Home > Strata Bank > Assets and Liabilities
Strata Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 83 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $369,690,000 | 1,901 |
| Cash and due from depository institutions | $30,691,000 | 1,998 |
| Interest-bearing balances | $359,000 | 5,551 |
| Securities | $23,862,000 | 3,976 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 5,160 |
| Net loans & leases | $285,687,000 | 1,703 |
| Loan loss allowance | $6,732,000 | 1,146 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,579,000 | 2,745 |
| Other real estate owned | $2,630,000 | 1,998 |
| Goodwill and other intangibles | $68,000 | 2,839 |
| All other assets | $22,171,000 | 987 |
| Life insurance assets | $5,419,000 | 1,195 |
| Total liabilities and capital | $369,690,000 | 1,901 |
| Total liabilities | $351,508,000 | 1,821 |
| Total deposits | $244,904,000 | 2,256 |
| Interest-bearing deposits | $208,092,000 | 2,270 |
| Deposits held in domestic offices | $244,904,000 | 2,254 |
| % insured | 85.79% | 1,956 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $104,659,000 | 532 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,945,000 | 2,429 |
| Total equity capital | $18,182,000 | 3,521 |
| Total bank equity capital | $18,182,000 | 3,521 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $30,643,000 | 1,118 |
| Undivided profits | $-12,461,000 | 7,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,386,000 | 1,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,287,000 | 2,717 |
| Earning assets | $309,910,000 | 2,068 |
| Long-term assets (5+ years) | $137,320,000 | 1,004 |
| Average Assets, year-to-date | $375,927,330 | 1,853 |
| Average Assets, quarterly | $370,986,500 | 1,882 |
| Volatile liabilities | $85,257,000 | 1,783 |
| Insider loans | $622,000 | 5,098 |
| FHLB advances | $104,659,000 | 461 |
| Loans and leases held for sale | $118,000 | 1,867 |
| Unused loan commitments | $38,567,000 | 1,831 |
| Tier 1 (core) risk-based capital | $12,540,000 | 4,553 |
| Tier 2 risk-based capital | $3,131,000 | 1,819 |
| Total risk weighted assets | $246,881,000 | 2,019 |
| Total unused commitments | $38,567,000 | 1,833 |
| Derivatives | $236,000 | 1,156 |
| 2009-03-31 | Rank | |
| # of Employees: | 90 | 1,841 |
| Assets and Liabilities | ||
| Total Assets: | $372,283,000 | 1,893 |
| Cash and due from depository institutions | $7,896,000 | 1,841 |
| Interest-bearing balances | $363,000 | 5,206 |
| Securities | $26,540,000 | 3,750 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 5,514 |
| Net loans & leases | $307,274,000 | 1,603 |
| Loan loss allowance | $3,634,000 | 1,855 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,676,000 | 2,728 |
| Other real estate owned | $4,544,000 | 1,841 |
| Goodwill and other intangibles | $62,000 | 2,881 |
| All other assets | $21,282,000 | 1,004 |
| Life insurance assets | $5,372,000 | 1,200 |
| Total liabilities and capital | $372,283,000 | 1,893 |
| Total liabilities | $351,491,000 | 1,822 |
| Total deposits | $245,265,000 | 2,234 |
| Interest-bearing deposits | $210,595,000 | 2,250 |
| Deposits held in domestic offices | $245,265,000 | 2,232 |
| % insured | 86.81% | 1,791 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $104,686,000 | 571 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,540,000 | 2,803 |
| Total equity capital | $20,792,000 | 3,169 |
| Total bank equity capital | $20,792,000 | 3,168 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $30,643,000 | 1,106 |
| Undivided profits | $-9,851,000 | 8,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,227,000 | 1,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,417,000 | 2,524 |
| Earning assets | $334,186,000 | 1,922 |
| Long-term assets (5+ years) | $149,163,000 | 917 |
| Average Assets, year-to-date | $379,046,000 | 1,843 |
| Average Assets, quarterly | $379,046,000 | 1,843 |
| Volatile liabilities | $82,051,000 | 1,852 |
| Insider loans | $631,000 | 5,090 |
| FHLB advances | $104,686,000 | 484 |
| Loans and leases held for sale | $346,000 | 1,529 |
| Unused loan commitments | $43,963,000 | 1,725 |
| Tier 1 (core) risk-based capital | $18,149,000 | 3,448 |
| Tier 2 risk-based capital | $3,350,000 | 1,705 |
| Total risk weighted assets | $267,718,000 | 1,911 |
| Total unused commitments | $43,963,000 | 1,726 |
| Derivatives | $1,010,000 | 1,012 |
| 2008-12-31 | Rank | |
| # of Employees: | 93 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $385,809,000 | 1,810 |
| Cash and due from depository institutions | $4,854,000 | 1,794 |
| Interest-bearing balances | $361,000 | 4,632 |
| Securities | $30,063,000 | 3,451 |
| Federal funds sold & reverse repurchase agreements | $8,000 | 5,321 |
| Net loans & leases | $320,414,000 | 1,557 |
| Loan loss allowance | $3,574,000 | 1,839 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,766,000 | 2,705 |
| Other real estate owned | $4,625,000 | 1,794 |
| Goodwill and other intangibles | $59,000 | 2,888 |
| All other assets | $21,020,000 | 1,018 |
| Life insurance assets | $5,321,000 | 1,207 |
| Total liabilities and capital | $385,809,000 | 1,810 |
| Total liabilities | $364,238,000 | 1,743 |
| Total deposits | $244,582,000 | 2,198 |
| Interest-bearing deposits | $211,115,000 | 2,195 |
| Deposits held in domestic offices | $244,582,000 | 2,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $117,798,000 | 570 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,858,000 | 2,440 |
| Total equity capital | $21,571,000 | 3,024 |
| Total bank equity capital | $21,571,000 | 3,024 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $30,643,000 | 1,081 |
| Undivided profits | $-9,072,000 | 8,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,122,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,423,000 | 2,633 |
| Earning assets | $350,846,000 | 1,817 |
| Long-term assets (5+ years) | $157,701,000 | 855 |
| Average Assets, year-to-date | $406,105,000 | 1,675 |
| Average Assets, quarterly | $393,640,000 | 1,760 |
| Volatile liabilities | $93,492,000 | 1,611 |
| Insider loans | $640,000 | 5,140 |
| FHLB advances | $117,798,000 | 498 |
| Loans and leases held for sale | $459,000 | 1,157 |
| Unused loan commitments | $40,540,000 | 1,877 |
| Tier 1 (core) risk-based capital | $18,801,000 | 3,319 |
| Tier 2 risk-based capital | $3,476,000 | 1,644 |
| Total risk weighted assets | $278,000,000 | 1,847 |
| Total unused commitments | $40,540,000 | 1,878 |
| Derivatives | $2,126,000 | 802 |
| 2008-09-30 | Rank | |
| # of Employees: | 100 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $401,471,000 | 1,735 |
| Cash and due from depository institutions | $5,995,000 | 1,682 |
| Interest-bearing balances | $360,000 | 3,974 |
| Securities | $39,817,000 | 2,737 |
| Federal funds sold & reverse repurchase agreements | $2,902,000 | 3,190 |
| Net loans & leases | $326,321,000 | 1,523 |
| Loan loss allowance | $3,481,000 | 1,724 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,861,000 | 2,657 |
| Other real estate owned | $2,700,000 | 1,682 |
| Goodwill and other intangibles | $97,000 | 2,820 |
| All other assets | $18,778,000 | 1,119 |
| Life insurance assets | $5,273,000 | 1,197 |
| Total liabilities and capital | $401,471,000 | 1,735 |
| Total liabilities | $382,589,000 | 1,646 |
| Total deposits | $263,355,000 | 2,025 |
| Interest-bearing deposits | $226,609,000 | 2,048 |
| Deposits held in domestic offices | $263,355,000 | 2,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $116,740,000 | 571 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,494,000 | 1,940 |
| Total equity capital | $18,882,000 | 3,434 |
| Total bank equity capital | $18,882,000 | 3,434 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $30,971,000 | 1,044 |
| Undivided profits | $-12,089,000 | 8,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,604,000 | 1,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,616,000 | 2,483 |
| Earning assets | $369,400,000 | 1,722 |
| Long-term assets (5+ years) | $167,866,000 | 790 |
| Average Assets, year-to-date | $411,179,000 | 1,654 |
| Average Assets, quarterly | $407,791,000 | 1,700 |
| Volatile liabilities | $74,153,000 | 1,916 |
| Insider loans | $650,000 | 5,111 |
| FHLB advances | $116,740,000 | 514 |
| Loans and leases held for sale | $672,000 | 917 |
| Unused loan commitments | $46,020,000 | 1,796 |
| Tier 1 (core) risk-based capital | $19,238,000 | 3,288 |
| Tier 2 risk-based capital | $3,481,000 | 1,601 |
| Total risk weighted assets | $283,672,000 | 1,803 |
| Total unused commitments | $46,020,000 | 1,798 |
| Derivatives | $2,644,000 | 694 |
| 2008-06-30 | Rank | |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $414,111,000 | 1,684 |
| Cash and due from depository institutions | $6,767,000 | 1,630 |
| Interest-bearing balances | $355,000 | 3,869 |
| Securities | $53,457,000 | 2,181 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 5,886 |
| Net loans & leases | $327,473,000 | 1,503 |
| Loan loss allowance | $3,307,000 | 1,758 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,962,000 | 2,595 |
| Other real estate owned | $3,684,000 | 1,630 |
| Goodwill and other intangibles | $101,000 | 2,827 |
| All other assets | $17,656,000 | 1,145 |
| Life insurance assets | $5,223,000 | 1,201 |
| Total liabilities and capital | $414,111,000 | 1,684 |
