Home > Stratford State Bank > Income and Expense
Stratford State Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 4,415 |
| Total interest expense | $134,000 | 3,548 |
| Net interest income | $756,000 | 4,488 |
| Provision for loan and lease losses | $20,000 | 2,800 |
| Total noninterest income | $83,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $13,000 | 5,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 3,950 |
| Total noninterest expense | $584,000 | 4,631 |
| Salaries and employee benefits | $326,000 | 4,626 |
| Premises and equipment expense | $46,000 | 4,924 |
| Additional noninterest expense | $212,000 | 4,359 |
| Pre-tax net operating income | $235,000 | 4,179 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $66,000 | 2,715 |
| Income before extraordinary items | $169,000 | 4,358 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $169,000 | 4,358 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $169,000 | 4,358 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $50,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $169,000 | 4,346 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 4,434 |
| Total interest expense | $504,000 | 3,632 |
| Net interest income | $3,045,000 | 4,493 |
| Provision for loan and lease losses | $65,000 | 3,464 |
| Total noninterest income | $369,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $52,000 | 5,138 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $317,000 | 3,873 |
| Total noninterest expense | $2,329,000 | 4,670 |
| Salaries and employee benefits | $1,305,000 | 4,631 |
| Premises and equipment expense | $164,000 | 5,116 |
| Additional noninterest expense | $860,000 | 4,435 |
| Pre-tax net operating income | $1,020,000 | 4,051 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $301,000 | 2,647 |
| Income before extraordinary items | $719,000 | 4,334 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $719,000 | 4,332 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $719,000 | 4,333 |
| Net charge-offs | $121,000 | 2,438 |
| Cash dividends | $329,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $719,000 | 4,274 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 4,468 |
| Total interest expense | $373,000 | 3,679 |
| Net interest income | $2,282,000 | 4,532 |
| Provision for loan and lease losses | $5,000 | 4,109 |
| Total noninterest income | $257,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $36,000 | 5,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $221,000 | 3,975 |
| Total noninterest expense | $1,767,000 | 4,667 |
| Salaries and employee benefits | $999,000 | 4,603 |
| Premises and equipment expense | $141,000 | 4,991 |
| Additional noninterest expense | $627,000 | 4,518 |
| Pre-tax net operating income | $767,000 | 4,097 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $235,000 | 2,686 |
| Income before extraordinary items | $532,000 | 4,419 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $532,000 | 4,417 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $532,000 | 4,419 |
| Net charge-offs | $75,000 | 2,297 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $532,000 | 4,342 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 4,506 |
| Total interest expense | $245,000 | 3,723 |
| Net interest income | $1,525,000 | 4,567 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $165,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $22,000 | 5,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,034 |
| Total noninterest expense | $1,195,000 | 4,690 |
| Salaries and employee benefits | $680,000 | 4,621 |
| Premises and equipment expense | $89,000 | 5,103 |
| Additional noninterest expense | $426,000 | 4,516 |
| Pre-tax net operating income | $495,000 | 4,171 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $164,000 | 2,648 |
| Income before extraordinary items | $331,000 | 4,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $331,000 | 4,525 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $331,000 | 4,527 |
| Net charge-offs | $81,000 | 1,811 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $331,000 | 4,457 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 4,527 |
| Total interest expense | $121,000 | 3,762 |
| Net interest income | $768,000 | 4,583 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $65,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $53,000 | 4,336 |
| Total noninterest expense | $568,000 | 4,820 |
| Salaries and employee benefits | $337,000 | 4,673 |
| Premises and equipment expense | $42,000 | 5,196 |
| Additional noninterest expense | $189,000 | 4,763 |
| Pre-tax net operating income | $265,000 | 4,050 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $84,000 | 2,596 |
| Income before extraordinary items | $181,000 | 4,380 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $181,000 | 4,377 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $181,000 | 4,379 |
| Net charge-offs | $8,000 | 2,423 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $181,000 | 4,327 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 4,570 |
| Total interest expense | $477,000 | 3,820 |
| Net interest income | $3,014,000 | 4,623 |
| Provision for loan and lease losses | $155,000 | 2,592 |
| Total noninterest income | $270,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $51,000 | 5,372 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $219,000 | 4,348 |
| Total noninterest expense | $2,192,000 | 4,915 |
| Salaries and employee benefits | $1,262,000 | 4,809 |
| Premises and equipment expense | $239,000 | 4,842 |
| Additional noninterest expense | $691,000 | 4,957 |
| Pre-tax net operating income | $937,000 | 4,181 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $284,000 | 2,709 |
| Income before extraordinary items | $653,000 | 4,494 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $653,000 | 4,494 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $653,000 | 4,494 |
| Net charge-offs | $78,000 | 2,873 |
| Cash dividends | $280,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $653,000 | 4,445 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 4,639 |
| Total interest expense | $355,000 | 3,882 |
| Net interest income | $2,241,000 | 4,692 |
| Provision for loan and lease losses | $155,000 | 2,221 |
| Total noninterest income | $232,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $33,000 | 5,577 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 4,146 |
| Total noninterest expense | $1,680,000 | 4,906 |
| Salaries and employee benefits | $948,000 | 4,839 |
| Premises and equipment expense | $173,000 | 4,929 |
| Additional noninterest expense | $559,000 | 4,879 |
| Pre-tax net operating income | $638,000 | 4,419 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $195,000 | 2,840 |
| Income before extraordinary items | $443,000 | 4,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 4,720 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $443,000 | 4,721 |
| Net charge-offs | $99,000 | 2,176 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $443,000 | 4,665 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 4,709 |
| Total interest expense | $239,000 | 3,896 |
| Net interest income | $1,462,000 | 4,761 |
| Provision for loan and lease losses | $152,000 | 1,746 |
| Total noninterest income | $117,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $20,000 | 5,676 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 4,548 |
| Total noninterest expense | $1,094,000 | 4,992 |
| Salaries and employee benefits | $630,000 | 4,889 |
| Premises and equipment expense | $113,000 | 5,002 |
| Additional noninterest expense | $351,000 | 5,006 |
| Pre-tax net operating income | $333,000 | 4,723 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $121,000 | 2,891 |
