StonehamBank, A Co-operative Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,880,0001,369
Total interest expense$12,159,0001,126
Net interest income$18,721,0001,519
Provision for loan and lease losses$132,0002,271
Total noninterest income$2,527,0001,792
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,336,000801
Trading account gains and feesNANA
Additional Noninterest Income$1,191,0002,108
Total noninterest expense$18,342,0001,299
Salaries and employee benefits$11,345,0001,221
Premises and equipment expense$901,0002,143
Additional noninterest expense$1,191,0002,108
Pre-tax net operating income$2,774,0002,601
Securities gains (losses)$111,000230
Applicable income taxes$705,0001,672
Income before extraordinary items$2,180,0002,683
Extraordinary gains, net$054
Net income$2,180,0002,711
Minority interest net income$088
Net income of bank and minority interests.$2,180,0002,685
Net charge-offs$-30,0004,086
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,092,3102,766
2023-09-30 (YTD Data)Rank
Total interest income$22,794,0001,352
Total interest expense$8,407,0001,123
Net interest income$14,387,0001,497
Provision for loan and lease losses$103,0002,112
Total noninterest income$2,040,0001,718
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,009,000796
Trading account gains and feesNANA
Additional Noninterest Income$1,031,0001,953
Total noninterest expense$13,607,0001,301
Salaries and employee benefits$8,423,0001,232
Premises and equipment expense$688,0002,132
Additional noninterest expense$1,031,0001,953
Pre-tax net operating income$2,717,0002,353
Securities gains (losses)$-52,0003,837
Applicable income taxes$649,0001,576
Income before extraordinary items$2,016,0002,501
Extraordinary gains, net$052
Net income$2,016,0002,526
Minority interest net income$081
Net income of bank and minority interests.$2,016,0002,502
Net charge-offs$3,0002,411
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,057,0802,506
2023-06-30 (YTD Data)Rank
Total interest income$14,555,0001,369
Total interest expense$4,895,0001,130
Net interest income$9,660,0001,506
Provision for loan and lease losses$42,0002,319
Total noninterest income$1,475,0001,568
Gross Fiduciary activities income$0931
Service charges on deposit accounts$669,000787
Trading account gains and feesNANA
Additional Noninterest Income$806,0001,743
Total noninterest expense$8,998,0001,305
Salaries and employee benefits$5,530,0001,240
Premises and equipment expense$471,0002,088
Additional noninterest expense$806,0001,741
Pre-tax net operating income$2,095,0002,197
Securities gains (losses)$64,000238
Applicable income taxes$525,0001,455
Income before extraordinary items$1,634,0002,303
Extraordinary gains, net$051
Net income$1,634,0002,330
Minority interest net income$081
Net income of bank and minority interests.$1,634,0002,303
Net charge-offs$5,0002,026
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,583,4402,354
2023-03-31 (YTD Data)Rank
Total interest income$7,097,0001,371
Total interest expense$2,033,0001,176
Net interest income$5,064,0001,459
Provision for loan and lease losses$02,612
Total noninterest income$686,0001,636
Gross Fiduciary activities income$0913
Service charges on deposit accounts$335,000796
Trading account gains and feesNANA
Additional Noninterest Income$351,0001,865
Total noninterest expense$4,499,0001,317
Salaries and employee benefits$2,794,0001,246
Premises and equipment expense$245,0002,075
Additional noninterest expense$351,0001,865
Pre-tax net operating income$1,251,0002,011
Securities gains (losses)$4,000770
Applicable income taxes$307,0001,366
Income before extraordinary items$948,0002,167
Extraordinary gains, net$04
Net income$948,0002,167
Minority interest net income$048
Net income of bank and minority interests.$948,0002,167
Net charge-offs$8,0001,438
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$944,8402,191
2022-12-31 (YTD Data)Rank
Total interest income$24,653,0001,324
Total interest expense$2,918,0001,209
Net interest income$21,735,0001,340
Provision for loan and lease losses$03,012
Total noninterest income$2,419,0001,843
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$642,0001,436
Trading account gains and feesNANA
Additional Noninterest Income$1,777,0001,736
Total noninterest expense$19,786,0001,194
Salaries and employee benefits$10,710,0001,260
Premises and equipment expense$967,0002,049
Additional noninterest expense$1,777,0001,736
Pre-tax net operating income$4,368,0002,186
Securities gains (losses)$-688,0004,387
Applicable income taxes$873,0001,665
Income before extraordinary items$2,807,0002,535
Extraordinary gains, net$05
Net income$2,807,0002,531
Minority interest net income$063
Net income of bank and minority interests.$2,807,0002,534
Net charge-offs$2,0002,471
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,350,5202,344
2022-09-30 (YTD Data)Rank
Total interest income$17,962,0001,311
Total interest expense$1,672,0001,194
Net interest income$16,290,0001,326
Provision for loan and lease losses$02,835
Total noninterest income$1,842,0001,845
Gross Fiduciary activities income$0968
Service charges on deposit accounts$338,0001,814
Trading account gains and feesNANA
Additional Noninterest Income$1,504,0001,648
Total noninterest expense$15,033,0001,188
Salaries and employee benefits$8,173,0001,232
Premises and equipment expense$743,0002,029
Additional noninterest expense$1,504,0001,648
Pre-tax net operating income$3,099,0002,245
Securities gains (losses)$-1,276,0004,584
Applicable income taxes$390,0001,997
Income before extraordinary items$1,433,0002,972
Extraordinary gains, net$04
Net income$1,433,0002,970
Minority interest net income$057
Net income of bank and minority interests.$1,433,0002,971
Net charge-offs$2,0002,177
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,441,0402,370
2022-06-30 (YTD Data)Rank
Total interest income$11,630,0001,306
Total interest expense$949,0001,191
Net interest income$10,681,0001,314
Provision for loan and lease losses$02,599
Total noninterest income$1,281,0001,792
Gross Fiduciary activities income$0925
Service charges on deposit accounts$212,0001,878
Trading account gains and feesNANA
Additional Noninterest Income$1,069,0001,613
Total noninterest expense$9,973,0001,179
Salaries and employee benefits$5,344,0001,241
Premises and equipment expense$497,0002,024
Additional noninterest expense$4,132,000912
Pre-tax net operating income$1,989,0002,203
Securities gains (losses)$-854,0004,614
Applicable income taxes$240,0001,990
Income before extraordinary items$895,0002,947
Extraordinary gains, net$04
Net income$895,0002,946
Minority interest net income$060
Net income of bank and minority interests.$895,0002,947
Net charge-offs$3,0001,878
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,569,6602,323
2022-03-31 (YTD Data)Rank
Total interest income$5,707,0001,288
Total interest expense$460,0001,175
Net interest income$5,247,0001,289
Provision for loan and lease losses$02,285
Total noninterest income$567,0001,925
Gross Fiduciary activities income$0892
Service charges on deposit accounts$103,0001,906
Trading account gains and feesNANA
Additional Noninterest Income$464,0001,745
Total noninterest expense$4,885,0001,194
Salaries and employee benefits$2,782,0001,206
Premises and equipment expense$247,0002,046
Additional noninterest expense$1,856,000977
Pre-tax net operating income$929,0002,196
Securities gains (losses)$-194,0004,599
Applicable income taxes$163,0001,745
Income before extraordinary items$572,0002,596
Extraordinary gains, net$04
Net income$572,0002,594
Minority interest net income$050
Net income of bank and minority interests.$572,0002,596
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$725,2602,335
2021-12-31 (YTD Data)Rank
Total interest income$22,910,0001,315
Total interest expense$2,427,0001,120
Net interest income$20,483,0001,337
Provision for loan and lease losses$03,064
Total noninterest income$2,100,0002,165
Gross Fiduciary activities income$0994
Service charges on deposit accounts$412,0001,825
Trading account gains and feesNANA
Additional Noninterest Income$1,688,0002,084
Total noninterest expense$18,908,0001,212
Salaries and employee benefits$10,437,0001,260
Premises and equipment expense$978,0002,060
Additional noninterest expense$7,493,000986
Pre-tax net operating income$3,675,0002,437
Securities gains (losses)$1,706,000160
Applicable income taxes$1,144,0001,509
Income before extraordinary items$4,237,0002,085
Extraordinary gains, net$010
Net income$4,237,0002,085
Minority interest net income$074
Net income of bank and minority interests.$4,237,0002,086
Net charge-offs$111,0001,300
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,889,2602,573
2021-09-30 (YTD Data)Rank
Total interest income$17,138,0001,354
Total interest expense$1,953,0001,097
Net interest income$15,185,0001,369
Provision for loan and lease losses$02,963
Total noninterest income$1,537,0002,239
Gross Fiduciary activities income$0957
Service charges on deposit accounts$302,0001,851
Trading account gains and feesNANA
Additional Noninterest Income$1,235,0002,153
Total noninterest expense$14,057,0001,223
Salaries and employee benefits$8,016,0001,239
Premises and equipment expense$739,0002,076
Additional noninterest expense$5,302,0001,027
Pre-tax net operating income$2,665,0002,589
Securities gains (losses)$778,000225
Applicable income taxes$660,0001,776
Income before extraordinary items$2,783,0002,363
Extraordinary gains, net$08
Net income$2,783,0002,363
Minority interest net income$069
Net income of bank and minority interests.$2,783,0002,363
Net charge-offs$111,0001,041
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,152,8202,685
2021-06-30 (YTD Data)Rank
Total interest income$10,898,0001,396
Total interest expense$1,370,0001,090
Net interest income$9,528,0001,429
Provision for loan and lease losses$02,862
Total noninterest income$968,0002,273
Gross Fiduciary activities income$0951
Service charges on deposit accounts$197,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$771,0002,195
Total noninterest expense$9,096,0001,237
Salaries and employee benefits$5,182,0001,265
Premises and equipment expense$510,0002,031
Additional noninterest expense$3,404,0001,043
Pre-tax net operating income$1,400,0002,860
Securities gains (losses)$911,000174
Applicable income taxes$380,0001,873
Income before extraordinary items$1,931,0002,275
Extraordinary gains, net$06
Net income$1,931,0002,273
Minority interest net income$067
Net income of bank and minority interests.$1,931,0002,275
Net charge-offs$-1,0003,056
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,165,7602,931
2021-03-31 (YTD Data)Rank
Total interest income$5,444,0001,391
Total interest expense$743,0001,076
Net interest income$4,701,0001,435
Provision for loan and lease losses$02,741
Total noninterest income$462,0002,312
Gross Fiduciary activities income$0922
Service charges on deposit accounts$100,0001,780
Trading account gains and feesNANA
Additional Noninterest Income$362,0002,257
Total noninterest expense$4,479,0001,244
