Home > Stoneham Savings Bank > Assets and Liabilities
Stoneham Savings Bank, Assets and Liabilities
| 2013-09-30 | Rank | |
| # of Employees: | 30 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $328,381,000 | 1,988 |
| Cash and due from depository institutions | $15,757,000 | 4,127 |
| Interest-bearing balances | $13,220,000 | 2,359 |
| Securities | $103,656,000 | 1,442 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 2,956 |
| Net loans & leases | $179,126,000 | 2,206 |
| Loan loss allowance | $353,000 | 5,964 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $7,268,000 | 1,613 |
| Other real estate owned | $0 | 4,127 |
| Goodwill and other intangibles | $1,735,000 | 1,243 |
| All other assets | $20,836,000 | 1,010 |
| Life insurance assets | $9,035,000 | 885 |
| Total liabilities and capital | $328,381,000 | 1,988 |
| Total liabilities | $295,322,000 | 1,976 |
| Total deposits | $254,629,000 | 2,142 |
| Interest-bearing deposits | $218,569,000 | 2,022 |
| Deposits held in domestic offices | $254,629,000 | 2,141 |
| % insured | 94.17% | 1,061 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $36,140,000 | 716 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $4,553,000 | 1,090 |
| Total equity capital | $33,059,000 | 2,089 |
| Total bank equity capital | $33,059,000 | 2,088 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $0 | 6,266 |
| Surplus | $33,299,000 | 1,017 |
| Undivided profits | $-240,000 | 5,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,606,000 | 2,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $966,000 | 2,814 |
| Earning assets | $296,005,000 | 2,025 |
| Long-term assets (5+ years) | $182,238,000 | 1,193 |
| Average Assets, year-to-date | $327,085,750 | 1,980 |
| Average Assets, quarterly | $324,954,000 | 1,994 |
| Volatile liabilities | $24,605,000 | 1,713 |
| Insider loans | $435,000 | 4,648 |
| FHLB advances | $36,140,000 | 665 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $8,293,000 | 4,197 |
| Tier 1 (core) risk-based capital | $26,724,000 | 2,467 |
| Tier 2 risk-based capital | $353,000 | 5,775 |
| Total risk weighted assets | $177,094,000 | 2,376 |
| Total unused commitments | $8,293,000 | 4,197 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 53 | 2,773 |
| Assets and Liabilities | ||
| Total Assets: | $321,527,000 | 2,011 |
| Cash and due from depository institutions | $8,610,000 | 2,773 |
| Interest-bearing balances | $6,624,000 | 3,713 |
| Securities | $95,809,000 | 1,560 |
| Federal funds sold & reverse repurchase agreements | $868,000 | 2,172 |
| Net loans & leases | $186,203,000 | 2,126 |
| Loan loss allowance | $353,000 | 5,996 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $7,355,000 | 1,599 |
| Other real estate owned | $0 | 2,773 |
| Goodwill and other intangibles | $1,787,000 | 1,229 |
| All other assets | $20,895,000 | 1,008 |
| Life insurance assets | $8,965,000 | 878 |
| Total liabilities and capital | $321,527,000 | 2,011 |
| Total liabilities | $288,839,000 | 2,002 |
| Total deposits | $247,412,000 | 2,180 |
| Interest-bearing deposits | $210,096,000 | 2,104 |
| Deposits held in domestic offices | $247,412,000 | 2,179 |
| % insured | 95.60% | 736 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $36,425,000 | 697 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $5,002,000 | 1,035 |
| Total equity capital | $32,688,000 | 2,103 |
| Total bank equity capital | $32,688,000 | 2,102 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $0 | 6,316 |
| Surplus | $33,299,000 | 1,014 |
| Undivided profits | $-611,000 | 6,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,785,000 | 2,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $545,000 | 4,231 |
| Earning assets | $289,504,000 | 2,058 |
| Long-term assets (5+ years) | $126,762,000 | 1,598 |
| Average Assets, year-to-date | $326,654,000 | 1,987 |
| Average Assets, quarterly | $324,624,000 | 1,996 |
| Volatile liabilities | $23,645,000 | 1,730 |
| Insider loans | $397,000 | 4,804 |
| FHLB advances | $36,425,000 | 652 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $9,539,000 | 3,999 |
| Tier 1 (core) risk-based capital | $26,000,000 | 2,497 |
| Tier 2 risk-based capital | $353,000 | 5,789 |
| Total risk weighted assets | $181,416,000 | 2,317 |
| Total unused commitments | $9,539,000 | 4,000 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 62 | 2,430 |
| Assets and Liabilities | ||
| Total Assets: | $327,721,000 | 2,013 |
| Cash and due from depository institutions | $13,902,000 | 2,430 |
| Interest-bearing balances | $9,650,000 | 3,490 |
| Securities | $90,659,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $1,040,000 | 2,411 |
| Net loans & leases | $192,890,000 | 2,052 |
| Loan loss allowance | $333,000 | 6,115 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $7,437,000 | 1,592 |
| Other real estate owned | $0 | 2,430 |
| Goodwill and other intangibles | $1,839,000 | 1,211 |
| All other assets | $19,954,000 | 1,020 |
| Life insurance assets | $8,895,000 | 872 |
| Total liabilities and capital | $327,721,000 | 2,013 |
| Total liabilities | $294,087,000 | 1,995 |
| Total deposits | $248,530,000 | 2,212 |
| Interest-bearing deposits | $207,290,000 | 2,173 |
| Deposits held in domestic offices | $248,530,000 | 2,212 |
| % insured | 93.91% | 1,191 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $40,761,000 | 596 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $4,796,000 | 1,068 |
| Total equity capital | $33,634,000 | 2,112 |
| Total bank equity capital | $33,634,000 | 2,112 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $0 | 6,388 |
| Surplus | $33,299,000 | 1,015 |
| Undivided profits | $335,000 | 5,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,475,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $933,000 | 2,770 |
| Earning assets | $294,239,000 | 2,058 |
| Long-term assets (5+ years) | $179,395,000 | 1,178 |
| Average Assets, year-to-date | $329,217,500 | 1,999 |
| Average Assets, quarterly | $329,217,500 | 1,999 |
| Volatile liabilities | $22,378,000 | 1,777 |
| Insider loans | $9,000 | 6,246 |
| FHLB advances | $40,761,000 | 547 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $11,493,000 | 3,704 |
| Tier 1 (core) risk-based capital | $25,792,000 | 2,511 |
| Tier 2 risk-based capital | $333,000 | 5,903 |
| Total risk weighted assets | $183,631,000 | 2,282 |
| Total unused commitments | $11,493,000 | 3,705 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 69 | 2,221 |
| Assets and Liabilities | ||
| Total Assets: | $330,714,000 | 1,993 |
| Cash and due from depository institutions | $15,582,000 | 2,221 |
| Interest-bearing balances | $12,291,000 | 2,817 |
| Securities | $86,685,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $2,189,000 | 1,776 |
| Net loans & leases | $196,644,000 | 2,032 |
| Loan loss allowance | $294,000 | 6,285 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $7,517,000 | 1,577 |
| Other real estate owned | $0 | 2,221 |
| Goodwill and other intangibles | $1,891,000 | 1,201 |
| All other assets | $20,206,000 | 1,024 |
| Life insurance assets | $8,829,000 | 866 |
| Total liabilities and capital | $330,714,000 | 1,993 |
| Total liabilities | $296,962,000 | 1,979 |
| Total deposits | $243,400,000 | 2,245 |
| Interest-bearing deposits | $204,612,000 | 2,186 |
| Deposits held in domestic offices | $243,400,000 | 2,245 |
| % insured | 96.24% | 1,062 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $49,178,000 | 544 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $4,384,000 | 1,187 |
| Total equity capital | $33,752,000 | 2,089 |
| Total bank equity capital | $33,752,000 | 2,089 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $0 | 6,448 |
| Surplus | $32,000,000 | 1,040 |
| Undivided profits | $1,752,000 | 5,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,788,000 | 3,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $975,000 | 2,736 |
| Earning assets | $297,809,000 | 2,023 |
| Long-term assets (5+ years) | $186,824,000 | 1,096 |
| Average Assets, year-to-date | $333,168,200 | 1,933 |
| Average Assets, quarterly | $328,283,000 | 1,990 |
| Volatile liabilities | $30,841,000 | 1,421 |
| Insider loans | $53,000 | 6,069 |
| FHLB advances | $49,178,000 | 498 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $12,055,000 | 3,506 |
| Tier 1 (core) risk-based capital | $25,589,000 | 2,506 |
| Tier 2 risk-based capital | $294,000 | 6,112 |
| Total risk weighted assets | $183,736,000 | 2,279 |
| Total unused commitments | $12,055,000 | 3,506 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 70 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $325,852,000 | 2,020 |
| Cash and due from depository institutions | $8,884,000 | 2,196 |
| Interest-bearing balances | $5,698,000 | 4,056 |
| Securities | $106,980,000 | 1,401 |
| Federal funds sold & reverse repurchase agreements | $1,644,000 | 1,996 |
| Net loans & leases | $178,618,000 | 2,225 |
| Loan loss allowance | $210,000 | 6,670 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $7,434,000 | 1,586 |
| Other real estate owned | $0 | 2,196 |
| Goodwill and other intangibles | $3,806,000 | 840 |
| All other assets | $18,486,000 | 1,106 |
| Life insurance assets | $8,763,000 | 850 |
| Total liabilities and capital | $325,852,000 | 2,020 |
| Total liabilities | $291,113,000 | 2,014 |
| Total deposits | $246,877,000 | 2,213 |
| Interest-bearing deposits | $207,524,000 | 2,173 |
| Deposits held in domestic offices | $246,877,000 | 2,213 |
| % insured | 95.76% | 1,342 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $34,948,000 | 751 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $9,288,000 | 691 |
| Total equity capital | $34,739,000 | 2,064 |
| Total bank equity capital | $34,739,000 | 2,064 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 6,537 |
| Surplus | $30,000,000 | 1,105 |
| Undivided profits | $4,739,000 | 4,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,727,000 | 3,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,015,000 | 2,849 |
| Earning assets | $292,940,000 | 2,068 |
| Long-term assets (5+ years) | $162,828,000 | 1,226 |
| Average Assets, year-to-date | $333,781,750 | 1,956 |
| Average Assets, quarterly | $330,716,500 | 1,981 |
| Volatile liabilities | $15,457,000 | 2,455 |
| Insider loans | $205,000 | 5,499 |
| FHLB advances | $34,948,000 | 694 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $17,602,000 | 2,826 |
| Tier 1 (core) risk-based capital | $26,045,000 | 2,491 |
| Tier 2 risk-based capital | $293,000 | 6,199 |
| Total risk weighted assets | $177,223,000 | 2,363 |
| Total unused commitments | $17,602,000 | 2,826 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 71 | 2,148 |
| Assets and Liabilities | ||
| Total Assets: | $335,581,000 | 1,958 |
| Cash and due from depository institutions | $24,703,000 | 2,148 |
| Interest-bearing balances | $20,233,000 | 1,880 |
| Securities | $93,713,000 | 1,582 |
| Federal funds sold & reverse repurchase agreements | $3,562,000 | 1,405 |
| Net loans & leases | $183,921,000 | 2,149 |
| Loan loss allowance | $135,000 | 6,955 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $7,162,000 | 1,636 |
| Other real estate owned | $0 | 2,148 |
| Goodwill and other intangibles | $3,873,000 | 825 |
| All other assets | $18,647,000 | 1,094 |
| Life insurance assets | $8,695,000 | 847 |
| Total liabilities and capital | $335,581,000 | 1,958 |
| Total liabilities | $301,343,000 | 1,947 |
| Total deposits | $251,773,000 | 2,156 |
| Interest-bearing deposits | $213,183,000 | 2,124 |
| Deposits held in domestic offices | $251,773,000 | 2,156 |
| % insured | 96.40% | 1,145 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $39,745,000 | 691 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $9,825,000 | 626 |
| Total equity capital | $34,238,000 | 2,051 |
| Total bank equity capital | $34,238,000 | 2,051 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $0 | 6,596 |
| Surplus | $30,000,000 | 1,097 |
| Undivided profits | $4,238,000 | 4,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,248,000 | 2,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $931,000 | 2,917 |
| Earning assets | $301,429,000 | 2,000 |
| Long-term assets (5+ years) | $155,917,000 | 1,245 |
| Average Assets, year-to-date | $336,425,000 | 1,938 |
| Average Assets, quarterly | $339,222,500 | 1,930 |
| Volatile liabilities | $21,833,000 | 1,916 |
| Insider loans | $207,000 | 5,547 |
| FHLB advances | $39,745,000 | 639 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $11,963,000 | 3,501 |
| Tier 1 (core) risk-based capital | $25,847,000 | 2,474 |
| Tier 2 risk-based capital | $168,000 | 6,783 |
| Total risk weighted assets | $179,688,000 | 2,332 |
| Total unused commitments | $11,963,000 | 3,501 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 68 | 2,237 |
| Assets and Liabilities | ||
| Total Assets: | $342,864,000 | 1,924 |
| Cash and due from depository institutions | $32,262,000 | 2,237 |
| Interest-bearing balances | $29,087,000 | 1,470 |
| Securities | $89,472,000 | 1,636 |
| Federal funds sold & reverse repurchase agreements | $4,222,000 | 1,553 |
| Net loans & leases | $186,674,000 | 2,120 |
| Loan loss allowance | $60,000 | 7,196 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,209,000 | 1,625 |
| Other real estate owned | $0 | 2,237 |
| Goodwill and other intangibles | $3,938,000 | 815 |
| All other assets | $19,087,000 | 1,075 |
| Life insurance assets | $8,198,000 | 888 |
| Total liabilities and capital | $342,864,000 | 1,924 |
| Total liabilities | $309,404,000 | 1,912 |
| Total deposits | $251,425,000 | 2,182 |
| Interest-bearing deposits | $216,704,000 | 2,113 |
| Deposits held in domestic offices | $251,425,000 | 2,182 |
