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Stride Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$86,699,000	600
Total interest expense	$4,838,000	2,052
Net interest income	$81,861,000	444
Provision for loan and lease losses	$4,517,000	347
Total noninterest income	$69,205,000	200
Gross Fiduciary activities income	$2,597,000	357
Service charges on deposit accounts	$2,831,000	418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,777,000	149
Total noninterest expense	$73,062,000	402
Salaries and employee benefits	$47,888,000	336
Premises and equipment expense	$5,216,000	527
Additional noninterest expense	$63,777,000	149
Pre-tax net operating income	$73,487,000	267
Securities gains (losses)	$0	988
Applicable income taxes	$17,651,000	230
Income before extraordinary items	$55,836,000	265
Extraordinary gains, net	$0	54
Net income	$55,836,000	268
Minority interest net income	$0	88
Net income of bank and minority interests.	$55,836,000	267
Net charge-offs	$1,014,000	525
Cash dividends	$13,850,000	394
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$55,836,000	273
2023-09-30 (YTD Data)		Rank
Total interest income	$61,834,000	611
Total interest expense	$3,293,000	2,061
Net interest income	$58,541,000	477
Provision for loan and lease losses	$1,879,000	464
Total noninterest income	$51,038,000	207
Gross Fiduciary activities income	$1,940,000	357
Service charges on deposit accounts	$2,112,000	419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,986,000	151
Total noninterest expense	$52,644,000	416
Salaries and employee benefits	$34,775,000	349
Premises and equipment expense	$3,971,000	524
Additional noninterest expense	$46,986,000	151
Pre-tax net operating income	$55,056,000	275
Securities gains (losses)	$0	849
Applicable income taxes	$13,167,000	237
Income before extraordinary items	$41,889,000	274
Extraordinary gains, net	$0	52
Net income	$41,889,000	276
Minority interest net income	$0	81
Net income of bank and minority interests.	$41,889,000	275
Net charge-offs	$15,000	2,004
Cash dividends	$11,100,000	347
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$41,889,000	280
2023-06-30 (YTD Data)		Rank
Total interest income	$39,679,000	607
Total interest expense	$2,086,000	1,967
Net interest income	$37,593,000	491
Provision for loan and lease losses	$1,237,000	459
Total noninterest income	$33,940,000	196
Gross Fiduciary activities income	$1,283,000	354
Service charges on deposit accounts	$1,348,000	417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,309,000	145
Total noninterest expense	$32,981,000	428
Salaries and employee benefits	$21,520,000	368
Premises and equipment expense	$2,560,000	531
Additional noninterest expense	$31,309,000	145
Pre-tax net operating income	$37,315,000	270
Securities gains (losses)	$0	938
Applicable income taxes	$8,909,000	239
Income before extraordinary items	$28,406,000	269
Extraordinary gains, net	$0	51
Net income	$28,406,000	274
Minority interest net income	$0	81
Net income of bank and minority interests.	$28,406,000	269
Net charge-offs	$-109,000	4,464
Cash dividends	$6,800,000	360
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$28,406,000	272
2023-03-31 (YTD Data)		Rank
Total interest income	$19,303,000	623
Total interest expense	$1,009,000	1,819
Net interest income	$18,294,000	510
Provision for loan and lease losses	$619,000	459
Total noninterest income	$16,130,000	198
Gross Fiduciary activities income	$610,000	372
Service charges on deposit accounts	$699,000	423
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,821,000	147
Total noninterest expense	$16,334,000	442
Salaries and employee benefits	$10,694,000	380
Premises and equipment expense	$1,272,000	557
Additional noninterest expense	$14,821,000	147
Pre-tax net operating income	$17,471,000	289
Securities gains (losses)	$0	950
Applicable income taxes	$4,161,000	255
Income before extraordinary items	$13,310,000	295
Extraordinary gains, net	$0	4
Net income	$13,310,000	296
Minority interest net income	$0	48
Net income of bank and minority interests.	$13,310,000	296
Net charge-offs	$-178,000	4,598
Cash dividends	$3,300,000	355
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$13,310,000	297
2022-12-31 (YTD Data)		Rank
Total interest income	$50,257,000	738
Total interest expense	$2,471,000	1,373
Net interest income	$47,786,000	697
Provision for loan and lease losses	$1,347,000	671
Total noninterest income	$61,177,000	218
Gross Fiduciary activities income	$2,667,000	362
Service charges on deposit accounts	$2,844,000	435
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,666,000	165
Total noninterest expense	$62,922,000	447
Salaries and employee benefits	$42,301,000	370
Premises and equipment expense	$4,922,000	555
Additional noninterest expense	$55,666,000	165
Pre-tax net operating income	$44,694,000	415
Securities gains (losses)	$0	691
Applicable income taxes	$10,772,000	357
Income before extraordinary items	$33,922,000	425
Extraordinary gains, net	$0	5
Net income	$33,922,000	426
Minority interest net income	$0	63
Net income of bank and minority interests.	$33,922,000	426
Net charge-offs	$1,026,000	414
Cash dividends	$12,000,000	409
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$33,922,000	430
2022-09-30 (YTD Data)		Rank
Total interest income	$34,491,000	765
Total interest expense	$1,713,000	1,165
Net interest income	$32,778,000	741
Provision for loan and lease losses	$798,000	727
Total noninterest income	$46,060,000	225
Gross Fiduciary activities income	$2,007,000	361
Service charges on deposit accounts	$2,118,000	442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,935,000	173
Total noninterest expense	$46,069,000	453
Salaries and employee benefits	$31,548,000	373
Premises and equipment expense	$3,350,000	610
Additional noninterest expense	$41,935,000	173
Pre-tax net operating income	$31,971,000	423
Securities gains (losses)	$0	740
Applicable income taxes	$7,721,000	371
Income before extraordinary items	$24,250,000	435
Extraordinary gains, net	$0	4
Net income	$24,250,000	434
Minority interest net income	$0	57
Net income of bank and minority interests.	$24,250,000	435
Net charge-offs	$835,000	336
Cash dividends	$9,000,000	386
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$24,250,000	446
2022-06-30 (YTD Data)		Rank
Total interest income	$21,264,000	789
Total interest expense	$1,136,000	1,013
Net interest income	$20,128,000	781
Provision for loan and lease losses	$789,000	498
Total noninterest income	$30,744,000	217
Gross Fiduciary activities income	$1,417,000	312
Service charges on deposit accounts	$1,390,000	444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,937,000	178
Total noninterest expense	$30,820,000	441
Salaries and employee benefits	$21,121,000	361
Premises and equipment expense	$2,235,000	611
Additional noninterest expense	$7,464,000	549
Pre-tax net operating income	$19,263,000	436
Securities gains (losses)	$0	687
Applicable income taxes	$4,666,000	382
Income before extraordinary items	$14,597,000	451
Extraordinary gains, net	$0	4
Net income	$14,597,000	451
Minority interest net income	$0	60
Net income of bank and minority interests.	$14,597,000	451
Net charge-offs	$754,000	270
Cash dividends	$6,000,000	380
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$14,597,000	460
2022-03-31 (YTD Data)		Rank
Total interest income	$9,754,000	829
Total interest expense	$642,000	854
Net interest income	$9,112,000	829
Provision for loan and lease losses	$3,000	2,190
Total noninterest income	$13,436,000	246
Gross Fiduciary activities income	$710,000	312
Service charges on deposit accounts	$678,000	446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,048,000	201
Total noninterest expense	$15,697,000	439
Salaries and employee benefits	$10,513,000	369
Premises and equipment expense	$1,073,000	636
Additional noninterest expense	$4,111,000	495
Pre-tax net operating income	$6,848,000	551
Securities gains (losses)	$0	623
Applicable income taxes	$1,675,000	466
Income before extraordinary items	$5,173,000	578
Extraordinary gains, net	$0	4
Net income	$5,173,000	577
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,173,000	578
Net charge-offs	$772,000	179
Cash dividends	$3,000,000	350
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$5,173,000	586
2021-12-31 (YTD Data)		Rank
Total interest income	$40,763,000	813
Total interest expense	$2,514,000	1,078
Net interest income	$38,249,000	799
Provision for loan and lease losses	$4,280,000	129
Total noninterest income	$46,718,000	290
Gross Fiduciary activities income	$3,583,000	282
Service charges on deposit accounts	$2,829,000	416
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,306,000	256
Total noninterest expense	$54,435,000	487
Salaries and employee benefits	$36,855,000	413
Premises and equipment expense	$4,015,000	659
Additional noninterest expense	$13,565,000	600
Pre-tax net operating income	$26,252,000	603
Securities gains (losses)	$0	2,062
Applicable income taxes	$6,748,000	514
Income before extraordinary items	$19,504,000	657
Extraordinary gains, net	$0	10
Net income	$19,504,000	657
Minority interest net income	$0	74
Net income of bank and minority interests.	$19,504,000	658
Net charge-offs	$3,093,000	219
Cash dividends	$5,200,000	767
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$19,504,000	646
2021-09-30 (YTD Data)		Rank
Total interest income	$31,213,000	814
Total interest expense	$1,905,000	1,124
Net interest income	$29,308,000	795
Provision for loan and lease losses	$3,324,000	119
Total noninterest income	$33,238,000	301
Gross Fiduciary activities income	$2,652,000	281
Service charges on deposit accounts	$1,947,000	445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,639,000	266
Total noninterest expense	$39,645,000	504
Salaries and employee benefits	$26,640,000	430
Premises and equipment expense	$2,921,000	692
Additional noninterest expense	$10,084,000	598
Pre-tax net operating income	$19,577,000	629
Securities gains (losses)	$0	2,015
Applicable income taxes	$5,002,000	527
Income before extraordinary items	$14,575,000	682
Extraordinary gains, net	$0	8
Net income	$14,575,000	682
Minority interest net income	$0	69
Net income of bank and minority interests.	$14,575,000	682
Net charge-offs	$2,390,000	219
Cash dividends	$2,000,000	1,149
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$14,575,000	672
2021-06-30 (YTD Data)		Rank
Total interest income	$20,250,000	830
Total interest expense	$1,242,000	1,209
Net interest income	$19,008,000	802
Provision for loan and lease losses	$2,365,000	123
Total noninterest income	$20,017,000	330
Gross Fiduciary activities income	$1,782,000	275
Service charges on deposit accounts	$1,299,000	434
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,936,000	296
Total noninterest expense	$24,936,000	531
Salaries and employee benefits	$16,549,000	457
Premises and equipment expense	$1,889,000	708
Additional noninterest expense	$6,498,000	606
Pre-tax net operating income	$11,724,000	665
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,989,000	569
Income before extraordinary items	$8,735,000	737
Extraordinary gains, net	$0	6
Net income	$8,735,000	737
Minority interest net income	$0	67
Net income of bank and minority interests.	$8,735,000	737
Net charge-offs	$811,000	299
Cash dividends	$2,000,000	837
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$8,735,000	717
2021-03-31 (YTD Data)		Rank
Total interest income	$10,535,000	794
Total interest expense	$459,000	1,613
Net interest income	$10,076,000	752
Provision for loan and lease losses	$1,120,000	166
Total noninterest income	$6,426,000	455
Gross Fiduciary activities income	$867,000	276
Service charges on deposit accounts	$689,000	409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,870,000	452
Total noninterest expense	$10,402,000	627
Salaries and employee benefits	$6,826,000	540
Premises and equipment expense	$920,000	734