Salaries and employee benefits$2,439,0001,314
Premises and equipment expense$296,0001,859
Additional noninterest expense$1,744,0001,009
Pre-tax net operating income$684,0002,863
Securities gains (losses)$506,000192
Applicable income taxes$262,0001,611
Income before extraordinary items$928,0002,321
Extraordinary gains, net$03
Net income$928,0002,319
Minority interest net income$055
Net income of bank and minority interests.$928,0002,321
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$528,2603,026
2020-12-31 (YTD Data)Rank
Total interest income$23,260,0001,303
Total interest expense$4,549,0001,034
Net interest income$18,711,0001,360
Provision for loan and lease losses$2,175,000989
Total noninterest income$3,720,0001,533
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$395,0001,909
Trading account gains and feesNANA
Additional Noninterest Income$3,325,0001,362
Total noninterest expense$17,448,0001,230
Salaries and employee benefits$10,039,0001,253
Premises and equipment expense$992,0002,043
Additional noninterest expense$6,417,0001,045
Pre-tax net operating income$2,808,0002,506
Securities gains (losses)$981,000378
Applicable income taxes$973,0001,450
Income before extraordinary items$2,816,0002,386
Extraordinary gains, net$04
Net income$2,816,0002,386
Minority interest net income$072
Net income of bank and minority interests.$2,816,0002,386
Net charge-offs$-34,0004,510
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,041,0102,755
2020-09-30 (YTD Data)Rank
Total interest income$17,793,0001,283
Total interest expense$3,699,0001,025
Net interest income$14,094,0001,349
Provision for loan and lease losses$2,025,000886
Total noninterest income$3,193,0001,367
Gross Fiduciary activities income$0981
Service charges on deposit accounts$280,0001,980
Trading account gains and feesNANA
Additional Noninterest Income$2,913,0001,184
Total noninterest expense$12,948,0001,230
Salaries and employee benefits$7,531,0001,240
Premises and equipment expense$735,0002,056
Additional noninterest expense$4,682,0001,052
Pre-tax net operating income$2,314,0002,384
Securities gains (losses)$5,0002,254
Applicable income taxes$550,0001,666
Income before extraordinary items$1,769,0002,614
Extraordinary gains, net$04
Net income$1,769,0002,614
Minority interest net income$065
Net income of bank and minority interests.$1,769,0002,614
Net charge-offs$-24,0004,467
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,765,0502,573
2020-06-30 (YTD Data)Rank
Total interest income$12,090,0001,279
Total interest expense$2,651,0001,033
Net interest income$9,439,0001,343
Provision for loan and lease losses$1,775,000772
Total noninterest income$2,104,0001,313
Gross Fiduciary activities income$0970
Service charges on deposit accounts$188,0001,990
Trading account gains and feesNANA
Additional Noninterest Income$1,916,0001,116
Total noninterest expense$8,684,0001,206
Salaries and employee benefits$5,098,0001,214
Premises and equipment expense$476,0002,089
Additional noninterest expense$3,110,0001,054
Pre-tax net operating income$1,084,0002,831
Securities gains (losses)$-313,0004,988
Applicable income taxes$135,0002,343
Income before extraordinary items$636,0003,405
Extraordinary gains, net$04
Net income$636,0003,405
Minority interest net income$065
Net income of bank and minority interests.$636,0003,405
Net charge-offs$-20,0004,517
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$892,6602,920
2020-03-31 (YTD Data)Rank
Total interest income$6,368,0001,235
Total interest expense$1,462,0001,031
Net interest income$4,906,0001,278
Provision for loan and lease losses$1,775,000437
Total noninterest income$611,0001,736
Gross Fiduciary activities income$0941
Service charges on deposit accounts$116,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$495,0001,531
Total noninterest expense$4,390,0001,215
Salaries and employee benefits$2,655,0001,177
Premises and equipment expense$247,0002,067
Additional noninterest expense$1,488,0001,109
Pre-tax net operating income$-648,0004,999
Securities gains (losses)$-1,458,0005,059
Applicable income taxes$-631,0005,037
Income before extraordinary items$-1,475,0005,027
Extraordinary gains, net$04
Net income$-1,475,0005,027
Minority interest net income$056
Net income of bank and minority interests.$-1,475,0005,027
Net charge-offs$-12,0004,522
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-323,1804,953
2019-12-31 (YTD Data)Rank
Total interest income$25,864,0001,220
Total interest expense$6,569,000986
Net interest income$19,295,0001,294
Provision for loan and lease losses$-1,360,0005,143
Total noninterest income$2,543,0001,728
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$443,0002,084
Trading account gains and feesNANA
Additional Noninterest Income$2,100,0001,490
Total noninterest expense$18,044,0001,169
Salaries and employee benefits$11,018,0001,120
Premises and equipment expense$930,0002,133
Additional noninterest expense$6,096,0001,074
Pre-tax net operating income$5,154,0001,710
Securities gains (losses)$382,000436
Applicable income taxes$1,408,0001,159
Income before extraordinary items$4,128,0001,840
Extraordinary gains, net$011
Net income$4,128,0001,842
Minority interest net income$076
Net income of bank and minority interests.$4,128,0001,842
Net charge-offs$14,0003,227
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,826,2201,908
2019-09-30 (YTD Data)Rank
Total interest income$19,305,0001,232
Total interest expense$4,951,000989
Net interest income$14,354,0001,312
Provision for loan and lease losses$-675,0005,197
Total noninterest income$1,854,0001,753
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$320,0002,146
Trading account gains and feesNANA
Additional Noninterest Income$1,534,0001,518
Total noninterest expense$13,323,0001,186
Salaries and employee benefits$7,998,0001,146
Premises and equipment expense$793,0001,981
Additional noninterest expense$4,532,0001,074
Pre-tax net operating income$3,560,0001,874
Securities gains (losses)$134,000662
Applicable income taxes$928,0001,294
Income before extraordinary items$2,766,0002,052
Extraordinary gains, net$011
Net income$2,766,0002,051
Minority interest net income$072
Net income of bank and minority interests.$2,766,0002,053
Net charge-offs$2,0003,298
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,660,1402,076
2019-06-30 (YTD Data)Rank
Total interest income$12,694,0001,250
Total interest expense$3,214,000996
Net interest income$9,480,0001,318
Provision for loan and lease losses$-500,0005,251
Total noninterest income$1,161,0001,802
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$198,0002,228
Trading account gains and fees$0131
Additional Noninterest Income$963,0001,528
Total noninterest expense$8,974,0001,174
Salaries and employee benefits$5,513,0001,115
Premises and equipment expense$511,0002,032
Additional noninterest expense$2,950,0001,106
Pre-tax net operating income$2,167,0002,004
Securities gains (losses)$57,000714
Applicable income taxes$550,0001,372
Income before extraordinary items$1,674,0002,181
Extraordinary gains, net$011
Net income$1,674,0002,180
Minority interest net income$069
Net income of bank and minority interests.$1,674,0002,181
Net charge-offs$1,0003,090
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,628,9702,193
2019-03-31 (YTD Data)Rank
Total interest income$6,309,0001,240
Total interest expense$1,552,000990
Net interest income$4,757,0001,319
Provision for loan and lease losses$-500,0005,322
Total noninterest income$586,0001,756
Gross Fiduciary activities income$0972
Service charges on deposit accounts$88,0002,379
Trading account gains and fees$0126
Additional Noninterest Income$498,0001,446
Total noninterest expense$4,096,0001,264
Salaries and employee benefits$2,517,0001,200
Premises and equipment expense$258,0002,039
Additional noninterest expense$1,321,0001,192
Pre-tax net operating income$1,747,0001,347
Securities gains (losses)$34,000468
Applicable income taxes$473,000938
Income before extraordinary items$1,308,0001,519
Extraordinary gains, net$05
Net income$1,308,0001,519
Minority interest net income$052
Net income of bank and minority interests.$1,308,0001,518
Net charge-offs$15,0001,815
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,281,1401,515
2018-12-31 (YTD Data)Rank
Total interest income$24,830,0001,189
Total interest expense$5,083,000906
Net interest income$19,747,0001,258
Provision for loan and lease losses$1,150,000799
Total noninterest income$2,687,0001,665
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$398,0002,304
Trading account gains and fees$0126
Additional Noninterest Income$2,289,0001,370
Total noninterest expense$17,733,0001,168
Salaries and employee benefits$10,397,0001,136
Premises and equipment expense$1,081,0001,940
Additional noninterest expense$6,255,0001,059
Pre-tax net operating income$3,551,0002,259
Securities gains (losses)$780,00096
Applicable income taxes$1,096,0001,302
Income before extraordinary items$3,235,0002,213
Extraordinary gains, net$06
Net income$3,235,0002,211
Minority interest net income$072
Net income of bank and minority interests.$3,235,0002,212
Net charge-offs$-66,0004,957
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,618,8002,521
2018-09-30 (YTD Data)Rank
Total interest income$18,536,0001,179
Total interest expense$3,537,000907
Net interest income$14,999,0001,242
Provision for loan and lease losses$1,150,000585
Total noninterest income$2,059,0001,663
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$295,0002,324
Trading account gains and fees$0138
Additional Noninterest Income$1,764,0001,358
Total noninterest expense$13,485,0001,159
Salaries and employee benefits$7,976,0001,122
Premises and equipment expense$813,0001,948
Additional noninterest expense$4,696,0001,045
Pre-tax net operating income$2,423,0002,436
Securities gains (losses)$773,000100
Applicable income taxes$812,0001,366
Income before extraordinary items$2,384,0002,245
Extraordinary gains, net$05
Net income$2,384,0002,243
Minority interest net income$066
Net income of bank and minority interests.$2,384,0002,244
Net charge-offs$-64,0004,995
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,773,3302,704
2018-06-30 (YTD Data)Rank
Total interest income$12,347,0001,167
Total interest expense$2,190,000918
Net interest income$10,157,0001,220
Provision for loan and lease losses$100,0002,173
Total noninterest income$1,455,0001,598
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$623,000954
Trading account gains and fees$0130
Additional Noninterest Income$832,0001,702
Total noninterest expense$9,434,0001,114
Salaries and employee benefits$5,751,0001,049
Premises and equipment expense$519,0002,018
Additional noninterest expense$3,164,0001,034
Pre-tax net operating income$2,078,0002,048
Securities gains (losses)$226,000162
Applicable income taxes$620,0001,219
Income before extraordinary items$1,684,0002,136
Extraordinary gains, net$06
Net income$1,684,0002,133
Minority interest net income$065
Net income of bank and minority interests.$1,684,0002,135
Net charge-offs$-55,0005,044
