Home > Studio Bank > Income and Expense
Studio Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $14,578,000 | 922 |
| Total interest expense | $7,173,000 | 739 |
| Net interest income | $7,405,000 | 1,134 |
| Provision for loan and lease losses | $203,000 | 1,010 |
| Total noninterest income | $1,148,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $127,000 | 1,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,021,000 | 946 |
| Total noninterest expense | $5,930,000 | 1,109 |
| Salaries and employee benefits | $3,777,000 | 1,014 |
| Premises and equipment expense | $380,000 | 1,579 |
| Additional noninterest expense | $1,021,000 | 946 |
| Pre-tax net operating income | $2,420,000 | 1,275 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $475,000 | 1,057 |
| Income before extraordinary items | $1,945,000 | 1,317 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,945,000 | 1,335 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,945,000 | 1,317 |
| Net charge-offs | $1,000 | 2,169 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,945,000 | 1,330 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $59,544,000 | 896 |
| Total interest expense | $32,682,000 | 702 |
| Net interest income | $26,862,000 | 1,155 |
| Provision for loan and lease losses | $579,000 | 1,274 |
| Total noninterest income | $4,716,000 | 1,222 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $477,000 | 1,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,239,000 | 974 |
| Total noninterest expense | $20,373,000 | 1,227 |
| Salaries and employee benefits | $13,248,000 | 1,090 |
| Premises and equipment expense | $1,548,000 | 1,523 |
| Additional noninterest expense | $4,239,000 | 974 |
| Pre-tax net operating income | $10,626,000 | 1,107 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $2,192,000 | 903 |
| Income before extraordinary items | $8,434,000 | 1,153 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,434,000 | 1,166 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,434,000 | 1,153 |
| Net charge-offs | $195,000 | 1,379 |
| Cash dividends | $2,100,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $8,434,000 | 1,174 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $44,416,000 | 890 |
| Total interest expense | $24,762,000 | 697 |
| Net interest income | $19,654,000 | 1,165 |
| Provision for loan and lease losses | $242,000 | 1,603 |
| Total noninterest income | $3,428,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $350,000 | 1,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,078,000 | 988 |
| Total noninterest expense | $14,966,000 | 1,231 |
| Salaries and employee benefits | $9,595,000 | 1,113 |
| Premises and equipment expense | $1,161,000 | 1,516 |
| Additional noninterest expense | $3,078,000 | 988 |
| Pre-tax net operating income | $7,874,000 | 1,105 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $1,929,000 | 811 |
| Income before extraordinary items | $5,945,000 | 1,197 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,945,000 | 1,212 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,945,000 | 1,199 |
| Net charge-offs | $21,000 | 2,099 |
| Cash dividends | $2,100,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $5,945,000 | 1,205 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $29,125,000 | 898 |
| Total interest expense | $16,277,000 | 701 |
| Net interest income | $12,848,000 | 1,178 |
| Provision for loan and lease losses | $-56,000 | 4,304 |
| Total noninterest income | $2,284,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $230,000 | 1,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,054,000 | 987 |
| Total noninterest expense | $9,926,000 | 1,242 |
| Salaries and employee benefits | $6,293,000 | 1,135 |
| Premises and equipment expense | $770,000 | 1,512 |
| Additional noninterest expense | $2,054,000 | 987 |
| Pre-tax net operating income | $5,262,000 | 1,090 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $1,286,000 | 800 |
| Income before extraordinary items | $3,976,000 | 1,180 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,976,000 | 1,198 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,976,000 | 1,182 |
| Net charge-offs | $7,000 | 2,151 |
| Cash dividends | $900,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,976,000 | 1,190 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $14,394,000 | 899 |
| Total interest expense | $8,163,000 | 696 |
| Net interest income | $6,231,000 | 1,215 |
| Provision for loan and lease losses | $138,000 | 1,043 |
| Total noninterest income | $1,157,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $106,000 | 1,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,051,000 | 958 |
| Total noninterest expense | $4,975,000 | 1,226 |
| Salaries and employee benefits | $3,172,000 | 1,130 |