Additional noninterest expense	$2,656,000	714
Pre-tax net operating income	$4,980,000	767
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,271,000	632
Income before extraordinary items	$3,709,000	862
Extraordinary gains, net	$0	3
Net income	$3,709,000	862
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,709,000	862
Net charge-offs	$342,000	319
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,709,000	839
2020-12-31 (YTD Data)		Rank
Total interest income	$36,551,000	907
Total interest expense	$2,687,000	1,633
Net interest income	$33,864,000	845
Provision for loan and lease losses	$2,870,000	828
Total noninterest income	$15,661,000	590
Gross Fiduciary activities income	$2,970,000	291
Service charges on deposit accounts	$2,405,000	461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,286,000	630
Total noninterest expense	$35,816,000	697
Salaries and employee benefits	$21,412,000	668
Premises and equipment expense	$3,029,000	852
Additional noninterest expense	$11,375,000	668
Pre-tax net operating income	$10,839,000	995
Securities gains (losses)	$124,000	1,283
Applicable income taxes	$3,183,000	672
Income before extraordinary items	$7,780,000	1,163
Extraordinary gains, net	$0	4
Net income	$7,780,000	1,163
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,780,000	1,163
Net charge-offs	$1,423,000	523
Cash dividends	$1,190,000	2,017
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,682,040	1,145
2020-09-30 (YTD Data)		Rank
Total interest income	$26,272,000	934
Total interest expense	$2,191,000	1,600
Net interest income	$24,081,000	880
Provision for loan and lease losses	$2,220,000	837
Total noninterest income	$10,374,000	621
Gross Fiduciary activities income	$2,173,000	291
Service charges on deposit accounts	$1,688,000	474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,513,000	680
Total noninterest expense	$26,770,000	690
Salaries and employee benefits	$16,127,000	647
Premises and equipment expense	$2,242,000	855
Additional noninterest expense	$8,401,000	659
Pre-tax net operating income	$5,465,000	1,308
Securities gains (losses)	$124,000	1,125
Applicable income taxes	$1,859,000	776
Income before extraordinary items	$3,730,000	1,602
Extraordinary gains, net	$0	4
Net income	$3,730,000	1,603
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,730,000	1,603
Net charge-offs	$443,000	807
Cash dividends	$765,000	1,943
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,632,040	1,604
2020-06-30 (YTD Data)		Rank
Total interest income	$17,467,000	948
Total interest expense	$1,628,000	1,549
Net interest income	$15,839,000	888
Provision for loan and lease losses	$1,619,000	816
Total noninterest income	$6,059,000	650
Gross Fiduciary activities income	$1,419,000	292
Service charges on deposit accounts	$1,161,000	463
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,479,000	739
Total noninterest expense	$17,003,000	717
Salaries and employee benefits	$10,695,000	648
Premises and equipment expense	$1,456,000	878
Additional noninterest expense	$4,852,000	736
Pre-tax net operating income	$3,276,000	1,341
Securities gains (losses)	$124,000	909
Applicable income taxes	$1,312,000	676
Income before extraordinary items	$2,088,000	1,780
Extraordinary gains, net	$0	4
Net income	$2,088,000	1,781
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,088,000	1,781
Net charge-offs	$382,000	704
Cash dividends	$340,000	2,308
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,990,040	1,818
2020-03-31 (YTD Data)		Rank
Total interest income	$8,803,000	945
Total interest expense	$975,000	1,453
Net interest income	$7,828,000	880
Provision for loan and lease losses	$783,000	698
Total noninterest income	$2,885,000	623
Gross Fiduciary activities income	$722,000	289
Service charges on deposit accounts	$667,000	461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,496,000	736
Total noninterest expense	$8,362,000	735
Salaries and employee benefits	$5,342,000	646
Premises and equipment expense	$706,000	904
Additional noninterest expense	$2,314,000	772
Pre-tax net operating income	$1,568,000	1,280
Securities gains (losses)	$40,000	915
Applicable income taxes	$807,000	530
Income before extraordinary items	$801,000	1,977
Extraordinary gains, net	$0	4
Net income	$801,000	1,977
Minority interest net income	$0	56
Net income of bank and minority interests.	$801,000	1,977
Net charge-offs	$-289,000	5,063
Cash dividends	$340,000	1,565
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$769,400	2,005
2019-12-31 (YTD Data)		Rank
Total interest income	$35,557,000	947
Total interest expense	$4,469,000	1,356
Net interest income	$31,088,000	876
Provision for loan and lease losses	$2,070,000	523
Total noninterest income	$10,598,000	664
Gross Fiduciary activities income	$2,725,000	295
Service charges on deposit accounts	$2,656,000	481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,217,000	805
Total noninterest expense	$31,207,000	751
Salaries and employee benefits	$19,203,000	700
Premises and equipment expense	$2,800,000	906
Additional noninterest expense	$9,204,000	754
Pre-tax net operating income	$8,409,000	1,195
Securities gains (losses)	$4,000	2,137
Applicable income taxes	$360,000	2,231
Income before extraordinary items	$8,053,000	1,106
Extraordinary gains, net	$0	11
Net income	$8,053,000	1,108
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,053,000	1,108
Net charge-offs	$1,864,000	439
Cash dividends	$4,647,000	844
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,049,160	1,086
2019-09-30 (YTD Data)		Rank
Total interest income	$26,690,000	945
Total interest expense	$3,437,000	1,335
Net interest income	$23,253,000	877
Provision for loan and lease losses	$1,551,000	492
Total noninterest income	$7,937,000	662
Gross Fiduciary activities income	$2,022,000	297
Service charges on deposit accounts	$1,955,000	488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,960,000	794
Total noninterest expense	$23,086,000	757
Salaries and employee benefits	$14,212,000	704
Premises and equipment expense	$2,072,000	914
Additional noninterest expense	$6,802,000	767
Pre-tax net operating income	$6,553,000	1,184
Securities gains (losses)	$4,000	1,882
Applicable income taxes	$384,000	2,037
Income before extraordinary items	$6,173,000	1,113
Extraordinary gains, net	$0	11
Net income	$6,173,000	1,114
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,173,000	1,114
Net charge-offs	$1,266,000	424
Cash dividends	$3,285,000	828
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,169,240	1,088
2019-06-30 (YTD Data)		Rank
Total interest income	$17,052,000	972
Total interest expense	$2,300,000	1,323
Net interest income	$14,752,000	917
Provision for loan and lease losses	$1,033,000	477
Total noninterest income	$5,377,000	648
Gross Fiduciary activities income	$1,335,000	298
Service charges on deposit accounts	$1,274,000	494
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,768,000	751
Total noninterest expense	$15,102,000	765
Salaries and employee benefits	$9,227,000	718
Premises and equipment expense	$1,313,000	952
Additional noninterest expense	$4,562,000	766
Pre-tax net operating income	$3,994,000	1,232
Securities gains (losses)	$0	1,702
Applicable income taxes	$235,000	2,075
Income before extraordinary items	$3,759,000	1,162
Extraordinary gains, net	$0	11
Net income	$3,759,000	1,162
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,759,000	1,162
Net charge-offs	$661,000	480
Cash dividends	$2,065,000	841
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,759,000	1,143
2019-03-31 (YTD Data)		Rank
Total interest income	$8,428,000	975
Total interest expense	$1,122,000	1,309
Net interest income	$7,306,000	923
Provision for loan and lease losses	$516,000	462
Total noninterest income	$2,567,000	644
Gross Fiduciary activities income	$641,000	304
Service charges on deposit accounts	$659,000	460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,267,000	761
Total noninterest expense	$7,461,000	771
Salaries and employee benefits	$4,533,000	732
Premises and equipment expense	$630,000	979
Additional noninterest expense	$2,298,000	750
Pre-tax net operating income	$1,896,000	1,260
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,896,000	1,137
Extraordinary gains, net	$0	5
Net income	$1,896,000	1,136
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,896,000	1,136
Net charge-offs	$373,000	414
Cash dividends	$925,000	892
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,896,000	1,116
2018-12-31 (YTD Data)		Rank
Total interest income	$30,623,000	999
Total interest expense	$3,530,000	1,256
Net interest income	$27,093,000	961
Provision for loan and lease losses	$1,836,000	544
Total noninterest income	$10,654,000	644
Gross Fiduciary activities income	$2,669,000	297
Service charges on deposit accounts	$2,616,000	486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,369,000	773
Total noninterest expense	$27,432,000	806
Salaries and employee benefits	$16,228,000	771
Premises and equipment expense	$2,596,000	947
Additional noninterest expense	$8,608,000	800
Pre-tax net operating income	$8,479,000	1,178
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$8,479,000	1,059
Extraordinary gains, net	$0	6
Net income	$8,479,000	1,058
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,479,000	1,058
Net charge-offs	$1,170,000	511
Cash dividends	$4,905,000	760
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,479,000	1,055
2018-09-30 (YTD Data)		Rank
Total interest income	$22,300,000	1,013
Total interest expense	$2,533,000	1,238
Net interest income	$19,767,000	985
Provision for loan and lease losses	$1,817,000	418
Total noninterest income	$7,939,000	653
Gross Fiduciary activities income	$2,025,000	296
Service charges on deposit accounts	$1,893,000	506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,021,000	775
Total noninterest expense	$20,610,000	801
Salaries and employee benefits	$12,171,000	777
Premises and equipment expense	$1,969,000	935
Additional noninterest expense	$6,470,000	790
Pre-tax net operating income	$5,279,000	1,354
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$5,279,000	1,212
Extraordinary gains, net	$0	5
Net income	$5,279,000	1,211
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,279,000	1,211
Net charge-offs	$423,000	800
Cash dividends	$3,275,000	742
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,279,000	1,211
2018-06-30 (YTD Data)		Rank
Total interest income	$14,823,000	1,011
Total interest expense	$1,642,000	1,209
Net interest income	$13,181,000	987
Provision for loan and lease losses	$1,211,000	408
Total noninterest income	$5,273,000	661
Gross Fiduciary activities income	$1,273,000	305
Service charges on deposit accounts	$1,194,000	533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,806,000	751
Total noninterest expense	$13,789,000	803
Salaries and employee benefits	$8,119,000	784
Premises and equipment expense	$1,310,000	937
Additional noninterest expense	$4,360,000	777
Pre-tax net operating income	$3,454,000	1,352
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,454,000	1,204
Extraordinary gains, net	$0	6
Net income	$3,454,000	1,203
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,454,000	1,203
Net charge-offs	$453,000	558
Cash dividends	$1,790,000	845
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,454,000	1,196
2018-03-31 (YTD Data)		Rank
Total interest income	$7,254,000	1,017
Total interest expense	$795,000	1,179
Net interest income	$6,459,000	996
Provision for loan and lease losses	$605,000	392
Total noninterest income	$2,580,000	663
Gross Fiduciary activities income	$659,000	304
Service charges on deposit accounts	$593,000	535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,328,000	761
Total noninterest expense	$6,971,000	805
Salaries and employee benefits	$4,073,000	791
Premises and equipment expense	$644,000	957
Additional noninterest expense	$2,254,000	740