| Income before extraordinary items | $212,000 | 5,073 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $212,000 | 5,075 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $212,000 | 5,077 |
| Net charge-offs | $134,000 | 1,464 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $212,000 | 5,023 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 4,770 |
| Total interest expense | $123,000 | 3,874 |
| Net interest income | $717,000 | 4,836 |
| Provision for loan and lease losses | $22,000 | 2,788 |
| Total noninterest income | $64,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $563,000 | 4,992 |
| Salaries and employee benefits | $320,000 | 4,919 |
| Premises and equipment expense | $50,000 | 5,238 |
| Additional noninterest expense | $193,000 | 4,862 |
| Pre-tax net operating income | $196,000 | 4,458 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $53,000 | 2,942 |
| Income before extraordinary items | $143,000 | 4,728 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $143,000 | 4,730 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $143,000 | 4,732 |
| Net charge-offs | $75,000 | 1,294 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $143,000 | 4,654 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 4,803 |
| Total interest expense | $481,000 | 4,094 |
| Net interest income | $2,943,000 | 4,850 |
| Provision for loan and lease losses | $15,000 | 4,330 |
| Total noninterest income | $461,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $58,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $403,000 | 3,591 |
| Total noninterest expense | $2,275,000 | 5,056 |
| Salaries and employee benefits | $1,233,000 | 5,031 |
| Premises and equipment expense | $229,000 | 5,165 |
| Additional noninterest expense | $813,000 | 4,885 |
| Pre-tax net operating income | $1,114,000 | 3,960 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $271,000 | 2,726 |
| Income before extraordinary items | $843,000 | 4,230 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $843,000 | 4,230 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $843,000 | 4,231 |
| Net charge-offs | $-61,000 | 6,035 |
| Cash dividends | $279,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $843,000 | 4,177 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 4,860 |
| Total interest expense | $365,000 | 4,132 |
| Net interest income | $2,196,000 | 4,910 |
| Provision for loan and lease losses | $15,000 | 4,038 |
| Total noninterest income | $373,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $39,000 | 5,754 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $334,000 | 3,475 |
| Total noninterest expense | $1,706,000 | 5,086 |
| Salaries and employee benefits | $933,000 | 5,036 |
| Premises and equipment expense | $175,000 | 5,167 |
| Additional noninterest expense | $598,000 | 4,959 |
| Pre-tax net operating income | $848,000 | 4,034 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $202,000 | 2,799 |
| Income before extraordinary items | $646,000 | 4,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $646,000 | 4,251 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $646,000 | 4,251 |
| Net charge-offs | $-58,000 | 6,076 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $646,000 | 4,197 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 4,869 |
| Total interest expense | $246,000 | 4,157 |
| Net interest income | $1,468,000 | 4,926 |
| Provision for loan and lease losses | $15,000 | 3,758 |
| Total noninterest income | $293,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $22,000 | 5,905 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $271,000 | 3,186 |
| Total noninterest expense | $1,158,000 | 5,090 |
| Salaries and employee benefits | $631,000 | 5,052 |
| Premises and equipment expense | $146,000 | 4,807 |
| Additional noninterest expense | $381,000 | 5,065 |
| Pre-tax net operating income | $588,000 | 3,906 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $134,000 | 2,771 |
| Income before extraordinary items | $454,000 | 4,120 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $454,000 | 4,126 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $454,000 | 4,125 |
| Net charge-offs | $-16,000 | 5,809 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $454,000 | 4,057 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 4,900 |
| Total interest expense | $125,000 | 4,167 |
| Net interest income | $737,000 | 4,949 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $211,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $200,000 | 2,555 |
| Total noninterest expense | $590,000 | 5,120 |
| Salaries and employee benefits | $320,000 | 5,091 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $200,000 | 5,008 |
| Pre-tax net operating income | $348,000 | 3,563 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $66,000 | 2,727 |
| Income before extraordinary items | $282,000 | 3,648 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $282,000 | 3,650 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $282,000 | 3,651 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $282,000 | 3,598 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 4,872 |
| Total interest expense | $628,000 | 3,991 |
| Net interest income | $2,971,000 | 4,954 |
| Provision for loan and lease losses | $112,000 | 3,591 |
| Total noninterest income | $542,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $59,000 | 5,841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $483,000 | 3,399 |
| Total noninterest expense | $2,233,000 | 5,275 |
| Salaries and employee benefits | $1,226,000 | 5,223 |
| Premises and equipment expense | $171,000 | 5,758 |
| Additional noninterest expense | $836,000 | 4,980 |
| Pre-tax net operating income | $1,168,000 | 3,822 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $241,000 | 2,805 |
| Income before extraordinary items | $927,000 | 4,028 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $927,000 | 4,031 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $927,000 | 4,031 |
| Net charge-offs | $220,000 | 2,911 |
| Cash dividends | $232,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $927,000 | 3,980 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 4,895 |
| Total interest expense | $489,000 | 3,996 |
| Net interest income | $2,234,000 | 4,991 |
| Provision for loan and lease losses | $49,000 | 3,979 |
| Total noninterest income | $434,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $39,000 | 6,009 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $395,000 | 3,350 |
| Total noninterest expense | $1,677,000 | 5,286 |
| Salaries and employee benefits | $932,000 | 5,217 |
| Premises and equipment expense | $31,000 | 6,738 |
| Additional noninterest expense | $714,000 | 4,718 |
| Pre-tax net operating income | $942,000 | 3,774 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $180,000 | 2,877 |
| Income before extraordinary items | $762,000 | 3,910 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $762,000 | 3,913 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $762,000 | 3,913 |
| Net charge-offs | $121,000 | 3,081 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $762,000 | 3,842 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 4,917 |
| Total interest expense | $330,000 | 4,033 |
| Net interest income | $1,486,000 | 4,994 |
| Provision for loan and lease losses | $9,000 | 4,543 |
| Total noninterest income | $214,000 | 4,750 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $24,000 | 6,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 3,871 |
| Total noninterest expense | $1,070,000 | 5,402 |
| Salaries and employee benefits | $616,000 | 5,247 |
| Premises and equipment expense | $20,000 | 6,794 |