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,505,4602,304
2018-03-31 (YTD Data)Rank
Total interest income$6,123,0001,170
Total interest expense$1,008,000949
Net interest income$5,115,0001,198
Provision for loan and lease losses$100,0001,437
Total noninterest income$671,0001,674
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$280,0001,067
Trading account gains and fees$0123
Additional Noninterest Income$391,0001,731
Total noninterest expense$4,840,0001,096
Salaries and employee benefits$3,100,000996
Premises and equipment expense$267,0002,019
Additional noninterest expense$1,473,0001,092
Pre-tax net operating income$846,0002,296
Securities gains (losses)$83,000184
Applicable income taxes$349,0001,095
Income before extraordinary items$580,0002,666
Extraordinary gains, net$07
Net income$580,0002,666
Minority interest net income$052
Net income of bank and minority interests.$580,0002,666
Net charge-offs$-16,0004,917
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$514,4302,840
2017-12-31 (YTD Data)Rank
Total interest income$24,013,0001,153
Total interest expense$3,657,000904
Net interest income$20,356,0001,191
Provision for loan and lease losses$100,0003,045
Total noninterest income$2,984,0001,597
Gross Fiduciary activities income$1,0001,092
Service charges on deposit accounts$1,144,0001,056
Trading account gains and fees$0151
Additional Noninterest Income$1,839,0001,609
Total noninterest expense$17,439,0001,181
Salaries and employee benefits$10,074,0001,154
Premises and equipment expense$1,101,0001,972
Additional noninterest expense$6,264,0001,033
Pre-tax net operating income$5,801,0001,508
Securities gains (losses)$550,000214
Applicable income taxes$2,828,0001,000
Income before extraordinary items$3,523,0001,797
Extraordinary gains, net$09
Net income$3,523,0001,797
Minority interest net income$076
Net income of bank and minority interests.$3,523,0001,798
Net charge-offs$-352,0005,528
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,171,0001,925
2017-09-30 (YTD Data)Rank
Total interest income$17,778,0001,167
Total interest expense$2,685,000899
Net interest income$15,093,0001,205
Provision for loan and lease losses$100,0002,645
Total noninterest income$2,294,0001,586
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$848,0001,077
Trading account gains and fees$0145
Additional Noninterest Income$1,446,0001,594
Total noninterest expense$13,345,0001,170
Salaries and employee benefits$7,781,0001,133
Premises and equipment expense$849,0001,936
Additional noninterest expense$4,715,0001,028
Pre-tax net operating income$3,942,0001,661
Securities gains (losses)$541,000197
Applicable income taxes$1,649,0001,043
Income before extraordinary items$2,834,0001,808
Extraordinary gains, net$09
Net income$2,834,0001,807
Minority interest net income$071
Net income of bank and minority interests.$2,834,0001,808
Net charge-offs$-355,0005,598
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,487,7602,003
2017-06-30 (YTD Data)Rank
Total interest income$11,700,0001,173
Total interest expense$1,755,000898
Net interest income$9,945,0001,219
Provision for loan and lease losses$100,0002,230
Total noninterest income$1,515,0001,594
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$554,0001,084
Trading account gains and fees$0139
Additional Noninterest Income$961,0001,584
Total noninterest expense$8,828,0001,180
Salaries and employee benefits$5,066,0001,163
Premises and equipment expense$568,0001,942
Additional noninterest expense$3,194,0001,012
Pre-tax net operating income$2,532,0001,683
Securities gains (losses)$220,000276
Applicable income taxes$999,0001,103
Income before extraordinary items$1,753,0001,891
Extraordinary gains, net$011
Net income$1,753,0001,891
Minority interest net income$071
Net income of bank and minority interests.$1,753,0001,891
Net charge-offs$-213,0005,596
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,612,2002,005
2017-03-31 (YTD Data)Rank
Total interest income$5,797,0001,175
Total interest expense$846,000900
Net interest income$4,951,0001,213
Provision for loan and lease losses$100,0001,432
Total noninterest income$688,0001,679
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$268,0001,118
Trading account gains and fees$0142
Additional Noninterest Income$420,0001,703
Total noninterest expense$4,377,0001,197
Salaries and employee benefits$2,594,0001,156
Premises and equipment expense$297,0001,903
Additional noninterest expense$1,486,0001,078
Pre-tax net operating income$1,162,0001,760
Securities gains (losses)$172,000174
Applicable income taxes$477,0001,119
Income before extraordinary items$857,0001,872
Extraordinary gains, net$08
Net income$857,0001,872
Minority interest net income$055
Net income of bank and minority interests.$857,0001,872
Net charge-offs$-201,0005,728
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$746,9202,067
2016-12-31 (YTD Data)Rank
Total interest income$21,432,0001,225
Total interest expense$3,595,000816
Net interest income$17,837,0001,295
Provision for loan and lease losses$825,0001,071
Total noninterest income$2,940,0001,672
Gross Fiduciary activities income$1,0001,131
Service charges on deposit accounts$1,134,0001,082
Trading account gains and fees$0170
Additional Noninterest Income$1,805,0001,694
Total noninterest expense$15,827,0001,268
Salaries and employee benefits$8,907,0001,254
Premises and equipment expense$1,155,0001,926
Additional noninterest expense$5,765,0001,131
Pre-tax net operating income$4,125,0001,900
Securities gains (losses)$537,000401
Applicable income taxes$1,627,0001,209
Income before extraordinary items$3,035,0002,086
Extraordinary gains, net$05
Net income$3,035,0002,084
Minority interest net income$082
Net income of bank and minority interests.$3,035,0002,085
Net charge-offs$108,0002,543
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,685,9502,240
2016-09-30 (YTD Data)Rank
Total interest income$15,780,0001,244
Total interest expense$2,664,000819
Net interest income$13,116,0001,320
Provision for loan and lease losses$650,000956
Total noninterest income$2,217,0001,663
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$841,0001,094
Trading account gains and fees$0169
Additional Noninterest Income$1,376,0001,674
Total noninterest expense$11,921,0001,266
Salaries and employee benefits$6,685,0001,264
Premises and equipment expense$859,0001,933
Additional noninterest expense$4,377,0001,128
Pre-tax net operating income$2,762,0002,083
Securities gains (losses)$522,000373
Applicable income taxes$1,127,0001,304
Income before extraordinary items$2,157,0002,217
Extraordinary gains, net$05
Net income$2,157,0002,216
Minority interest net income$071
Net income of bank and minority interests.$2,157,0002,217
Net charge-offs$112,0001,975
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,812,4802,450
2016-06-30 (YTD Data)Rank
Total interest income$10,241,0001,285
Total interest expense$1,767,000824
Net interest income$8,474,0001,353
Provision for loan and lease losses$400,0001,011
Total noninterest income$1,412,0001,687
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$551,0001,096
Trading account gains and fees$0157
Additional Noninterest Income$861,0001,717
Total noninterest expense$7,925,0001,269
Salaries and employee benefits$4,502,0001,262
Premises and equipment expense$581,0001,917
Additional noninterest expense$2,842,0001,146
Pre-tax net operating income$1,561,0002,335
Securities gains (losses)$393,000348
Applicable income taxes$648,0001,424
Income before extraordinary items$1,306,0002,353
Extraordinary gains, net$016
Net income$1,306,0002,352
Minority interest net income$071
Net income of bank and minority interests.$1,306,0002,352
Net charge-offs$124,0001,448
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,042,6902,661
2016-03-31 (YTD Data)Rank
Total interest income$5,035,0001,294
Total interest expense$857,000846
Net interest income$4,178,0001,367
Provision for loan and lease losses$03,656
Total noninterest income$580,0001,881
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$265,0001,128
Trading account gains and fees$0142
Additional Noninterest Income$315,0002,035
Total noninterest expense$3,732,0001,330
Salaries and employee benefits$2,153,0001,303
Premises and equipment expense$304,0001,852
Additional noninterest expense$1,275,0001,246
Pre-tax net operating income$1,026,0001,884
Securities gains (losses)$10,0001,503
Applicable income taxes$356,0001,330
Income before extraordinary items$680,0002,244
Extraordinary gains, net$012
Net income$680,0002,244
Minority interest net income$062
Net income of bank and minority interests.$680,0002,244
Net charge-offs$136,000836
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$673,4002,208
2015-12-31 (YTD Data)Rank
Total interest income$19,323,0001,318
Total interest expense$3,159,000886
Net interest income$16,164,0001,381
Provision for loan and lease losses$655,0001,109
Total noninterest income$2,640,0001,758
Gross Fiduciary activities income$1,0001,155
Service charges on deposit accounts$1,125,0001,106
Trading account gains and fees$0159
Additional Noninterest Income$1,514,0001,837
Total noninterest expense$15,100,0001,308
Salaries and employee benefits$8,386,0001,299
Premises and equipment expense$1,171,0001,926
Additional noninterest expense$5,543,0001,163
Pre-tax net operating income$3,049,0002,299
Securities gains (losses)$1,610,000126
Applicable income taxes$1,577,0001,203
Income before extraordinary items$3,082,0002,010
Extraordinary gains, net$023
Net income$3,082,0002,011
Minority interest net income$081
Net income of bank and minority interests.$3,082,0002,012
Net charge-offs$-93,0005,705
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,019,4002,664
2015-09-30 (YTD Data)Rank
Total interest income$14,279,0001,346
Total interest expense$2,318,000917
Net interest income$11,961,0001,405
Provision for loan and lease losses$230,0001,786
Total noninterest income$2,039,0001,729
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$833,0001,123
Trading account gains and fees$0153
Additional Noninterest Income$1,206,0001,794
Total noninterest expense$11,468,0001,293
Salaries and employee benefits$6,388,0001,294
Premises and equipment expense$878,0001,954
Additional noninterest expense$4,202,0001,153
Pre-tax net operating income$2,302,0002,323
Securities gains (losses)$1,252,000152
Applicable income taxes$1,206,0001,213
Income before extraordinary items$2,348,0001,991
Extraordinary gains, net$021
Net income$2,348,0001,993
Minority interest net income$078
Net income of bank and minority interests.$2,348,0001,993
Net charge-offs$-81,0005,755
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,521,6802,689
2015-06-30 (YTD Data)Rank
Total interest income$9,355,0001,361
Total interest expense$1,502,000943
Net interest income$7,853,0001,438
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,298,0001,797
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$549,0001,118
Trading account gains and fees$0157
Additional Noninterest Income$749,0001,884
Total noninterest expense$7,611,0001,301
