Home > Strategic Capital Bank > Net Loans and Leases
Strategic Capital Bank, Net Loans and Leases
| 2009-03-31 | Rank | |
| Net loans and leases | $196,673,000 | 2,372 |
| Loan loss allowance | $8,743,000 | 871 |
| Total loans and leases | $205,416,000 | 2,317 |
| Unearned income | $186,000 | 832 |
| Loans and leases, gross | $205,602,000 | 2,317 |
| All real estate loans | $162,722,000 | 2,265 |
| Real estate loans in domestic offices | $162,722,000 | 2,264 |
| Construction and development loans | $68,529,000 | 975 |
| Commercial RE | $64,867,000 | 1,983 |
| Commercial real estate owner-occupied | $28,456,000 | 2,079 |
| Commercial real estate other non-farm non-residential | $36,411,000 | 1,619 |
| Multifamily residential real estate | $8,318,000 | 1,534 |
| 1-4 family residential loans | $19,247,000 | 4,658 |
| Farmland loans | $1,761,000 | 3,847 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $378,000 | 4,069 |
| Commercial and industrial loans | $39,716,000 | 1,528 |
| To non-U.S. addressees | $0 | 167 |
| Loans to individuals | $1,791,000 | 5,610 |
| Credit card loans | $0 | 1,668 |
| Related Plans | $251,000 | 1,641 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,540,000 | 5,616 |
| All other loans & leases | $995,000 | 2,677 |
| Loans to foreign governments and official institutions | $0 | 39 |
| Obligations of states and political subdivisions in U.S. | $995,000 | 1,506 |
| Other loans | $0 | 6,000 |
| Lease financing receivables | $0 | 1,296 |
| Loans to depository institutions and acceptances of other banks | $0 | 328 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,500 |
| Loans secured by real estate to non-U.S. addressees | $0 | 145 |
| Restructured Loans & leases | $0 | 2,408 |
| Non 1-4 family restructured loans & leases | $0 | 2,015 |
| Residential 1-4 family construction | $3,007,000 | 3,291 |
| Other construction, all land development and other land | $65,522,000 | 780 |
| Allowance for loan and lease losses in tier 2 | $5,545,000 | 1,048 |
| Total loans and leases | NA | NA |
| 2008-12-31 | Rank | |
| Net loans and leases | $219,575,000 | 2,177 |
| Loan loss allowance | $10,281,000 | 718 |
| Total loans and leases | $229,856,000 | 2,115 |
| Unearned income | $204,000 | 797 |
| Loans and leases, gross | $230,060,000 | 2,113 |
| All real estate loans | $181,824,000 | 2,054 |
| Real estate loans in domestic offices | $181,824,000 | 2,054 |
| Construction and development loans | $75,546,000 | 936 |
| Commercial RE | $67,624,000 | 1,891 |
| Commercial real estate owner-occupied | $27,963,000 | 2,077 |
| Commercial real estate other non-farm non-residential | $39,661,000 | 1,510 |
| Multifamily residential real estate | $14,912,000 | 989 |
| 1-4 family residential loans | $19,581,000 | 4,591 |
| Farmland loans | $4,161,000 | 2,643 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $380,000 | 4,107 |
| Commercial and industrial loans | $41,495,000 | 1,485 |
| To non-U.S. addressees | $0 | 165 |
| Loans to individuals | $1,763,000 | 5,732 |
| Credit card loans | $0 | 1,704 |
| Related Plans | $79,000 | 2,654 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,684,000 | 5,535 |
| All other loans & leases | $4,598,000 | 1,148 |
| Loans to foreign governments and official institutions | $0 | 33 |
| Obligations of states and political subdivisions in U.S. | $1,000,000 | 1,495 |
| Other loans | $0 | 6,052 |
| Lease financing receivables | $3,598,000 | 323 |
| Loans to depository institutions and acceptances of other banks | $0 | 309 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,515 |
| Loans secured by real estate to non-U.S. addressees | $0 | 142 |
| Restructured Loans & leases | $0 | 2,145 |
| Non 1-4 family restructured loans & leases | $0 | 1,840 |
| Residential 1-4 family construction | $2,819,000 | 3,541 |
| Other construction, all land development and other land | $72,727,000 | 721 |
| Allowance for loan and lease losses in tier 2 | $5,871,000 | 963 |
| Total loans and leases | NA | NA |
| 2008-09-30 | Rank | |
| Net loans and leases | $234,550,000 | 2,064 |
| Loan loss allowance | $4,500,000 | 1,393 |
| Total loans and leases | $239,050,000 | 2,052 |
| Unearned income | $192,000 | 842 |
| Loans and leases, gross | $239,242,000 | 2,051 |
| All real estate loans | $186,292,000 | 2,017 |
| Real estate loans in domestic offices | $186,292,000 | 2,017 |
| Construction and development loans | $79,187,000 | 931 |
| Commercial RE | $64,646,000 | 1,949 |
| Commercial real estate owner-occupied | $27,497,000 | 2,056 |
| Commercial real estate other non-farm non-residential | $37,149,000 | 1,566 |
| Multifamily residential real estate | $17,519,000 | 868 |
| 1-4 family residential loans | $21,008,000 | 4,393 |
| Farmland loans | $3,932,000 | 2,723 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,293,000 | 3,338 |