| % insured | 96.47% | 1,139 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $47,318,000 | 615 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $10,661,000 | 570 |
| Total equity capital | $33,460,000 | 2,086 |
| Total bank equity capital | $33,460,000 | 2,085 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $0 | 6,651 |
| Surplus | $30,000,000 | 1,103 |
| Undivided profits | $3,460,000 | 4,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,519,000 | 3,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $979,000 | 2,771 |
| Earning assets | $309,455,000 | 1,944 |
| Long-term assets (5+ years) | $152,878,000 | 1,268 |
| Average Assets, year-to-date | $336,847,000 | 1,941 |
| Average Assets, quarterly | $336,847,000 | 1,941 |
| Volatile liabilities | $28,287,000 | 1,573 |
| Insider loans | $209,000 | 5,612 |
| FHLB advances | $47,318,000 | 565 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $11,836,000 | 3,599 |
| Tier 1 (core) risk-based capital | $25,515,000 | 2,486 |
| Tier 2 risk-based capital | $60,000 | 7,187 |
| Total risk weighted assets | $186,352,000 | 2,269 |
| Total unused commitments | $11,836,000 | 3,599 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 96 | 1,555 |
| Assets and Liabilities | ||
| Total Assets: | $330,830,000 | 1,972 |
| Cash and due from depository institutions | $29,047,000 | 1,555 |
| Interest-bearing balances | $25,938,000 | 1,456 |
| Securities | $71,974,000 | 1,933 |
| Federal funds sold & reverse repurchase agreements | $1,202,000 | 2,394 |
| Net loans & leases | $200,341,000 | 2,008 |
| Loan loss allowance | $1,593,000 | 3,646 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,589,000 | 1,764 |
| Other real estate owned | $2,649,000 | 1,555 |
| Goodwill and other intangibles | $3,207,000 | 925 |
| All other assets | $15,821,000 | 1,279 |
| Life insurance assets | $7,914,000 | 902 |
| Total liabilities and capital | $330,830,000 | 1,972 |
| Total liabilities | $315,215,000 | 1,872 |
| Total deposits | $257,680,000 | 2,110 |
| Interest-bearing deposits | $225,384,000 | 2,015 |
| Deposits held in domestic offices | $257,680,000 | 2,109 |
| % insured | 95.46% | 1,646 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $52,948,000 | 578 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,587,000 | 1,095 |
| Total equity capital | $15,615,000 | 3,886 |
| Total bank equity capital | $15,615,000 | 3,886 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $0 | 6,724 |
| Surplus | $19,921,000 | 1,555 |
| Undivided profits | $-4,306,000 | 6,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,329,000 | 1,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,067,000 | 2,712 |
| Earning assets | $299,455,000 | 1,975 |
| Long-term assets (5+ years) | $142,701,000 | 1,117 |
| Average Assets, year-to-date | $353,393,400 | 1,831 |
| Average Assets, quarterly | $333,712,000 | 1,951 |
| Volatile liabilities | $34,082,000 | 1,455 |
| Insider loans | $212,000 | 5,629 |
| FHLB advances | $52,948,000 | 529 |
| Loans and leases held for sale | $13,081,000 | 323 |
| Unused loan commitments | $8,307,000 | 4,174 |
| Tier 1 (core) risk-based capital | $8,798,000 | 5,219 |
| Tier 2 risk-based capital | $1,766,000 | 2,719 |
| Total risk weighted assets | $189,752,000 | 2,236 |
| Total unused commitments | $8,307,000 | 4,176 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 95 | 1,573 |
| Assets and Liabilities | ||
| Total Assets: | $336,594,000 | 1,945 |
| Cash and due from depository institutions | $18,281,000 | 1,573 |
| Interest-bearing balances | $14,629,000 | 2,390 |
| Securities | $72,066,000 | 1,878 |
| Federal funds sold & reverse repurchase agreements | $4,117,000 | 1,458 |
| Net loans & leases | $212,305,000 | 1,910 |
| Loan loss allowance | $2,453,000 | 2,779 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,733,000 | 1,732 |
| Other real estate owned | $4,011,000 | 1,573 |
| Goodwill and other intangibles | $3,235,000 | 928 |
| All other assets | $15,846,000 | 1,294 |
| Life insurance assets | $8,076,000 | 875 |
| Total liabilities and capital | $336,594,000 | 1,945 |
| Total liabilities | $316,642,000 | 1,863 |
| Total deposits | $257,745,000 | 2,095 |
| Interest-bearing deposits | $226,890,000 | 2,010 |
| Deposits held in domestic offices | $257,745,000 | 2,094 |
| % insured | 95.48% | 1,710 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $54,730,000 | 574 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,167,000 | 1,216 |
| Total equity capital | $19,952,000 | 3,251 |
| Total bank equity capital | $19,952,000 | 3,249 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $19,922,000 | 1,565 |
| Undivided profits | $30,000 | 6,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $7,175,000 | 1,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,052,000 | 2,835 |
| Earning assets | $303,117,000 | 1,969 |
| Long-term assets (5+ years) | $148,895,000 | 1,035 |
| Average Assets, year-to-date | $359,034,250 | 1,814 |
| Average Assets, quarterly | $344,476,500 | 1,895 |
| Volatile liabilities | $35,602,000 | 1,415 |
| Insider loans | $214,000 | 5,702 |
| FHLB advances | $54,730,000 | 517 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $10,008,000 | 3,826 |
| Tier 1 (core) risk-based capital | $13,281,000 | 4,192 |
| Tier 2 risk-based capital | $2,527,000 | 1,988 |
| Total risk weighted assets | $204,122,000 | 2,078 |
| Total unused commitments | $10,008,000 | 3,829 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 93 | 1,624 |
| Assets and Liabilities | ||
| Total Assets: | $352,359,000 | 1,867 |
| Cash and due from depository institutions | $46,723,000 | 1,624 |
| Interest-bearing balances | $44,351,000 | 855 |
| Securities | $50,901,000 | 2,518 |
| Federal funds sold & reverse repurchase agreements | $1,869,000 | 2,234 |
| Net loans & leases | $220,860,000 | 1,869 |
| Loan loss allowance | $2,085,000 | 3,109 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,842,000 | 1,711 |
| Other real estate owned | $5,707,000 | 1,624 |
| Goodwill and other intangibles | $3,269,000 | 942 |
| All other assets | $16,188,000 | 1,285 |
| Life insurance assets | $8,002,000 | 871 |
| Total liabilities and capital | $352,359,000 | 1,867 |
| Total liabilities | $332,474,000 | 1,778 |
| Total deposits | $273,441,000 | 1,982 |
| Interest-bearing deposits | $240,826,000 | 1,919 |
| Deposits held in domestic offices | $273,441,000 | 1,982 |
| % insured | 95.96% | 1,538 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $55,009,000 | 594 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,024,000 | 1,192 |
| Total equity capital | $19,885,000 | 3,215 |
| Total bank equity capital | $19,885,000 | 3,214 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $19,922,000 | 1,556 |
| Undivided profits | $-37,000 | 6,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,988,000 | 1,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,060,000 | 2,758 |
| Earning assets | $317,981,000 | 1,874 |
| Long-term assets (5+ years) | $127,960,000 | 1,172 |
| Average Assets, year-to-date | $366,514,330 | 1,786 |
| Average Assets, quarterly | $359,589,000 | 1,830 |
| Volatile liabilities | $33,170,000 | 1,518 |
| Insider loans | $216,000 | 5,757 |
| FHLB advances | $55,009,000 | 532 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $11,366,000 | 3,622 |
| Tier 1 (core) risk-based capital | $13,663,000 | 4,075 |
| Tier 2 risk-based capital | $2,210,000 | 2,252 |
| Total risk weighted assets | $207,999,000 | 2,053 |
| Total unused commitments | $11,366,000 | 3,625 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 94 | 1,605 |
| Assets and Liabilities | ||
| Total Assets: | $366,819,000 | 1,798 |
| Cash and due from depository institutions | $52,524,000 | 1,605 |
| Interest-bearing balances | $48,594,000 | 820 |
| Securities | $46,998,000 | 2,647 |
| Federal funds sold & reverse repurchase agreements | $414,000 | 3,685 |
| Net loans & leases | $228,887,000 | 1,837 |
| Loan loss allowance | $1,832,000 | 3,383 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,912,000 | 1,712 |
| Other real estate owned | $8,435,000 | 1,605 |
| Goodwill and other intangibles | $3,302,000 | 939 |
| All other assets | $19,347,000 | 1,123 |
| Life insurance assets | $7,949,000 | 877 |
| Total liabilities and capital | $366,819,000 | 1,798 |
| Total liabilities | $343,235,000 | 1,732 |
| Total deposits | $283,762,000 | 1,934 |
| Interest-bearing deposits | $252,854,000 | 1,864 |
| Deposits held in domestic offices | $283,762,000 | 1,932 |
| % insured | 96.00% | 1,557 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $55,285,000 | 612 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,188,000 | 1,148 |
| Total equity capital | $23,584,000 | 2,713 |
| Total bank equity capital | $23,584,000 | 2,711 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $23,121,000 | 1,379 |
| Undivided profits | $463,000 | 6,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,308,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,085,000 | 2,698 |
| Earning assets | $324,893,000 | 1,850 |
| Long-term assets (5+ years) | $133,561,000 | 1,086 |
| Average Assets, year-to-date | $373,592,000 | 1,764 |
| Average Assets, quarterly | $373,592,000 | 1,764 |
| Volatile liabilities | $29,835,000 | 1,717 |
| Insider loans | $216,000 | 5,800 |
| FHLB advances | $55,285,000 | 549 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $14,321,000 | 3,214 |
| Tier 1 (core) risk-based capital | $14,633,000 | 3,876 |
| Tier 2 risk-based capital | $1,954,000 | 2,545 |
| Total risk weighted assets | $219,891,000 | 1,978 |
| Total unused commitments | $14,321,000 | 3,215 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 98 | 1,558 |
| Assets and Liabilities | ||
| Total Assets: | $380,365,000 | 1,738 |
| Cash and due from depository institutions | $50,750,000 | 1,558 |
| Interest-bearing balances | $42,967,000 | 862 |
| Securities | $41,507,000 | 2,821 |
| Federal funds sold & reverse repurchase agreements | $10,577,000 | 699 |
| Net loans & leases | $237,588,000 | 1,803 |
| Loan loss allowance | $1,828,000 | 3,373 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,026,000 | 1,708 |
| Other real estate owned | $10,301,000 | 1,558 |
| Goodwill and other intangibles | $3,335,000 | 946 |
| All other assets | $19,281,000 | 1,149 |
| Life insurance assets | $7,878,000 | 874 |
| Total liabilities and capital | $380,365,000 | 1,738 |
| Total liabilities | $356,591,000 | 1,664 |
| Total deposits | $296,328,000 | 1,844 |
| Interest-bearing deposits | $266,480,000 | 1,784 |
| Deposits held in domestic offices | $296,328,000 | 1,841 |
| % insured | 93.75% | 2,531 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $55,760,000 | 643 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,503,000 | 1,074 |
| Total equity capital | $23,774,000 | 2,676 |
| Total bank equity capital | $23,774,000 | 2,675 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $28,132,000 | 1,166 |
| Undivided profits | $-4,358,000 | 6,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,532,000 | 1,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,085,000 | 2,786 |
| Earning assets | $332,639,000 | 1,805 |
| Long-term assets (5+ years) | $130,927,000 | 1,073 |
| Average Assets, year-to-date | $399,816,200 | 1,653 |
| Average Assets, quarterly | $384,242,500 | 1,722 |
| Volatile liabilities | $86,099,000 | 1,571 |
| Insider loans | $218,000 | 5,882 |
| FHLB advances | $55,760,000 | 581 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $12,310,000 | 3,439 |
| Tier 1 (core) risk-based capital | $14,999,000 | 3,829 |
| Tier 2 risk-based capital | $1,919,000 | 2,609 |
| Total risk weighted assets | $234,490,000 | 1,894 |
| Total unused commitments | $12,310,000 | 3,440 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 100 | 1,531 |
| Assets and Liabilities | ||
| Total Assets: | $388,120,000 | 1,741 |
| Cash and due from depository institutions | $27,686,000 | 1,531 |
| Interest-bearing balances | $24,544,000 | 1,442 |
| Securities | $52,655,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $5,923,000 | 1,326 |
| Net loans & leases | $258,240,000 | 1,707 |
| Loan loss allowance | $2,581,000 | 2,711 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,153,000 | 1,709 |
| Other real estate owned | $12,152,000 | 1,531 |
| Goodwill and other intangibles | $3,372,000 | 940 |
| All other assets | $20,939,000 | 1,090 |
| Life insurance assets | $7,809,000 | 869 |
| Total liabilities and capital | $388,120,000 | 1,741 |
| Total liabilities | $362,616,000 | 1,673 |
| Total deposits | $301,821,000 | 1,830 |
| Interest-bearing deposits | $272,023,000 | 1,786 |
| Deposits held in domestic offices | $301,821,000 | 1,828 |
| % insured | 93.81% | 2,015 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $56,315,000 | 679 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,480,000 | 1,180 |
| Total equity capital | $25,504,000 | 2,601 |
| Total bank equity capital | $25,504,000 | 2,599 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $28,132,000 | 1,150 |
| Undivided profits | $-2,628,000 | 6,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,239,000 | 1,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,153,000 | 2,811 |
| Earning assets | $341,362,000 | 1,788 |
| Long-term assets (5+ years) | $146,292,000 | 955 |
| Average Assets, year-to-date | $404,679,000 | 1,661 |
| Average Assets, quarterly | $393,713,000 | 1,708 |
| Volatile liabilities | $88,279,000 | 1,584 |
| Insider loans | $220,000 | 5,967 |
| FHLB advances | $56,315,000 | 616 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $14,343,000 | 3,226 |
| Tier 1 (core) risk-based capital | $17,136,000 | 3,487 |
| Tier 2 risk-based capital | $2,626,000 | 2,019 |