Salaries and employee benefits$4,220,0001,309
Premises and equipment expense$587,0001,953
Additional noninterest expense$2,804,0001,149
Pre-tax net operating income$1,390,0002,479
Securities gains (losses)$1,190,000122
Applicable income taxes$878,0001,121
Income before extraordinary items$1,702,0001,855
Extraordinary gains, net$022
Net income$1,702,0001,859
Minority interest net income$075
Net income of bank and minority interests.$1,702,0001,859
Net charge-offs$-74,0005,855
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$916,6002,846
2015-03-31 (YTD Data)Rank
Total interest income$4,621,0001,366
Total interest expense$743,000972
Net interest income$3,878,0001,450
Provision for loan and lease losses$03,703
Total noninterest income$626,0001,822
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$237,0001,240
Trading account gains and fees$0152
Additional Noninterest Income$389,0001,807
Total noninterest expense$3,728,0001,323
Salaries and employee benefits$2,061,0001,340
Premises and equipment expense$307,0001,889
Additional noninterest expense$1,360,0001,166
Pre-tax net operating income$776,0002,253
Securities gains (losses)$644,000127
Applicable income taxes$467,0001,065
Income before extraordinary items$953,0001,673
Extraordinary gains, net$013
Net income$953,0001,675
Minority interest net income$064
Net income of bank and minority interests.$953,0001,675
Net charge-offs$-41,0005,894
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$521,5202,558
2014-12-31 (YTD Data)Rank
Total interest income$18,418,0001,378
Total interest expense$3,282,000907
Net interest income$15,136,0001,459
Provision for loan and lease losses$-173,0006,102
Total noninterest income$2,597,0001,748
Gross Fiduciary activities income$1,0001,202
Service charges on deposit accounts$1,130,0001,170
Trading account gains and fees$0180
Additional Noninterest Income$1,466,0001,794
Total noninterest expense$14,235,0001,362
Salaries and employee benefits$7,794,0001,357
Premises and equipment expense$1,195,0001,927
Additional noninterest expense$5,246,0001,241
Pre-tax net operating income$3,671,0001,959
Securities gains (losses)$841,000246
Applicable income taxes$1,470,0001,212
Income before extraordinary items$3,042,0002,000
Extraordinary gains, net$017
Net income$3,042,0002,000
Minority interest net income$084
Net income of bank and minority interests.$3,042,0001,999
Net charge-offs$-642,0006,411
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,478,5302,278
2014-09-30 (YTD Data)Rank
Total interest income$13,764,0001,388
Total interest expense$2,499,000906
Net interest income$11,265,0001,476
Provision for loan and lease losses$-303,0006,332
Total noninterest income$1,916,0001,765
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$831,0001,194
Trading account gains and fees$0174
Additional Noninterest Income$1,085,0001,834
Total noninterest expense$10,860,0001,353
Salaries and employee benefits$5,830,0001,359
Premises and equipment expense$908,0001,918
Additional noninterest expense$4,122,0001,196
Pre-tax net operating income$2,624,0002,067
Securities gains (losses)$490,000314
Applicable income taxes$986,0001,321
Income before extraordinary items$2,128,0002,118
Extraordinary gains, net$015
Net income$2,128,0002,116
Minority interest net income$081
Net income of bank and minority interests.$2,128,0002,116
Net charge-offs$-628,0006,502
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,794,8002,359
2014-06-30 (YTD Data)Rank
Total interest income$9,128,0001,385
Total interest expense$1,678,000907
Net interest income$7,450,0001,479
Provision for loan and lease losses$-303,0006,457
Total noninterest income$1,238,0001,796
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$541,0001,199
Trading account gains and fees$0172
Additional Noninterest Income$697,0001,855
Total noninterest expense$7,266,0001,352
Salaries and employee benefits$3,836,0001,378
Premises and equipment expense$613,0001,909
Additional noninterest expense$2,817,0001,155
Pre-tax net operating income$1,725,0002,035
Securities gains (losses)$151,000583
Applicable income taxes$577,0001,398
Income before extraordinary items$1,299,0002,211
Extraordinary gains, net$020
Net income$1,299,0002,214
Minority interest net income$080
Net income of bank and minority interests.$1,299,0002,214
Net charge-offs$-558,0006,570
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,194,8102,302
2014-03-31 (YTD Data)Rank
Total interest income$4,541,0001,394
Total interest expense$850,000904
Net interest income$3,691,0001,481
Provision for loan and lease losses$-303,0006,602
Total noninterest income$565,0001,881
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$261,0001,218
Trading account gains and fees$0147
Additional Noninterest Income$304,0001,985
Total noninterest expense$3,763,0001,333
Salaries and employee benefits$1,907,0001,404
Premises and equipment expense$350,0001,721
Additional noninterest expense$1,506,0001,072
Pre-tax net operating income$796,0002,098
Securities gains (losses)$60,000586
Applicable income taxes$272,0001,430
Income before extraordinary items$584,0002,308
Extraordinary gains, net$016
Net income$584,0002,310
Minority interest net income$066
Net income of bank and minority interests.$584,0002,310
Net charge-offs$-428,0006,661
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$543,2002,388
2013-12-31 (YTD Data)Rank
Total interest income$18,369,0001,387
Total interest expense$3,875,000883
Net interest income$14,494,0001,497
Provision for loan and lease losses$870,0001,242
Total noninterest income$3,032,0001,599
Gross Fiduciary activities income$1,0001,245
Service charges on deposit accounts$1,125,0001,209
Trading account gains and fees$0184
Additional Noninterest Income$1,906,0001,563
Total noninterest expense$14,009,0001,409
Salaries and employee benefits$7,606,0001,382
Premises and equipment expense$1,075,0002,106
Additional noninterest expense$5,328,0001,259
Pre-tax net operating income$2,647,0002,371
Securities gains (losses)$981,000240
Applicable income taxes$1,177,0001,323
Income before extraordinary items$2,451,0002,223
Extraordinary gains, net$029
Net income$2,451,0002,226
Minority interest net income$090
Net income of bank and minority interests.$2,451,0002,226
Net charge-offs$497,0002,020
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,783,9202,761
2013-09-30 (YTD Data)Rank
Total interest income$13,832,0001,384
Total interest expense$2,988,000882
Net interest income$10,844,0001,502
Provision for loan and lease losses$170,0002,800
Total noninterest income$2,361,0001,585
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$831,0001,238
Trading account gains and fees$0180
Additional Noninterest Income$1,530,0001,530
Total noninterest expense$10,427,0001,419
Salaries and employee benefits$5,682,0001,392
Premises and equipment expense$794,0002,163
Additional noninterest expense$3,951,0001,273
Pre-tax net operating income$2,608,0001,988
Securities gains (losses)$484,000425
Applicable income taxes$1,040,0001,209
Income before extraordinary items$2,052,0002,087
Extraordinary gains, net$025
Net income$2,052,0002,095
Minority interest net income$084
Net income of bank and minority interests.$2,052,0002,094
Net charge-offs$-97,0006,595
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,732,5602,306
2013-06-30 (YTD Data)Rank
Total interest income$9,306,0001,364
Total interest expense$2,030,000885
Net interest income$7,276,0001,481
Provision for loan and lease losses$70,0003,283
Total noninterest income$1,743,0001,487
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$548,0001,223
Trading account gains and fees$0157
Additional Noninterest Income$1,195,0001,402
Total noninterest expense$7,027,0001,404
Salaries and employee benefits$3,787,0001,390
Premises and equipment expense$522,0002,197
Additional noninterest expense$2,718,0001,224
Pre-tax net operating income$1,922,0001,789
Securities gains (losses)$440,000416
Applicable income taxes$823,0001,076
Income before extraordinary items$1,539,0001,889
Extraordinary gains, net$022
Net income$1,539,0001,896
Minority interest net income$082
Net income of bank and minority interests.$1,539,0001,895
Net charge-offs$-86,0006,664
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,253,0002,141
2013-03-31 (YTD Data)Rank
Total interest income$4,698,0001,353
Total interest expense$1,033,000898
Net interest income$3,665,0001,466
Provision for loan and lease losses$50,0002,783
Total noninterest income$811,0001,553
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$277,0001,207
Trading account gains and fees$0148
Additional Noninterest Income$534,0001,500
Total noninterest expense$3,373,0001,470
Salaries and employee benefits$1,911,0001,390
Premises and equipment expense$269,0002,171
Additional noninterest expense$1,193,0001,371
Pre-tax net operating income$1,053,0001,635
Securities gains (losses)$257,000372
Applicable income taxes$467,000970
Income before extraordinary items$843,0001,703
Extraordinary gains, net$010
Net income$843,0001,704
Minority interest net income$076
Net income of bank and minority interests.$843,0001,705
Net charge-offs$-46,0006,697
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$678,5201,966
2012-12-31 (YTD Data)Rank
Total interest income$18,576,0001,428
Total interest expense$4,657,000974
Net interest income$13,919,0001,582
Provision for loan and lease losses$1,100,0001,662
Total noninterest income$5,217,0001,121
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$1,083,0001,321
Trading account gains and fees$0166
Additional Noninterest Income$4,133,000940
Total noninterest expense$13,052,0001,499
Salaries and employee benefits$7,085,0001,441
Premises and equipment expense$1,138,0002,039
Additional noninterest expense$4,829,0001,406
Pre-tax net operating income$4,984,0001,378
Securities gains (losses)$98,0002,287
Applicable income taxes$1,860,000929
Income before extraordinary items$3,222,0001,746
Extraordinary gains, net$029
Net income$3,222,0001,747
Minority interest net income$093
Net income of bank and minority interests.$3,222,0001,747
Net charge-offs$958,0001,865
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,159,2801,670
2012-09-30 (YTD Data)Rank
Total interest income$13,992,0001,448
Total interest expense$3,555,0001,001
Net interest income$10,437,0001,595
Provision for loan and lease losses$850,0001,635
Total noninterest income$3,683,0001,153
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$805,0001,336
Trading account gains and fees$0157
Additional Noninterest Income$2,878,000969
Total noninterest expense$9,633,0001,526
Salaries and employee benefits$5,337,0001,431
Premises and equipment expense$853,0002,063
Additional noninterest expense$3,443,0001,471
Pre-tax net operating income$3,637,0001,449
Securities gains (losses)$98,0001,993
Applicable income taxes$1,368,000970
Income before extraordinary items$2,367,0001,818
Extraordinary gains, net$020
Net income$2,367,0001,817
Minority interest net income$086
Net income of bank and minority interests.$2,367,0001,819
Net charge-offs$522,0002,123