| Total liabilities | $386,978,000 | 1,629 |
| Total deposits | $261,519,000 | 2,038 |
| Interest-bearing deposits | $222,515,000 | 2,063 |
| Deposits held in domestic offices | $261,519,000 | 2,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $122,121,000 | 545 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,338,000 | 1,560 |
| Total equity capital | $27,133,000 | 2,504 |
| Total bank equity capital | $27,133,000 | 2,504 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $30,293,000 | 1,053 |
| Undivided profits | $-3,160,000 | 8,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,802,000 | 1,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,590,000 | 2,444 |
| Earning assets | $381,296,000 | 1,674 |
| Long-term assets (5+ years) | $166,897,000 | 783 |
| Average Assets, year-to-date | $414,415,000 | 1,656 |
| Average Assets, quarterly | $415,451,000 | 1,661 |
| Volatile liabilities | $76,350,000 | 1,857 |
| Insider loans | $690,000 | 5,010 |
| FHLB advances | $122,121,000 | 489 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $66,872,000 | 1,355 |
| Tier 1 (core) risk-based capital | $27,829,000 | 2,349 |
| Tier 2 risk-based capital | $3,307,000 | 1,647 |
| Total risk weighted assets | $308,864,000 | 1,673 |
| Total unused commitments | $66,872,000 | 1,356 |
| Derivatives | $518,000 | 908 |
| 2008-03-31 | Rank | |
| # of Employees: | 98 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $416,791,000 | 1,659 |
| Cash and due from depository institutions | $5,029,000 | 1,730 |
| Interest-bearing balances | $354,000 | 3,940 |
| Securities | $53,728,000 | 2,171 |
| Federal funds sold & reverse repurchase agreements | $4,577,000 | 3,403 |
| Net loans & leases | $330,728,000 | 1,468 |
| Loan loss allowance | $2,954,000 | 1,858 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,071,000 | 2,518 |
| Other real estate owned | $1,128,000 | 1,730 |
| Goodwill and other intangibles | $105,000 | 2,827 |
| All other assets | $16,425,000 | 1,178 |
| Life insurance assets | $5,166,000 | 1,208 |
| Total liabilities and capital | $416,791,000 | 1,659 |
| Total liabilities | $386,954,000 | 1,615 |
| Total deposits | $259,529,000 | 2,057 |
| Interest-bearing deposits | $222,525,000 | 2,072 |
| Deposits held in domestic offices | $259,529,000 | 2,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $124,792,000 | 497 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,633,000 | 2,005 |
| Total equity capital | $29,837,000 | 2,362 |
| Total bank equity capital | $29,837,000 | 2,362 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $29,793,000 | 1,065 |
| Undivided profits | $44,000 | 7,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,005,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,727,000 | 2,270 |
| Earning assets | $389,387,000 | 1,631 |
| Long-term assets (5+ years) | $162,606,000 | 779 |
| Average Assets, year-to-date | $414,567,000 | 1,652 |
| Average Assets, quarterly | $414,567,000 | 1,652 |
| Volatile liabilities | $74,845,000 | 1,856 |
| Insider loans | $208,000 | 6,465 |
| FHLB advances | $124,792,000 | 444 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $67,371,000 | 1,406 |
| Tier 1 (core) risk-based capital | $29,928,000 | 2,197 |
| Tier 2 risk-based capital | $2,954,000 | 1,765 |
| Total risk weighted assets | $315,748,000 | 1,613 |
| Total unused commitments | $67,371,000 | 1,407 |
| Derivatives | $1,744,000 | 828 |
| 2007-12-31 | Rank | |
| # of Employees: | 102 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $412,343,000 | 1,659 |
| Cash and due from depository institutions | $6,221,000 | 1,678 |
| Interest-bearing balances | $8,000 | 6,320 |
| Securities | $48,569,000 | 2,356 |
| Federal funds sold & reverse repurchase agreements | $1,806,000 | 4,305 |
| Net loans & leases | $333,975,000 | 1,442 |
| Loan loss allowance | $2,823,000 | 1,910 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,175,000 | 2,450 |
| Other real estate owned | $769,000 | 1,678 |
| Goodwill and other intangibles | $117,000 | 2,799 |
| All other assets | $15,711,000 | 1,208 |
| Life insurance assets | $5,118,000 | 1,201 |
| Total liabilities and capital | $412,343,000 | 1,659 |
| Total liabilities | $382,116,000 | 1,615 |
| Total deposits | $260,993,000 | 2,028 |
| Interest-bearing deposits | $223,128,000 | 2,041 |
| Deposits held in domestic offices | $260,993,000 | 2,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $118,817,000 | 493 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,306,000 | 2,202 |
| Total equity capital | $30,227,000 | 2,310 |
| Total bank equity capital | $30,227,000 | 2,310 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $29,793,000 | 1,042 |
| Undivided profits | $434,000 | 7,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,443,000 | 503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,650,000 | 2,583 |
| Earning assets | $384,358,000 | 1,634 |
| Long-term assets (5+ years) | $154,738,000 | 777 |
| Average Assets, year-to-date | $411,810,000 | 1,609 |
| Average Assets, quarterly | $412,377,500 | 1,645 |
| Volatile liabilities | $72,737,000 | 1,922 |
| Insider loans | $210,000 | 6,474 |
| FHLB advances | $118,817,000 | 442 |
| Loans and leases held for sale | $597,000 | 1,133 |
| Unused loan commitments | $60,224,000 | 1,533 |
| Tier 1 (core) risk-based capital | $30,155,000 | 2,184 |
| Tier 2 risk-based capital | $2,823,000 | 1,820 |
| Total risk weighted assets | $312,961,000 | 1,612 |
| Total unused commitments | $60,224,000 | 1,534 |
| Derivatives | $2,801,000 | 674 |
| 2007-09-30 | Rank | |
| # of Employees: | 97 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $412,412,000 | 1,638 |
| Cash and due from depository institutions | $7,874,000 | 1,763 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $55,480,000 | 2,070 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,180 |
| Net loans & leases | $326,996,000 | 1,439 |
| Loan loss allowance | $3,380,000 | 1,581 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,278,000 | 2,363 |
| Other real estate owned | $1,054,000 | 1,763 |
| Goodwill and other intangibles | $123,000 | 2,787 |
| All other assets | $15,602,000 | 1,197 |
| Life insurance assets | $5,072,000 | 1,170 |
| Total liabilities and capital | $412,412,000 | 1,638 |
| Total liabilities | $382,293,000 | 1,587 |
| Total deposits | $259,619,000 | 2,022 |
| Interest-bearing deposits | $223,639,000 | 2,021 |
| Deposits held in domestic offices | $259,619,000 | 2,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 3,245 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $118,846,000 | 460 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,578,000 | 1,547 |
| Total equity capital | $30,119,000 | 2,279 |
| Total bank equity capital | $30,119,000 | 2,279 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,341,000 | 661 |
| Surplus | $22,452,000 | 1,280 |
| Undivided profits | $326,000 | 7,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,531,000 | 557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,895,000 | 2,425 |
| Earning assets | $382,481,000 | 1,618 |
| Long-term assets (5+ years) | $147,951,000 | 790 |
| Average Assets, year-to-date | $411,676,750 | 1,603 |
| Average Assets, quarterly | $413,411,500 | 1,618 |
| Volatile liabilities | $79,587,000 | 1,735 |
| Insider loans | $212,000 | 6,475 |
| FHLB advances | $118,846,000 | 407 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $67,351,000 | 1,428 |
| Tier 1 (core) risk-based capital | $30,293,000 | 2,172 |
| Tier 2 risk-based capital | $3,380,000 | 1,556 |
| Total risk weighted assets | $313,285,000 | 1,589 |
| Total unused commitments | $67,351,000 | 1,428 |
| Derivatives | $876,000 | 844 |
| 2007-06-30 | Rank | |
| # of Employees: | 102 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $414,411,000 | 1,645 |
| Cash and due from depository institutions | $8,434,000 | 1,705 |
| Interest-bearing balances | $2,000 | 6,507 |
| Securities | $54,772,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,280 |
| Net loans & leases | $330,020,000 | 1,429 |
| Loan loss allowance | $3,144,000 | 1,679 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,365,000 | 2,309 |
| Other real estate owned | $306,000 | 1,705 |
| Goodwill and other intangibles | $125,000 | 2,806 |
| All other assets | $15,384,000 | 1,221 |
| Life insurance assets | $5,026,000 | 1,176 |
| Total liabilities and capital | $414,411,000 | 1,645 |
| Total liabilities | $384,377,000 | 1,586 |
| Total deposits | $275,691,000 | 1,945 |
| Interest-bearing deposits | $236,595,000 | 1,952 |
| Deposits held in domestic offices | $275,691,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,656 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $105,367,000 | 466 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,269,000 | 2,119 |
| Total equity capital | $30,034,000 | 2,257 |
| Total bank equity capital | $30,034,000 | 2,257 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,341,000 | 657 |
| Surplus | $22,452,000 | 1,285 |
| Undivided profits | $241,000 | 7,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,779,000 | 863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,940,000 | 2,170 |
| Earning assets | $384,799,000 | 1,615 |
| Long-term assets (5+ years) | $145,710,000 | 794 |
