Home > Stone Street Bank & Trust > Assets and Liabilities
Stone Street Bank & Trust, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $126,761,000 | 3,540 |
| Cash and due from depository institutions | $6,335,000 | 6,497 |
| Interest-bearing balances | $3,932,000 | 1,470 |
| Securities | $14,381,000 | 5,940 |
| Federal funds sold & reverse repurchase agreements | $878,000 | 7,221 |
| Net loans & leases | $102,506,000 | 2,703 |
| Loan loss allowance | $750,000 | 4,231 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $916,000 | 6,217 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,745,000 | 3,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,761,000 | 3,540 |
| Total liabilities | $99,717,000 | 3,968 |
| Total deposits | $74,518,000 | 4,810 |
| Interest-bearing deposits | $73,000,000 | 4,311 |
| Deposits held in domestic offices | $74,518,000 | 4,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,967,000 | 938 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,232,000 | 2,979 |
| Total equity capital | $27,044,000 | 1,650 |
| Total bank equity capital | $27,044,000 | 1,650 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $11,712,000 | 290 |
| Surplus | $0 | 9,669 |
| Undivided profits | $15,332,000 | 1,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $316,000 | 6,369 |
| Earning assets | $121,697,000 | 3,402 |
| Long-term assets (5+ years) | $105,273,000 | 856 |
| Average Assets, year-to-date | $115,627,800 | 3,642 |
| Average Assets, quarterly | $125,247,000 | 3,515 |
| Volatile liabilities | $9,814,000 | 5,040 |
| Insider loans | $2,045,000 | 2,084 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,438,000 | 4,037 |
| Tier 1 (core) risk-based capital | $27,083,000 | 1,556 |
| Tier 2 risk-based capital | $750,000 | 3,873 |
| Total risk weighted assets | $69,091,300 | 3,896 |
| Total unused commitments | $8,438,000 | 4,043 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $106,913,000 | 4,078 |
| Cash and due from depository institutions | $3,421,000 | 7,112 |
| Interest-bearing balances | $2,497,000 | 1,543 |
| Securities | $7,696,000 | 8,192 |
| Federal funds sold & reverse repurchase agreements | $1,034,000 | 6,335 |
| Net loans & leases | $92,923,000 | 2,938 |
| Loan loss allowance | $570,000 | 5,214 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $820,000 | 6,568 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,019,000 | 5,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,913,000 | 4,078 |
| Total liabilities | $80,883,000 | 4,725 |
| Total deposits | $72,135,000 | 4,923 |
| Interest-bearing deposits | $70,051,000 | 4,441 |
| Deposits held in domestic offices | $72,135,000 | 4,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,800,000 | 1,594 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $948,000 | 3,722 |
| Total equity capital | $26,030,000 | 1,715 |
| Total bank equity capital | $26,030,000 | 1,715 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $11,712,000 | 299 |
| Surplus | $0 | 10,084 |
| Undivided profits | $14,318,000 | 1,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 5,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $188,000 | 8,435 |
| Earning assets | $104,150,000 | 3,884 |
| Long-term assets (5+ years) | $89,277,000 | 850 |
| Average Assets, year-to-date | $101,782,000 | 4,075 |
| Average Assets, quarterly | $105,196,000 | 4,086 |
| Volatile liabilities | $13,831,000 | 3,985 |
| Insider loans | $2,029,000 | 2,032 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,850,000 | 4,811 |
| Tier 1 (core) risk-based capital | $26,027,000 | 1,636 |
| Tier 2 risk-based capital | $570,000 | 4,704 |
| Total risk weighted assets | $59,231,600 | 4,410 |
| Total unused commitments | $5,850,000 | 4,816 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $97,264,000 | 4,534 |
| Cash and due from depository institutions | $1,661,000 | 8,098 |
| Interest-bearing balances | $385,000 | 3,345 |
| Securities | $10,326,000 | 7,823 |
| Federal funds sold & reverse repurchase agreements | $570,000 | 7,320 |