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,304,2801,762
2012-06-30 (YTD Data)Rank
Total interest income$9,432,0001,451
Total interest expense$2,401,0001,026
Net interest income$7,031,0001,580
Provision for loan and lease losses$700,0001,420
Total noninterest income$2,522,0001,122
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$531,0001,343
Trading account gains and fees$0153
Additional Noninterest Income$1,991,000915
Total noninterest expense$6,488,0001,512
Salaries and employee benefits$3,604,0001,424
Premises and equipment expense$555,0002,089
Additional noninterest expense$2,329,0001,458
Pre-tax net operating income$2,365,0001,470
Securities gains (losses)$67,0001,859
Applicable income taxes$898,000968
Income before extraordinary items$1,534,0001,848
Extraordinary gains, net$019
Net income$1,534,0001,847
Minority interest net income$084
Net income of bank and minority interests.$1,534,0001,848
Net charge-offs$542,0001,681
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,491,1201,807
2012-03-31 (YTD Data)Rank
Total interest income$4,680,0001,473
Total interest expense$1,215,0001,048
Net interest income$3,465,0001,611
Provision for loan and lease losses$350,0001,357
Total noninterest income$1,285,0001,098
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$259,0001,358
Trading account gains and fees$0148
Additional Noninterest Income$1,026,000886
Total noninterest expense$3,436,0001,423
Salaries and employee benefits$1,822,0001,417
Premises and equipment expense$286,0002,062
Additional noninterest expense$1,328,0001,259
Pre-tax net operating income$964,0001,737
Securities gains (losses)$35,0001,381
Applicable income taxes$352,0001,174
Income before extraordinary items$647,0002,133
Extraordinary gains, net$019
Net income$647,0002,134
Minority interest net income$078
Net income of bank and minority interests.$647,0002,135
Net charge-offs$-13,0006,740
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$624,2502,081
2011-12-31 (YTD Data)Rank
Total interest income$18,642,0001,536
Total interest expense$5,072,0001,186
Net interest income$13,570,0001,639
Provision for loan and lease losses$372,0003,837
Total noninterest income$3,764,0001,281
Gross Fiduciary activities income$1,0001,250
Service charges on deposit accounts$1,061,0001,397
Trading account gains and fees$0146
Additional Noninterest Income$2,702,0001,099
Total noninterest expense$13,015,0001,501
Salaries and employee benefits$7,287,0001,370
Premises and equipment expense$1,200,0002,065
Additional noninterest expense$4,528,0001,514
Pre-tax net operating income$3,947,0001,451
Securities gains (losses)$241,0001,310
Applicable income taxes$1,490,0001,005
Income before extraordinary items$2,698,0001,761
Extraordinary gains, net$029
Net income$2,698,0001,763
Minority interest net income$096
Net income of bank and minority interests.$2,698,0001,763
Net charge-offs$431,0003,353
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,543,7601,770
2011-09-30 (YTD Data)Rank
Total interest income$13,932,0001,556
Total interest expense$3,798,0001,245
Net interest income$10,134,0001,655
Provision for loan and lease losses$182,0004,261
Total noninterest income$2,670,0001,331
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$802,0001,391
Trading account gains and fees$0145
Additional Noninterest Income$1,868,0001,173
Total noninterest expense$9,870,0001,481
Salaries and employee benefits$5,530,0001,347
Premises and equipment expense$892,0002,092
Additional noninterest expense$3,448,0001,498
Pre-tax net operating income$2,752,0001,602
Securities gains (losses)$210,0001,180
Applicable income taxes$1,061,0001,038
Income before extraordinary items$1,901,0001,916
Extraordinary gains, net$021
Net income$1,901,0001,916
Minority interest net income$087
Net income of bank and minority interests.$1,901,0001,916
Net charge-offs$370,0003,000
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,766,6001,930
2011-06-30 (YTD Data)Rank
Total interest income$9,259,0001,568
Total interest expense$2,562,0001,282
Net interest income$6,697,0001,673
Provision for loan and lease losses$102,0004,352
Total noninterest income$1,673,0001,377
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$514,0001,420
Trading account gains and fees$0153
Additional Noninterest Income$1,159,0001,214
Total noninterest expense$6,621,0001,484
Salaries and employee benefits$3,775,0001,326
Premises and equipment expense$591,0002,133
Additional noninterest expense$2,255,0001,541
Pre-tax net operating income$1,647,0001,730
Securities gains (losses)$89,0001,220
Applicable income taxes$619,0001,122
Income before extraordinary items$1,117,0002,067
Extraordinary gains, net$015
Net income$1,117,0002,067
Minority interest net income$089
Net income of bank and minority interests.$1,117,0002,067
Net charge-offs$362,0002,475
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,060,0402,100
2011-03-31 (YTD Data)Rank
Total interest income$4,652,0001,571
Total interest expense$1,298,0001,311
Net interest income$3,354,0001,665
Provision for loan and lease losses$125,0003,068
Total noninterest income$737,0001,507
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$247,0001,448
Trading account gains and fees$0158
Additional Noninterest Income$490,0001,359
Total noninterest expense$3,372,0001,468
Salaries and employee benefits$1,943,0001,291
Premises and equipment expense$339,0001,902
Additional noninterest expense$1,090,0001,586
Pre-tax net operating income$594,0002,246
Securities gains (losses)$82,000603
Applicable income taxes$253,0001,268
Income before extraordinary items$423,0002,543
Extraordinary gains, net$09
Net income$423,0002,542
Minority interest net income$086
Net income of bank and minority interests.$423,0002,543
Net charge-offs$64,0003,148
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$370,5202,772
2010-12-31 (YTD Data)Rank
Total interest income$19,543,0001,577
Total interest expense$6,403,0001,296
Net interest income$13,140,0001,685
Provision for loan and lease losses$658,0003,700
Total noninterest income$5,014,0001,089
Gross Fiduciary activities income$1,0001,307
Service charges on deposit accounts$1,155,0001,308
Trading account gains and fees$0175
Additional Noninterest Income$3,858,000893
Total noninterest expense$14,562,0001,377
Salaries and employee benefits$7,989,0001,233
Premises and equipment expense$1,648,0001,547
Additional noninterest expense$4,925,0001,469
Pre-tax net operating income$2,934,0001,656
Securities gains (losses)$92,0002,236
Applicable income taxes$1,111,0001,138
Income before extraordinary items$1,915,0002,105
Extraordinary gains, net$029
Net income$1,915,0002,106
Minority interest net income$0111
Net income of bank and minority interests.$1,915,0002,107
Net charge-offs$156,0005,013
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,856,1202,069
2010-09-30 (YTD Data)Rank
Total interest income$14,817,0001,593
Total interest expense$4,968,0001,303
Net interest income$9,849,0001,710
Provision for loan and lease losses$433,0003,793
Total noninterest income$3,466,0001,138
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$867,0001,356
Trading account gains and fees$0165
Additional Noninterest Income$2,599,000921
Total noninterest expense$11,038,0001,356
Salaries and employee benefits$6,025,0001,220
Premises and equipment expense$1,352,0001,441
Additional noninterest expense$3,661,0001,449
Pre-tax net operating income$1,844,0002,024
Securities gains (losses)$25,0002,801
Applicable income taxes$673,0001,370
Income before extraordinary items$1,196,0002,552
Extraordinary gains, net$023
Net income$1,196,0002,548
Minority interest net income$0110
Net income of bank and minority interests.$1,196,0002,553
Net charge-offs$122,0004,704
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,180,0002,448
2010-06-30 (YTD Data)Rank
Total interest income$9,897,0001,606
Total interest expense$3,385,0001,327
Net interest income$6,512,0001,725
Provision for loan and lease losses$308,0003,553
Total noninterest income$1,955,0001,249
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$573,0001,370
Trading account gains and fees$0152
Additional Noninterest Income$1,382,0001,048
Total noninterest expense$7,316,0001,362
Salaries and employee benefits$4,126,0001,191
Premises and equipment expense$923,0001,429
Additional noninterest expense$2,267,0001,561
Pre-tax net operating income$843,0002,696
Securities gains (losses)$-70,0007,472
Applicable income taxes$259,0001,878
Income before extraordinary items$514,0003,359
Extraordinary gains, net$019
Net income$514,0003,356
Minority interest net income$0105
Net income of bank and minority interests.$514,0003,358
Net charge-offs$115,0004,099
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$560,2003,089
2010-03-31 (YTD Data)Rank
Total interest income$4,947,0001,631
Total interest expense$1,730,0001,360
Net interest income$3,217,0001,764
Provision for loan and lease losses$125,0003,660
Total noninterest income$976,0001,264
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$238,0001,624
Trading account gains and fees$0175
Additional Noninterest Income$738,000979
Total noninterest expense$3,494,0001,439
Salaries and employee benefits$2,016,0001,230
Premises and equipment expense$377,0001,798
Additional noninterest expense$1,101,0001,597
Pre-tax net operating income$574,0002,166
Securities gains (losses)$-96,0007,694
Applicable income taxes$170,0001,596
Income before extraordinary items$308,0003,080
Extraordinary gains, net$016
Net income$308,0003,077
Minority interest net income$091
Net income of bank and minority interests.$308,0003,080
Net charge-offs$63,0003,532
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$369,4402,593
2009-12-31 (YTD Data)Rank
Total interest income$20,365,0001,678
Total interest expense$8,548,0001,410
Net interest income$11,817,0001,878
Provision for loan and lease losses$626,0004,190
Total noninterest income$3,512,0001,439
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,032,0001,636
Trading account gains and fees$0211
Additional Noninterest Income$2,480,0001,180
Total noninterest expense$14,384,0001,426
Salaries and employee benefits$7,677,0001,283
Premises and equipment expense$1,490,0001,822
Additional noninterest expense$5,217,0001,430
Pre-tax net operating income$319,0004,441
Securities gains (losses)$594,000778
Applicable income taxes$271,0002,121
Income before extraordinary items$642,0003,503
Extraordinary gains, net$034
Net income$642,0003,502
Minority interest net income$0115
Net income of bank and minority interests.$642,0003,502
Net charge-offs$93,0005,764
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$226,2004,655
2009-09-30 (YTD Data)Rank
Total interest income$15,459,0001,691
Total interest expense$6,631,0001,427
Net interest income$8,828,0001,875
Provision for loan and lease losses$626,0003,463
Total noninterest income$2,759,0001,423
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$754,0001,674
Trading account gains and fees$0212
Additional Noninterest Income$2,005,0001,146