| Average Assets, year-to-date | $411,431,670 | 1,624 |
| Average Assets, quarterly | $411,769,000 | 1,636 |
| Volatile liabilities | $67,852,000 | 1,966 |
| Insider loans | $228,000 | 6,417 |
| FHLB advances | $105,367,000 | 406 |
| Loans and leases held for sale | $417,000 | 1,320 |
| Unused loan commitments | $70,105,000 | 1,406 |
| Tier 1 (core) risk-based capital | $30,459,000 | 2,144 |
| Tier 2 risk-based capital | $3,144,000 | 1,647 |
| Total risk weighted assets | $315,422,000 | 1,590 |
| Total unused commitments | $70,105,000 | 1,407 |
| Derivatives | $2,786,000 | 725 |
| 2007-03-31 | Rank | |
| # of Employees: | 97 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $409,127,000 | 1,648 |
| Cash and due from depository institutions | $7,882,000 | 1,786 |
| Interest-bearing balances | $2,000 | 6,554 |
| Securities | $53,956,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $129,000 | 6,625 |
| Net loans & leases | $327,185,000 | 1,415 |
| Loan loss allowance | $3,282,000 | 1,617 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,754,000 | 2,543 |
| Other real estate owned | $0 | 1,786 |
| Goodwill and other intangibles | $131,000 | 2,790 |
| All other assets | $15,090,000 | 1,198 |
| Life insurance assets | $4,978,000 | 1,168 |
| Total liabilities and capital | $409,127,000 | 1,648 |
| Total liabilities | $379,019,000 | 1,602 |
| Total deposits | $270,835,000 | 1,971 |
| Interest-bearing deposits | $233,862,000 | 1,967 |
| Deposits held in domestic offices | $270,835,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 1,976 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $103,421,000 | 464 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,263,000 | 2,196 |
| Total equity capital | $30,108,000 | 2,261 |
| Total bank equity capital | $30,108,000 | 2,261 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,336,000 | 639 |
| Surplus | $22,452,000 | 1,267 |
| Undivided profits | $320,000 | 7,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,696,000 | 965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,939,000 | 2,100 |
| Earning assets | $381,272,000 | 1,630 |
| Long-term assets (5+ years) | $139,330,000 | 799 |
| Average Assets, year-to-date | $409,942,000 | 1,632 |
| Average Assets, quarterly | $409,942,000 | 1,632 |
| Volatile liabilities | $79,692,000 | 1,686 |
| Insider loans | $222,000 | 6,455 |
| FHLB advances | $103,392,000 | 406 |
| Loans and leases held for sale | $1,102,000 | 955 |
| Unused loan commitments | $67,841,000 | 1,450 |
| Tier 1 (core) risk-based capital | $30,144,000 | 2,145 |
| Tier 2 risk-based capital | $3,282,000 | 1,598 |
| Total risk weighted assets | $309,529,000 | 1,602 |
| Total unused commitments | $67,841,000 | 1,450 |
| Derivatives | $8,698,000 | 530 |
| 2006-12-31 | Rank | |
| # of Employees: | 96 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $410,757,000 | 1,618 |
| Cash and due from depository institutions | $6,318,000 | 1,803 |
| Interest-bearing balances | $2,000 | 6,568 |
| Securities | $54,577,000 | 2,150 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,379 |
| Net loans & leases | $330,989,000 | 1,394 |
| Loan loss allowance | $3,346,000 | 1,554 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,032,000 | 2,876 |
| Other real estate owned | $0 | 1,803 |
| Goodwill and other intangibles | $135,000 | 2,782 |
| All other assets | $14,701,000 | 1,237 |
| Life insurance assets | $4,934,000 | 1,156 |
| Total liabilities and capital | $410,757,000 | 1,618 |
| Total liabilities | $381,141,000 | 1,574 |
| Total deposits | $264,238,000 | 1,985 |
| Interest-bearing deposits | $225,580,000 | 1,998 |
| Deposits held in domestic offices | $264,238,000 | 1,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $114,546,000 | 449 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,357,000 | 2,100 |
| Total equity capital | $29,616,000 | 2,260 |
| Total bank equity capital | $29,616,000 | 2,260 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,303,000 | 637 |
| Surplus | $20,704,000 | 1,329 |
| Undivided profits | $1,609,000 | 6,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,310,000 | 1,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,947,000 | 2,164 |
| Earning assets | $385,573,000 | 1,567 |
| Long-term assets (5+ years) | $136,249,000 | 802 |
| Average Assets, year-to-date | $395,285,800 | 1,615 |
| Average Assets, quarterly | $408,436,500 | 1,618 |
| Volatile liabilities | $92,766,000 | 1,608 |
| Insider loans | $247,000 | 6,382 |
| FHLB advances | $114,517,000 | 396 |
| Loans and leases held for sale | $1,110,000 | 915 |
| Unused loan commitments | $76,648,000 | 1,284 |
| Tier 1 (core) risk-based capital | $29,736,000 | 2,153 |
| Tier 2 risk-based capital | $3,346,000 | 1,544 |
| Total risk weighted assets | $315,535,000 | 1,533 |
| Total unused commitments | $76,648,000 | 1,284 |
| Derivatives | $5,874,000 | 570 |
| 2006-09-30 | Rank | |
| # of Employees: | 96 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $406,116,000 | 1,630 |
| Cash and due from depository institutions | $8,251,000 | 1,813 |
| Interest-bearing balances | $2,000 | 6,613 |
| Securities | $54,890,000 | 2,160 |
| Federal funds sold & reverse repurchase agreements | $739,000 | 4,985 |
| Net loans & leases | $324,085,000 | 1,413 |
| Loan loss allowance | $3,155,000 | 1,660 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,609,000 | 3,096 |
| Other real estate owned | $0 | 1,813 |
| Goodwill and other intangibles | $138,000 | 2,780 |
| All other assets | $14,404,000 | 1,263 |
| Life insurance assets | $4,889,000 | 1,137 |
| Total liabilities and capital | $406,116,000 | 1,630 |
| Total liabilities | $377,057,000 | 1,572 |
| Total deposits | $270,006,000 | 1,914 |
| Interest-bearing deposits | $232,080,000 | 1,920 |
| Deposits held in domestic offices | $270,006,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $104,620,000 | 498 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,431,000 | 2,021 |
| Total equity capital | $29,059,000 | 2,280 |
| Total bank equity capital | $29,059,000 | 2,280 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,270,000 | 621 |
| Surplus | $20,704,000 | 1,323 |
| Undivided profits | $1,085,000 | 7,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,462,000 | 1,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,976,000 | 2,138 |
| Earning assets | $379,716,000 | 1,596 |
| Long-term assets (5+ years) | $136,846,000 | 804 |
| Average Assets, year-to-date | $391,418,000 | 1,644 |
| Average Assets, quarterly | $403,934,000 | 1,627 |
| Volatile liabilities | $75,687,000 | 1,894 |
| Insider loans | $438,000 | 5,734 |
| FHLB advances | $104,591,000 | 445 |
| Loans and leases held for sale | $1,430,000 | 783 |
| Unused loan commitments | $79,021,000 | 1,284 |
| Tier 1 (core) risk-based capital | $29,200,000 | 2,170 |
| Tier 2 risk-based capital | $3,155,000 | 1,635 |
| Total risk weighted assets | $308,596,000 | 1,567 |
| Total unused commitments | $79,021,000 | 1,285 |
| Derivatives | $3,526,000 | 673 |
| 2006-06-30 | Rank | |
| # of Employees: | 96 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $401,752,000 | 1,635 |
| Cash and due from depository institutions | $8,757,000 | 1,820 |
| Interest-bearing balances | $1,000 | 6,688 |
| Securities | $53,062,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 5,845 |
| Net loans & leases | $322,158,000 | 1,393 |
| Loan loss allowance | $2,870,000 | 1,806 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,591,000 | 3,087 |
| Other real estate owned | $0 | 1,820 |
| Goodwill and other intangibles | $143,000 | 2,760 |
| All other assets | $14,036,000 | 1,282 |
| Life insurance assets | $4,845,000 | 1,120 |
| Total liabilities and capital | $401,752,000 | 1,635 |
| Total liabilities | $373,630,000 | 1,577 |
| Total deposits | $270,611,000 | 1,906 |
| Interest-bearing deposits | $232,616,000 | 1,895 |
| Deposits held in domestic offices | $270,611,000 | 1,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $100,858,000 | 530 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,161,000 | 2,035 |
| Total equity capital | $28,122,000 | 2,276 |
| Total bank equity capital | $28,122,000 | 2,276 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,239,000 | 597 |
| Surplus | $20,883,000 | 1,290 |
| Undivided profits | $0 | 7,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,030,000 | 1,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,746,000 | 2,153 |
| Earning assets | $375,226,000 | 1,590 |
| Long-term assets (5+ years) | $137,215,000 | 795 |
| Average Assets, year-to-date | $386,518,670 | 1,667 |
| Average Assets, quarterly | $394,554,500 | 1,649 |
| Volatile liabilities | $66,533,000 | 2,075 |
| Insider loans | $450,000 | 5,677 |
| FHLB advances | $100,765,000 | 470 |
| Loans and leases held for sale | $665,000 | 1,080 |
| Unused loan commitments | $83,782,000 | 1,197 |
| Tier 1 (core) risk-based capital | $28,841,000 | 2,166 |
| Tier 2 risk-based capital | $2,870,000 | 1,736 |
| Total risk weighted assets | $305,228,000 | 1,569 |
| Total unused commitments | $83,782,000 | 1,198 |
| Derivatives | $3,967,000 | 642 |
| 2006-03-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $387,357,000 | 1,665 |
| Cash and due from depository institutions | $6,691,000 | 1,769 |
| Interest-bearing balances | $1,000 | 6,719 |