| Additional noninterest expense | $434,000 | 4,937 |
| Pre-tax net operating income | $621,000 | 3,766 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $118,000 | 2,890 |
| Income before extraordinary items | $503,000 | 3,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $503,000 | 3,921 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $503,000 | 3,922 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $503,000 | 3,825 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 4,929 |
| Total interest expense | $161,000 | 4,174 |
| Net interest income | $754,000 | 4,988 |
| Provision for loan and lease losses | $7,000 | 4,113 |
| Total noninterest income | $102,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,920 |
| Total noninterest expense | $514,000 | 5,510 |
| Salaries and employee benefits | $304,000 | 5,319 |
| Premises and equipment expense | $24,000 | 6,452 |
| Additional noninterest expense | $186,000 | 5,294 |
| Pre-tax net operating income | $335,000 | 3,603 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $58,000 | 2,891 |
| Income before extraordinary items | $277,000 | 3,719 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $277,000 | 3,718 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $277,000 | 3,720 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $277,000 | 3,618 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 4,928 |
| Total interest expense | $785,000 | 4,161 |
| Net interest income | $3,121,000 | 5,011 |
| Provision for loan and lease losses | $110,000 | 4,578 |
| Total noninterest income | $376,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $55,000 | 6,140 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $321,000 | 3,955 |
| Total noninterest expense | $2,389,000 | 5,279 |
| Salaries and employee benefits | $1,110,000 | 5,528 |
| Premises and equipment expense | $174,000 | 5,920 |
| Additional noninterest expense | $1,105,000 | 4,551 |
| Pre-tax net operating income | $998,000 | 4,020 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $60,000 | 3,803 |
| Income before extraordinary items | $938,000 | 4,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $938,000 | 4,020 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $938,000 | 4,022 |
| Net charge-offs | $40,000 | 5,059 |
| Cash dividends | $186,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $938,000 | 3,843 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 5,021 |
| Total interest expense | $609,000 | 4,205 |
| Net interest income | $2,321,000 | 5,104 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $242,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $36,000 | 6,338 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 4,209 |
| Total noninterest expense | $1,620,000 | 5,541 |
| Salaries and employee benefits | $837,000 | 5,562 |
| Premises and equipment expense | $134,000 | 5,960 |
| Additional noninterest expense | $649,000 | 5,156 |
| Pre-tax net operating income | $853,000 | 3,928 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $853,000 | 3,744 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $853,000 | 3,744 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $853,000 | 3,746 |
| Net charge-offs | $9,000 | 5,333 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $853,000 | 3,583 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 5,032 |
| Total interest expense | $420,000 | 4,224 |
| Net interest income | $1,561,000 | 5,116 |
| Provision for loan and lease losses | $80,000 | 4,103 |
| Total noninterest income | $160,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 4,217 |
| Total noninterest expense | $1,125,000 | 5,491 |
| Salaries and employee benefits | $557,000 | 5,612 |
| Premises and equipment expense | $22,000 | 7,057 |
| Additional noninterest expense | $546,000 | 4,615 |
| Pre-tax net operating income | $516,000 | 4,067 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $516,000 | 3,935 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $516,000 | 3,937 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $516,000 | 3,938 |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $516,000 | 3,735 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 5,108 |
| Total interest expense | $220,000 | 4,230 |
| Net interest income | $753,000 | 5,224 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $81,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $575,000 | 5,471 |
| Salaries and employee benefits | $279,000 | 5,642 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $258,000 | 4,785 |
| Pre-tax net operating income | $244,000 | 4,213 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $244,000 | 4,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $244,000 | 4,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $244,000 | 4,028 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $244,000 | 3,872 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 5,096 |
| Total interest expense | $1,005,000 | 4,381 |
| Net interest income | $3,090,000 | 5,190 |
| Provision for loan and lease losses | $238,000 | 4,437 |
| Total noninterest income | $389,000 | 4,824 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $68,000 | 6,020 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $321,000 | 3,753 |
| Total noninterest expense | $2,681,000 | 5,168 |
| Salaries and employee benefits | $1,062,000 | 5,761 |
| Premises and equipment expense | $184,000 | 6,141 |
| Additional noninterest expense | $1,435,000 | 3,974 |
| Pre-tax net operating income | $560,000 | 4,587 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-116,000 | 6,838 |
| Income before extraordinary items | $676,000 | 4,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $676,000 | 4,213 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $676,000 | 4,213 |
| Net charge-offs | $259,000 | 3,976 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $676,000 | 4,084 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 5,094 |
| Total interest expense | $777,000 | 4,432 |
| Net interest income | $2,359,000 | 5,197 |
| Provision for loan and lease losses | $170,000 | 4,363 |
| Total noninterest income | $251,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $46,000 | 6,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $205,000 | 4,063 |
| Total noninterest expense | $1,939,000 | 5,264 |
| Salaries and employee benefits | $799,000 | 5,773 |
| Premises and equipment expense | $32,000 | 7,278 |
| Additional noninterest expense | $1,108,000 | 3,899 |
| Pre-tax net operating income | $501,000 | 4,473 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $501,000 | 4,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 4,312 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $501,000 | 4,312 |
| Net charge-offs | $192,000 | 3,759 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $501,000 | 4,178 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 5,144 |
| Total interest expense | $528,000 | 4,502 |
| Net interest income | $1,554,000 | 5,251 |
| Provision for loan and lease losses | $93,000 | 4,471 |
| Total noninterest income | $157,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $29,000 | 6,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 4,197 |
| Total noninterest expense | $1,359,000 | 5,196 |
| Salaries and employee benefits | $538,000 | 5,801 |
| Premises and equipment expense | $73,000 | 6,542 |
| Additional noninterest expense | $748,000 | 3,906 |
| Pre-tax net operating income | $259,000 | 4,792 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $254,000 | 4,690 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $254,000 | 4,688 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $254,000 | 4,690 |