| Total risk weighted assets | $262,600,000 | 1,742 |
| Total unused commitments | $14,343,000 | 3,228 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 106 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $399,306,000 | 1,702 |
| Cash and due from depository institutions | $18,781,000 | 1,456 |
| Interest-bearing balances | $16,333,000 | 1,918 |
| Securities | $52,290,000 | 2,290 |
| Federal funds sold & reverse repurchase agreements | $4,333,000 | 1,709 |
| Net loans & leases | $279,227,000 | 1,607 |
| Loan loss allowance | $2,031,000 | 3,183 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,281,000 | 1,710 |
| Other real estate owned | $13,257,000 | 1,456 |
| Goodwill and other intangibles | $3,410,000 | 941 |
| All other assets | $20,727,000 | 1,111 |
| Life insurance assets | $7,744,000 | 871 |
| Total liabilities and capital | $399,306,000 | 1,702 |
| Total liabilities | $372,310,000 | 1,651 |
| Total deposits | $310,304,000 | 1,784 |
| Interest-bearing deposits | $278,583,000 | 1,744 |
| Deposits held in domestic offices | $310,304,000 | 1,782 |
| % insured | 94.33% | 1,891 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $57,423,000 | 685 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,583,000 | 1,107 |
| Total equity capital | $26,996,000 | 2,437 |
| Total bank equity capital | $26,996,000 | 2,434 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $28,132,000 | 1,148 |
| Undivided profits | $-1,136,000 | 6,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $17,589,000 | 963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,300,000 | 2,436 |
| Earning assets | $352,183,000 | 1,746 |
| Long-term assets (5+ years) | $145,962,000 | 943 |
| Average Assets, year-to-date | $410,198,670 | 1,656 |
| Average Assets, quarterly | $403,971,500 | 1,678 |
| Volatile liabilities | $89,165,000 | 1,612 |
| Insider loans | $696,000 | 4,733 |
| FHLB advances | $57,423,000 | 630 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $17,155,000 | 2,927 |
| Tier 1 (core) risk-based capital | $22,344,000 | 2,753 |
| Tier 2 risk-based capital | $2,031,000 | 2,549 |
| Total risk weighted assets | $285,984,000 | 1,639 |
| Total unused commitments | $17,155,000 | 2,930 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 104 | 1,493 |
| Assets and Liabilities | ||
| Total Assets: | $408,637,000 | 1,706 |
| Cash and due from depository institutions | $19,628,000 | 1,493 |
| Interest-bearing balances | $16,722,000 | 1,884 |
| Securities | $54,893,000 | 2,215 |
| Federal funds sold & reverse repurchase agreements | $2,405,000 | 2,732 |
| Net loans & leases | $289,438,000 | 1,593 |
| Loan loss allowance | $2,246,000 | 3,002 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,412,000 | 1,703 |
| Other real estate owned | $11,313,000 | 1,493 |
| Goodwill and other intangibles | $3,448,000 | 950 |
| All other assets | $20,100,000 | 1,166 |
| Life insurance assets | $7,677,000 | 876 |
| Total liabilities and capital | $408,637,000 | 1,706 |
| Total liabilities | $380,467,000 | 1,661 |
| Total deposits | $311,111,000 | 1,823 |
| Interest-bearing deposits | $281,731,000 | 1,755 |
| Deposits held in domestic offices | $311,111,000 | 1,820 |
| % insured | 95.72% | 1,423 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $64,776,000 | 667 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,580,000 | 1,117 |
| Total equity capital | $28,170,000 | 2,373 |
| Total bank equity capital | $28,170,000 | 2,371 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $28,132,000 | 1,170 |
| Undivided profits | $38,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $19,778,000 | 909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,398,000 | 2,335 |
| Earning assets | $363,458,000 | 1,745 |
| Long-term assets (5+ years) | $147,966,000 | 929 |
| Average Assets, year-to-date | $415,645,000 | 1,680 |
| Average Assets, quarterly | $415,645,000 | 1,680 |
| Volatile liabilities | $95,088,000 | 1,560 |
| Insider loans | $1,018,000 | 4,182 |
| FHLB advances | $64,776,000 | 604 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $16,995,000 | 3,077 |
| Tier 1 (core) risk-based capital | $24,412,000 | 2,554 |
| Tier 2 risk-based capital | $2,348,000 | 2,302 |
| Total risk weighted assets | $295,103,000 | 1,626 |
| Total unused commitments | $16,995,000 | 3,080 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 104 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $422,653,000 | 1,655 |
| Cash and due from depository institutions | $23,052,000 | 1,512 |
| Interest-bearing balances | $1,863,000 | 4,560 |
| Securities | $57,940,000 | 2,116 |
| Federal funds sold & reverse repurchase agreements | $947,000 | 3,587 |
| Net loans & leases | $296,449,000 | 1,585 |
| Loan loss allowance | $8,634,000 | 997 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,543,000 | 1,699 |
| Other real estate owned | $13,458,000 | 1,512 |
| Goodwill and other intangibles | $3,399,000 | 954 |
| All other assets | $19,865,000 | 1,195 |
| Life insurance assets | $7,611,000 | 882 |
| Total liabilities and capital | $422,653,000 | 1,655 |
| Total liabilities | $394,735,000 | 1,614 |
| Total deposits | $324,892,000 | 1,743 |
| Interest-bearing deposits | $294,171,000 | 1,693 |
| Deposits held in domestic offices | $324,892,000 | 1,740 |
| % insured | 93.88% | 2,176 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $65,375,000 | 712 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,468,000 | 1,127 |
| Total equity capital | $27,918,000 | 2,369 |
| Total bank equity capital | $27,918,000 | 2,366 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $37,351,000 | 922 |
| Undivided profits | $-9,433,000 | 7,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $26,441,000 | 706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,493,000 | 2,277 |
| Earning assets | $357,199,000 | 1,767 |
| Long-term assets (5+ years) | $154,192,000 | 908 |
| Average Assets, year-to-date | $441,232,600 | 1,579 |
| Average Assets, quarterly | $424,195,500 | 1,653 |
| Volatile liabilities | $98,065,000 | 1,531 |
| Insider loans | $1,038,000 | 4,198 |
| FHLB advances | $65,375,000 | 640 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $20,399,000 | 2,708 |
| Tier 1 (core) risk-based capital | $24,686,000 | 2,502 |
| Tier 2 risk-based capital | $3,850,000 | 1,519 |
| Total risk weighted assets | $303,209,000 | 1,633 |
| Total unused commitments | $20,399,000 | 2,709 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 104 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $425,738,000 | 1,671 |
| Cash and due from depository institutions | $5,652,000 | 1,541 |
| Interest-bearing balances | $887,000 | 5,119 |
| Securities | $57,612,000 | 2,133 |
| Federal funds sold & reverse repurchase agreements | $1,689,000 | 3,152 |
| Net loans & leases | $320,627,000 | 1,497 |
| Loan loss allowance | $10,804,000 | 780 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,694,000 | 1,693 |
| Other real estate owned | $10,315,000 | 1,541 |
| Goodwill and other intangibles | $2,913,000 | 1,101 |
| All other assets | $19,236,000 | 1,096 |
| Life insurance assets | $7,543,000 | 884 |
| Total liabilities and capital | $425,738,000 | 1,671 |
| Total liabilities | $396,176,000 | 1,626 |
| Total deposits | $324,957,000 | 1,754 |
| Interest-bearing deposits | $296,361,000 | 1,677 |
| Deposits held in domestic offices | $324,957,000 | 1,752 |
| % insured | 93.89% | 2,328 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $67,050,000 | 736 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,169,000 | 1,306 |
| Total equity capital | $29,562,000 | 2,305 |
| Total bank equity capital | $29,562,000 | 2,304 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $37,351,000 | 901 |
| Undivided profits | $-7,789,000 | 7,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $33,127,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,540,000 | 2,360 |
| Earning assets | $380,815,000 | 1,696 |
| Long-term assets (5+ years) | $163,092,000 | 856 |
| Average Assets, year-to-date | $445,877,500 | 1,566 |
| Average Assets, quarterly | $438,973,500 | 1,612 |
| Volatile liabilities | $91,122,000 | 1,669 |
| Insider loans | $1,054,000 | 4,170 |
| FHLB advances | $67,050,000 | 662 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $17,493,000 | 3,130 |
| Tier 1 (core) risk-based capital | $25,744,000 | 2,469 |
| Tier 2 risk-based capital | $4,124,000 | 1,446 |
| Total risk weighted assets | $323,302,000 | 1,579 |
| Total unused commitments | $17,493,000 | 3,131 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 108 | 1,524 |
| Assets and Liabilities | ||
| Total Assets: | $452,209,000 | 1,582 |
| Cash and due from depository institutions | $14,024,000 | 1,524 |
| Interest-bearing balances | $1,068,000 | 4,670 |
| Securities | $57,274,000 | 2,089 |
| Federal funds sold & reverse repurchase agreements | $1,973,000 | 3,300 |
| Net loans & leases | $338,358,000 | 1,454 |
| Loan loss allowance | $6,031,000 | 1,267 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,874,000 | 1,663 |
| Other real estate owned | $11,287,000 | 1,524 |
| Goodwill and other intangibles | $2,940,000 | 1,110 |
| All other assets | $18,479,000 | 1,164 |
| Life insurance assets | $7,475,000 | 894 |
| Total liabilities and capital | $452,209,000 | 1,582 |
| Total liabilities | $417,986,000 | 1,548 |
| Total deposits | $346,861,000 | 1,663 |
| Interest-bearing deposits | $317,689,000 | 1,587 |
| Deposits held in domestic offices | $346,861,000 | 1,659 |
| % insured | 83.42% | 2,663 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $66,894,000 | 785 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,231,000 | 1,332 |
| Total equity capital | $34,223,000 | 2,000 |
| Total bank equity capital | $34,223,000 | 1,997 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $37,351,000 | 914 |
| Undivided profits | $-3,128,000 | 7,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $19,161,000 | 857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,621,000 | 2,163 |
| Earning assets | $398,673,000 | 1,637 |
| Long-term assets (5+ years) | $174,856,000 | 791 |
| Average Assets, year-to-date | $452,590,670 | 1,563 |
| Average Assets, quarterly | $453,883,500 | 1,577 |
| Volatile liabilities | $102,679,000 | 1,498 |
| Insider loans | $1,069,000 | 4,190 |
| FHLB advances | $66,894,000 | 712 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,152,000 | 2,847 |
| Tier 1 (core) risk-based capital | $31,386,000 | 2,063 |
| Tier 2 risk-based capital | $4,276,000 | 1,396 |
| Total risk weighted assets | $340,331,000 | 1,529 |
| Total unused commitments | $21,152,000 | 2,850 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 108 | 1,523 |
| Assets and Liabilities | ||
| Total Assets: | $455,558,000 | 1,584 |
| Cash and due from depository institutions | $19,065,000 | 1,523 |
| Interest-bearing balances | $1,060,000 | 4,338 |
| Securities | $53,839,000 | 2,182 |
| Federal funds sold & reverse repurchase agreements | $675,000 | 4,752 |
| Net loans & leases | $342,281,000 | 1,452 |
| Loan loss allowance | $3,993,000 | 1,719 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,963,000 | 1,650 |
| Other real estate owned | $10,187,000 | 1,523 |
| Goodwill and other intangibles | $2,968,000 | 1,116 |
| All other assets | $18,580,000 | 1,138 |
| Life insurance assets | $7,408,000 | 898 |
| Total liabilities and capital | $455,558,000 | 1,584 |
| Total liabilities | $422,214,000 | 1,549 |
| Total deposits | $348,325,000 | 1,661 |
| Interest-bearing deposits | $320,609,000 | 1,575 |
| Deposits held in domestic offices | $348,325,000 | 1,658 |
| % insured | 83.35% | 2,762 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $69,726,000 | 800 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,163,000 | 1,316 |
| Total equity capital | $33,344,000 | 2,055 |
| Total bank equity capital | $33,344,000 | 2,054 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $37,351,000 | 905 |
| Undivided profits | $-4,007,000 | 7,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $19,712,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,654,000 | 2,165 |
| Earning assets | $397,855,000 | 1,668 |
| Long-term assets (5+ years) | $156,574,000 | 871 |
| Average Assets, year-to-date | $452,781,500 | 1,564 |
| Average Assets, quarterly | $452,781,500 | 1,564 |
| Volatile liabilities | $106,635,000 | 1,459 |
| Insider loans | $1,088,000 | 4,203 |
| FHLB advances | $69,726,000 | 721 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $26,548,000 | 2,502 |
| Tier 1 (core) risk-based capital | $31,338,000 | 2,083 |
| Tier 2 risk-based capital | $3,993,000 | 1,468 |
| Total risk weighted assets | $344,298,000 | 1,520 |
| Total unused commitments | $26,548,000 | 2,505 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 110 | 1,511 |
| Assets and Liabilities | ||
| Total Assets: | $450,005,000 | 1,569 |
| Cash and due from depository institutions | $6,455,000 | 1,511 |
| Interest-bearing balances | $1,049,000 | 3,667 |
| Securities | $62,849,000 | 1,890 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 4,692 |
| Net loans & leases | $343,176,000 | 1,458 |
| Loan loss allowance | $3,663,000 | 1,803 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,997,000 | 1,636 |
| Other real estate owned | $8,812,000 | 1,511 |
| Goodwill and other intangibles | $2,765,000 | 1,176 |
| All other assets | $17,601,000 | 1,202 |
| Life insurance assets | $7,347,000 | 906 |
| Total liabilities and capital | $450,005,000 | 1,569 |
| Total liabilities | $415,001,000 | 1,544 |
| Total deposits | $341,824,000 | 1,624 |
| Interest-bearing deposits | $311,627,000 | 1,564 |
