Home > Stone Street Bank & Trust > Income and Expense
Stone Street Bank & Trust, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,095,000 | 3,511 |
| Total interest expense | $4,362,000 | 3,407 |
| Net interest income | $4,733,000 | 3,581 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $163,000 | 8,045 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $63,000 | 7,708 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $100,000 | 6,633 |
| Total noninterest expense | $2,325,000 | 5,021 |
| Salaries and employee benefits | $1,237,000 | 4,960 |
| Premises and equipment expense | $201,000 | 6,704 |
| Additional noninterest expense | $887,000 | 4,341 |
| Pre-tax net operating income | $2,391,000 | 2,896 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $883,000 | 2,533 |
| Income before extraordinary items | $1,508,000 | 3,246 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,508,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $725,000 | 2,787 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 641 |
| Net operating income | $1,508,000 | 3,154 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,012,000 | 3,959 |
| Total interest expense | $3,690,000 | 3,958 |
| Net interest income | $4,322,000 | 3,953 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $203,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,729 |
| Total noninterest expense | $2,357,000 | 5,015 |
| Salaries and employee benefits | $1,325,000 | 4,711 |
| Premises and equipment expense | $174,000 | 7,310 |
| Additional noninterest expense | $858,000 | 4,490 |
| Pre-tax net operating income | $2,108,000 | 3,362 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $782,000 | 2,983 |
| Income before extraordinary items | $1,326,000 | 3,734 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,326,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $619,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $353,000 | 588 |
| Net operating income | $1,326,000 | 3,663 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,453,000 | 4,312 |
| Total interest expense | $3,641,000 | 4,039 |
| Net interest income | $3,812,000 | 4,500 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $85,000 | 10,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $2,089,000 | 5,753 |
| Salaries and employee benefits | $801,000 | 6,977 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $1,124,000 | 3,992 |
| Pre-tax net operating income | $1,758,000 | 3,804 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $631,000 | 3,434 |
| Income before extraordinary items | $1,127,000 | 4,081 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,127,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $435,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $11,712,000 | 55 |
| Net operating income | $1,127,000 | 4,027 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,625,000 | 4,776 |
| Total interest expense | $3,612,000 | 4,037 |
| Net interest income | $3,013,000 | 5,478 |
| Provision for loan and lease losses | $350,000 | 2,061 |
| Total noninterest income | $103,000 | 10,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $1,599,000 | 6,976 |
| Salaries and employee benefits | $717,000 | 7,612 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $728,000 | 5,670 |
| Pre-tax net operating income | $1,167,000 | 5,357 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $430,000 | 4,693 |
| Income before extraordinary items | $737,000 | 5,778 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $737,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $737,000 | 5,756 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 4,857 |
| Total interest expense | $2,862,000 | 4,134 |
| Net interest income | $3,154,000 | 5,384 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $90,000 | 10,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $1,494,000 | 7,621 |
| Salaries and employee benefits | $684,000 | 8,001 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $663,000 | 6,586 |
| Pre-tax net operating income | $1,724,000 | 3,916 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $617,000 | 3,435 |
| Income before extraordinary items | $1,107,000 | 4,152 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,107,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,107,000 | 4,197 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 5,193 |
| Total interest expense | $2,730,000 | 4,469 |
| Net interest income | $2,947,000 | 5,734 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $127,000 | 10,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,227,000 | 8,790 |
| Salaries and employee benefits | $540,000 | 9,304 |
| Premises and equipment expense | $149,000 | 8,943 |
| Additional noninterest expense | $538,000 | 7,877 |
| Pre-tax net operating income | $1,823,000 | 3,630 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $723,000 | 3,025 |
| Income before extraordinary items | $1,100,000 | 4,323 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $1,124,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,100,000 | 4,098 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,480,000 | 5,918 |
| Total interest expense | $2,915,000 | 5,280 |
| Net interest income | $2,565,000 | 6,471 |
| Provision for loan and lease losses | $27,000 | 10,147 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $1,062,000 | 9,700 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $444,000 | 9,041 |
| Pre-tax net operating income | $1,590,000 | 3,835 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $601,000 | 3,429 |
| Income before extraordinary items | $987,000 | 4,563 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $987,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $988,280 | 4,225 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.