Home > Stromsburg Bank > Income and Expense
Stromsburg Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,112,000 | 8,372 |
Total interest expense | $1,047,000 | 8,056 |
Net interest income | $1,065,000 | 8,481 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $171,000 | 7,830 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $116,000 | 6,430 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $55,000 | 7,882 |
Total noninterest expense | $588,000 | 9,358 |
Salaries and employee benefits | $356,000 | 9,150 |
Premises and equipment expense | $74,000 | 9,145 |
Additional noninterest expense | $158,000 | 9,446 |
Pre-tax net operating income | $648,000 | 6,531 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $13,000 | 8,404 |
Income before extraordinary items | $635,000 | 5,741 |
Extraordinary gains, net | $0 | 35 |
Net income | $635,000 | 5,739 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $635,000 | 5,707 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,999,000 | 8,683 |
Total interest expense | $1,051,000 | 8,279 |
Net interest income | $948,000 | 8,919 |
Provision for loan and lease losses | $36,000 | 7,078 |
Total noninterest income | $156,000 | 8,145 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $86,000 | 7,135 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $70,000 | 7,479 |
Total noninterest expense | $564,000 | 9,571 |
Salaries and employee benefits | $332,000 | 9,406 |
Premises and equipment expense | $84,000 | 9,069 |
Additional noninterest expense | $148,000 | 9,677 |
Pre-tax net operating income | $504,000 | 7,339 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $87,000 | 7,722 |
Income before extraordinary items | $417,000 | 7,109 |
Extraordinary gains, net | $0 | 32 |
Net income | $417,000 | 7,107 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $417,000 | 7,016 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,897,000 | 9,143 |
Total interest expense | $1,003,000 | 8,685 |
Net interest income | $894,000 | 9,433 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $114,000 | 9,164 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $81,000 | 7,630 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $33,000 | 9,193 |
Total noninterest expense | $528,000 | 10,025 |
Salaries and employee benefits | $305,000 | 9,920 |
Premises and equipment expense | $83,000 | 9,364 |
Additional noninterest expense | $140,000 | 10,120 |
Pre-tax net operating income | $480,000 | 8,032 |
Securities gains (losses) | $-2,000 | 9,246 |
Applicable income taxes | $153,000 | 7,571 |
Income before extraordinary items | $325,000 | 8,185 |
Extraordinary gains, net | $0 | 44 |
Net income | $325,000 | 8,188 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 9,638 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $-412,000 | 10,828 |
Net operating income | $326,360 | 8,133 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,870,000 | 9,558 |
Total interest expense | $995,000 | 9,028 |
Net interest income | $875,000 | 9,895 |
Provision for loan and lease losses | $36,000 | 7,135 |
Total noninterest income | $92,000 | 10,047 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $72,000 | 8,218 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 10,411 |
Total noninterest expense | $487,000 | 10,640 |
Salaries and employee benefits | $293,000 | 10,408 |
Premises and equipment expense | $72,000 | 10,016 |
Additional noninterest expense | $122,000 | 10,878 |
Pre-tax net operating income | $444,000 | 8,249 |
Securities gains (losses) | $-4,000 | 9,823 |
Applicable income taxes | $139,000 | 8,045 |
Income before extraordinary items | $301,000 | 8,415 |
Extraordinary gains, net | $0 | 53 |
Net income | $301,000 | 8,412 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,441 |
Cash dividends | $630,000 | 2,948 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $303,720 | 8,339 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,873,000 | 9,927 |
Total interest expense | $973,000 | 9,349 |
Net interest income | $900,000 | 10,241 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $134,000 | 9,586 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $20,000 | 10,011 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $114,000 | 6,804 |
Total noninterest expense | $536,000 | 10,861 |
Salaries and employee benefits | $317,000 | 10,612 |
Premises and equipment expense | $79,000 | 10,226 |
Additional noninterest expense | $140,000 | 11,180 |
Pre-tax net operating income | $488,000 | 8,502 |
Securities gains (losses) | $5,000 | 2,809 |
Applicable income taxes | $145,000 | 8,346 |
Income before extraordinary items | $348,000 | 8,497 |
Extraordinary gains, net | $0 | 65 |
Net income | $348,000 | 8,501 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $306,000 | 4,453 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $344,450 | 8,496 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,645,000 | 10,449 |
Total interest expense | $811,000 | 9,550 |
Net interest income | $834,000 | 10,940 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $114,000 | 10,428 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $94,000 | 8,249 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 11,420 |
Total noninterest expense | $531,000 | 11,449 |
Salaries and employee benefits | $314,000 | 11,073 |
Premises and equipment expense | $65,000 | 11,133 |
Additional noninterest expense | $152,000 | 11,766 |
Pre-tax net operating income | $417,000 | 9,234 |
Securities gains (losses) | $-4,000 | 9,291 |
Applicable income taxes | $106,000 | 9,219 |
Income before extraordinary items | $307,000 | 9,072 |
Extraordinary gains, net | $0 | 249 |
Net income | $307,000 | 9,076 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $250,000 | 4,888 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $309,960 | 9,114 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,628,000 | 10,950 |
Total interest expense | $821,000 | 9,927 |
Net interest income | $807,000 | 11,483 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $86,000 | 11,666 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $74,000 | 9,210 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 12,609 |
Total noninterest expense | $522,000 | 12,049 |
Salaries and employee benefits | $316,000 | 11,491 |
Premises and equipment expense | $153,000 | 8,816 |
Additional noninterest expense | $53,000 | 13,200 |
Pre-tax net operating income | $371,000 | 9,650 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $90,000 | 9,984 |
Income before extraordinary items | $281,000 | 9,680 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $281,000 | 9,828 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 11,050 |
Cash dividends | $148,000 | 6,180 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $281,000 | 9,419 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,787,000 | 11,336 |
Total interest expense | $983,000 | 10,474 |
Net interest income | $804,000 | 11,895 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $60,000 | 12,846 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 10,309 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 13,358 |
Total noninterest expense | $501,000 | 12,629 |
Salaries and employee benefits | $283,000 | 12,209 |
Premises and equipment expense | $68,000 | 11,957 |
Additional noninterest expense | $150,000 | 12,956 |
Pre-tax net operating income | $363,000 | 9,551 |
Securities gains (losses) | $-1,000 | 12,730 |
Applicable income taxes | $80,000 | 10,440 |
Income before extraordinary items | $282,000 | 9,517 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $282,000 | 9,651 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $282,780 | 9,138 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.