| Net loans & leases | $82,945,000 | 3,288 |
| Loan loss allowance | $512,000 | 5,812 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $900,000 | 6,361 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $862,000 | 6,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,264,000 | 4,534 |
| Total liabilities | $72,304,000 | 5,287 |
| Total deposits | $71,516,000 | 5,096 |
| Interest-bearing deposits | $70,428,000 | 4,563 |
| Deposits held in domestic offices | $71,516,000 | 5,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $788,000 | 4,238 |
| Total equity capital | $24,960,000 | 1,806 |
| Total bank equity capital | $24,960,000 | 1,806 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $11,712,000 | 328 |
| Surplus | $0 | 10,586 |
| Undivided profits | $13,248,000 | 1,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $139,000 | 9,541 |
| Earning assets | $94,226,000 | 4,325 |
| Long-term assets (5+ years) | $75,872,000 | 908 |
| Average Assets, year-to-date | $95,212,400 | 4,453 |
| Average Assets, quarterly | $96,283,000 | 4,524 |
| Volatile liabilities | $6,645,000 | 6,220 |
| Insider loans | $1,904,000 | 2,218 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,085,000 | 4,592 |
| Tier 1 (core) risk-based capital | $24,967,000 | 1,729 |
| Tier 2 risk-based capital | $512,000 | 5,172 |
| Total risk weighted assets | $54,247,800 | 4,778 |
| Total unused commitments | $6,085,000 | 4,605 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $87,730,000 | 4,975 |
| Cash and due from depository institutions | $4,899,000 | 9,145 |
| Interest-bearing balances | $2,737,000 | 1,509 |
| Securities | $6,162,000 | 9,709 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $75,085,000 | 3,509 |
| Loan loss allowance | $462,000 | 6,378 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $949,000 | 6,231 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $635,000 | 8,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,730,000 | 4,975 |
| Total liabilities | $75,168,000 | 5,169 |
| Total deposits | $73,680,000 | 5,043 |
| Interest-bearing deposits | $72,481,000 | 4,481 |
| Deposits held in domestic offices | $73,680,000 | 5,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $488,000 | 6,318 |
| Total equity capital | $12,562,000 | 3,490 |
| Total bank equity capital | $12,562,000 | 3,490 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $12,562,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $39,000 | 11,525 |
| Earning assets | $83,984,000 | 4,790 |
| Long-term assets (5+ years) | $67,638,000 | 937 |
| Average Assets, year-to-date | $83,897,800 | 4,955 |
| Average Assets, quarterly | $86,362,500 | 4,974 |
| Volatile liabilities | $8,234,000 | 5,197 |
| Insider loans | $1,371,000 | 2,974 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,587,000 | 4,249 |
| Tier 1 (core) risk-based capital | $12,562,000 | 3,387 |
| Tier 2 risk-based capital | $462,000 | 5,612 |
| Total risk weighted assets | $48,661,600 | 5,143 |
| Total unused commitments | $6,587,000 | 4,262 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $81,560,000 | 5,215 |
| Cash and due from depository institutions | $5,035,000 | 9,073 |
| Interest-bearing balances | $3,591,000 | 1,001 |
| Securities | $8,762,000 | 9,228 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 7,243 |
| Net loans & leases | $65,955,000 | 3,873 |
| Loan loss allowance | $115,000 | 11,314 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $942,000 | 6,300 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $516,000 | 9,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,560,000 | 5,215 |
| Total liabilities | $69,831,000 | 5,484 |
| Total deposits | $69,496,000 | 5,255 |
| Interest-bearing deposits | $68,845,000 | 4,635 |
| Deposits held in domestic offices | $69,496,000 | 5,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $335,000 | 6,842 |
| Total equity capital | $11,729,000 | 3,452 |
| Total bank equity capital | $11,729,000 | 3,452 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $11,729,000 | 1,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $40,000 | 12,083 |