| Premises and equipment expense | $403,000 | 1,459 |
| Additional noninterest expense | $1,051,000 | 958 |
| Pre-tax net operating income | $2,275,000 | 1,196 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $514,000 | 928 |
| Income before extraordinary items | $1,761,000 | 1,273 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,761,000 | 1,285 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,761,000 | 1,273 |
| Net charge-offs | $2,000 | 1,977 |
| Cash dividends | $900,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,761,000 | 1,276 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $49,080,000 | 951 |
| Total interest expense | $24,995,000 | 674 |
| Net interest income | $24,085,000 | 1,241 |
| Provision for loan and lease losses | $2,269,000 | 521 |
| Total noninterest income | $3,109,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $358,000 | 2,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,751,000 | 1,336 |
| Total noninterest expense | $19,286,000 | 1,242 |
| Salaries and employee benefits | $12,682,000 | 1,105 |
| Premises and equipment expense | $1,586,000 | 1,468 |
| Additional noninterest expense | $2,751,000 | 1,336 |
| Pre-tax net operating income | $5,639,000 | 1,795 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,545,000 | 1,160 |
| Income before extraordinary items | $4,094,000 | 1,965 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,094,000 | 1,989 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,094,000 | 1,968 |
| Net charge-offs | $-19,000 | 3,990 |
| Cash dividends | $5,190,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,094,000 | 2,000 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $35,022,000 | 964 |
| Total interest expense | $17,131,000 | 679 |
| Net interest income | $17,891,000 | 1,252 |
| Provision for loan and lease losses | $1,466,000 | 532 |
| Total noninterest income | $2,341,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $249,000 | 2,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,092,000 | 1,313 |
| Total noninterest expense | $14,662,000 | 1,227 |
| Salaries and employee benefits | $9,839,000 | 1,088 |
| Premises and equipment expense | $1,193,000 | 1,468 |
| Additional noninterest expense | $2,092,000 | 1,313 |
| Pre-tax net operating income | $4,104,000 | 1,873 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $919,000 | 1,339 |
| Income before extraordinary items | $3,185,000 | 1,985 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,185,000 | 2,004 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,185,000 | 1,985 |
| Net charge-offs | $-19,000 | 3,984 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,185,000 | 2,008 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $21,763,000 | 998 |
| Total interest expense | $9,955,000 | 683 |
| Net interest income | $11,808,000 | 1,273 |
| Provision for loan and lease losses | $546,000 | 743 |
| Total noninterest income | $1,318,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $155,000 | 2,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,163,000 | 1,398 |
| Total noninterest expense | $9,972,000 | 1,196 |
| Salaries and employee benefits | $6,823,000 | 1,034 |
| Premises and equipment expense | $804,000 | 1,447 |
| Additional noninterest expense | $1,163,000 | 1,397 |
| Pre-tax net operating income | $2,608,000 | 1,907 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $605,000 | 1,363 |
| Income before extraordinary items | $2,003,000 | 2,062 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,003,000 | 2,087 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,003,000 | 2,062 |
| Net charge-offs | $-19,000 | 4,096 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,003,000 | 2,075 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $10,288,000 | 1,037 |
| Total interest expense | $4,254,000 | 697 |
| Net interest income | $6,034,000 | 1,256 |
| Provision for loan and lease losses | $120,000 | 1,169 |
| Total noninterest income | $612,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 1,464 |
| Total noninterest expense | $5,175,000 | 1,179 |
| Salaries and employee benefits | $3,625,000 | 1,013 |
| Premises and equipment expense | $406,000 | 1,469 |
| Additional noninterest expense | $541,000 | 1,464 |
| Pre-tax net operating income | $1,351,000 | 1,909 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $302,000 | 1,385 |
| Income before extraordinary items | $1,049,000 | 2,038 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,049,000 | 2,037 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,049,000 | 2,038 |
| Net charge-offs | $-19,000 | 4,223 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,049,000 | 2,059 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $28,424,000 | 1,198 |
| Total interest expense | $4,977,000 | 791 |