Pre-tax net operating income	$1,463,000	1,522
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,463,000	1,352
Extraordinary gains, net	$0	7
Net income	$1,463,000	1,352
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,463,000	1,352
Net charge-offs	$212,000	560
Cash dividends	$875,000	805
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,463,000	1,345
2017-12-31 (YTD Data)		Rank
Total interest income	$28,312,000	1,016
Total interest expense	$2,231,000	1,400
Net interest income	$26,081,000	964
Provision for loan and lease losses	$1,960,000	524
Total noninterest income	$9,797,000	694
Gross Fiduciary activities income	$2,175,000	324
Service charges on deposit accounts	$2,283,000	562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,339,000	785
Total noninterest expense	$25,667,000	848
Salaries and employee benefits	$14,616,000	838
Premises and equipment expense	$2,426,000	978
Additional noninterest expense	$8,625,000	780
Pre-tax net operating income	$8,251,000	1,150
Securities gains (losses)	$2,000	1,996
Applicable income taxes	$0	4,135
Income before extraordinary items	$8,253,000	884
Extraordinary gains, net	$0	9
Net income	$8,253,000	884
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,253,000	884
Net charge-offs	$1,936,000	411
Cash dividends	$5,460,000	624
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$8,251,000	867
2017-09-30 (YTD Data)		Rank
Total interest income	$21,285,000	1,009
Total interest expense	$1,532,000	1,488
Net interest income	$19,753,000	953
Provision for loan and lease losses	$1,940,000	411
Total noninterest income	$7,381,000	703
Gross Fiduciary activities income	$1,593,000	328
Service charges on deposit accounts	$1,740,000	557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,048,000	785
Total noninterest expense	$19,094,000	854
Salaries and employee benefits	$11,036,000	833
Premises and equipment expense	$1,746,000	1,028
Additional noninterest expense	$6,312,000	781
Pre-tax net operating income	$6,100,000	1,190
Securities gains (losses)	$2,000	2,024
Applicable income taxes	$0	4,172
Income before extraordinary items	$6,102,000	974
Extraordinary gains, net	$0	9
Net income	$6,102,000	974
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,102,000	974
Net charge-offs	$697,000	631
Cash dividends	$3,650,000	658
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,100,000	958
2017-06-30 (YTD Data)		Rank
Total interest income	$13,295,000	1,060
Total interest expense	$915,000	1,584
Net interest income	$12,380,000	1,011
Provision for loan and lease losses	$1,293,000	410
Total noninterest income	$5,024,000	696
Gross Fiduciary activities income	$1,062,000	331
Service charges on deposit accounts	$1,159,000	549
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,803,000	767
Total noninterest expense	$12,664,000	862
Salaries and employee benefits	$7,393,000	826
Premises and equipment expense	$1,147,000	1,042
Additional noninterest expense	$4,124,000	802
Pre-tax net operating income	$3,447,000	1,330
Securities gains (losses)	$2,000	1,641
Applicable income taxes	$0	4,189
Income before extraordinary items	$3,449,000	1,110
Extraordinary gains, net	$0	11
Net income	$3,449,000	1,110
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,449,000	1,110
Net charge-offs	$180,000	1,121
Cash dividends	$2,250,000	688
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,447,000	1,100
2017-03-31 (YTD Data)		Rank
Total interest income	$6,468,000	1,077
Total interest expense	$426,000	1,660
Net interest income	$6,042,000	1,026
Provision for loan and lease losses	$646,000	377
Total noninterest income	$2,407,000	699
Gross Fiduciary activities income	$523,000	328
Service charges on deposit accounts	$572,000	551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,312,000	793
Total noninterest expense	$6,290,000	870
Salaries and employee benefits	$3,708,000	834
Premises and equipment expense	$565,000	1,063
Additional noninterest expense	$2,017,000	811
Pre-tax net operating income	$1,513,000	1,431
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,513,000	1,208
Extraordinary gains, net	$0	8
Net income	$1,513,000	1,207
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,513,000	1,208
Net charge-offs	$338,000	426
Cash dividends	$910,000	793
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,513,000	1,189
2016-12-31 (YTD Data)		Rank
Total interest income	$26,438,000	1,024
Total interest expense	$1,598,000	1,716
Net interest income	$24,840,000	977
Provision for loan and lease losses	$2,195,000	486
Total noninterest income	$10,404,000	670
Gross Fiduciary activities income	$2,045,000	333
Service charges on deposit accounts	$2,541,000	511
Trading account gains and fees	$0	170
Additional Noninterest Income	$5,818,000	752
Total noninterest expense	$25,244,000	845
Salaries and employee benefits	$14,313,000	825
Premises and equipment expense	$2,566,000	942
Additional noninterest expense	$8,365,000	792
Pre-tax net operating income	$7,805,000	1,128
Securities gains (losses)	$3,000	2,978
Applicable income taxes	$0	4,278
Income before extraordinary items	$7,808,000	960
Extraordinary gains, net	$0	5
Net income	$7,808,000	959
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,808,000	959
Net charge-offs	$1,762,000	426
Cash dividends	$5,661,000	600
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,805,000	933
2016-09-30 (YTD Data)		Rank
Total interest income	$19,979,000	1,016
Total interest expense	$1,196,000	1,719
Net interest income	$18,783,000	961
Provision for loan and lease losses	$1,650,000	478
Total noninterest income	$7,817,000	675
Gross Fiduciary activities income	$1,520,000	333
Service charges on deposit accounts	$1,897,000	512
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,400,000	748
Total noninterest expense	$19,389,000	827
Salaries and employee benefits	$11,071,000	804
Premises and equipment expense	$1,956,000	935
Additional noninterest expense	$6,362,000	783
Pre-tax net operating income	$5,561,000	1,198
Securities gains (losses)	$3,000	2,908
Applicable income taxes	$0	4,325
Income before extraordinary items	$5,564,000	1,013
Extraordinary gains, net	$0	5
Net income	$5,564,000	1,013
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,564,000	1,013
Net charge-offs	$770,000	588
Cash dividends	$3,771,000	636
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,561,000	987
2016-06-30 (YTD Data)		Rank
Total interest income	$13,348,000	1,017
Total interest expense	$795,000	1,713
Net interest income	$12,553,000	958
Provision for loan and lease losses	$1,100,000	469
Total noninterest income	$5,038,000	676
Gross Fiduciary activities income	$986,000	338
Service charges on deposit accounts	$1,243,000	517
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,809,000	768
Total noninterest expense	$13,023,000	819
Salaries and employee benefits	$7,511,000	787
Premises and equipment expense	$1,285,000	952
Additional noninterest expense	$4,227,000	788
Pre-tax net operating income	$3,468,000	1,266
Securities gains (losses)	$3,000	2,591
Applicable income taxes	$0	4,338
Income before extraordinary items	$3,471,000	1,061
Extraordinary gains, net	$0	16
Net income	$3,471,000	1,059
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,471,000	1,060
Net charge-offs	$463,000	636
Cash dividends	$2,666,000	618
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,468,000	1,041
2016-03-31 (YTD Data)		Rank
Total interest income	$6,659,000	1,022
Total interest expense	$388,000	1,745
Net interest income	$6,271,000	954
Provision for loan and lease losses	$550,000	430
Total noninterest income	$2,599,000	654
Gross Fiduciary activities income	$492,000	331
Service charges on deposit accounts	$618,000	518
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,489,000	714
Total noninterest expense	$6,570,000	806
Salaries and employee benefits	$3,875,000	764
Premises and equipment expense	$615,000	994
Additional noninterest expense	$2,080,000	782
Pre-tax net operating income	$1,750,000	1,228
Securities gains (losses)	$3,000	1,822
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,753,000	1,027
Extraordinary gains, net	$0	12
Net income	$1,753,000	1,028
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,753,000	1,028
Net charge-offs	$34,000	1,682
Cash dividends	$1,795,000	476
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,750,000	1,001
2015-12-31 (YTD Data)		Rank
Total interest income	$24,618,000	1,054
Total interest expense	$1,595,000	1,685
Net interest income	$23,023,000	1,003
Provision for loan and lease losses	$2,043,000	443
Total noninterest income	$10,616,000	643
Gross Fiduciary activities income	$1,961,000	339
Service charges on deposit accounts	$2,555,000	519
Trading account gains and fees	$0	159
Additional Noninterest Income	$6,100,000	698
Total noninterest expense	$25,263,000	817
Salaries and employee benefits	$14,586,000	781
Premises and equipment expense	$2,440,000	986
Additional noninterest expense	$8,237,000	799
Pre-tax net operating income	$6,333,000	1,303
Securities gains (losses)	$24,000	2,130
Applicable income taxes	$0	4,402
Income before extraordinary items	$6,357,000	1,102
Extraordinary gains, net	$0	23
Net income	$6,357,000	1,102
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,357,000	1,102
Net charge-offs	$1,503,000	494
Cash dividends	$6,436,000	537
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,333,000	1,091
2015-09-30 (YTD Data)		Rank
Total interest income	$18,268,000	1,072
Total interest expense	$1,213,000	1,690
Net interest income	$17,055,000	1,025
Provision for loan and lease losses	$1,382,000	448
Total noninterest income	$7,923,000	663
Gross Fiduciary activities income	$1,450,000	342
Service charges on deposit accounts	$1,911,000	525
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,562,000	705
Total noninterest expense	$19,091,000	816
Salaries and employee benefits	$11,374,000	766
Premises and equipment expense	$1,811,000	1,011
Additional noninterest expense	$5,906,000	837
Pre-tax net operating income	$4,505,000	1,385
Securities gains (losses)	$19,000	2,045
Applicable income taxes	$0	4,489
Income before extraordinary items	$4,524,000	1,179
Extraordinary gains, net	$0	21
Net income	$4,524,000	1,178
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,524,000	1,179
Net charge-offs	$1,301,000	397
Cash dividends	$3,136,000	683
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,505,000	1,152
2015-06-30 (YTD Data)		Rank
Total interest income	$11,951,000	1,088
Total interest expense	$822,000	1,681
Net interest income	$11,129,000	1,042
Provision for loan and lease losses	$719,000	563
Total noninterest income	$5,087,000	678
Gross Fiduciary activities income	$959,000	343
Service charges on deposit accounts	$1,234,000	538
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,894,000	731
Total noninterest expense	$12,545,000	832
Salaries and employee benefits	$7,549,000	771
Premises and equipment expense	$1,186,000	1,029
Additional noninterest expense	$3,810,000	861
Pre-tax net operating income	$2,952,000	1,396
Securities gains (losses)	$19,000	1,735
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,971,000	1,181
Extraordinary gains, net	$0	22
Net income	$2,971,000	1,181
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,971,000	1,182
Net charge-offs	$947,000	367
Cash dividends	$2,024,000	687
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,952,000	1,155
2015-03-31 (YTD Data)		Rank
Total interest income	$6,018,000	1,080
Total interest expense	$418,000	1,656
Net interest income	$5,600,000	1,024
Provision for loan and lease losses	$358,000	552
Total noninterest income	$2,504,000	662
Gross Fiduciary activities income	$480,000	341
Service charges on deposit accounts	$601,000	540
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,423,000	712
Total noninterest expense	$6,278,000	835
Salaries and employee benefits	$3,798,000	774
Premises and equipment expense	$588,000	1,038