Total noninterest expense$10,998,0001,395
Salaries and employee benefits$5,841,0001,289
Premises and equipment expense$1,107,0001,845
Additional noninterest expense$4,050,0001,339
Pre-tax net operating income$-37,0005,761
Securities gains (losses)$338,000915
Applicable income taxes$81,0003,024
Income before extraordinary items$220,0004,757
Extraordinary gains, net$027
Net income$220,0004,756
Minority interest net income$0118
Net income of bank and minority interests.$220,0004,757
Net charge-offs$141,0004,693
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-26,7405,780
2009-06-30 (YTD Data)Rank
Total interest income$10,400,0001,711
Total interest expense$4,921,0001,345
Net interest income$5,479,0001,995
Provision for loan and lease losses$550,0002,834
Total noninterest income$1,953,0001,361
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$490,0001,702
Trading account gains and fees$0193
Additional Noninterest Income$1,463,0001,121
Total noninterest expense$7,053,0001,471
Salaries and employee benefits$3,787,0001,370
Premises and equipment expense$719,0001,914
Additional noninterest expense$2,547,0001,453
Pre-tax net operating income$-171,0006,226
Securities gains (losses)$723,000378
Applicable income taxes$184,0002,048
Income before extraordinary items$368,0003,623
Extraordinary gains, net$021
Net income$368,0003,621
Minority interest net income$0112
Net income of bank and minority interests.$368,0003,622
Net charge-offs$6,0006,180
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-116,4106,189
2009-03-31 (YTD Data)Rank
Total interest income$5,430,0001,656
Total interest expense$2,391,0001,450
Net interest income$3,039,0001,827
Provision for loan and lease losses$550,0001,693
Total noninterest income$944,0001,352
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$232,0001,738
Trading account gains and fees$0171
Additional Noninterest Income$712,0001,102
Total noninterest expense$3,321,0001,505
Salaries and employee benefits$1,813,0001,445
Premises and equipment expense$359,0001,958
Additional noninterest expense$1,149,0001,418
Pre-tax net operating income$112,0004,900
Securities gains (losses)$477,000353
Applicable income taxes$199,0001,460
Income before extraordinary items$390,0002,620
Extraordinary gains, net$015
Net income$390,0002,619
Minority interest net income$0102
Net income of bank and minority interests.$390,0002,621
Net charge-offs$-6,0007,754
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$75,1805,135
2008-12-31 (YTD Data)Rank
Total interest income$23,538,0001,644
Total interest expense$10,851,0001,495
Net interest income$12,687,0001,757
Provision for loan and lease losses$715,0003,211
Total noninterest income$2,623,0001,747
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,182,0001,507
Trading account gains and fees$0154
Additional Noninterest Income$1,441,0001,646
Total noninterest expense$11,778,0001,660
Salaries and employee benefits$6,620,0001,562
Premises and equipment expense$1,476,0001,856
Additional noninterest expense$3,682,0001,675
Pre-tax net operating income$2,817,0001,904
Securities gains (losses)$-4,557,0008,064
Applicable income taxes$-685,0007,598
Income before extraordinary items$-1,055,0007,021
Extraordinary gains, net$039
Net income$-1,055,0007,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0003,867
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,861,4802,249
2008-09-30 (YTD Data)Rank
Total interest income$17,767,0001,670
Total interest expense$8,284,0001,530
Net interest income$9,483,0001,779
Provision for loan and lease losses$120,0004,934
Total noninterest income$1,681,0002,035
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$946,0001,434
Trading account gains and fees$0148
Additional Noninterest Income$735,0002,240
Total noninterest expense$8,807,0001,653
Salaries and employee benefits$4,893,0001,603
Premises and equipment expense$1,131,0001,812
Additional noninterest expense$2,783,0001,608
Pre-tax net operating income$2,237,0002,112
Securities gains (losses)$-4,446,0008,194
Applicable income taxes$-626,0007,932
Income before extraordinary items$-1,583,0007,741
Extraordinary gains, net$031
Net income$-1,583,0007,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,452
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,618,1202,284
2008-06-30 (YTD Data)Rank
Total interest income$11,916,0001,687
Total interest expense$5,628,0001,557
Net interest income$6,288,0001,776
Provision for loan and lease losses$70,0004,755
Total noninterest income$1,088,0002,103
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$609,0001,454
Trading account gains and fees$0149
Additional Noninterest Income$479,0002,313
Total noninterest expense$5,837,0001,667
Salaries and employee benefits$3,258,0001,616
Premises and equipment expense$770,0001,780
Additional noninterest expense$1,809,0001,630
Pre-tax net operating income$1,469,0002,235
Securities gains (losses)$93,0001,036
Applicable income taxes$456,0001,708
Income before extraordinary items$1,106,0002,366
Extraordinary gains, net$021
Net income$1,106,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,966
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,039,9702,450
2008-03-31 (YTD Data)Rank
Total interest income$6,007,0001,715
Total interest expense$2,923,0001,602
Net interest income$3,084,0001,816
Provision for loan and lease losses$06,080
Total noninterest income$539,0002,123
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$284,0001,543
Trading account gains and fees$0158
Additional Noninterest Income$255,0002,192
Total noninterest expense$2,932,0001,656
Salaries and employee benefits$1,628,0001,623
Premises and equipment expense$385,0001,781
Additional noninterest expense$919,0001,561
Pre-tax net operating income$691,0002,435
Securities gains (losses)$16,0001,726
Applicable income taxes$191,0002,034
Income before extraordinary items$516,0002,620
Extraordinary gains, net$015
Net income$516,0002,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$504,3202,599
2007-12-31 (YTD Data)Rank
Total interest income$23,580,0001,804
Total interest expense$11,695,0001,711
Net interest income$11,885,0001,911
Provision for loan and lease losses$06,851
Total noninterest income$1,728,0002,456
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$990,0001,776
Trading account gains and fees$0178
Additional Noninterest Income$738,0002,678
Total noninterest expense$12,568,0001,467
Salaries and employee benefits$7,251,0001,397
Premises and equipment expense$1,542,0001,705
Additional noninterest expense$3,775,0001,471
Pre-tax net operating income$1,045,0004,647
Securities gains (losses)$-51,0008,019
Applicable income taxes$399,0003,034
Income before extraordinary items$595,0005,364
Extraordinary gains, net$039
Net income$595,0005,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,273
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$627,6405,249
2007-09-30 (YTD Data)Rank
Total interest income$17,621,0001,813
Total interest expense$8,633,0001,737
Net interest income$8,988,0001,905
Provision for loan and lease losses$06,528
Total noninterest income$1,260,0002,505
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$667,0001,938
Trading account gains and fees$0184
Additional Noninterest Income$593,0002,579
Total noninterest expense$9,233,0001,476
Salaries and employee benefits$5,227,0001,455
Premises and equipment expense$1,169,0001,685
Additional noninterest expense$2,837,0001,424
Pre-tax net operating income$1,015,0004,323
Securities gains (losses)$-51,0008,185
Applicable income taxes$321,0003,113
Income before extraordinary items$643,0004,878
Extraordinary gains, net$033
Net income$643,0004,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,232
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$677,1704,735
2007-06-30 (YTD Data)Rank
Total interest income$11,773,0001,833
Total interest expense$5,684,0001,761
Net interest income$6,089,0001,894
Provision for loan and lease losses$06,209
Total noninterest income$787,0002,624
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$383,0002,202
Trading account gains and fees$0168
Additional Noninterest Income$404,0002,560
Total noninterest expense$6,166,0001,491
Salaries and employee benefits$3,467,0001,482
Premises and equipment expense$780,0001,703
Additional noninterest expense$1,919,0001,411
Pre-tax net operating income$710,0004,283
Securities gains (losses)$-82,0008,377
Applicable income taxes$220,0003,139
Income before extraordinary items$408,0005,024
Extraordinary gains, net$029
Net income$408,0005,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$461,3004,740
2007-03-31 (YTD Data)Rank
Total interest income$5,985,0001,806
Total interest expense$2,864,0001,742
Net interest income$3,121,0001,839
Provision for loan and lease losses$05,779
Total noninterest income$321,0002,981
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$162,0002,452
Trading account gains and fees$0195
Additional Noninterest Income$159,0002,907
Total noninterest expense$3,054,0001,501
Salaries and employee benefits$1,698,0001,524
Premises and equipment expense$410,0001,633
Additional noninterest expense$946,0001,420
Pre-tax net operating income$388,0004,069
Securities gains (losses)$01,187
Applicable income taxes$120,0003,028
Income before extraordinary items$268,0004,408
Extraordinary gains, net$022
Net income$268,0004,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$268,0004,396
2006-12-31 (YTD Data)Rank
Total interest income$23,839,0001,693
Total interest expense$10,326,0001,629
Net interest income$13,513,0001,698
Provision for loan and lease losses$06,850
Total noninterest income$1,115,0003,297
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$716,0002,324
Trading account gains and fees$0130
Additional Noninterest Income$399,0003,739
Total noninterest expense$11,816,0001,511
Salaries and employee benefits$6,672,0001,491
Premises and equipment expense$1,478,0001,713
Additional noninterest expense$3,666,0001,449
Pre-tax net operating income$2,812,0002,901
Securities gains (losses)$-43,0007,887
Applicable income taxes$993,0002,206
Income before extraordinary items$1,776,0003,384
Extraordinary gains, net$051
Net income$1,776,0003,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,984
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,803,5203,319
2006-09-30 (YTD Data)Rank
Total interest income$17,743,0001,688
Total interest expense$7,479,0001,641
Net interest income$10,264,0001,687
Provision for loan and lease losses$06,685
Total noninterest income$950,0003,037
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$530,0002,361
Trading account gains and fees$0126
Additional Noninterest Income$420,0003,139
Total noninterest expense$8,871,0001,512
Salaries and employee benefits$5,057,0001,469
Premises and equipment expense$1,088,0001,747
Additional noninterest expense$2,726,0001,453
Pre-tax net operating income$2,343,0002,802
Securities gains (losses)$-43,0008,133
Applicable income taxes$837,0002,136
Income before extraordinary items$1,463,0003,254
Extraordinary gains, net$045