| Net interest income | $23,447,000 | 1,265 |
| Provision for loan and lease losses | $2,910,000 | 405 |
| Total noninterest income | $3,822,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $262,000 | 2,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,560,000 | 1,134 |
| Total noninterest expense | $18,594,000 | 1,259 |
| Salaries and employee benefits | $13,156,000 | 1,074 |
| Premises and equipment expense | $1,370,000 | 1,638 |
| Additional noninterest expense | $3,560,000 | 1,134 |
| Pre-tax net operating income | $5,765,000 | 1,872 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $893,000 | 1,649 |
| Income before extraordinary items | $4,872,000 | 1,854 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,872,000 | 1,852 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,872,000 | 1,853 |
| Net charge-offs | $27,000 | 1,813 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $18,093,000 | 56 |
| Net operating income | $4,872,000 | 1,886 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,087,000 | 1,258 |
| Total interest expense | $2,124,000 | 962 |
| Net interest income | $16,963,000 | 1,279 |
| Provision for loan and lease losses | $2,192,000 | 375 |
| Total noninterest income | $3,034,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $194,000 | 2,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,840,000 | 1,108 |
| Total noninterest expense | $14,066,000 | 1,234 |
| Salaries and employee benefits | $10,025,000 | 1,050 |
| Premises and equipment expense | $1,000,000 | 1,686 |
| Additional noninterest expense | $2,840,000 | 1,108 |
| Pre-tax net operating income | $3,739,000 | 2,017 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $829,000 | 1,474 |
| Income before extraordinary items | $2,910,000 | 2,120 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,910,000 | 2,120 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,910,000 | 2,119 |
| Net charge-offs | $27,000 | 1,480 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $18,093,000 | 46 |
| Net operating income | $2,910,000 | 2,149 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,346,000 | 1,328 |
| Total interest expense | $899,000 | 1,240 |
| Net interest income | $10,447,000 | 1,337 |
| Provision for loan and lease losses | $1,429,000 | 324 |
| Total noninterest income | $2,246,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $121,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,125,000 | 1,057 |
| Total noninterest expense | $9,357,000 | 1,234 |
| Salaries and employee benefits | $6,800,000 | 1,037 |
| Premises and equipment expense | $575,000 | 1,874 |
| Additional noninterest expense | $1,982,000 | 1,612 |
| Pre-tax net operating income | $1,907,000 | 2,263 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $377,000 | 1,686 |
| Income before extraordinary items | $1,530,000 | 2,315 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,530,000 | 2,315 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,530,000 | 2,315 |
| Net charge-offs | $27,000 | 1,209 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $18,092,000 | 38 |
| Net operating income | $1,530,000 | 2,353 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 1,376 |
| Total interest expense | $360,000 | 1,426 |
| Net interest income | $4,875,000 | 1,377 |
| Provision for loan and lease losses | $500,000 | 332 |
| Total noninterest income | $1,230,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $58,000 | 2,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,172,000 | 983 |
| Total noninterest expense | $4,673,000 | 1,229 |
| Salaries and employee benefits | $3,504,000 | 1,014 |
| Premises and equipment expense | $226,000 | 2,172 |
| Additional noninterest expense | $943,000 | 1,642 |
| Pre-tax net operating income | $932,000 | 2,190 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $198,000 | 1,612 |
| Income before extraordinary items | $734,000 | 2,303 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $734,000 | 2,302 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $734,000 | 2,303 |
| Net charge-offs | $27,000 | 869 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $12,566,000 | 18 |
| Net operating income | $734,000 | 2,320 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,830,000 | 1,705 |
| Total interest expense | $1,488,000 | 1,676 |
| Net interest income | $15,342,000 | 1,697 |
| Provision for loan and lease losses | $1,347,000 | 432 |
| Total noninterest income | $6,561,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $202,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,359,000 | 907 |
| Total noninterest expense | $16,282,000 | 1,356 |
| Salaries and employee benefits | $12,388,000 | 1,097 |
| Premises and equipment expense | $858,000 | 2,217 |
| Additional noninterest expense | $3,036,000 | 1,961 |