Additional noninterest expense	$1,892,000	849
Pre-tax net operating income	$1,468,000	1,369
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,468,000	1,154
Extraordinary gains, net	$0	13
Net income	$1,468,000	1,155
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,468,000	1,155
Net charge-offs	$113,000	1,032
Cash dividends	$1,204,000	565
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,468,000	1,119
2014-12-31 (YTD Data)		Rank
Total interest income	$24,535,000	1,043
Total interest expense	$2,005,000	1,478
Net interest income	$22,530,000	993
Provision for loan and lease losses	$1,609,000	567
Total noninterest income	$10,401,000	623
Gross Fiduciary activities income	$1,761,000	357
Service charges on deposit accounts	$2,794,000	491
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,846,000	684
Total noninterest expense	$24,461,000	821
Salaries and employee benefits	$14,146,000	785
Premises and equipment expense	$2,425,000	992
Additional noninterest expense	$7,890,000	823
Pre-tax net operating income	$6,861,000	1,179
Securities gains (losses)	$21,000	2,297
Applicable income taxes	$0	4,531
Income before extraordinary items	$6,882,000	967
Extraordinary gains, net	$0	17
Net income	$6,880,000	967
Minority interest net income	$2,000	82
Net income of bank and minority interests.	$6,882,000	966
Net charge-offs	$1,437,000	675
Cash dividends	$5,416,000	565
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,861,000	946
2014-09-30 (YTD Data)		Rank
Total interest income	$18,340,000	1,058
Total interest expense	$1,572,000	1,418
Net interest income	$16,768,000	1,012
Provision for loan and lease losses	$1,134,000	595
Total noninterest income	$7,885,000	616
Gross Fiduciary activities income	$1,306,000	359
Service charges on deposit accounts	$2,138,000	484
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,441,000	674
Total noninterest expense	$18,295,000	821
Salaries and employee benefits	$10,565,000	783
Premises and equipment expense	$1,810,000	1,006
Additional noninterest expense	$5,920,000	823
Pre-tax net operating income	$5,224,000	1,166
Securities gains (losses)	$21,000	1,994
Applicable income taxes	$0	4,583
Income before extraordinary items	$5,245,000	956
Extraordinary gains, net	$0	15
Net income	$5,243,000	955
Minority interest net income	$2,000	78
Net income of bank and minority interests.	$5,245,000	955
Net charge-offs	$797,000	803
Cash dividends	$3,198,000	636
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$5,224,000	930
2014-06-30 (YTD Data)		Rank
Total interest income	$12,415,000	1,029
Total interest expense	$1,113,000	1,330
Net interest income	$11,302,000	987
Provision for loan and lease losses	$656,000	673
Total noninterest income	$5,348,000	605
Gross Fiduciary activities income	$867,000	361
Service charges on deposit accounts	$1,450,000	474
Trading account gains and fees	$0	172
Additional Noninterest Income	$3,031,000	646
Total noninterest expense	$12,299,000	812
Salaries and employee benefits	$7,014,000	777
Premises and equipment expense	$1,190,000	1,026
Additional noninterest expense	$4,095,000	798
Pre-tax net operating income	$3,695,000	1,088
Securities gains (losses)	$-8,000	6,266
Applicable income taxes	$0	4,568
Income before extraordinary items	$3,687,000	877
Extraordinary gains, net	$0	20
Net income	$3,684,000	877
Minority interest net income	$3,000	73
Net income of bank and minority interests.	$3,687,000	877
Net charge-offs	$819,000	592
Cash dividends	$1,714,000	744
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,695,000	852
2014-03-31 (YTD Data)		Rank
Total interest income	$6,199,000	1,032
Total interest expense	$573,000	1,310
Net interest income	$5,626,000	983
Provision for loan and lease losses	$328,000	648
Total noninterest income	$2,698,000	587
Gross Fiduciary activities income	$446,000	359
Service charges on deposit accounts	$644,000	514
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,608,000	597
Total noninterest expense	$6,164,000	820
Salaries and employee benefits	$3,482,000	803
Premises and equipment expense	$601,000	1,043
Additional noninterest expense	$2,081,000	780
Pre-tax net operating income	$1,832,000	1,052
Securities gains (losses)	$-8,000	6,414
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,824,000	865
Extraordinary gains, net	$0	16
Net income	$1,822,000	867
Minority interest net income	$2,000	59
Net income of bank and minority interests.	$1,824,000	866
Net charge-offs	$429,000	560
Cash dividends	$714,000	802
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,832,000	833
2013-12-31 (YTD Data)		Rank
Total interest income	$24,249,000	1,045
Total interest expense	$3,044,000	1,103
Net interest income	$21,205,000	1,037
Provision for loan and lease losses	$807,000	1,316
Total noninterest income	$9,158,000	731
Gross Fiduciary activities income	$1,604,000	364
Service charges on deposit accounts	$2,677,000	519
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,877,000	822
Total noninterest expense	$23,493,000	872
Salaries and employee benefits	$12,572,000	855
Premises and equipment expense	$2,617,000	924
Additional noninterest expense	$8,304,000	822
Pre-tax net operating income	$6,063,000	1,219
Securities gains (losses)	$47,000	1,839
Applicable income taxes	$0	4,631
Income before extraordinary items	$6,110,000	1,014
Extraordinary gains, net	$0	29
Net income	$6,085,000	1,019
Minority interest net income	$25,000	69
Net income of bank and minority interests.	$6,110,000	1,017
Net charge-offs	$1,569,000	914
Cash dividends	$6,365,000	465
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,063,000	997
2013-09-30 (YTD Data)		Rank
Total interest income	$18,022,000	1,061
Total interest expense	$2,388,000	1,094
Net interest income	$15,634,000	1,059
Provision for loan and lease losses	$624,000	1,289
Total noninterest income	$6,526,000	759
Gross Fiduciary activities income	$1,163,000	371
Service charges on deposit accounts	$1,980,000	523
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,383,000	899
Total noninterest expense	$17,805,000	867
Salaries and employee benefits	$9,420,000	865
Premises and equipment expense	$2,021,000	897
Additional noninterest expense	$6,364,000	808
Pre-tax net operating income	$3,731,000	1,469
Securities gains (losses)	$47,000	1,704
Applicable income taxes	$0	4,713
Income before extraordinary items	$3,778,000	1,228
Extraordinary gains, net	$0	25
Net income	$3,753,000	1,233
Minority interest net income	$25,000	64
Net income of bank and minority interests.	$3,778,000	1,230
Net charge-offs	$923,000	1,062
Cash dividends	$2,595,000	713
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,731,000	1,211
2013-06-30 (YTD Data)		Rank
Total interest income	$11,889,000	1,064
Total interest expense	$1,668,000	1,065
Net interest income	$10,221,000	1,069
Provision for loan and lease losses	$599,000	1,040
Total noninterest income	$5,062,000	682
Gross Fiduciary activities income	$770,000	375
Service charges on deposit accounts	$1,258,000	533
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,034,000	710
Total noninterest expense	$11,924,000	857
Salaries and employee benefits	$6,277,000	868
Premises and equipment expense	$1,359,000	891
Additional noninterest expense	$4,288,000	788
Pre-tax net operating income	$2,760,000	1,326
Securities gains (losses)	$47,000	1,557
Applicable income taxes	$0	4,679
Income before extraordinary items	$2,807,000	1,102
Extraordinary gains, net	$0	22
Net income	$2,787,000	1,110
Minority interest net income	$20,000	60
Net income of bank and minority interests.	$2,807,000	1,105
Net charge-offs	$612,000	1,085
Cash dividends	$1,420,000	831
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,760,000	1,076
2013-03-31 (YTD Data)		Rank
Total interest income	$5,829,000	1,099
Total interest expense	$851,000	1,082
Net interest income	$4,978,000	1,095
Provision for loan and lease losses	$572,000	633
Total noninterest income	$2,595,000	666
Gross Fiduciary activities income	$370,000	378
Service charges on deposit accounts	$587,000	558
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,638,000	693
Total noninterest expense	$6,030,000	847
Salaries and employee benefits	$3,145,000	871
Premises and equipment expense	$675,000	913
Additional noninterest expense	$2,210,000	775
Pre-tax net operating income	$971,000	1,763
Securities gains (losses)	$-61,000	6,931
Applicable income taxes	$0	4,602
Income before extraordinary items	$910,000	1,604
Extraordinary gains, net	$0	10
Net income	$900,000	1,623
Minority interest net income	$10,000	62
Net income of bank and minority interests.	$910,000	1,606
Net charge-offs	$228,000	1,254
Cash dividends	$575,000	848
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$971,000	1,470
2012-12-31 (YTD Data)		Rank
Total interest income	$23,872,000	1,120
Total interest expense	$4,225,000	1,074
Net interest income	$19,647,000	1,112
Provision for loan and lease losses	$2,367,000	933
Total noninterest income	$9,174,000	726
Gross Fiduciary activities income	$1,535,000	357
Service charges on deposit accounts	$2,406,000	591
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,233,000	784
Total noninterest expense	$21,646,000	930
Salaries and employee benefits	$11,488,000	902
Premises and equipment expense	$2,618,000	919
Additional noninterest expense	$7,540,000	923
Pre-tax net operating income	$4,808,000	1,425
Securities gains (losses)	$-27,000	6,808
Applicable income taxes	$0	4,751
Income before extraordinary items	$4,781,000	1,231
Extraordinary gains, net	$0	29
Net income	$4,738,000	1,243
Minority interest net income	$43,000	64
Net income of bank and minority interests.	$4,781,000	1,232
Net charge-offs	$1,651,000	1,330
Cash dividends	$3,489,000	779
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,808,000	1,169
2012-09-30 (YTD Data)		Rank
Total interest income	$17,975,000	1,136
Total interest expense	$3,291,000	1,082
Net interest income	$14,684,000	1,134
Provision for loan and lease losses	$1,735,000	973
Total noninterest income	$6,481,000	763
Gross Fiduciary activities income	$1,109,000	368
Service charges on deposit accounts	$1,742,000	614
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,630,000	808
Total noninterest expense	$15,978,000	941
Salaries and employee benefits	$8,688,000	904
Premises and equipment expense	$1,950,000	931
Additional noninterest expense	$5,340,000	975
Pre-tax net operating income	$3,452,000	1,513
Securities gains (losses)	$1,000	3,476
Applicable income taxes	$0	4,802
Income before extraordinary items	$3,453,000	1,304
Extraordinary gains, net	$0	20
Net income	$3,421,000	1,315
Minority interest net income	$32,000	64
Net income of bank and minority interests.	$3,453,000	1,305
Net charge-offs	$1,056,000	1,408
Cash dividends	$2,694,000	608
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,452,000	1,241
2012-06-30 (YTD Data)		Rank
Total interest income	$12,019,000	1,138
Total interest expense	$2,267,000	1,082
Net interest income	$9,752,000	1,147
Provision for loan and lease losses	$1,106,000	1,011
Total noninterest income	$3,751,000	825
Gross Fiduciary activities income	$746,000	368
Service charges on deposit accounts	$1,132,000	627
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,873,000	967
Total noninterest expense	$10,611,000	946
Salaries and employee benefits	$5,844,000	895
Premises and equipment expense	$1,289,000	939
Additional noninterest expense	$3,478,000	1,002
Pre-tax net operating income	$1,786,000	1,836
Securities gains (losses)	$-20,000	6,981
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,766,000	1,651
Extraordinary gains, net	$0	19
Net income	$1,746,000	1,665
Minority interest net income	$20,000	65
Net income of bank and minority interests.	$1,766,000	1,651
Net charge-offs	$1,045,000	1,099
Cash dividends	$2,004,000	521
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,786,000	1,548
2012-03-31 (YTD Data)		Rank
Total interest income	$5,964,000	1,150
Total interest expense	$1,158,000	1,098