| Net charge-offs | $66,000 | 4,241 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $254,000 | 4,603 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 5,146 |
| Total interest expense | $274,000 | 4,530 |
| Net interest income | $774,000 | 5,255 |
| Provision for loan and lease losses | $43,000 | 4,360 |
| Total noninterest income | $71,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $613,000 | 5,497 |
| Salaries and employee benefits | $281,000 | 5,760 |
| Premises and equipment expense | $58,000 | 5,891 |
| Additional noninterest expense | $274,000 | 4,754 |
| Pre-tax net operating income | $189,000 | 4,330 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $70,000 | 2,549 |
| Income before extraordinary items | $119,000 | 4,784 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $119,000 | 4,782 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $119,000 | 4,784 |
| Net charge-offs | $29,000 | 3,798 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $119,000 | 4,720 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 5,099 |
| Total interest expense | $1,492,000 | 4,280 |
| Net interest income | $3,018,000 | 5,343 |
| Provision for loan and lease losses | $361,000 | 4,585 |
| Total noninterest income | $421,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 5,790 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $342,000 | 3,757 |
| Total noninterest expense | $2,942,000 | 5,069 |
| Salaries and employee benefits | $1,098,000 | 5,846 |
| Premises and equipment expense | $163,000 | 6,520 |
| Additional noninterest expense | $1,681,000 | 3,700 |
| Pre-tax net operating income | $136,000 | 5,377 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-111,000 | 6,848 |
| Income before extraordinary items | $247,000 | 5,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 5,131 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $247,000 | 5,131 |
| Net charge-offs | $301,000 | 4,294 |
| Cash dividends | $160,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $247,000 | 4,977 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 5,172 |
| Total interest expense | $1,175,000 | 4,305 |
| Net interest income | $2,239,000 | 5,437 |
| Provision for loan and lease losses | $185,000 | 4,976 |
| Total noninterest income | $315,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $57,000 | 5,911 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $258,000 | 3,790 |
| Total noninterest expense | $2,384,000 | 4,867 |
| Salaries and employee benefits | $844,000 | 5,848 |
| Premises and equipment expense | $127,000 | 6,552 |
| Additional noninterest expense | $1,413,000 | 3,401 |
| Pre-tax net operating income | $-15,000 | 6,013 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-121,000 | 7,109 |
| Income before extraordinary items | $106,000 | 5,696 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $106,000 | 5,698 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $106,000 | 5,698 |
| Net charge-offs | $136,000 | 4,599 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $106,000 | 5,548 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 5,203 |
| Total interest expense | $824,000 | 4,266 |
| Net interest income | $1,452,000 | 5,530 |
| Provision for loan and lease losses | $119,000 | 4,994 |
| Total noninterest income | $222,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $1,844,000 | 4,479 |
| Salaries and employee benefits | $572,000 | 5,842 |
| Premises and equipment expense | $69,000 | 6,856 |
| Additional noninterest expense | $1,203,000 | 2,712 |
| Pre-tax net operating income | $-289,000 | 6,559 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $92,000 | 2,855 |
| Income before extraordinary items | $-381,000 | 6,767 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-381,000 | 6,769 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-381,000 | 6,768 |
| Net charge-offs | $42,000 | 5,025 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-381,000 | 6,727 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 5,257 |
| Total interest expense | $439,000 | 4,254 |
| Net interest income | $705,000 | 5,638 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $106,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $87,000 | 3,760 |
| Total noninterest expense | $560,000 | 5,901 |
| Salaries and employee benefits | $286,000 | 5,931 |
| Premises and equipment expense | $35,000 | 6,925 |
| Additional noninterest expense | $239,000 | 5,241 |
| Pre-tax net operating income | $221,000 | 3,889 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $88,000 | 2,243 |
| Income before extraordinary items | $133,000 | 4,588 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 4,589 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $133,000 | 4,587 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $133,000 | 4,469 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 5,203 |
| Total interest expense | $2,380,000 | 4,025 |
| Net interest income | $2,481,000 | 5,861 |
| Provision for loan and lease losses | $3,141,000 | 1,920 |
| Total noninterest income | $321,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $88,000 | 5,919 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $233,000 | 4,397 |
| Total noninterest expense | $3,552,000 | 4,671 |
| Salaries and employee benefits | $1,067,000 | 6,098 |
| Premises and equipment expense | $190,000 | 6,565 |
| Additional noninterest expense | $2,295,000 | 2,957 |
| Pre-tax net operating income | $-3,891,000 | 7,042 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,616,000 | 7,451 |
| Income before extraordinary items | $-2,275,000 | 6,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,275,000 | 6,824 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,275,000 | 6,825 |
| Net charge-offs | $3,397,000 | 1,489 |
| Cash dividends | $15,000 | 4,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,275,000 | 6,823 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 5,230 |
| Total interest expense | $1,862,000 | 4,045 |
| Net interest income | $1,824,000 | 5,922 |
| Provision for loan and lease losses | $2,680,000 | 1,589 |
| Total noninterest income | $228,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $62,000 | 6,042 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $166,000 | 4,600 |
| Total noninterest expense | $1,663,000 | 6,000 |
| Salaries and employee benefits | $820,000 | 6,073 |
| Premises and equipment expense | $140,000 | 6,639 |
| Additional noninterest expense | $703,000 | 5,402 |
| Pre-tax net operating income | $-2,291,000 | 7,130 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-117,000 | 6,976 |
| Income before extraordinary items | $-2,174,000 | 7,219 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,174,000 | 7,217 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,174,000 | 7,218 |
| Net charge-offs | $2,593,000 | 1,293 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,174,000 | 7,206 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 5,230 |
| Total interest expense | $1,285,000 | 4,066 |
| Net interest income | $1,218,000 | 5,930 |
| Provision for loan and lease losses | $2,155,000 | 1,339 |
| Total noninterest income | $134,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $93,000 | 4,923 |
| Total noninterest expense | $1,140,000 | 5,978 |
| Salaries and employee benefits | $555,000 | 6,115 |
| Premises and equipment expense | $86,000 | 6,840 |
| Additional noninterest expense | $499,000 | 5,257 |
| Pre-tax net operating income | $-1,943,000 | 7,369 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-26,000 | 6,899 |
| Income before extraordinary items | $-1,917,000 | 7,457 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,917,000 | 7,457 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,917,000 | 7,456 |