| Pre-tax net operating income | $4,274,000 | 2,247 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-2,080,000 | 4,833 |
| Income before extraordinary items | $6,354,000 | 1,602 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,354,000 | 1,602 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,354,000 | 1,602 |
| Net charge-offs | $3,000 | 2,526 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $312,000 | 368 |
| Net operating income | $6,354,000 | 1,582 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,778,000 | 1,822 |
| Total interest expense | $1,113,000 | 1,760 |
| Net interest income | $10,665,000 | 1,822 |
| Provision for loan and lease losses | $1,050,000 | 415 |
| Total noninterest income | $5,229,000 | 1,089 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $146,000 | 2,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,083,000 | 889 |
| Total noninterest expense | $12,039,000 | 1,388 |
| Salaries and employee benefits | $9,139,000 | 1,120 |
| Premises and equipment expense | $646,000 | 2,245 |
| Additional noninterest expense | $2,254,000 | 1,979 |
| Pre-tax net operating income | $2,805,000 | 2,516 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $146,000 | 2,746 |
| Income before extraordinary items | $2,659,000 | 2,426 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,659,000 | 2,426 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,659,000 | 2,426 |
| Net charge-offs | $3,000 | 2,246 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 365 |
| Net operating income | $2,659,000 | 2,394 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 1,942 |
| Total interest expense | $740,000 | 1,825 |
| Net interest income | $6,558,000 | 1,924 |
| Provision for loan and lease losses | $344,000 | 815 |
| Total noninterest income | $3,766,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $95,000 | 2,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,671,000 | 855 |
| Total noninterest expense | $7,879,000 | 1,398 |
| Salaries and employee benefits | $6,051,000 | 1,113 |
| Premises and equipment expense | $420,000 | 2,271 |
| Additional noninterest expense | $1,408,000 | 2,059 |
| Pre-tax net operating income | $2,101,000 | 2,320 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $116,000 | 2,651 |
| Income before extraordinary items | $1,985,000 | 2,235 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,985,000 | 2,231 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,985,000 | 2,235 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 350 |
| Net operating income | $1,985,000 | 2,202 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 1,999 |
| Total interest expense | $378,000 | 1,869 |
| Net interest income | $3,079,000 | 1,991 |
| Provision for loan and lease losses | $208,000 | 789 |
| Total noninterest income | $2,191,000 | 940 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $25,000 | 3,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,166,000 | 775 |
| Total noninterest expense | $3,886,000 | 1,402 |
| Salaries and employee benefits | $2,978,000 | 1,124 |
| Premises and equipment expense | $207,000 | 2,307 |
| Additional noninterest expense | $701,000 | 2,037 |
| Pre-tax net operating income | $1,176,000 | 2,174 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $91,000 | 2,342 |
| Income before extraordinary items | $1,085,000 | 2,107 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,085,000 | 2,107 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,085,000 | 2,107 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 340 |
| Net operating income | $1,085,000 | 2,072 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,507,000 | 2,306 |
| Total interest expense | $2,409,000 | 1,751 |
| Net interest income | $9,098,000 | 2,407 |
| Provision for loan and lease losses | $1,545,000 | 1,237 |
| Total noninterest income | $6,623,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $85,000 | 3,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,538,000 | 850 |
| Total noninterest expense | $13,361,000 | 1,554 |
| Salaries and employee benefits | $10,302,000 | 1,224 |
| Premises and equipment expense | $792,000 | 2,362 |
| Additional noninterest expense | $2,267,000 | 2,331 |
| Pre-tax net operating income | $815,000 | 3,869 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $815,000 | 3,835 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $815,000 | 3,835 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $815,000 | 3,835 |
| Net charge-offs | $4,000 | 3,213 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $9,662,000 | 62 |
| Net operating income | $815,000 | 3,786 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 2,400 |
| Total interest expense | $1,968,000 | 1,723 |
| Net interest income | $6,205,000 | 2,569 |
| Provision for loan and lease losses | $1,332,000 | 1,152 |