| Deposits held in domestic offices | $341,824,000 | 1,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $68,953,000 | 882 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,224,000 | 1,325 |
| Total equity capital | $35,004,000 | 1,930 |
| Total bank equity capital | $35,004,000 | 1,930 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $37,922,000 | 866 |
| Undivided profits | $-2,918,000 | 7,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,477,000 | 1,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,771,000 | 2,120 |
| Earning assets | $407,424,000 | 1,580 |
| Long-term assets (5+ years) | $160,621,000 | 834 |
| Average Assets, year-to-date | $433,036,600 | 1,576 |
| Average Assets, quarterly | $450,582,000 | 1,557 |
| Volatile liabilities | $102,480,000 | 1,492 |
| Insider loans | $1,011,000 | 4,393 |
| FHLB advances | $68,953,000 | 798 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $37,305,000 | 2,001 |
| Tier 1 (core) risk-based capital | $33,194,000 | 1,944 |
| Tier 2 risk-based capital | $3,663,000 | 1,570 |
| Total risk weighted assets | $359,344,000 | 1,448 |
| Total unused commitments | $37,305,000 | 2,002 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 107 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $451,159,000 | 1,562 |
| Cash and due from depository institutions | $9,326,000 | 1,582 |
| Interest-bearing balances | $1,082,000 | 2,929 |
| Securities | $57,948,000 | 2,000 |
| Federal funds sold & reverse repurchase agreements | $16,745,000 | 699 |
| Net loans & leases | $331,116,000 | 1,501 |
| Loan loss allowance | $2,864,000 | 2,019 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,581,000 | 1,723 |
| Other real estate owned | $9,162,000 | 1,582 |
| Goodwill and other intangibles | $2,793,000 | 1,219 |
| All other assets | $16,488,000 | 1,246 |
| Life insurance assets | $7,282,000 | 906 |
| Total liabilities and capital | $451,159,000 | 1,562 |
| Total liabilities | $415,420,000 | 1,529 |
| Total deposits | $339,319,000 | 1,605 |
| Interest-bearing deposits | $312,461,000 | 1,525 |
| Deposits held in domestic offices | $339,319,000 | 1,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $71,836,000 | 875 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,265,000 | 1,286 |
| Total equity capital | $35,739,000 | 1,907 |
| Total bank equity capital | $35,739,000 | 1,907 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $37,922,000 | 854 |
| Undivided profits | $-2,183,000 | 7,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 5,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,608,000 | 2,497 |
| Earning assets | $406,891,000 | 1,577 |
| Long-term assets (5+ years) | $158,371,000 | 843 |
| Average Assets, year-to-date | $428,794,500 | 1,598 |
| Average Assets, quarterly | $440,332,000 | 1,585 |
| Volatile liabilities | $100,409,000 | 1,445 |
| Insider loans | $1,027,000 | 4,381 |
| FHLB advances | $71,836,000 | 803 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $41,733,000 | 1,951 |
| Tier 1 (core) risk-based capital | $35,122,000 | 1,860 |
| Tier 2 risk-based capital | $3,114,000 | 1,739 |
| Total risk weighted assets | $347,524,000 | 1,499 |
| Total unused commitments | $41,733,000 | 1,951 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 112 | 1,528 |
| Assets and Liabilities | ||
| Total Assets: | $429,505,000 | 1,623 |
| Cash and due from depository institutions | $4,878,000 | 1,528 |
| Interest-bearing balances | $1,051,000 | 2,869 |
| Securities | $62,132,000 | 1,909 |
| Federal funds sold & reverse repurchase agreements | $6,227,000 | 1,871 |
| Net loans & leases | $325,432,000 | 1,509 |
| Loan loss allowance | $2,774,000 | 2,026 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,365,000 | 1,765 |
| Other real estate owned | $5,350,000 | 1,528 |
| Goodwill and other intangibles | $2,821,000 | 1,228 |
| All other assets | $15,300,000 | 1,297 |
| Life insurance assets | $7,218,000 | 913 |
| Total liabilities and capital | $429,505,000 | 1,623 |
| Total liabilities | $391,992,000 | 1,609 |
| Total deposits | $323,236,000 | 1,677 |
| Interest-bearing deposits | $294,006,000 | 1,622 |
| Deposits held in domestic offices | $323,236,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $64,673,000 | 929 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,083,000 | 1,331 |
| Total equity capital | $37,513,000 | 1,826 |
| Total bank equity capital | $37,513,000 | 1,826 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $37,922,000 | 845 |
| Undivided profits | $-409,000 | 7,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,605,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,571,000 | 2,469 |
| Earning assets | $394,842,000 | 1,618 |
| Long-term assets (5+ years) | $190,564,000 | 688 |
| Average Assets, year-to-date | $421,339,670 | 1,626 |
| Average Assets, quarterly | $424,456,000 | 1,629 |
| Volatile liabilities | $87,319,000 | 1,634 |
| Insider loans | $1,044,000 | 4,348 |
| FHLB advances | $64,673,000 | 871 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $39,032,000 | 2,112 |
| Tier 1 (core) risk-based capital | $35,900,000 | 1,820 |
| Tier 2 risk-based capital | $2,844,000 | 1,847 |
| Total risk weighted assets | $338,533,000 | 1,537 |
| Total unused commitments | $39,032,000 | 2,112 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 105 | 1,617 |
| Assets and Liabilities | ||
| Total Assets: | $419,407,000 | 1,645 |
| Cash and due from depository institutions | $4,339,000 | 1,617 |
| Interest-bearing balances | $897,000 | 3,136 |
| Securities | $65,789,000 | 1,802 |
| Federal funds sold & reverse repurchase agreements | $2,095,000 | 4,884 |
| Net loans & leases | $316,839,000 | 1,537 |
| Loan loss allowance | $2,714,000 | 1,991 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,222,000 | 1,792 |
| Other real estate owned | $5,350,000 | 1,617 |
| Goodwill and other intangibles | $2,849,000 | 1,229 |
| All other assets | $14,924,000 | 1,277 |
| Life insurance assets | $7,158,000 | 909 |
| Total liabilities and capital | $419,407,000 | 1,645 |
| Total liabilities | $380,909,000 | 1,630 |
| Total deposits | $315,126,000 | 1,714 |
| Interest-bearing deposits | $286,124,000 | 1,668 |
| Deposits held in domestic offices | $315,126,000 | 1,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $61,130,000 | 919 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,653,000 | 1,276 |
| Total equity capital | $38,498,000 | 1,832 |
| Total bank equity capital | $38,498,000 | 1,832 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $38,138,000 | 840 |
| Undivided profits | $360,000 | 7,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,666,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,535,000 | 2,560 |
| Earning assets | $385,620,000 | 1,644 |
| Long-term assets (5+ years) | $184,640,000 | 693 |
| Average Assets, year-to-date | $417,257,000 | 1,643 |
| Average Assets, quarterly | $417,257,000 | 1,643 |
| Volatile liabilities | $83,212,000 | 1,692 |
| Insider loans | $595,000 | 5,215 |
| FHLB advances | $61,130,000 | 854 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $40,716,000 | 2,090 |
| Tier 1 (core) risk-based capital | $35,517,000 | 1,839 |
| Tier 2 risk-based capital | $3,186,000 | 1,660 |
| Total risk weighted assets | $334,731,000 | 1,525 |
| Total unused commitments | $40,716,000 | 2,092 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 112 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $415,107,000 | 1,646 |
| Cash and due from depository institutions | $4,212,000 | 1,536 |
| Interest-bearing balances | $532,000 | 3,084 |
| Securities | $72,226,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $4,494,000 | 2,739 |
| Net loans & leases | $304,387,000 | 1,580 |
| Loan loss allowance | $2,609,000 | 2,037 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,268,000 | 1,771 |
| Other real estate owned | $5,350,000 | 1,536 |
| Goodwill and other intangibles | $2,052,000 | 1,387 |
| All other assets | $15,118,000 | 1,259 |
| Life insurance assets | $7,102,000 | 907 |
| Total liabilities and capital | $415,107,000 | 1,646 |
| Total liabilities | $376,881,000 | 1,637 |
| Total deposits | $317,534,000 | 1,694 |
| Interest-bearing deposits | $289,275,000 | 1,625 |
| Deposits held in domestic offices | $317,534,000 | 1,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $54,538,000 | 951 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,809,000 | 1,223 |
| Total equity capital | $38,226,000 | 1,833 |
| Total bank equity capital | $38,226,000 | 1,833 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $36,235,000 | 863 |
| Undivided profits | $1,991,000 | 6,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $846,000 | 3,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,720,000 | 2,480 |
| Earning assets | $381,639,000 | 1,644 |
| Long-term assets (5+ years) | $171,600,000 | 720 |
| Average Assets, year-to-date | $394,494,600 | 1,665 |
| Average Assets, quarterly | $408,509,500 | 1,662 |
| Volatile liabilities | $79,984,000 | 1,760 |
| Insider loans | $611,000 | 5,186 |
| FHLB advances | $54,538,000 | 879 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $49,930,000 | 1,782 |
| Tier 1 (core) risk-based capital | $36,086,000 | 1,811 |
| Tier 2 risk-based capital | $3,485,000 | 1,532 |
| Total risk weighted assets | $325,010,000 | 1,562 |
| Total unused commitments | $49,930,000 | 1,783 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 113 | 1,516 |
| Assets and Liabilities | ||
| Total Assets: | $401,912,000 | 1,677 |
| Cash and due from depository institutions | $7,891,000 | 1,516 |
| Interest-bearing balances | $1,242,000 | 2,209 |
| Securities | $77,087,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $1,414,000 | 4,602 |
| Net loans & leases | $286,452,000 | 1,639 |
| Loan loss allowance | $2,499,000 | 2,079 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,370,000 | 1,704 |
| Other real estate owned | $5,350,000 | 1,516 |
| Goodwill and other intangibles | $2,052,000 | 1,370 |
| All other assets | $14,296,000 | 1,299 |
| Life insurance assets | $7,014,000 | 891 |
| Total liabilities and capital | $401,912,000 | 1,677 |
| Total liabilities | $363,178,000 | 1,661 |
| Total deposits | $313,317,000 | 1,698 |
| Interest-bearing deposits | $281,438,000 | 1,650 |
| Deposits held in domestic offices | $313,317,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $45,044,000 | 1,015 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,817,000 | 1,217 |
| Total equity capital | $38,734,000 | 1,779 |
| Total bank equity capital | $38,734,000 | 1,779 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $36,235,000 | 844 |
| Undivided profits | $2,499,000 | 5,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,733,000 | 2,637 |
| Earning assets | $366,195,000 | 1,678 |
| Long-term assets (5+ years) | $166,060,000 | 709 |
| Average Assets, year-to-date | $389,341,500 | 1,681 |
| Average Assets, quarterly | $397,326,000 | 1,675 |
| Volatile liabilities | $74,982,000 | 1,816 |
| Insider loans | $626,000 | 5,116 |
| FHLB advances | $45,044,000 | 941 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $49,286,000 | 1,805 |
| Tier 1 (core) risk-based capital | $35,835,000 | 1,803 |
| Tier 2 risk-based capital | $3,777,000 | 1,408 |
| Total risk weighted assets | $311,652,000 | 1,596 |
| Total unused commitments | $49,286,000 | 1,805 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 115 | 1,514 |
| Assets and Liabilities | ||
| Total Assets: | $392,740,000 | 1,718 |
| Cash and due from depository institutions | $7,726,000 | 1,514 |
| Interest-bearing balances | $1,884,000 | 1,886 |
| Securities | $72,808,000 | 1,622 |
| Federal funds sold & reverse repurchase agreements | $4,873,000 | 2,713 |
| Net loans & leases | $283,598,000 | 1,658 |
| Loan loss allowance | $2,501,000 | 2,083 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,488,000 | 1,674 |
| Other real estate owned | $350,000 | 1,514 |
| Goodwill and other intangibles | $2,052,000 | 1,374 |
| All other assets | $13,845,000 | 1,349 |
| Life insurance assets | $6,949,000 | 890 |
| Total liabilities and capital | $392,740,000 | 1,718 |
| Total liabilities | $354,488,000 | 1,711 |
| Total deposits | $309,085,000 | 1,738 |
| Interest-bearing deposits | $277,578,000 | 1,690 |
| Deposits held in domestic offices | $309,085,000 | 1,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $40,853,000 | 1,033 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,550,000 | 1,245 |
| Total equity capital | $38,252,000 | 1,787 |
| Total bank equity capital | $38,252,000 | 1,787 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $36,235,000 | 850 |
| Undivided profits | $2,017,000 | 6,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,545,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,769,000 | 2,406 |
| Earning assets | $363,163,000 | 1,705 |
| Long-term assets (5+ years) | $154,852,000 | 742 |
| Average Assets, year-to-date | $385,151,330 | 1,722 |
| Average Assets, quarterly | $391,262,500 | 1,710 |
| Volatile liabilities | $77,182,000 | 1,765 |
| Insider loans | $694,000 | 4,936 |
| FHLB advances | $40,853,000 | 957 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $42,982,000 | 2,036 |
| Tier 1 (core) risk-based capital | $35,593,000 | 1,814 |
| Tier 2 risk-based capital | $3,692,000 | 1,443 |
| Total risk weighted assets | $303,965,000 | 1,637 |
| Total unused commitments | $42,982,000 | 2,036 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 107 | 1,619 |
| Assets and Liabilities | ||
| Total Assets: | $389,785,000 | 1,723 |
| Cash and due from depository institutions | $7,463,000 | 1,619 |
| Interest-bearing balances | $1,860,000 | 2,018 |
| Securities | $73,688,000 | 1,607 |
| Federal funds sold & reverse repurchase agreements | $6,234,000 | 2,862 |