| Net charge-offs | $2,107,000 | 1,090 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,917,000 | 7,457 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 5,171 |
| Total interest expense | $667,000 | 4,080 |
| Net interest income | $635,000 | 5,856 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $109,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $91,000 | 3,806 |
| Total noninterest expense | $534,000 | 6,099 |
| Salaries and employee benefits | $281,000 | 6,133 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $212,000 | 5,449 |
| Pre-tax net operating income | $60,000 | 5,492 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-3,000 | 7,100 |
| Income before extraordinary items | $63,000 | 5,505 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $63,000 | 5,508 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $63,000 | 5,508 |
| Net charge-offs | $125,000 | 2,620 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $63,000 | 5,325 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,910 |
| Total interest expense | $3,341,000 | 3,961 |
| Net interest income | $2,703,000 | 5,703 |
| Provision for loan and lease losses | $290,000 | 4,686 |
| Total noninterest income | $375,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 6,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $299,000 | 4,111 |
| Total noninterest expense | $2,100,000 | 6,113 |
| Salaries and employee benefits | $1,104,000 | 6,191 |
| Premises and equipment expense | $216,000 | 6,538 |
| Additional noninterest expense | $780,000 | 5,539 |
| Pre-tax net operating income | $688,000 | 4,424 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $83,000 | 3,536 |
| Income before extraordinary items | $625,000 | 4,109 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $625,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 3,472 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $607,400 | 4,309 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 4,893 |
| Total interest expense | $2,617,000 | 3,963 |
| Net interest income | $2,083,000 | 5,666 |
| Provision for loan and lease losses | $88,000 | 5,358 |
| Total noninterest income | $276,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $53,000 | 6,369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $223,000 | 4,220 |
| Total noninterest expense | $1,592,000 | 6,070 |
| Salaries and employee benefits | $897,000 | 5,999 |
| Premises and equipment expense | $137,000 | 6,874 |
| Additional noninterest expense | $558,000 | 5,616 |
| Pre-tax net operating income | $679,000 | 4,399 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $87,000 | 3,710 |
| Income before extraordinary items | $592,000 | 4,153 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $592,000 | 4,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,853 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $592,000 | 4,309 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 4,844 |
| Total interest expense | $1,814,000 | 3,986 |
| Net interest income | $1,430,000 | 5,590 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $189,000 | 5,546 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $155,000 | 4,257 |
| Total noninterest expense | $1,073,000 | 6,076 |
| Salaries and employee benefits | $608,000 | 6,009 |
| Premises and equipment expense | $95,000 | 6,841 |
| Additional noninterest expense | $370,000 | 5,641 |
| Pre-tax net operating income | $521,000 | 4,310 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $83,000 | 3,636 |
| Income before extraordinary items | $438,000 | 4,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $438,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,906 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $438,000 | 4,231 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,829 |
| Total interest expense | $956,000 | 4,011 |
| Net interest income | $732,000 | 5,557 |
| Provision for loan and lease losses | $13,000 | 5,304 |
| Total noninterest income | $99,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $83,000 | 4,124 |
| Total noninterest expense | $549,000 | 6,054 |
| Salaries and employee benefits | $320,000 | 5,908 |
| Premises and equipment expense | $47,000 | 6,884 |
| Additional noninterest expense | $182,000 | 5,647 |
| Pre-tax net operating income | $269,000 | 4,390 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $47,000 | 3,621 |
| Income before extraordinary items | $222,000 | 4,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $222,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $222,000 | 4,343 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,589,000 | 4,911 |
| Total interest expense | $3,830,000 | 4,117 |
| Net interest income | $2,759,000 | 5,705 |
| Provision for loan and lease losses | $472,000 | 2,429 |
| Total noninterest income | $392,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $79,000 | 6,320 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $313,000 | 4,159 |
| Total noninterest expense | $2,053,000 | 6,151 |
| Salaries and employee benefits | $1,155,000 | 6,081 |
| Premises and equipment expense | $194,000 | 6,796 |
| Additional noninterest expense | $704,000 | 5,722 |
| Pre-tax net operating income | $626,000 | 5,623 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-30,000 | 7,881 |
| Income before extraordinary items | $656,000 | 5,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $656,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,018 |
| Cash dividends | $455,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $656,000 | 5,168 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 4,986 |
| Total interest expense | $2,841,000 | 4,155 |
| Net interest income | $2,014,000 | 5,818 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $271,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,351 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $212,000 | 4,375 |
| Total noninterest expense | $1,521,000 | 6,180 |
| Salaries and employee benefits | $860,000 | 6,098 |
| Premises and equipment expense | $145,000 | 6,797 |
| Additional noninterest expense | $516,000 | 5,727 |
| Pre-tax net operating income | $746,000 | 4,990 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $168,000 | 3,919 |
| Income before extraordinary items | $578,000 | 5,077 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $578,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $578,000 | 5,072 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 4,999 |
| Total interest expense | $1,882,000 | 4,175 |
| Net interest income | $1,362,000 | 5,823 |
| Provision for loan and lease losses | $7,000 | 5,886 |
| Total noninterest income | $179,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $139,000 | 4,467 |
| Total noninterest expense | $1,035,000 | 6,144 |
| Salaries and employee benefits | $583,000 | 6,103 |
| Premises and equipment expense | $92,000 | 6,913 |
| Additional noninterest expense | $360,000 | 5,604 |
| Pre-tax net operating income | $499,000 | 5,040 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $116,000 | 3,959 |
| Income before extraordinary items | $383,000 | 5,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $383,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $383,000 | 5,151 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 5,023 |
| Total interest expense | $929,000 | 4,192 |
| Net interest income | $674,000 | 5,850 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $89,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $513,000 | 6,221 |
| Salaries and employee benefits | $295,000 | 6,103 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $189,000 | 5,451 |
| Pre-tax net operating income | $244,000 | 5,102 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $58,000 | 3,953 |
| Income before extraordinary items | $186,000 | 5,227 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $186,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $186,000 | 5,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 4,987 |
| Total interest expense | $3,306,000 | 4,069 |
| Net interest income | $2,757,000 | 5,761 |
| Provision for loan and lease losses | $133,000 | 4,231 |
| Total noninterest income | $730,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $83,000 | 6,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $647,000 | 2,878 |
| Total noninterest expense | $2,086,000 | 6,040 |
| Salaries and employee benefits | $1,115,000 | 6,117 |
| Premises and equipment expense | $160,000 | 7,134 |
| Additional noninterest expense | $811,000 | 5,191 |
| Pre-tax net operating income | $1,268,000 | 4,676 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $220,000 | 4,188 |
| Income before extraordinary items | $1,048,000 | 4,607 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,048,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,414 |
| Cash dividends | $445,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,048,000 | 4,595 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 5,003 |
| Total interest expense | $2,399,000 | 4,074 |
| Net interest income | $2,095,000 | 5,787 |
| Provision for loan and lease losses | $124,000 | 3,788 |
| Total noninterest income | $610,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $62,000 | 6,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $548,000 | 2,715 |
| Total noninterest expense | $1,559,000 | 6,038 |
| Salaries and employee benefits | $845,000 | 6,074 |
| Premises and equipment expense | $119,000 | 7,179 |
| Additional noninterest expense | $595,000 | 5,247 |
| Pre-tax net operating income | $1,022,000 | 4,662 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $170,000 | 4,350 |
| Income before extraordinary items | $852,000 | 4,556 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $852,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,662 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $852,000 | 4,541 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 4,991 |
| Total interest expense | $1,552,000 | 4,019 |
| Net interest income | $1,415,000 | 5,772 |
| Provision for loan and lease losses | $102,000 | 3,281 |
| Total noninterest income | $491,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $450,000 | 2,353 |
| Total noninterest expense | $1,068,000 | 5,967 |
| Salaries and employee benefits | $580,000 | 6,015 |
| Premises and equipment expense | $77,000 | 7,257 |
| Additional noninterest expense | $411,000 | 5,111 |
| Pre-tax net operating income | $736,000 | 4,510 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $119,000 | 4,318 |
| Income before extraordinary items | $617,000 | 4,363 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $617,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,511 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $617,000 | 4,355 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,993 |
| Total interest expense | $751,000 | 3,991 |
| Net interest income | $702,000 | 5,794 |
| Provision for loan and lease losses | $85,000 | 2,271 |
| Total noninterest income | $365,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $345,000 | 1,750 |
| Total noninterest expense | $532,000 | 5,996 |
| Salaries and employee benefits | $293,000 | 6,011 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $205,000 | 5,106 |
| Pre-tax net operating income | $450,000 | 3,994 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $65,000 | 4,153 |
| Income before extraordinary items | $385,000 | 3,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 3,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 811 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $385,000 | 3,775 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 5,001 |
| Total interest expense | $2,343,000 | 3,995 |
| Net interest income | $2,897,000 | 5,616 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $447,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $362,000 | 3,944 |
| Total noninterest expense | $1,966,000 | 6,170 |
| Salaries and employee benefits | $1,067,000 | 6,171 |
| Premises and equipment expense | $165,000 | 7,110 |
| Additional noninterest expense | $734,000 | 5,462 |
| Pre-tax net operating income | $1,303,000 | 4,721 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $335,000 | 3,976 |
| Income before extraordinary items | $968,000 | 4,908 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $968,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,259 |
| Cash dividends | $430,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $968,000 | 4,877 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 5,021 |
| Total interest expense | $1,671,000 | 3,993 |
| Net interest income | $2,210,000 | 5,574 |
| Provision for loan and lease losses | $68,000 | 4,836 |
| Total noninterest income | $328,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 6,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 4,027 |
| Total noninterest expense | $1,416,000 | 6,258 |
| Salaries and employee benefits | $815,000 | 6,069 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $483,000 | 5,816 |
| Pre-tax net operating income | $1,054,000 | 4,631 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $266,000 | 3,986 |
| Income before extraordinary items | $788,000 | 4,797 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $788,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $788,000 | 4,766 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 5,064 |
| Total interest expense | $1,037,000 | 4,032 |
| Net interest income | $1,460,000 | 5,582 |
| Provision for loan and lease losses | $55,000 | 4,424 |
| Total noninterest income | $234,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $41,000 | 6,574 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $193,000 | 3,817 |
| Total noninterest expense | $974,000 | 6,168 |
| Salaries and employee benefits | $560,000 | 5,975 |
| Premises and equipment expense | $76,000 | 7,248 |
| Additional noninterest expense | $338,000 | 5,645 |
| Pre-tax net operating income | $665,000 | 4,748 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $159,000 | 4,161 |
| Income before extraordinary items | $506,000 | 4,859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $506,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,718 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $506,000 | 4,812 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 5,120 |
| Total interest expense | $484,000 | 4,112 |
| Net interest income | $738,000 | 5,579 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $123,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $514,000 | 6,005 |
| Salaries and employee benefits | $303,000 | 5,756 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $171,000 | 5,577 |
| Pre-tax net operating income | $322,000 | 4,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $71,000 | 4,271 |
| Income before extraordinary items | $251,000 | 4,859 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $251,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,689 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $251,000 | 4,818 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 5,009 |
| Total interest expense | $1,813,000 | 3,949 |
| Net interest income | $2,952,000 | 5,459 |
| Provision for loan and lease losses | $185,000 | 3,829 |
| Total noninterest income | $423,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $346,000 | 3,993 |
| Total noninterest expense | $1,732,000 | 6,481 |
| Salaries and employee benefits | $973,000 | 6,364 |