| Securities | $56,470,000 | 2,117 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 6,297 |
| Net loans & leases | $306,408,000 | 1,428 |
| Loan loss allowance | $2,784,000 | 1,812 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,654,000 | 2,998 |
| Other real estate owned | $0 | 1,769 |
| Goodwill and other intangibles | $139,000 | 2,758 |
| All other assets | $13,992,000 | 1,260 |
| Life insurance assets | $4,805,000 | 1,097 |
| Total liabilities and capital | $387,357,000 | 1,665 |
| Total liabilities | $359,732,000 | 1,604 |
| Total deposits | $263,545,000 | 1,944 |
| Interest-bearing deposits | $228,859,000 | 1,893 |
| Deposits held in domestic offices | $263,545,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $93,981,000 | 541 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,206,000 | 2,023 |
| Total equity capital | $27,625,000 | 2,287 |
| Total bank equity capital | $27,625,000 | 2,287 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,054,000 | 594 |
| Surplus | $20,705,000 | 1,253 |
| Undivided profits | $-134,000 | 8,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 1,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,769,000 | 2,014 |
| Earning assets | $362,882,000 | 1,621 |
| Long-term assets (5+ years) | $137,414,000 | 777 |
| Average Assets, year-to-date | $378,902,000 | 1,691 |
| Average Assets, quarterly | $378,902,000 | 1,691 |
| Volatile liabilities | $59,440,000 | 2,183 |
| Insider loans | $461,000 | 5,595 |
| FHLB advances | $93,888,000 | 485 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $97,155,000 | 1,052 |
| Tier 1 (core) risk-based capital | $28,142,000 | 2,174 |
| Tier 2 risk-based capital | $2,784,000 | 1,749 |
| Total risk weighted assets | $293,436,000 | 1,580 |
| Total unused commitments | $97,155,000 | 1,052 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 93 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $370,447,000 | 1,723 |
| Cash and due from depository institutions | $9,634,000 | 1,861 |
| Interest-bearing balances | $1,000 | 6,749 |
| Securities | $50,113,000 | 2,370 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 6,119 |
| Net loans & leases | $293,677,000 | 1,468 |
| Loan loss allowance | $2,683,000 | 1,854 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,712,000 | 2,933 |
| Other real estate owned | $0 | 1,861 |
| Goodwill and other intangibles | $129,000 | 2,787 |
| All other assets | $13,178,000 | 1,312 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $370,447,000 | 1,723 |
| Total liabilities | $344,170,000 | 1,662 |
| Total deposits | $248,987,000 | 2,029 |
| Interest-bearing deposits | $208,400,000 | 2,037 |
| Deposits held in domestic offices | $248,987,000 | 2,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $93,205,000 | 561 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,978,000 | 2,158 |
| Total equity capital | $26,277,000 | 2,356 |
| Total bank equity capital | $26,277,000 | 2,356 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,025,000 | 687 |
| Surplus | $18,256,000 | 1,377 |
| Undivided profits | $1,996,000 | 6,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,604,000 | 2,214 |
| Earning assets | $343,795,000 | 1,699 |
| Long-term assets (5+ years) | $129,548,000 | 799 |
| Average Assets, year-to-date | $351,765,200 | 1,713 |
| Average Assets, quarterly | $367,623,000 | 1,709 |
| Volatile liabilities | $57,306,000 | 2,209 |
| Insider loans | $471,000 | 5,530 |
| FHLB advances | $93,112,000 | 492 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $86,748,000 | 1,117 |
| Tier 1 (core) risk-based capital | $26,631,000 | 2,254 |
| Tier 2 risk-based capital | $2,683,000 | 1,779 |
| Total risk weighted assets | $280,368,000 | 1,640 |
| Total unused commitments | $86,748,000 | 1,117 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $364,799,000 | 1,707 |
| Cash and due from depository institutions | $10,535,000 | 1,879 |
| Interest-bearing balances | $2,000 | 6,738 |
| Securities | $50,508,000 | 2,312 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 5,928 |
| Net loans & leases | $287,588,000 | 1,469 |
| Loan loss allowance | $2,635,000 | 1,864 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,721,000 | 2,887 |
| Other real estate owned | $0 | 1,879 |
| Goodwill and other intangibles | $95,000 | 2,889 |
| All other assets | $12,348,000 | 1,345 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $364,799,000 | 1,707 |
| Total liabilities | $338,890,000 | 1,656 |
| Total deposits | $261,140,000 | 1,879 |
| Interest-bearing deposits | $218,482,000 | 1,895 |
| Deposits held in domestic offices | $261,140,000 | 1,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,751 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $72,628,000 | 665 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,022,000 | 1,194 |
| Total equity capital | $25,909,000 | 2,360 |
| Total bank equity capital | $25,909,000 | 2,360 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,998,000 | 676 |
| Surplus | $18,256,000 | 1,336 |
| Undivided profits | $1,655,000 | 6,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 4,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,552,000 | 2,226 |
| Earning assets | $338,102,000 | 1,692 |
| Long-term assets (5+ years) | $131,885,000 | 773 |
| Average Assets, year-to-date | $347,094,750 | 1,722 |
| Average Assets, quarterly | $357,562,000 | 1,719 |
| Volatile liabilities | $43,242,000 | 2,639 |
| Insider loans | $500,000 | 5,424 |
| FHLB advances | $72,535,000 | 600 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $77,621,000 | 1,216 |
| Tier 1 (core) risk-based capital | $26,036,000 | 2,265 |
| Tier 2 risk-based capital | $2,635,000 | 1,780 |
| Total risk weighted assets | $270,917,000 | 1,646 |
| Total unused commitments | $77,621,000 | 1,216 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 95 | 1,817 |
| Assets and Liabilities | ||
| Total Assets: | $350,325,000 | 1,733 |
| Cash and due from depository institutions | $7,308,000 | 1,817 |
| Interest-bearing balances | $2,000 | 6,722 |
| Securities | $50,655,000 | 2,340 |
| Federal funds sold & reverse repurchase agreements | $2,454,000 | 3,227 |
| Net loans & leases | $274,598,000 | 1,499 |
| Loan loss allowance | $2,506,000 | 1,926 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,794,000 | 2,777 |
| Other real estate owned | $0 | 1,817 |
| Goodwill and other intangibles | $99,000 | 2,849 |
| All other assets | $11,417,000 | 1,403 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $350,325,000 | 1,733 |
| Total liabilities | $324,565,000 | 1,691 |
| Total deposits | $257,921,000 | 1,864 |
| Interest-bearing deposits | $218,374,000 | 1,863 |
| Deposits held in domestic offices | $257,921,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $64,714,000 | 749 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,930,000 | 2,025 |
| Total equity capital | $25,760,000 | 2,326 |
| Total bank equity capital | $25,760,000 | 2,326 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,969,000 | 659 |
| Surplus | $18,256,000 | 1,314 |
| Undivided profits | $1,535,000 | 6,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,465,000 | 2,155 |
| Earning assets | $327,709,000 | 1,703 |
| Long-term assets (5+ years) | $133,115,000 | 766 |
| Average Assets, year-to-date | $341,193,330 | 1,727 |
| Average Assets, quarterly | $345,610,000 | 1,733 |
| Volatile liabilities | $40,702,000 | 2,649 |
| Insider loans | $510,000 | 5,384 |
| FHLB advances | $64,557,000 | 686 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $66,924,000 | 1,334 |
| Tier 1 (core) risk-based capital | $25,259,000 | 2,266 |
| Tier 2 risk-based capital | $2,506,000 | 1,832 |
| Total risk weighted assets | $260,515,000 | 1,658 |
| Total unused commitments | $66,924,000 | 1,334 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 94 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $340,895,000 | 1,745 |
| Cash and due from depository institutions | $9,626,000 | 1,815 |
| Interest-bearing balances | $1,000 | 6,790 |
| Securities | $49,903,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $3,228,000 | 3,188 |
| Net loans & leases | $263,151,000 | 1,522 |
| Loan loss allowance | $2,377,000 | 2,003 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,844,000 | 2,712 |
| Other real estate owned | $0 | 1,815 |
| Goodwill and other intangibles | $73,000 | 2,925 |
| All other assets | $11,070,000 | 1,438 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $340,895,000 | 1,745 |
| Total liabilities | $316,053,000 | 1,709 |
| Total deposits | $252,286,000 | 1,883 |
| Interest-bearing deposits | $216,399,000 | 1,862 |
| Deposits held in domestic offices | $252,286,000 | 1,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $61,737,000 | 756 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,030,000 | 1,942 |
| Total equity capital | $24,842,000 | 2,333 |
| Total bank equity capital | $24,842,000 | 2,333 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,943,000 | 642 |
| Surplus | $18,256,000 | 1,273 |
| Undivided profits | $643,000 | 7,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,409,000 | 2,165 |
| Earning assets | $316,283,000 | 1,733 |
| Long-term assets (5+ years) | $130,898,000 | 801 |
| Average Assets, year-to-date | $336,627,500 | 1,751 |