| Net loans & leases | $278,780,000 | 1,665 |
| Loan loss allowance | $2,443,000 | 2,117 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,610,000 | 1,611 |
| Other real estate owned | $0 | 1,619 |
| Goodwill and other intangibles | $1,973,000 | 1,371 |
| All other assets | $14,037,000 | 1,280 |
| Life insurance assets | $6,887,000 | 879 |
| Total liabilities and capital | $389,785,000 | 1,723 |
| Total liabilities | $351,838,000 | 1,711 |
| Total deposits | $302,152,000 | 1,781 |
| Interest-bearing deposits | $272,238,000 | 1,723 |
| Deposits held in domestic offices | $302,152,000 | 1,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $44,874,000 | 923 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,812,000 | 1,191 |
| Total equity capital | $37,947,000 | 1,803 |
| Total bank equity capital | $37,947,000 | 1,803 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $36,235,000 | 828 |
| Undivided profits | $1,712,000 | 6,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,613,000 | 2,528 |
| Earning assets | $360,562,000 | 1,715 |
| Long-term assets (5+ years) | $147,550,000 | 752 |
| Average Assets, year-to-date | $381,357,000 | 1,749 |
| Average Assets, quarterly | $381,357,000 | 1,749 |
| Volatile liabilities | $73,097,000 | 1,829 |
| Insider loans | $713,000 | 4,899 |
| FHLB advances | $44,874,000 | 852 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $47,838,000 | 1,886 |
| Tier 1 (core) risk-based capital | $34,835,000 | 1,848 |
| Tier 2 risk-based capital | $3,775,000 | 1,391 |
| Total risk weighted assets | $300,200,000 | 1,634 |
| Total unused commitments | $47,838,000 | 1,887 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 112 | 1,542 |
| Assets and Liabilities | ||
| Total Assets: | $372,929,000 | 1,780 |
| Cash and due from depository institutions | $6,764,000 | 1,542 |
| Interest-bearing balances | $973,000 | 2,530 |
| Securities | $72,623,000 | 1,648 |
| Federal funds sold & reverse repurchase agreements | $2,345,000 | 4,231 |
| Net loans & leases | $268,253,000 | 1,715 |
| Loan loss allowance | $2,283,000 | 2,228 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,611,000 | 1,584 |
| Other real estate owned | $0 | 1,542 |
| Goodwill and other intangibles | $1,973,000 | 1,357 |
| All other assets | $13,360,000 | 1,335 |
| Life insurance assets | $6,814,000 | 861 |
| Total liabilities and capital | $372,929,000 | 1,780 |
| Total liabilities | $335,855,000 | 1,770 |
| Total deposits | $291,641,000 | 1,810 |
| Interest-bearing deposits | $259,711,000 | 1,755 |
| Deposits held in domestic offices | $291,641,000 | 1,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $39,303,000 | 1,056 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,911,000 | 1,155 |
| Total equity capital | $37,074,000 | 1,805 |
| Total bank equity capital | $37,074,000 | 1,805 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $33,666,000 | 867 |
| Undivided profits | $3,408,000 | 5,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 4,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,517,000 | 2,762 |
| Earning assets | $344,194,000 | 1,764 |
| Long-term assets (5+ years) | $140,119,000 | 779 |
| Average Assets, year-to-date | $348,802,200 | 1,805 |
| Average Assets, quarterly | $370,822,000 | 1,765 |
| Volatile liabilities | $68,363,000 | 2,067 |
| Insider loans | $523,000 | 5,426 |
| FHLB advances | $39,303,000 | 991 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $41,151,000 | 2,084 |
| Tier 1 (core) risk-based capital | $34,262,000 | 1,856 |
| Tier 2 risk-based capital | $3,548,000 | 1,473 |
| Total risk weighted assets | $290,572,000 | 1,665 |
| Total unused commitments | $41,151,000 | 2,084 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 112 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $368,715,000 | 1,784 |
| Cash and due from depository institutions | $10,621,000 | 1,562 |
| Interest-bearing balances | $1,593,000 | 1,985 |
| Securities | $71,896,000 | 1,682 |
| Federal funds sold & reverse repurchase agreements | $2,815,000 | 3,398 |
| Net loans & leases | $260,584,000 | 1,758 |
| Loan loss allowance | $2,163,000 | 2,323 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,711,000 | 1,535 |
| Other real estate owned | $0 | 1,562 |
| Goodwill and other intangibles | $1,973,000 | 1,350 |
| All other assets | $13,115,000 | 1,383 |
| Life insurance assets | $6,747,000 | 839 |
| Total liabilities and capital | $368,715,000 | 1,784 |
| Total liabilities | $332,632,000 | 1,777 |
| Total deposits | $286,705,000 | 1,814 |
| Interest-bearing deposits | $255,525,000 | 1,761 |
| Deposits held in domestic offices | $286,705,000 | 1,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $41,612,000 | 1,061 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,315,000 | 1,272 |
| Total equity capital | $36,083,000 | 1,836 |
| Total bank equity capital | $36,083,000 | 1,836 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $33,666,000 | 864 |
| Undivided profits | $2,417,000 | 6,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,469,000 | 2,833 |
| Earning assets | $336,888,000 | 1,786 |
| Long-term assets (5+ years) | $132,805,000 | 830 |
| Average Assets, year-to-date | $342,770,500 | 1,840 |
| Average Assets, quarterly | $362,820,500 | 1,787 |
| Volatile liabilities | $68,296,000 | 2,076 |
| Insider loans | $93,000 | 7,143 |
| FHLB advances | $41,612,000 | 981 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $42,552,000 | 2,071 |
| Tier 1 (core) risk-based capital | $33,609,000 | 1,881 |
| Tier 2 risk-based capital | $3,186,000 | 1,622 |
| Total risk weighted assets | $283,253,000 | 1,698 |
| Total unused commitments | $42,552,000 | 2,073 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 109 | 1,617 |
| Assets and Liabilities | ||
| Total Assets: | $356,926,000 | 1,813 |
| Cash and due from depository institutions | $9,079,000 | 1,617 |
| Interest-bearing balances | $2,047,000 | 1,771 |
| Securities | $70,154,000 | 1,710 |
| Federal funds sold & reverse repurchase agreements | $1,340,000 | 4,180 |
| Net loans & leases | $253,326,000 | 1,765 |
| Loan loss allowance | $2,018,000 | 2,418 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,814,000 | 1,495 |
| Other real estate owned | $0 | 1,617 |
| Goodwill and other intangibles | $2,085,000 | 1,314 |
| All other assets | $13,128,000 | 1,359 |
| Life insurance assets | $6,680,000 | 828 |
| Total liabilities and capital | $356,926,000 | 1,813 |
| Total liabilities | $322,642,000 | 1,804 |
| Total deposits | $272,958,000 | 1,888 |
| Interest-bearing deposits | $241,486,000 | 1,841 |
| Deposits held in domestic offices | $272,958,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $46,142,000 | 998 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,542,000 | 1,371 |
| Total equity capital | $34,284,000 | 1,865 |
| Total bank equity capital | $34,284,000 | 1,865 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $33,666,000 | 856 |
| Undivided profits | $618,000 | 7,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 3,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,393,000 | 2,694 |
| Earning assets | $326,867,000 | 1,813 |
| Long-term assets (5+ years) | $122,013,000 | 874 |
| Average Assets, year-to-date | $334,122,330 | 1,887 |
| Average Assets, quarterly | $343,648,000 | 1,858 |
| Volatile liabilities | $62,019,000 | 2,192 |
| Insider loans | $104,000 | 7,110 |
| FHLB advances | $46,142,000 | 914 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $48,352,000 | 1,898 |
| Tier 1 (core) risk-based capital | $32,985,000 | 1,886 |
| Tier 2 risk-based capital | $2,597,000 | 1,898 |
| Total risk weighted assets | $276,093,000 | 1,707 |
| Total unused commitments | $48,352,000 | 1,898 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 107 | 1,625 |
| Assets and Liabilities | ||
| Total Assets: | $330,370,000 | 1,925 |
| Cash and due from depository institutions | $5,873,000 | 1,625 |
| Interest-bearing balances | $1,039,000 | 2,512 |
| Securities | $74,971,000 | 1,637 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 5,833 |
| Net loans & leases | $226,911,000 | 1,910 |
| Loan loss allowance | $1,898,000 | 2,526 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,875,000 | 1,440 |
| Other real estate owned | $0 | 1,625 |
| Goodwill and other intangibles | $2,085,000 | 1,284 |
| All other assets | $12,315,000 | 1,398 |
| Life insurance assets | $6,616,000 | 812 |
| Total liabilities and capital | $330,370,000 | 1,925 |
| Total liabilities | $296,293,000 | 1,917 |
| Total deposits | $260,031,000 | 1,969 |
| Interest-bearing deposits | $229,170,000 | 1,888 |
| Deposits held in domestic offices | $260,031,000 | 1,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $32,600,000 | 1,235 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,662,000 | 1,339 |
| Total equity capital | $34,077,000 | 1,851 |
| Total bank equity capital | $34,077,000 | 1,851 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $33,666,000 | 833 |
| Undivided profits | $411,000 | 7,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,124,000 | 2,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,341,000 | 2,648 |
| Earning assets | $303,261,000 | 1,922 |
| Long-term assets (5+ years) | $111,164,000 | 940 |
| Average Assets, year-to-date | $322,720,500 | 1,939 |
| Average Assets, quarterly | $322,720,500 | 1,939 |
| Volatile liabilities | $47,395,000 | 2,586 |
| Insider loans | $101,000 | 7,131 |
| FHLB advances | $32,600,000 | 1,161 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $59,562,000 | 1,603 |
| Tier 1 (core) risk-based capital | $32,173,000 | 1,896 |
| Tier 2 risk-based capital | $2,720,000 | 1,778 |
| Total risk weighted assets | $251,675,000 | 1,794 |
| Total unused commitments | $59,562,000 | 1,603 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 102 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $315,071,000 | 1,973 |
| Cash and due from depository institutions | $6,763,000 | 1,695 |
| Interest-bearing balances | $1,342,000 | 2,339 |
| Securities | $79,513,000 | 1,531 |
| Federal funds sold & reverse repurchase agreements | $939,000 | 4,933 |
| Net loans & leases | $205,931,000 | 2,050 |
| Loan loss allowance | $1,863,000 | 2,526 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,013,000 | 1,397 |
| Other real estate owned | $0 | 1,695 |
| Goodwill and other intangibles | $2,051,000 | 1,279 |
| All other assets | $11,861,000 | 1,435 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $315,071,000 | 1,973 |
| Total liabilities | $281,258,000 | 1,988 |
| Total deposits | $252,573,000 | 2,003 |
| Interest-bearing deposits | $221,060,000 | 1,915 |
| Deposits held in domestic offices | $252,573,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,848,000 | 1,535 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,837,000 | 1,264 |
| Total equity capital | $33,813,000 | 1,839 |
| Total bank equity capital | $33,813,000 | 1,839 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $31,305,000 | 859 |
| Undivided profits | $2,508,000 | 6,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,094,000 | 2,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,256,000 | 2,833 |
| Earning assets | $287,725,000 | 1,984 |
| Long-term assets (5+ years) | $103,625,000 | 992 |
| Average Assets, year-to-date | $315,185,800 | 1,883 |
| Average Assets, quarterly | $317,292,000 | 1,939 |
| Volatile liabilities | $40,057,000 | 2,877 |
| Insider loans | $118,000 | 7,053 |
| FHLB advances | $24,848,000 | 1,442 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $39,426,000 | 2,101 |
| Tier 1 (core) risk-based capital | $31,616,000 | 1,903 |
| Tier 2 risk-based capital | $2,626,000 | 1,819 |
| Total risk weighted assets | $235,073,000 | 1,875 |
| Total unused commitments | $39,426,000 | 2,101 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 107 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $319,513,000 | 1,914 |
| Cash and due from depository institutions | $10,106,000 | 1,604 |
| Interest-bearing balances | $1,617,000 | 2,201 |
| Securities | $80,365,000 | 1,519 |
| Federal funds sold & reverse repurchase agreements | $6,464,000 | 1,884 |
| Net loans & leases | $200,697,000 | 2,062 |
| Loan loss allowance | $1,863,000 | 2,533 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,016,000 | 1,358 |
| Other real estate owned | $0 | 1,604 |
| Goodwill and other intangibles | $2,049,000 | 1,251 |
| All other assets | $11,816,000 | 1,405 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $319,513,000 | 1,914 |
| Total liabilities | $286,039,000 | 1,924 |
| Total deposits | $257,352,000 | 1,913 |
| Interest-bearing deposits | $226,749,000 | 1,827 |
| Deposits held in domestic offices | $257,352,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,018,000 | 1,520 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,669,000 | 1,285 |
| Total equity capital | $33,474,000 | 1,832 |
| Total bank equity capital | $33,474,000 | 1,832 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $31,305,000 | 828 |
| Undivided profits | $2,169,000 | 6,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,299,000 | 2,687 |
| Earning assets | $289,143,000 | 1,935 |
| Long-term assets (5+ years) | $98,965,000 | 1,018 |
| Average Assets, year-to-date | $315,214,500 | 1,868 |
| Average Assets, quarterly | $316,306,000 | 1,908 |
| Volatile liabilities | $39,569,000 | 2,796 |
| Insider loans | $130,000 | 6,988 |
| FHLB advances | $25,018,000 | 1,424 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $41,792,000 | 1,992 |
| Tier 1 (core) risk-based capital | $31,018,000 | 1,897 |
| Tier 2 risk-based capital | $2,660,000 | 1,767 |
| Total risk weighted assets | $233,121,000 | 1,851 |
