,000 | 2,404 |
| Income before extraordinary items | $1,432,000 | 2,720 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,432,000 | 2,721 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,432,000 | 2,720 |
| Net charge-offs | $63,000 | 4,363 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,432,000 | 2,595 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,571,000 | 1,430 |
| Total interest expense | $1,159,000 | 2,027 |
| Net interest income | $8,412,000 | 1,316 |
| Provision for loan and lease losses | $426,000 | 1,996 |
| Total noninterest income | $1,226,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $419,000 | 1,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $807,000 | 1,743 |
| Total noninterest expense | $8,223,000 | 1,221 |
| Salaries and employee benefits | $5,055,000 | 1,032 |
| Premises and equipment expense | $769,000 | 1,545 |
| Additional noninterest expense | $2,399,000 | 1,420 |
| Pre-tax net operating income | $989,000 | 2,871 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $143,000 | 2,757 |
| Income before extraordinary items | $846,000 | 2,923 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $846,000 | 2,923 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $846,000 | 2,923 |
| Net charge-offs | $59,000 | 3,882 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $846,000 | 2,781 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 1,443 |
| Total interest expense | $623,000 | 1,971 |
| Net interest income | $4,156,000 | 1,330 |
| Provision for loan and lease losses | $81,000 | 3,116 |
| Total noninterest income | $602,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $206,000 | 1,644 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $396,000 | 1,766 |
| Total noninterest expense | $4,068,000 | 1,230 |
| Salaries and employee benefits | $2,517,000 | 1,029 |
| Premises and equipment expense | $375,000 | 1,590 |
| Additional noninterest expense | $1,176,000 | 1,433 |
| Pre-tax net operating income | $609,000 | 2,502 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $116,000 | 2,299 |
| Income before extraordinary items | $493,000 | 2,646 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $493,000 | 2,648 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $493,000 | 2,649 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $493,000 | 2,521 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,792,000 | 1,438 |
| Total interest expense | $2,942,000 | 1,995 |
| Net interest income | $16,850,000 | 1,312 |
| Provision for loan and lease losses | $958,000 | 2,479 |
| Total noninterest income | $2,053,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $873,000 | 1,665 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,180,000 | 1,931 |
| Total noninterest expense | $16,204,000 | 1,214 |
| Salaries and employee benefits | $9,851,000 | 998 |
| Premises and equipment expense | $1,695,000 | 1,467 |
| Additional noninterest expense | $4,658,000 | 1,473 |
| Pre-tax net operating income | $1,741,000 | 2,764 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $216,000 | 2,829 |
| Income before extraordinary items | $1,525,000 | 2,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,525,000 | 2,747 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,525,000 | 2,747 |
| Net charge-offs | $1,220,000 | 2,124 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,525,000 | 2,653 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,960,000 | 1,445 |
| Total interest expense | $2,235,000 | 2,051 |
| Net interest income | $12,725,000 | 1,316 |
| Provision for loan and lease losses | $623,000 | 2,595 |
| Total noninterest income | $1,881,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $648,000 | 1,683 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,233,000 | 1,533 |
| Total noninterest expense | $11,709,000 | 1,265 |
| Salaries and employee benefits | $7,140,000 | 1,029 |
| Premises and equipment expense | $1,284,000 | 1,469 |
| Additional noninterest expense | $3,285,000 | 1,554 |
| Pre-tax net operating income | $2,274,000 | 1,894 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $560,000 | 1,636 |
| Income before extraordinary items | $1,714,000 | 2,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,714,000 | 2,075 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,714,000 | 2,076 |
| Net charge-offs | $1,145,000 | 1,765 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,714,000 | 1,979 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,011,000 | 1,453 |
| Total interest expense | $1,500,000 | 2,101 |
| Net interest income | $8,511,000 | 1,313 |
| Provision for loan and lease losses | $281,000 | 3,112 |
| Total noninterest income | $1,235,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $441,000 | 1,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $794,000 | 1,573 |
| Total noninterest expense | $7,806,000 | 1,282 |
| Salaries and employee benefits | $4,685,000 | 1,060 |
| Premises and equipment expense | $845,000 | 1,495 |
| Additional noninterest expense | $2,276,000 | 1,518 |
| Pre-tax net operating income | $1,659,000 | 1,720 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $435,000 | 1,456 |
| Income before extraordinary items | $1,224,000 | 1,924 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,224,000 | 1,924 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,224,000 | 1,924 |
| Net charge-offs | $8,000 | 5,406 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,224,000 | 1,852 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 1,457 |
| Total interest expense | $757,000 | 2,161 |
| Net interest income | $4,269,000 | 1,310 |
| Provision for loan and lease losses | $84,000 | 3,600 |
| Total noninterest income | $580,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $216,000 | 1,635 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $364,000 | 1,680 |