Net interest income	$4,806,000	1,156
Provision for loan and lease losses	$553,000	991
Total noninterest income	$1,928,000	804
Gross Fiduciary activities income	$382,000	358
Service charges on deposit accounts	$561,000	635
Trading account gains and fees	$0	148
Additional Noninterest Income	$985,000	910
Total noninterest expense	$5,310,000	936
Salaries and employee benefits	$2,889,000	897
Premises and equipment expense	$641,000	950
Additional noninterest expense	$1,780,000	948
Pre-tax net operating income	$871,000	1,889
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$871,000	1,669
Extraordinary gains, net	$0	19
Net income	$860,000	1,690
Minority interest net income	$11,000	59
Net income of bank and minority interests.	$871,000	1,670
Net charge-offs	$-96,000	7,179
Cash dividends	$1,245,000	390
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$871,000	1,568
2011-12-31 (YTD Data)		Rank
Total interest income	$24,370,000	1,167
Total interest expense	$5,569,000	1,083
Net interest income	$18,801,000	1,185
Provision for loan and lease losses	$1,991,000	1,574
Total noninterest income	$7,539,000	761
Gross Fiduciary activities income	$1,367,000	339
Service charges on deposit accounts	$2,448,000	597
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,724,000	879
Total noninterest expense	$19,954,000	988
Salaries and employee benefits	$10,571,000	925
Premises and equipment expense	$2,580,000	967
Additional noninterest expense	$6,803,000	1,029
Pre-tax net operating income	$4,395,000	1,327
Securities gains (losses)	$-33,000	6,970
Applicable income taxes	$0	4,719
Income before extraordinary items	$4,362,000	1,151
Extraordinary gains, net	$0	29
Net income	$4,320,000	1,161
Minority interest net income	$42,000	66
Net income of bank and minority interests.	$4,362,000	1,151
Net charge-offs	$2,463,000	1,364
Cash dividends	$1,984,000	985
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,395,000	1,080
2011-09-30 (YTD Data)		Rank
Total interest income	$18,415,000	1,178
Total interest expense	$4,294,000	1,097
Net interest income	$14,121,000	1,188
Provision for loan and lease losses	$1,642,000	1,426
Total noninterest income	$5,597,000	774
Gross Fiduciary activities income	$1,025,000	333
Service charges on deposit accounts	$1,812,000	613
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,760,000	887
Total noninterest expense	$14,888,000	997
Salaries and employee benefits	$7,969,000	925
Premises and equipment expense	$1,932,000	986
Additional noninterest expense	$4,987,000	1,054
Pre-tax net operating income	$3,188,000	1,416
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$0	4,740
Income before extraordinary items	$3,189,000	1,212
Extraordinary gains, net	$0	21
Net income	$3,189,000	1,212
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,189,000	1,212
Net charge-offs	$373,000	2,995
Cash dividends	$1,384,000	899
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,188,000	1,144
2011-06-30 (YTD Data)		Rank
Total interest income	$12,391,000	1,173
Total interest expense	$2,868,000	1,133
Net interest income	$9,523,000	1,170
Provision for loan and lease losses	$1,243,000	1,300
Total noninterest income	$3,622,000	792
Gross Fiduciary activities income	$659,000	348
Service charges on deposit accounts	$1,169,000	630
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,794,000	902
Total noninterest expense	$9,960,000	1,007
Salaries and employee benefits	$5,350,000	928
Premises and equipment expense	$1,284,000	997
Additional noninterest expense	$3,326,000	1,072
Pre-tax net operating income	$1,942,000	1,496
Securities gains (losses)	$-1,000	6,874
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,941,000	1,296
Extraordinary gains, net	$0	15
Net income	$1,941,000	1,296
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,941,000	1,296
Net charge-offs	$338,000	2,551
Cash dividends	$1,164,000	719
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,942,000	1,232
2011-03-31 (YTD Data)		Rank
Total interest income	$6,276,000	1,165
Total interest expense	$1,436,000	1,167
Net interest income	$4,840,000	1,160
Provision for loan and lease losses	$695,000	1,149
Total noninterest income	$1,761,000	804
Gross Fiduciary activities income	$322,000	352
Service charges on deposit accounts	$554,000	647
Trading account gains and fees	$0	158
Additional Noninterest Income	$885,000	897
Total noninterest expense	$5,056,000	987
Salaries and employee benefits	$2,719,000	922
Premises and equipment expense	$640,000	1,024
Additional noninterest expense	$1,697,000	1,047
Pre-tax net operating income	$850,000	1,687
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$850,000	1,413
Extraordinary gains, net	$0	9
Net income	$850,000	1,413
Minority interest net income	$0	86
Net income of bank and minority interests.	$850,000	1,413
Net charge-offs	$65,000	3,136
Cash dividends	$954,000	412
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$850,000	1,373
2010-12-31 (YTD Data)		Rank
Total interest income	$26,245,000	1,180
Total interest expense	$6,994,000	1,171
Net interest income	$19,251,000	1,163
Provision for loan and lease losses	$3,969,000	1,345
Total noninterest income	$5,905,000	946
Gross Fiduciary activities income	$1,260,000	348
Service charges on deposit accounts	$2,568,000	582
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,077,000	1,372
Total noninterest expense	$18,889,000	1,056
Salaries and employee benefits	$10,092,000	969
Premises and equipment expense	$2,587,000	997
Additional noninterest expense	$6,210,000	1,193
Pre-tax net operating income	$2,298,000	2,014
Securities gains (losses)	$297,000	1,275
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,595,000	1,589
Extraordinary gains, net	$0	29
Net income	$2,595,000	1,589
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,595,000	1,591
Net charge-offs	$5,014,000	1,012
Cash dividends	$630,000	2,055
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,298,000	1,716
2010-09-30 (YTD Data)		Rank
Total interest income	$19,712,000	1,201
Total interest expense	$5,430,000	1,182
Net interest income	$14,282,000	1,191
Provision for loan and lease losses	$3,121,000	1,232
Total noninterest income	$4,299,000	945
Gross Fiduciary activities income	$934,000	351
Service charges on deposit accounts	$1,955,000	588
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,410,000	1,396
Total noninterest expense	$14,066,000	1,045
Salaries and employee benefits	$7,613,000	957
Premises and equipment expense	$1,939,000	1,012
Additional noninterest expense	$4,514,000	1,195
Pre-tax net operating income	$1,394,000	2,519
Securities gains (losses)	$47,000	2,448
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,441,000	2,213
Extraordinary gains, net	$0	23
Net income	$1,441,000	2,214
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,441,000	2,216
Net charge-offs	$3,791,000	947
Cash dividends	$420,000	1,964
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,394,000	2,175
2010-06-30 (YTD Data)		Rank
Total interest income	$13,203,000	1,208
Total interest expense	$3,756,000	1,189
Net interest income	$9,447,000	1,204
Provision for loan and lease losses	$2,272,000	1,165
Total noninterest income	$2,791,000	952
Gross Fiduciary activities income	$627,000	347
Service charges on deposit accounts	$1,292,000	593
Trading account gains and fees	$0	152
Additional Noninterest Income	$872,000	1,431
Total noninterest expense	$9,288,000	1,061
Salaries and employee benefits	$5,052,000	958
Premises and equipment expense	$1,269,000	1,051
Additional noninterest expense	$2,967,000	1,198
Pre-tax net operating income	$678,000	3,087
Securities gains (losses)	$21,000	2,342
Applicable income taxes	$0	4,691
Income before extraordinary items	$699,000	2,773
Extraordinary gains, net	$0	19
Net income	$699,000	2,769
Minority interest net income	$0	105
Net income of bank and minority interests.	$699,000	2,772
Net charge-offs	$3,128,000	798
Cash dividends	$420,000	1,515
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$678,000	2,724
2010-03-31 (YTD Data)		Rank
Total interest income	$6,635,000	1,229
Total interest expense	$1,909,000	1,222
Net interest income	$4,726,000	1,212
Provision for loan and lease losses	$848,000	1,316
Total noninterest income	$1,428,000	915
Gross Fiduciary activities income	$318,000	350
Service charges on deposit accounts	$640,000	605
Trading account gains and fees	$0	175
Additional Noninterest Income	$470,000	1,361
Total noninterest expense	$4,592,000	1,088
Salaries and employee benefits	$2,507,000	974
Premises and equipment expense	$636,000	1,076
Additional noninterest expense	$1,449,000	1,215
Pre-tax net operating income	$714,000	1,795
Securities gains (losses)	$9,000	1,748
Applicable income taxes	$0	4,611
Income before extraordinary items	$723,000	1,512
Extraordinary gains, net	$0	16
Net income	$723,000	1,514
Minority interest net income	$0	91
Net income of bank and minority interests.	$723,000	1,514
Net charge-offs	$480,000	1,609
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$714,000	1,472
2009-12-31 (YTD Data)		Rank
Total interest income	$28,762,000	1,196
Total interest expense	$8,571,000	1,401
Net interest income	$20,191,000	1,085
Provision for loan and lease losses	$5,907,000	1,257
Total noninterest income	$3,672,000	1,385
Gross Fiduciary activities income	$1,201,000	347
Service charges on deposit accounts	$2,839,000	590
Trading account gains and fees	$0	211
Additional Noninterest Income	$-368,000	7,762
Total noninterest expense	$18,871,000	1,104
Salaries and employee benefits	$9,834,000	996
Premises and equipment expense	$2,458,000	1,113
Additional noninterest expense	$6,579,000	1,175
Pre-tax net operating income	$-915,000	6,222
Securities gains (losses)	$-157,000	7,368
Applicable income taxes	$0	4,388
Income before extraordinary items	$-1,072,000	6,393
Extraordinary gains, net	$0	34
Net income	$-1,072,000	6,394
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,072,000	6,394
Net charge-offs	$5,437,000	1,072
Cash dividends	$840,000	1,850
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-915,000	6,327
2009-09-30 (YTD Data)		Rank
Total interest income	$21,838,000	1,201
Total interest expense	$6,576,000	1,440
Net interest income	$15,262,000	1,076
Provision for loan and lease losses	$4,729,000	1,092
Total noninterest income	$3,407,000	1,196
Gross Fiduciary activities income	$876,000	351
Service charges on deposit accounts	$2,107,000	598
Trading account gains and fees	$0	212
Additional Noninterest Income	$424,000	3,082
Total noninterest expense	$14,328,000	1,083
Salaries and employee benefits	$7,439,000	997
Premises and equipment expense	$1,824,000	1,137
Additional noninterest expense	$5,065,000	1,110
Pre-tax net operating income	$-388,000	6,226
Securities gains (losses)	$-167,000	7,551
Applicable income taxes	$0	4,592
Income before extraordinary items	$-555,000	6,472
Extraordinary gains, net	$0	27
Net income	$-555,000	6,473
Minority interest net income	$0	118
Net income of bank and minority interests.	$-555,000	6,472
Net charge-offs	$3,153,000	1,149
Cash dividends	$630,000	1,733
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-388,000	6,319
2009-06-30 (YTD Data)		Rank
Total interest income	$14,629,000	1,220
Total interest expense	$4,346,000	1,518
Net interest income	$10,283,000	1,064
Provision for loan and lease losses	$3,951,000	901
Total noninterest income	$2,182,000	1,256
Gross Fiduciary activities income	$572,000	357
Service charges on deposit accounts	$1,347,000	620
Trading account gains and fees	$0	193
Additional Noninterest Income	$263,000	3,214
Total noninterest expense	$10,023,000	1,047
Salaries and employee benefits	$5,300,000	961
Premises and equipment expense	$1,172,000	1,210
Additional noninterest expense	$3,551,000	1,082
Pre-tax net operating income	$-1,509,000	7,242
Securities gains (losses)	$-175,000	7,764
Applicable income taxes	$0	4,657
Income before extraordinary items	$-1,684,000	7,382