| Total unused commitments | $41,792,000 | 1,994 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 111 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $313,099,000 | 1,916 |
| Cash and due from depository institutions | $7,531,000 | 1,551 |
| Interest-bearing balances | $1,213,000 | 2,504 |
| Securities | $79,098,000 | 1,553 |
| Federal funds sold & reverse repurchase agreements | $7,779,000 | 1,479 |
| Net loans & leases | $196,961,000 | 2,060 |
| Loan loss allowance | $1,850,000 | 2,506 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,060,000 | 1,319 |
| Other real estate owned | $0 | 1,551 |
| Goodwill and other intangibles | $2,032,000 | 1,244 |
| All other assets | $11,638,000 | 1,377 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $313,099,000 | 1,916 |
| Total liabilities | $279,690,000 | 1,928 |
| Total deposits | $249,098,000 | 1,926 |
| Interest-bearing deposits | $218,534,000 | 1,861 |
| Deposits held in domestic offices | $249,098,000 | 1,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,685,000 | 1,461 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,907,000 | 1,133 |
| Total equity capital | $33,409,000 | 1,795 |
| Total bank equity capital | $33,409,000 | 1,795 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $31,305,000 | 811 |
| Undivided profits | $2,104,000 | 6,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 3,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,200,000 | 2,632 |
| Earning assets | $285,051,000 | 1,926 |
| Long-term assets (5+ years) | $102,192,000 | 984 |
| Average Assets, year-to-date | $313,781,670 | 1,860 |
| Average Assets, quarterly | $312,946,500 | 1,887 |
| Volatile liabilities | $35,906,000 | 2,896 |
| Insider loans | $135,000 | 6,981 |
| FHLB advances | $26,685,000 | 1,378 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $37,303,000 | 2,105 |
| Tier 1 (core) risk-based capital | $30,507,000 | 1,874 |
| Tier 2 risk-based capital | $2,653,000 | 1,747 |
| Total risk weighted assets | $228,641,000 | 1,852 |
| Total unused commitments | $37,303,000 | 2,105 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 105 | 1,628 |
| Assets and Liabilities | ||
| Total Assets: | $312,794,000 | 1,886 |
| Cash and due from depository institutions | $4,921,000 | 1,628 |
| Interest-bearing balances | $739,000 | 3,014 |
| Securities | $80,332,000 | 1,556 |
| Federal funds sold & reverse repurchase agreements | $5,913,000 | 2,030 |
| Net loans & leases | $199,786,000 | 1,980 |
| Loan loss allowance | $1,801,000 | 2,543 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,197,000 | 1,272 |
| Other real estate owned | $0 | 1,628 |
| Goodwill and other intangibles | $2,032,000 | 1,230 |
| All other assets | $11,613,000 | 1,368 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $312,794,000 | 1,886 |
| Total liabilities | $280,310,000 | 1,892 |
| Total deposits | $251,616,000 | 1,887 |
| Interest-bearing deposits | $222,951,000 | 1,811 |
| Deposits held in domestic offices | $251,616,000 | 1,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,832,000 | 1,484 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,862,000 | 1,146 |
| Total equity capital | $32,484,000 | 1,785 |
| Total bank equity capital | $32,484,000 | 1,785 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $31,305,000 | 790 |
| Undivided profits | $1,179,000 | 7,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,045,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,309,000 | 2,327 |
| Earning assets | $286,770,000 | 1,891 |
| Long-term assets (5+ years) | $109,090,000 | 940 |
| Average Assets, year-to-date | $314,123,000 | 1,866 |
| Average Assets, quarterly | $314,123,000 | 1,866 |
| Volatile liabilities | $35,095,000 | 2,859 |
| Insider loans | $139,000 | 6,952 |
| FHLB advances | $24,832,000 | 1,392 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $39,352,000 | 1,996 |
| Tier 1 (core) risk-based capital | $29,818,000 | 1,873 |
| Tier 2 risk-based capital | $2,701,000 | 1,684 |
| Total risk weighted assets | $232,975,000 | 1,780 |
| Total unused commitments | $39,352,000 | 1,999 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 104 | 1,636 |
| Assets and Liabilities | ||
| Total Assets: | $315,452,000 | 1,865 |
| Cash and due from depository institutions | $4,520,000 | 1,636 |
| Interest-bearing balances | $666,000 | 3,188 |
| Securities | $87,757,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $9,567,000 | 1,217 |
| Net loans & leases | $191,711,000 | 2,041 |
| Loan loss allowance | $1,714,000 | 2,624 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,310,000 | 1,223 |
| Other real estate owned | $0 | 1,636 |
| Goodwill and other intangibles | $2,029,000 | 1,229 |
| All other assets | $11,558,000 | 1,342 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $315,452,000 | 1,865 |
| Total liabilities | $282,583,000 | 1,862 |
| Total deposits | $254,854,000 | 1,845 |
| Interest-bearing deposits | $223,791,000 | 1,782 |
| Deposits held in domestic offices | $254,854,000 | 1,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,939,000 | 1,572 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,790,000 | 943 |
| Total equity capital | $32,869,000 | 1,771 |
| Total bank equity capital | $32,869,000 | 1,771 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $28,875,000 | 850 |
| Undivided profits | $3,994,000 | 5,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,247,000 | 2,430 |
| Earning assets | $289,701,000 | 1,873 |
| Long-term assets (5+ years) | $111,917,000 | 929 |
| Average Assets, year-to-date | $309,517,800 | 1,826 |
| Average Assets, quarterly | $314,900,500 | 1,847 |
| Volatile liabilities | $32,856,000 | 2,961 |
| Insider loans | $143,000 | 6,969 |
| FHLB advances | $22,939,000 | 1,476 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $46,856,000 | 1,676 |
| Tier 1 (core) risk-based capital | $29,276,000 | 1,884 |
| Tier 2 risk-based capital | $2,877,000 | 1,576 |
| Total risk weighted assets | $230,359,000 | 1,784 |
| Total unused commitments | $46,856,000 | 1,676 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 104 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $314,349,000 | 1,854 |
| Cash and due from depository institutions | $4,984,000 | 1,637 |
| Interest-bearing balances | $420,000 | 3,679 |
| Securities | $86,889,000 | 1,471 |
| Federal funds sold & reverse repurchase agreements | $9,750,000 | 1,167 |
| Net loans & leases | $191,269,000 | 2,001 |
| Loan loss allowance | $1,637,000 | 2,730 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,228,000 | 1,206 |
| Other real estate owned | $0 | 1,637 |
| Goodwill and other intangibles | $2,026,000 | 1,197 |
| All other assets | $11,203,000 | 1,359 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $314,349,000 | 1,854 |
| Total liabilities | $281,705,000 | 1,861 |
| Total deposits | $255,515,000 | 1,820 |
| Interest-bearing deposits | $225,201,000 | 1,737 |
| Deposits held in domestic offices | $255,515,000 | 1,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,542,000 | 1,590 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,648,000 | 1,187 |
| Total equity capital | $32,644,000 | 1,752 |
| Total bank equity capital | $32,644,000 | 1,752 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $29,407,000 | 812 |
| Undivided profits | $3,237,000 | 5,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,266,000 | 2,456 |
| Earning assets | $288,328,000 | 1,850 |
| Long-term assets (5+ years) | $112,009,000 | 943 |
| Average Assets, year-to-date | $308,034,250 | 1,836 |
| Average Assets, quarterly | $307,806,000 | 1,884 |
| Volatile liabilities | $33,334,000 | 2,869 |
| Insider loans | $148,000 | 6,966 |
| FHLB advances | $22,542,000 | 1,477 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $43,031,000 | 1,765 |
| Tier 1 (core) risk-based capital | $29,275,000 | 1,849 |
| Tier 2 risk-based capital | $2,465,000 | 1,799 |
| Total risk weighted assets | $230,056,000 | 1,746 |
| Total unused commitments | $43,031,000 | 1,766 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 106 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $301,263,000 | 1,919 |
| Cash and due from depository institutions | $5,016,000 | 1,615 |
| Interest-bearing balances | $403,000 | 3,791 |
| Securities | $78,813,000 | 1,624 |
| Federal funds sold & reverse repurchase agreements | $6,240,000 | 1,674 |
| Net loans & leases | $190,181,000 | 1,950 |
| Loan loss allowance | $1,616,000 | 2,756 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,041,000 | 1,216 |
| Other real estate owned | $0 | 1,615 |
| Goodwill and other intangibles | $2,022,000 | 1,183 |
| All other assets | $10,950,000 | 1,391 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $301,263,000 | 1,919 |
| Total liabilities | $269,984,000 | 1,921 |
| Total deposits | $244,201,000 | 1,880 |
| Interest-bearing deposits | $213,992,000 | 1,802 |
| Deposits held in domestic offices | $244,201,000 | 1,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,644,000 | 1,562 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,139,000 | 1,237 |
| Total equity capital | $31,279,000 | 1,736 |
| Total bank equity capital | $31,279,000 | 1,736 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $29,407,000 | 798 |
| Undivided profits | $1,872,000 | 6,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 4,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,145,000 | 2,585 |
| Earning assets | $275,637,000 | 1,911 |
| Long-term assets (5+ years) | $113,815,000 | 960 |
| Average Assets, year-to-date | $305,929,330 | 1,839 |
| Average Assets, quarterly | $304,760,500 | 1,867 |
| Volatile liabilities | $29,874,000 | 3,048 |
| Insider loans | $152,000 | 6,982 |
| FHLB advances | $22,644,000 | 1,459 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,413,000 | 2,031 |
| Tier 1 (core) risk-based capital | $28,744,000 | 1,834 |
| Tier 2 risk-based capital | $2,214,000 | 1,954 |
| Total risk weighted assets | $224,366,000 | 1,760 |
| Total unused commitments | $35,413,000 | 2,035 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 95 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $308,258,000 | 1,852 |
| Cash and due from depository institutions | $4,180,000 | 1,791 |
| Interest-bearing balances | $54,000 | 5,853 |
| Securities | $87,128,000 | 1,496 |
| Federal funds sold & reverse repurchase agreements | $8,750,000 | 1,699 |
| Net loans & leases | $187,777,000 | 1,927 |
| Loan loss allowance | $1,536,000 | 2,860 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,703,000 | 1,249 |
| Other real estate owned | $0 | 1,791 |
| Goodwill and other intangibles | $2,018,000 | 1,176 |
| All other assets | $10,702,000 | 1,330 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $308,258,000 | 1,852 |
| Total liabilities | $275,807,000 | 1,843 |
| Total deposits | $246,848,000 | 1,848 |
| Interest-bearing deposits | $219,971,000 | 1,765 |
| Deposits held in domestic offices | $246,848,000 | 1,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $24,768,000 | 1,408 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,191,000 | 1,114 |
| Total equity capital | $32,451,000 | 1,719 |
| Total bank equity capital | $32,451,000 | 1,719 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $29,407,000 | 787 |
| Undivided profits | $3,044,000 | 5,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 4,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,308,000 | 2,188 |
| Earning assets | $283,709,000 | 1,830 |
| Long-term assets (5+ years) | $115,718,000 | 920 |
| Average Assets, year-to-date | $308,262,500 | 1,822 |
| Average Assets, quarterly | $308,262,500 | 1,822 |
| Volatile liabilities | $30,624,000 | 2,909 |
| Insider loans | $156,000 | 6,947 |
| FHLB advances | $24,768,000 | 1,304 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $37,338,000 | 1,899 |
| Tier 1 (core) risk-based capital | $28,208,000 | 1,846 |
| Tier 2 risk-based capital | $2,461,000 | 1,756 |
| Total risk weighted assets | $224,855,000 | 1,712 |
| Total unused commitments | $37,338,000 | 1,903 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 101 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $308,267,000 | 1,827 |
| Cash and due from depository institutions | $4,439,000 | 1,710 |
| Interest-bearing balances | $232,000 | 4,420 |
| Securities | $93,024,000 | 1,449 |
| Federal funds sold & reverse repurchase agreements | $4,970,000 | 2,302 |
| Net loans & leases | $185,439,000 | 1,936 |
| Loan loss allowance | $1,476,000 | 2,937 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,696,000 | 1,237 |
| Other real estate owned | $0 | 1,710 |
| Goodwill and other intangibles | $2,003,000 | 1,182 |
| All other assets | $10,696,000 | 1,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,267,000 | 1,827 |
| Total liabilities | $276,995,000 | 1,839 |
| Total deposits | $242,539,000 | 1,864 |
| Interest-bearing deposits | $215,610,000 | 1,797 |
| Deposits held in domestic offices | $242,539,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,390,000 | 1,234 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,066,000 | 1,086 |
| Total equity capital | $31,272,000 | 1,747 |
| Total bank equity capital | $31,272,000 | 1,747 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $26,753,000 | 843 |
| Undivided profits | $4,519,000 | 4,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 4,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,298,000 | 2,302 |
| Earning assets | $283,665,000 | 1,822 |
| Long-term assets (5+ years) | $122,570,000 | 886 |
| Average Assets, year-to-date | $308,887,800 | 1,752 |
| Average Assets, quarterly | $310,926,000 | 1,800 |
| Volatile liabilities | $35,008,000 | 2,615 |
| Insider loans | $160,000 | 6,964 |