Net income$1,463,0003,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,324
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,490,5203,220
2006-06-30 (YTD Data)Rank
Total interest income$11,758,0001,656
Total interest expense$4,798,0001,623
Net interest income$6,960,0001,658
Provision for loan and lease losses$06,419
Total noninterest income$591,0003,159
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$337,0002,426
Trading account gains and fees$0126
Additional Noninterest Income$254,0003,301
Total noninterest expense$5,924,0001,513
Salaries and employee benefits$3,403,0001,454
Premises and equipment expense$686,0001,840
Additional noninterest expense$1,835,0001,446
Pre-tax net operating income$1,627,0002,712
Securities gains (losses)$-43,0008,330
Applicable income taxes$586,0002,090
Income before extraordinary items$998,0003,216
Extraordinary gains, net$039
Net income$998,0003,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,911
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,025,5203,145
2006-03-31 (YTD Data)Rank
Total interest income$5,830,0001,627
Total interest expense$2,321,0001,591
Net interest income$3,509,0001,639
Provision for loan and lease losses$06,013
Total noninterest income$321,0002,948
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$158,0002,487
Trading account gains and fees$0115
Additional Noninterest Income$163,0002,822
Total noninterest expense$2,940,0001,531
Salaries and employee benefits$1,671,0001,484
Premises and equipment expense$381,0001,682
Additional noninterest expense$888,0001,484
Pre-tax net operating income$890,0002,485
Securities gains (losses)$-43,0008,537
Applicable income taxes$305,0002,007
Income before extraordinary items$542,0002,963
Extraordinary gains, net$021
Net income$542,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,045
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$569,5202,836
2005-12-31 (YTD Data)Rank
Total interest income$21,337,0001,579
Total interest expense$7,625,0001,491
Net interest income$13,712,0001,601
Provision for loan and lease losses$07,120
Total noninterest income$1,499,0002,693
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$648,0002,501
Trading account gains and fees$0138
Additional Noninterest Income$851,0002,447
Total noninterest expense$12,094,0001,421
Salaries and employee benefits$6,713,0001,387
Premises and equipment expense$1,440,0001,699
Additional noninterest expense$3,941,0001,306
Pre-tax net operating income$3,117,0002,674
Securities gains (losses)$435,000312
Applicable income taxes$1,289,0001,902
Income before extraordinary items$2,263,0002,781
Extraordinary gains, net$046
Net income$2,263,0002,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,376
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,984,6003,077
2005-09-30 (YTD Data)Rank
Total interest income$15,607,0001,574
Total interest expense$5,486,0001,459
Net interest income$10,121,0001,604
Provision for loan and lease losses$06,899
Total noninterest income$1,135,0002,686
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$472,0002,559
Trading account gains and fees$0126
Additional Noninterest Income$663,0002,401
Total noninterest expense$9,151,0001,390
Salaries and employee benefits$5,047,0001,368
Premises and equipment expense$1,095,0001,662
Additional noninterest expense$3,009,0001,273
Pre-tax net operating income$2,105,0002,941
Securities gains (losses)$27,0001,107
Applicable income taxes$711,0002,371
Income before extraordinary items$1,421,0003,269
Extraordinary gains, net$035
Net income$1,421,0003,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,898
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,402,9103,254
2005-06-30 (YTD Data)Rank
Total interest income$10,182,0001,570
Total interest expense$3,519,0001,424
Net interest income$6,663,0001,610
Provision for loan and lease losses$06,626
Total noninterest income$678,0002,832
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$289,0002,690
Trading account gains and fees$0116
Additional Noninterest Income$389,0002,598
Total noninterest expense$6,111,0001,390
Salaries and employee benefits$3,371,0001,356
Premises and equipment expense$738,0001,628
Additional noninterest expense$2,002,0001,253
Pre-tax net operating income$1,230,0003,184
Securities gains (losses)$21,0001,089
Applicable income taxes$396,0002,629
Income before extraordinary items$855,0003,473
Extraordinary gains, net$030
Net income$855,0003,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$840,7203,474
2005-03-31 (YTD Data)Rank
Total interest income$4,975,0001,578
Total interest expense$1,690,0001,416
Net interest income$3,285,0001,623
Provision for loan and lease losses$06,226
Total noninterest income$334,0002,816
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$132,0002,810
Trading account gains and fees$0115
Additional Noninterest Income$202,0002,467
Total noninterest expense$3,034,0001,393
Salaries and employee benefits$1,676,0001,381
Premises and equipment expense$399,0001,515
Additional noninterest expense$959,0001,288
Pre-tax net operating income$585,0003,288
Securities gains (losses)$10,0001,006
Applicable income taxes$196,0002,629
Income before extraordinary items$399,0003,627
Extraordinary gains, net$024
Net income$399,0003,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$392,3003,633
2004-12-31 (YTD Data)Rank
Total interest income$18,378,0001,568
Total interest expense$6,099,0001,346
Net interest income$12,279,0001,658
Provision for loan and lease losses$145,0004,324
Total noninterest income$2,126,0002,106
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$595,0002,722
Trading account gains and fees$0138
Additional Noninterest Income$1,531,0001,618
Total noninterest expense$12,025,0001,363
Salaries and employee benefits$6,716,0001,306
Premises and equipment expense$1,546,0001,492
Additional noninterest expense$3,763,0001,322
Pre-tax net operating income$2,235,0003,255
Securities gains (losses)$308,000628
Applicable income taxes$853,0002,418
Income before extraordinary items$1,690,0003,334
Extraordinary gains, net$034
Net income$1,690,0003,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,486,7203,607
2004-09-30 (YTD Data)Rank
Total interest income$13,536,0001,576
Total interest expense$4,462,0001,352
Net interest income$9,074,0001,669
Provision for loan and lease losses$20,0006,311
Total noninterest income$1,631,0002,083
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$432,0002,806
Trading account gains and fees$0134
Additional Noninterest Income$1,199,0001,568
Total noninterest expense$9,152,0001,336
Salaries and employee benefits$5,119,0001,291
Premises and equipment expense$1,171,0001,478
Additional noninterest expense$2,862,0001,293
Pre-tax net operating income$1,533,0003,527
Securities gains (losses)$241,000686
Applicable income taxes$554,0002,722
Income before extraordinary items$1,220,0003,496
Extraordinary gains, net$026
Net income$1,220,0003,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,894
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,053,7103,809
2004-06-30 (YTD Data)Rank
Total interest income$8,918,0001,586
Total interest expense$2,888,0001,376
Net interest income$6,030,0001,665
Provision for loan and lease losses$20,0005,844
Total noninterest income$1,259,0001,844
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$278,0002,883
Trading account gains and fees$0130
Additional Noninterest Income$981,0001,342
Total noninterest expense$6,206,0001,318
Salaries and employee benefits$3,476,0001,255
Premises and equipment expense$766,0001,511
Additional noninterest expense$1,964,0001,233
Pre-tax net operating income$1,063,0003,392
Securities gains (losses)$262,000541
Applicable income taxes$461,0002,331
Income before extraordinary items$864,0003,320
Extraordinary gains, net$021
Net income$864,0003,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,323
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$693,7003,782
2004-03-31 (YTD Data)Rank
Total interest income$4,469,0001,576
Total interest expense$1,448,0001,380
Net interest income$3,021,0001,651
Provision for loan and lease losses$15,0005,048
Total noninterest income$794,0001,507
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$130,0002,974
Trading account gains and fees$0121
Additional Noninterest Income$664,0001,054
Total noninterest expense$3,170,0001,290
Salaries and employee benefits$1,774,0001,245
Premises and equipment expense$409,0001,434
Additional noninterest expense$987,0001,222
Pre-tax net operating income$630,0002,958
Securities gains (losses)$242,000435
Applicable income taxes$341,0001,762
Income before extraordinary items$531,0002,803
Extraordinary gains, net$016
Net income$531,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$376,1203,548
2003-12-31 (YTD Data)Rank
Total interest income$17,843,0001,606
Total interest expense$5,691,0001,574
Net interest income$12,152,0001,598
Provision for loan and lease losses$120,0004,933
Total noninterest income$3,898,0001,373
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$651,0002,523
Trading account gains and fees$0160
Additional Noninterest Income$3,247,0001,023
Total noninterest expense$12,164,0001,329
Salaries and employee benefits$6,700,0001,275
Premises and equipment expense$1,238,0001,850
Additional noninterest expense$4,226,0001,192
Pre-tax net operating income$3,766,0002,067
Securities gains (losses)$731,000591
Applicable income taxes$1,812,0001,381
Income before extraordinary items$2,685,0002,242
Extraordinary gains, net$054
Net income$2,685,0002,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,170
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,217,1602,516
2003-09-30 (YTD Data)Rank
Total interest income$13,348,0001,637
Total interest expense$4,271,0001,650
Net interest income$9,077,0001,615
Provision for loan and lease losses$120,0004,343
Total noninterest income$3,355,0001,264
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$480,0002,569
Trading account gains and fees$0153
Additional Noninterest Income$2,875,000949
Total noninterest expense$9,175,0001,334
Salaries and employee benefits$5,018,0001,300
Premises and equipment expense$837,0002,057
Additional noninterest expense$3,320,0001,145
Pre-tax net operating income$3,137,0001,971
Securities gains (losses)$570,000625
Applicable income taxes$1,545,0001,316
Income before extraordinary items$2,162,0002,172
Extraordinary gains, net$040
Net income$2,162,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,410
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,797,2002,442
2003-06-30 (YTD Data)Rank
Total interest income$8,812,0001,668
Total interest expense$2,907,0001,679
Net interest income$5,905,0001,652
Provision for loan and lease losses$110,0003,695
Total noninterest income$2,286,0001,234
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$319,0002,532
Trading account gains and fees$0150
Additional Noninterest Income$1,967,000924
Total noninterest expense$6,071,0001,350
Salaries and employee benefits$3,380,0001,280
Premises and equipment expense$455,0002,448
Additional noninterest expense$2,236,0001,132
Pre-tax net operating income$2,010,0002,030
Securities gains (losses)$465,000601
Applicable income taxes$1,236,0001,148
Income before extraordinary items$1,239,0002,505
Extraordinary gains, net$030
Net income$1,239,0002,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$941,4002,944
2003-03-31 (YTD Data)Rank
Total interest income$4,432,0001,672
Total interest expense$1,482,0001,682
Net interest income$2,950,0001,658
Provision for loan and lease losses$06,934
Total noninterest income$1,116,0001,238
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$152,0002,558
Trading account gains and fees$0134
Additional Noninterest Income$964,000916
Total noninterest expense$2,867,0001,399
Salaries and employee benefits$1,715,0001,255
Premises and equipment expense$26,0008,056
Additional noninterest expense$1,126,0001,095
Pre-tax net operating income$1,199,0001,753
Securities gains (losses)$112,000936
Applicable income taxes$682,0001,086
Income before extraordinary items$629,0002,419
Extraordinary gains, net$021
Net income$629,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$557,3202,570
2002-12-31 (YTD Data)Rank
Total interest income$17,917,0001,716
Total interest expense$6,595,0001,732
Net interest income$11,322,0001,709
Provision for loan and lease losses$177,0004,626
Total noninterest income$4,800,0001,094
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$674,0002,320
Trading account gains and fees$0153
Additional Noninterest Income$4,126,000798
Total noninterest expense$11,339,0001,357
Salaries and employee benefits$6,174,0001,322
Premises and equipment expense$1,206,0001,840
Additional noninterest expense$3,959,0001,218
Pre-tax net operating income$4,606,0001,760
Securities gains (losses)$-204,0009,195
Applicable income taxes$1,806,0001,407
Income before extraordinary items$2,596,0002,281
Extraordinary gains, net$070
Net income$2,596,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,528
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,726,5602,117
2001-12-31 (YTD Data)Rank
Total interest income$19,053,0001,790
Total interest expense$8,831,0001,829
Net interest income$10,222,0001,748
Provision for loan and lease losses$50,0006,655
Total noninterest income$5,137,000973
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$627,0002,353
Trading account gains and fees$0177
Additional Noninterest Income$4,510,000708
Total noninterest expense$11,462,0001,261
Salaries and employee benefits$5,586,0001,334
Premises and equipment expense$1,790,0001,187
Additional noninterest expense$4,086,0001,172
Pre-tax net operating income$3,847,0001,831
Securities gains (losses)$129,0001,533
Applicable income taxes$1,409,0001,586
Income before extraordinary items$2,567,0002,035
Extraordinary gains, net$0105
Net income$2,567,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,098
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,483,1502,033
2000-12-31 (YTD Data)Rank
Total interest income$19,215,0001,804
Total interest expense$10,551,0001,622
Net interest income$8,664,0002,049
Provision for loan and lease losses$70,0005,970
Total noninterest income$3,746,0001,126
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$477,0002,807
Trading account gains and fees$0180
Additional Noninterest Income$3,269,000816
Total noninterest expense$10,914,0001,263
Salaries and employee benefits$5,586,0001,264
Premises and equipment expense$1,593,0001,283
Additional noninterest expense$3,735,0001,222
Pre-tax net operating income$1,426,0004,206
Securities gains (losses)$115,000536
Applicable income taxes$584,0003,167
Income before extraordinary items$957,0004,508
Extraordinary gains, net$038
Net income$957,0004,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0009,506
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$883,4004,739
1999-12-31 (YTD Data)Rank
Total interest income$16,346,0001,986
Total interest expense$8,524,0001,739
Net interest income$7,822,0002,251
Provision for loan and lease losses$200,0003,546
Total noninterest income$4,680,000990
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$335,0003,674
Trading account gains and fees$0173
Additional Noninterest Income$4,345,000706
Total noninterest expense$11,542,0001,202
Salaries and employee benefits$6,399,0001,072
Premises and equipment expense$1,376,0001,493
Additional noninterest expense$3,767,0001,221
Pre-tax net operating income$760,0006,085
Securities gains (losses)$185,000565
Applicable income taxes$302,0004,813
Income before extraordinary items$643,0005,705
Extraordinary gains, net$035
Net income$643,0005,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0009,790
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$517,2006,298
1998-12-31 (YTD Data)Rank
Total interest income$16,059,0002,031
Total interest expense$8,299,0001,842
Net interest income$7,760,0002,200
Provision for loan and lease losses$620,0001,446
Total noninterest income$7,004,000755
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$306,0003,886
Trading account gains and fees$0224
Additional Noninterest Income$6,698,000544
Total noninterest expense$10,783,0001,226
Salaries and employee benefits$5,549,0001,183
Premises and equipment expense$1,308,0001,498
Additional noninterest expense$3,926,0001,137
Pre-tax net operating income$3,361,0002,142
Securities gains (losses)$113,0001,205
Applicable income taxes$1,403,0001,734
Income before extraordinary items$2,071,0002,475
Extraordinary gains, net$032
Net income$2,071,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,124
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,998,6802,478
1997-12-31 (YTD Data)Rank
Total interest income$14,953,0002,187
Total interest expense$7,810,0001,974
Net interest income$7,143,0002,435
Provision for loan and lease losses$395,0002,128
Total noninterest income$3,741,0001,130
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$322,0003,864
Trading account gains and fees$0239
Additional Noninterest Income$3,419,000779
Total noninterest expense$8,997,0001,458
Salaries and employee benefits$4,778,0001,377
Premises and equipment expense$1,239,0001,569
Additional noninterest expense$2,980,0001,450
Pre-tax net operating income$1,492,0004,511
Securities gains (losses)$50,0001,344
Applicable income taxes$578,0003,794
Income before extraordinary items$964,0004,826
Extraordinary gains, net$044
Net income$964,0004,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,088
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$932,0004,875
1996-12-31 (YTD Data)Rank
Total interest income$13,933,0002,396
Total interest expense$7,258,0002,153
Net interest income$6,675,0002,648
Provision for loan and lease losses$300,0002,555
Total noninterest income$3,348,0001,253
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$292,0004,304
Trading account gains and fees$0262
Additional Noninterest Income$3,056,000868
Total noninterest expense$8,281,0001,713
Salaries and employee benefits$4,522,0001,487
Premises and equipment expense$1,094,0001,831
Additional noninterest expense$2,665,0001,913
Pre-tax net operating income$1,442,0004,489
Securities gains (losses)$26,0001,793
Applicable income taxes$563,0003,772
Income before extraordinary items$905,0004,854
Extraordinary gains, net$053
Net income$905,0004,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$400,0001,686
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$888,3604,868
1995-12-31 (YTD Data)Rank
Total interest income$13,379,0002,504
Total interest expense$7,002,0002,230
Net interest income$6,377,0002,801
Provision for loan and lease losses$255,0002,517
Total noninterest income$3,213,0001,298
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$276,0004,594
Trading account gains and fees$0522
Additional Noninterest Income$2,937,000904
Total noninterest expense$7,743,0001,806
Salaries and employee benefits$4,056,0001,630
Premises and equipment expense$1,008,0002,009
Additional noninterest expense$2,679,0001,866
Pre-tax net operating income$1,592,0004,245
Securities gains (losses)$-85,00011,418
Applicable income taxes$593,0003,688
Income before extraordinary items$914,0004,936
Extraordinary gains, net$065
Net income$914,0004,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,619
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$968,4004,710
1994-12-31 (YTD Data)Rank
Total interest income$11,530,0002,621
Total interest expense$5,281,0002,340
Net interest income$6,249,0002,891
Provision for loan and lease losses$200,0003,000
Total noninterest income$1,765,0002,014
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$238,0005,221
Trading account gains and fees$0475
Additional Noninterest Income$1,527,0001,366
Total noninterest expense$7,739,0001,873
Salaries and employee benefits$3,902,0001,716
Premises and equipment expense$976,0002,081
Additional noninterest expense$2,861,0001,887
Pre-tax net operating income$75,00011,779
Securities gains (losses)$18,0001,859
Applicable income taxes$-143,00012,348
Income before extraordinary items$236,0009,849
Extraordinary gains, net$0249
Net income$236,0009,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,533
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$218,00010,119
1993-12-31 (YTD Data)Rank
Total interest income$9,676,0003,196
Total interest expense$4,383,0002,918
Net interest income$5,293,0003,385
Provision for loan and lease losses$180,0004,132
Total noninterest income$3,670,0001,248
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$244,0005,206
Trading account gains and fees$0532
Additional Noninterest Income$3,426,000876
Total noninterest expense$7,221,0002,031
Salaries and employee benefits$3,619,0001,851
Premises and equipment expense$868,0002,351
Additional noninterest expense$2,734,0002,057
Pre-tax net operating income$1,562,0004,164
Securities gains (losses)$69,0002,994
Applicable income taxes$593,0003,643
Income before extraordinary items$1,038,0004,558
Extraordinary gains, net$03,149
Net income$1,038,0004,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,569
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$993,8404,486
1992-12-31 (YTD Data)Rank
Total interest income$9,665,0003,608
Total interest expense$4,909,0003,368
Net interest income$4,756,0003,818
Provision for loan and lease losses$721,0002,316
Total noninterest income$3,570,0001,252
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$251,0005,114
Trading account gains and fees$0504
Additional Noninterest Income$3,319,000887
Total noninterest expense$6,444,0002,268
Salaries and employee benefits$2,894,0002,247
Premises and equipment expense$699,0002,927
Additional noninterest expense$2,851,0002,080
Pre-tax net operating income$1,161,0005,049
Securities gains (losses)$50,0004,121
Applicable income taxes$436,0004,491
Income before extraordinary items$775,0005,495
Extraordinary gains, net$01,422
Net income$775,0005,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,0002,426
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$743,0005,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.