| Commercial and industrial loans | $44,874,000 | 1,393 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,784,000 | 5,780 |
| Credit card loans | $0 | 1,740 |
| Related Plans | $79,000 | 2,665 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,705,000 | 5,600 |
| All other loans & leases | $4,999,000 | 1,069 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Obligations of states and political subdivisions in U.S. | $1,000,000 | 1,489 |
| Other loans | $0 | 6,089 |
| Lease financing receivables | $3,999,000 | 317 |
| Loans to depository institutions and acceptances of other banks | $0 | 293 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,471 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,958 |
| Non 1-4 family restructured loans & leases | $0 | 1,688 |
| Residential 1-4 family construction | $765,000 | 5,377 |
| Other construction, all land development and other land | $78,422,000 | 686 |
| Allowance for loan and lease losses in tier 2 | $4,500,000 | 1,216 |
| Total loans and leases | NA | NA |
| 2008-06-30 | Rank | |
| Net loans and leases | $241,952,000 | 1,982 |
| Loan loss allowance | $4,425,000 | 1,335 |
| Total loans and leases | $246,377,000 | 1,974 |
| Unearned income | $121,000 | 1,060 |
| Loans and leases, gross | $246,498,000 | 1,973 |
| All real estate loans | $191,062,000 | 1,956 |
| Real estate loans in domestic offices | $191,062,000 | 1,956 |
| Construction and development loans | $85,770,000 | 889 |
| Commercial RE | $70,850,000 | 1,772 |
| Commercial real estate owner-occupied | $11,741,000 | 3,430 |
| Commercial real estate other non-farm non-residential | $59,109,000 | 1,026 |
| Multifamily residential real estate | $18,945,000 | 780 |
| 1-4 family residential loans | $10,923,000 | 5,737 |
| Farmland loans | $4,574,000 | 2,447 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,299,000 | 2,404 |
| Commercial and industrial loans | $45,225,000 | 1,393 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $520,000 | 7,458 |
| Credit card loans | $0 | 1,773 |
| Related Plans | $81,000 | 2,629 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $439,000 | 7,370 |
| All other loans & leases | $6,392,000 | 897 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $2,000,000 | 943 |
| Other loans | $0 | 6,089 |
| Lease financing receivables | $4,392,000 | 308 |
| Loans to depository institutions and acceptances of other banks | $0 | 282 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,461 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,734 |
| Non 1-4 family restructured loans & leases | $0 | 1,490 |
| Residential 1-4 family construction | $39,000 | 6,898 |
| Other construction, all land development and other land | $85,731,000 | 636 |
| Allowance for loan and lease losses in tier 2 | $4,425,000 | 1,197 |
| Total loans and leases | NA | NA |
| 2008-03-31 | Rank | |
| Net loans and leases | $192,596,000 | 2,358 |
| Loan loss allowance | $1,822,000 | 2,786 |
| Total loans and leases | $194,418,000 | 2,363 |
| Unearned income | $5,000 | 1,938 |
| Loans and leases, gross | $194,423,000 | 2,365 |
| All real estate loans | $147,398,000 | 2,379 |
| Real estate loans in domestic offices | $147,398,000 | 2,378 |
| Construction and development loans | $54,302,000 | 1,352 |
| Commercial RE | $53,683,000 | 2,176 |
| Commercial real estate owner-occupied | $11,875,000 | 3,352 |
| Commercial real estate other non-farm non-residential | $41,808,000 | 1,350 |
| Multifamily residential real estate | $13,011,000 | 995 |
| 1-4 family residential loans | $17,028,000 | 4,739 |
| Farmland loans | $9,374,000 | 1,399 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,105,000 | 2,399 |
| Commercial and industrial loans | $38,513,000 | 1,560 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $630,000 | 7,337 |
| Credit card loans | $0 | 1,808 |
| Related Plans | $35,000 | 3,293 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $595,000 | 7,192 |
| All other loans & leases | $4,777,000 | 1,073 |
| Loans to foreign governments and official institutions | $0 | 25 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,418 |
| Other loans | $0 | 6,149 |
| Lease financing receivables | $4,777,000 | 305 |
| Loans to depository institutions and acceptances of other banks | $0 | 278 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,443 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,522 |
| Non 1-4 family restructured loans & leases | $0 | 1,306 |
| Residential 1-4 family construction | $1,056,000 | 5,084 |
| Other construction, all land development and other land | $53,246,000 | 946 |
| Allowance for loan and lease losses in tier 2 | $1,822,000 | 2,597 |
| Total loans and leases | NA | NA |
| 2007-12-31 | Rank | |
| Net loans and leases | $161,088,000 | 2,703 |
| Loan loss allowance | $1,322,000 | 3,532 |