| Average Assets, quarterly | $336,627,500 | 1,751 |
| Volatile liabilities | $40,983,000 | 2,557 |
| Insider loans | $596,000 | 5,092 |
| FHLB advances | $61,580,000 | 687 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $65,170,000 | 1,327 |
| Tier 1 (core) risk-based capital | $24,628,000 | 2,271 |
| Tier 2 risk-based capital | $2,377,000 | 1,919 |
| Total risk weighted assets | $249,249,000 | 1,686 |
| Total unused commitments | $65,170,000 | 1,327 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $332,360,000 | 1,780 |
| Cash and due from depository institutions | $5,906,000 | 1,853 |
| Interest-bearing balances | $1,000 | 6,807 |
| Securities | $52,849,000 | 2,315 |
| Federal funds sold & reverse repurchase agreements | $4,157,000 | 2,580 |
| Net loans & leases | $255,183,000 | 1,541 |
| Loan loss allowance | $2,330,000 | 2,021 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,911,000 | 2,640 |
| Other real estate owned | $0 | 1,853 |
| Goodwill and other intangibles | $84,000 | 2,875 |
| All other assets | $10,270,000 | 1,498 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $332,360,000 | 1,780 |
| Total liabilities | $307,555,000 | 1,743 |
| Total deposits | $246,504,000 | 1,910 |
| Interest-bearing deposits | $208,570,000 | 1,905 |
| Deposits held in domestic offices | $246,504,000 | 1,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $59,448,000 | 792 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,603,000 | 2,271 |
| Total equity capital | $24,805,000 | 2,334 |
| Total bank equity capital | $24,805,000 | 2,334 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,916,000 | 627 |
| Surplus | $16,287,000 | 1,394 |
| Undivided profits | $2,602,000 | 6,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,341,000 | 2,245 |
| Earning assets | $312,190,000 | 1,739 |
| Long-term assets (5+ years) | $129,903,000 | 805 |
| Average Assets, year-to-date | $316,782,200 | 1,776 |
| Average Assets, quarterly | $326,052,000 | 1,793 |
| Volatile liabilities | $39,530,000 | 2,555 |
| Insider loans | $623,000 | 5,047 |
| FHLB advances | $59,291,000 | 717 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $58,195,000 | 1,414 |
| Tier 1 (core) risk-based capital | $24,017,000 | 2,296 |
| Tier 2 risk-based capital | $2,330,000 | 1,931 |
| Total risk weighted assets | $242,373,000 | 1,705 |
| Total unused commitments | $58,195,000 | 1,414 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $319,744,000 | 1,828 |
| Cash and due from depository institutions | $8,516,000 | 1,858 |
| Interest-bearing balances | $2,000 | 6,817 |
| Securities | $51,908,000 | 2,327 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,921 |
| Net loans & leases | $245,726,000 | 1,576 |
| Loan loss allowance | $2,243,000 | 2,088 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,740,000 | 2,704 |
| Other real estate owned | $0 | 1,858 |
| Goodwill and other intangibles | $68,000 | 2,900 |
| All other assets | $9,785,000 | 1,553 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $319,744,000 | 1,828 |
| Total liabilities | $295,436,000 | 1,779 |
| Total deposits | $238,918,000 | 1,934 |
| Interest-bearing deposits | $202,051,000 | 1,929 |
| Deposits held in domestic offices | $238,918,000 | 1,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,191 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $54,452,000 | 847 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,566,000 | 2,306 |
| Total equity capital | $24,308,000 | 2,354 |
| Total bank equity capital | $24,308,000 | 2,354 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,887,000 | 625 |
| Surplus | $16,287,000 | 1,355 |
| Undivided profits | $2,134,000 | 6,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,307,000 | 2,375 |
| Earning assets | $297,637,000 | 1,798 |
| Long-term assets (5+ years) | $134,287,000 | 788 |
| Average Assets, year-to-date | $312,887,750 | 1,803 |
| Average Assets, quarterly | $319,066,000 | 1,808 |
| Volatile liabilities | $32,787,000 | 2,912 |
| Insider loans | $662,000 | 4,912 |
| FHLB advances | $54,295,000 | 766 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $55,539,000 | 1,451 |
| Tier 1 (core) risk-based capital | $23,399,000 | 2,331 |
| Tier 2 risk-based capital | $2,243,000 | 1,960 |
| Total risk weighted assets | $231,073,000 | 1,739 |
| Total unused commitments | $55,539,000 | 1,452 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 97 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $318,388,000 | 1,802 |
| Cash and due from depository institutions | $9,299,000 | 1,762 |
| Interest-bearing balances | $1,000 | 6,903 |
| Securities | $56,430,000 | 2,196 |
| Federal funds sold & reverse repurchase agreements | $3,903,000 | 2,390 |
| Net loans & leases | $235,336,000 | 1,597 |
| Loan loss allowance | $2,133,000 | 2,158 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,623,000 | 2,735 |
| Other real estate owned | $0 | 1,762 |
| Goodwill and other intangibles | $68,000 | 2,910 |
| All other assets | $9,729,000 | 1,559 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $318,388,000 | 1,802 |
| Total liabilities | $294,942,000 | 1,763 |
| Total deposits | $243,043,000 | 1,894 |
| Interest-bearing deposits | $207,123,000 | 1,873 |
| Deposits held in domestic offices | $243,043,000 | 1,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $50,521,000 | 893 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,378,000 | 2,328 |
| Total equity capital | $23,446,000 | 2,346 |
| Total bank equity capital | $23,446,000 | 2,346 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,860,000 | 618 |
| Surplus | $16,287,000 | 1,305 |
| Undivided profits | $1,299,000 | 7,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,332,000 | 2,186 |
| Earning assets | $295,670,000 | 1,779 |
| Long-term assets (5+ years) | $133,767,000 | 826 |
| Average Assets, year-to-date | $310,602,330 | 1,814 |
| Average Assets, quarterly | $314,325,500 | 1,812 |
| Volatile liabilities | $33,469,000 | 2,794 |
| Insider loans | $600,000 | 5,110 |
| FHLB advances | $50,299,000 | 814 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $50,890,000 | 1,546 |
| Tier 1 (core) risk-based capital | $22,883,000 | 2,333 |
| Tier 2 risk-based capital | $2,133,000 | 2,015 |
| Total risk weighted assets | $227,238,000 | 1,730 |
| Total unused commitments | $50,890,000 | 1,547 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 89 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $310,263,000 | 1,838 |
| Cash and due from depository institutions | $6,428,000 | 1,916 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $62,230,000 | 2,002 |
| Federal funds sold & reverse repurchase agreements | $6,228,000 | 2,342 |
| Net loans & leases | $222,591,000 | 1,653 |
| Loan loss allowance | $2,088,000 | 2,176 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,635,000 | 2,690 |
| Other real estate owned | $0 | 1,916 |
| Goodwill and other intangibles | $68,000 | 2,893 |
| All other assets | $9,083,000 | 1,539 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $310,263,000 | 1,838 |
| Total liabilities | $287,433,000 | 1,786 |
| Total deposits | $235,508,000 | 1,928 |
| Interest-bearing deposits | $202,126,000 | 1,911 |
| Deposits held in domestic offices | $235,508,000 | 1,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $50,524,000 | 829 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,401,000 | 2,544 |
| Total equity capital | $22,830,000 | 2,461 |
| Total bank equity capital | $22,830,000 | 2,461 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,833,000 | 789 |
| Surplus | $16,287,000 | 1,293 |
| Undivided profits | $1,710,000 | 6,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,278,000 | 2,246 |
| Earning assets | $291,051,000 | 1,792 |
| Long-term assets (5+ years) | $121,999,000 | 880 |
| Average Assets, year-to-date | $306,709,500 | 1,832 |
| Average Assets, quarterly | $306,709,500 | 1,832 |
| Volatile liabilities | $30,108,000 | 2,935 |
| Insider loans | $614,000 | 5,052 |
| FHLB advances | $50,302,000 | 752 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $43,627,000 | 1,684 |
| Tier 1 (core) risk-based capital | $21,439,000 | 2,440 |
| Tier 2 risk-based capital | $2,088,000 | 2,024 |
| Total risk weighted assets | $224,456,000 | 1,714 |
| Total unused commitments | $43,627,000 | 1,688 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $303,156,000 | 1,864 |
| Cash and due from depository institutions | $6,647,000 | 1,987 |
| Interest-bearing balances | $5,000 | 6,781 |
| Securities | $62,408,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $351,000 | 5,794 |
| Net loans & leases | $220,784,000 | 1,637 |
| Loan loss allowance | $2,005,000 | 2,251 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,716,000 | 2,632 |
| Other real estate owned | $0 | 1,987 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $9,250,000 | 1,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,156,000 | 1,864 |
| Total liabilities | $281,290,000 | 1,810 |
| Total deposits | $224,884,000 | 2,021 |
| Interest-bearing deposits | $191,396,000 | 2,006 |
| Deposits held in domestic offices | $224,884,000 | 2,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,248,000 | 801 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,158,000 | 2,800 |
| Total equity capital | $21,866,000 | 2,512 |