Extraordinary gains, net	$0	21
Net income	$-1,684,000	7,381
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,684,000	7,380
Net charge-offs	$2,272,000	1,044
Cash dividends	$420,000	1,824
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,509,000	7,334
2009-03-31 (YTD Data)		Rank
Total interest income	$7,346,000	1,228
Total interest expense	$2,151,000	1,582
Net interest income	$5,195,000	1,041
Provision for loan and lease losses	$773,000	1,373
Total noninterest income	$1,157,000	1,142
Gross Fiduciary activities income	$285,000	356
Service charges on deposit accounts	$631,000	644
Trading account gains and fees	$0	171
Additional Noninterest Income	$241,000	2,247
Total noninterest expense	$4,952,000	1,022
Salaries and employee benefits	$2,669,000	956
Premises and equipment expense	$556,000	1,284
Additional noninterest expense	$1,727,000	979
Pre-tax net operating income	$627,000	1,981
Securities gains (losses)	$-197,000	8,042
Applicable income taxes	$0	4,835
Income before extraordinary items	$430,000	2,414
Extraordinary gains, net	$0	15
Net income	$430,000	2,414
Minority interest net income	$0	102
Net income of bank and minority interests.	$430,000	2,416
Net charge-offs	$459,000	1,422
Cash dividends	$210,000	1,665
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$627,000	1,628
2008-12-31 (YTD Data)		Rank
Total interest income	$30,785,000	1,247
Total interest expense	$10,780,000	1,509
Net interest income	$20,005,000	1,090
Provision for loan and lease losses	$4,914,000	1,014
Total noninterest income	$6,047,000	910
Gross Fiduciary activities income	$1,240,000	358
Service charges on deposit accounts	$3,025,000	570
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,782,000	1,410
Total noninterest expense	$17,622,000	1,117
Salaries and employee benefits	$10,090,000	986
Premises and equipment expense	$2,087,000	1,314
Additional noninterest expense	$5,445,000	1,175
Pre-tax net operating income	$3,516,000	1,552
Securities gains (losses)	$-1,785,000	7,862
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,731,000	2,261
Extraordinary gains, net	$0	39
Net income	$1,731,000	2,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,836,000	838
Cash dividends	$1,990,000	1,381
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,516,000	1,262
2008-09-30 (YTD Data)		Rank
Total interest income	$23,233,000	1,258
Total interest expense	$8,295,000	1,528
Net interest income	$14,938,000	1,117
Provision for loan and lease losses	$2,335,000	1,064
Total noninterest income	$4,882,000	895
Gross Fiduciary activities income	$934,000	362
Service charges on deposit accounts	$2,257,000	581
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,691,000	1,253
Total noninterest expense	$13,380,000	1,093
Salaries and employee benefits	$7,859,000	978
Premises and equipment expense	$1,521,000	1,363
Additional noninterest expense	$4,000,000	1,148
Pre-tax net operating income	$4,105,000	1,223
Securities gains (losses)	$29,000	1,776
Applicable income taxes	$0	5,372
Income before extraordinary items	$4,134,000	886
Extraordinary gains, net	$0	31
Net income	$4,134,000	885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,271,000	1,125
Cash dividends	$1,790,000	1,144
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,105,000	951
2008-06-30 (YTD Data)		Rank
Total interest income	$15,374,000	1,297
Total interest expense	$5,587,000	1,566
Net interest income	$9,787,000	1,126
Provision for loan and lease losses	$654,000	1,602
Total noninterest income	$3,161,000	926
Gross Fiduciary activities income	$619,000	373
Service charges on deposit accounts	$1,443,000	595
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,099,000	1,314
Total noninterest expense	$8,752,000	1,111
Salaries and employee benefits	$5,235,000	990
Premises and equipment expense	$995,000	1,398
Additional noninterest expense	$2,522,000	1,181
Pre-tax net operating income	$3,542,000	1,008
Securities gains (losses)	$29,000	1,807
Applicable income taxes	$0	5,627
Income before extraordinary items	$3,571,000	768
Extraordinary gains, net	$0	21
Net income	$3,571,000	767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,930
Cash dividends	$900,000	1,547
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,542,000	761
2008-03-31 (YTD Data)		Rank
Total interest income	$7,609,000	1,350
Total interest expense	$2,941,000	1,595
Net interest income	$4,668,000	1,178
Provision for loan and lease losses	$325,000	1,299
Total noninterest income	$1,696,000	863
Gross Fiduciary activities income	$312,000	372
Service charges on deposit accounts	$675,000	632
Trading account gains and fees	$0	158
Additional Noninterest Income	$709,000	1,107
Total noninterest expense	$4,390,000	1,101
Salaries and employee benefits	$2,636,000	995
Premises and equipment expense	$494,000	1,413
Additional noninterest expense	$1,260,000	1,147
Pre-tax net operating income	$1,649,000	1,151
Securities gains (losses)	$29,000	1,385
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,678,000	895
Extraordinary gains, net	$0	15
Net income	$1,678,000	896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-55,000	8,333
Cash dividends	$400,000	1,571
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,649,000	870
2007-12-31 (YTD Data)		Rank
Total interest income	$29,152,000	1,471
Total interest expense	$12,231,000	1,634
Net interest income	$16,921,000	1,322
Provision for loan and lease losses	$919,000	1,518
Total noninterest income	$4,969,000	1,107
Gross Fiduciary activities income	$1,271,000	369
Service charges on deposit accounts	$2,864,000	608
Trading account gains and fees	$0	178
Additional Noninterest Income	$834,000	2,506
Total noninterest expense	$17,092,000	1,095
Salaries and employee benefits	$10,048,000	995
Premises and equipment expense	$1,949,000	1,364
Additional noninterest expense	$5,095,000	1,103
Pre-tax net operating income	$3,879,000	2,034
Securities gains (losses)	$21,000	1,089
Applicable income taxes	$0	6,070
Income before extraordinary items	$3,900,000	1,636
Extraordinary gains, net	$0	39
Net income	$3,900,000	1,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$575,000	1,528
Cash dividends	$578,000	3,495
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,879,000	1,631
2007-09-30 (YTD Data)		Rank
Total interest income	$21,857,000	1,482
Total interest expense	$9,092,000	1,647
Net interest income	$12,765,000	1,315
Provision for loan and lease losses	$600,000	1,345
Total noninterest income	$3,517,000	1,148
Gross Fiduciary activities income	$945,000	361
Service charges on deposit accounts	$2,115,000	607
Trading account gains and fees	$0	184
Additional Noninterest Income	$457,000	2,993
Total noninterest expense	$12,891,000	1,084
Salaries and employee benefits	$7,648,000	976
Premises and equipment expense	$1,439,000	1,364
Additional noninterest expense	$3,804,000	1,081
Pre-tax net operating income	$2,791,000	2,239
Securities gains (losses)	$13,000	934
Applicable income taxes	$0	6,220
Income before extraordinary items	$2,804,000	1,799
Extraordinary gains, net	$0	33
Net income	$2,804,000	1,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$334,000	1,427
Cash dividends	$578,000	2,751
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,791,000	1,794
2007-06-30 (YTD Data)		Rank
Total interest income	$14,431,000	1,511
Total interest expense	$5,980,000	1,674
Net interest income	$8,451,000	1,349
Provision for loan and lease losses	$373,000	1,302
Total noninterest income	$2,152,000	1,254
Gross Fiduciary activities income	$627,000	368
Service charges on deposit accounts	$1,366,000	633
Trading account gains and fees	$0	168
Additional Noninterest Income	$159,000	4,210
Total noninterest expense	$8,523,000	1,106
Salaries and employee benefits	$5,194,000	969
Premises and equipment expense	$928,000	1,434
Additional noninterest expense	$2,401,000	1,164
Pre-tax net operating income	$1,707,000	2,443
Securities gains (losses)	$13,000	798
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,720,000	1,999
Extraordinary gains, net	$0	29
Net income	$1,720,000	1,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	2,240
Cash dividends	$578,000	2,266
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,707,000	1,985
2007-03-31 (YTD Data)		Rank
Total interest income	$7,213,000	1,507
Total interest expense	$2,972,000	1,679
Net interest income	$4,241,000	1,344
Provision for loan and lease losses	$150,000	1,427
Total noninterest income	$985,000	1,327
Gross Fiduciary activities income	$303,000	376
Service charges on deposit accounts	$630,000	670
Trading account gains and fees	$0	195
Additional Noninterest Income	$52,000	5,033
Total noninterest expense	$4,249,000	1,102
Salaries and employee benefits	$2,626,000	969
Premises and equipment expense	$473,000	1,421
Additional noninterest expense	$1,150,000	1,185
Pre-tax net operating income	$827,000	2,507
Securities gains (losses)	$13,000	644
Applicable income taxes	$0	6,196
Income before extraordinary items	$840,000	1,976
Extraordinary gains, net	$0	22
Net income	$840,000	1,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	1,876
Cash dividends	$578,000	1,265
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$827,000	1,996
2006-12-31 (YTD Data)		Rank
Total interest income	$24,778,000	1,632
Total interest expense	$9,767,000	1,716
Net interest income	$15,011,000	1,522
Provision for loan and lease losses	$705,000	1,405
Total noninterest income	$4,161,000	1,259
Gross Fiduciary activities income	$1,139,000	364
Service charges on deposit accounts	$2,567,000	686
Trading account gains and fees	$0	130
Additional Noninterest Income	$455,000	3,508
Total noninterest expense	$15,439,000	1,167
Salaries and employee benefits	$9,147,000	1,057
Premises and equipment expense	$1,857,000	1,387
Additional noninterest expense	$4,435,000	1,203
Pre-tax net operating income	$3,028,000	2,758
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$3,028,000	2,269
Extraordinary gains, net	$0	51
Net income	$3,028,000	2,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	1,347
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,028,000	2,248
2006-09-30 (YTD Data)		Rank
Total interest income	$18,024,000	1,661
Total interest expense	$6,920,000	1,770
Net interest income	$11,104,000	1,564
Provision for loan and lease losses	$630,000	1,159
Total noninterest income	$3,172,000	1,261
Gross Fiduciary activities income	$840,000	368
Service charges on deposit accounts	$1,893,000	709
Trading account gains and fees	$0	126
Additional Noninterest Income	$439,000	3,063
Total noninterest expense	$11,344,000	1,203
Salaries and employee benefits	$6,747,000	1,091
Premises and equipment expense	$1,395,000	1,396
Additional noninterest expense	$3,202,000	1,252
Pre-tax net operating income	$2,302,000	2,828
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$2,302,000	2,303
Extraordinary gains, net	$0	45
Net income	$2,302,000	2,306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	1,597
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,302,000	2,288
2006-06-30 (YTD Data)		Rank
Total interest income	$11,632,000	1,677
Total interest expense	$4,326,000	1,781
Net interest income	$7,306,000	1,583
Provision for loan and lease losses	$477,000	1,024
Total noninterest income	$2,061,000	1,279
Gross Fiduciary activities income	$553,000	373
Service charges on deposit accounts	$1,223,000	719
Trading account gains and fees	$0	126
Additional Noninterest Income	$285,000	3,111
Total noninterest expense	$7,483,000	1,224
Salaries and employee benefits	$4,471,000	1,099
Premises and equipment expense	$906,000	1,435
Additional noninterest expense	$2,106,000	1,279
Pre-tax net operating income	$1,407,000	3,009
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,407,000	2,463
Extraordinary gains, net	$0	39
Net income	$1,407,000	2,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,602
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,407,000	2,448
2006-03-31 (YTD Data)		Rank
Total interest income	$5,721,000	1,667
Total interest expense	$2,061,000	1,771
Net interest income	$3,660,000	1,561
Provision for loan and lease losses	$237,000	984
Total noninterest income	$949,000	1,334
Gross Fiduciary activities income	$274,000	378
Service charges on deposit accounts	$561,000	756
Trading account gains and fees	$0	115
Additional Noninterest Income	$114,000	3,464
Total noninterest expense	$3,662,000	1,254
Salaries and employee benefits	$2,195,000	1,135
Premises and equipment expense	$452,000	1,441
Additional noninterest expense	$1,015,000	1,301
Pre-tax net operating income	$710,000	2,946
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$710,000	2,417
Extraordinary gains, net	$0	21
Net income	$710,000	2,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,550
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$710,000	2,391
2005-12-31 (YTD Data)		Rank
Total interest income	$20,344,000	1,658
Total interest expense	$6,751,000	1,681
Net interest income	$13,593,000	1,613
Provision for loan and lease losses	$975,000	1,065
Total noninterest income	$4,186,000	1,236
Gross Fiduciary activities income	$1,039,000	380
Service charges on deposit accounts	$2,395,000	728
Trading account gains and fees	$0	138
Additional Noninterest Income	$752,000	2,642
Total noninterest expense	$13,190,000	1,313
Salaries and employee benefits	$7,841,000	1,177
Premises and equipment expense	$1,641,000	1,487
Additional noninterest expense	$3,708,000	1,378
Pre-tax net operating income	$3,614,000	2,403
Securities gains (losses)	$-5,000	7,296
Applicable income taxes	$48,000	5,892
Income before extraordinary items	$3,561,000	1,926
Extraordinary gains, net	$0	46
Net income	$3,561,000	1,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$597,000	999
Cash dividends	$3,395,000	940
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,565,950	1,900
2005-09-30 (YTD Data)		Rank
Total interest income	$14,995,000	1,652
Total interest expense	$4,896,000	1,650
Net interest income	$10,099,000	1,614
Provision for loan and lease losses	$737,000	1,015
Total noninterest income	$3,224,000	1,218
Gross Fiduciary activities income	$783,000	373
Service charges on deposit accounts	$1,775,000	730
Trading account gains and fees	$0	126
Additional Noninterest Income	$666,000	2,388
Total noninterest expense	$9,849,000	1,299
Salaries and employee benefits	$5,818,000	1,177
Premises and equipment expense	$1,205,000	1,512
Additional noninterest expense	$2,826,000	1,349
Pre-tax net operating income	$2,737,000	2,397
Securities gains (losses)	$-5,000	7,675
Applicable income taxes	$37,000	5,972
Income before extraordinary items	$2,695,000	1,943
Extraordinary gains, net	$0	35
Net income	$2,695,000	1,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$504,000	831
Cash dividends	$2,837,000	786
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,699,950	1,903
2005-06-30 (YTD Data)		Rank
Total interest income	$10,007,000	1,602
Total interest expense	$3,189,000	1,582
Net interest income	$6,818,000	1,571
Provision for loan and lease losses	$496,000	986
Total noninterest income	$2,255,000	1,161
Gross Fiduciary activities income	$525,000	380
Service charges on deposit accounts	$1,145,000	736
Trading account gains and fees	$0	116
Additional Noninterest Income	$585,000	1,965
Total noninterest expense	$6,533,000	1,301
Salaries and employee benefits	$3,845,000	1,187
Premises and equipment expense	$797,000	1,513
Additional noninterest expense	$1,891,000	1,320
Pre-tax net operating income	$2,044,000	2,151
Securities gains (losses)	$-5,000	7,925
Applicable income taxes	$27,000	5,937
Income before extraordinary items	$2,012,000	1,695
Extraordinary gains, net	$0	30
Net income	$2,012,000	1,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	2,019
Cash dividends	$2,255,000	643
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,016,950	1,667
2005-03-31 (YTD Data)		Rank
Total interest income	$5,027,000	1,554
Total interest expense	$1,554,000	1,532
Net interest income	$3,473,000	1,528
Provision for loan and lease losses	$248,000	941
Total noninterest income	$1,221,000	1,073
Gross Fiduciary activities income	$246,000	397
Service charges on deposit accounts	$533,000	761
Trading account gains and fees	$0	115
Additional Noninterest Income	$442,000	1,449
Total noninterest expense	$3,205,000	1,331
Salaries and employee benefits	$1,920,000	1,196
Premises and equipment expense	$389,000	1,563
Additional noninterest expense	$896,000	1,391
Pre-tax net operating income	$1,241,000	1,824
Securities gains (losses)	$-1,000	8,158
Applicable income taxes	$7,000	6,248
Income before extraordinary items	$1,233,000	1,386
Extraordinary gains, net	$0	24
Net income	$1,233,000	1,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	1,893
Cash dividends	$1,613,000	446
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,233,990	1,357
2004-12-31 (YTD Data)		Rank
Total interest income	$19,131,000	1,512
Total interest expense	$5,601,000	1,471
Net interest income	$13,530,000	1,495
Provision for loan and lease losses	$1,244,000	857
Total noninterest income	$3,610,000	1,387
Gross Fiduciary activities income	$911,000	397
Service charges on deposit accounts	$2,332,000	752
Trading account gains and fees	$0	138
Additional Noninterest Income	$367,000	3,876
Total noninterest expense	$12,555,000	1,308
Salaries and employee benefits	$7,350,000	1,180
Premises and equipment expense	$1,542,000	1,499
Additional noninterest expense	$3,663,000	1,359
Pre-tax net operating income	$3,341,000	2,359
Securities gains (losses)	$15,000	2,589
Applicable income taxes	$73,000	5,789
Income before extraordinary items	$3,283,000	1,918
Extraordinary gains, net	$0	34
Net income	$3,283,000	1,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,067,000	734
Cash dividends	$1,722,000	1,550
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,268,300	1,881
2004-09-30 (YTD Data)		Rank
Total interest income	$14,228,000	1,507
Total interest expense	$4,121,000	1,469
Net interest income	$10,107,000	1,492
Provision for loan and lease losses	$917,000	839
Total noninterest income	$2,689,000	1,408
Gross Fiduciary activities income	$677,000	399
Service charges on deposit accounts	$1,754,000	754
Trading account gains and fees	$0	134
Additional Noninterest Income	$258,000	4,009
Total noninterest expense	$9,536,000	1,290
Salaries and employee benefits	$5,592,000	1,158
Premises and equipment expense	$1,160,000	1,493
Additional noninterest expense	$2,784,000	1,333
Pre-tax net operating income	$2,343,000	2,531
Securities gains (losses)	$15,000	2,477
Applicable income taxes	$64,000	5,778
Income before extraordinary items	$2,294,000	2,045
Extraordinary gains, net	$0	26
Net income	$2,294,000	2,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$955,000	588
Cash dividends	$1,722,000	1,131
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,279,450	2,005
2004-06-30 (YTD Data)		Rank
Total interest income	$9,450,000	1,501
Total interest expense	$2,744,000	1,447
Net interest income	$6,706,000	1,489
Provision for loan and lease losses	$587,000	869
Total noninterest income	$1,849,000	1,361
Gross Fiduciary activities income	$456,000	400
Service charges on deposit accounts	$1,146,000	757
Trading account gains and fees	$0	130
Additional Noninterest Income	$247,000	3,343
Total noninterest expense	$6,347,000	1,287
Salaries and employee benefits	$3,738,000	1,165
Premises and equipment expense	$760,000	1,524
Additional noninterest expense	$1,849,000	1,314
Pre-tax net operating income	$1,621,000	2,420
Securities gains (losses)	$0	3,413
Applicable income taxes	$56,000	5,519
Income before extraordinary items	$1,565,000	2,006
Extraordinary gains, net	$0	21
Net income	$1,565,000	2,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	1,248
Cash dividends	$1,222,000	1,072
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,565,000	1,947
2004-03-31 (YTD Data)		Rank
Total interest income	$4,808,000	1,478
Total interest expense	$1,394,000	1,437
Net interest income	$3,414,000	1,463
Provision for loan and lease losses	$260,000	919
Total noninterest income	$923,000	1,340
Gross Fiduciary activities income	$207,000	426
Service charges on deposit accounts	$544,000	777
Trading account gains and fees	$0	121
Additional Noninterest Income	$172,000	2,705
Total noninterest expense	$3,194,000	1,282
Salaries and employee benefits	$1,889,000	1,160
Premises and equipment expense	$383,000	1,537
Additional noninterest expense	$922,000	1,305
Pre-tax net operating income	$883,000	2,243
Securities gains (losses)	$0	2,934
Applicable income taxes	$48,000	4,889
Income before extraordinary items	$835,000	1,872
Extraordinary gains, net	$0	16
Net income	$835,000	1,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	1,233
Cash dividends	$545,000	1,112
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$835,000	1,787
2003-12-31 (YTD Data)		Rank
Total interest income	$19,626,000	1,461
Total interest expense	$6,289,000	1,412
Net interest income	$13,337,000	1,453
Provision for loan and lease losses	$1,064,000	1,124
Total noninterest income	$3,043,000	1,665
Gross Fiduciary activities income	$777,000	433
Service charges on deposit accounts	$2,412,000	708
Trading account gains and fees	$0	160
Additional Noninterest Income	$-146,000	9,169
Total noninterest expense	$12,127,000	1,334
Salaries and employee benefits	$7,119,000	1,202
Premises and equipment expense	$1,548,000	1,467
Additional noninterest expense	$3,460,000	1,411
Pre-tax net operating income	$3,189,000	2,391
Securities gains (losses)	$110,000	1,805
Applicable income taxes	$33,000	6,542
Income before extraordinary items	$3,266,000	1,893
Extraordinary gains, net	$0	54
Net income	$3,266,000	1,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,095,000	861
Cash dividends	$3,486,000	877
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,157,100	1,862
2003-09-30 (YTD Data)		Rank
Total interest income	$14,952,000	1,465
Total interest expense	$4,863,000	1,436
Net interest income	$10,089,000	1,459
Provision for loan and lease losses	$797,000	1,092
Total noninterest income	$2,175,000	1,779
Gross Fiduciary activities income	$574,000	447
Service charges on deposit accounts	$1,805,000	718
Trading account gains and fees	$0	153
Additional Noninterest Income	$-204,000	9,236
Total noninterest expense	$9,124,000	1,338
Salaries and employee benefits	$5,442,000	1,180
Premises and equipment expense	$1,146,000	1,495
Additional noninterest expense	$2,536,000	1,451
Pre-tax net operating income	$2,343,000	2,514
Securities gains (losses)	$95,000	1,798
Applicable income taxes	$25,000	6,689
Income before extraordinary items	$2,413,000	1,993
Extraordinary gains, net	$0	40
Net income	$2,413,000	1,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$829,000	792
Cash dividends	$2,940,000	750
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,318,950	1,945
2003-06-30 (YTD Data)		Rank
Total interest income	$10,309,000	1,424
Total interest expense	$3,355,000	1,439
Net interest income	$6,954,000	1,409
Provision for loan and lease losses	$530,000	1,084
Total noninterest income	$1,408,000	1,810
Gross Fiduciary activities income	$368,000	456
Service charges on deposit accounts	$1,188,000	716
Trading account gains and fees	$0	150
Additional Noninterest Income	$-148,000	9,267
Total noninterest expense	$6,087,000	1,344
Salaries and employee benefits	$3,638,000	1,180
Premises and equipment expense	$751,000	1,525
Additional noninterest expense	$1,698,000	1,449
Pre-tax net operating income	$1,745,000	2,299
Securities gains (losses)	$72,000	1,764
Applicable income taxes	$17,000	6,701
Income before extraordinary items	$1,800,000	1,790
Extraordinary gains, net	$0	30
Net income	$1,800,000	1,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	1,308
Cash dividends	$2,354,000	642
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,728,720	1,744
2003-03-31 (YTD Data)		Rank
Total interest income	$5,160,000	1,431
Total interest expense	$1,690,000	1,466
Net interest income	$3,470,000	1,410
Provision for loan and lease losses	$263,000	1,067
Total noninterest income	$664,000	1,858
Gross Fiduciary activities income	$184,000	464
Service charges on deposit accounts	$559,000	749
Trading account gains and fees	$0	134
Additional Noninterest Income	$-79,000	9,311
Total noninterest expense	$2,995,000	1,349
Salaries and employee benefits	$1,808,000	1,177
Premises and equipment expense	$366,000	1,577
Additional noninterest expense	$821,000	1,460
Pre-tax net operating income	$876,000	2,291
Securities gains (losses)	$42,000	1,481
Applicable income taxes	$0	7,403
Income before extraordinary items	$918,000	1,735
Extraordinary gains, net	$0	21
Net income	$918,000	1,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	1,669
Cash dividends	$1,604,000	451
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$876,000	1,695
2002-12-31 (YTD Data)		Rank
Total interest income	$22,048,000	1,390
Total interest expense	$7,826,000	1,441
Net interest income	$14,222,000	1,363
Provision for loan and lease losses	$1,038,000	1,301
Total noninterest income	$3,349,000	1,433
Gross Fiduciary activities income	$705,000	474
Service charges on deposit accounts	$2,339,000	691
Trading account gains and fees	$0	153
Additional Noninterest Income	$305,000	4,222
Total noninterest expense	$11,741,000	1,315
Salaries and employee benefits	$6,849,000	1,179
Premises and equipment expense	$1,437,000	1,542
Additional noninterest expense	$3,455,000	1,375
Pre-tax net operating income	$4,792,000	1,701
Securities gains (losses)	$-24,000	9,014
Applicable income taxes	$130,000	5,699
Income before extraordinary items	$4,638,000	1,345
Extraordinary gains, net	$0	70
Net income	$4,638,000	1,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$525,000	1,600
Cash dividends	$1,576,000	1,574
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,661,280	1,292
2001-12-31 (YTD Data)		Rank
Total interest income	$24,827,000	1,367
Total interest expense	$11,661,000	1,393
Net interest income	$13,166,000	1,347
Provision for loan and lease losses	$660,000	1,754
Total noninterest income	$3,530,000	1,298
Gross Fiduciary activities income	$627,000	524
Service charges on deposit accounts	$1,514,000	981
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,389,000	1,634
Total noninterest expense	$11,361,000	1,273
Salaries and employee benefits	$6,374,000	1,164
Premises and equipment expense	$1,454,000	1,481
Additional noninterest expense	$3,533,000	1,321
Pre-tax net operating income	$4,675,000	1,535
Securities gains (losses)	$9,000	3,652
Applicable income taxes	$1,683,000	1,357
Income before extraordinary items	$3,001,000	1,756
Extraordinary gains, net	$0	105
Net income	$3,001,000	1,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$529,000	1,502
Cash dividends	$4,972,000	624
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,995,240	1,685
2000-12-31 (YTD Data)		Rank
Total interest income	$24,938,000	1,398
Total interest expense	$12,595,000	1,381
Net interest income	$12,343,000	1,423
Provision for loan and lease losses	$660,000	1,482
Total noninterest income	$3,563,000	1,162
Gross Fiduciary activities income	$660,000	516
Service charges on deposit accounts	$1,564,000	863
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,339,000	1,515
Total noninterest expense	$10,672,000	1,296
Salaries and employee benefits	$5,996,000	1,179
Premises and equipment expense	$1,474,000	1,406
Additional noninterest expense	$3,202,000	1,401
Pre-tax net operating income	$4,574,000	1,612
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,512,000	1,501
Income before extraordinary items	$3,062,000	1,716
Extraordinary gains, net	$0	38
Net income	$3,062,000	1,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	2,395
Cash dividends	$1,509,000	1,642
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,062,000	1,707
1999-12-31 (YTD Data)		Rank
Total interest income	$22,629,000	1,442
Total interest expense	$10,593,000	1,411
Net interest income	$12,036,000	1,453
Provision for loan and lease losses	$512,000	1,731
Total noninterest income	$3,536,000	1,179
Gross Fiduciary activities income	$768,000	524
Service charges on deposit accounts	$1,562,000	846
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,206,000	1,632
Total noninterest expense	$10,790,000	1,277
Salaries and employee benefits	$5,828,000	1,183
Premises and equipment expense	$1,468,000	1,380
Additional noninterest expense	$3,494,000	1,318
Pre-tax net operating income	$4,270,000	1,746
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$1,418,000	1,667
Income before extraordinary items	$2,851,000	1,866
Extraordinary gains, net	$0	35
Net income	$2,851,000	1,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$412,000	1,428
Cash dividends	$1,431,000	1,751
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,851,670	1,834
1998-12-31 (YTD Data)		Rank
Total interest income	$21,566,000	1,500
Total interest expense	$9,791,000	1,566
Net interest income	$11,775,000	1,426
Provision for loan and lease losses	$345,000	2,334
Total noninterest income	$3,425,000	1,214
Gross Fiduciary activities income	$730,000	536
Service charges on deposit accounts	$1,458,000	847
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,237,000	1,598
Total noninterest expense	$10,420,000	1,275
Salaries and employee benefits	$5,517,000	1,190
Premises and equipment expense	$1,454,000	1,337
Additional noninterest expense	$3,449,000	1,285
Pre-tax net operating income	$4,435,000	1,664
Securities gains (losses)	$11,000	2,878
Applicable income taxes	$1,479,000	1,659
Income before extraordinary items	$2,967,000	1,778
Extraordinary gains, net	$0	32
Net income	$2,967,000	1,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$432,000	1,417
Cash dividends	$1,476,000	1,696
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,959,630	1,706
1997-12-31 (YTD Data)		Rank
Total interest income	$17,489,000	1,890
Total interest expense	$7,692,000	1,997
Net interest income	$9,797,000	1,781
Provision for loan and lease losses	$0	8,829
Total noninterest income	$2,793,000	1,353
Gross Fiduciary activities income	$701,000	559
Service charges on deposit accounts	$1,019,000	1,260
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,073,000	1,669
Total noninterest expense	$8,958,000	1,469
Salaries and employee benefits	$4,962,000	1,330
Premises and equipment expense	$1,235,000	1,574
Additional noninterest expense	$2,761,000	1,551
Pre-tax net operating income	$3,632,000	2,072
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,161,000	2,149
Income before extraordinary items	$2,471,000	2,132
Extraordinary gains, net	$0	44
Net income	$2,471,000	2,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,217
Cash dividends	$1,125,000	1,978
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,471,000	2,080
1996-12-31 (YTD Data)		Rank
Total interest income	$15,863,000	2,123
Total interest expense	$7,076,000	2,194
Net interest income	$8,787,000	2,039
Provision for loan and lease losses	$0	9,041
Total noninterest income	$2,665,000	1,480
Gross Fiduciary activities income	$684,000	622
Service charges on deposit accounts	$915,000	1,469
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,066,000	1,732
Total noninterest expense	$8,381,000	1,694
Salaries and employee benefits	$4,926,000	1,367
Premises and equipment expense	$1,183,000	1,718
Additional noninterest expense	$2,272,000	2,197
Pre-tax net operating income	$3,071,000	2,320
Securities gains (losses)	$13,000	2,310
Applicable income taxes	$972,000	2,414
Income before extraordinary items	$2,112,000	2,326
Extraordinary gains, net	$0	53
Net income	$2,112,000	2,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,426
Cash dividends	$1,004,000	2,111
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,103,160	2,293
1995-12-31 (YTD Data)		Rank
Total interest income	$15,801,000	2,133
Total interest expense	$6,853,000	2,278
Net interest income	$8,948,000	2,008
Provision for loan and lease losses	$0	8,958
Total noninterest income	$3,359,000	1,262
Gross Fiduciary activities income	$699,000	639
Service charges on deposit accounts	$925,000	1,480
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,735,000	1,247
Total noninterest expense	$8,798,000	1,616
Salaries and employee benefits	$5,124,000	1,300
Premises and equipment expense	$1,162,000	1,740
Additional noninterest expense	$2,512,000	1,988
Pre-tax net operating income	$3,509,000	2,095
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$1,134,000	2,127
Income before extraordinary items	$2,376,000	2,133
Extraordinary gains, net	$0	65
Net income	$2,376,000	2,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,496
Cash dividends	$1,231,000	1,740
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,375,320	2,091
1994-12-31 (YTD Data)		Rank
Total interest income	$15,212,000	2,046
Total interest expense	$5,661,000	2,204
Net interest income	$9,551,000	1,891
Provision for loan and lease losses	$0	9,146
Total noninterest income	$2,706,000	1,471
Gross Fiduciary activities income	$827,000	575
Service charges on deposit accounts	$962,000	1,397
Trading account gains and fees	$0	475
Additional Noninterest Income	$917,000	1,949
Total noninterest expense	$9,517,000	1,550
Salaries and employee benefits	$5,415,000	1,241
Premises and equipment expense	$1,226,000	1,690
Additional noninterest expense	$2,876,000	1,876
Pre-tax net operating income	$2,740,000	2,587
Securities gains (losses)	$52,000	1,128
Applicable income taxes	$890,000	2,515
Income before extraordinary items	$1,902,000	2,553
Extraordinary gains, net	$0	249
Net income	$1,902,000	2,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,674
Cash dividends	$691,000	2,563
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,866,640	2,625
1993-12-31 (YTD Data)		Rank
Total interest income	$15,041,000	2,094
Total interest expense	$5,647,000	2,298
Net interest income	$9,394,000	1,924
Provision for loan and lease losses	$0	10,371
Total noninterest income	$2,691,000	1,589
Gross Fiduciary activities income	$699,000	646
Service charges on deposit accounts	$1,049,000	1,290
Trading account gains and fees	$0	532
Additional Noninterest Income	$943,000	2,115
Total noninterest expense	$9,355,000	1,618
Salaries and employee benefits	$5,490,000	1,222
Premises and equipment expense	$1,332,000	1,582
Additional noninterest expense	$2,533,000	2,204
Pre-tax net operating income	$2,730,000	2,510
Securities gains (losses)	$470,000	939
Applicable income taxes	$1,087,000	2,087
Income before extraordinary items	$2,113,000	2,369
Extraordinary gains, net	$375,000	589
Net income	$2,488,000	2,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$300,000	2,475
Cash dividends	$400,000	3,627
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,802,800	2,606
1992-12-31 (YTD Data)		Rank
Total interest income	$15,958,000	2,212
Total interest expense	$6,924,000	2,429
Net interest income	$9,034,000	2,023
Provision for loan and lease losses	$185,000	5,429
Total noninterest income	$2,969,000	1,450
Gross Fiduciary activities income	$748,000	635
Service charges on deposit accounts	$1,114,000	1,193
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,107,000	1,865
Total noninterest expense	$9,030,000	1,677
Salaries and employee benefits	$5,199,000	1,291
Premises and equipment expense	$1,268,000	1,677
Additional noninterest expense	$2,563,000	2,274
Pre-tax net operating income	$2,788,000	2,210
Securities gains (losses)	$364,000	1,364
Applicable income taxes	$267,000	6,408
Income before extraordinary items	$2,885,000	1,606
Extraordinary gains, net	$0	1,422
Net income	$2,885,000	1,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	6,002
Cash dividends	$400,000	3,284
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,550,120	1,646

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.