| Total loans and leases | $162,410,000 | 2,717 |
| Unearned income | $0 | 2,146 |
| Loans and leases, gross | $162,410,000 | 2,719 |
| All real estate loans | $106,864,000 | 3,010 |
| Real estate loans in domestic offices | $106,864,000 | 3,009 |
| Construction and development loans | $53,315,000 | 1,364 |
| Commercial RE | $38,728,000 | 2,743 |
| Commercial real estate owner-occupied | $5,433,000 | 3,488 |
| Commercial real estate other non-farm non-residential | $33,295,000 | 1,597 |
| Multifamily residential real estate | $1,619,000 | 3,341 |
| 1-4 family residential loans | $6,431,000 | 6,514 |
| Farmland loans | $6,771,000 | 1,821 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,982,000 | 2,187 |
| Commercial and industrial loans | $50,883,000 | 1,219 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $681,000 | 7,334 |
| Credit card loans | $0 | 1,825 |
| Related Plans | $55,000 | 2,993 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $626,000 | 7,216 |
| All other loans & leases | $0 | 6,917 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,446 |
| Other loans | $0 | 6,206 |
| Lease financing receivables | $0 | 1,386 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,423 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,375 |
| Non 1-4 family restructured loans & leases | $0 | 1,375 |
| Residential 1-4 family construction | $8,604,000 | 2,052 |
| Other construction, all land development and other land | $44,711,000 | 1,098 |
| Allowance for loan and lease losses in tier 2 | $1,322,000 | 3,321 |
| Total loans and leases | NA | NA |
| 2007-09-30 | Rank | |
| Net loans and leases | $154,444,000 | 2,788 |
| Loan loss allowance | $1,772,000 | 2,783 |
| Total loans and leases | $156,216,000 | 2,792 |
| Unearned income | $15,000 | 1,809 |
| Loans and leases, gross | $156,231,000 | 2,792 |
| All real estate loans | $104,246,000 | 3,031 |
| Real estate loans in domestic offices | $104,246,000 | 3,030 |
| Construction and development loans | $55,744,000 | 1,291 |
| Commercial RE | $37,928,000 | 2,723 |
| Commercial real estate owner-occupied | $5,388,000 | 3,509 |
| Commercial real estate other non-farm non-residential | $32,540,000 | 1,594 |
| Multifamily residential real estate | $1,852,000 | 3,142 |
| 1-4 family residential loans | $5,743,000 | 6,680 |
| Farmland loans | $2,979,000 | 3,063 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,256,000 | 2,132 |
| Commercial and industrial loans | $46,869,000 | 1,289 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $860,000 | 7,139 |
| Credit card loans | $0 | 1,864 |
| Related Plans | $64,000 | 2,834 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $796,000 | 7,040 |
| All other loans & leases | $0 | 6,931 |
| Loans to foreign governments and official institutions | $0 | 36 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,467 |
| Other loans | $0 | 6,195 |
| Lease financing receivables | $0 | 1,415 |
| Loans to depository institutions and acceptances of other banks | $0 | 263 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,368 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | $7,065,000 | 2,325 |
| Other construction, all land development and other land | $48,679,000 | 974 |
| Allowance for loan and lease losses in tier 2 | $1,772,000 | 2,601 |
| Total loans and leases | NA | NA |
| 2007-06-30 | Rank | |
| Net loans and leases | $131,250,000 | 3,185 |
| Loan loss allowance | $1,472,000 | 3,213 |
| Total loans and leases | $132,722,000 | 3,185 |
| Unearned income | $30,000 | 1,680 |
| Loans and leases, gross | $132,752,000 | 3,186 |
| All real estate loans | $81,680,000 | 3,609 |
| Real estate loans in domestic offices | $81,680,000 | 3,609 |
| Construction and development loans | $33,637,000 | 1,840 |
| Commercial RE | $37,841,000 | 2,717 |
| Commercial real estate owner-occupied | $5,396,000 | 3,520 |
| Commercial real estate other non-farm non-residential | $32,445,000 | 1,607 |
| Multifamily residential real estate | $1,943,000 | 3,067 |
| 1-4 family residential loans | $5,777,000 | 6,699 |
| Farmland loans | $2,482,000 | 3,286 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $94,000 | 4,777 |
| Commercial and industrial loans | $50,397,000 | 1,201 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $581,000 | 7,558 |
| Credit card loans | $0 | 1,890 |
| Related Plans | $14,000 | 3,811 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $567,000 | 7,388 |
| All other loans & leases | $0 | 6,945 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,496 |
| Other loans | $0 | 6,210 |
| Lease financing receivables | $0 | 1,429 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,290 |
| Non 1-4 family restructured loans & leases | $0 | 1,290 |
| Residential 1-4 family construction | $8,220,000 | 2,157 |