| Total bank equity capital | $21,866,000 | 2,512 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,800,000 | 793 |
| Surplus | $14,436,000 | 1,409 |
| Undivided profits | $2,630,000 | 6,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,390,000 | 2,136 |
| Earning assets | $283,548,000 | 1,823 |
| Long-term assets (5+ years) | $112,194,000 | 971 |
| Average Assets, year-to-date | $293,928,000 | 1,851 |
| Average Assets, quarterly | $301,927,000 | 1,847 |
| Volatile liabilities | $34,814,000 | 2,625 |
| Insider loans | $623,000 | 5,022 |
| FHLB advances | $55,026,000 | 715 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $38,921,000 | 1,787 |
| Tier 1 (core) risk-based capital | $20,847,000 | 2,472 |
| Tier 2 risk-based capital | $2,005,000 | 2,101 |
| Total risk weighted assets | $216,599,000 | 1,755 |
| Total unused commitments | $38,921,000 | 1,790 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 85 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $300,698,000 | 1,887 |
| Cash and due from depository institutions | $7,251,000 | 2,053 |
| Interest-bearing balances | $1,000 | 6,976 |
| Securities | $69,744,000 | 1,828 |
| Federal funds sold & reverse repurchase agreements | $4,005,000 | 3,037 |
| Net loans & leases | $207,496,000 | 1,710 |
| Loan loss allowance | $1,886,000 | 2,378 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,612,000 | 2,674 |
| Other real estate owned | $0 | 2,053 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $8,590,000 | 1,637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,698,000 | 1,887 |
| Total liabilities | $279,235,000 | 1,826 |
| Total deposits | $232,555,000 | 1,949 |
| Interest-bearing deposits | $197,388,000 | 1,967 |
| Deposits held in domestic offices | $232,555,000 | 1,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,451,000 | 904 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,229,000 | 2,798 |
| Total equity capital | $21,463,000 | 2,555 |
| Total bank equity capital | $21,463,000 | 2,555 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,774,000 | 787 |
| Surplus | $14,436,000 | 1,400 |
| Undivided profits | $2,253,000 | 6,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 5,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,336,000 | 2,358 |
| Earning assets | $281,246,000 | 1,841 |
| Long-term assets (5+ years) | $111,877,000 | 974 |
| Average Assets, year-to-date | $291,621,000 | 1,887 |
| Average Assets, quarterly | $300,256,000 | 1,871 |
| Volatile liabilities | $29,404,000 | 2,920 |
| Insider loans | $559,000 | 5,254 |
| FHLB advances | $45,229,000 | 816 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $45,409,000 | 1,584 |
| Tier 1 (core) risk-based capital | $20,103,000 | 2,559 |
| Tier 2 risk-based capital | $1,886,000 | 2,184 |
| Total risk weighted assets | $207,231,000 | 1,821 |
| Total unused commitments | $45,409,000 | 1,589 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 92 | 1,900 |
| Assets and Liabilities | ||
| Total Assets: | $299,814,000 | 1,873 |
| Cash and due from depository institutions | $8,728,000 | 1,900 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $89,658,000 | 1,425 |
| Federal funds sold & reverse repurchase agreements | $9,872,000 | 1,617 |
| Net loans & leases | $179,922,000 | 1,937 |
| Loan loss allowance | $1,745,000 | 2,485 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,608,000 | 2,631 |
| Other real estate owned | $0 | 1,900 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,026,000 | 1,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,814,000 | 1,873 |
| Total liabilities | $278,506,000 | 1,809 |
| Total deposits | $241,700,000 | 1,856 |
| Interest-bearing deposits | $207,984,000 | 1,843 |
| Deposits held in domestic offices | $241,700,000 | 1,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,519,000 | 1,076 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,287,000 | 2,789 |
| Total equity capital | $21,308,000 | 2,555 |
| Total bank equity capital | $21,308,000 | 2,555 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,753,000 | 780 |
| Surplus | $14,436,000 | 1,369 |
| Undivided profits | $2,119,000 | 6,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,390,000 | 2,154 |
| Earning assets | $279,453,000 | 1,830 |
| Long-term assets (5+ years) | $93,718,000 | 1,091 |
| Average Assets, year-to-date | $288,595,330 | 1,892 |
| Average Assets, quarterly | $291,417,000 | 1,898 |
| Volatile liabilities | $29,294,000 | 2,879 |
| Insider loans | $534,000 | 5,325 |
| FHLB advances | $35,233,000 | 980 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $43,331,000 | 1,603 |
| Tier 1 (core) risk-based capital | $19,671,000 | 2,569 |
| Tier 2 risk-based capital | $1,745,000 | 2,278 |
| Total risk weighted assets | $207,600,000 | 1,781 |
| Total unused commitments | $43,331,000 | 1,610 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 85 | 2,037 |
| Assets and Liabilities | ||
| Total Assets: | $283,020,000 | 1,928 |
| Cash and due from depository institutions | $7,875,000 | 2,037 |
| Interest-bearing balances | $131,000 | 5,009 |
| Securities | $80,334,000 | 1,556 |
| Federal funds sold & reverse repurchase agreements | $3,808,000 | 3,860 |
| Net loans & leases | $179,943,000 | 1,905 |
| Loan loss allowance | $1,663,000 | 2,559 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,469,000 | 2,681 |
| Other real estate owned | $0 | 2,037 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,591,000 | 1,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,020,000 | 1,928 |
| Total liabilities | $263,651,000 | 1,871 |
| Total deposits | $226,978,000 | 1,943 |
| Interest-bearing deposits | $197,184,000 | 1,936 |
| Deposits held in domestic offices | $226,978,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $35,691,000 | 1,021 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $982,000 | 3,387 |
| Total equity capital | $19,369,000 | 2,729 |
| Total bank equity capital | $19,369,000 | 2,729 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,736,000 | 1,043 |
| Surplus | $14,436,000 | 1,347 |
| Undivided profits | $1,197,000 | 7,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 5,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,398,000 | 2,162 |
| Earning assets | $264,216,000 | 1,896 |
| Long-term assets (5+ years) | $97,126,000 | 1,012 |
| Average Assets, year-to-date | $282,986,000 | 1,915 |
| Average Assets, quarterly | $282,986,000 | 1,915 |
| Volatile liabilities | $29,115,000 | 2,872 |
| Insider loans | $468,000 | 5,549 |
| FHLB advances | $35,405,000 | 938 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $38,210,000 | 1,709 |
| Tier 1 (core) risk-based capital | $18,105,000 | 2,734 |
| Tier 2 risk-based capital | $1,663,000 | 2,341 |
| Total risk weighted assets | $193,793,000 | 1,861 |
| Total unused commitments | $38,210,000 | 1,718 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 93 | 1,845 |
| Assets and Liabilities | ||
| Total Assets: | $282,952,000 | 1,901 |
| Cash and due from depository institutions | $10,129,000 | 1,845 |
| Interest-bearing balances | $111,000 | 5,030 |
| Securities | $86,882,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $5,086,000 | 2,756 |
| Net loans & leases | $170,367,000 | 2,002 |
| Loan loss allowance | $1,518,000 | 2,710 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,506,000 | 2,638 |
| Other real estate owned | $0 | 1,845 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,982,000 | 1,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,952,000 | 1,901 |
| Total liabilities | $264,232,000 | 1,839 |
| Total deposits | $229,490,000 | 1,882 |
| Interest-bearing deposits | $200,934,000 | 1,851 |
| Deposits held in domestic offices | $229,490,000 | 1,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $33,822,000 | 1,069 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $920,000 | 3,578 |
| Total equity capital | $18,720,000 | 2,783 |
| Total bank equity capital | $18,720,000 | 2,783 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,725,000 | 1,033 |
| Surplus | $13,110,000 | 1,419 |
| Undivided profits | $1,885,000 | 6,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 5,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,560,000 | 2,014 |
| Earning assets | $262,446,000 | 1,866 |
| Long-term assets (5+ years) | $96,864,000 | 1,007 |
| Average Assets, year-to-date | $276,031,800 | 1,844 |
| Average Assets, quarterly | $281,921,500 | 1,886 |
| Volatile liabilities | $35,563,000 | 2,445 |
| Insider loans | $472,000 | 5,564 |
| FHLB advances | $33,536,000 | 976 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $36,714,000 | 1,696 |
| Tier 1 (core) risk-based capital | $17,656,000 | 2,740 |
| Tier 2 risk-based capital | $1,518,000 | 2,504 |
| Total risk weighted assets | $185,350,000 | 1,905 |
| Total unused commitments | $36,714,000 | 1,702 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 87 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $264,064,000 | 1,924 |
| Cash and due from depository institutions | $8,840,000 | 1,971 |
| Interest-bearing balances | $1,000 | 6,949 |
| Securities | $98,691,000 | 1,150 |
| Federal funds sold & reverse repurchase agreements | $11,499,000 | 1,271 |
| Net loans & leases | $133,858,000 | 2,413 |