| Total noninterest expense | $3,873,000 | 1,292 |
| Salaries and employee benefits | $2,288,000 | 1,107 |
| Premises and equipment expense | $423,000 | 1,522 |
| Additional noninterest expense | $1,162,000 | 1,500 |
| Pre-tax net operating income | $892,000 | 1,603 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $248,000 | 1,284 |
| Income before extraordinary items | $644,000 | 1,807 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $644,000 | 1,806 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $644,000 | 1,807 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $644,000 | 1,755 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,193,000 | 1,444 |
| Total interest expense | $3,715,000 | 2,134 |
| Net interest income | $17,478,000 | 1,283 |
| Provision for loan and lease losses | $182,000 | 5,449 |
| Total noninterest income | $4,597,000 | 1,152 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $889,000 | 1,666 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,708,000 | 915 |
| Total noninterest expense | $16,181,000 | 1,239 |
| Salaries and employee benefits | $9,370,000 | 1,050 |
| Premises and equipment expense | $1,776,000 | 1,442 |
| Additional noninterest expense | $5,035,000 | 1,441 |
| Pre-tax net operating income | $5,712,000 | 911 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,040,000 | 1,184 |
| Income before extraordinary items | $4,672,000 | 947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,672,000 | 948 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,672,000 | 949 |
| Net charge-offs | $213,000 | 4,701 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,672,000 | 895 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,102,000 | 1,458 |
| Total interest expense | $2,876,000 | 2,165 |
| Net interest income | $13,226,000 | 1,285 |
| Provision for loan and lease losses | $171,000 | 5,114 |
| Total noninterest income | $1,847,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $654,000 | 1,746 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,193,000 | 1,605 |
| Total noninterest expense | $11,765,000 | 1,263 |
| Salaries and employee benefits | $6,971,000 | 1,052 |
| Premises and equipment expense | $1,326,000 | 1,467 |
| Additional noninterest expense | $3,468,000 | 1,530 |
| Pre-tax net operating income | $3,137,000 | 1,262 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $938,000 | 1,050 |
| Income before extraordinary items | $2,199,000 | 1,517 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,199,000 | 1,520 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,199,000 | 1,520 |
| Net charge-offs | $211,000 | 4,166 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,199,000 | 1,453 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,846,000 | 1,467 |
| Total interest expense | $1,948,000 | 2,214 |
| Net interest income | $8,898,000 | 1,282 |
| Provision for loan and lease losses | $206,000 | 4,173 |
| Total noninterest income | $1,115,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $419,000 | 1,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $696,000 | 1,684 |
| Total noninterest expense | $7,838,000 | 1,266 |
| Salaries and employee benefits | $4,619,000 | 1,062 |
| Premises and equipment expense | $881,000 | 1,494 |
| Additional noninterest expense | $2,338,000 | 1,519 |
| Pre-tax net operating income | $1,969,000 | 1,317 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $588,000 | 1,066 |
| Income before extraordinary items | $1,381,000 | 1,583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,381,000 | 1,583 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,381,000 | 1,583 |
| Net charge-offs | $209,000 | 3,487 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,381,000 | 1,508 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 1,503 |
| Total interest expense | $996,000 | 2,265 |
| Net interest income | $4,417,000 | 1,305 |
| Provision for loan and lease losses | $32,000 | 5,274 |
| Total noninterest income | $512,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $209,000 | 1,809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $303,000 | 1,833 |
| Total noninterest expense | $3,906,000 | 1,278 |
| Salaries and employee benefits | $2,288,000 | 1,083 |
| Premises and equipment expense | $460,000 | 1,477 |
| Additional noninterest expense | $1,158,000 | 1,530 |
| Pre-tax net operating income | $991,000 | 1,319 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $299,000 | 1,055 |
| Income before extraordinary items | $692,000 | 1,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $692,000 | 1,578 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $692,000 | 1,578 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $692,000 | 1,515 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,251,000 | 1,540 |
| Total interest expense | $4,796,000 | 2,347 |
| Net interest income | $17,455,000 | 1,283 |
| Provision for loan and lease losses | $113,000 | 6,323 |
| Total noninterest income | $2,434,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $879,000 | 1,894 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,555,000 | 1,618 |
| Total noninterest expense | $15,381,000 | 1,336 |
| Salaries and employee benefits | $8,952,000 | 1,098 |
| Premises and equipment expense | $1,746,000 | 1,542 |
| Additional noninterest expense | $4,683,000 | 1,595 |
| Pre-tax net operating income | $4,395,000 | 951 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,334,000 | 774 |
| Income before extraordinary items | $3,061,000 | 1,103 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,061,000 | 1,101 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,061,000 | 1,102 |
| Net charge-offs | $234,000 | 4,802 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,061,000 | 1,096 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,774,000 | 1,559 |