| Other construction, all land development and other land | $25,417,000 | 1,555 |
| Allowance for loan and lease losses in tier 2 | $1,472,000 | 3,023 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $111,615,000 | 3,558 |
| Loan loss allowance | $1,272,000 | 3,539 |
| Total loans and leases | $112,887,000 | 3,559 |
| Unearned income | $0 | 2,239 |
| Loans and leases, gross | $112,887,000 | 3,559 |
| All real estate loans | $71,576,000 | 3,886 |
| Real estate loans in domestic offices | $71,576,000 | 3,886 |
| Construction and development loans | $28,437,000 | 2,023 |
| Commercial RE | $34,978,000 | 2,853 |
| Commercial real estate owner-occupied | $5,853,000 | 3,460 |
| Commercial real estate other non-farm non-residential | $29,125,000 | 1,729 |
| Multifamily residential real estate | $1,273,000 | 3,525 |
| 1-4 family residential loans | $4,892,000 | 6,936 |
| Farmland loans | $1,996,000 | 3,557 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $68,000 | 4,884 |
| Commercial and industrial loans | $40,297,000 | 1,438 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $946,000 | 7,079 |
| Credit card loans | $0 | 1,908 |
| Related Plans | $27,000 | 3,489 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $919,000 | 6,912 |
| All other loans & leases | $0 | 6,988 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,503 |
| Other loans | $0 | 6,224 |
| Lease financing receivables | $0 | 1,447 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,272 |
| Non 1-4 family restructured loans & leases | $0 | 1,272 |
| Residential 1-4 family construction | $10,283,000 | 1,913 |
| Other construction, all land development and other land | $18,154,000 | 1,870 |
| Allowance for loan and lease losses in tier 2 | $1,272,000 | 3,337 |
| Total loans and leases | NA | NA |
| 2006-12-31 | Rank | |
| Net loans and leases | $98,302,000 | 3,876 |
| Loan loss allowance | $1,272,000 | 3,534 |
| Total loans and leases | $99,574,000 | 3,869 |
| Unearned income | $0 | 2,242 |
| Loans and leases, gross | $99,574,000 | 3,870 |
| All real estate loans | $65,721,000 | 4,043 |
| Real estate loans in domestic offices | $65,721,000 | 4,043 |
| Construction and development loans | $28,078,000 | 2,022 |
| Commercial RE | $29,939,000 | 3,151 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,378,000 | 3,404 |
| 1-4 family residential loans | $5,471,000 | 6,827 |
| Farmland loans | $855,000 | 4,531 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $137,000 | 4,684 |
| Commercial and industrial loans | $33,118,000 | 1,710 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $598,000 | 7,607 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $25,000 | 3,552 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $573,000 | 7,459 |
| All other loans & leases | $0 | 6,995 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $0 | 6,234 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,272,000 | 3,327 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $101,095,000 | 3,798 |
| Loan loss allowance | $1,242,000 | 3,617 |
| Total loans and leases | $102,337,000 | 3,795 |
| Unearned income | $0 | 2,260 |
| Loans and leases, gross | $102,337,000 | 3,796 |
| All real estate loans | $66,246,000 | 4,024 |
| Real estate loans in domestic offices | $66,246,000 | 4,024 |
| Construction and development loans | $28,759,000 | 1,951 |
| Commercial RE | $28,942,000 | 3,212 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,612,000 | 3,221 |
| 1-4 family residential loans | $5,421,000 | 6,887 |
| Farmland loans | $1,512,000 | 3,856 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $532,000 | 4,116 |
| Commercial and industrial loans | $33,940,000 | 1,647 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,619,000 | 6,315 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $41,000 | 3,231 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,578,000 | 6,109 |
| All other loans & leases | $0 | 7,040 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $0 | 6,254 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,242,000 | 3,374 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $92,580,000 | 3,982 |
| Loan loss allowance | $1,186,000 | 3,710 |
| Total loans and leases | $93,766,000 | 3,976 |
| Unearned income | $0 | 2,291 |
| Loans and leases, gross | $93,766,000 | 3,980 |
| All real estate loans | $58,984,000 | 4,277 |
| Real estate loans in domestic offices | $58,984,000 | 4,277 |
| Construction and development loans | $23,111,000 | 2,180 |
| Commercial RE | $27,247,000 | 3,310 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,425,000 | 3,363 |
| 1-4 family residential loans | $5,761,000 | 6,827 |
| Farmland loans | $1,440,000 | 3,941 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $485,000 | 4,202 |