| Loan loss allowance | $1,098,000 | 3,367 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,888,000 | 2,324 |
| Other real estate owned | $0 | 1,971 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,288,000 | 1,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,064,000 | 1,924 |
| Total liabilities | $248,144,000 | 1,852 |
| Total deposits | $211,780,000 | 1,944 |
| Interest-bearing deposits | $185,667,000 | 1,912 |
| Deposits held in domestic offices | $211,780,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,411,000 | 928 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $953,000 | 3,580 |
| Total equity capital | $15,920,000 | 3,014 |
| Total bank equity capital | $15,920,000 | 3,014 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,691,000 | 1,038 |
| Surplus | $11,941,000 | 1,466 |
| Undivided profits | $288,000 | 8,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,713,000 | 1,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,834,000 | 1,810 |
| Earning assets | $244,049,000 | 1,910 |
| Long-term assets (5+ years) | $94,754,000 | 997 |
| Average Assets, year-to-date | $247,865,600 | 1,969 |
| Average Assets, quarterly | $262,992,000 | 1,910 |
| Volatile liabilities | $31,892,000 | 2,604 |
| Insider loans | $274,000 | 6,521 |
| FHLB advances | $35,060,000 | 836 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,643,000 | 3,581 |
| Tier 1 (core) risk-based capital | $15,937,000 | 2,886 |
| Tier 2 risk-based capital | $1,098,000 | 3,130 |
| Total risk weighted assets | $155,941,000 | 2,140 |
| Total unused commitments | $11,643,000 | 3,589 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 90 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $227,114,000 | 2,135 |
| Cash and due from depository institutions | $9,141,000 | 1,861 |
| Interest-bearing balances | $3,000 | 6,684 |
| Securities | $85,687,000 | 1,309 |
| Federal funds sold & reverse repurchase agreements | $9,499,000 | 1,256 |
| Net loans & leases | $112,719,000 | 2,728 |
| Loan loss allowance | $883,000 | 3,850 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,247,000 | 2,068 |
| Other real estate owned | $0 | 1,861 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,821,000 | 1,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,114,000 | 2,135 |
| Total liabilities | $212,770,000 | 2,056 |
| Total deposits | $186,081,000 | 2,117 |
| Interest-bearing deposits | $158,713,000 | 2,140 |
| Deposits held in domestic offices | $186,081,000 | 2,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,777,000 | 1,139 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $912,000 | 3,850 |
| Total equity capital | $14,344,000 | 3,224 |
| Total bank equity capital | $14,344,000 | 3,224 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,283,000 | 1,155 |
| Surplus | $11,191,000 | 1,498 |
| Undivided profits | $-130,000 | 9,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 4,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $679,000 | 3,986 |
| Earning assets | $207,908,000 | 2,155 |
| Long-term assets (5+ years) | $84,543,000 | 1,066 |
| Average Assets, year-to-date | $214,323,800 | 2,156 |
| Average Assets, quarterly | $225,497,000 | 2,129 |
| Volatile liabilities | $21,654,000 | 3,477 |
| Insider loans | $317,000 | 6,409 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,964,000 | 3,178 |
| Tier 1 (core) risk-based capital | $14,763,000 | 3,024 |
| Tier 2 risk-based capital | $883,000 | 3,634 |
| Total risk weighted assets | $132,502,800 | 2,390 |
| Total unused commitments | $12,964,000 | 3,180 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $193,455,000 | 2,453 |
| Cash and due from depository institutions | $10,984,000 | 2,369 |
| Interest-bearing balances | $46,000 | 5,501 |
| Securities | $77,036,000 | 1,485 |
| Federal funds sold & reverse repurchase agreements | $857,000 | 5,150 |
| Net loans & leases | $96,633,000 | 3,003 |
| Loan loss allowance | $804,000 | 4,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,002,000 | 2,161 |
| Other real estate owned | $0 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,943,000 | 2,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,455,000 | 2,453 |
| Total liabilities | $181,599,000 | 2,361 |
| Total deposits | $152,168,000 | 2,526 |
| Interest-bearing deposits | $134,556,000 | 2,431 |
| Deposits held in domestic offices | $152,168,000 | 2,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,750,000 | 1,068 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $681,000 | 4,351 |
| Total equity capital | $11,856,000 | 3,680 |
| Total bank equity capital | $11,856,000 | 3,680 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,242,000 | 1,178 |
| Surplus | $10,179,000 | 1,602 |
| Undivided profits | $-1,565,000 | 10,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 2,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $490,000 | 4,637 |
| Earning assets | $174,572,000 | 2,496 |
| Long-term assets (5+ years) | $81,489,000 | 1,150 |
| Average Assets, year-to-date | $174,141,800 | 2,586 |
| Average Assets, quarterly | $189,490,500 | 2,456 |
| Volatile liabilities | $20,506,000 | 3,426 |
| Insider loans | $376,000 | 6,008 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,076,000 | 3,310 |
| Tier 1 (core) risk-based capital | $14,222,000 | 3,081 |
| Tier 2 risk-based capital | $804,000 | 3,793 |
| Total risk weighted assets | $106,040,700 | 2,828 |
| Total unused commitments | $12,076,000 | 3,313 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $153,258,000 | 2,969 |
| Cash and due from depository institutions | $6,491,000 | 3,309 |
| Interest-bearing balances | $52,000 | 5,521 |
| Securities | $62,495,000 | 1,863 |
| Federal funds sold & reverse repurchase agreements | $3,969,000 | 4,073 |
| Net loans & leases | $76,697,000 | 3,521 |
| Loan loss allowance | $624,000 | 4,857 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,474,000 | 4,833 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,132,000 | 3,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,258,000 | 2,969 |
| Total liabilities | $139,459,000 | 2,938 |
| Total deposits | $123,721,000 | 3,067 |
| Interest-bearing deposits | $110,029,000 | 2,957 |
| Deposits held in domestic offices | $123,721,000 | 3,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,817,000 | 1,255 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $921,000 | 3,768 |
| Total equity capital | $13,799,000 | 3,237 |
| Total bank equity capital | $13,799,000 | 3,237 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,179,000 | 1,150 |
| Surplus | $9,267,000 | 1,686 |
| Undivided profits | $1,353,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 3,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $420,000 | 5,275 |
| Earning assets | $143,213,000 | 2,934 |
| Long-term assets (5+ years) | $61,815,000 | 1,332 |
| Average Assets, year-to-date | $137,485,400 | 3,118 |
| Average Assets, quarterly | $150,528,000 | 2,971 |
| Volatile liabilities | $11,427,000 | 4,607 |
| Insider loans | $562,000 | 5,003 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,684,000 | 3,464 |
| Tier 1 (core) risk-based capital | $13,358,000 | 3,177 |
| Tier 2 risk-based capital | $699,150 | 4,078 |
| Total risk weighted assets | $81,920,350 | 3,364 |
| Total unused commitments | $10,684,000 | 3,469 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $116,987,000 | 3,751 |
| Cash and due from depository institutions | $3,704,000 | 3,726 |
| Interest-bearing balances | $52,000 | 5,309 |
| Securities | $35,133,000 | 3,177 |
| Federal funds sold & reverse repurchase agreements | $3,875,000 | 3,313 |
| Net loans & leases | $71,046,000 | 3,775 |
| Loan loss allowance | $491,000 | 5,793 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,585,000 | 4,540 |
| Other real estate owned | $0 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,644,000 | 4,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,987,000 | 3,751 |
| Total liabilities | $107,384,000 | 3,669 |
| Total deposits | $101,171,000 | 3,664 |
| Interest-bearing deposits | $92,724,000 | 3,425 |
| Deposits held in domestic offices | $101,171,000 | 3,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,543,000 | 1,865 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $670,000 | 4,821 |
| Total equity capital | $9,603,000 | 4,458 |
| Total bank equity capital | $9,603,000 | 4,458 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $8,061,000 | 1,884 |
| Undivided profits | $1,542,000 | 7,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,590 |
| Income earned, not collected on loans | $474,000 | 4,952 |
| Earning assets | $110,106,000 | 3,685 |
| Long-term assets (5+ years) | $35,313,000 | 1,853 |
| Average Assets, year-to-date | $106,440,400 | 3,931 |
| Average Assets, quarterly | $114,511,000 | 3,778 |
| Volatile liabilities | $11,854,000 | 4,442 |
| Insider loans | $652,000 | 4,691 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,315,000 | 3,623 |
| Tier 1 (core) risk-based capital | $9,267,000 | 4,457 |
| Tier 2 risk-based capital | $491,000 | 5,240 |
| Total risk weighted assets | $63,630,600 | 4,141 |
| Total unused commitments | $9,315,000 | 3,625 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $98,231,000 | 4,493 |
| Cash and due from depository institutions | $4,375,000 | 4,115 |