| Total noninterest income | $3,856,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $59,000 | 3,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,797,000 | 974 |
| Total noninterest expense | $9,506,000 | 1,610 |
| Salaries and employee benefits | $7,217,000 | 1,282 |
| Premises and equipment expense | $594,000 | 2,352 |
| Additional noninterest expense | $1,695,000 | 2,317 |
| Pre-tax net operating income | $-777,000 | 4,923 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-777,000 | 4,925 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-777,000 | 4,925 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-777,000 | 4,925 |
| Net charge-offs | $4,000 | 2,970 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $9,198,000 | 46 |
| Net operating income | $-777,000 | 4,921 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 2,511 |
| Total interest expense | $1,399,000 | 1,738 |
| Net interest income | $3,775,000 | 2,720 |
| Provision for loan and lease losses | $1,000,000 | 1,077 |
| Total noninterest income | $2,065,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $33,000 | 4,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,032,000 | 1,081 |
| Total noninterest expense | $5,981,000 | 1,685 |
| Salaries and employee benefits | $4,493,000 | 1,349 |
| Premises and equipment expense | $397,000 | 2,345 |
| Additional noninterest expense | $1,091,000 | 2,368 |
| Pre-tax net operating income | $-1,141,000 | 4,982 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-1,141,000 | 4,977 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,141,000 | 4,977 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,141,000 | 4,977 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 285 |
| Net operating income | $-1,141,000 | 4,984 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 2,482 |
| Total interest expense | $774,000 | 1,727 |
| Net interest income | $1,857,000 | 2,721 |
| Provision for loan and lease losses | $298,000 | 1,215 |
| Total noninterest income | $614,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $12,000 | 4,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $602,000 | 1,351 |
| Total noninterest expense | $2,958,000 | 1,714 |
| Salaries and employee benefits | $2,170,000 | 1,403 |
| Premises and equipment expense | $203,000 | 2,325 |
| Additional noninterest expense | $585,000 | 2,283 |
| Pre-tax net operating income | $-785,000 | 5,014 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-785,000 | 4,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-785,000 | 4,996 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-785,000 | 4,995 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 235 |
| Net operating income | $-785,000 | 5,024 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,233,000 | 3,133 |
| Total interest expense | $2,304,000 | 2,145 |
| Net interest income | $4,929,000 | 3,420 |
| Provision for loan and lease losses | $1,282,000 | 749 |
| Total noninterest income | $1,804,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $30,000 | 4,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,774,000 | 1,649 |
| Total noninterest expense | $10,617,000 | 1,830 |
| Salaries and employee benefits | $7,930,000 | 1,462 |
| Premises and equipment expense | $786,000 | 2,370 |
| Additional noninterest expense | $1,901,000 | 2,644 |
| Pre-tax net operating income | $-5,166,000 | 5,172 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-5,166,000 | 5,165 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-5,166,000 | 5,165 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-5,166,000 | 5,165 |
| Net charge-offs | $2,000 | 3,605 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $821,000 | 230 |
| Net operating income | $-5,166,000 | 5,164 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 3,307 |
| Total interest expense | $1,572,000 | 2,282 |
| Net interest income | $3,416,000 | 3,630 |
| Provision for loan and lease losses | $914,000 | 728 |
| Total noninterest income | $1,090,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $15,000 | 4,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,075,000 | 1,831 |
| Total noninterest expense | $7,707,000 | 1,892 |
| Salaries and employee benefits | $5,806,000 | 1,497 |
| Premises and equipment expense | $586,000 | 2,397 |
| Additional noninterest expense | $1,315,000 | 2,801 |
| Pre-tax net operating income | $-4,115,000 | 5,250 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-4,115,000 | 5,247 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-4,115,000 | 5,247 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-4,115,000 | 5,247 |
| Net charge-offs | $2,000 | 3,298 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 200 |