| Commercial and industrial loans | $32,428,000 | 1,719 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,869,000 | 6,030 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $30,000 | 3,447 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,839,000 | 5,826 |
| All other loans & leases | $0 | 7,072 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $0 | 6,299 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,186,000 | 3,458 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $98,294,000 | 3,772 |
| Loan loss allowance | $1,280,000 | 3,485 |
| Total loans and leases | $99,574,000 | 3,770 |
| Unearned income | $0 | 2,300 |
| Loans and leases, gross | $99,574,000 | 3,774 |
| All real estate loans | $64,079,000 | 4,026 |
| Real estate loans in domestic offices | $64,079,000 | 4,026 |
| Construction and development loans | $22,084,000 | 2,169 |
| Commercial RE | $33,482,000 | 2,875 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,441,000 | 3,301 |
| 1-4 family residential loans | $5,313,000 | 6,930 |
| Farmland loans | $1,759,000 | 3,662 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,099,000 | 3,523 |
| Commercial and industrial loans | $32,464,000 | 1,667 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,932,000 | 5,961 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $20,000 | 3,673 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,912,000 | 5,741 |
| All other loans & leases | $0 | 7,062 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
| Other loans | $0 | 6,282 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,280,000 | 3,231 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $94,584,000 | 3,859 |
| Loan loss allowance | $1,274,000 | 3,468 |
| Total loans and leases | $95,858,000 | 3,857 |
| Unearned income | $0 | 2,340 |
| Loans and leases, gross | $95,858,000 | 3,861 |
| All real estate loans | $57,920,000 | 4,235 |
| Real estate loans in domestic offices | $57,920,000 | 4,234 |
| Construction and development loans | $16,330,000 | 2,497 |
| Commercial RE | $31,699,000 | 2,925 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,015,000 | 2,362 |
| 1-4 family residential loans | $5,462,000 | 6,942 |
| Farmland loans | $1,414,000 | 3,941 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,271,000 | 3,437 |
| Commercial and industrial loans | $34,642,000 | 1,558 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,025,000 | 5,956 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $17,000 | 3,780 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,008,000 | 5,709 |
| All other loans & leases | $0 | 7,115 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
| Other loans | $0 | 6,321 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,274,000 | 3,225 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $106,321,000 | 3,493 |
| Loan loss allowance | $1,641,000 | 2,791 |
| Total loans and leases | $107,962,000 | 3,489 |
| Unearned income | $6,000 | 2,071 |
| Loans and leases, gross | $107,968,000 | 3,491 |
| All real estate loans | $65,604,000 | 3,914 |
| Real estate loans in domestic offices | $65,604,000 | 3,914 |
| Construction and development loans | $22,186,000 | 1,999 |
| Commercial RE | $33,257,000 | 2,806 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,455,000 | 2,597 |
| 1-4 family residential loans | $5,406,000 | 6,984 |
| Farmland loans | $2,300,000 | 3,269 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,351,000 | 3,442 |
| Commercial and industrial loans | $39,165,000 | 1,355 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,848,000 | 6,206 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $26,000 | 3,571 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,822,000 | 5,986 |
| All other loans & leases | $0 | 7,147 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $0 | 6,347 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,641,000 | 2,570 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $110,438,000 | 3,331 |
| Loan loss allowance | $1,309,000 | 3,309 |
| Total loans and leases | $111,747,000 | 3,329 |
| Unearned income | $12,000 | 1,969 |
| Loans and leases, gross | $111,759,000 | 3,328 |
| All real estate loans | $70,146,000 | 3,688 |
| Real estate loans in domestic offices | $70,146,000 | 3,688 |
| Construction and development loans | $23,202,000 | 1,844 |
| Commercial RE | $36,706,000 | 2,575 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,684,000 | 2,084 |
| 1-4 family residential loans | $4,052,000 | 7,330 |
| Farmland loans | $2,502,000 | 3,130 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,713,000 | 3,171 |
| Commercial and industrial loans | $37,407,000 | 1,403 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,493,000 | 5,461 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $43,000 | 3,200 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,450,000 | 5,293 |