| Interest-bearing balances | $34,000 | 5,635 |
| Securities | $23,037,000 | 4,803 |
| Federal funds sold & reverse repurchase agreements | $3,784,000 | 3,281 |
| Net loans & leases | $64,418,000 | 4,128 |
| Loan loss allowance | $524,000 | 5,716 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,166,000 | 5,495 |
| Other real estate owned | $0 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,451,000 | 4,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,231,000 | 4,493 |
| Total liabilities | $90,151,000 | 4,396 |
| Total deposits | $87,044,000 | 4,317 |
| Interest-bearing deposits | $79,115,000 | 4,102 |
| Deposits held in domestic offices | $87,044,000 | 4,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,333,000 | 2,532 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $774,000 | 4,300 |
| Total equity capital | $8,080,000 | 5,193 |
| Total bank equity capital | $8,080,000 | 5,193 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $7,035,000 | 2,176 |
| Undivided profits | $1,045,000 | 8,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 3,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $449,000 | 315 |
| Income earned, not collected on loans | $442,000 | 5,201 |
| Earning assets | $91,273,000 | 4,446 |
| Long-term assets (5+ years) | $19,314,000 | 2,736 |
| Average Assets, year-to-date | $90,910,600 | 4,638 |
| Average Assets, quarterly | $96,007,000 | 4,531 |
| Volatile liabilities | $7,367,000 | 5,890 |
| Insider loans | $587,000 | 5,082 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,980,000 | 4,236 |
| Tier 1 (core) risk-based capital | $8,062,000 | 5,105 |
| Tier 2 risk-based capital | $524,000 | 5,077 |
| Total risk weighted assets | $54,831,500 | 4,740 |
| Total unused commitments | $6,980,000 | 4,249 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $84,030,000 | 5,151 |
| Cash and due from depository institutions | $4,218,000 | 4,330 |
| Interest-bearing balances | $141,000 | 4,588 |
| Securities | $22,852,000 | 5,040 |
| Federal funds sold & reverse repurchase agreements | $2,241,000 | 5,223 |
| Net loans & leases | $52,371,000 | 4,818 |
| Loan loss allowance | $434,000 | 6,626 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $925,000 | 6,332 |
| Other real estate owned | $333,000 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,090,000 | 6,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,030,000 | 5,151 |
| Total liabilities | $76,812,000 | 5,073 |
| Total deposits | $75,941,000 | 4,899 |
| Interest-bearing deposits | $70,505,000 | 4,598 |
| Deposits held in domestic offices | $75,941,000 | 4,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $403,000 | 3,587 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $468,000 | 6,486 |
| Total equity capital | $7,218,000 | 5,731 |
| Total bank equity capital | $7,218,000 | 5,731 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $6,233,000 | 2,396 |
| Undivided profits | $985,000 | 9,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,036 |
| Income earned, not collected on loans | $289,000 | 7,290 |
| Earning assets | $77,605,000 | 5,125 |
| Long-term assets (5+ years) | $14,738,000 | 3,122 |
| Average Assets, year-to-date | $76,923,000 | 5,324 |
| Average Assets, quarterly | $81,755,000 | 5,212 |
| Volatile liabilities | $3,470,000 | 8,116 |
| Insider loans | $470,000 | 5,836 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,600,000 | 5,197 |
| Tier 1 (core) risk-based capital | $7,035,000 | 5,706 |
| Tier 2 risk-based capital | $434,000 | 5,848 |
| Total risk weighted assets | $50,727,500 | 4,981 |
| Total unused commitments | $4,600,000 | 5,210 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $70,721,000 | 5,875 |
| Cash and due from depository institutions | $2,826,000 | 5,222 |
| Interest-bearing balances | $9,000 | 6,726 |
| Securities | $16,505,000 | 6,687 |
| Federal funds sold & reverse repurchase agreements | $1,090,000 | 5,297 |
| Net loans & leases | $48,215,000 | 5,039 |
| Loan loss allowance | $472,000 | 6,438 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $874,000 | 6,582 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,211,000 | 5,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,721,000 | 5,875 |
| Total liabilities | $64,976,000 | 5,810 |
| Total deposits | $64,333,000 | 5,606 |
| Interest-bearing deposits | $60,544,000 | 5,181 |
| Deposits held in domestic offices | $64,333,000 | 5,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $303,000 | 4,133 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $340,000 | 6,783 |
| Total equity capital | $5,745,000 | 6,468 |
| Total bank equity capital | $5,745,000 | 6,468 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $4,408,000 | 3,075 |
| Undivided profits | $1,337,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,127,000 | 2,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $384,000 | 312 |
| Income earned, not collected on loans | $289,000 | 6,776 |
| Earning assets | $65,819,000 | 5,800 |
| Long-term assets (5+ years) | $14,314,000 | 3,257 |
| Average Assets, year-to-date | $68,504,600 | 5,909 |
| Average Assets, quarterly | $70,209,000 | 5,874 |
| Volatile liabilities | $1,408,000 | 10,491 |
| Insider loans | $472,000 | 5,859 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,000 | 1,424 |
| Unused loan commitments | $1,898,000 | 7,611 |
| Tier 1 (core) risk-based capital | $6,232,000 | 6,185 |
| Tier 2 risk-based capital | $472,000 | 5,527 |
| Total risk weighted assets | $44,342,000 | 5,472 |
| Total unused commitments | $1,898,000 | 7,623 |
| Derivatives | $100,000 | 668 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $65,064,000 | 6,422 |
| Cash and due from depository institutions | $2,297,000 | 5,435 |
| Interest-bearing balances | $211,000 | 5,425 |
| Securities | $13,294,000 | 7,927 |
| Federal funds sold & reverse repurchase agreements | $1,079,000 | 7,570 |
| Net loans & leases | $46,785,000 | 5,068 |
| Loan loss allowance | $400,000 | 7,394 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $945,000 | 6,365 |
| Other real estate owned | $0 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $664,000 | 8,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,064,000 | 6,422 |
| Total liabilities | $59,506,000 | 6,382 |
| Total deposits | $59,243,000 | 6,203 |
| Interest-bearing deposits | $56,349,000 | 5,743 |
| Deposits held in domestic offices | $59,243,000 | 6,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $263,000 | 8,128 |
| Total equity capital | $5,558,000 | 6,751 |
| Total bank equity capital | $5,558,000 | 6,751 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $4,408,000 | 3,016 |
| Undivided profits | $1,150,000 | 9,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,606,000 | 2,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $386,000 | 356 |
| Income earned, not collected on loans | $215,000 | 7,769 |
| Earning assets | $61,369,000 | 6,281 |
| Long-term assets (5+ years) | $12,649,000 | 3,731 |
| Average Assets, year-to-date | $64,519,200 | 6,324 |
| Average Assets, quarterly | $64,988,000 | 6,366 |
| Volatile liabilities | $1,108,000 | 11,176 |
| Insider loans | $495,000 | 5,742 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $175,000 | 1,485 |
| Unused loan commitments | $3,719,000 | 5,729 |
| Tier 1 (core) risk-based capital | $5,558,000 | 6,658 |
| Tier 2 risk-based capital | $400,000 | 6,268 |
| Total risk weighted assets | $38,822,300 | 6,032 |
| Total unused commitments | $3,719,000 | 5,751 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $63,984,000 | 6,599 |
| Cash and due from depository institutions | $1,579,000 | 5,798 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $12,965,000 | 8,020 |
| Federal funds sold & reverse repurchase agreements | $982,000 | 8,813 |
| Net loans & leases | $46,940,000 | 5,052 |
| Loan loss allowance | $652,000 | 5,303 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $945,000 | 6,431 |
| Other real estate owned | $66,000 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $507,000 | 9,626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,984,000 | 6,599 |
| Total liabilities | $59,311,000 | 6,497 |
| Total deposits | $58,410,000 | 6,409 |
| Interest-bearing deposits | $55,630,000 | 5,923 |
| Deposits held in domestic offices | $58,410,000 | 6,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $901,000 | 3,572 |
| Total equity capital | $4,673,000 | 7,424 |
| Total bank equity capital | $4,673,000 | 7,424 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $3,131,000 | 3,858 |
| Undivided profits | $1,542,000 | 8,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $697,000 | 4,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $242,000 | 7,694 |
| Earning assets | $60,987,000 | 6,376 |
| Long-term assets (5+ years) | $13,036,000 | 3,612 |
| Average Assets, year-to-date | $62,532,400 | 6,562 |
| Average Assets, quarterly | $63,413,500 | 6,577 |
| Volatile liabilities | $905,000 | 11,978 |
| Insider loans | $10,000 | 8,834 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,307,000 | 6,905 |
| Tier 1 (core) risk-based capital | $4,673,000 | 7,356 |
| Tier 2 risk-based capital | $477,850 | 5,434 |
| Total risk weighted assets | $38,053,950 | 6,158 |
| Total unused commitments | $2,307,000 | 6,935 |
| Derivatives | $0 | 651 |