| Net operating income | $-4,115,000 | 5,246 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 3,541 |
| Total interest expense | $875,000 | 2,542 |
| Net interest income | $2,057,000 | 3,815 |
| Provision for loan and lease losses | $668,000 | 667 |
| Total noninterest income | $502,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $7,000 | 5,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 2,218 |
| Total noninterest expense | $4,966,000 | 1,946 |
| Salaries and employee benefits | $3,793,000 | 1,530 |
| Premises and equipment expense | $383,000 | 2,427 |
| Additional noninterest expense | $790,000 | 3,026 |
| Pre-tax net operating income | $-3,075,000 | 5,301 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-3,075,000 | 5,294 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-3,075,000 | 5,294 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-3,075,000 | 5,294 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $568,000 | 162 |
| Net operating income | $-3,075,000 | 5,294 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 3,744 |
| Total interest expense | $407,000 | 2,620 |
| Net interest income | $897,000 | 4,057 |
| Provision for loan and lease losses | $280,000 | 742 |
| Total noninterest income | $217,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $2,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 2,323 |
| Total noninterest expense | $2,336,000 | 2,041 |
| Salaries and employee benefits | $1,822,000 | 1,597 |
| Premises and equipment expense | $182,000 | 2,524 |
| Additional noninterest expense | $332,000 | 3,370 |
| Pre-tax net operating income | $-1,502,000 | 5,352 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-1,502,000 | 5,340 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,502,000 | 5,339 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-1,502,000 | 5,339 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $427,000 | 112 |
| Net operating income | $-1,502,000 | 5,343 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 5,186 |
| Total interest expense | $267,000 | 4,614 |
| Net interest income | $927,000 | 5,227 |
| Provision for loan and lease losses | $348,000 | 1,823 |
| Total noninterest income | $176,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $0 | 5,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 4,186 |
| Total noninterest expense | $4,538,000 | 3,246 |
| Salaries and employee benefits | $3,217,000 | 2,833 |
| Premises and equipment expense | $272,000 | 4,160 |
| Additional noninterest expense | $1,049,000 | 3,814 |
| Pre-tax net operating income | $-3,783,000 | 5,398 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-3,783,000 | 5,387 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-3,783,000 | 5,386 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-3,783,000 | 5,386 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $49,188,000 | 13 |
| Net operating income | $-3,783,000 | 5,388 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $398,000 | 5,429 |
| Total interest expense | $39,000 | 5,355 |
| Net interest income | $359,000 | 5,430 |
| Provision for loan and lease losses | $116,000 | 2,495 |
| Total noninterest income | $19,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $0 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 5,161 |
| Total noninterest expense | $2,236,000 | 4,041 |
| Salaries and employee benefits | $1,605,000 | 3,563 |
| Premises and equipment expense | $125,000 | 4,743 |
| Additional noninterest expense | $506,000 | 4,482 |
| Pre-tax net operating income | $-1,974,000 | 5,461 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-1,974,000 | 5,451 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,974,000 | 5,450 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-1,974,000 | 5,450 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $49,019,000 | 12 |
| Net operating income | $-1,974,000 | 5,450 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $18,000 | 5,540 |
| Total interest expense | $0 | 5,529 |
| Net interest income | $18,000 | 5,539 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $0 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $0 | 5,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,428 |
| Total noninterest expense | $270,000 | 5,471 |
| Salaries and employee benefits | $200,000 | 5,380 |
| Premises and equipment expense | $2,000 | 5,527 |
| Additional noninterest expense | $68,000 | 5,483 |
| Pre-tax net operating income | $-252,000 | 5,450 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-252,000 | 5,437 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-252,000 | 5,436 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-252,000 | 5,436 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $48,960,000 | 7 |
| Net operating income | $-252,000 | 5,442 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.