| FHLB advances | $30,390,000 | 1,126 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $34,626,000 | 1,952 |
| Tier 1 (core) risk-based capital | $27,404,000 | 1,887 |
| Tier 2 risk-based capital | $2,330,000 | 1,833 |
| Total risk weighted assets | $226,071,000 | 1,692 |
| Total unused commitments | $34,626,000 | 1,954 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 98 | 1,779 |
| Assets and Liabilities | ||
| Total Assets: | $313,585,000 | 1,794 |
| Cash and due from depository institutions | $5,770,000 | 1,779 |
| Interest-bearing balances | $531,000 | 3,722 |
| Securities | $106,298,000 | 1,251 |
| Federal funds sold & reverse repurchase agreements | $1,390,000 | 4,972 |
| Net loans & leases | $179,433,000 | 1,975 |
| Loan loss allowance | $1,371,000 | 3,105 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,745,000 | 1,221 |
| Other real estate owned | $0 | 1,779 |
| Goodwill and other intangibles | $1,992,000 | 1,173 |
| All other assets | $10,957,000 | 1,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,585,000 | 1,794 |
| Total liabilities | $283,225,000 | 1,802 |
| Total deposits | $252,785,000 | 1,776 |
| Interest-bearing deposits | $226,291,000 | 1,705 |
| Deposits held in domestic offices | $252,785,000 | 1,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,509,000 | 1,309 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,931,000 | 1,176 |
| Total equity capital | $30,360,000 | 1,808 |
| Total bank equity capital | $30,360,000 | 1,808 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $26,753,000 | 840 |
| Undivided profits | $3,607,000 | 5,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,607,000 | 1,913 |
| Earning assets | $287,652,000 | 1,798 |
| Long-term assets (5+ years) | $130,574,000 | 843 |
| Average Assets, year-to-date | $309,043,000 | 1,769 |
| Average Assets, quarterly | $317,162,500 | 1,768 |
| Volatile liabilities | $33,843,000 | 2,646 |
| Insider loans | $165,000 | 7,007 |
| FHLB advances | $26,509,000 | 1,200 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $35,530,000 | 1,932 |
| Tier 1 (core) risk-based capital | $26,703,000 | 1,940 |
| Tier 2 risk-based capital | $1,737,000 | 2,333 |
| Total risk weighted assets | $224,971,000 | 1,699 |
| Total unused commitments | $35,530,000 | 1,935 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 97 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $320,740,000 | 1,744 |
| Cash and due from depository institutions | $5,510,000 | 1,803 |
| Interest-bearing balances | $279,000 | 4,492 |
| Securities | $119,123,000 | 1,100 |
| Federal funds sold & reverse repurchase agreements | $6,375,000 | 2,458 |
| Net loans & leases | $169,090,000 | 2,064 |
| Loan loss allowance | $1,306,000 | 3,187 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,822,000 | 1,190 |
| Other real estate owned | $0 | 1,803 |
| Goodwill and other intangibles | $1,992,000 | 1,147 |
| All other assets | $10,828,000 | 1,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,740,000 | 1,744 |
| Total liabilities | $290,561,000 | 1,732 |
| Total deposits | $262,708,000 | 1,703 |
| Interest-bearing deposits | $230,838,000 | 1,645 |
| Deposits held in domestic offices | $262,708,000 | 1,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,661,000 | 1,410 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,192,000 | 1,143 |
| Total equity capital | $30,179,000 | 1,812 |
| Total bank equity capital | $30,179,000 | 1,812 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $26,753,000 | 822 |
| Undivided profits | $3,426,000 | 5,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,581,000 | 1,860 |
| Earning assets | $294,867,000 | 1,736 |
| Long-term assets (5+ years) | $128,381,000 | 816 |
| Average Assets, year-to-date | $307,529,000 | 1,778 |
| Average Assets, quarterly | $311,562,000 | 1,776 |
| Volatile liabilities | $33,947,000 | 2,600 |
| Insider loans | $200,000 | 6,836 |
| FHLB advances | $23,661,000 | 1,300 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $42,898,000 | 1,617 |
| Tier 1 (core) risk-based capital | $26,002,000 | 1,967 |
| Tier 2 risk-based capital | $1,691,000 | 2,348 |
| Total risk weighted assets | $214,293,000 | 1,736 |
| Total unused commitments | $42,898,000 | 1,625 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 92 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $302,384,000 | 1,813 |
| Cash and due from depository institutions | $5,429,000 | 1,878 |
| Interest-bearing balances | $435,000 | 3,968 |
| Securities | $97,586,000 | 1,299 |
| Federal funds sold & reverse repurchase agreements | $11,475,000 | 1,475 |
| Net loans & leases | $167,283,000 | 2,050 |
| Loan loss allowance | $1,272,000 | 3,202 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,882,000 | 1,160 |
| Other real estate owned | $0 | 1,878 |
| Goodwill and other intangibles | $2,011,000 | 1,135 |
| All other assets | $10,718,000 | 1,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,384,000 | 1,813 |
| Total liabilities | $273,432,000 | 1,807 |
| Total deposits | $245,144,000 | 1,792 |
| Interest-bearing deposits | $220,118,000 | 1,718 |
| Deposits held in domestic offices | $245,144,000 | 1,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $24,553,000 | 1,332 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,735,000 | 1,267 |
| Total equity capital | $28,952,000 | 1,840 |
| Total bank equity capital | $28,952,000 | 1,840 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $26,753,000 | 806 |
| Undivided profits | $2,199,000 | 6,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,487,000 | 2,020 |
| Earning assets | $276,779,000 | 1,812 |
| Long-term assets (5+ years) | $110,130,000 | 910 |
| Average Assets, year-to-date | $300,923,500 | 1,803 |
| Average Assets, quarterly | $300,923,500 | 1,803 |
| Volatile liabilities | $37,072,000 | 2,373 |
| Insider loans | $182,000 | 6,948 |
| FHLB advances | $24,553,000 | 1,226 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $33,166,000 | 1,874 |
| Tier 1 (core) risk-based capital | $25,276,000 | 1,985 |
| Tier 2 risk-based capital | $1,363,000 | 2,763 |
| Total risk weighted assets | $206,707,000 | 1,751 |
| Total unused commitments | $33,166,000 | 1,885 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 91 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $299,463,000 | 1,805 |
| Cash and due from depository institutions | $5,512,000 | 1,888 |
| Interest-bearing balances | $320,000 | 4,148 |
| Securities | $93,436,000 | 1,327 |
| Federal funds sold & reverse repurchase agreements | $4,065,000 | 3,249 |
| Net loans & leases | $175,821,000 | 1,935 |
| Loan loss allowance | $1,238,000 | 3,185 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,557,000 | 1,041 |
| Other real estate owned | $0 | 1,888 |
| Goodwill and other intangibles | $2,011,000 | 1,118 |
| All other assets | $10,061,000 | 1,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,463,000 | 1,805 |
| Total liabilities | $271,143,000 | 1,794 |
| Total deposits | $242,144,000 | 1,783 |
| Interest-bearing deposits | $218,206,000 | 1,696 |
| Deposits held in domestic offices | $242,144,000 | 1,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $25,256,000 | 1,307 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,743,000 | 1,239 |
| Total equity capital | $28,320,000 | 1,852 |
| Total bank equity capital | $28,320,000 | 1,852 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $24,280,000 | 846 |
| Undivided profits | $4,040,000 | 5,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,549,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,552,000 | 2,028 |
| Earning assets | $273,642,000 | 1,801 |
| Long-term assets (5+ years) | $99,133,000 | 980 |
| Average Assets, year-to-date | $285,018,400 | 1,788 |
| Average Assets, quarterly | $296,833,000 | 1,797 |
| Volatile liabilities | $37,951,000 | 2,307 |
| Insider loans | $186,000 | 6,966 |
| FHLB advances | $25,256,000 | 1,190 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,566,000 | 1,932 |
| Tier 1 (core) risk-based capital | $24,742,000 | 1,994 |
| Tier 2 risk-based capital | $1,360,000 | 2,743 |
| Total risk weighted assets | $215,078,000 | 1,665 |
| Total unused commitments | $30,566,000 | 1,936 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 93 | 1,823 |
| Assets and Liabilities | ||
| Total Assets: | $265,355,000 | 1,917 |
| Cash and due from depository institutions | $4,704,000 | 1,823 |
| Interest-bearing balances | $170,000 | 4,659 |
| Securities | $62,374,000 | 1,804 |
| Federal funds sold & reverse repurchase agreements | $4,746,000 | 2,895 |
| Net loans & leases | $173,792,000 | 1,899 |
| Loan loss allowance | $1,747,000 | 2,251 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,705,000 | 1,117 |
| Other real estate owned | $0 | 1,823 |
| Goodwill and other intangibles | $1,982,000 | 1,053 |
| All other assets | $10,052,000 | 1,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,355,000 | 1,917 |
| Total liabilities | $240,156,000 | 1,905 |
| Total deposits | $211,079,000 | 1,954 |
| Interest-bearing deposits | $190,230,000 | 1,856 |
| Deposits held in domestic offices | $211,079,000 | 1,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,274,000 | 1,174 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,803,000 | 1,534 |
| Total equity capital | $25,199,000 | 1,957 |
| Total bank equity capital | $25,199,000 | 1,957 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $22,578,000 | 872 |
| Undivided profits | $2,621,000 | 5,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 4,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,448,000 | 2,339 |
| Earning assets | $241,082,000 | 1,933 |
| Long-term assets (5+ years) | $90,911,000 | 1,039 |
| Average Assets, year-to-date | $254,101,000 | 1,914 |
| Average Assets, quarterly | $263,552,500 | 1,905 |
| Volatile liabilities | $32,018,000 | 2,596 |
| Insider loans | $528,000 | 5,287 |
| FHLB advances | $26,274,000 | 1,061 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $29,423,000 | 1,885 |
| Tier 1 (core) risk-based capital | $22,299,000 | 2,089 |
| Tier 2 risk-based capital | $2,265,000 | 1,648 |
| Total risk weighted assets | $201,624,000 | 1,685 |
| Total unused commitments | $29,423,000 | 1,894 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $244,450,000 | 1,991 |
| Cash and due from depository institutions | $5,653,000 | 2,262 |
| Interest-bearing balances | $533,000 | 2,985 |
| Securities | $51,478,000 | 2,119 |
| Federal funds sold & reverse repurchase agreements | $9,090,000 | 1,319 |
| Net loans & leases | $164,294,000 | 1,931 |
| Loan loss allowance | $1,568,000 | 2,382 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,704,000 | 1,248 |
| Other real estate owned | $0 | 2,262 |
| Goodwill and other intangibles | $446,000 | 1,902 |
| All other assets | $6,785,000 | 1,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,450,000 | 1,991 |
| Total liabilities | $221,396,000 | 1,978 |
| Total deposits | $194,328,000 | 2,010 |
| Interest-bearing deposits | $178,445,000 | 1,884 |
| Deposits held in domestic offices | $194,328,000 | 2,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,285,000 | 1,159 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,783,000 | 2,259 |
| Total equity capital | $23,054,000 | 2,033 |
| Total bank equity capital | $23,054,000 | 2,033 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $21,135,000 | 895 |
| Undivided profits | $1,919,000 | 6,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 4,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $788,000 | 3,457 |
| Earning assets | $225,395,000 | 1,984 |
| Long-term assets (5+ years) | $75,362,000 | 1,176 |
| Average Assets, year-to-date | $225,242,000 | 2,055 |
| Average Assets, quarterly | $240,322,500 | 1,994 |
| Volatile liabilities | $42,150,000 | 2,027 |
| Insider loans | $323,000 | 6,377 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,068,000 | 2,047 |
| Tier 1 (core) risk-based capital | $22,133,000 | 2,020 |
| Tier 2 risk-based capital | $2,049,950 | 1,734 |
| Total risk weighted assets | $169,002,550 | 1,899 |
| Total unused commitments | $24,068,000 | 2,049 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 63 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $206,107,000 | 2,282 |
| Cash and due from depository institutions | $4,614,000 | 2,831 |
| Interest-bearing balances | $357,000 | 3,462 |
| Securities | $50,269,000 | 2,253 |
| Federal funds sold & reverse repurchase agreements | $1,575,000 | 4,142 |
| Net loans & leases | $136,725,000 | 2,212 |
| Loan loss allowance | $1,375,000 | 2,575 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,519,000 | 1,539 |
| Other real estate owned | $0 | 2,831 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,405,000 | 1,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,107,000 | 2,282 |
| Total liabilities | $185,085,000 | 2,311 |
| Total deposits | $159,308,000 | 2,408 |
| Interest-bearing deposits | $150,189,000 | 2,183 |
| Deposits held in domestic offices | $159,308,000 | 2,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,330,000 | 1,179 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,447,000 | 2,437 |
| Total equity capital | $21,022,000 | 2,117 |
| Total bank equity capital | $21,022,000 | 2,117 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $19,794,000 | 951 |
| Undivided profits | $1,228,000 | 7,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $593,000 | 3,930 |
| Earning assets | $188,926,000 | 2,281 |
| Long-term assets (5+ years) | $73,482,000 | 1,258 |
| Average Assets, year-to-date | $204,299,800 | 2,202 |
| Average Assets, quarterly | $206,290,000 | 2,251 |
| Volatile liabilities | $26,211,000 | 2,818 |