| Earning assets | $78,658,000 | 5,001 |
| Long-term assets (5+ years) | $52,359,000 | 1,133 |
| Average Assets, year-to-date | $78,500,600 | 5,296 |
| Average Assets, quarterly | $80,685,500 | 5,227 |
| Volatile liabilities | $5,946,000 | 6,118 |
| Insider loans | $844,000 | 4,161 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,503,000 | 4,182 |
| Tier 1 (core) risk-based capital | $11,826,000 | 3,486 |
| Tier 2 risk-based capital | $115,000 | 10,867 |
| Total risk weighted assets | $43,722,300 | 5,528 |
| Total unused commitments | $6,503,000 | 4,189 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $75,827,000 | 5,676 |
| Cash and due from depository institutions | $9,978,000 | 9,718 |
| Interest-bearing balances | $8,350,000 | 738 |
| Securities | $7,897,000 | 9,929 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 8,356 |
| Net loans & leases | $55,890,000 | 4,352 |
| Loan loss allowance | $89,000 | 12,299 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $995,000 | 6,155 |
| Other real estate owned | $0 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $292,000 | 11,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,827,000 | 5,676 |
| Total liabilities | $65,108,000 | 5,936 |
| Total deposits | $64,940,000 | 5,748 |
| Interest-bearing deposits | $64,051,000 | 5,152 |
| Deposits held in domestic offices | $64,940,000 | 5,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $168,000 | 9,944 |
| Total equity capital | $10,719,000 | 3,804 |
| Total bank equity capital | $10,719,000 | 3,804 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $10,719,000 | 2,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 6,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $33,000 | 12,764 |
| Earning assets | $72,912,000 | 5,449 |
| Long-term assets (5+ years) | $48,123,000 | 1,242 |
| Average Assets, year-to-date | $69,778,000 | 5,946 |
| Average Assets, quarterly | $74,483,500 | 5,716 |
| Volatile liabilities | $4,541,000 | 6,875 |
| Insider loans | $367,000 | 6,672 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,855,000 | 4,987 |
| Tier 1 (core) risk-based capital | $10,719,000 | 3,730 |
| Tier 2 risk-based capital | $89,000 | 11,865 |
| Total risk weighted assets | $38,548,000 | 6,073 |
| Total unused commitments | $4,855,000 | 5,009 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $64,414,000 | 6,565 |
| Cash and due from depository institutions | $8,151,000 | 10,021 |
| Interest-bearing balances | $7,891,000 | 953 |
| Securities | $4,993,000 | 11,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $50,004,000 | 4,818 |
| Loan loss allowance | $65,000 | 13,193 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,067,000 | 5,953 |
| Other real estate owned | $0 | 10,021 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $199,000 | 12,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,414,000 | 6,565 |
| Total liabilities | $54,819,000 | 6,914 |
| Total deposits | $54,747,000 | 6,732 |
| Interest-bearing deposits | $53,407,000 | 6,141 |
| Deposits held in domestic offices | $54,747,000 | 6,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $72,000 | 13,007 |
| Total equity capital | $9,595,000 | 4,045 |
| Total bank equity capital | $9,595,000 | 4,045 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $9,595,000 | 2,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $722,000 | 4,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $30,000 | 13,418 |
| Earning assets | $62,888,000 | 6,206 |
| Long-term assets (5+ years) | $45,455,000 | 1,273 |
| Average Assets, year-to-date | $61,335,200 | 6,672 |
| Average Assets, quarterly | $64,008,500 | 6,528 |
| Volatile liabilities | $2,954,000 | 8,622 |
| Insider loans | $154,000 | 4,581 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,233,000 | 7,007 |
| Tier 1 (core) risk-based capital | $9,595,000 | 3,979 |
| Tier 2 risk-based capital | $65,000 | 12,846 |
| Total risk weighted assets | $33,370,300 | 6,826 |
| Total unused commitments | $2,233,000 | 7,036 |
| Derivatives | $0 | 651 |