| All other loans & leases | $0 | 7,142 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $0 | 6,355 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,309,000 | 3,054 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $109,213,000 | 3,320 |
| Loan loss allowance | $1,403,000 | 3,146 |
| Total loans and leases | $110,616,000 | 3,320 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $110,616,000 | 3,324 |
| All real estate loans | $62,950,000 | 3,909 |
| Real estate loans in domestic offices | $62,950,000 | 3,909 |
| Construction and development loans | $19,143,000 | 1,993 |
| Commercial RE | $35,152,000 | 2,630 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,109,000 | 2,721 |
| 1-4 family residential loans | $4,369,000 | 7,271 |
| Farmland loans | $2,177,000 | 3,314 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $700,000 | 3,993 |
| Commercial and industrial loans | $44,061,000 | 1,165 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,905,000 | 5,093 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $62,000 | 2,882 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,843,000 | 4,946 |
| All other loans & leases | $0 | 7,209 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $0 | 6,408 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,403,000 | 2,864 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $111,943,000 | 3,224 |
| Loan loss allowance | $2,843,000 | 1,631 |
| Total loans and leases | $114,786,000 | 3,189 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $114,786,000 | 3,191 |
| All real estate loans | $62,570,000 | 3,886 |
| Real estate loans in domestic offices | $62,570,000 | 3,885 |
| Construction and development loans | $17,736,000 | 2,023 |
| Commercial RE | $34,588,000 | 2,643 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,918,000 | 2,274 |
| 1-4 family residential loans | $5,090,000 | 7,124 |
| Farmland loans | $2,238,000 | 3,262 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $700,000 | 4,020 |
| Commercial and industrial loans | $48,203,000 | 1,060 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,313,000 | 4,816 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $55,000 | 3,030 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,258,000 | 4,661 |
| All other loans & leases | $0 | 7,253 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $0 | 6,422 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,764,000 | 2,341 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $119,912,000 | 2,999 |
| Loan loss allowance | $1,817,000 | 2,497 |
| Total loans and leases | $121,729,000 | 2,988 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $121,729,000 | 2,989 |
| All real estate loans | $65,961,000 | 3,724 |
| Real estate loans in domestic offices | $65,961,000 | 3,723 |
| Construction and development loans | $19,394,000 | 1,808 |
| Commercial RE | $36,927,000 | 2,484 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,943,000 | 2,259 |
| 1-4 family residential loans | $4,714,000 | 7,235 |
| Farmland loans | $1,983,000 | 3,425 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $651,000 | 4,142 |
| Commercial and industrial loans | $51,761,000 | 981 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,356,000 | 4,873 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $144,000 | 2,100 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,212,000 | 4,799 |
| All other loans & leases | $0 | 7,310 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $0 | 6,478 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,801,000 | 2,291 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $118,198,000 | 2,986 |
| Loan loss allowance | $1,922,000 | 2,365 |
| Total loans and leases | $120,120,000 | 2,975 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $120,120,000 | 2,976 |
| All real estate loans | $66,231,000 | 3,652 |
| Real estate loans in domestic offices | $66,231,000 | 3,651 |
| Construction and development loans | $16,712,000 | 1,887 |
| Commercial RE | $37,497,000 | 2,392 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,733,000 | 1,726 |
| 1-4 family residential loans | $5,294,000 | 7,104 |
| Farmland loans | $1,995,000 | 3,388 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $692,000 | 4,097 |
| Commercial and industrial loans | $49,362,000 | 1,023 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,835,000 | 4,532 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $43,000 | 3,239 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,792,000 | 4,365 |
| All other loans & leases | $0 | 7,327 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $0 | 6,488 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,706,000 | 2,373 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $121,067,000 | 2,878 |
| Loan loss allowance | $1,577,000 | 2,796 |