| Insider loans | $477,000 | 5,475 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,050,000 | 2,454 |
| Tier 1 (core) risk-based capital | $21,135,000 | 2,108 |
| Tier 2 risk-based capital | $1,755,700 | 1,915 |
| Total risk weighted assets | $139,650,400 | 2,198 |
| Total unused commitments | $19,050,000 | 2,457 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 62 | 2,874 |
| Assets and Liabilities | ||
| Total Assets: | $200,905,000 | 2,287 |
| Cash and due from depository institutions | $3,932,000 | 2,874 |
| Interest-bearing balances | $1,538,000 | 2,404 |
| Securities | $53,211,000 | 2,182 |
| Federal funds sold & reverse repurchase agreements | $10,975,000 | 1,571 |
| Net loans & leases | $124,884,000 | 2,240 |
| Loan loss allowance | $1,247,000 | 2,739 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,612,000 | 1,426 |
| Other real estate owned | $0 | 2,874 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,291,000 | 3,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,905,000 | 2,287 |
| Total liabilities | $180,241,000 | 2,287 |
| Total deposits | $154,171,000 | 2,475 |
| Interest-bearing deposits | $147,929,000 | 2,204 |
| Deposits held in domestic offices | $154,171,000 | 2,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,196,000 | 924 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,874,000 | 2,111 |
| Total equity capital | $20,664,000 | 2,185 |
| Total bank equity capital | $20,664,000 | 2,185 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $18,399,000 | 939 |
| Undivided profits | $2,265,000 | 6,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,719,000 | 1,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $550,000 | 4,224 |
| Earning assets | $190,608,000 | 2,222 |
| Long-term assets (5+ years) | $67,276,000 | 1,246 |
| Average Assets, year-to-date | $185,103,400 | 2,332 |
| Average Assets, quarterly | $195,559,000 | 2,303 |
| Volatile liabilities | $20,743,000 | 2,916 |
| Insider loans | $914,000 | 3,769 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $480,000 | 1,282 |
| Unused loan commitments | $8,363,000 | 4,057 |
| Tier 1 (core) risk-based capital | $19,794,000 | 2,163 |
| Tier 2 risk-based capital | $1,827,050 | 1,754 |
| Total risk weighted assets | $121,927,150 | 2,348 |
| Total unused commitments | $8,363,000 | 4,063 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $169,958,000 | 2,637 |
| Cash and due from depository institutions | $2,722,000 | 2,965 |
| Interest-bearing balances | $613,000 | 2,930 |
| Securities | $46,592,000 | 2,452 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,283 |
| Net loans & leases | $108,921,000 | 2,543 |
| Loan loss allowance | $1,144,000 | 2,985 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,528,000 | 2,231 |
| Other real estate owned | $36,000 | 2,965 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,159,000 | 3,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,958,000 | 2,637 |
| Total liabilities | $150,980,000 | 2,679 |
| Total deposits | $135,081,000 | 2,768 |
| Interest-bearing deposits | $131,861,000 | 2,440 |
| Deposits held in domestic offices | $135,081,000 | 2,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $14,397,000 | 1,151 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,502,000 | 2,551 |
| Total equity capital | $18,978,000 | 2,360 |
| Total bank equity capital | $18,978,000 | 2,360 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $16,955,000 | 996 |
| Undivided profits | $2,023,000 | 7,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,452,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $461,000 | 5,078 |
| Earning assets | $162,126,000 | 2,543 |
| Long-term assets (5+ years) | $51,166,000 | 1,339 |
| Average Assets, year-to-date | $164,713,200 | 2,596 |
| Average Assets, quarterly | $168,929,500 | 2,610 |
| Volatile liabilities | $17,841,000 | 3,290 |
| Insider loans | $1,144,000 | 3,236 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $25,000 | 1,554 |
| Unused loan commitments | $9,502,000 | 3,585 |
| Tier 1 (core) risk-based capital | $18,399,000 | 2,326 |
| Tier 2 risk-based capital | $1,144,000 | 2,587 |
| Total risk weighted assets | $99,461,800 | 2,779 |
| Total unused commitments | $9,502,000 | 3,587 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 52 | 3,599 |
| Assets and Liabilities | ||
| Total Assets: | $160,419,000 | 2,865 |
| Cash and due from depository institutions | $1,869,000 | 3,599 |
| Interest-bearing balances | $647,000 | 2,815 |
| Securities | $41,648,000 | 2,902 |
| Federal funds sold & reverse repurchase agreements | $4,956,000 | 2,629 |
| Net loans & leases | $107,905,000 | 2,597 |
| Loan loss allowance | $1,564,000 | 2,341 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,866,000 | 3,993 |
| Other real estate owned | $0 | 3,599 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,175,000 | 3,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,419,000 | 2,865 |
| Total liabilities | $143,218,000 | 2,891 |
| Total deposits | $131,542,000 | 2,913 |
| Interest-bearing deposits | $127,142,000 | 2,614 |
| Deposits held in domestic offices | $131,542,000 | 2,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,574,000 | 1,284 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,102,000 | 3,283 |
| Total equity capital | $17,201,000 | 2,603 |
| Total bank equity capital | $17,201,000 | 2,603 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $15,956,000 | 1,084 |
| Undivided profits | $1,245,000 | 8,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,655,000 | 1,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $460,000 | 5,042 |
| Earning assets | $155,156,000 | 2,729 |
| Long-term assets (5+ years) | $59,181,000 | 1,114 |
| Average Assets, year-to-date | $156,678,200 | 2,807 |
| Average Assets, quarterly | $159,192,500 | 2,844 |
| Volatile liabilities | $14,005,000 | 3,817 |
| Insider loans | $1,196,000 | 3,185 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,861,000 | 4,711 |
| Tier 1 (core) risk-based capital | $16,955,000 | 2,567 |
| Tier 2 risk-based capital | $1,186,570 | 2,544 |
| Total risk weighted assets | $94,548,370 | 2,941 |
| Total unused commitments | $5,861,000 | 4,724 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $153,257,000 | 3,003 |
| Cash and due from depository institutions | $2,825,000 | 3,656 |
| Interest-bearing balances | $237,000 | 4,085 |
| Securities | $36,006,000 | 3,519 |
| Federal funds sold & reverse repurchase agreements | $4,554,000 | 3,145 |
| Net loans & leases | $105,657,000 | 2,559 |
| Loan loss allowance | $722,000 | 4,621 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,886,000 | 3,907 |
| Other real estate owned | $244,000 | 3,656 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,085,000 | 3,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,257,000 | 3,003 |
| Total liabilities | $137,038,000 | 3,020 |
| Total deposits | $125,018,000 | 3,074 |
| Interest-bearing deposits | $121,724,000 | 2,757 |
| Deposits held in domestic offices | $125,018,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,733,000 | 1,128 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,287,000 | 2,963 |
| Total equity capital | $16,219,000 | 2,747 |
| Total bank equity capital | $16,219,000 | 2,747 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $14,164,000 | 1,192 |
| Undivided profits | $2,055,000 | 7,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $469,000 | 5,031 |
| Earning assets | $146,454,000 | 2,893 |
| Long-term assets (5+ years) | $43,871,000 | 1,327 |
| Average Assets, year-to-date | $148,022,600 | 2,965 |
| Average Assets, quarterly | $150,543,000 | 3,013 |
| Volatile liabilities | $9,323,000 | 4,778 |
| Insider loans | $1,164,000 | 3,347 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,354,000 | 4,347 |
| Tier 1 (core) risk-based capital | $15,956,000 | 2,686 |
| Tier 2 risk-based capital | $722,000 | 3,933 |
| Total risk weighted assets | $95,041,000 | 2,860 |
| Total unused commitments | $6,354,000 | 4,359 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $144,727,000 | 3,101 |
| Cash and due from depository institutions | $2,037,000 | 3,774 |
| Interest-bearing balances | $93,000 | 5,823 |
| Securities | $34,669,000 | 3,764 |
| Federal funds sold & reverse repurchase agreements | $2,053,000 | 3,681 |
| Net loans & leases | $102,035,000 | 2,611 |
| Loan loss allowance | $511,000 | 6,080 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,811,000 | 3,986 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,122,000 | 3,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,727,000 | 3,101 |
| Total liabilities | $131,085,000 | 3,098 |
| Total deposits | $120,182,000 | 3,162 |
| Interest-bearing deposits | $117,022,000 | 2,816 |
| Deposits held in domestic offices | $120,182,000 | 3,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,504,000 | 1,271 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,399,000 | 2,356 |
| Total equity capital | $13,642,000 | 2,987 |
| Total bank equity capital | $13,642,000 | 2,987 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $12,811,000 | 1,237 |
| Undivided profits | $831,000 | 9,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $975,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $421,000 | 4,965 |
| Earning assets | $138,850,000 | 2,975 |
| Long-term assets (5+ years) | $37,492,000 | 1,515 |
| Average Assets, year-to-date | $142,666,000 | 3,087 |
| Average Assets, quarterly | $144,382,000 | 3,093 |
| Volatile liabilities | $7,660,000 | 5,247 |
| Insider loans | $1,593,000 | 2,549 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,733,000 | 3,459 |
| Tier 1 (core) risk-based capital | $13,850,000 | 2,984 |
| Tier 2 risk-based capital | $511,000 | 5,200 |
| Total risk weighted assets | $92,477,500 | 2,846 |
| Total unused commitments | $8,733,000 | 3,466 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $140,187,000 | 3,262 |
| Cash and due from depository institutions | $3,524,000 | 4,066 |
| Interest-bearing balances | $1,882,000 | 2,474 |
| Securities | $36,810,000 | 3,733 |
| Federal funds sold & reverse repurchase agreements | $2,001,000 | 5,708 |
| Net loans & leases | $93,857,000 | 2,751 |
| Loan loss allowance | $400,000 | 7,394 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,671,000 | 4,256 |
| Other real estate owned | $130,000 | 4,066 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,194,000 | 3,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,187,000 | 3,262 |
| Total liabilities | $127,556,000 | 3,257 |
| Total deposits | $119,663,000 | 3,289 |
| Interest-bearing deposits | $116,950,000 | 2,921 |
| Deposits held in domestic offices | $119,663,000 | 3,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,468,000 | 1,337 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,425,000 | 2,374 |
| Total equity capital | $12,631,000 | 3,216 |
| Total bank equity capital | $12,631,000 | 3,216 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $11,365,000 | 1,300 |
| Undivided profits | $1,266,000 | 8,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 4,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $371,000 | 5,005 |
| Earning assets | $134,550,000 | 3,133 |
| Long-term assets (5+ years) | $35,523,000 | 1,634 |
| Average Assets, year-to-date | $138,505,800 | 3,215 |
| Average Assets, quarterly | $139,206,000 | 3,263 |
| Volatile liabilities | $11,220,000 | 3,779 |
| Insider loans | $1,439,000 | 2,762 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,218,000 | 3,547 |
| Tier 1 (core) risk-based capital | $12,631,000 | 3,137 |
| Tier 2 risk-based capital | $400,000 | 6,268 |
| Total risk weighted assets | $88,699,200 | 2,907 |
| Total unused commitments | $8,218,000 | 3,564 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $136,200,000 | 3,423 |
| Cash and due from depository institutions | $3,153,000 | 3,994 |
| Interest-bearing balances | $1,252,000 | 3,435 |
| Securities | $29,548,000 | 4,525 |
| Federal funds sold & reverse repurchase agreements | $3,876,000 | 4,135 |
| Net loans & leases | $94,374,000 | 2,822 |
| Loan loss allowance | $331,000 | 8,378 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,810,000 | 3,941 |
| Other real estate owned | $739,000 | 3,994 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,700,000 | 2,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,200,000 | 3,423 |
| Total liabilities | $124,936,000 | 3,421 |
| Total deposits | $118,676,000 | 3,424 |
| Interest-bearing deposits | $116,313,000 | 3,059 |
| Deposits held in domestic offices | $118,676,000 | 3,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,630,000 | 1,368 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,630,000 | 2,208 |
| Total equity capital | $11,264,000 | 3,414 |
| Total bank equity capital | $11,264,000 | 3,414 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $10,254,000 | 1,378 |
| Undivided profits | $1,010,000 | 9,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $951,000 | 3,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $386,000 | 5,226 |
| Earning assets | $129,050,000 | 3,290 |
| Long-term assets (5+ years) | $30,040,000 | 1,867 |
| Average Assets, year-to-date | $132,286,400 | 3,427 |
| Average Assets, quarterly | $135,376,000 | 3,420 |
| Volatile liabilities | $9,543,000 | 4,264 |
| Insider loans | $150,000 | 4,654 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $463,000 | 910 |
| Unused loan commitments | $9,243,000 | 3,117 |
| Tier 1 (core) risk-based capital | $11,264,000 | 3,361 |
| Tier 2 risk-based capital | $331,000 | 7,139 |
| Total risk weighted assets | $87,730,000 | 3,019 |
| Total unused commitments | $9,243,000 | 3,135 |
| Derivatives | $0 | 651 |