| Premises and equipment expense | $153,000 | 7,293 |
| Additional noninterest expense | $606,000 | 5,941 |
| Pre-tax net operating income | $1,458,000 | 4,313 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $280,000 | 4,284 |
| Income before extraordinary items | $1,178,000 | 4,247 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,178,000 | 4,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,189 |
| Cash dividends | $417,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,178,000 | 4,186 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 5,026 |
| Total interest expense | $1,345,000 | 3,937 |
| Net interest income | $2,194,000 | 5,486 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $283,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $229,000 | 4,237 |
| Total noninterest expense | $1,269,000 | 6,513 |
| Salaries and employee benefits | $719,000 | 6,389 |
| Premises and equipment expense | $116,000 | 7,243 |
| Additional noninterest expense | $434,000 | 6,053 |
| Pre-tax net operating income | $1,063,000 | 4,465 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $190,000 | 4,520 |
| Income before extraordinary items | $873,000 | 4,365 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $873,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,578 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $873,000 | 4,288 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 5,066 |
| Total interest expense | $893,000 | 3,953 |
| Net interest income | $1,440,000 | 5,526 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $195,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $159,000 | 4,193 |
| Total noninterest expense | $840,000 | 6,587 |
| Salaries and employee benefits | $482,000 | 6,416 |
| Premises and equipment expense | $73,000 | 7,393 |
| Additional noninterest expense | $285,000 | 6,140 |
| Pre-tax net operating income | $710,000 | 4,418 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $117,000 | 4,641 |
| Income before extraordinary items | $593,000 | 4,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $593,000 | 4,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,273 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $593,000 | 4,199 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 5,094 |
| Total interest expense | $452,000 | 3,965 |
| Net interest income | $714,000 | 5,560 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $108,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $427,000 | 6,573 |
| Salaries and employee benefits | $252,000 | 6,306 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $141,000 | 6,189 |
| Pre-tax net operating income | $360,000 | 4,351 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $61,000 | 4,556 |
| Income before extraordinary items | $299,000 | 4,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,316 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $299,000 | 4,152 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 5,137 |
| Total interest expense | $2,055,000 | 3,944 |
| Net interest income | $2,597,000 | 5,780 |
| Provision for loan and lease losses | $134,000 | 4,775 |
| Total noninterest income | $418,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $80,000 | 6,892 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $338,000 | 4,274 |
| Total noninterest expense | $1,692,000 | 6,539 |
| Salaries and employee benefits | $906,000 | 6,578 |
| Premises and equipment expense | $198,000 | 6,802 |
| Additional noninterest expense | $588,000 | 6,050 |
| Pre-tax net operating income | $1,189,000 | 4,708 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $194,000 | 4,968 |
| Income before extraordinary items | $995,000 | 4,665 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $995,000 | 4,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $394,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $995,000 | 4,497 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 5,175 |
| Total interest expense | $1,576,000 | 3,989 |
| Net interest income | $1,936,000 | 5,825 |
| Provision for loan and lease losses | $104,000 | 4,607 |
| Total noninterest income | $282,000 | 6,147 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $59,000 | 6,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $223,000 | 4,582 |
| Total noninterest expense | $1,227,000 | 6,639 |
| Salaries and employee benefits | $678,000 | 6,564 |
| Premises and equipment expense | $156,000 | 6,687 |
| Additional noninterest expense | $393,000 | 6,387 |
| Pre-tax net operating income | $887,000 | 4,864 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $119,000 | 5,376 |
| Income before extraordinary items | $768,000 | 4,715 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $768,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $768,000 | 4,529 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 5,216 |
| Total interest expense | $1,081,000 | 4,005 |
| Net interest income | $1,260,000 | 5,905 |
| Provision for loan and lease losses | $74,000 | 4,459 |
| Total noninterest income | $179,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $141,000 | 4,673 |
| Total noninterest expense | $827,000 | 6,603 |
| Salaries and employee benefits | $456,000 | 6,563 |
| Premises and equipment expense | $101,000 | 6,739 |
| Additional noninterest expense | $270,000 | 6,303 |
| Pre-tax net operating income | $538,000 | 5,130 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $72,000 | 5,530 |
| Income before extraordinary items | $466,000 | 4,982 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $466,000 | 4,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $466,000 | 4,779 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 5,182 |
| Total interest expense | $549,000 | 4,049 |
| Net interest income | $643,000 | 5,831 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $93,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 4,450 |
| Total noninterest expense | $440,000 | 6,425 |
| Salaries and employee benefits | $240,000 | 6,407 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $256,000 | 5,213 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $227,000 | 4,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $227,000 | 4,780 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 5,118 |
| Total interest expense | $2,637,000 | 3,929 |
| Net interest income | $2,450,000 | 5,973 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $378,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $83,000 | 6,881 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $295,000 | 4,295 |
| Total noninterest expense | $1,601,000 | 6,652 |
| Salaries and employee benefits | $876,000 | 6,594 |
| Premises and equipment expense | $159,000 | 7,321 |
| Additional noninterest expense | $566,000 | 6,123 |
| Pre-tax net operating income | $1,191,000 | 4,736 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $181,000 | 5,253 |
| Income before extraordinary items | $1,010,000 | 4,561 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,010,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $370,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,010,000 | 4,444 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 5,110 |
| Total interest expense | $3,656,000 | 4,076 |
| Net interest income | $2,117,000 | 6,253 |
| Provision for loan and lease losses | $772,000 | 1,543 |
| Total noninterest income | $342,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $250,000 | 4,492 |
| Total noninterest expense | $1,355,000 | 7,117 |
| Salaries and employee benefits | $717,000 | 7,137 |
| Premises and equipment expense | $177,000 | 7,111 |
| Additional noninterest expense | $461,000 | 6,702 |
| Pre-tax net operating income | $332,000 | 7,265 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-57,000 | 9,177 |