| Total loans and leases | $122,644,000 | 2,877 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $122,644,000 | 2,878 |
| All real estate loans | $71,748,000 | 3,386 |
| Real estate loans in domestic offices | $71,748,000 | 3,385 |
| Construction and development loans | $17,190,000 | 1,774 |
| Commercial RE | $40,210,000 | 2,222 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,207,000 | 1,160 |
| 1-4 family residential loans | $4,233,000 | 7,416 |
| Farmland loans | $1,908,000 | 3,433 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $573,000 | 4,170 |
| Commercial and industrial loans | $46,312,000 | 1,083 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,011,000 | 4,428 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $56,000 | 3,001 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,955,000 | 4,273 |
| All other loans & leases | $0 | 7,315 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $0 | 6,483 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,577,000 | 2,494 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $116,882,000 | 2,936 |
| Loan loss allowance | $1,527,000 | 2,846 |
| Total loans and leases | $118,409,000 | 2,939 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $118,409,000 | 2,940 |
| All real estate loans | $64,429,000 | 3,607 |
| Real estate loans in domestic offices | $64,429,000 | 3,606 |
| Construction and development loans | $16,861,000 | 1,742 |
| Commercial RE | $34,870,000 | 2,443 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,019,000 | 1,267 |
| 1-4 family residential loans | $3,764,000 | 7,592 |
| Farmland loans | $1,915,000 | 3,421 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $601,000 | 4,211 |
| Commercial and industrial loans | $49,320,000 | 1,029 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,059,000 | 4,510 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $48,000 | 3,175 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,011,000 | 4,336 |
| All other loans & leases | $0 | 7,368 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $0 | 6,537 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,527,000 | 2,548 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $110,574,000 | 3,055 |
| Loan loss allowance | $1,468,000 | 2,937 |
| Total loans and leases | $112,042,000 | 3,055 |
| Unearned income | $10,000 | 2,178 |
| Loans and leases, gross | $112,052,000 | 3,058 |
| All real estate loans | $63,601,000 | 3,610 |
| Real estate loans in domestic offices | $63,601,000 | 3,609 |
| Construction and development loans | $17,154,000 | 1,678 |
| Commercial RE | $32,962,000 | 2,489 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,353,000 | 1,207 |
| 1-4 family residential loans | $4,203,000 | 7,507 |
| Farmland loans | $1,929,000 | 3,411 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $531,000 | 4,389 |
| Commercial and industrial loans | $44,012,000 | 1,115 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,908,000 | 4,691 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $12,000 | 4,007 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,896,000 | 4,497 |
| All other loans & leases | $0 | 7,399 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $0 | 6,563 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,468,000 | 2,623 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $114,726,000 | 2,930 |
| Loan loss allowance | $1,408,000 | 2,999 |
| Total loans and leases | $116,134,000 | 2,930 |
| Unearned income | $21,000 | 2,028 |
| Loans and leases, gross | $116,155,000 | 2,930 |
| All real estate loans | $60,817,000 | 3,691 |
| Real estate loans in domestic offices | $60,817,000 | 3,690 |
| Construction and development loans | $15,858,000 | 1,715 |
| Commercial RE | $32,718,000 | 2,438 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,488,000 | 1,307 |
| 1-4 family residential loans | $4,064,000 | 7,561 |
| Farmland loans | $1,689,000 | 3,578 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $636,000 | 4,288 |
| Commercial and industrial loans | $47,301,000 | 1,059 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,674,000 | 4,243 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $18,000 | 3,822 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,656,000 | 4,038 |
| All other loans & leases | $2,727,000 | 1,406 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $2,727,000 | 597 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,408,000 | 2,678 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $104,015,000 | 3,131 |
| Loan loss allowance | $1,348,000 | 3,056 |
| Total loans and leases | $105,363,000 | 3,126 |
| Unearned income | $18,000 | 2,099 |
| Loans and leases, gross | $105,381,000 | 3,128 |
| All real estate loans | $50,370,000 | 4,117 |
| Real estate loans in domestic offices | $50,370,000 | 4,116 |