| Total interest expense | $3,687,000 | 2,394 |
| Net interest income | $13,087,000 | 1,280 |
| Provision for loan and lease losses | $-127,000 | 8,075 |
| Total noninterest income | $1,835,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $651,000 | 1,912 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,184,000 | 1,629 |
| Total noninterest expense | $11,372,000 | 1,343 |
| Salaries and employee benefits | $6,547,000 | 1,128 |
| Premises and equipment expense | $1,316,000 | 1,558 |
| Additional noninterest expense | $3,509,000 | 1,534 |
| Pre-tax net operating income | $3,677,000 | 912 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,151,000 | 758 |
| Income before extraordinary items | $2,526,000 | 1,080 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,526,000 | 1,079 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,526,000 | 1,080 |
| Net charge-offs | $-84,000 | 8,042 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,526,000 | 1,066 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,284,000 | 1,577 |
| Total interest expense | $2,510,000 | 2,445 |
| Net interest income | $8,774,000 | 1,274 |
| Provision for loan and lease losses | $-22,000 | 8,152 |
| Total noninterest income | $1,256,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $433,000 | 1,891 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $823,000 | 1,612 |
| Total noninterest expense | $7,615,000 | 1,369 |
| Salaries and employee benefits | $4,328,000 | 1,169 |
| Premises and equipment expense | $859,000 | 1,623 |
| Additional noninterest expense | $2,428,000 | 1,514 |
| Pre-tax net operating income | $2,437,000 | 940 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $761,000 | 781 |
| Income before extraordinary items | $1,676,000 | 1,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,676,000 | 1,127 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,676,000 | 1,129 |
| Net charge-offs | $-92,000 | 8,143 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,676,000 | 1,091 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 1,593 |
| Total interest expense | $1,304,000 | 2,440 |
| Net interest income | $4,383,000 | 1,263 |
| Provision for loan and lease losses | $234,000 | 2,643 |
| Total noninterest income | $546,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $207,000 | 1,905 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $339,000 | 1,797 |
| Total noninterest expense | $3,587,000 | 1,386 |
| Salaries and employee benefits | $2,125,000 | 1,208 |
| Premises and equipment expense | $415,000 | 1,696 |
| Additional noninterest expense | $1,047,000 | 1,543 |
| Pre-tax net operating income | $1,108,000 | 1,157 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $338,000 | 958 |
| Income before extraordinary items | $770,000 | 1,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $770,000 | 1,426 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $770,000 | 1,429 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $770,000 | 1,342 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,677,000 | 1,633 |
| Total interest expense | $7,313,000 | 2,119 |
| Net interest income | $16,364,000 | 1,360 |
| Provision for loan and lease losses | $540,000 | 3,686 |
| Total noninterest income | $2,206,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $854,000 | 2,009 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,352,000 | 1,722 |
| Total noninterest expense | $14,256,000 | 1,372 |
| Salaries and employee benefits | $8,679,000 | 1,142 |
| Premises and equipment expense | $1,675,000 | 1,647 |
| Additional noninterest expense | $3,902,000 | 1,586 |
| Pre-tax net operating income | $3,774,000 | 1,451 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,139,000 | 1,078 |
| Income before extraordinary items | $2,635,000 | 1,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,635,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,635,000 | 1,649 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,788,000 | 1,665 |
| Total interest expense | $5,679,000 | 2,141 |
| Net interest income | $12,109,000 | 1,397 |
| Provision for loan and lease losses | $512,000 | 2,696 |
| Total noninterest income | $1,633,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $625,000 | 2,061 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,008,000 | 1,806 |
| Total noninterest expense | $10,283,000 | 1,405 |
| Salaries and employee benefits | $6,244,000 | 1,221 |
| Premises and equipment expense | $1,257,000 | 1,657 |
| Additional noninterest expense | $2,782,000 | 1,611 |
| Pre-tax net operating income | $2,947,000 | 1,657 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $916,000 | 1,238 |
| Income before extraordinary items | $2,031,000 | 1,758 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,031,000 | 1,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,031,000 | 1,856 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,893,000 | 1,694 |
| Total interest expense | $3,948,000 | 2,143 |
| Net interest income | $7,945,000 | 1,406 |
| Provision for loan and lease losses | $272,000 | 2,698 |
| Total noninterest income | $1,035,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $406,000 | 2,086 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $629,000 | 1,937 |
| Total noninterest expense | $6,772,000 | 1,416 |
| Salaries and employee benefits | $4,139,000 | 1,246 |
| Premises and equipment expense | $826,000 | 1,676 |
| Additional noninterest expense | $1,807,000 | 1,633 |
| Pre-tax net operating income | $1,936,000 | 1,730 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $607,000 | 1,382 |
| Income before extraordinary items | $1,329,000 | 1,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,329,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,329,000 | 1,955 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 1,714 |
| Total interest expense | $2,144,000 | 2,120 |
| Net interest income | $3,869,000 | 1,433 |
| Provision for loan and lease losses | $-82,000 | 8,447 |
| Total noninterest income | $500,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $192,000 | 2,147 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $308,000 | 1,939 |
| Total noninterest expense | $3,333,000 | 1,435 |
| Salaries and employee benefits | $2,051,000 | 1,282 |
| Premises and equipment expense | $413,000 | 1,676 |
| Additional noninterest expense | $869,000 | 1,652 |
| Pre-tax net operating income | $1,118,000 | 1,615 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $360,000 | 1,281 |
| Income before extraordinary items | $758,000 | 1,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $758,000 | 1,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $758,000 | 1,833 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,358,000 | 1,819 |
| Total interest expense | $9,120,000 | 2,088 |
| Net interest income | $14,238,000 | 1,588 |
| Provision for loan and lease losses | $-354,000 | 8,469 |
| Total noninterest income | $1,986,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $618,000 | 2,611 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,368,000 | 1,788 |
| Total noninterest expense | $14,066,000 | 1,313 |
| Salaries and employee benefits | $8,481,000 | 1,180 |
| Premises and equipment expense | $1,826,000 | 1,463 |
| Additional noninterest expense | $3,759,000 | 1,476 |
| Pre-tax net operating income | $2,512,000 | 2,816 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $671,000 | 2,352 |
| Income before extraordinary items | $1,846,000 | 3,000 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,846,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,147 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,842,350 | 3,003 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,381,000 | 1,836 |
| Total interest expense | $6,801,000 | 2,098 |
| Net interest income | $10,580,000 | 1,606 |
| Provision for loan and lease losses | $-411,000 | 8,511 |
| Total noninterest income | $1,482,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $409,000 | 2,855 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,073,000 | 1,739 |
| Total noninterest expense | $10,248,000 | 1,346 |
| Salaries and employee benefits | $6,057,000 | 1,231 |
| Premises and equipment expense | $1,378,000 | 1,447 |
| Additional noninterest expense | $2,813,000 | 1,437 |
| Pre-tax net operating income | $2,225,000 | 2,653 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $648,000 | 2,182 |
| Income before extraordinary items | $1,582,000 | 2,860 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,582,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,578,450 | 2,849 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,428,000 | 1,879 |
| Total interest expense | $4,573,000 | 2,082 |
| Net interest income | $6,855,000 | 1,675 |
| Provision for loan and lease losses | $-291,000 | 8,540 |
| Total noninterest income | $969,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $287,000 | 2,744 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $682,000 | 1,809 |
| Total noninterest expense | $6,688,000 | 1,382 |
| Salaries and employee benefits | $3,891,000 | 1,307 |
| Premises and equipment expense | $922,000 | 1,442 |
| Additional noninterest expense | $1,875,000 | 1,460 |
| Pre-tax net operating income | $1,427,000 | 2,771 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $409,000 | 2,346 |
| Income before extraordinary items | $1,023,000 | 2,992 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,023,000 | 2,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,019,450 | 2,985 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 1,892 |
| Total interest expense | $2,278,000 | 2,083 |
| Net interest income | $3,384,000 | 1,702 |
| Provision for loan and lease losses | $-216,000 | 8,589 |
| Total noninterest income | $455,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $148,000 | 2,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $307,000 | 1,928 |
| Total noninterest expense | $3,226,000 | 1,440 |
| Salaries and employee benefits | $1,885,000 | 1,357 |
| Premises and equipment expense | $440,000 | 1,525 |
| Additional noninterest expense | $901,000 | 1,484 |
| Pre-tax net operating income | $829,000 | 2,505 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $259,000 | 2,040 |
| Income before extraordinary items | $575,000 | 2,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $575,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $571,550 | 2,731 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,781,000 | 1,769 |
| Total interest expense | $9,320,000 | 1,796 |
| Net interest income | $13,461,000 | 1,706 |
| Provision for loan and lease losses | $-456,000 | 8,593 |
| Total noninterest income | $2,118,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $484,000 | 3,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,634,000 | 1,563 |
| Total noninterest expense | $13,653,000 | 1,310 |
| Salaries and employee benefits | $8,161,000 | 1,194 |
| Premises and equipment expense | $1,750,000 | 1,470 |
| Additional noninterest expense | $3,742,000 | 1,420 |
| Pre-tax net operating income | $2,382,000 | 3,239 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $709,000 | 2,656 |
| Income before extraordinary items | $1,652,000 | 3,552 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,652,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,610 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,666,700 | 3,509 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,043,000 | 1,765 |
| Total interest expense | $7,041,000 | 1,734 |
| Net interest income | $10,002,000 | 1,738 |
| Provision for loan and lease losses | $-456,000 | 8,663 |
| Total noninterest income | $1,203,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $344,000 | 3,266 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $859,000 | 2,027 |
| Total noninterest expense | $9,905,000 | 1,365 |
| Salaries and employee benefits | $5,932,000 | 1,244 |
| Premises and equipment expense | $1,316,000 | 1,474 |
| Additional noninterest expense | $2,657,000 | 1,488 |
| Pre-tax net operating income | $1,756,000 | 3,408 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $561,000 | 2,695 |
| Income before extraordinary items | $1,195,000 | 3,755 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,195,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,195,000 | 3,732 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,281,000 | 1,741 |
| Total interest expense | $4,741,000 | 1,645 |
| Net interest income | $6,540,000 | 1,777 |
| Provision for loan and lease losses | $-456,000 | 8,708 |
| Total noninterest income | $747,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $219,000 | 3,345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $528,000 | 2,142 |
| Total noninterest expense | $6,508,000 | 1,387 |
| Salaries and employee benefits | $3,891,000 | 1,276 |
| Premises and equipment expense | $858,000 | 1,514 |
| Additional noninterest expense | $1,759,000 | 1,512 |
| Pre-tax net operating income | $1,235,000 | 3,298 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $420,000 | 2,539 |
| Income before extraordinary items | $815,000 | 3,706 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $815,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $815,000 | 3,698 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 1,700 |
| Total interest expense | $2,280,000 | 1,621 |
| Net interest income | $3,317,000 | 1,731 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $364,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $108,000 | 3,311 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $256,000 | 2,164 |
| Total noninterest expense | $3,206,000 | 1,411 |
| Salaries and employee benefits | $1,876,000 | 1,325 |
| Premises and equipment expense | $429,000 | 1,518 |
| Additional noninterest expense | $901,000 | 1,465 |
| Pre-tax net operating income | $475,000 | 3,870 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $133,000 | 3,205 |
| Income before extraordinary items | $342,000 | 4,072 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $342,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $342,000 | 4,057 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,095,000 | 1,445 |
| Total interest expense | $6,925,000 | 1,647 |
| Net interest income | $16,170,000 | 1,361 |
| Provision for loan and lease losses | $1,043,000 | 1,011 |
| Total noninterest income | $1,299,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $429,000 | 3,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $870,000 | 2,415 |
| Total noninterest expense | $13,621,000 | 1,264 |
| Salaries and employee benefits | $8,507,000 | 1,083 |
| Premises and equipment expense | $1,752,000 | 1,399 |
| Additional noninterest expense | $3,362,000 | 1,508 |
| Pre-tax net operating income | $2,805,000 | 2,919 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $875,000 | 2,461 |
| Income before extraordinary items | $1,930,000 | 3,176 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,930,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,367 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,930,000 | 3,148 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,374,000 | 1,397 |
| Total interest expense | $4,954,000 | 1,627 |
| Net interest income | $12,420,000 | 1,305 |
| Provision for loan and lease losses | $1,043,000 | 735 |
| Total noninterest income | $1,049,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $324,000 | 3,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $725,000 | 2,270 |
| Total noninterest expense | $9,295,000 | 1,372 |
| Salaries and employee benefits | $5,511,000 | 1,249 |
| Premises and equipment expense | $1,271,000 | 1,433 |
| Additional noninterest expense | $2,513,000 | 1,499 |
| Pre-tax net operating income | $3,131,000 | 2,165 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,039,000 | 1,822 |
| Income before extraordinary items | $2,092,000 | 2,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,092,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,316 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,092,000 | 2,374 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,379,000 | 1,385 |
| Total interest expense | $3,043,000 | 1,669 |
| Net interest income | $8,336,000 | 1,284 |
| Provision for loan and lease losses | $932,000 | 553 |
| Total noninterest income | $779,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $220,000 | 3,296 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $559,000 | 2,032 |
| Total noninterest expense | $6,072,000 | 1,401 |
| Salaries and employee benefits | $3,544,000 | 1,295 |
| Premises and equipment expense | $829,000 | 1,454 |
| Additional noninterest expense | $1,699,000 | 1,470 |
| Pre-tax net operating income | $2,111,000 | 2,095 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $702,000 | 1,779 |
| Income before extraordinary items | $1,409,000 | 2,336 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,409,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,324 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,409,000 | 2,309 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,487,000 | 1,404 |
| Total interest expense | $1,260,000 | 1,882 |
| Net interest income | $4,227,000 | 1,254 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $372,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $105,000 | 3,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $267,000 | 2,045 |
| Total noninterest expense | $3,018,000 | 1,402 |
| Salaries and employee benefits | $1,753,000 | 1,309 |
| Premises and equipment expense | $428,000 | 1,418 |
| Additional noninterest expense | $837,000 | 1,487 |
| Pre-tax net operating income | $1,536,000 | 1,484 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $547,000 | 1,244 |
| Income before extraordinary items | $989,000 | 1,693 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $989,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $989,000 | 1,663 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,214,000 | 1,586 |
| Total interest expense | $2,745,000 | 2,810 |
| Net interest income | $15,469,000 | 1,311 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $1,789,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $474,000 | 3,261 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,315,000 | 1,790 |
| Total noninterest expense | $12,277,000 | 1,337 |
| Salaries and employee benefits | $7,204,000 | 1,206 |
| Premises and equipment expense | $1,568,000 | 1,472 |
| Additional noninterest expense | $3,505,000 | 1,413 |
| Pre-tax net operating income | $4,921,000 | 1,724 |
| Securities gains (losses) | $-124,000 | 8,752 |
| Applicable income taxes | $1,652,000 | 1,497 |
| Income before extraordinary items | $3,145,000 | 1,994 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,145,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,226,840 | 1,896 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,203,000 | 1,622 |
| Total interest expense | $2,009,000 | 2,828 |
| Net interest income | $11,194,000 | 1,346 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $1,356,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $359,000 | 3,263 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $997,000 | 1,771 |
| Total noninterest expense | $9,085,000 | 1,346 |
| Salaries and employee benefits | $5,178,000 | 1,274 |
| Premises and equipment expense | $1,147,000 | 1,513 |
| Additional noninterest expense | $2,760,000 | 1,341 |
| Pre-tax net operating income | $3,420,000 | 1,839 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,184,000 | 1,557 |
| Income before extraordinary items | $2,236,000 | 2,095 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,236,000 | 2,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,236,000 | 2,039 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,497,000 | 1,657 |
| Total interest expense | $1,389,000 | 2,742 |
| Net interest income | $7,108,000 | 1,387 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $745,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $238,000 | 3,254 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $507,000 | 2,167 |
| Total noninterest expense | $6,021,000 | 1,356 |
| Salaries and employee benefits | $3,318,000 | 1,313 |
| Premises and equipment expense | $779,000 | 1,482 |
| Additional noninterest expense | $1,924,000 | 1,263 |
| Pre-tax net operating income | $1,802,000 | 2,229 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $611,000 | 1,900 |
| Income before extraordinary items | $1,191,000 | 2,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,191,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,191,000 | 2,475 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 1,683 |
| Total interest expense | $750,000 | 2,607 |
| Net interest income | $3,436,000 | 1,445 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $362,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $248,000 | 2,142 |
| Total noninterest expense | $3,100,000 | 1,325 |
| Salaries and employee benefits | $1,682,000 | 1,311 |
| Premises and equipment expense | $410,000 | 1,431 |
| Additional noninterest expense | $1,008,000 | 1,195 |
| Pre-tax net operating income | $683,000 | 2,756 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $232,000 | 2,306 |
| Income before extraordinary items | $451,000 | 3,188 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $451,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $451,000 | 3,078 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,232,000 | 1,659 |
| Total interest expense | $4,044,000 | 2,197 |
| Net interest income | $13,188,000 | 1,473 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $1,799,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $428,000 | 3,500 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,371,000 | 1,944 |
| Total noninterest expense | $11,180,000 | 1,444 |
| Salaries and employee benefits | $6,455,000 | 1,334 |
| Premises and equipment expense | $1,569,000 | 1,446 |
| Additional noninterest expense | $3,156,000 | 1,566 |
| Pre-tax net operating income | $3,747,000 | 2,080 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,142,000 | 1,998 |
| Income before extraordinary items | $2,605,000 | 2,292 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,605,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,605,000 | 2,192 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,062,000 | 1,672 |
| Total interest expense | $3,166,000 | 2,188 |
| Net interest income | $9,896,000 | 1,488 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,464,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $320,000 | 3,516 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,144,000 | 1,869 |
| Total noninterest expense | $8,014,000 | 1,502 |
| Salaries and employee benefits | $4,492,000 | 1,446 |
| Premises and equipment expense | $1,169,000 | 1,472 |
| Additional noninterest expense | $2,353,000 | 1,565 |
| Pre-tax net operating income | $3,301,000 | 1,890 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,022,000 | 1,826 |
| Income before extraordinary items | $2,279,000 | 2,078 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,279,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,279,000 | 1,968 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,885,000 | 1,652 |
| Total interest expense | $2,297,000 | 2,089 |
| Net interest income | $6,588,000 | 1,484 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $1,013,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $219,000 | 3,403 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $794,000 | 1,791 |
| Total noninterest expense | $5,188,000 | 1,552 |
| Salaries and employee benefits | $2,857,000 | 1,508 |
| Premises and equipment expense | $779,000 | 1,469 |
| Additional noninterest expense | $1,552,000 | 1,564 |
| Pre-tax net operating income | $2,383,000 | 1,755 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $730,000 | 1,754 |
| Income before extraordinary items | $1,653,000 | 1,930 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,653,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,653,000 | 1,819 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 1,640 |
| Total interest expense | $1,289,000 | 1,917 |
| Net interest income | $3,230,000 | 1,504 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $472,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $105,000 | 3,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $367,000 | 1,844 |
| Total noninterest expense | $2,597,000 | 1,538 |
| Salaries and employee benefits | $1,437,000 | 1,491 |
| Premises and equipment expense | $393,000 | 1,476 |
| Additional noninterest expense | $767,000 | 1,543 |
| Pre-tax net operating income | $1,090,000 | 1,888 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $350,000 | 1,820 |
| Income before extraordinary items | $740,000 | 2,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $740,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $740,000 | 1,999 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,717,000 | 1,486 |
| Total interest expense | $6,761,000 | 1,697 |
| Net interest income | $13,956,000 | 1,391 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $1,754,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $440,000 | 3,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,314,000 | 1,827 |
| Total noninterest expense | $10,214,000 | 1,510 |
| Salaries and employee benefits | $5,705,000 | 1,428 |
| Premises and equipment expense | $1,533,000 | 1,439 |
| Additional noninterest expense | $2,976,000 | 1,587 |
| Pre-tax net operating income | $5,316,000 | 1,541 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,786,000 | 1,422 |
| Income before extraordinary items | $3,530,000 | 1,700 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,530,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,530,000 | 1,643 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,949,000 | 1,485 |
| Total interest expense | $10,891,000 | 1,491 |
| Net interest income | $12,058,000 | 1,477 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $1,627,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $435,000 | 3,181 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,192,000 | 1,814 |
| Total noninterest expense | $9,184,000 | 1,595 |
| Salaries and employee benefits | $4,910,000 | 1,533 |
| Premises and equipment expense | $1,466,000 | 1,473 |
| Additional noninterest expense | $2,808,000 | 1,647 |
| Pre-tax net operating income | $4,321,000 | 1,643 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,282,000 | 1,714 |
| Income before extraordinary items | $3,039,000 | 1,732 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,039,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,039,000 | 1,657 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,922,000 | 1,743 |
| Total interest expense | $9,187,000 | 1,876 |
| Net interest income | $10,735,000 | 1,636 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,510,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $380,000 | 3,381 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,130,000 | 1,715 |
| Total noninterest expense | $7,902,000 | 1,763 |
| Salaries and employee benefits | $4,325,000 | 1,650 |
| Premises and equipment expense | $921,000 | 2,237 |
| Additional noninterest expense | $2,656,000 | 1,671 |
| Pre-tax net operating income | $4,163,000 | 1,760 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,252,000 | 1,768 |
| Income before extraordinary items | $2,911,000 | 1,788 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,911,000 | 1,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,911,000 | 1,790 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,237,000 | 1,888 |
| Total interest expense | $7,173,000 | 2,081 |
| Net interest income | $10,064,000 | 1,732 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $707,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $249,000 | 4,528 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $458,000 | 3,124 |
| Total noninterest expense | $7,068,000 | 1,939 |
| Salaries and employee benefits | $3,716,000 | 1,877 |
| Premises and equipment expense | $806,000 | 2,519 |
| Additional noninterest expense | $2,546,000 | 1,743 |
| Pre-tax net operating income | $3,523,000 | 2,077 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,227,000 | 1,880 |
| Income before extraordinary items | $2,296,000 | 2,279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,296,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,296,000 | 2,252 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,383,000 | 1,862 |
| Total interest expense | $7,740,000 | 1,975 |
| Net interest income | $9,643,000 | 1,772 |
| Provision for loan and lease losses | $195,000 | 3,570 |
| Total noninterest income | $773,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $242,000 | 4,596 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $531,000 | 2,867 |
| Total noninterest expense | $6,231,000 | 2,110 |
| Salaries and employee benefits | $3,354,000 | 2,001 |
| Premises and equipment expense | $774,000 | 2,522 |
| Additional noninterest expense | $2,103,000 | 2,024 |
| Pre-tax net operating income | $3,990,000 | 1,825 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,339,000 | 1,805 |
| Income before extraordinary items | $2,651,000 | 1,977 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,651,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,276 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,651,000 | 1,905 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,772,000 | 1,960 |
| Total interest expense | $7,503,000 | 2,042 |
| Net interest income | $9,269,000 | 1,877 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $622,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $218,000 | 5,067 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $404,000 | 3,260 |
| Total noninterest expense | $5,899,000 | 2,180 |
| Salaries and employee benefits | $3,099,000 | 2,131 |
| Premises and equipment expense | $814,000 | 2,380 |
| Additional noninterest expense | $1,986,000 | 2,099 |
| Pre-tax net operating income | $3,872,000 | 1,937 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,320,000 | 1,916 |
| Income before extraordinary items | $2,552,000 | 2,072 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,552,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,552,000 | 2,017 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,053,000 | 2,100 |
| Total interest expense | $7,452,000 | 2,106 |
| Net interest income | $8,601,000 | 2,081 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $521,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $171,000 | 6,101 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $350,000 | 3,696 |
| Total noninterest expense | $6,482,000 | 2,129 |
| Salaries and employee benefits | $2,777,000 | 2,393 |
| Premises and equipment expense | $681,000 | 2,876 |
| Additional noninterest expense | $3,024,000 | 1,720 |
| Pre-tax net operating income | $2,400,000 | 2,887 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $800,000 | 2,841 |
| Income before extraordinary items | $1,600,000 | 3,006 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,600,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,600,000 | 2,972 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,543,000 | 2,173 |
| Total interest expense | $7,530,000 | 2,081 |
| Net interest income | $8,013,000 | 2,247 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $309,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $161,000 | 6,439 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $148,000 | 6,025 |
| Total noninterest expense | $5,011,000 | 2,713 |
| Salaries and employee benefits | $2,498,000 | 2,674 |
| Premises and equipment expense | $590,000 | 3,247 |
| Additional noninterest expense | $1,923,000 | 2,481 |
| Pre-tax net operating income | $3,071,000 | 2,383 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,151,000 | 2,099 |
| Income before extraordinary items | $1,920,000 | 2,596 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,920,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 11,404 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,920,000 | 2,570 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,944,000 | 2,198 |
| Total interest expense | $5,930,000 | 2,106 |
| Net interest income | $8,014,000 | 2,254 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $291,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $147,000 | 6,264 |
| Total noninterest expense | $4,868,000 | 2,848 |
| Salaries and employee benefits | $2,186,000 | 3,027 |
| Premises and equipment expense | $584,000 | 3,351 |
| Additional noninterest expense | $2,098,000 | 2,477 |
| Pre-tax net operating income | $3,197,000 | 2,220 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,107,000 | 2,037 |
| Income before extraordinary items | $2,090,000 | 2,323 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,090,000 | 2,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,090,000 | 2,349 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,544,000 | 2,141 |
| Total interest expense | $6,876,000 | 1,880 |
| Net interest income | $7,668,000 | 2,332 |
| Provision for loan and lease losses | $210,000 | 3,794 |
| Total noninterest income | $195,000 | 9,319 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $117,000 | 7,920 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $4,317,000 | 3,244 |
| Salaries and employee benefits | $2,028,000 | 3,244 |
| Premises and equipment expense | $526,000 | 3,701 |
| Additional noninterest expense | $1,763,000 | 3,034 |
| Pre-tax net operating income | $3,336,000 | 2,040 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,199,000 | 1,925 |
| Income before extraordinary items | $2,137,000 | 2,340 |
| Extraordinary gains, net | $-105,000 | 12,928 |
| Net income | $2,032,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,137,000 | 2,201 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,273,000 | 2,173 |
| Total interest expense | $8,848,000 | 1,915 |
| Net interest income | $7,425,000 | 2,438 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $151,000 | 10,475 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $3,890,000 | 3,593 |
| Salaries and employee benefits | $1,783,000 | 3,587 |
| Premises and equipment expense | $475,000 | 4,151 |
| Additional noninterest expense | $1,632,000 | 3,354 |
| Pre-tax net operating income | $3,566,000 | 1,733 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,219,000 | 1,730 |
| Income before extraordinary items | $2,347,000 | 1,952 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,347,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,347,000 | 1,791 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.