| Income before extraordinary items | $389,000 | 6,641 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $389,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 1,147 |
| Cash dividends | $92,000 | 5,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $389,000 | 6,509 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 5,272 |
| Total interest expense | $3,374,000 | 4,501 |
| Net interest income | $2,323,000 | 6,077 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $330,000 | 6,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,482 |
| Total noninterest expense | $1,416,000 | 6,963 |
| Salaries and employee benefits | $817,000 | 6,649 |
| Premises and equipment expense | $175,000 | 7,161 |
| Additional noninterest expense | $424,000 | 6,970 |
| Pre-tax net operating income | $1,132,000 | 4,903 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $247,000 | 5,010 |
| Income before extraordinary items | $873,000 | 4,769 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $873,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $417,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $882,360 | 4,743 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,138,000 | 5,468 |
| Total interest expense | $2,888,000 | 4,733 |
| Net interest income | $2,250,000 | 6,183 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $293,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,777 |
| Total noninterest expense | $1,336,000 | 7,201 |
| Salaries and employee benefits | $773,000 | 6,878 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $388,000 | 7,371 |
| Pre-tax net operating income | $1,117,000 | 4,984 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $228,000 | 5,425 |
| Income before extraordinary items | $889,000 | 4,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $889,000 | 4,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $370,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $889,000 | 4,742 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 5,640 |
| Total interest expense | $3,073,000 | 4,632 |
| Net interest income | $1,983,000 | 6,703 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $279,000 | 6,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $1,241,000 | 7,429 |
| Salaries and employee benefits | $705,000 | 7,157 |
| Premises and equipment expense | $134,000 | 7,988 |
| Additional noninterest expense | $402,000 | 7,203 |
| Pre-tax net operating income | $930,000 | 5,637 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $84,000 | 7,768 |
| Income before extraordinary items | $846,000 | 5,008 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $846,000 | 5,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,285 |
| Cash dividends | $330,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $846,000 | 4,925 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 5,893 |
| Total interest expense | $3,011,000 | 4,696 |
| Net interest income | $1,879,000 | 7,175 |
| Provision for loan and lease losses | $44,000 | 6,908 |
| Total noninterest income | $264,000 | 7,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,423 |
| Total noninterest expense | $1,148,000 | 7,856 |
| Salaries and employee benefits | $654,000 | 7,580 |
| Premises and equipment expense | $136,000 | 8,101 |
| Additional noninterest expense | $358,000 | 7,723 |
| Pre-tax net operating income | $951,000 | 5,984 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $174,000 | 7,253 |
| Income before extraordinary items | $777,000 | 5,557 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $777,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $777,000 | 5,514 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 6,292 |
| Total interest expense | $2,821,000 | 5,045 |
| Net interest income | $1,778,000 | 7,604 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $235,000 | 7,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $1,109,000 | 8,300 |
| Salaries and employee benefits | $642,000 | 7,887 |
| Premises and equipment expense | $129,000 | 8,550 |
| Additional noninterest expense | $338,000 | 8,480 |
| Pre-tax net operating income | $879,000 | 6,167 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $764,000 | 5,457 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $764,000 | 5,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,584 |
| Cash dividends | $285,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $754,540 | 5,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 6,620 |
| Total interest expense | $2,723,000 | 5,188 |
| Net interest income | $1,628,000 | 8,199 |
| Provision for loan and lease losses | $43,000 | 6,516 |
| Total noninterest income | $210,000 | 8,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,698 |
| Total noninterest expense | $1,198,000 | 8,216 |
| Salaries and employee benefits | $623,000 | 8,225 |
| Premises and equipment expense | $144,000 | 8,429 |
| Additional noninterest expense | $431,000 | 7,890 |
| Pre-tax net operating income | $597,000 | 7,879 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $39,000 | 10,400 |
| Income before extraordinary items | $565,000 | 6,814 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $565,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $215,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $558,420 | 6,834 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 6,645 |
| Total interest expense | $2,084,000 | 5,434 |
| Net interest income | $1,959,000 | 7,667 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $200,000 | 8,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $1,166,000 | 8,739 |
| Salaries and employee benefits | $626,000 | 8,436 |
| Premises and equipment expense | $130,000 | 9,091 |
| Additional noninterest expense | $410,000 | 8,730 |
| Pre-tax net operating income | $948,000 | 6,177 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $802,000 | 5,361 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $802,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $800,320 | 5,431 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,206,000 | 6,626 |
| Total interest expense | $2,207,000 | 5,362 |
| Net interest income | $1,999,000 | 7,675 |
| Provision for loan and lease losses | $155,000 | 4,559 |
| Total noninterest income | $222,000 | 8,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $1,189,000 | 8,934 |
| Salaries and employee benefits | $607,000 | 8,744 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $447,000 | 8,754 |
| Pre-tax net operating income | $877,000 | 6,442 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $119,000 | 9,335 |
| Income before extraordinary items | $758,000 | 5,788 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $758,000 | 5,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 3,212 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $758,000 | 5,542 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 7,027 |
| Total interest expense | $2,451,000 | 6,081 |
| Net interest income | $1,932,000 | 7,940 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $197,000 | 9,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,395 |
| Total noninterest expense | $1,049,000 | 9,750 |
| Salaries and employee benefits | $506,000 | 9,728 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $427,000 | 9,235 |
| Pre-tax net operating income | $920,000 | 5,992 |
| Securities gains (losses) | $115,000 | 2,787 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $745,000 | 5,657 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $745,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 4,939 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $662,200 | 5,805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.