| Construction and development loans | $12,916,000 | 1,911 |
| Commercial RE | $26,229,000 | 2,770 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,518,000 | 1,271 |
| 1-4 family residential loans | $2,992,000 | 7,932 |
| Farmland loans | $1,715,000 | 3,516 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $569,000 | 4,328 |
| Commercial and industrial loans | $47,406,000 | 1,054 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,349,000 | 4,482 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $8,000 | 4,117 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,341,000 | 4,274 |
| All other loans & leases | $2,687,000 | 1,433 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $2,687,000 | 592 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,348,000 | 2,724 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $98,762,000 | 3,243 |
| Loan loss allowance | $1,288,000 | 3,105 |
| Total loans and leases | $100,050,000 | 3,249 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $100,050,000 | 3,255 |
| All real estate loans | $48,832,000 | 4,186 |
| Real estate loans in domestic offices | $48,832,000 | 4,185 |
| Construction and development loans | $12,951,000 | 1,863 |
| Commercial RE | $25,187,000 | 2,802 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,868,000 | 1,735 |
| 1-4 family residential loans | $4,175,000 | 7,607 |
| Farmland loans | $2,651,000 | 2,810 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $636,000 | 4,296 |
| Commercial and industrial loans | $43,366,000 | 1,112 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,604,000 | 4,453 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $8,000 | 4,124 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,596,000 | 4,241 |
| All other loans & leases | $2,612,000 | 1,478 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $2,612,000 | 613 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,289,000 | 2,791 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $74,054,000 | 3,967 |
| Loan loss allowance | $736,000 | 4,566 |
| Total loans and leases | $74,790,000 | 3,980 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $74,790,000 | 3,987 |
| All real estate loans | $38,843,000 | 4,653 |
| Real estate loans in domestic offices | $38,843,000 | 4,651 |
| Construction and development loans | $6,156,000 | 2,780 |
| Commercial RE | $20,715,000 | 2,922 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,084,000 | 1,183 |
| 1-4 family residential loans | $4,128,000 | 7,706 |
| Farmland loans | $1,760,000 | 3,381 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $330,000 | 4,855 |
| Commercial and industrial loans | $32,205,000 | 1,437 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,154,000 | 5,833 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $4,000 | 4,249 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,150,000 | 5,608 |
| All other loans & leases | $258,000 | 4,410 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $258,000 | 2,267 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $736,000 | 4,195 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $49,948,000 | 5,164 |
| Loan loss allowance | $491,000 | 5,785 |
| Total loans and leases | $50,439,000 | 5,177 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $50,439,000 | 5,182 |
| All real estate loans | $21,207,000 | 6,205 |
| Real estate loans in domestic offices | $21,207,000 | 6,204 |
| Construction and development loans | $4,893,000 | 2,860 |
| Commercial RE | $13,246,000 | 3,609 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $522,000 | 4,071 |
| 1-4 family residential loans | $1,907,000 | 8,754 |
| Farmland loans | $639,000 | 4,837 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $270,000 | 5,132 |
| Commercial and industrial loans | $27,588,000 | 1,627 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,374,000 | 7,989 |
| Credit card loans | $1,000 | 5,713 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,373,000 | 7,818 |
| All other loans & leases | $0 | 7,989 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $10,407,000 | 9,279 |
| Loan loss allowance | $102,000 | 9,455 |
| Total loans and leases | $10,509,000 | 9,289 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $10,509,000 | 9,292 |
| All real estate loans | $2,219,000 | 9,711 |
| Real estate loans in domestic offices | $2,219,000 | 9,711 |
| Construction and development loans | $0 | 8,472 |
| Commercial RE | $1,552,000 | 7,676 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $72,000 | 9,976 |
| Farmland loans | $595,000 | 5,064 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $8,091,000 | 4,078 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $199,000 | 9,771 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $199,000 | 9,693 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |